
Dublin, Dec. 17, 2024 (GLOBE NEWSWIRE) -- The "Online Education Market Opportunities and Strategies to 2033" report has been added to ResearchAndMarkets.com's offering. The global online education market reached a value of nearly $55.6 billion in 2023, having grown at a compound annual growth rate (CAGR) of 25.30% since 2018. The market is expected to grow from $55.6 billion in 2023 to $160.3 billion in 2028 at a rate of 23.60%. The market is then expected to grow at a CAGR of 24.22% from 2028 and reach $474 billion in 2033. Growth in the historic period resulted from the increased consumer preference for online education, strong economic growth in emerging markets and rising internet penetration. Factors that negatively affected growth in the historic period include data privacy concerns. Going forward, the increasing deployment of 5G technology, rising digital transformation, increased penetration of smartphones and laptops and increasing urbanization will drive the market. Factors that could hinder the growth of the online education market in the future include high cost of online courses. The online education market is segmented by category into primary and secondary supplemental education, higher education, test preparation, reskilling and online certification, and language and casual learning. The primary and secondary supplemental education market was the largest segment of the online education market segmented by category, accounting for 34.51% or $19.2 billion of the total in 2023. Going forward, the reskilling and online certification segment is expected to be the fastest growing segment in the online education market segmented by category, at a CAGR of 26.62% during 2023-2028. The online education market is segmented by device into laptop, mobile, and personal computer. The laptop market was the largest segment of the online education market segmented by device, accounting for 43.39% or $24.1 billion of the total in 2023. Going forward, the mobile segment is expected to be the fastest growing segment in the online education market segmented by device, at a CAGR of 26.39% during 2023-2028. The online education market is segmented by end user into academic, corporate, and government. The academic market was the largest segment of the online education market segmented by end user, accounting for 56.02% or $31.1 billion of the total in 2023. Going forward, the corporate segment is expected to be the fastest growing segment in the online education market segmented by end user, at a CAGR of 25.00% during 2023-2028. The online education market is segmented by technology into mobile e-learning, learning management system, application simulation tool, rapid e-learning, podcast, and virtual classroom. The mobile e-learning market was the largest segment of the online education market segmented by technology, accounting for 29.86% or $16.6 billion of the total in 2023. Going forward, the mobile e-learning segment is expected to be the fastest growing segment in the online education market segmented by technology, at a CAGR of 26.41% during 2023-2028. North America was the largest region in the online education market, accounting for 33.35% or $18.5 billion of the total in 2023. It was followed by Asia-Pacific, Western Europe and then the other regions. Going forward, the fastest-growing regions in the online education market will be Asia-Pacific and South America, where growth will be at CAGRs of 28.80% and 24.06% respectively. These will be followed by the Middle East and Africa, where the markets are expected to grow at CAGRs of 23.99% and 22.74% respectively. The global online education market is highly fragmented, with a large number of players operating in the market. The top ten competitors in the market made up to 15.22% of the total market in 2023. Blackboard Inc (now Anthology Inc.) was the largest competitor with a 2.29% share of the market, followed by McGraw-Hill Education Inc. with 2.29%, Stride Inc. with 2.20%, TAL Education Group with 1.56%, 2U, Inc. with 1.36%, Edureka Technologies Pvt Ltd. with 1.35%, Coursera Inc. with 1.14%, Udemy Inc. with 1.12%, VIPKid International Inc. with 1.01% and LinkedIn Learning (formerly Lynda.com) with 0.88%. The top opportunities in the online education market segmented by category will arise in the test preparation segment, which will gain $31.9 billion of global annual sales by 2028. The top opportunities in the online education market segmented by device will arise in the mobile segment, which will gain $43.3 billion of global annual sales by 2028. The top opportunities in the online education market segmented by end user will arise in the academic segment, which will gain $58.3 billion of global annual sales by 2028. The top opportunities in the online education market segmented by technology will arise in the mobile e-learning segment, which will gain $37 billion of global annual sales by 2028. The online education market size will gain the most in the USA at $25.6 billion. Market-trend-based strategies for online education market include focus on revolutionizing virtual classrooms with interactive learning environments, introducing diverse courses for aspiring students, launching innovative online undergraduate programs, developing new learning and training solutions to bridge the skills gap, expanding online learning platforms into business education and innovative technology advancements such as customizable assessment solutions to increase profitability in the market. Player-adopted strategies in the online education market include focus on enhancing operational capabilities by developing new product solutions and enhancing business operations through strategic partnerships. To take advantage of the opportunities, the analyst recommends the online education companies to focus on enhancing engagement through interactive learning, focus on expanding course diversity to enhance accessibility, focus on launching flexible, skill-oriented programs, focus on developing comprehensive learning solutions, focus on expanding online learning platforms, focus on innovative assessment solutions, focus on reskilling and online certification segment, expand in emerging markets, continue to focus on developed markets, focus on expanding distribution channels, focus on competitive pricing strategies, focus on targeted digital marketing, focus on strategic partnerships to expand promotional reach and focus on targeting corporate users in online education. The report covers market characteristics; size and growth; segmentation; regional and country breakdowns; competitive landscape; market shares; trends and strategies for this market. It traces the market's history and forecasts market growth by geography. It places the market within the context of the wider online education market; and compares it with other markets. Markets Covered: Category: Primary and Secondary Supplemental Education; Higher Education; Test Preparation; Reskilling and Online Certification; Language and Casual Learning Device: Laptop; Mobile; Personal Computer End User: Academic; Corporate; Government Technology: Mobile E-Learning; Learning Management System; Application Simulation Tool; Rapid E-Learning; Podcast; Virtual Classroom Key Attributes: Key Topics Covered: Major Market Trends Revolutionizing Virtual Classrooms With Interactive Learning Environments Introduction of Diverse Courses For Aspiring Students Launch of Innovative Online Undergraduate Programs New Learning and Training Solutions To Bridge the Skills Gap Expansion of Online Learning Platforms in Business Education The Role of Customizable Assessment Solutions in Online Learning Competitive Landscape and Company Profiles Blackboard Inc (now Anthology Inc.) McGraw Hill Education Inc Stride Inc TAL Education Group 2U, Inc Other Major and Innovative Companies Edureka Technologies Pvt Ltd Coursera Inc Udemy Inc VIPKid International Inc LinkedIn Learning (formerly Lynda.com) Chegg Skillsoft Corporation Duolingo Instructure Holdings Inc Pearson Education Byju's (Think and Learn Pvt Ltd) Pluralsight Aptara Inc MasterClass Inc Unacademy Key Mergers and Acquisitions Adda247 Acquired PrepInsta 360training Acquired Compliance Training Online (CTO) Savvas Learning Company Acquired Pointful Education Innova Capital Acquired Tutore Group D2L Inc Acquired H5P Group Sdui Acquired FoxEducation Accenture Acquired Udacity Academic Partnerships Acquired Wiley's online program business BibliU Acquired Texas Book Company IU International University of Applied Sciences Acquired University of Fredericton (UFred) Physics Wallah Acquired Knowledge Planet Noodle Acquired Hubble Studios GoStudent Acquired Studienkreis Visionary Education Technology Holdings Group Inc Acquired Shanghai Jinhuiercheng Technology Co. Ltd Sovereign Fund of Egypt Acquired Selah El Telmeez Class Technologies Inc Acquired Anthology UOL EdTech Acquired Qulture. Rocks Savvas Learning Company Acquired Rubicon Publishing Sandbox & Co Acquired PlayKids Byju's Acquired GeoGebra Clarivate Plc Acquired ProQuest VK Acquired Uchi Group Unacademy Acquired Kreatryx For more information about this report visit https://www.researchandmarkets.com/r/2je1ex About ResearchAndMarkets.com ResearchAndMarkets.com is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products and the latest trends. Attachment Online Education Market
NoneMaresca led the Foxes to the Sky Bet Championship title last season before joining Chelsea over the summer. Leicester famously toasted their improbable Premier League success in 2016 with an impromptu bash at Vardy’s house. But the venue for last April’s party was not at the striker’s abode, but at Maresca’s house when the players turned up unannounced at 2am. Maresca recalled: “The best present I had from last season was when we got promoted and they arrived at my home. All the team. “This showed the connection between the players; they could go for a party at a different place but they all arrived at my home. It was a fantastic connection and I will always be thankful for them. “I was at home celebrating with my staff and my family and about two o’clock in the morning all the squad was there. We celebrated all together. Last night at Enzo’s 🏡 💙 pic.twitter.com/dqP8BFsDn3 — Leicester City (@LCFC) April 27, 2024 “When I was a player and I won things I never thought to go to the manager’s home. That shows the connection.” Similarly to when they clinched the Premier League crown, Leicester were not actually playing when they found out they were promoted after Leeds lost at QPR. “To be honest I was at home watching the game and when it finished all the staff came over – and later the players,” added the Italian. “They didn’t knock on the door, they were in the garden and knocked on the window. What time did they leave? I don’t remember.” Vardy might not be having a party at the end of this season but he is still banging in the goals at 37 and Maresca rates the striker even more highly than England’s two top goalscorers – Harry Kane and Wayne Rooney. “People don’t realise how good he is,” added Maresca. “I know England have been quite lucky because of Kane and Rooney, this type of striker, they are fantastic. “But Jamie is, if you ask me, the best one.” Maresca returns to the King Power Stadium for the first time with Chelsea on Saturday, but he will be without captain Reece James due to a hamstring problem.The closer a Prince Rupert woman looked at the deer in her yard, the stranger things became for her. “It was the first time I’ve seen anything like that; it was pretty bizarre,” said Joan Dudoward. Dudoward is a senior residing on 11th Avenue East in Prince Rupert. A flash of movement caught her eye as she scrubbed her breakfast plates on a typical Wednesday morning. Peeking out the window above her sink, she gasped— a majestic buck with massive antlers stood gracefully in her yard. “As soon as I noticed the huge buck, I ran and grabbed my camera to photograph it. I’ve been taking photos since I was a teenager...I photograph everything,” she said. She says he cozied up to lie on the grass and stayed for about half an hour. “He was wiggling his ears so I zoomed in and noticed a tag clipped on him,” she said. “I thought, why is this dear clipped? I got very concerned.” Dudoward, driven by her curiosity, noted that one side of the clip was labelled “BC WILDLIFE 06-529,” while the other read “CALL RAP: 877-952-7227.” It was suspicious because the number displayed is very similar but different from the official number of B.C.’s Conservation Officer Service, which is 1-877-952-7277. Also, the legitimate acronym for their hotline, Report All Poachers and Polluters, is “RAPP,” not “RAP,” as indicated on the tag. She called the number on the neon green tag to inquire about the buck, but reached a woman who spoke to her very hurriedly, she said. The woman, who identified herself as Jessica, wanted to send Dudoward a “free medical alert device” that she could wear around her neck. “We’re very excited to tell you about a special promotion for select callers,” Dudoward recalls the woman saying. She was then asked questions such as her age to check eligibility. Jessica then explained that as a senior, the device would help her in emergencies, such as falls, by alerting her immediate contacts. To proceed with delivery, she said she needed some personal information from Dudoward, such as her address. Then, Dudoward was abruptly transferred to another agent who continued the call. But when she tried to ask her about the buck and why the agency had clipped its number on his ear, they wouldn’t respond but instead continued to promote their products “That’s just cruelty to animals. They are targeting seniors for sure, and hurting the deer in the process,” said Dudoward. She wondered how they must have handled the wild animal to dart him. She questioned, “Did they sedate him? What exactly happened there?” She was absolutely shocked. Dudoward couldn’t comprehend why B.C. Wildlife, a legitimate organization, would have put this company’s number on the buck's ear. The incident reminded her of this continued pattern of companies attempting to target elderly and vulnerable individuals. “I also have my mother’s old number, and it gets scam calls all the time,” she said. “How can they do that? Especially to seniors. They are trying to decide if they should pay the rent or get medication,” said Dudoward in frustration. She proceeded to contact the legitimate conservation officer’s number, who, like the local RCMP, didn’t pay much heed to her situation, she said. The next day, Dudoward called the agency’s number on the tag again, and the conversation took a completely different turn. Now, the agent asked if she was 18 and was promoting products aimed at youth. They informed her that she needed to pay $3 through a call paywall to proceed to the next step, during which she would be directed to the free products for which she was eligible. “The message keeps changing; this is so strange,” said Dudoward. investigated the call and found that it was an intricately designed AI automated voice call. The system guides the caller through different phases by detecting both their spoken responses and the number keys they press. Contrary to Dudoward’s initial belief, it wasn’t a live human speaking to her, but a pre-recorded one. In fact, similar cases of fraud involving medical alert devices have happened in the U.S. before, prompting the and the to issue cautionary alerts for consumers regarding these “robocalls.” The authorities advised seniors to immediately hang up, not press any keys when prompted, and avoid sharing personal information. “Fraud is the number one crime against older Canadians. Though people of all ages can be victims of fraud, older people get targeted more than others,” states the Canadian Government on its The Canadian Anti-Fraud Centre (CAFC) says that there have been 40,623 reports of fraud this year up to Oct. 31, resulting in a loss of $503 million. Vishing is a social engineering technique that uses voice communication technology. It involves fraudulent phone calls to trick the victim into revealing personal data. The CAFC advises caution during phone calls. They urge people not to hesitate to say no if something feels off and not to feel pressured by urgency or time limits. They also encourage taking enough time to research before sharing personal information. contacted the B.C. Wildlife Federation for a comment regarding the tag on the buck. “The Conservation Officer Service darted this deer Nov. 5 to remove wires wrapped around its antlers. The tag is legitimate, but unfortunately has the wrong number on it for RAPP. The new versions of the tag have the correct number and COS will stop using these older tags,” said Jesse Zeman, executive director at B.C. Wildlife Federation. Although the exact cause of this mistake is unclear, anyone who suspects fraud should contact CAFC at 1-888-495-8501 or their local police.
DOVER, Del. (AP) — Martez Robinson's 15 points helped Delaware State defeat Loyola 80-77 on Saturday. Robinson also had seven rebounds for the Hornets (4-6). Kaseem Watson scored 14 points and added five rebounds. Alston Andrews had 13 points and shot 5 of 9 from the field and 3 of 3 from the free-throw line. Jordan Stiemke led the way for the Greyhounds (4-4) with 15 points and two steals. Loyola (MD) also got 14 points and eight rebounds from Milos Ilic. Braeden Speed also put up 13 points and four assists. Muneer Newton scored six points in the first half for Delaware State, who led 33-30 at halftime. Robinson's layup with 3:13 left in the second half gave Delaware State the lead for good at 71-70. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .
Toronto-based online brokerage and wealth management firm has laid off an undisclosed number of employees. Questrade has previously said that it had more than 2,000 employees globally. The layoffs were first reported by and confirmed by BetaKit. “This change is not reflective of the state of [Questrade’s] underlying businesses, which continue to be very healthy, but is intended to better align with the strategic direction of the business going into 2025 and beyond,” a spokesperson from Questrade said in an email statement to BetaKit. “The organization remains committed to its mission and to challenging the status quo of financial services in Canada.” Founded in 1999, Questrade provides a discount brokerage platform to Canadians. Much like Wealthsimple, Questrade users can open self-directed stock-trading and investment accounts as well as managed portfolios. The company claims to have more than $60 billion in assets under its administration. While Questrade is making cuts, its biggest competitor, Wealthsimple, is adding staff. Wealthsimple co-founders, CPO Brett Huneycutt and CEO Michael Katchen joined in October to discuss the company’s journey, its recent growth, and how they plan to build “the largest Canadian financial institution.” To help it get there, the company plans to triple its headcount in Alberta to 105 by the end of 2025 as it recruits for engineering, product, client experience, sales, and operations roles in the province. Questrade managed to beat Wealthsimple to the digital mortgage space with the official launch of in March 2022. Marketed as a “quick, easy-to-use mortgage service,” the direct-to-consumer prime mortgage service was provided by Community Trust Company, which Questrade in 2019. However, it appears the offering was short-lived, as QuestMortgage is now offline, trade publication reported this past September. The now reads: “We’re always looking for ways to serve our customers better. So while we’re busy making improvements, we’re unable to accept new mortgage applications at this time.” BetaKit asked Questrade about the current status of QuestMortgage but did not receive a response by publication time. Mortgages have been on Wealthsimple’s for years, and the company finally entered the digital mortgage space earlier this year through a with Toronto-based digital mortgage startup Pine.LA Galaxy strike early, hold off New York Red Bulls 2-1 to win their record 6th MLS Cup championship
JuJu Watkins scores 21, No. 6 USC downs Oregon 66-53 in Big Ten openerIowa QB Cade McNamara slams 'ridiculous' rumorsUN human rights watchdog opens investigation into Venezuela presidential election
( MENAFN - GetNews) Introducing CTBN : The Future of Versatile Polymer Solutions In the ever-evolving world of materials science, innovation is key to meeting the diverse needs of various industries. Enter CTBN (Carboxy-terminated Nitrile Butadiene Rubber), a groundbreaking polymer that is set to redefine the standards of performance and versatility in rubber applications. With its unique chemical structure and properties, CTBN is engineered to deliver exceptional results across a wide range of applications, making it an indispensable material for manufacturers and product developers alike. What is CTBN? CTBN is a specialized type of nitrile rubber that features carboxylic acid functional groups at its terminal ends. This unique modification enhances the rubber's compatibility with various materials, including polar substrates, and significantly improves its adhesion properties. 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If you have any complaints or copyright issues related to this article, kindly contact the provider above.NEW YORK (AP) — In a string of visits, dinners, calls, monetary pledges and social media overtures, big tech chiefs — including Apple’s Tim Cook, OpenAI’s Sam Altman, Meta’s Mark Zuckerberg and Amazon’s Jeff Bezos — have joined a parade of business and world leaders in trying to improve their standing with President-elect Donald Trump before he takes office in January. “The first term, everybody was fighting me,” Trump said in remarks at Mar-a-Lago . “In this term, everybody wants to be my friend.” Tech companies and leaders have now poured millions into his inauguration fund, a sharp increase — in most cases — from past pledges to incoming presidents. But what does the tech industry expect to gain out of their renewed relationships with Trump? A clue to what the industry is looking for came just days before the election when Microsoft executives — who’ve largely tried to show a neutral or bipartisan stance — joined with a close Trump ally, venture capitalist Marc Andreessen, to publish a blog post outlining their approach to artificial intelligence policy. “Regulation should be implemented only if its benefits outweigh its costs,” said the document signed by Andreessen, his business partner Ben Horowitz, Microsoft CEO Satya Nadella and the company’s president, Brad Smith. They also urged the government to back off on any attempt to strengthen copyright laws that would make it harder for companies to use publicly available data to train their AI systems. And they said, “the government should examine its procurement practices to enable more startups to sell technology to the government.” Trump has pledged to rescind President Joe Biden’s sweeping AI executive order, which sought to protect people’s rights and safety without stifling innovation. He hasn’t specified what he would do in its place, but his campaign said AI development should be “rooted in Free Speech and Human Flourishing.” Trump’s choice to head the Interior Department, North Dakota Gov. Doug Burgum, has spoken openly about the need to boost electricity production to meet increased demand from data centers and artificial intelligence. “The AI battle affects everything from defense to healthcare to education to productivity as a country,′′ Burgum said on Nov. 15, referring to artificial intelligence. “And the AI that’s coming in the next 18 months is going to be revolutionary. So there’s just a sense of urgency and a sense of understanding in the Trump administration′′ to address it. Demand for data centers ballooned in recent years due to the rapid growth of cloud computing and artificial intelligence, and local governments are competing for lucrative deals with big tech companies. But as data centers begin to consume more resources, some residents are pushing back against the world’s most powerful corporations over concerns about the economic, social and environmental health of their communities. “Maybe Big Tech should buy a copy of ‘The Art of The Deal’ to figure out how to best negotiate with this administration,” suggested Paul Swanson, an antitrust attorney for the law firm Holland & Hart. “I won’t be surprised if they find ways to reach some accommodations and we end up seeing more negotiated resolutions and consent decrees.” Although federal regulators began cracking down on Google and Facebook during Trump’s first term as president — and flourished under Biden — most experts expect his second administration to ease up on antitrust enforcement and be more receptive to business mergers. Google may benefit from Trump’s return after he made comments on the campaign trail suggesting a breakup of the company isn’t in the U.S. national interest, after a judge declared its search engine an illegal monopoly . But recent nominations put forward by his transition team have favored those who have been critical of Big Tech companies, suggesting Google won’t be entirely off the hook. Cook’s notoriously rocky relationship with the EU can be traced back to a 2016 ruling from Brussels in a tax case targeting Apple. Cook slammed the bloc’s order for Apple to pay back up to $13.7 billion in Irish back taxes as “total political crap.” Trump, then in his first term as president, piled on, referring to the European Commissioner Margrethe Vestager, who was spearheading a campaign on special tax deals and a crackdown on Big Tech companies, as the “tax lady” who “really hates the U.S.” Brussels was eventually vindicated after the bloc’s top court rejected Apple’s appeal this year, though it didn’t stop Cook from calling Trump to complain, Trump recounted in a podcast in October. Trump hosted Cook for a Friday evening dinner at the president-elect’s Mar-a-Lago resort, according to a person familiar with the matter who was not authorized to comment publicly. Neither Apple nor the Trump transition team has commented on the nature of their discussions. Altman , Amazon and Meta all pledged to donate $1 million each to Trump’s inaugural fund. During his first term, Trump criticized Amazon and railed against the political coverage at The Washington Post, which billionaire Bezos owns. Meanwhile, Bezos had criticized some of Trump’s past rhetoric. In 2019, Amazon also argued in a court case that Trump’s bias against the company harmed its chances of winning a $10 billion Pentagon contract. More recently, Bezos has struck a more conciliatory tone. He recently said at The New York Times’ DealBook Summit in New York that he was “optimistic” about Trump’s second term, while also endorsing president-elect’s plans to cut regulations. The donation from Meta came just weeks after Zuckerberg met with Trump privately at Mar-a-Lago. During the 2024 campaign, Zuckerberg did not endorse a candidate for president, but voiced a more positive stance toward Trump. Earlier this year, he praised Trump’s response to his first assassination attempt. Still, Trump in recent months had continued to attack Zuckerberg publicly. And Altman, who is in a legal dispute with AI rival Elon Musk, has said he is “not that worried” about the Tesla CEO’s influence in the incoming administration. Musk, an early OpenAI investor and board member, sued the artificial intelligence company earlier this year alleging that the maker of ChatGPT betrayed its founding aims of benefiting the public good rather than pursuing profits.
While presenting producer and long-time collaborator Jack Antonoff with the Producer of the Decade award at s eighth-annual Hitmakers event, Lana Del Rey made a rare mention of her husband Jeremy Dufrene, crediting Antonoff’s marriage to actress Margaret Qualley as “a big reason” why she married the 49-year-old Louisiana boat captain. “I’m grateful for [Antonoff] for the example he gave me in his marriage to [Margaret Qualley],” Del Rey said. “I saw the way he looked at her when he met her, and he’s a big reason why I waited so long to get married, and why I met my amazing husband.” Del Rey officially introduced Dufrene to the media in September, when she brought him as her plus-one to the glitzy New York wedding between model Karen Elson and Lee Foster. Only a few weeks later on Sept. 26, the pair got their marriage license and were married the same day. “I feel like there’s a singers’ curse around meeting an honest partner who has no skin in the game, no dog in the race,” Del Rey continued. “It’s super nerve-wracking to hold on to an innocent perception of how things could go when you’re in an industry where maybe your values and your morals don’t quite match up with what’s going on. Especially when people think you probably don’t have any morals or values.” Dufrene serves as captain for an alligator boat tour boat company just outside of New Orleans. According to Dufrene’s bio on the , “Jeremy decided life at a chemical plant working 7 days a week and shrimping on vacation days was not his calling. After a little convincing by his family, he got his captain’s license and started running tours. He quickly realized that this was a great fit and he has never thought of going back to his previous career at the plant. Jeremy’s a great airboat captain and loves interacting with wildlife & customers.” Sign up for . For the latest news, follow us on , , and .Is PEX Or PERT Better For Underfloor Heating?
WILMINGTON, N.C., Dec. 02, 2024 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced its participation in the following investor conferences: Scotiabank Second Annual Global Technology Conference Presentation: Tuesday, December 10, at 12:45 p.m. ET Barclays 22 nd Annual Global Technology Conference Presentation: Wednesday, December 11, at 6:05 p.m. ET A live webcast of the Barclays presentation will be available on the Events & Presentations page of the Investor Relations section of the Company website or by clicking here . About nCino nCino (NASDAQ: NCNO) is powering a new era in financial services. The Company was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 1,800 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into its platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. For more information, visit www.ncino.com . CONTACTS INVESTOR CONTACT Harrison Masters nCino +1 910.734.7743 Harrison.masters@ncino.com MEDIA CONTACT Natalia Moose nCino natalia.moose@ncino.com
Trump Isn't Back in Office but He's Already Pushing His Agenda and Negotiating With World LeadersGhana's opposition leader John Mahama officially won the country's election on Monday, easily defeating the ruling party candidate after voters punished the government's economic management and high living costs. Mahama won 56 percent of the votes in Saturday's presidential ballot, compared to the ruling party candidate and Vice President Mahamudu Bawumia, who secured 41 percent, the electoral commission said announcing official results. The landslide comeback for former president Mahama ended eight years in power for the New Patriotic Party (NPP) under President Nana Akufo-Addo, whose last term was marked by Ghana's worst economic turmoil in years, an IMF bailout and a debt default. "These eight years have witnessed some of the darkest periods of our governance," Mahama told crowds of supporters blowing horns and whistles in his party office in Accra. "This mandate also serves as a constant reminder of what fate awaits us if we fail to meet the aspirations of our people." Bawumia, a former central banker, had already quickly conceded defeat on Sunday, acknowledging Ghanaians wanted change after the government failed to shake off widespread frustration. Bawumia also said the Mahama's National Democratic Congress (NDC) party had won the parliamentary vote in Saturday's election. Official results for the parliament are still being tallied. Mahama, 66, had previously failed twice to secure the presidency, but in Saturday's election he managed to tap into expectations of change among Ghanaians. He promised to "reset" Ghana, usher in economic revival and renegotiate parts of the country's $3 billion IMF accord. In his acceptance speech, Mahama promised reforms and "severe" measures to bring Ghana back on track. "The journey is not going to be easy... because the outgoing government has plunged our dear nation into the abyss," he said. "I am certain that we shall win the battle." With a history of democratic stability, Ghana's two major parties, the NPP and NDC, have alternated in power equally since the return to multi-party politics in 1992. But Ghana's economic woes dominated the 2024 election, after the continent's top gold producer and world's second cacao exporter went through a debt crisis, the default and currency devaluation. Turnout for Saturday election was 60.9 percent, a slide in participation from 79 percent in the 2020 election, results showed. With a slogan "Break the 8" -- a reference to two, four-year terms in power -- Bawumia had sought to take the NPP to an unprecedented third mandate. But he struggled to break from criticism of Akufo-Addo's economic record. While inflation slowed from more than 50 percent to around 23 percent, and other indicators stabilised, economic concerns were still a clear election issue for most Ghanaians. That frustration opened the way for a comeback from Mahama, who first came to the presidency in 2012 when he was serving as vice president and then President John Atta Mills died in office. During campaigning, the former president also faced criticism from those who remember his government's own financial tribulations and especially the massive power blackouts that marred his time in office. bur/pma/giv
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Srinagar, Dec 17: Jammu and Kashmir Civil Society Forum (JKCSF), under its Chairman Abdul Qayoom Wani, today observed the Pensioners’ Day with a call to uphold the dignity, rights, and responsibilities of senior citizens who have dedicated their lives to serving society during their active years. According to a press release, speaking on the occasion, Chairman Abdul Qayoom Wani emphasised the need to address the concerns of pensioners, describing them as the pillars of our community and a reservoir of wisdom. He called for ensuring that pensioners’ rights are fulfilled without bureaucratic delays. “It is crucial that the government liquidates all pending dues and outstanding benefits in a timely manner. Pensioners should not face unnecessary hurdles in the era of advanced technology, especially regarding life certificates and other document verifications. The process must be made seamless to respect their dignity and convenience,” he remarked. Wani further urged pensioners not to confine themselves to their homes post-retirement. Highlighting their continued role in society, he said, “After years of service, pensioners owe it to society to remain active and contribute through social work. They should join hands with social organisations to support public welfare, assist the government in uplifting the underprivileged, including destitute individuals, widows, and orphans, and combat pressing social issues.” The Chairman also highlighted the increasing challenges faced by youth today, including drug addiction and rising suicide rates. He called on senior citizens to actively participate in addressing these social evils by mentoring the younger generation and fostering a sense of moral responsibility within their communities. “Pensioners have a dual role – not only safeguarding their own rights but also contributing to the protection and betterment of society,” Wani asserted.WASHINGTON — President-elect Donald Trump's transition team on Tuesday signed an agreement to allow the Justice Department to conduct background checks on his nominees and appointees after a weekslong delay. The step lets Trump transition aides and future administration staffers obtain security clearances before Inauguration Day to access classified information about ongoing government programs, an essential step for a smooth transition of power. It also allows those nominees who are up for Senate confirmation to face the background checks lawmakers want before voting on them. Teams of investigators have been standing by to process clearances for Trump aides and advisers. "This agreement with the Department of Justice will ensure President Trump and his team are ready on Day 1 to begin enacting the America First Agenda that an overwhelming majority of our nation supported on Election Day," said Susie Wiles, Trump's designate to be White House chief of staff. People are also reading... The announcement came a week after the Trump transition team signed an agreement with the Biden White House to allow transition staff to coordinate with the existing federal workforce before taking office Jan. 20. The White House agreement was supposed to have been signed by Oct. 1, according to the Presidential Transition Act, and the Biden White House issued both public and private appeals for Trump's team to sign on. Listen now and subscribe: Apple Podcasts | Spotify | RSS Feed | SoundStack | All Of Our Podcasts Security clearances are required to access classified information, including on ongoing operations and threats to the nation, and the Biden White House and outside experts emphasized to Trump's team the importance of having cleared personnel before Inauguration Day so they could be fully briefed and ready to run the government. President-elect Donald Trump arrives before the launch of the sixth test flight of the SpaceX Starship rocket Tuesday, Nov. 19, 2024 in Boca Chica, Texas. (Brandon Bell/Pool via AP) Brandon Bell President-elect Donald Trump’s lawyers urge judge to toss his hush money conviction Republican Senators also insisted on FBI background checks for Trump's nominees before they face confirmation votes, as has been standard practice for decades. Lawmakers were particularly interested in seeing the findings of reviews into Trump's designated nominee for defense secretary, former Fox News host Pete Hegseth, and for Rep. Tulsi Gabbard to be director of national intelligence. "That's why it's so important that we have an FBI background check, a committee review of extensive questions and questionnaires, and a public hearing," Sen. Susan Collins, R-Maine, said Monday. John Thune, incoming Senate Republican leader, said the Trump team "understands there's going to have to be a thorough vetting of all these nominees." Here are the people Trump has picked for key positions so far President-elect Donald Trump Among President-elect Donald Trump's picks are Susie Wiles for chief of staff, Florida Sen. Marco Rubio for secretary of state, former Democratic House member Tulsi Gabbard for director of national intelligence and Florida Rep. Matt Gaetz for attorney general. Evan Vucci, Associated Press Susie Wiles, White House Chief of Staff Susie Wiles, 67, was a senior adviser to Trump's 2024 presidential campaign and its de facto manager. Evan Vucci, Associated Press Marco Rubio, Secretary of State Trump named Florida Sen. Marco Rubio to be secretary of state, making a former sharp critic his choice to be the new administration's top diplomat. Rubio, 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate on the Republican ticket last summer. Rubio is the vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. “He will be a strong Advocate for our Nation, a true friend to our Allies, and a fearless Warrior who will never back down to our adversaries,” Trump said of Rubio in a statement. The announcement punctuates the hard pivot Rubio has made with Trump, whom the senator called a “con man" during his unsuccessful campaign for the 2016 GOP presidential nomination. Their relationship improved dramatically while Trump was in the White House. And as Trump campaigned for the presidency a third time, Rubio cheered his proposals. For instance, Rubio, who more than a decade ago helped craft immigration legislation that included a path to citizenship for people in the U.S. illegally, now supports Trump's plan to use the U.S. military for mass deportations. Wilfredo Lee, Associated Press Pete Hegseth, Secretary of Defense Pete Hegseth, 44, is a co-host of Fox News Channel’s “Fox & Friends Weekend” and has been a contributor with the network since 2014, where he developed a friendship with Trump, who made regular appearances on the show. Hegseth lacks senior military or national security experience. If confirmed by the Senate, he would inherit the top job during a series of global crises — ranging from Russia’s war in Ukraine and the ongoing attacks in the Middle East by Iranian proxies to the push for a cease-fire between Israel, Hamas and Hezbollah and escalating worries about the growing alliance between Russia and North Korea. Hegseth is also the author of “The War on Warriors: Behind the Betrayal of the Men Who Keep Us Free,” published earlier this year. George Walker IV, Associated Press Pam Bondi, Attorney General Trump tapped Pam Bondi, 59, to be attorney general after U.S. Rep. Matt Gaetz withdrew his name from consideration. She was Florida's first female attorney general, serving between 2011 and 2019. She also was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist, she served as part of a Trump-allied outside group that helped lay the groundwork for his future administration called the America First Policy Institute. Bondi was among a group of Republicans who showed up to support Trump at his hush money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appears on Fox News and has been a critic of the criminal cases against him. Derik Hamilton Kristi Noem, Secretary of Homeland Security Trump picked South Dakota Gov. Kristi Noem, a well-known conservative who faced sharp criticism for telling a story in her memoir about shooting a rambunctious dog, to lead an agency crucial to the president-elect’s hardline immigration agenda. Noem used her two terms leading a tiny state to vault to a prominent position in Republican politics. South Dakota is usually a political afterthought. But during the COVID-19 pandemic, Noem did not order restrictions that other states had issued and instead declared her state “open for business.” Trump held a fireworks rally at Mount Rushmore in July 2020 in one of the first large gatherings of the pandemic. She takes over a department with a sprawling mission. In addition to key immigration agencies, the Department of Homeland Security oversees natural disaster response, the U.S. Secret Service, and Transportation Security Administration agents who work at airports. Matt Rourke, Associated Press Doug Burgum, Secretary of the Interior The governor of North Dakota, who was once little-known outside his state, Burgum is a former Republican presidential primary contender who endorsed Trump, and spent months traveling to drum up support for him, after dropping out of the race. Burgum was a serious contender to be Trump’s vice presidential choice this summer. The two-term governor was seen as a possible pick because of his executive experience and business savvy. Burgum also has close ties to deep-pocketed energy industry CEOs. Trump made the announcement about Burgum joining his incoming administration while addressing a gala at his Mar-a-Lago club, and said a formal statement would be coming the following day. In comments to reporters before Trump took the stage, Burgum said that, in recent years, the power grid is deteriorating in many parts of the country, which he said could raise national security concerns but also drive up prices enough to increase inflation. “There's just a sense of urgency, and a sense of understanding in the Trump administration,” Burgum said. AP Photo/Alex Brandon Robert F. Kennedy Jr., Secretary of Health and Human Services Robert F. Kennedy Jr. ran for president as a Democrat, than as an independent, and then endorsed Trump . He's the son of Democratic icon Robert Kennedy, who was assassinated during his own presidential campaign. The nomination of Kennedy to lead the Department of Health and Human Services alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Evan Vucci, Associated Press Scott Bessent, Treasury Secretary Scott Bessent, 62, is a former George Soros money manager and an advocate for deficit reduction. He's the founder of hedge fund Key Square Capital Management, after having worked on-and-off for Soros Fund Management since 1991. If confirmed by the Senate, he would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. “This election cycle is the last chance for the U.S. to grow our way out of this mountain of debt without becoming a sort of European-style socialist democracy,” he said then. Matt Kelley, Associated Press Lori Chavez-DeRemer, Labor Secretary Oregon Republican U.S. Rep. Lori Chavez-DeRemer narrowly lost her reelection bid this month, but received strong backing from union members in her district. As a potential labor secretary, she would oversee the Labor Department’s workforce, its budget and put forth priorities that impact workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act would allow more workers to conduct organizing campaigns and would add penalties for companies that violate workers’ rights. The act would also weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Andrew Harnik, Associated Press Scott Turner, Housing and Urban Development Scott Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Andrew Harnik, Associated Press Sean Duffy, Secretary of Transportation Sean Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years, sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. Jacquelyn Martin, Associated Press Chris Wright, Secretary of Energy A campaign donor and CEO of Denver-based Liberty Energy, Write is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. Wright also has been one of the industry’s loudest voices against efforts to fight climate change. He said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. Wright also won support from influential conservatives, including oil and gas tycoon Harold Hamm. Hamm, executive chairman of Oklahoma-based Continental Resources, a major shale oil company, is a longtime Trump supporter and adviser who played a key role on energy issues in Trump’s first term. Andy Cross, The Denver Post via AP Linda McMahon, Secretary of Education President-elect Donald Trump tapped billionaire professional wrestling mogul Linda McMahon to be secretary of the Education Department, tasked with overseeing an agency Trump promised to dismantle. McMahon led the Small Business Administration during Trump’s initial term from 2017 to 2019 and twice ran unsuccessfully as a Republican for the U.S. Senate in Connecticut. She’s seen as a relative unknown in education circles, though she expressed support for charter schools and school choice. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University in Connecticut. Manuel Balce Ceneta, Associated Press Brooke Rollins, Secretary of Agriculture Brooke Rollins, who graduated from Texas A&M University with a degree in agricultural development, is a longtime Trump associate who served as White House domestic policy chief during his first presidency. The 52-year-old is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for a second Trump administration. She previously served as an aide to former Texas Gov. Rick Perry and ran a think tank, the Texas Public Policy Foundation. Evan Vucci Howard Lutnick, Secretary of Commerce Trump chose Howard Lutnick, head of brokerage and investment bank Cantor Fitzgerald and a cryptocurrency enthusiast, as his nominee for commerce secretary, a position in which he'd have a key role in carrying out Trump's plans to raise and enforce tariffs. Trump made the announcement Tuesday on his social media platform, Truth Social. Lutnick is a co-chair of Trump’s transition team, along with Linda McMahon, the former wrestling executive who previously led Trump’s Small Business Administration. Both are tasked with putting forward candidates for key roles in the next administration. The nomination would put Lutnick in charge of a sprawling Cabinet agency that is involved in funding new computer chip factories, imposing trade restrictions, releasing economic data and monitoring the weather. It is also a position in which connections to CEOs and the wider business community are crucial. AP Photo/Evan Vucci Doug Collins, Secretary of Veterans Affairs Doug Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial, which centered on U.S. assistance for Ukraine. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential nomination, but he was acquitted by the Senate. Collins has also served in the armed forces himself and is currently a chaplain in the United States Air Force Reserve Command. "We must take care of our brave men and women in uniform, and Doug will be a great advocate for our Active Duty Servicemembers, Veterans, and Military Families to ensure they have the support they need," Trump said in a statement about nominating Collins to lead the Department of Veterans Affairs. John Bazemore, Associated Press Karoline Leavitt, White House press secretary Karoline Leavitt, 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. The White House press secretary typically serves as the public face of the administration and historically has held daily briefings for the press corps. Leavitt, a New Hampshire native, was a spokesperson for MAGA Inc., a super PAC supporting Trump, before joining his 2024 campaign. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. Leavitt worked in the White House press office during Trump's first term before she became communications director for New York Republican Rep. Elise Stefanik, Trump's choice for U.S. ambassador to the United Nations. Ted Shaffrey, Associated Press Tulsi Gabbard, National Intelligence Director Former Hawaii Rep. Tulsi Gabbard has been tapped by Trump to be director of national intelligence, keeping with the trend to stock his Cabinet with loyal personalities rather than veteran professionals in their requisite fields. Gabbard, 43, was a Democratic House member who unsuccessfully sought the party's 2020 presidential nomination before leaving the party in 2022. She endorsed Trump in August and campaigned often with him this fall. “I know Tulsi will bring the fearless spirit that has defined her illustrious career to our Intelligence Community,” Trump said in a statement. Gabbard, who has served in the Army National Guard for more than two decades, deploying to Iraq and Kuwait, would come to the role as somewhat of an outsider compared to her predecessor. The current director, Avril Haines, was confirmed by the Senate in 2021 following several years in a number of top national security and intelligence positions. Evan Vucci, Associated Press John Ratcliffe, Central Intelligence Agency Director Trump has picked John Ratcliffe, a former Texas congressman who served as director of national intelligence during his first administration, to be director of the Central Intelligence Agency in his next. Ratcliffe was director of national intelligence during the final year and a half of Trump's first term, leading the U.S. government's spy agencies during the coronavirus pandemic. “I look forward to John being the first person ever to serve in both of our Nation's highest Intelligence positions,” Trump said in a statement, calling him a “fearless fighter for the Constitutional Rights of all Americans” who would ensure “the Highest Levels of National Security, and PEACE THROUGH STRENGTH.” Manuel Balce Ceneta, Associated Press Lee Zeldin, Environmental Protection Agency Administrator Trump has chosen former New York Rep. Lee Zeldin to serve as his pick to lead the Environmental Protection Agency . Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI.” “We will do so while protecting access to clean air and water,” he added. During his campaign, Trump often attacked the Biden administration's promotion of electric vehicles, and incorrectly referring to a tax credit for EV purchases as a government mandate. Trump also often told his audiences during the campaign his administration would “Drill, baby, drill,” referring to his support for expanded petroleum exploration. In a statement, Trump said Zeldin “will ensure fair and swift deregulatory decisions that will be enacted in a way to unleash the power of American businesses, while at the same time maintaining the highest environmental standards, including the cleanest air and water on the planet.” Matt Rourke, Associated Press Brendan Carr, Chairman of the Federal Communications Commission Trump has named Brendan Carr, the senior Republican on the Federal Communications Commission, as the new chairman of the agency tasked with regulating broadcasting, telecommunications and broadband. Carr is a longtime member of the commission and served previously as the FCC’s general counsel. He has been unanimously confirmed by the Senate three times and was nominated by both Trump and President Joe Biden to the commission. Carr made past appearances on “Fox News Channel," including when he decried Democratic Vice President Kamala Harris' pre-Election Day appearance on “Saturday Night Live.” He wrote an op-ed last month defending a satellite company owned by Trump supporter Elon Musk. Jonathan Newton - pool, ASSOCIATED PRESS Elise Stefanik, Ambassador to the United Nations Rep. Elise Stefanik is a representative from New York and one of Trump's staunchest defenders going back to his first impeachment. Elected to the House in 2014, Stefanik was selected by her GOP House colleagues as House Republican Conference chair in 2021, when former Wyoming Rep. Liz Cheney was removed from the post after publicly criticizing Trump for falsely claiming he won the 2020 election. Stefanik, 40, has served in that role ever since as the third-ranking member of House leadership. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. If confirmed, she would represent American interests at the U.N. as Trump vows to end the war waged by Russia against Ukraine begun in 2022. He has also called for peace as Israel continues its offensive against Hamas in Gaza and its invasion of Lebanon to target Hezbollah. Jose Luis Magana, Associated Press Matt Whitaker, Ambassador to NATO President-elect Donald Trump says he's chosen former acting Attorney General Matt Whitaker to serve as U.S. ambassador to NATO. Trump has expressed skepticism about the Western military alliance for years. Trump said in a statement Wednesday that Whitaker is “a strong warrior and loyal Patriot” who “will ensure the United States’ interests are advanced and defended” and “strengthen relationships with our NATO Allies, and stand firm in the face of threats to Peace and Stability.” The choice of Whitaker as the nation’s representative to the North Atlantic Treaty Organization is an unusual one, given his background is as a lawyer and not in foreign policy. Andrew Harnik, Associated Press Mike Huckabee, Ambassador to Israel Trump will nominate former Arkansas Gov. Mike Huckabee to be ambassador to Israel. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests as it wages wars against the Iran-backed Hamas and Hezbollah. “He loves Israel, and likewise the people of Israel love him,” Trump said in a statement. “Mike will work tirelessly to bring about peace in the Middle East.” Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Trump has been praised by some in this important Republican voting bloc for moving the U.S. embassy in Israel from Tel Aviv to Jerusalem. Oded Balilty, Associated Press Steven Witkoff, Special Envoy to the Middle East Trump on Tuesday named real estate investor Steven Witkoff to be special envoy to the Middle East. The 67-year-old Witkoff is the president-elect's golf partner and was golfing with him at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Witkoff “is a Highly Respected Leader in Business and Philanthropy,” Trump said of Witkoff in a statement. “Steve will be an unrelenting Voice for PEACE, and make us all proud." Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Evan Vucci, Associated Press Keith Kellogg, Special Envoy for Ukraine and Russia Trump said Wednesday that he will nominate Gen. Keith Kellogg to serve as assistant to the president and special envoy for Ukraine and Russia. Kellogg, a retired Army lieutenant general who has long been Trump’s top adviser on defense issues, served as National Security Advisor to Trump's former Vice President Mike Pence. For the America First Policy Institute, one of several groups formed after Trump left office to help lay the groundwork for the next Republican administration, Kellogg in April wrote that “bringing the Russia-Ukraine war to a close will require strong, America First leadership to deliver a peace deal and immediately end the hostilities between the two warring parties.” (AP Photo/Mariam Zuhaib) AP Photo/Mariam Zuhaib Mike Waltz, National Security Adviser Trump asked Rep. Michael Waltz, R-Fla., a retired Army National Guard officer and war veteran, to be his national security adviser, Trump announced in a statement Tuesday. The move puts Waltz in the middle of national security crises, ranging from efforts to provide weapons to Ukraine and worries about the growing alliance between Russia and North Korea to the persistent attacks in the Middle East by Iran proxies and the push for a cease-fire between Israel and Hamas and Hezbollah. “Mike has been a strong champion of my America First Foreign Policy agenda,” Trump's statement said, "and will be a tremendous champion of our pursuit of Peace through Strength!” Waltz is a three-term GOP congressman from east-central Florida. He served multiple tours in Afghanistan and also worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Ted Shaffrey, Associated Press Stephen Miller, Deputy Chief of Staff for Policy Stephen Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump's priority of mass deportations. The 39-year-old was a senior adviser during Trump's first administration. Miller has been a central figure in some of Trump's policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation's economic, national security and social priorities could be met by deporting people who are in the United States illegally. Since Trump left office in 2021, Miller has served as the president of America First Legal, an organization made up of former Trump advisers aimed at challenging the Biden administration, media companies, universities and others over issues such as free speech and national security. Evan Vucci, Associated Press Tom Homan, ‘Border Czar’ Thomas Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. Homan, who served under Trump in his first administration leading U.S. Immigration and Customs Enforcement, was widely expected to be offered a position related to the border, an issue Trump made central to his campaign. Though Homan has insisted such a massive undertaking would be humane, he has long been a loyal supporter of Trump's policy proposals, suggesting at a July conference in Washington that he would be willing to "run the biggest deportation operation this country’s ever seen.” Democrats have criticized Homan for his defending Trump's “zero tolerance” policy on border crossings during his first administration, which led to the separation of thousands of parents and children seeking asylum at the border. John Bazemore, Associated Press Dr. Mehmet Oz, Centers for Medicaid and Medicare Services administrator Dr. Mehmet Oz, 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime television talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz's bid for elected office. Matt Rourke, Associated Press Elon Musk and Vivek Ramaswamy to advise White House on government efficiency Elon Musk, left, and Vivek Ramaswamy speak before Republican presidential nominee former President Donald Trump at an Oct. 27 campaign rally at Madison Square Garden in New York. Trump on Tuesday said Musk and former Republican presidential candidate Ramaswamy will lead a new “Department of Government Efficiency" — which is not, despite the name, a government agency. The acronym “DOGE” is a nod to Musk's favorite cryptocurrency, dogecoin. Trump said Musk and Ramaswamy will work from outside the government to offer the White House “advice and guidance” and will partner with the Office of Management and Budget to “drive large scale structural reform, and create an entrepreneurial approach to Government never seen before.” He added the move would shock government systems. It's not clear how the organization will operate. Musk, owner of X and CEO of Tesla and SpaceX, has been a constant presence at Mar-a-Lago since Trump won the presidential election. Ramaswamy suspended his campaign in January and threw his support behind Trump. Trump said the two will “pave the way for my Administration to dismantle Government Bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure Federal Agencies.” Evan Vucci, Associated Press photos Russell Vought, Office of Management and Budget Russell Vought held the position during Trump’s first presidency. After Trump’s initial term ended, Vought founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought was closely involved with Project 2025, a conservative blueprint for Trump’s second term that he tried to distance himself from during the campaign. Vought has also previously worked as the executive and budget director for the Republican Study Committee, a caucus for conservative House Republicans. He also worked at Heritage Action, the political group tied to The Heritage Foundation, a conservative think tank. Evan Vucci, Associated Press Additional selections to the incoming White House Dan Scavino, deputy chief of staff Scavino, whom Trump's transition referred to in a statement as one of “Trump's longest serving and most trusted aides,” was a senior adviser to Trump's 2024 campaign, as well as his 2016 and 2020 campaigns. He will be deputy chief of staff and assistant to the president. Scavino had run Trump's social media profile in the White House during his first administration. He was also held in contempt of Congress in 2022 after a month-long refusal to comply with a subpoena from the House committee’s investigation into the Jan. 6, 2021, attack on the U.S. Capitol. James Blair, deputy chief of staff Blair was political director for Trump's 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and assistant to the president. Blair was key to Trump's economic messaging during his winning White House comeback campaign this year, a driving force behind the candidate's “Trump can fix it” slogan and his query to audiences this fall if they were better off than four years ago. Taylor Budowich, deputy chief of staff Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump's 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Budowich also had served as a spokesman for Trump after his presidency. William McGinley, White House counsel McGinley was White House Cabinet secretary during Trump's first administration, and was outside legal counsel for the Republican National Committee's election integrity effort during the 2024 campaign. In a statement, Trump called McGinley “a smart and tenacious lawyer who will help me advance our America First agenda, while fighting for election integrity and against the weaponization of law enforcement.” Jay Bhattacharya, National Institutes of Health Trump has chosen Dr. Jay Bhattacharya to lead the National Institutes of Health. Bhattacharya is a physician and professor at Stanford University School of Medicine, and is a critic of pandemic lockdowns and vaccine mandates. He promoted the idea of herd immunity during the pandemic, arguing that people at low risk should live normally while building up immunity to COVID-19 through infection. The National Institutes of Health funds medical research through competitive grants to researchers at institutions throughout the nation. NIH also conducts its own research with thousands of scientists working at its labs in Bethesda, Maryland. Jamieson Greer, U.S. trade representative Kevin Hassett, Director of the White House National Economic Council Trump is turning to two officials with experience navigating not only Washington but the key issues of income taxes and tariffs as he fills out his economic team. He announced he has chosen international trade attorney Jamieson Greer to be his U.S. trade representative and Kevin Hassett as director of the White House National Economic Council. While Trump has in several cases nominated outsiders to key posts, these picks reflect a recognition that his reputation will likely hinge on restoring the public’s confidence in the economy. Trump said in a statement that Greer was instrumental in his first term in imposing tariffs on China and others and replacing the trade agreement with Canada and Mexico, “therefore making it much better for American Workers.” Hassett, 62, served in the first Trump term as chairman of the Council of Economic Advisers. He has a doctorate from the University of Pennsylvania and worked at the right-leaning American Enterprise Institute before joining the Trump White House in 2017. Jose Luis Magana, Associated Press Get Government & Politics updates in your inbox!