Islamabad deserves debt relief from all creditors urgently, says economist Pakistan’s debt situation has been worsening since 2008, but deteriorated at speed never witnessed since 2019 ISLAMABAD: Several low-income countries (LICs) including Pakistan face severe debt crisis and deserve to receive debt relief from bilateral, multilateral and private creditors urgently. Pakistan’s renowned economist Dr Ashfaque Hassan Khan, who is currently serving at the National University of Sciences & Technology (NUST), has come up with a detailed research work titled ‘Sinking in debt: A framework for debt relief for low income countries’ and argued that Pakistan’s current debt situation is far worse than many of the LICs and hence it deserves to receive debt relief urgently. Pakistan’s debt situation has been worsening since 2008, but deteriorated at a speed never witnessed before since 2019. Pakistan’s external debt and liabilities have been growing at differing pace since 2000. They grew at an average rate of 1.4 per cent per annum during 2000-2007; the pace accelerated to 6.2pc per annum during 2008-2015; the pace further accelerated to 8.6pc per annum during 2016-2023. By December-end 2023, Pakistan’s external debt and liabilities stood at $131.4 billion – rising from $36.5 billion in 2000. In other words, Pakistan added almost $95 billion external debt and liabilities in just 23 years as against $37.1 billion in the last 53 years prior to the year 2000, that is, since independence in 1947. More importantly, Pakistan added $66.4 billion in total external debt and liabilities of $131.2 billion or 51pc during the two lost decades (Decades of the 1990s, and 2008-18). Public debt, on the other hand, is influenced by the size of the budget deficit, rate of depreciation of the currency and interest rate. Like external debt and liabilities, the rise in public debt exhibited different pace since the year 2000. Public debt grew at an average rate of 8pc per annum during 2000-2007; accelerated at the rate of 16.5pc per annum during 2008-18; and grew at a dangerously high level of 21.3pc per annum during 2019-2023. Devaluation of Pakistani currency and the persistence of unprecedentedly high interest have contributed enormously to the rise of public debt in Pakistan. With rise in public and external debt over the years, especially during the last five years (2019-2023), Pakistan’s debt servicing liabilities has turned out to be far worse than the many LICs. Devaluation and the persistence of keeping interest rate high have created serious budgetary problems for Pakistan, especially during the last five years. Interest payment as percentage of total revenue continued to surge since 2018-19. It was 28.7pc in 2017-18 but increased to 42.7pc in 2018-19 and further reached to an all-time high at 59.1pc by 2022-23. In other words, almost 60pc revenue (tax and non-tax revenue combined) was consumed by one budgetary item, that is, interest payment. With respect to tax revenue only, interest payment was almost 34pc in 2017-18 but surged to 72.8pc by 2022-23. In other words, Pakistan consumed almost three – fourth of its tax revenue for interest payment. More alarmingly, interest payment alone reached over three times the development expenditure and 35.3pc of total expenditure. Hence, devaluation and high-interest rate policies have seriously affected Pakistan’s economy and made Pakistan even far worse in the comity of developing countries in general and in LICs in particular as externally debt distress country, he added. He suggested that bilateral Creditors may suspend their debt repayment for 10 years. Besides, it is proposed that they may enter into various debt swap arrangements with the eligible countries. This will be a great help for the eligible LICs because instead of repaying principal and interest in foreign currency, they will be using these monies for budgetary purposes to spend on education health, climate change and improving other social indicators.Warren Buffett gives away another US$1.1B, announces plans for distributing $147B fortune after death - CTV NewsNone
STUART, Fla. , Dec. 24, 2024 /PRNewswire/ -- Health In Tech, an Insurtech platform company backed by third-party AI technology, today announced the closing of its initial public offering of 2,300,000 shares of its Class A common stock at a public offering price of $4.00 per share, for gross proceeds of $9,200,000 , before deducting underwriting discounts, commissions, and estimated offering expenses. The Company has granted the underwriter an option, exercisable within 30 days from the date of the final prospectus, to purchase an additional 345,000 shares of Class A common stock from Health In Tech at the initial public offering price, less underwriting discounts and commissions. Assuming such option is fully exercised, the Company may raise a total of approximately US$10,580,000 in gross proceeds from the Offering Health In Tech intends to use the net proceeds from the offering for system enhancements, expansion of service offerings, sales and distribution channels, talent development and retention, working capital, and other general corporate purposes. American Trust Investment Services, Inc. acted as the sole book-running manager for the offering. A registration statement on Form S-1 (File No. 333-281853) relating to the shares was filed with the Securities and Exchange Commission and became effective on December 19, 2024 . This offering was made only by means of a prospectus, forming part of the effective registration statement. A copy of the prospectus relating to the offering can be obtained when available, by contacting American Trust Investment Services, Inc., 230 W. Monroe Street , Suite 300, Chicago, IL 60606, or via E-Mail at ECM@amtruinvest.com. This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of any securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. About Health In Tech Health in Tech ("HIT") is an Insurtech platform company backed by third-party AI technology. We offer a dynamic marketplace designed to create customized healthcare plan solutions while streamlining processes through vertical integration, process simplification, and automation. By eliminating friction and complexities, HIT enhances value propositions for employers and optimizes underwriting, sales, and service workflows for Managing General Underwriters (MGUs), insurance carriers, licensed brokers, and Third-Party Administrators (TPAs). Learn more at healthintech.com . Forward-Looking Statements Regarding Health In Tech Certain statements in this press release are forward-looking statements for purposes of the safe harbor provisions under the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements may include estimates or expectations about Health In Tech's possible or assumed operational results, financial condition, business strategies and plans, market opportunities, competitive position, industry environment, and potential growth opportunities. In some cases, forward-looking statements can be identified by terms such as "may," "will," "should," "design," "target," "aim," "hope," "expect," "could," "intend," "plan," "anticipate," "estimate," "believe," "continue," "predict," "project," "potential," "goal," or other words that convey the uncertainty of future events or outcomes. These statements relate to future events or to Health In Tech's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause Health In Tech's actual results, levels of activity, performance, or achievements to be different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements because they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond Health In Tech's control and which could, and likely will, affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects Health In Tech's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to Health In Tech's operations, results of operations, growth strategy and liquidity. Investor Contact Investor Relations: ir@healthintech.com View original content to download multimedia: https://www.prnewswire.com/news-releases/health-in-tech-announces-closing-of-initial-public-offering-302338923.html SOURCE Health In Tech
NEW ORLEANS (AP) — A lopsided, shutout loss has left the beat-up New Orleans Saints limping into the final two games of a lost season — and into a rather cloudy future beyond that. Saints interim coach Darren Rizzi figured that a visit to playoff-bound Green Bay would be a tall order for his injury-riddled squad, whose prominent missing players included starters at quarterback, running back and receiver. And when New Orleans’ mostly healthy defensive front struggled against a Packers ground game led by running back Josh Jacobs, the rout was on. Nothing “stuck out on film other than a lack of execution and lack of playmaking,” Rizzi said Tuesday after reviewing video of Monday night’s 34-0 loss at Green Bay . “We played against a playoff team, at their place, that has very few holes on their team,” Rizzi added. “It was a little bit of a perfect storm.” Rizzi, a special teams coordinator who has made no secret that he sees his eight-game interim stint as an opportunity to further his head-coaching ambitions, has two more games left in what has been an up-and-down audition. The Saints are 3-3 on his watch, which includes one of New Orleans’ most lopsided losses since the turn of the century. With the playoffs unattainable, and with a lot of reserves pressed into service, the final two weeks will serve primarily as a player-evaluation period heading into the offseason, when there are bound to be myriad changes on the roster and perhaps the coaching staff. Rizzi said the Saints, realistically, have been in evaluation mode “for the last month or so,” but added that there maybe be additional young or practice-squad players getting longer looks in the final two games. “My big thing this week is to see how we can respond,” Rizzi said. “We’re going to find out a lot about a lot of people.” What’s working Of the Saints’ four punts, three were inside the Green Bay 20 and New Orleans did not allow a single punt return yard. The punt team might have been the only unit that executed its job (even the kickoff unit allowed a 38-yard return). What needs help The Saints had trouble protecting the quarterback (three sacks) and protecting the football (two turnovers). They couldn’t run the ball (67 yards). They couldn’t stop the run (188 yards allowed). They couldn’t pass the ball consistently (129 yards) or stop the pass when they needed to. As former Saints coach Jim Mora once said, they couldn’t do “ diddly poo .” Although rookie quarterback Spencer Rattler largely struggled and was responsible for both New Orleans turnovers, he had enough highlights — including a jumping, first-down pass on third-and-long — to keep him penciled in as the starter if the injured Derek Carr remains unable to play, Rizzi said. “It was definitely a performance where we got to take the good with the bad,” Rizzi said. “We’ve got to get rid of those negative plays.” Stock up New Orleans native Foster Moreau has emerged as one of the Saints’ most reliable offensive players. The sixth-year NFL tight end made two catches for a team-high 33 yards on Monday night, giving him 25 catches for 335 yards this season. His four TDs receiving entering the game remain tied for the team lead. Stock down Rizzi was riding high after two wins to start his interim term as head coach, but Monday night’s ugly loss is the club’s third in four games and took a lot of luster off his candidacy for a longer-term appointment. Injury report Center Erik McCoy left the game with an elbow injury, while guard Lucas Patrick hurt his knee in the closing minutes. Rizzi said McCoy won’t need surgery but could miss the rest of the season. The coach said Patrick needs more tests but is not expected to play again this season. While the chances of Carr (non-throwing, left hand) or top running back Alvin Kamara (groin) playing again this season appear slim, the Saints have declined to rule that out. Rizzi said Carr is getting closer to being able to play and wants the opportunity to go against his former team, the Las Vegas Raiders. Meanwhile, Rizzi said Kamara “is working his tail off to try to come back” this season. “Alvin told me this morning, in my office, that he really would like to play again,” Rizzi said. Key number 24 — The number of years since the Saints suffered a more lopsided shutout loss, 38-0 against San Francisco in 2002. Up next The Saints’ home finale against lowly Las Vegas will be an anticlimactic affair bound to generate a level of fan interest similar to, if not less than, a preseason game. But the game will be important to the current regime, which needs victories in each of the club’s final two games to avoid the franchise’s worst record since it was displaced by Hurricane Katrina in 2005 and went 3-13. ___ AP NFL: https://apnews.com/hub/NFL
JERUSALEM (AP) — Israel approved a United States-brokered ceasefire agreement with Lebanon's Hezbollah on Tuesday, setting the stage for an end to nearly 14 months of fighting linked to the ongoing war in the Gaza Strip. Israeli warplanes meanwhile carried out the most intense wave of strikes in Beirut and its southern suburbs since the start of the conflict and issued a record number of evacuation warnings. At least 24 people were killed in strikes across the country, according to local authorities, as Israel signaled it aims to keep pummeling Hezbollah before the ceasefire is set to take hold at 4 a.m. local time on Wednesday. Another huge airstrike shook Beirut shortly after the ceasefire was announced. Israel's security Cabinet approved the ceasefire agreement late Tuesday after it was presented by Prime Minister Benjamin Netanyahu, his office said. U.S. President Joe Biden, speaking in Washington, called the agreement “good news” and said his administration would make a renewed push for a ceasefire in Gaza. An Israel-Hezbollah ceasefire would mark the first major step toward ending the regionwide unrest triggered by Hamas’ attack on Israel on Oct. 7, 2023. But it does not address the devastating war in Gaza, where Hamas is still holding dozens of hostages and the conflict is more intractable. U.S. President-elect Donald Trump has vowed to bring peace to the Middle East without saying how. The Biden administration spent much of this year trying to broker a ceasefire and hostage release in Gaza but the talks repeatedly sputtered to a halt . Still, any halt to the fighting in Lebanon is expected to reduce the likelihood of war between Israel and Iran, which backs both Hezbollah and Hamas and exchanged direct fire with Israel on two occasions earlier this year. Israel says it will ‘attack with might’ if Hezbollah breaks truce Netanyahu presented the ceasefire proposal to Cabinet ministers after a televised address in which he listed a series of accomplishments against Israel’s enemies across the region. He said a ceasefire with Hezbollah would further isolate Hamas in Gaza and allow Israel to focus on its main enemy, Iran, which backs both groups. “If Hezbollah breaks the agreement and tries to rearm, we will attack,” he said. “For every violation, we will attack with might.” The ceasefire deal calls for a two-month initial halt in fighting and would require Hezbollah to end its armed presence in a broad swath of southern Lebanon, while Israeli troops would return to their side of the border. Thousands of additional Lebanese troops and U.N. peacekeepers would deploy in the south, and an international panel headed by the United States would monitor all sides’ compliance. But implementation remains a major question mark. Israel has demanded the right to act should Hezbollah violate its obligations. Lebanese officials have rejected writing that into the proposal. Biden said Israel reserved the right to quickly resume operations in Lebanon if Hezbollah breaks the terms of the truce, but that the deal "was designed to be a permanent cessation of hostilities.” Netanyahu’s office said Israel appreciated the U.S. efforts in securing the deal but “reserves the right to act against every threat to its security.” Hezbollah has said it accepts the proposal, but a senior official with the group said Tuesday that it had not seen the agreement in its final form. “After reviewing the agreement signed by the enemy government, we will see if there is a match between what we stated and what was agreed upon by the Lebanese officials,” Mahmoud Qamati, deputy chair of Hezbollah’s political council, told the Al Jazeera news network. “We want an end to the aggression, of course, but not at the expense of the sovereignty of the state.” of Lebanon, he said. “Any violation of sovereignty is refused.” Warplanes bombard Beirut and its southern suburbs Even as Israeli, U.S, Lebanese and international officials have expressed growing optimism over a ceasefire, Israel has continued its campaign in Lebanon, which it says aims to cripple Hezbollah’s military capabilities. An Israeli strike on Tuesday leveled a residential building in the central Beirut district of Basta — the second time in recent days warplanes have hit the crowded area near the city’s downtown. At least seven people were killed and 37 wounded, according to Lebanon's Health Ministry. Strikes on Beirut's southern suburbs killed at least one person and wounded 13, it said. Three people were killed in a separate strike in Beirut and three in a strike on a Palestinian refugee camp in southern Lebanon. Lebanese state media said another 10 people were killed in the eastern Baalbek province. Israel says it targets Hezbollah fighters and their infrastructure. Israel also struck a building in Beirut's bustling commercial district of Hamra for the first time, hitting a site that is around 400 meters (yards) from Lebanon’s Central Bank. There were no reports of casualties. The Israeli military said it struck targets in Beirut and other areas linked to Hezbollah's financial arm. The evacuation warnings covered many areas, including parts of Beirut that previously have not been targeted. The warnings, coupled with fear that Israel was ratcheting up attacks before a ceasefire, sent residents fleeing. Traffic was gridlocked, and some cars had mattresses tied to them. Dozens of people, some wearing their pajamas, gathered in a central square, huddling under blankets or standing around fires as Israeli drones buzzed loudly overhead. Hezbollah, meanwhile, kept up its rocket fire, triggering air raid sirens across northern Israel. Israeli military spokesman Avichay Adraee issued evacuation warnings for 20 buildings in Beirut's southern suburbs, where Hezbollah has a major presence, as well as a warning for the southern town of Naqoura where the U.N. peacekeeping mission, UNIFIL, is headquartered. UNIFIL spokesperson Andrea Tenenti told The Associated Press that peacekeepers will not evacuate. Israeli forces reach Litani River in southern Lebanon The Israeli military also said its ground troops clashed with Hezbollah forces and destroyed rocket launchers in the Slouqi area on the eastern end of the Litani River, a few kilometers (miles) from the Israeli border. Under the ceasefire deal, Hezbollah would be required to move its forces north of the Litani, which in some places is about 30 kilometers (20 miles) north of the border. Hezbollah began firing into northern Israel, saying it was showing support for the Palestinians, a day after Hamas carried out its Oct. 7, 2023, attack on southern Israel, triggering the Gaza war. Israel returned fire on Hezbollah, and the two sides have been exchanging barrages ever since. Israel escalated its campaign of bombardment in mid-September and later sent troops into Lebanon, vowing to put an end to Hezbollah fire so tens of thousands of evacuated Israelis could return to their homes. More than 3,760 people have been killed by Israeli fire in Lebanon the past 13 months, many of them civilians, according to Lebanese health officials. The bombardment has driven 1.2 million people from their homes. Israel says it has killed more than 2,000 Hezbollah members. Hezbollah fire has forced some 50,000 Israelis to evacuate in the country’s north, and its rockets have reached as far south in Israel as Tel Aviv. At least 75 people have been killed, more than half of them civilians. More than 50 Israeli soldiers have died in the ground offensive in Lebanon. ___ Chehayeb and Mroue reported from Beirut. Associated Press reporters Lujain Jo and Sally Abou AlJoud in Beirut, and Aamer Madhani in Washington, contributed. ___ Find more of AP’s war coverage at https://apnews.com/hub/israel-hamas-war Josef Federman, Kareem Chehayeb And Bassem Mroue, The Associated PressWASHINGTON — The Supreme Court seemed likely Wednesday to uphold Tennessee's ban on gender-affirming care for minors. The justices' decision, not expected for several months, could affect similar laws enacted by another 25 states and a range of other efforts to regulate the lives of transgender people, including which sports competitions they can join and which restrooms they can use. The case is being weighed by a conservative-dominated court after a presidential election in which Donald Trump and his allies promised to roll back protections for transgender people. The Biden administration's top Supreme Court lawyer warned a decision favorable to Tennessee also could be used to justify nationwide restrictions on transgender health care for minors. Supporters of transgender rights rally Wednesday outside the Supreme Court in Washington. In arguments that lasted more than two hours, five of the six conservative justices voiced varying degrees of skepticism over arguments made by the administration and Chase Strangio, the ACLU lawyer for Tennessee families challenging the ban. Chief Justice John Roberts, who voted in the majority in a 2020 case in favor of transgender rights, questioned whether judges, rather than lawmakers, should weigh in on a question of regulating medical procedures, an area usually left to the states. "The Constitution leaves that question to the people's representatives, rather than to nine people, none of whom is a doctor," Roberts said in an exchange with Strangio. Justice Neil Gorsuch, who wrote the majority opinion in 2020, said nothing during the arguments. The court's three liberal justices seemed firmly on the side of the challengers, but it's not clear that any conservatives will go along. People attend a rally March 31, 2023, as part of a Transgender Day of Visibility, near the Capitol in Washington. Justice Sonia Sotomayor pushed back against the assertion that the democratic process would be the best way to address objections to the law. She cited a history of laws discriminating against others, noting that transgender people make up less than 1% of the U.S. population, according to studies. There are an estimated 1.3 million adults and 300,000 adolescents ages 13 to 17 who identify as transgender, according the UCLA law school's Williams Institute. "Blacks were a much larger part of the population and it didn't protect them. It didn't protect women for whole centuries," Sotomayor said in an exchange with Tennessee Solicitor General Matt Rice. Justice Ketanji Brown Jackson said she saw some troubling parallels between arguments made by Tennessee and those advanced by Virginia and rejected by a unanimous court, in the 1967 Loving decision that legalized interracial marriage nationwide. Quoting from that decision, Jackson noted that Virginia argued then that "the scientific evidence is substantially in doubt and, consequently, the court should defer to the wisdom of the state legislature." ACLU lawyer Chase Strangio, left, and plaintiff Joaquin Carcano address reporters after a June 25, 2018, hearing in Winston-Salem, N.C., on their lawsuit challenging the law that replaced North Carolina's "bathroom bill." Justice Samuel Alito repeatedly pressed Strangio, the first openly transgender lawyer to argue at the nation's highest court, about whether transgender people should be legally designated as a group that's susceptible to discrimination. Strangio answered that being transgender does fit that legal definition, though he acknowledged under Alito's questioning there are a small number of people who de-transition. "So it's not an immutable characteristic, is it?" Alito said. Strangio did not retreat from his view, though he said the court did not have to decide the issue to resolve the case in his clients' favor. There were dueling rallies outside the court in the hours before the arguments. Speeches and music filled the air on the sidewalk below the court's marble steps. Advocates of the ban bore signs like "Champion God's Design" and "Kids Health Matters," while the other side proclaimed "Fight like a Mother for Trans Rights" and "Freedom to be Ourselves." Four years ago, the court ruled in favor of Aimee Stephens, who was fired by a Michigan funeral home after she informed its owner she was a transgender woman. The court held that transgender people, as well as gay and lesbian people, are protected by a landmark federal civil rights law that prohibits sex discrimination in the workplace. The Biden administration and the families and health care providers who challenged the Tennessee law urged the justices to apply the same sort of analysis that the majority, made up of liberal and conservative justices, embraced in the case four years ago when it found that "sex plays an unmistakable role" in employers' decisions to punish transgender people for traits and behavior they otherwise tolerate. Demonstrators against transgender rights protest Wednesday during a rally outside of the Supreme Court in Washington. The issue in the Tennessee case is whether the law violates the equal protection clause of the 14th Amendment, which requires the government to treat similarly situated people the same. Tennessee's law bans puberty blockers and hormone treatments for transgender minors, but allows the same drugs to be used for other purposes. Solicitor General Elizabeth Prelogar, the administration's top Supreme Court lawyer, called the law sex-based line drawing to ban the use of drugs that have been safely prescribed for decades and said the state "decided to completely override the views of the patients, the parents, the doctors." She contrasted the Tennessee law with one enacted by West Virginia, which set conditions for the health care for transgender minors, but stopped short of an outright ban. Gender-affirming care for youth is supported by every major medical organization, including the American Medical Association, the American Academy of Pediatrics and the American Psychiatric Association. For many trans and nonbinary people, bathrooms can be complicated places to navigate — a fact highlighted by the death of 16-year-old Nex Benedict in Oklahoma. Oklahoma is far from an outlier when it comes to failing to provide safe and equitable bathrooms for transgender people. According to the Movement Advancement Project, which tracks LGBTQ+ policy, 13 states have a policy that prevents transgender people from safely or legally using public bathrooms. But data shows that even in states with trans-friendly policies, transgender and nonbinary people report high rates of harassment in public bathrooms. Advocates say everyday people can have a big impact in interrupting discrimination in gendered restrooms. The 19th shows how anyone can help prevent abuse. Sex-segregated restrooms have historically been a hostile space for Tat Bellamy-Walker, a Seattle-based journalist and Black gender-fluid trans person. In graduate school and at journalism internships, they had to go far out of their way to find all-gender single-stall restrooms they could use safely. "You never forget being told you don't belong in a restroom, you never forget not having a place to dispose of sanitary products if you're on your period in the men's bathroom," Bellamy-Walker said. "It's just clear you do not belong in public spaces." Allies can help tremendously by locating and pointing out gender-neutral bathrooms to friends or family who might need them. This is especially important for people planning events or parties. Make sure your space has safe bathrooms. Carrie Soto, a South Dakota parent of a transgender child, said she lives by the mantra "see something, say something." That means speaking up when there is bullying and harassment and volunteering to accompany a trans/nonbinary friend or family member when they have to head into a public bathroom. "Validate a trans person's fears and anxiety about the situation," Soto said. " If [my daughter] uses a gendered restroom and feels anxious, I go with." It may seem obvious, but transgender health advocate Jamison Green notes this step can really help trans people feel safe. Consider first that according to 2015 U.S. Transgender Survey , 59 percent of trans people avoided using a public restroom due to fear of harassment. Data from 2022 found that 6 percent of trans people said they were physically or verbally attacked while trying to use a bathroom, while 4 percent were denied access to a bathroom. "If you see someone who you clock as trans or nonbinary, just smile or pay them a non-provocative compliment. ... Wish them good day or good evening, and move on," Green said. "Of course that only goes for the women's room! In the men's room, talking is extremely rare." Green recommends that cisgender people offer a kind, silent nod. Twenty-two states and Washington, D.C., allow residents to opt for "X" gender markers on their IDs in addition to selecting "M" or "F." Still, in every state, regardless of laws, most bathrooms in government buildings, schools, businesses, places of worship and cultural institutions are gendered. Advocates say people can help change this by simply asking businesses and building owners for more options to accommodate all genders. "Advocacy is the most important part of the fight for transgender rights," Lambda Legal notes in its guide to restrooms. "And if employers adopt pro-trans policies proactively, instead of waiting for a transgender person to pave the way, there's much less chance of having problems down the line." The internet is full of rants not appropriate for a news article about people using the only single-stall gender-neutral bathrooms available not for safety but for ... well, pooping. As a result, gender-neutral bathrooms, especially in airports, are almost always occupied. There are many reasons why a cisgender person might need a single-occupancy bathroom (accessibility, illness, child care and, yes, even a little more privacy). Just like accessible stalls, it's a kindness to leave gender-neutral restrooms unoccupied when you don't need them. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
B.C. premier says feds and premiers have right-left strategy to tackle Trump tariffs
One of my favorite open-ear headphones just hit an all-time low priceImmigration measures announced as part of Canada’s border response to president-elect Donald Trump’s 25 per cent tariff threat are starting to be implemented, beginning with a ban on what’s known as “flagpoling.” This is when someone who was in Canada on a temporary visa leaves for the U.S. then quickly re-enters Canada to access immigration services at a port of entry. The restriction on providing work and study permits to flagpolers takes effect today. Last week, Immigration Minister Marc Miller said that going forward temporary visa holders will have to apply online to extend their stay in Canada. The Canadian Border Services Agency processed more than 69,300 people who engaged in flagpoling in the 2023-2024 fiscal year. There are still rare exceptions where a person will be granted a work or study permit even though they meet the definition of flagpoling, including international truck drivers with a work permit, professionals under certain free trade agreements and American citizens. Miller first announced the plan to ban the practice on Dec. 17, alongside Finance Minister Dominic LeBlanc who promised a border control package worth $1.3 billion. This includes removing the point value for having a job offer in Canada’s express entry immigration system. The stated goal of this change is to reduce and prevent immigration fraud. In a social media post, Miller said this will take effect in the spring and that it will be a temporary measure. A broader review of the express entry program is being conducted, and a future decision on the value of a job offer in that system will be made at that time. A labour market impact assessment, a key document required for an employer to hire a foreign worker, is currently worth 50 to 200 points in the express entry system. Applicants are not supposed to pay for these, but a black market has emerged where people are charging tens of thousands of dollars for these documents. Applications that are already in progress won’t be affected once this change takes effect. Miller also said the government is looking at ways to streamline Canada’s asylum system at that Dec. 17 press conference. This includes exploring options to “quickly deal with” illegitimate claims. The government’s broader border measures plan to respond to Trump’s 25 per cent tariff threat also includes enhanced aerial surveillance and drug detection efforts.
Stock market today: Santa Claus rally kicks off with near-400 point gains for Dow JonesCapricorn – (22nd December to 19th January) Daily Horoscope Prediction says, Nothing beats your morale Take steps to settle the tremor in the relationship today. Your commitment to your job will help in your career. Be wise while handling money. Health demands care. There is no scope for ego clashes in love life. New responsibilities will tighten the schedule today. Fortunately, finance is at your side. However, your health demands special attention. Capricorn Love Horoscope Today Despite minor disagreements in the love affair, you will share some good moments. Have some quality time in an isolated area where you may also make calls in the future. The love life will have many surprises today. Single Capricorns can confidently express their feeling to the crush and receive a positive response. Some female natives will receive surprise gifts from their partners. Self-respect is crucial in a love affair and females who feel it lacking in the love affair can walk out of the relationship today. Capricorn Career Horoscope Today Be careful about office politics and meet the expectations of the management. If you are in the creative field, you may face criticism. Your official decisions should be based on analysis and do not act based on emotions. Lawyers, academicians, judges, receptionists, and bankers will work overtime. You may also receive a job offer today for a better package. However, the final call should be based on considering every factor. Traders may take the trade to new areas. Capricorn Money Horoscope Today Keep the financial life in control. Avoid spending a big amount on luxury. But you can go ahead with the idea of buying essentials and electronic appliances. Some female natives will have income from additional sources which makes it easy to buy electronic appliances A legal issue will need you to spend a big amount today. A sibling or a senior member of the family will also need financial support for medical care. Capricorn Health Horoscope Today Minor health issues will be there and it is good to have control over the lifestyle. Exercise properly and ensure you maintain a balanced office and personal life. Those who have mental stress-related issues must maintain a proper balance between their personal and professional life. People with diabetes and hypertension need to be cautious. Capricorn Sign Attributes Strength: Intelligent, Practical, Trustworthy, Generous, Optimistic Weakness: Persistent, Stubborn, Suspicious Symbol: Goat Element: Earth Body Part: Bones & Skin Sign Ruler: Saturn Lucky Day: Saturday Lucky Color : Grey Lucky Number : 4 Lucky Stone: Amethyst Capricorn Sign Compatibility Chart Natural affinity: Taurus, Virgo, Scorpio, Pisces Good compatibility: Cancer, Capricorn Fair compatibility: Gemini, Leo, Sagittarius, Aquarius Less compatibility: Aries, Libra By: Dr. J. N. Pandey Vedic Astrology & Vastu Expert Website: www.astrologerjnpandey.com E-mail: djnpandey@gmail.com Phone: 91-9811107060 (WhatsApp Only)
Gov. Kathy Hochul signed legislation aimed to expand protections in domestic violence cases in criminal and family court, her office announced Monday. Under a new law known as “Melanie’s Law,” all family and household members will be afforded the same process in court, including the ability to obtain an order of protection. This amends previous laws that allowed only unrelated children under the age of 18 to be included on the adult family member’s order of protection. The law is named after Melanie Chianese, who was killed by her mother’s ex-boyfriend while he was awaiting sentencing for a domestic violence case. Melanie’s mother was able to get orders of protection for herself and Melanie’s four-year-old son, but Melanie was ineligible because she was 29. “Melanie Chianese should be standing with us today, along with countless New Yorkers lost at the hands of senseless and preventable acts of domestic violence,” Hochul said in a statement. “By signing Melanie’s law, we are committing New York State, our law enforcement and our legal system to the fundamental principle that every person deserves to be protected.” Melanie’s Law passed in the state Senate in 2023 but not the Assembly. This year it passed in both chambers with broad bipartisan support. Under another piece of legislation, family and household members will be permitted to file family offense petitions in family court. document.write(__reporter_name); - document.write(__reporter_title); document.write(__reporter_bio);November 25, 2024 This article has been reviewed according to Science X's editorial process and policies . Editors have highlightedthe following attributes while ensuring the content's credibility: fact-checked trusted source proofread by University of Kansas Even though Brown v. Board outlawed school segregation 70 years ago, American schools have remained segregated to a certain degree ever since. New research from the University of Kansas has found that school segregation is changing, especially in traditionally predominantly white suburban districts, but that racial isolation is increasing in urban districts. The study, conducted by analyzing 2020 and 2000 U.S. Census Bureau and school enrollment data with the help of geographical mapping technology, shows that suburban districts across the country are not as predominantly white as they were 20 years prior, but that students of color are seeing more racial isolation in urban schools. That doesn't mean school segregation is getting better or worse, according to study lead author Bryan Mann, associate professor of educational leadership & policy studies at KU, just that it is changing. "With this study, we used 2020 and 2000 census data and school enrollment data to see how things might have changed," Mann said. "One of the biggest findings is suburban districts, which are typically viewed as white flight districts, are clearly seeing more diversity. But students of color in urban districts are seeing more isolation." The findings can help guide research and policy intended to address inequities in American schools. "Typically, conversations about equity and equality focus on urban areas. I think it's important that we don't just consider inequality as an urban issue," Mann said. The study, co-written with Ryan Fitzpatrick and Daniah Hammouda, doctoral candidates in educational leadership & policy studies at KU, was published in the journal AERA Open . Mann said the study's purpose was to provide an updated look at how segregation and demographics in schools have changed in the first two decades of the 20th century. Following school desegregation required by Supreme Court decisions in 1954 and 1968, many white families moved to suburbs, a pattern known historically as white flight, that resisted forced school integration. Patterns of racial separation in schools have evolved ever since. To get an updated look, study authors compared census data showing the demographic makeup of communities as well as racial and ethnic data from schools across the country. That data was paired with a practice known as dasymetric interpolation, which uses GIS technology to compare patterns while holding current school district boundaries consistent during the 20-year period. "Dasymetric interpolation allows you to accurately split boundary changes and use the technique as a fine-tuned way to get populations weighted correctly," Mann said. Study findings showed that suburban districts that had majority white populations, or more than 90% of enrolled students who were white, dropped from 91.39% in 2000 to 80.26% in 2020. Majority white districts that showed 10% growth in students of color was found in 56.48% of suburban school districts. Discover the latest in science, tech, and space with over 100,000 subscribers who rely on Phys.org for daily insights. Sign up for our free newsletter and get updates on breakthroughs, innovations, and research that matter— daily or weekly . Conversely, urban districts with 90% or more students of color enrollment nearly doubled, increasing from 8.65% in 2000 to 16.71% in 2020. The study also examined residential demographics and found that residents in suburban communities diversified at slower rates than their schools. That could be due to several factors, Mann said, including older residents not having children in schools or, in the case of urban districts, white residents not enrolling their children in those schools, perhaps opting for private or other nearby schools. All data in the study was for elementary school districts. It did not include data for Tennessee, Alaska and Hawaii, as necessary data to make comparisons was not available in those states. With those factors considered, the changes in school demographics, with suburban districts becoming more diverse and urban districts becoming more racially isolated, occurred across the country. Mann, who studies school segregation , changing enrollment patterns and policy and built interactive maps for researchers and policymakers, said the study can be useful to anyone looking to understand the makeup of American schools and the necessary policies to ensure students from every type of district are receiving equitable educational opportunities. "There are different reasons in different states for changing demographics, but it is happening nearly everywhere," Mann said. "This can motivate more research that can break out the data into more detail. We know these patterns are happening for a lot of reasons, and I think examining them further will be the next big step in educational research." More information: Bryan Mann et al, Racial Change in Suburbia: America's Diversifying Elementary Districts and Their Effect on School Segregation, AERA Open (2024). DOI: 10.1177/23328584241290754 Provided by University of Kansas
Travel: Colorado’s winter huts blend adventure, luxury, and scenic beauty
Nov. 26 (UPI) -- Highly-anticipated video game The Witcher 4 has entered "full-scale production" at CD Projekt Red. Studio VP and game director Sebastian Kalemba confirmed the news Tuesday on social media following the CD Projekt Q3 financial update presentation.
Police hunt for UnitedHealthcare CEO's masked killer after 'brazen, targeted' attack on NYC street NEW YORK (AP) — UnitedHealthcare’s CEO has been shot and killed in what police say is a “brazen, targeted attack” outside a Manhattan hotel where the health insurer was holding its investor conference. The shooting rattled the city and set off a massive dragnet hours before the annual Rockefeller Center Christmas tree lighting. Police say 50-year-old Brian Thompson was shot around 6:45 a.m. Wednesday as he walked alone to the New York Hilton Midtown from a nearby hotel. New York City Police Commissioner Jessica Tisch says the shooter appeared to be “lying in wait for several minutes” before approaching Thompson from behind and opening fire. Police have not yet established a motive. UnitedHealthcare CEO kept a low public profile. Then he was shot to death in New York NEW YORK (AP) — Brian Thompson led one of the biggest health insurers in the US but was unknown to millions of people his decisions affected. The fatal shooting of UnitedHealthcare's chief executive on a midtown Manhattan sidewalk Wednesday became a mystery that riveted the nation. Police say it was a targeted killing. Thompson was 50. He had worked at the company for 20 years and had run health care giant UnitedHealth Group Inc.'s insurance business since 2021. It provides health coverage for more than 49 million Americans and brought in $281 billion in revenue last year. Thompson's $10.2 million annual compensation made him one of the company’s highest-paid executives. Supreme Court seems likely to uphold Tennessee's ban on medical treatments for transgender minors WASHINGTON (AP) — Hearing a high-profile culture-war clash, the Supreme Court on Wednesday seemed likely to uphold Tennessee’s ban on gender-affirming care for minors. The justices’ decision, not expected for several months, could affect similar laws enacted by another 25 states and a range of other efforts to regulate the lives of transgender people, including which sports competitions they can join and which bathrooms they can use. The case is being weighed by a conservative-dominated court after a presidential election in which Donald Trump and his allies promised to roll back protections for transgender people. The Biden administration’s top Supreme Court lawyer warned a decision favorable to Tennessee also could be used to justify nationwide restrictions on transgender healthcare for minors. Hegseth fights to save Pentagon nomination as sources say Trump considers DeSantis WASHINGTON (AP) — Pete Hegseth, Donald Trump’s Pentagon pick, is fighting to hold on to his Cabinet nomination amid growing questions about his personal conduct as the president-elect’s team considers alternatives, including Florida Gov. Ron DeSantis. But Hegseth says, “We’re not backing down one bit." The Trump transition team is concerned about Hegseth’s path to Senate confirmation and is actively looking at potential replacements, according to a person familiar with the matter. Hegseth is under pressure as senators weigh a series of allegations that have surfaced against him. Beyond DeSantis, there have been discussions about shifting Michael Waltz, who was named by Trump as his national security adviser, to the Defense Department Peter Navarro served prison time related to Jan. 6. Now Trump is bringing him back as an adviser WASHINGTON (AP) — President-elect Donald Trump is bringing Peter Navarro back to the White House for his second administration. Trump announced Wednesday on Truth Social that Navarro will serve as a senior counselor for trade and manufacturing. He was a trade adviser in Trump's first term. Navarro served four months in prison after being held in contempt of Congress for defying a subpoena from the House committee that investigated the Jan. 6 attack on the U.S. Capitol. Trump also chose former Rep. Billy Long of Missouri as IRS commissioner, former Sen. Kelly Loeffler as administrator of the Small Business Administration, Daniel Driscoll as Army secretary, Jared Isaacman as NASA administrator and Adam Boehler as special presidential envoy for hostage affairs. Israeli strikes on a Gaza tent camp kill at least 21 people, hospital says KHAN YOUNIS, Gaza Strip (AP) — A Palestinian health official said Wednesday that at least 21 people were killed in Israeli strikes on a camp housing displaced people in Gaza. The Israeli military said it struck senior Hamas militants. The strikes hit in the Muwasi area, a sprawling coastal camp housing hundreds of thousands of displaced people. It came after Israeli forces struck targets in other areas of Gaza. According to Palestinian medics, strikes in central Gaza killed eight people, including four children. The war in Gaza is nearly 14 months old and showing no end in sight, despite international efforts to revive negotiations toward a ceasefire. South Korean President Yoon's martial law declaration raises questions over his political future SEOUL, South Korea (AP) — President Yoon Suk Yeol’s stunning martial law declaration lasted just hours, but experts say it raised serious questions about his ability to govern for the remaining 2 1/2 years of his term. The opposition-controlled parliament overturned the edict, and his rivals on Wednesday took steps to impeach him. Yoon's move baffled many experts. One analyst called his action “political suicide.” Yoon’s political fate may depend on whether a large number of people in coming days take to the streets to push for his ouster. Yoon hasn't commented on the impeachment bid. But the political instability he unleashed could make it more difficult for his government to nurse a decaying economy. French lawmakers vote to oust prime minister in the first successful no-confidence vote since 1962 PARIS (AP) — France’s far-right and left-wing lawmakers have joined together to vote on a no-confidence motion prompted by budget disputes that forces Prime Minister Michel Barnier and his Cabinet to resign. The National Assembly approved the motion by 331 votes. A minimum of 288 were needed. President Emmanuel Macron insisted he will serve the rest of his term until 2027. However, he will need to appoint a new prime minister for the second time after July’s legislative elections led to a deeply divided parliament. Macron will address the French on Thursday evening, his office said, without providing details. Barnier is expected to formally resign by then. White House says at least 8 US telecom firms, dozens of nations impacted by China hacking campaign WASHINGTON (AP) — A top White House official says at least eight U.S. telecom firms and dozens of nations have been impacted by a Chinese hacking campaign. Deputy national security adviser Anne Neuberger offered the new details Wednesday about the breadth of the sprawling Chinese hacking campaign that gave officials in Beijing access to private texts and phone conversations of an unknown number of Americans. Neuberger divulged the scope of the hack a day after the FBI and the Cybersecurity and Infrastructure Security Agency issued guidance intended to help root out the hackers and prevent similar cyberespionage in the future. White House officials cautioned that a number of telecommunication firms and countries impacted could still grow. Harris found success with women who have cats, but Trump got the dog owner vote: AP VoteCast WASHINGTON (AP) — The lead-up to the 2024 election was all about cat owners. But in the end, the dogs had their day. Donald Trump won more than half of voters who own either cats or dogs, and he had with a big assist from dog owners. That's according to AP VoteCast, a survey of more than 120,000 voters. Dog owners were much more likely to support Trump over Kamala Harris. Cat owners were evenly split between the two candidates. Harris did end up decisively winning support from women who own a cat but no dog. Past comments by Trump's running mate, JD Vance, about “childless cat ladies” briefly became a campaign issue.IT Assessment and Optimization Market Is Booming So Rapidly | Major Giants IBM, EY, PwC, Capgemini