“I would just encourage everybody to be as politically incorrect as their heart desires" Sean Penn has taken aim at the “extraordinary cowardice” of Hollywood, claiming it is “limiting the imagination”. The actor took exception with Oscar voters in particular, despite the fact that he has picked up two gongs himself, for his performances in Mystic River and Milk . Speaking at the Marrakech Film Festival, where he received the lifetime achievement award, he said (via Variety ): “The Academy have exercised really extraordinary cowardice when it comes to being part of the bigger world of expression, and in fact, have largely been part of limiting the imagination and very limiting of different cultural expressions.” “So I don’t get very excited about what we’ll call the Academy Awards [except for] when a film like The Florida Project , or I’m Still Here [are nominated], or, you know, Emilia Perez , of the things that are likely to happen this year.” Sean Penn with his Best Actor Oscar for ‘Milk’ at the 2009 Academy Awards. Credit: Jeff Kravitz/FilmMagic. Penn added that the industry is “afraid” of addressing controversial political topics, referencing the recent Donald Trump biopic The Apprentice , which is expected to miss out in the coming awards season. “It’s jaw-dropping how afraid this business of mavericks is of a great film like that, one with great, great acting,” Penn said. “[It’s amazing] that they too can be as afraid as a piddly little Republican congressman.” “Around the world [there is] this demand for diversity – but not diversity of behavior and not diversity of opinion or language,” he continued. “I would just encourage everybody to be as politically incorrect as their heart desires and to engage diversity and to keep telling those stories.” Among the films expected to be in the running at the Oscars early next year are Sean Baker’s independent drama Anora , Netflix’s experimental musical Emilia Perez and A24’s historical epic The Brutalist , as well as more mainstream fare such as Wicked , Gladiator II and Dune: Part Two . Penn, meanwhile, spoke earlier this year about the rumours that he hit Madonna with a baseball bat during their marriage in the 1980s. He said: “I didn’t know what the hell she was talking about. Now, I think it’s fair to say that I’m not the biggest guy in the world. But if I hit Mike Tyson in the head with a baseball bat, he’s going to the hospital.” Related Topics Oscars Sean Penn
By JUAN A. LOZANO, Associated Press HOUSTON (AP) — An elaborate parody appears to be behind an effort to resurrect Enron, the Houston-based energy company that exemplified the worst in American corporate fraud and greed after it went bankrupt in 2001. If its return is comedic, some former employees who lost everything in Enron’s collapse aren’t laughing. “It’s a pretty sick joke and it disparages the people that did work there. And why would you want to even bring it back up again?” said former Enron employee Diana Peters, who represented workers in the company’s bankruptcy proceedings. Here’s what to know about the history of Enron and the purported effort to bring it back. Once the nation’s seventh-largest company, Enron filed for bankruptcy protection on Dec. 2, 2001, after years of accounting tricks could no longer hide billions of dollars in debt or make failing ventures appear profitable. The energy company’s collapse put more than 5,000 people out of work, wiped out more than $2 billion in employee pensions and rendered $60 billion in Enron stock worthless. Its aftershocks were felt throughout the energy sector. Twenty-four Enron executives , including former CEO Jeffrey Skilling , were eventually convicted for their roles in the fraud. Enron founder Ken Lay’s convictions were vacated after he died of heart disease following his 2006 trial. On Monday — the 23rd anniversary of the bankruptcy filing — a company representing itself as Enron announced in a news release that it was relaunching as a “company dedicated to solving the global energy crisis.” It also posted a video on social media, advertised on at least one Houston billboard and a took out a full-page ad in the Houston Chronicle In the minute-long video that was full of generic corporate jargon, the company talks about “growth” and “rebirth.” It ends with the words, “We’re back. Can we talk?” Related Articles Enron’s new website features a company store, where various items featuring the brand’s tilted “E” logo are for sale, including a $118 hoodie. In an email, company spokesperson Will Chabot said the new Enron was not doing any interviews yet, but that “We’ll have more to share soon.” Signs point to the comeback being a joke. In the “terms of use and conditions of sale” on the company’s website, it says “the information on the website about Enron is First Amendment protected parody, represents performance art, and is for entertainment purposes only.” Documents filed with the U.S. Patent and Trademark Office show that College Company, an Arkansas-based LLC, owns the Enron trademark. The co-founder of College Company is Connor Gaydos, who helped create a joke conspiracy theory that claims all birds are actually surveillance drones for the government. Peters said that since learning about the “relaunch” of Enron, she has spoken with several other former employees and they are also upset by it. She said the apparent stunt was “in poor taste.” “If it’s a joke, it’s rude, extremely rude. And I hope that they realize it and apologize to all of the Enron employees,” Peters said. Peters, who is 74 years old, said she is still working in information technology because “I lost everything in Enron, and so my Social Security doesn’t always take care of things I need done.” “Enron’s downfall taught us critical lessons about corporate ethics, accountability, and the consequences of unchecked ambition. Enron’s legacy was the employees in the trenches. Leave Enron buried,” she said. Follow Juan A. Lozano on X at https://x.com/juanlozano70
Williams' 19 lead East Texas A&M over Abilene Christian 68-67LONDON (AP) — Edinburgh Airport was shut down by an unspecified information technology issue Sunday afternoon, causing headaches for passengers at the start of the busy holiday travel season. All flights into and out of Scotland’s busiest airport were grounded at 4:15 p.m. local time, with some incoming flights diverted to Glasgow Airport about 50 miles away. Edinburgh airport said engineers were working to resolve the issue. “Passengers are asked to check the status of their flight with the airline they are flying with before traveling to the airport,’’ the airport said in a statement.
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A research team has achieved a significant breakthrough in clean energy technology. The team has successfully enhanced a crucial component of a bio-electrochemical cell, enabling more efficient hydrogen production from microorganisms found in waste. This advancement resolves longstanding power loss challenges in conventional processes, offering a transformative pathway toward large-scale, cost-effective hydrogen production. The work is in the journal . Biogas, a renewable gas generated during the microbial decomposition of organic waste, has emerged as a promising source for clean hydrogen production. Through processes like steam reforming or pyrolysis at elevated temperatures, biogas can be converted into hydrogen—a key player in the global transition to carbon neutrality. However, existing production methods face critical hurdles. These processes not only emit as a byproduct but also demand substantial energy to sustain high-temperature conditions, posing significant challenges to large-scale commercialization. To address these challenges, leading countries such as the United States and Europe are actively researching hydrogen production processes using bio-electrochemical cells. In this process, waste and electricity are supplied to the bio-electrochemical cell, where microorganisms consume organic matter, releasing electrons and hydrogen ions that combine to produce hydrogen gas. Unlike traditional hydrogen production methods, the bio-electrochemical cell (BEC) process offers a more sustainable and cost-efficient solution. By operating at low temperatures and emitting significantly less carbon dioxide, BEC technology aligns with global decarbonization goals. However, scaling up the process presents a critical challenge. As system size increases, the pathways for electrochemical reaction materials become longer, resulting in higher internal resistance and increased power loss. This limitation poses a significant barrier to large-scale commercialization, highlighting the need for further technological advancements to improve system efficiency and scalability. To overcome the power loss issues of conventional bio-electrochemical cells, the research team developed a proprietary improvement to the basic unit of the cell and applied it to the hydrogen production process. The process utilizing the newly developed cell achieved 1.2 times higher hydrogen productivity and more than 1.8 times higher electron production compared to existing bio-electrochemical hydrogen production processes. The research team has introduced a groundbreaking innovation to the bio-electrochemical cell: a proprietary Zero-Gap technology. This advanced design minimizes the distance between the cell's electrodes and separator, significantly reducing electrical resistance and optimizing reaction efficiency. By creating a more direct pathway for electrochemical reactions, Zero-Gap technology enables faster electron transfer and more efficient hydrogen production. Widely adopted in cutting-edge electrochemical systems, this approach is a critical step forward in improving the scalability and commercial viability of bio-electrochemical cells. However, conventional zero-gap structures are typically designed by stacking electrodes and membranes in a sandwich-like configuration. During large-scale implementation, this structure can lead to pressure imbalances, creating small gaps between the electrodes and membranes. These gaps cause localized efficiency drops and an increase in , hindering overall process performance. In contrast, the zero-gap structure developed by the research team features a cylindrical lid that applies uniform pressure to the back of the electrode as it closes, ensuring complete adhesion between the electrode and the separator. This design can be applied consistently even in large-scale processes, making it a key innovation for the commercialization of bio-electrochemical cells. The research team successfully applied the developed bio-electrochemical cell to the hydrogen production process, resulting in 1.8 times more electron production and a 1.2-fold increase in hydrogen output compared to conventional processes. The same performance was maintained in pilot-scale experiments, a critical step toward large-scale implementation. This achievement was officially certified by the Korea Testing Laboratory (KTL), further validating its effectiveness. Dr. Jwa Eunjin, the lead researcher, stated, "This not only addresses the environmental and economic challenges of processing organic waste in Korea but also represents a significant breakthrough in the high-efficiency production of clean hydrogen energy. "The commercialization of the high-performance bio-electrochemical cell we developed is expected to make a substantial contribution to achieving carbon neutrality and transitioning to a hydrogen-based society."Logi Symphony from insightsoftware recognized as the premier embedded BI and analytics solution for deriving instant, data-driven insights RALEIGH, N.C., Dec. 18, 2024 (GLOBE NEWSWIRE) -- insightsoftware , a global provider of comprehensive solutions for finance, accounting, and operations teams, today announced it received the highest ranking in the Dresner Advisory Services' 2024 Embedded Business Intelligence (BI) Market Study for the tenth year in a row. Based on Dresner Advisory Services' Wisdom of Crowds® research, the market study compared Logi Symphony from insightsoftware to similar vendors based on their embedded BI features/capabilities and embedded architecture as reported in Q3 and Q4 of 2024. Logi Symphony is tied for the top position as the leading solution in the embedded analytics and BI market. Logi Symphony is a highly flexible, unified platform that simplifies data access, preparation, and visualization, delivering powerful analytics and actionable insights across BI, data products, and beyond. In 2024, insightsoftware released new advancements for Logi Symphony, including customizable self-learning agentic RAG AI, predictive insights tailored for secure, data-driven experiences, and SaaS-based deployment capabilities . insightsoftware also announced the availability of Logi Symphony on Google Cloud Marketplace , emphasizing the company's commitment to creating a developer-friendly environment with the leading cloud platform for Generative Artificial Intelligence (GenAI) applications. "Organizations need to move beyond traditional, siloed reporting tools to enable real-time insights, collaboration, and effective data-driven decision-making,” said Jay Allardyce, General Manager, Data & Analytics at insightsoftware. "Logi Symphony changes the game, streamlining how organizations access, visualize and share critical data assets. By embedding AI-driven analytics into applications, organizations can create data-driven experiences for their end users, which drive quick decisions and more engaged experiences, ultimately allowing them to be differentiated in an attention-challenged world. Recognition from Dresner as an embedded BI market leader for the tenth year in a row is a testament to our commitment to continued innovation and the incredible efforts of our dedicated team.” "Current adoption of embedded BI continues a strong two-year rebound in 2023-2024, with organizations striving to enhance access to existing reports/analysis, and to provide internal application users with in-context insight and analysis," said Howard Dresner, Founder and Chief Research Officer at Dresner Advisory. "We congratulate insightsoftware on once again achieving a leadership position in embedded BI." This top ranking from Dresner follows additional 2024 recognition for Logi Symphony and its ability to enable organizations of all sizes to harness the power of data more effectively. It was also named the Best Data-driven SaaS Product in the 2024 SaaS Awards program and a finalist for this year's InfoWorld Technology of the Year Awards for BI and Analytics. To learn more about insightsoftware's Logi Symphony and its implications for embedded BI analytics, visit the website . To view the full report, click here . About Dresner Advisory Services Dresner Advisory Services was formed by Howard Dresner, an independent analyst, author, lecturer, and business adviser. Dresner Advisory Services, LLC focuses on creating and sharing thought leadership for Business Intelligence (BI), Performance Management, and related areas. About insightsoftware insightsoftware is a global provider of comprehensive solutions for finance, accounting, and operations teams. We believe an actionable business strategy begins and ends with accessible data. With solutions across business intelligence, embedded analytics, data integration, and data management, we transform how enterprises operate with data; be that of application, data, IT and product teams, as well as independent software vendors (ISVs) for their customers. We bring data and insights anywhere, with an emphasis on seamless integration, customization, and composability. With data at the heart of everything we do, we enable product teams to drive decision intelligence, improve customer retention and engagement, and monetize data through self-service analytics. Learn more at insightsoftware.com . Media Contacts Inkhouse for insightsoftware [email protected] Daniel Tummeley Corporate Communications Manager [email protected]By JUAN A. LOZANO, Associated Press HOUSTON (AP) — An elaborate parody appears to be behind an effort to resurrect Enron, the Houston-based energy company that exemplified the worst in American corporate fraud and greed after it went bankrupt in 2001. If its return is comedic, some former employees who lost everything in Enron’s collapse aren’t laughing. “It’s a pretty sick joke and it disparages the people that did work there. And why would you want to even bring it back up again?” said former Enron employee Diana Peters, who represented workers in the company’s bankruptcy proceedings. Here’s what to know about the history of Enron and the purported effort to bring it back. What happened at Enron? Once the nation’s seventh-largest company, Enron filed for bankruptcy protection on Dec. 2, 2001, after years of accounting tricks could no longer hide billions of dollars in debt or make failing ventures appear profitable. The energy company’s collapse put more than 5,000 people out of work, wiped out more than $2 billion in employee pensions and rendered $60 billion in Enron stock worthless. Its aftershocks were felt throughout the energy sector. Twenty-four Enron executives , including former CEO Jeffrey Skilling , were eventually convicted for their roles in the fraud. Enron founder Ken Lay’s convictions were vacated after he died of heart disease following his 2006 trial. Is Enron coming back? On Monday — the 23rd anniversary of the bankruptcy filing — a company representing itself as Enron announced in a news release that it was relaunching as a “company dedicated to solving the global energy crisis.” It also posted a video on social media, advertised on at least one Houston billboard and a took out a full-page ad in the Houston Chronicle In the minute-long video that was full of generic corporate jargon, the company talks about “growth” and “rebirth.” It ends with the words, “We’re back. Can we talk?” Enron’s new website features a company store, where various items featuring the brand’s tilted “E” logo are for sale, including a $118 hoodie. In an email, company spokesperson Will Chabot said the new Enron was not doing any interviews yet, but that “We’ll have more to share soon.” Signs point to the comeback being a joke. In the “terms of use and conditions of sale” on the company’s website, it says “the information on the website about Enron is First Amendment protected parody, represents performance art, and is for entertainment purposes only.” Documents filed with the U.S. Patent and Trademark Office show that College Company, an Arkansas-based LLC, owns the Enron trademark. The co-founder of College Company is Connor Gaydos, who helped create a joke conspiracy theory that claims all birds are actually surveillance drones for the government. What do former Enron employees think of the company’s return? Peters said that since learning about the “relaunch” of Enron, she has spoken with several other former employees and they are also upset by it. She said the apparent stunt was “in poor taste.” “If it’s a joke, it’s rude, extremely rude. And I hope that they realize it and apologize to all of the Enron employees,” Peters said. Peters, who is 74 years old, said she is still working in information technology because “I lost everything in Enron, and so my Social Security doesn’t always take care of things I need done.” “Enron’s downfall taught us critical lessons about corporate ethics, accountability, and the consequences of unchecked ambition. Enron’s legacy was the employees in the trenches. Leave Enron buried,” she said. Follow Juan A. Lozano on X at https://x.com/juanlozano70Swinney and Brown at memorial service for ‘giant of a man’ Alex Salmond
ST. PETERSBURG, Fla. (AP) — The St. Petersburg City Council reversed course Thursday on whether to spend more than $23 million to repair the hurricane-shredded roof of the Tampa Bay Rays' ballpark , initially voting narrowly for approval and hours later changing course. The reversal on fixing Tropicana Field came after the council voted to delay consideration of revenue bonds for a proposed new $1.3 billion Rays ballpark. Just two days before, the Pinellas County Commission postponed a vote on its share of the new stadium bonds, leaving that project in limbo. “This is a sad place. I'm really disappointed,” council chair Deborah Figg-Sanders said. “We won’t get there if we keep finding ways we can’t.” The Rays say the lack of progress puts the new stadium plan and the future of Tropicana Field in jeopardy. “I can't say I'm confident about anything,” Rays co-president Brian Auld told the council members. The Trop's translucent fiberglass roof was ripped to pieces on Oct. 9 when Hurricane Milton swept ashore just south of Tampa Bay. There was also significant water damage inside the ballpark, with a city estimate of the total repair costs pegged at $55.7 million. The extensive repairs cannot be finished before the 2026 season, city documents show. The Rays made a deal with the Yankees to play next season at 11,000-seat Steinbrenner Field, New York's spring training home across the bay in Tampa. Baseball Commissioner Rob Manfred said MLB wants to give the Rays and Tampa-area politicians time to figure out a path forward given the disruption caused by the hurricane. Assuming Tropicana Field is repaired, the Rays are obligated to play there for three more seasons. “We’re committed to the fans in Tampa Bay,” Manfred said at an owners meeting. “Given all that’s happened in that market, we’re focused on our franchise in Tampa Bay right now.” The initial vote Thursday was to get moving on the roof portion of the repair. Once that's done, crews could begin working on laying down a new baseball field, fixing damaged seating and office areas and a variety of electronic systems — which would require another vote to approve money for the remaining restoration. The subsequent vote reversing funding for the roof repair essentially means the city and Rays must work on an alternative in the coming weeks so that Tropicana Field can possibly be ready for the 2026 season. The city is legally obligated to fix the roof. “I’d like to pare it down and see exactly what we’re obligated to do,” council member John Muhammad said. The city previously voted to spend $6.5 million to prevent further damage to the unroofed Trop. Several council members said before the vote on the $23.7 million to fix the roof that the city is contractually obligated to do so. “I don’t see a way out of it. We have a contract that’s in place,” council member Gina Driscoll said. “We’re obligated to do it. We are going to fix the roof.” The council had voted 4-3 to approve the roof repair. Members who opposed it said there wasn't enough clarity on numerous issues, including how much would be covered by the ballpark's insurance and what amount might be provided by the Federal Emergency Management Agency. They also noted that city residents who are struggling to repair their homes and businesses damaged by hurricanes Helene and Milton are dismayed when they see so many taxpayer dollars going to baseball. “Why are we looking to expend so much money right away when there is so much uncertainty?” council member Richie Floyd said. The new Rays ballpark — now likely to open in 2029, if at all — is part of a larger urban renovation project known as the Historic Gas Plant District, which refers to a predominantly Black neighborhood that was forced out to make way for construction of Tropicana Field and an interstate highway spur. The broader $6.5 billion project would transform an 86-acre (34-hectare) tract in the city’s downtown, with plans in the coming years for a Black history museum, affordable housing, a hotel, green space, entertainment venues, and office and retail space. There’s the promise of thousands of jobs as well. St. Petersburg Mayor Ken Welch, a prime mover behind the overall project, said it's not time to give up. “We believe there is a path forward to success,” the mayor said. AP MLB: https://apnews.com/hub/mlbWith Black Friday sales in full swing, there are still plenty of terrific deals to take advantage of. It’s the perfect time to shop for expensive electronics, including TV’s. Until Cyber Monday, you’ll be able to snag a high-end TV at a nice discount. Several top brands are offering huge deals on their best models. We’re seeing fantastic discounts on Samsung, LG, Sony and Hisense TVs. Whether you want a big-screen TV or something smaller for casual viewing, there are many options to consider getting during this sale event. Last updated on Nov. 30, 2024, at 2 a.m. ET. In this article: Samsung 55-Inch Class QLED 4K The Frame Series Smart TV , LG 77-Inch Class OLED B4 Series Smart TV and Hisense U6 Series 65-Inches ULED 4K Smart TV . The cool thing about this smart TV is that it features an Art mode you can enable, which displays modern and classic art pieces whenever you’re not watching. The color volume is fantastic, the matte film reduces light glare and the frame is customizable with multiple color bezel options. If you’re looking for an affordable 4K smart TV, this 65-inch LED model won’t disappoint. 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Algert Global LLC increased its position in shares of Peapack-Gladstone Financial Co. ( NASDAQ:PGC – Free Report ) by 165.8% in the 3rd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 24,558 shares of the financial services provider’s stock after acquiring an additional 15,320 shares during the period. Algert Global LLC owned about 0.14% of Peapack-Gladstone Financial worth $673,000 as of its most recent filing with the Securities and Exchange Commission. A number of other institutional investors have also recently bought and sold shares of PGC. Vanguard Group Inc. lifted its stake in shares of Peapack-Gladstone Financial by 1.1% in the 1st quarter. Vanguard Group Inc. now owns 903,093 shares of the financial services provider’s stock valued at $21,972,000 after purchasing an additional 9,991 shares during the last quarter. Boston Partners raised its holdings in Peapack-Gladstone Financial by 1.6% during the first quarter. Boston Partners now owns 762,659 shares of the financial services provider’s stock valued at $18,339,000 after buying an additional 12,226 shares in the last quarter. American Century Companies Inc. lifted its position in shares of Peapack-Gladstone Financial by 15.3% in the second quarter. American Century Companies Inc. now owns 275,576 shares of the financial services provider’s stock worth $6,242,000 after buying an additional 36,564 shares during the last quarter. Salzhauer Michael boosted its stake in shares of Peapack-Gladstone Financial by 5.1% during the 2nd quarter. Salzhauer Michael now owns 152,339 shares of the financial services provider’s stock worth $3,450,000 after acquiring an additional 7,429 shares in the last quarter. Finally, AQR Capital Management LLC increased its holdings in shares of Peapack-Gladstone Financial by 45.6% during the 2nd quarter. AQR Capital Management LLC now owns 95,930 shares of the financial services provider’s stock valued at $2,173,000 after acquiring an additional 30,031 shares during the last quarter. Institutional investors and hedge funds own 72.75% of the company’s stock. Insider Buying and Selling In related news, EVP John P. Babcock sold 10,000 shares of Peapack-Gladstone Financial stock in a transaction dated Thursday, September 5th. The stock was sold at an average price of $26.89, for a total transaction of $268,900.00. Following the sale, the executive vice president now directly owns 52,155 shares of the company’s stock, valued at $1,402,447.95. This trade represents a 16.09 % decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink . 7.63% of the stock is currently owned by insiders. Wall Street Analysts Forecast Growth Get Our Latest Stock Report on Peapack-Gladstone Financial Peapack-Gladstone Financial Stock Performance Shares of PGC opened at $36.14 on Friday. The company has a debt-to-equity ratio of 0.22, a current ratio of 0.97 and a quick ratio of 0.97. Peapack-Gladstone Financial Co. has a one year low of $20.30 and a one year high of $37.88. The company’s fifty day moving average price is $31.92 and its 200 day moving average price is $27.16. The company has a market capitalization of $635.34 million, a PE ratio of 19.97 and a beta of 0.96. Peapack-Gladstone Financial ( NASDAQ:PGC – Get Free Report ) last posted its quarterly earnings data on Tuesday, October 22nd. The financial services provider reported $0.43 earnings per share for the quarter, topping the consensus estimate of $0.37 by $0.06. The business had revenue of $102.14 million during the quarter, compared to analysts’ expectations of $58.24 million. Peapack-Gladstone Financial had a return on equity of 5.55% and a net margin of 8.12%. As a group, analysts expect that Peapack-Gladstone Financial Co. will post 1.82 earnings per share for the current year. Peapack-Gladstone Financial Dividend Announcement The business also recently disclosed a quarterly dividend, which was paid on Friday, November 22nd. Stockholders of record on Thursday, November 7th were paid a $0.05 dividend. The ex-dividend date was Thursday, November 7th. This represents a $0.20 annualized dividend and a dividend yield of 0.55%. Peapack-Gladstone Financial’s payout ratio is 11.05%. Peapack-Gladstone Financial Profile ( Free Report ) Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. Read More Want to see what other hedge funds are holding PGC? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Peapack-Gladstone Financial Co. ( NASDAQ:PGC – Free Report ). Receive News & Ratings for Peapack-Gladstone Financial Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Peapack-Gladstone Financial and related companies with MarketBeat.com's FREE daily email newsletter .