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Earlier cryptocurrencies were primarily considered a niche investment within the mainstream global financial system. Initially, they were mainly utilized by individual investors and tech enthusiasts. Today, however, cryptocurrencies provide exciting opportunities for businesses. From small startups to large multinationals, companies are now recognizing the immense potential of cryptocurrencies to streamline operations, improve financial efficiency, and gain a competitive edge in the marketplace. The greatest advantage of cryptocurrencies for businesses lies in their ability to facilitate fast and efficient transactions. Traditional banking networks often take 3-5 days to process cross-border payments, with associated fees and charges (Source: SWIFT). In contrast, cryptocurrencies enable businesses to conduct cross-border transactions almost instantly, without intermediaries, and at a significantly lower cost. According to a report by Ripple, cryptocurrency-based cross-border payments can reduce transaction times by up to 90% and costs by up to 60% compared to traditional methods (Source: Ripple). Furthermore, the global cryptocurrency market is projected to reach $1.4 billion by 2025, growing at a CAGR of 32.4% (Source: MarketsandMarkets), indicating increasing adoption and potential for businesses to leverage cryptocurrencies for faster and more efficient transactions. Blockchain technology, the backbone of cryptocurrencies, ensures that transactions are processed in real time without waiting for approvals or third-party intervention. This speed can improve cash flow, reduce delays in receiving payments, and enhance overall operational efficiency. By adopting cryptocurrencies, corporates can avoid traditional banking hours, making transactions available 24/7. The significantly lower transaction costs of cryptocurrencies present a substantial benefit for corporations. Traditional financial systems and payment platforms charge hefty fees for processing transactions, particularly cross-border transfers. These costs can quickly accumulate for companies facilitating numerous international transactions. According to a report by McKinsey, the average cost of cross-border payments is around 6-8% of the transaction value (Source: McKinsey). In contrast, cryptocurrency transactions incur significantly lower fees, typically ranging from 0.1% to 1% of the transaction value (Source: BitInfoCharts). Since cryptocurrencies operate on a decentralized blockchain, transactions can be conducted peer-to-peer, eliminating the need for intermediaries like banks and payment processors. This reduction in transaction costs can translate to millions of dollars in savings for companies, especially those handling large transactions , ultimately leading to increased profitability. A study by Juniper Research estimates that blockchain-based cross-border payments can save businesses up to $10 billion in transaction costs by 2025 (Source: Juniper Research). One of the significant things that a business faces today, especially when involving anything financial, is security . As cybercrime advances significantly, organizations have to work to ensure that the organization's financial systems are as secure as possible. In doing so, it gives any financial system a level of security that cannot be easily matched. The blockchain technology for cryptocurrencies is very secure, using advanced cryptographic techniques that will protect transactions. Each transaction is recorded in a decentralized ledger that cannot be hacked or altered in any way. This allows businesses to protect their sensitive financial information from fraud or cyberattacks. Moreover, the transparency of the blockchain allows businesses to track all transactions in real-time, giving them full visibility and preventing fraudulent activities. A good financial system should be transparent. The technology that forms the basis for cryptocurrencies is known as blockchain. This immutable ledger creates a record of every kind of transaction. Once verified, no one can alter or delete these transactions; thus, the authenticity at any given time can be verified between parties. For businesses, this will be a way to increase accountability because tracking payments , receipts, and business operations can become easier. Whether a firm is dealing with suppliers, customers, or partners, blockchain's transparent nature can build trust and reduce the likelihood of disputes. The increased visibility can also help businesses to identify inefficiencies, reduce errors, and improve overall financial management. In today's interconnected world, businesses are increasingly expected to make cross-border payments, with the global cross-border payments market projected to reach $2.2 trillion by 2025 (Source: McKinsey). However, traditional cross-border payment processes can be expensive, with fees averaging around 6-8% of the transaction value (Source: McKinsey), and time-consuming, taking an average of 3-5 days to settle (Source: SWIFT). Cryptocurrencies offer a game-changing solution, enabling businesses to make fast, secure, and cost-effective cross-border payments without the need for currency conversion or intermediary banks. According to a report by Ripple, cryptocurrency-based cross-border payments can reduce transaction times by up to 90% and costs by up to 60% compared to traditional methods (Source: Ripple). With cryptocurrencies, companies can make seamless payments to international partners, customers, and suppliers, facilitating faster globalization and easier entry into new markets. The absence of conversion fees and significantly lowered transaction times make cryptocurrencies an attractive option for businesses looking to streamline their international transactions. Smart contracts are another form of corporate usage. A smart contract is an auto-executing contract where the terms and conditions are written in code and automatically executed upon the meeting of predetermined conditions. Smart contracts can automate everything from payments to supply chain management in a business. For example, a smart contract would be able to automate payment disbursal to suppliers post the delivery and acceptance of goods. This would therefore reduce manual intervention, have fewer opportunities for errors, and hasten the whole process. Businesses increase efficiency while lowering administrative overhead by letting smart contracts work in their operations, thus further lowering the risks of human error. Besides using cryptocurrencies for operational means, many companies are also interested in exploring such potential investment opportunities. These digital currencies have been fast emerging, hence the need to diversify corporate portfolios by allocating investments into such assets and eventually benefiting from the appreciation of price, especially with cases such as Bitcoin or Ethereum investments. This would enable businesses to protect their financial resources by utilizing cryptocurrencies as an inflation hedge and a hedge against currency devaluation. Digital currencies will also become a tool in the treasury management of businesses as more people accept them. Cryptocurrencies are offering significant benefits for corporations looking to improve their financial operations, reduce costs, and enhance security. As technology continues to evolve, even small and medium-sized businesses will adopt digital currencies and blockchain to remain competitive in today's fast-paced, highly globalized economy. According to a report by PwC, 77% of financial institutions are expected to adopt blockchain technology by 2025 (Source: PwC). With cryptocurrencies, corporates can unlock new avenues for growth, streamline transactions, and create a safer and more efficient future for their operations. As blockchain maturity develops, the full potential of cryptocurrencies will be unlocked, enabling businesses to harness its benefits and drive innovation. By 2025, the global blockchain market is projected to reach $39.7 billion, growing at a CAGR of 69.4% (Source: MarketsandMarkets), highlighting the growing importance of cryptocurrencies and blockchain technology in the business landscape.Romanian court annuls presidential election over alleged Russian interferenceOlder adults skip medical care at higher rates than other developed countries, survey says90jili 38 。

10,743 Shares in Micron Technology, Inc. (NASDAQ:MU) Bought by Jennison Associates LLC

The decision by Tesco, Musgrave and the BWG Group came after a woman who said Mr McGregor raped her won a civil claim for damages against him. Nikita Hand, who accused the sportsman of raping her in a Dublin hotel in December 2018, won her claim against him for damages in a case at the High Court in the Irish capital. In a statement, a spokesman for Musgrave said: “Musgrave can confirm these products are no longer available to our store network.” The network includes SuperValu, Centra, Daybreak and Mace. A Tesco spokesperson said: “We can confirm that we are removing Proper No Twelve Whiskey from sale in Tesco stores and online.” A spokesperson for BWG Group said: “The products are no longer listed for distribution across our network of Spar, Eurospar, Mace, Londis and XL stores, including Appleby Westward which operates over 300 Spar stores in the south west of England.” It is understood that other retail outlets including Costcutter and Carry Out will also stop stocking products linked to Mr McGregor. He and some of his business partners sold their majority stake in the Proper Number Twelve Irish whiskey brand. He was reported to have been paid more than £103 million from the sale to Proximo Spirits in 2021. On Monday, a popular video game developer decided to pull content featuring the MMA fighter. The Irish athlete has featured in multiple video games, including voice-acting a character bearing his likeness in additional downloadable content in the Hitman series. Mr McGregor’s character featured as a target for the player-controlled assassin in the game. IO Interactive, the Danish developer and publisher of Hitman, said in a statement: “In light of the recent court ruling regarding Conor McGregor, IO Interactive has made the decision to cease its collaboration with the athlete, effective immediately. “We take this matter very seriously and cannot ignore its implications. “Consequently, we will begin removing all content featuring Mr McGregor from our storefronts starting today.” Last Friday, the High Court jury awarded damages amounting to 248,603.60 euros (around £206,000) to Ms Hand. Mr McGregor made no comment as he left court but later posted on social media that he intended to appeal against the decision.Older adults in the U.S. skip needed medical care at much higher rates compared to other developed countries, according recent survey conducted by The Commonwealth Fund . The study said 8% to 9% of older Americans skip necessary treatment compared to just 2% of seniors in countries like Sweden, the Netherlands, the U.K. and Germany. The survey said nearly all Americans aged 65 or older are covered by Medicare and have access to most basic health services. Yet they pay more for health care and are more likely to postpone or skip needed care because of the cost. RELATED STORY | Medicare enrollment is complicated, but saving money doesn't have to be Nearly a quarter of older adults in the U.S. spent at least $2,000 over the past year on out-of-pocket expenses, compared to less than 5% in France and the Netherlands who spent the same amount, the survey said. The survey results are similar for dental and mental health care, The Commonwealth Fund said. One in five older adults in the U.S., Australia and Canada reported skipping needed dental care, compared to 5% or less of older adults in the Netherlands and Germany. The survey said less than 5% of older adults in all countries reported skipping mental health services over the past year because of the cost. RELATED STORY | Medicare premiums will rise yet again in 2025. Here's what you need to know

Zenless Zone Zero update 1.4 launches December 18, as developer HoYoverse announced in a reveal stream earlier today. The patch is headlined by new S-tier Agents Miyabi and Harumasa, with the latter being free to all players, as well as more sweeping changes to the prevalence of the divisive TV mode puzzle-lite minigame. Miyabi is a Frost Anomaly Agent who wields a katana, while Harumasa is an Electric Agent who has both a bow and a blade. To obtain Harumasa for free, you'll just need to reach Inter-Knot level eight after update 1.4 launches. Beyond a free S-tier Agent, version 1.4 has been billed as a thoroughly above-average update, with main story stages redesigned up to chapter three, exploration mode adding the option to roam around as or with their Agents, and combat making a fundamental change by making ultimate-powering Decibels unique to each character instead of shared across the team. In an interview with GamesRadar+ , three developers from the Zenless Zone Zero team discussed the challenge of balancing TV mode with player tastes. The intermission-type game mode has elicited split opinions since launch, and while TV mode isn't disappearing entirely, with this story overhaul the folks who'd rather get on with the rest of the game have largely gotten their wish. "From the early stages of development, we envisioned Zenless Zone Zero as a game designed for long-term operation. Like any living entity, the game will grow and evolve with the support of its players," producer Zhenyu Li, Game Designer X, and Game Designer Y said in a joint response. "The TV mode has been one of the most frequently discussed features based on player feedback, which is why it has undergone significant changes from Version 1.0 to the current Version 1.4. For us, player feedback is a crucial driving force behind the game's long-term growth. We are neither surprised by nor dismissive of any feedback. Instead, we sincerely appreciate all feedback and are always eager to listen to what every player has to say." Update 1.4 is coming to PS5, PC, mobile, and PS5 Pro, with the premium version of the console additionally folding in "enhanced performance and ray-tracing technology for an upgraded visual experience." These games like Genshin Impact are perfect for anyone looking for something new to jump into.

ROME (AP) — Robert Lewandowski joined Cristiano Ronaldo and Lionel Messi as the only players in Champions League history with 100 or more goals. But Erling Haaland is on a faster pace than anyone by boosting his total to 46 goals at age 24 on Tuesday. Still, Haaland's brace wasn't enough for Manchester City in a 3-3 draw with Feyenoord that extended the Premier League champion's winless streak to six matches. Lewandowski’s early penalty kick started Barcelona off to a 3-0 win over previously unbeaten Brest to move into second place in the new single-league format. The Poland striker added goal No. 101 in second-half stoppage time. Ronaldo leads the all-time scoring list with 140 goals and Messi is next with 129. But neither Ronaldo nor Messi play in the Champions League anymore following moves to Saudi Arabia and the United States, respectively. “It’s a nice number,” Lewandowski said. “In the past I didn’t think I could score more than 100 goals in the Champions League. I’m in good company alongside Cristiano and Messi.” The 36-year-old Lewandowski required 125 matches to reach the century mark, two more than Messi (123) and 12 fewer than Ronaldo (137). Barcelona also got a second-half score from Dani Olmo. The top eight finishers in the standings advance directly to the round of 16 in March. Teams ranked ninth to 24th go into a knockout playoffs round in February, while the bottom 12 teams are eliminated. Haaland converted a first-half penalty to eclipse Messi as the youngest player to reach 45 goals then scored City's third after the break to raise his total to 46 goals in 44 games. Ilkay Gundogan had City's second. But then Feyenoord struck back with goals from Anis Hadj Moussa, Santiago Gimenez and David Hancko. Inter Milan beat Leipzig 1-0 with an own goal to move atop the standings with 13 points, one more than Barcelona and Liverpool, which faces Real Madrid on Wednesday. The Serie A champion is the only club that hasn't conceded a goal. Bayern Munich beat Paris Saint-Germain 1-0 — the same score from the 2020 final between the two teams. PSG ended with 10 men and remained in the elimination zone. The French powerhouse has struggled in Europe after Kylian Mbappe’s move to Real Madrid. Kim Min-jae’s first-half header was enough for Bayern, especially after Ousmane Dembelé was sent off in the 56th with his second yellow. Atalanta moved within two points of the lead with a 6-1 win at Young Boys. Charles De Ketelaere scored two and assisted on three other goals for Atalanta. Also, Arsenal kept red-hot striker Viktor Gyokeres quiet in a 5-1 win over Sporting Lisbon; and Germany star Florian Wirtz scored two goals and was involved in two more as Bayer Leverkusen boosted its chances of finishing in the top eight with a 5-0 rout of Salzburg. AC Milan followed up its win at Real Madrid with a 3-2 victory at last-place Slovan Bratislava in an early match. Christian Pulisic put the seven-time champion ahead midway through the first half by finishing off a counterattack. Then Rafael Leao restored the Rossoneri’s advantage after Tigran Barseghyan had equalized for Bratislava and Tammy Abraham quickly added another. Nino Marcelli scored with a long-range strike in the 88th for Bratislava, which ended with 10 men. Bratislava has lost all five of its matches. Argentina World Cup winner Julian Alvarez scored twice and Atletico Madrid routed Sparta Prague 6-0 in the other early game. Alvarez scored with a free kick 15 minutes in and Marcos Llorente added a long-range strike before the break. Alvarez finished off a counterattack early in the second half after being set up by substitute Antoine Griezmann, who then marked his 100th Champions League game by getting on the scoresheet himself. Angel Correa added a late brace for Atletico, which earned its biggest away win in Europe. Atletico beat Paris Saint-Germain in the previous round and extended its winning streak across all competitions to six matches. AP soccer: https://apnews.com/hub/soccerLittler, who won the Grand Slam of Darts last week, hit checkouts of 170, 164 and 136 as he threatened to overturn an early deficit, but Humphries held his nerve to win the last three legs. “I’m really, really proud of that one to be honest,” Humphries told Sky Sports. FOR THE SECOND TIME 🏆🏆 Luke Humphries retains his 2024 Ladbrokes Players Championship Finals title, beating Luke Littler 11-7 in the final. pic.twitter.com/QUhxvSbGeu — PDC Darts (@OfficialPDC) November 24, 2024 “I didn’t feel myself this week playing-wise, I felt like I was a dart behind in a lot of the scenarios but there’s something that Luke does to you. He really drives me, makes me want to be a better player and I enjoy playing him. “He let me in really early in that first session to go 4-1 up, I never looked back and I’m proud that I didn’t take my foot off the gas. These big games are what I live for. “Luke is a special talent and he was right – I said to him I’ve got to get these (titles) early before he wins them all. “I’d love to be up here and hitting 105 averages like Luke is all the time but he’s a different calibre, he’s probably the best player in the world right now but there’s something about me that never gives up. “This is a great way to go into the worlds.” HUMPHRIES GOES BACK-TO-BACK! 🏆 Luke Humphries retains his Players Championship Finals title! Cool Hand puts on an absolute clinic to defeat Luke Littler 11-7 in an epic final! 📺 https://t.co/AmuG0PMn18 #PCF2024 | Final pic.twitter.com/nZDWPUVjWE — PDC Darts (@OfficialPDC) November 24, 2024 Littler, who lost the world championship final to Humphries last year, said: “It was tough, missed a few doubles and if you don’t take chances early on, it’s a lot to come back. “I hit the 170 and the 164 but just didn’t have enough in the end. “It’s been a good past two weeks. I just can’t wait to go home, chill out, obviously practice at home for the worlds. That’s it now, leading up to the big one.”

The New Orleans Saints officially placed TE Taysom Hill on injured reserve on Friday, per the NFL Transactions wire. Tests earlier this week confirmed the Saints’ fears that Hill is out for the rest of the season with a knee injury. Ian Rapoport repoted Hill tore his ACL and suffered additional damage in his knee. He went down in Sunday’s loss to the Rams and had to be carted off the field. Hill, 34, wound up signing on with the Packers as an undrafted free agent out of BYU back in 2017. He was waived and later claimed off of waivers by the Saints. Hill played out the final year of his rookie contract before receiving a restricted tender from the Saints last year. New Orleans signed Hill to a two-year deal worth $21 million a month later. Hill’s deal was set to void before the 2022 season, but the Saints gave Hill a sizable contract extension . He’s entering the final year of that deal and due a $10 million base salary in 2025. In 2024, Hill appeared in eight games for the Saints and rushed for 278 yards on 39 carries (7.1 YPA) and six touchdowns to go along with 23 receptions on 31 targets for 187 yards. This article first appeared on NFLTradeRumors.co and was syndicated with permission.Disney+ January 2025 Line-up: See the complete list

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NKGen Biotech Receives Notifications From Nasdaq Related to Delayed Quarterly Report and ...