NEW YORK (AP) — Stocks fell in morning trading Friday as Wall Street closes out a holiday-shortened week. The S&P 500 fell 1.4%, with more than 80% of stocks in the benchmark index losing ground. Still, the index is managing to hold onto a modest gain for the week. The Dow Jones Industrial Average fell 402 points, or 0.9%, to 42,945 as of 10:41 a.m. Eastern time. The Nasdaq composite fell 2%. Both the Dow and the Nasdaq are also holding on to weekly gains. Technology stocks were the biggest drag on the market Friday. Semiconductor giant Nvidia slumped 3.2%. Its enormous valuation gives it an outsize influence on indexes. Other Big Tech stocks losing ground included Microsoft, with a 2.2% decline. A wide range of retailers also fell. Amazon fell 2.2% and Best Buy slipped 1.9%. The sector is being closely watched for clues on how it performed during the holiday shopping season. Energy was the only sector within the S&P 500 rising. It gained 0.5% as crude oil prices rose 0.8%. Investors don't have much in the way of corporate or economic updates to review as the market moves closer to another standout annual finish. The S&P 500 is on track for a gain of around 25% in 2024. That would mark a second consecutive yearly gain of more than 20%, the first time that has happened since 1997-1998. The gains have been driven partly by upbeat economic data showing that consumers continued spending and the labor market remained strong. Inflation, while still high, has also been steadily easing. A report on Friday showed that sales and inventory estimates for the wholesales trade industry fell 0.2% in November, following a slight gain in October. That weaker-than-expected report follows an update on the labor market Thursday that showed unemployment benefits held steady last week. In Asia, Japan’s benchmark index surged as the yen remained weak against the dollar. Stocks in South Korea fell after the main opposition party voted to impeach the country’s acting leader. Markets in Europe gained ground. Bond yields held relatively steady. The yield on the 10-year Treasury remained at 4.59% from late Thursday. The yield on the two-year Treasury slipped to 4.32% from 4.33% late Thursday. Wall Street will have more economic updates to look forward to next week, including reports on pending home sales and home prices. There will also be reports on U.S. construction spending and snapshots of manufacturing activity.NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Change your relationship with money Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. Know your “why” When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. Budget, budget, budget “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. Pay down outstanding debt “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. Take control of your credit card interest rate “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. Set realistic, practical goals When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. Don't ‘flamingo' or bury your head in the sand “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automate savings, where possible Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Slow down Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Focus on financial wellness Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism. Cora Lewis And Adriana Morga, The Associated PressImage via Christian Thompson/Disneyland Resort via Getty Patrick Mahomes , the quarterback of the Kansas City Chiefs , is busy gearing up for the game against the Pittsburgh Steelers but his wife, Brittany Mahomes , made sure to give fans a glimpse of their Christmas celebrations. Brittany shared their family Christmas portraits where the family of four look beautiful together. While it is not known when exactly the pictures were taken, it looks like Brittany preplanned the Christmas portraits since Patrick will be busy playing today. Patrick Mahomes And His Wife Brittany Mahomes Pose For Their Family Portrait On Christmas Brittany posted four pictures as their family portraits on Christmas. Brittany, who is currently pregnant with their third child, looks beautiful in a white turtleneck and white flared pants. She is seen sitting on a brown sofa with their son on her lap. Their son is matching with his mother and is wearing a white t-shirt, brown pants and boots along with a green checkered jacket on top. On top of the sofa’s armrest is the NFL star and the quarterback of the Kansas City Chiefs, Patrick Mahomes, dressed in a red button down shirt. On his lap is their daughter who is wearing an off white full sleeved frock along with a dark green dress on top of it. Their daughter has her hair open like her mother and has accessorised with a red hair band. Their daughter is seen wearing a small Christmas gift box and behind Brittany, is an actual Santa who is also posing with the family. As a backdrop to these pictures, there is a beautifully decorated Christmas tree which serves as a perfect background to the family’s Christmas portraits. On the ground, there is also a Santa’s gift bag which looks filled with pictures for the kids. In the background, beside the beautifully decorated Christmas tree, there are a lot of gift boxes kept. It looks like the Mahomes family had the time of their lives celebrating Christmas together before Patrick goes off to play for his team, the Kansas City Chiefs, against the Houston Texans. Patrick Mahomes’ Injury Was Called “Fake” Also Read: Deion Sanders offers detailed update on Travis Hunter’s mental health as he faces ongoing hate and trolling Last week was not that great for the family as last weekend when the Kansas City Chiefs played against the Houston Texans, Patrick had sustained an ankle injury. This injury had cast doubts whether he would be able to play any more matches for the Kansas City Chiefs. But Patrick proved everyone wrong and returned to the game a few days ago at the Arrowhead Stadium. His return to the field also sparked controversy as a video of his walking into the stadium had gone viral. As he seemed to walk without any injury or pain, many fans speculated whether he actually even sustained an injury or was it all “fake”. But he proved everyone wrong and retained his star status.
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PHILADELPHIA (AP) — Jalen Hurts remained in the NFL's concussion protocol on Monday, limiting his ability to practice this week for the Philadelphia Eagles and casting doubt on his availability for Sunday's game against Dallas. If Hurts can't play, the Eagles would turn to backup Kenny Pickett — who suffered a rib injury and couldn't protect a big lead in a 36-33 loss to Washington — with third-stringer Tanner McKee on deck. The Eagles (12-3) need to win one more game over the final two to clinch an NFC East title and one of the conference's top two seeds. Coach Nick Sirianni gave no additional health update on Hurts but did say the QB who led the Eagles to 10 straight wins before he was forced out with the head injury wouldn't need much time this week to get ready against the Cowboys, if he was cleared. “Jalen knows how to prepare,” Sirianni said. “He knows how to get himself ready. He's a true pro." The Eagles are 9 1/2-point favorites over the division rival Cowboys (7-8), per BetMGM Sportsbook. Sirianni said the Eagles would lean on the medical staff on a daily basis to know where Hurts — who threw two touchdown passes and ran for a pair of scores in the first meeting against Dallas in November — was in his recovery from the head injury. Hurts was ruled out early at Washington after his head slammed against the ground on one run and he was hit in the helmet by Commanders linebacker Frankie Luvu at the end of another. “He's always done a good job of protecting himself both as a passer and a runner,” Sirianni said. “Any time you lose one of your best players, you wish they'd do something else or not take that hit." Hurts shook off a sluggish start over the first four games and has thrown 18 touchdowns against just five interceptions to turn the Eagles into Super Bowl contenders. “Every time there's a player out,” Sirianni said, “there's an adjustment to be made.” Saquon Barkley and the running game. Barkley was held to 41 yards after the first quarter but 150 yards is 150 yards and he still has a shot at NFL history. Barkley leads the NFL with 1,838 yards rushing and is 268 yards away from passing Eric Dickerson and his 2,105 yards for the Los Angeles Rams in 1984 for the season mark. Barkley is 162 yards shy of becoming the ninth player in NFL history with 2,000 yards rushing in a season. Backup QB. Pickett was 14 of 24 for 143 yards in relief, throwing a touchdown pass to A.J. Brown and an interception. Pickett played his first meaningful football in a year. The Eagles use McKee as the emergency QB, but the sixth-round pick in the 2023 draft could be in the mix if Hurts sat out against Dallas. Pickett is from New Jersey and said when he was acquired from Pittsburgh that he had “great memories” of going to games at Lincoln Financial Field with his dad and grandfather since he was 5. The chance to run out of the home team tunnel — which he could get Sunday if he's the starting QB — left him absolutely delighted. Pickett, a first-round pick out of Pitt in 2022, went 14-10 as a starter for the Steelers. “I was impressed by Pickett, honestly," Washington coach Dan Quinn said Monday. "I thought he threw the ball with good accuracy to the right spots. He’s a nice athlete (who can) move, so I can see why they would want him in that system. I thought he got outside and had good scramble ability. Wasn’t surprised they didn’t run the sneaks to go through that.” Zack Baun. The linebacker barely caused a ripple on the transactions wire in March but has been arguably the MVP of the defense. He forced a fumble in the third quarter that set up a score, one of five turnovers for the Eagles. He also had two tackles for losses. The No. 1 seed. The Eagles all but cost themselves a shot at the top spot in the NFC and a bye with the late-game collapse in Washington. The Eagles will clinch the division with a victory over the Cowboys or Giants and most likely will finish with the No. 2 seed. They are one game behind both the Detroit Lions (13-2) and the Minnesota Vikings (13-2) in the NFC standings. Eagles fans can still chant, “We're No. 1!” but it's a long shot. To clinch the No. 1 seed, the Eagles need to beat Dallas and the Giants. And the Lions need to lose their last two games against San Francisco (6-9) and Minnesota. And the Vikings needs to lose to Green Bay (10-4) and beat the Lions in Week 18. Should the status quo remain, the Eagles would host Washington in a playoff game. Beyond Hurts, edge rusher Josh Sweat left with an ankle injury and defensive tackle Jordan Davis limped off in the second quarter. ... Pickett said he had his ribs X-rayed and would undergo further testing. Sirianni had no update Monday on Pickett's condition. 1,000 — Brown became the first Eagles receiver to top 1,000 yards in three straight seasons since Mike Quick from 1983-85. The Eagles can clinch the division and a home playoff game with two lightweights left on the schedule, both at home. The Eagles play Dallas on Sunday in a game bumped to a 1 p.m. kickoff and end the season against the New York Giants. AP NFL: https://apnews.com/hub/nflNew pro-European coalition approved in Romania amid period of political turmoilSiemens Aktiengesellschaft ( OTCMKTS:SIEGY – Get Free Report ) was the recipient of a large decrease in short interest during the month of December. As of December 15th, there was short interest totalling 14,500 shares, a decrease of 14.2% from the November 30th total of 16,900 shares. Based on an average daily volume of 186,300 shares, the days-to-cover ratio is presently 0.1 days. Wall Street Analysts Forecast Growth SIEGY has been the topic of several recent research reports. Citigroup upgraded shares of Siemens Aktiengesellschaft to a “strong-buy” rating in a research report on Wednesday, October 2nd. Hsbc Global Res upgraded Siemens Aktiengesellschaft from a “moderate sell” rating to a “hold” rating in a research report on Thursday, December 5th. Finally, Bank of America cut Siemens Aktiengesellschaft from a “buy” rating to a “neutral” rating in a research report on Tuesday, November 19th. Read Our Latest Report on SIEGY Siemens Aktiengesellschaft Stock Down 1.0 % Siemens Aktiengesellschaft Company Profile ( Get Free Report ) Siemens Aktiengesellschaft, a technology company, focuses in the areas of automation and digitalization in Europe, Commonwealth of Independent States, Africa, the Middle East, the Americas, Asia, and Australia. It operates through Digital Industries, Smart Infrastructure, Mobility, Siemens Healthineers, and Siemens Financial Services (SFS) segments. Featured Stories Receive News & Ratings for Siemens Aktiengesellschaft Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Siemens Aktiengesellschaft and related companies with MarketBeat.com's FREE daily email newsletter .