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The Biden administration withdrew two major student loan forgiveness plans Friday, just weeks before President-elect Donald Trump returns to the White House. Here's a look at what it means for borrowers and student loan service providers. The Details: The Education Department posted notices in the Federal Register that it was withdrawing two proposals that could have reduced student loan debt for millions of borrowers, including those with financial hardship and those who have been in repayment for years, CNBC reported. Read Next: Waymo’s Autonomous Vehicles Are Safer Than Human Drivers: Report The department wrote that it was withdrawing the proposed rules due to "operational challenges in implementing the proposals." It also said it would focus its resources on "helping at-risk borrowers return to repayment successfully" as the administration prepares to leave office in the next month. "The Biden administration knew that the proposals for broad student loan forgiveness would have been thwarted by the Trump administration," higher education expert Mark Kantrowitz told CNBC. What Else: Also on Friday, the Department of Education announced another $4.28 billion in loan forgiveness for nearly 55,000 public service workers which brought the total amount of student loan forgiveness under the Biden administration to $180 billion. Education Secretary Miguel Cardona emphasized the administration's commitment to student loan relief for public service workers in a statement Friday. "Four years ago, the Biden-Harris Administration made a pledge to America’s teachers, service members, nurses, first responders, and other public servants that we would fix the broken Public Service Loan Forgiveness Program, and I’m proud to say that we delivered," Cardona said. Loan Servicers: The administration's withdrawal of the additional loan forgiveness proposals is potentially a positive development for student loan providers including SoFi Technologies, Inc. SOFI , Navient Corp. NAVI and SLM Corp. SLM Student loan providers would have lost revenue if Biden's student loan forgiveness plans had gone through. Additionally, the rollout of forgiveness programs often requires servicers to update systems, retrain staff and manage complex transitions, all of which would increase expenses. Read Next: ‘Santa Came Early’ But Fed Brings ‘Coal Next Year’: Experts Weigh In On Interest Rate Cut, 2025 Projections Image: Shutterstock. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.Hyperchanging Tech Markets Demand Smarter Procurement and Agile Evaluation, Says Info-Tech Research Group
Netflix owes Boulder police an apology for vindictive JonBenet documentaryWASHINGTON — Federal prosecutors moved Monday to dismiss the criminal charges against President-elect Donald Trump that accused him of plotting to overturn the 2020 election and to abandon the classified documents case against him, citing longstanding Justice Department policy that says sitting presidents cannot face criminal prosecution. The decision by special counsel Jack Smith, who had fiercely sought to hold Trump criminally accountable for his efforts to subvert the 2020 election, represented the end of the federal effort against the former president following his election victory this month despite the election-related cases and multiple other unrelated criminal charges against him and is headed back to the White House. FILE - Special counsel Jack Smith speaks to the media about an indictment of former President Donald Trump, Aug. 1, 2023, at an office of the Department of Justice in Washington. (AP Photo/J. Scott Applewhite, File) The decision, revealed in court filings, also amounts to a predictable but nonetheless stunning conclusion to criminal cases that had been seen as the most perilous of the multiple legal threats Trump has faced. It reflects the practical consequences of Trump’s victory, ensuring he enters office free from scrutiny over his hoarding of top secret documents and his efforts to overturn the 2020 presidential election he lost to Democrat Joe Biden. People are also reading... Recap: Here's how Joey Graziadei will win 'Dancing with the Stars' They fell in love with Beatrice. So they opened a store in downtown. Kidnapping in Nebraska prompted police chase that ended with 3 dead on I-29 in Missouri At the courthouse, Nov. 23, 2024 Zitel bound over to district court in death of child Courthouse lighting ceremony planned for Sunday No change in bond amounts in child abuse death case Clabaugh family presents Outstanding Educator award Harmonizers to perform At the courthouse, Nov. 16, 2024 Inside Nebraska volleyball’s finishing kick for a Big Ten title: First up, Wisconsin Just Askin': Dana Holgorsen noncommittal on future, ranking a big week for Nebraska Athletics Chamberlain among seven inducted into Nebraska Baseball HOF How one Virginia woman persevered through abuse, oppression in Christian 'cult' Streaming review: 'Landman' gives Billy Bob Thornton a real gusher of a series Smith’s team emphasized that the move to abandon the prosecutions, in federal courts in Washington and Florida, was not a reflection of their view on the merits of the cases but rather a reflection of their commitment to longstanding department policy. “That prohibition is categorical and does not turn on the gravity of the crimes charged, the strength of the Government’s proof, or the merits of the prosecution, which the Government stands fully behind,” the prosecutors wrote in Monday’s court filing in the election interference case. The decision was expected after Smith's team began assessing how to wind down both the 2020 election interference case and the separate classified documents case in the wake of Trump's victory over Vice President Kamala Harris. The Justice Department believes Trump can no longer be tried in accordance with longstanding policy that says sitting presidents cannot be prosecuted. Trump has cast both cases as politically motivated, and had vowed to fire Smith as soon as he takes office in January. President-elect Donald Trump arrives before the launch of the sixth test flight of the SpaceX Starship rocket Tuesday, Nov. 19, 2024 in Boca Chica, Texas. (Brandon Bell/Pool via AP) The 2020 election case brought last year was once seen as one of the most serious legal threats facing the Republican as he vied to reclaim the White House. But it quickly stalled amid legal fighting over Trump’s sweeping claims of immunity from prosecution for acts he took while in the White House. The U.S. Supreme Court in July ruled for the first time that former presidents have broad immunity from prosecution, and sent the case back to U.S. District Judge Tanya Chutkan to determine which allegations in the indictment, if any, could proceed to trial. The case was just beginning to pick up steam again in the trial court in the weeks leading up to this year’s election. Smith’s team in October filed a lengthy brief laying out new evidence they planned to use against him at trial, accusing him of using “resorting to crimes” in an increasingly desperate effort to overturn the will of voters after he lost to Biden. ___ 12 political cartoons size up Donald Trump's Cabinet picks Here are the people Trump has picked for key positions so far President-elect Donald Trump Among President-elect Donald Trump's picks are Susie Wiles for chief of staff, Florida Sen. Marco Rubio for secretary of state, former Democratic House member Tulsi Gabbard for director of national intelligence and Florida Rep. Matt Gaetz for attorney general. Susie Wiles, White House Chief of Staff Susie Wiles, 67, was a senior adviser to Trump's 2024 presidential campaign and its de facto manager. Marco Rubio, Secretary of State Trump named Florida Sen. Marco Rubio to be secretary of state, making a former sharp critic his choice to be the new administration's top diplomat. Rubio, 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate on the Republican ticket last summer. Rubio is the vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. “He will be a strong Advocate for our Nation, a true friend to our Allies, and a fearless Warrior who will never back down to our adversaries,” Trump said of Rubio in a statement. The announcement punctuates the hard pivot Rubio has made with Trump, whom the senator called a “con man" during his unsuccessful campaign for the 2016 GOP presidential nomination. Their relationship improved dramatically while Trump was in the White House. And as Trump campaigned for the presidency a third time, Rubio cheered his proposals. For instance, Rubio, who more than a decade ago helped craft immigration legislation that included a path to citizenship for people in the U.S. illegally, now supports Trump's plan to use the U.S. military for mass deportations. Pete Hegseth, Secretary of Defense Pete Hegseth, 44, is a co-host of Fox News Channel’s “Fox & Friends Weekend” and has been a contributor with the network since 2014, where he developed a friendship with Trump, who made regular appearances on the show. Hegseth lacks senior military or national security experience. If confirmed by the Senate, he would inherit the top job during a series of global crises — ranging from Russia’s war in Ukraine and the ongoing attacks in the Middle East by Iranian proxies to the push for a cease-fire between Israel, Hamas and Hezbollah and escalating worries about the growing alliance between Russia and North Korea. Hegseth is also the author of “The War on Warriors: Behind the Betrayal of the Men Who Keep Us Free,” published earlier this year. Pam Bondi, Attorney General Trump tapped Pam Bondi, 59, to be attorney general after U.S. Rep. Matt Gaetz withdrew his name from consideration. She was Florida's first female attorney general, serving between 2011 and 2019. She also was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist, she served as part of a Trump-allied outside group that helped lay the groundwork for his future administration called the America First Policy Institute. Bondi was among a group of Republicans who showed up to support Trump at his hush money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appears on Fox News and has been a critic of the criminal cases against him. Kristi Noem, Secretary of Homeland Security Trump picked South Dakota Gov. Kristi Noem, a well-known conservative who faced sharp criticism for telling a story in her memoir about shooting a rambunctious dog, to lead an agency crucial to the president-elect’s hardline immigration agenda. Noem used her two terms leading a tiny state to vault to a prominent position in Republican politics. South Dakota is usually a political afterthought. But during the COVID-19 pandemic, Noem did not order restrictions that other states had issued and instead declared her state “open for business.” Trump held a fireworks rally at Mount Rushmore in July 2020 in one of the first large gatherings of the pandemic. She takes over a department with a sprawling mission. In addition to key immigration agencies, the Department of Homeland Security oversees natural disaster response, the U.S. Secret Service, and Transportation Security Administration agents who work at airports. Doug Burgum, Secretary of the Interior The governor of North Dakota, who was once little-known outside his state, Burgum is a former Republican presidential primary contender who endorsed Trump, and spent months traveling to drum up support for him, after dropping out of the race. Burgum was a serious contender to be Trump’s vice presidential choice this summer. The two-term governor was seen as a possible pick because of his executive experience and business savvy. Burgum also has close ties to deep-pocketed energy industry CEOs. Trump made the announcement about Burgum joining his incoming administration while addressing a gala at his Mar-a-Lago club, and said a formal statement would be coming the following day. In comments to reporters before Trump took the stage, Burgum said that, in recent years, the power grid is deteriorating in many parts of the country, which he said could raise national security concerns but also drive up prices enough to increase inflation. “There's just a sense of urgency, and a sense of understanding in the Trump administration,” Burgum said. Robert F. Kennedy Jr., Secretary of Health and Human Services Robert F. Kennedy Jr. ran for president as a Democrat, than as an independent, and then endorsed Trump . He's the son of Democratic icon Robert Kennedy, who was assassinated during his own presidential campaign. The nomination of Kennedy to lead the Department of Health and Human Services alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Scott Bessent, Treasury Secretary Scott Bessent, 62, is a former George Soros money manager and an advocate for deficit reduction. He's the founder of hedge fund Key Square Capital Management, after having worked on-and-off for Soros Fund Management since 1991. If confirmed by the Senate, he would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. “This election cycle is the last chance for the U.S. to grow our way out of this mountain of debt without becoming a sort of European-style socialist democracy,” he said then. Lori Chavez-DeRemer, Labor Secretary Oregon Republican U.S. Rep. Lori Chavez-DeRemer narrowly lost her reelection bid this month, but received strong backing from union members in her district. As a potential labor secretary, she would oversee the Labor Department’s workforce, its budget and put forth priorities that impact workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act would allow more workers to conduct organizing campaigns and would add penalties for companies that violate workers’ rights. The act would also weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Scott Turner, Housing and Urban Development Scott Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Sean Duffy, Secretary of Transportation Sean Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years, sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. Chris Wright, Secretary of Energy A campaign donor and CEO of Denver-based Liberty Energy, Write is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. Wright also has been one of the industry’s loudest voices against efforts to fight climate change. He said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. Wright also won support from influential conservatives, including oil and gas tycoon Harold Hamm. Hamm, executive chairman of Oklahoma-based Continental Resources, a major shale oil company, is a longtime Trump supporter and adviser who played a key role on energy issues in Trump’s first term. Linda McMahon, Secretary of Education President-elect Donald Trump tapped billionaire professional wrestling mogul Linda McMahon to be secretary of the Education Department, tasked with overseeing an agency Trump promised to dismantle. McMahon led the Small Business Administration during Trump’s initial term from 2017 to 2019 and twice ran unsuccessfully as a Republican for the U.S. Senate in Connecticut. She’s seen as a relative unknown in education circles, though she expressed support for charter schools and school choice. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University in Connecticut. Brooke Rollins, Secretary of Agriculture Brooke Rollins, who graduated from Texas A&M University with a degree in agricultural development, is a longtime Trump associate who served as White House domestic policy chief during his first presidency. The 52-year-old is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for a second Trump administration. She previously served as an aide to former Texas Gov. Rick Perry and ran a think tank, the Texas Public Policy Foundation. Howard Lutnick, Secretary of Commerce Trump chose Howard Lutnick, head of brokerage and investment bank Cantor Fitzgerald and a cryptocurrency enthusiast, as his nominee for commerce secretary, a position in which he'd have a key role in carrying out Trump's plans to raise and enforce tariffs. Trump made the announcement Tuesday on his social media platform, Truth Social. Lutnick is a co-chair of Trump’s transition team, along with Linda McMahon, the former wrestling executive who previously led Trump’s Small Business Administration. Both are tasked with putting forward candidates for key roles in the next administration. The nomination would put Lutnick in charge of a sprawling Cabinet agency that is involved in funding new computer chip factories, imposing trade restrictions, releasing economic data and monitoring the weather. It is also a position in which connections to CEOs and the wider business community are crucial. Doug Collins, Secretary of Veterans Affairs Doug Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial, which centered on U.S. assistance for Ukraine. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential nomination, but he was acquitted by the Senate. Collins has also served in the armed forces himself and is currently a chaplain in the United States Air Force Reserve Command. "We must take care of our brave men and women in uniform, and Doug will be a great advocate for our Active Duty Servicemembers, Veterans, and Military Families to ensure they have the support they need," Trump said in a statement about nominating Collins to lead the Department of Veterans Affairs. Karoline Leavitt, White House press secretary Karoline Leavitt, 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. The White House press secretary typically serves as the public face of the administration and historically has held daily briefings for the press corps. Leavitt, a New Hampshire native, was a spokesperson for MAGA Inc., a super PAC supporting Trump, before joining his 2024 campaign. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. Leavitt worked in the White House press office during Trump's first term before she became communications director for New York Republican Rep. Elise Stefanik, Trump's choice for U.S. ambassador to the United Nations. Tulsi Gabbard, National Intelligence Director Former Hawaii Rep. Tulsi Gabbard has been tapped by Trump to be director of national intelligence, keeping with the trend to stock his Cabinet with loyal personalities rather than veteran professionals in their requisite fields. Gabbard, 43, was a Democratic House member who unsuccessfully sought the party's 2020 presidential nomination before leaving the party in 2022. She endorsed Trump in August and campaigned often with him this fall. “I know Tulsi will bring the fearless spirit that has defined her illustrious career to our Intelligence Community,” Trump said in a statement. Gabbard, who has served in the Army National Guard for more than two decades, deploying to Iraq and Kuwait, would come to the role as somewhat of an outsider compared to her predecessor. The current director, Avril Haines, was confirmed by the Senate in 2021 following several years in a number of top national security and intelligence positions. John Ratcliffe, Central Intelligence Agency Director Trump has picked John Ratcliffe, a former Texas congressman who served as director of national intelligence during his first administration, to be director of the Central Intelligence Agency in his next. Ratcliffe was director of national intelligence during the final year and a half of Trump's first term, leading the U.S. government's spy agencies during the coronavirus pandemic. “I look forward to John being the first person ever to serve in both of our Nation's highest Intelligence positions,” Trump said in a statement, calling him a “fearless fighter for the Constitutional Rights of all Americans” who would ensure “the Highest Levels of National Security, and PEACE THROUGH STRENGTH.” Lee Zeldin, Environmental Protection Agency Administrator Trump has chosen former New York Rep. Lee Zeldin to serve as his pick to lead the Environmental Protection Agency . Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI.” “We will do so while protecting access to clean air and water,” he added. During his campaign, Trump often attacked the Biden administration's promotion of electric vehicles, and incorrectly referring to a tax credit for EV purchases as a government mandate. Trump also often told his audiences during the campaign his administration would “Drill, baby, drill,” referring to his support for expanded petroleum exploration. In a statement, Trump said Zeldin “will ensure fair and swift deregulatory decisions that will be enacted in a way to unleash the power of American businesses, while at the same time maintaining the highest environmental standards, including the cleanest air and water on the planet.” Brendan Carr, Chairman of the Federal Communications Commission Trump has named Brendan Carr, the senior Republican on the Federal Communications Commission, as the new chairman of the agency tasked with regulating broadcasting, telecommunications and broadband. Carr is a longtime member of the commission and served previously as the FCC’s general counsel. He has been unanimously confirmed by the Senate three times and was nominated by both Trump and President Joe Biden to the commission. Carr made past appearances on “Fox News Channel," including when he decried Democratic Vice President Kamala Harris' pre-Election Day appearance on “Saturday Night Live.” He wrote an op-ed last month defending a satellite company owned by Trump supporter Elon Musk. Elise Stefanik, Ambassador to the United Nations Rep. Elise Stefanik is a representative from New York and one of Trump's staunchest defenders going back to his first impeachment. Elected to the House in 2014, Stefanik was selected by her GOP House colleagues as House Republican Conference chair in 2021, when former Wyoming Rep. Liz Cheney was removed from the post after publicly criticizing Trump for falsely claiming he won the 2020 election. Stefanik, 40, has served in that role ever since as the third-ranking member of House leadership. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. If confirmed, she would represent American interests at the U.N. as Trump vows to end the war waged by Russia against Ukraine begun in 2022. He has also called for peace as Israel continues its offensive against Hamas in Gaza and its invasion of Lebanon to target Hezbollah. Matt Whitaker, Ambassador to NATO President-elect Donald Trump says he's chosen former acting Attorney General Matt Whitaker to serve as U.S. ambassador to NATO. Trump has expressed skepticism about the Western military alliance for years. Trump said in a statement Wednesday that Whitaker is “a strong warrior and loyal Patriot” who “will ensure the United States’ interests are advanced and defended” and “strengthen relationships with our NATO Allies, and stand firm in the face of threats to Peace and Stability.” The choice of Whitaker as the nation’s representative to the North Atlantic Treaty Organization is an unusual one, given his background is as a lawyer and not in foreign policy. Pete Hoekstra, Ambassador to Canada A Republican congressman from Michigan who served from 1993 to 2011, Hoekstra was ambassador to the Netherlands during Trump's first term. “In my Second Term, Pete will help me once again put AMERICA FIRST,” Trump said in a statement announcing his choice. “He did an outstanding job as United States Ambassador to the Netherlands during our first four years, and I am confident that he will continue to represent our Country well in this new role.” Mike Huckabee, Ambassador to Israel Trump will nominate former Arkansas Gov. Mike Huckabee to be ambassador to Israel. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests as it wages wars against the Iran-backed Hamas and Hezbollah. “He loves Israel, and likewise the people of Israel love him,” Trump said in a statement. “Mike will work tirelessly to bring about peace in the Middle East.” Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Trump has been praised by some in this important Republican voting bloc for moving the U.S. embassy in Israel from Tel Aviv to Jerusalem. Steven Witkoff, Special Envoy to the Middle East Trump on Tuesday named real estate investor Steven Witkoff to be special envoy to the Middle East. The 67-year-old Witkoff is the president-elect's golf partner and was golfing with him at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Witkoff “is a Highly Respected Leader in Business and Philanthropy,” Trump said of Witkoff in a statement. “Steve will be an unrelenting Voice for PEACE, and make us all proud." Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Mike Waltz, National Security Adviser Trump asked Rep. Michael Waltz, R-Fla., a retired Army National Guard officer and war veteran, to be his national security adviser, Trump announced in a statement Tuesday. The move puts Waltz in the middle of national security crises, ranging from efforts to provide weapons to Ukraine and worries about the growing alliance between Russia and North Korea to the persistent attacks in the Middle East by Iran proxies and the push for a cease-fire between Israel and Hamas and Hezbollah. “Mike has been a strong champion of my America First Foreign Policy agenda,” Trump's statement said, "and will be a tremendous champion of our pursuit of Peace through Strength!” Waltz is a three-term GOP congressman from east-central Florida. He served multiple tours in Afghanistan and also worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Stephen Miller, Deputy Chief of Staff for Policy Stephen Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump's priority of mass deportations. The 39-year-old was a senior adviser during Trump's first administration. Miller has been a central figure in some of Trump's policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation's economic, national security and social priorities could be met by deporting people who are in the United States illegally. Since Trump left office in 2021, Miller has served as the president of America First Legal, an organization made up of former Trump advisers aimed at challenging the Biden administration, media companies, universities and others over issues such as free speech and national security. Tom Homan, ‘Border Czar’ Thomas Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. Homan, who served under Trump in his first administration leading U.S. Immigration and Customs Enforcement, was widely expected to be offered a position related to the border, an issue Trump made central to his campaign. Though Homan has insisted such a massive undertaking would be humane, he has long been a loyal supporter of Trump's policy proposals, suggesting at a July conference in Washington that he would be willing to "run the biggest deportation operation this country’s ever seen.” Democrats have criticized Homan for his defending Trump's “zero tolerance” policy on border crossings during his first administration, which led to the separation of thousands of parents and children seeking asylum at the border. Dr. Mehmet Oz, Centers for Medicaid and Medicare Services administrator Dr. Mehmet Oz, 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime television talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz's bid for elected office. Elon Musk and Vivek Ramaswamy to advise White House on government efficiency Elon Musk, left, and Vivek Ramaswamy speak before Republican presidential nominee former President Donald Trump at an Oct. 27 campaign rally at Madison Square Garden in New York. Trump on Tuesday said Musk and former Republican presidential candidate Ramaswamy will lead a new “Department of Government Efficiency" — which is not, despite the name, a government agency. The acronym “DOGE” is a nod to Musk's favorite cryptocurrency, dogecoin. Trump said Musk and Ramaswamy will work from outside the government to offer the White House “advice and guidance” and will partner with the Office of Management and Budget to “drive large scale structural reform, and create an entrepreneurial approach to Government never seen before.” He added the move would shock government systems. It's not clear how the organization will operate. Musk, owner of X and CEO of Tesla and SpaceX, has been a constant presence at Mar-a-Lago since Trump won the presidential election. Ramaswamy suspended his campaign in January and threw his support behind Trump. Trump said the two will “pave the way for my Administration to dismantle Government Bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure Federal Agencies.” Russell Vought, Office of Management and Budget Russell Vought held the position during Trump’s first presidency. After Trump’s initial term ended, Vought founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought was closely involved with Project 2025, a conservative blueprint for Trump’s second term that he tried to distance himself from during the campaign. Vought has also previously worked as the executive and budget director for the Republican Study Committee, a caucus for conservative House Republicans. He also worked at Heritage Action, the political group tied to The Heritage Foundation, a conservative think tank. Additional selections to the incoming White House Scavino, whom Trump's transition referred to in a statement as one of “Trump's longest serving and most trusted aides,” was a senior adviser to Trump's 2024 campaign, as well as his 2016 and 2020 campaigns. He will be deputy chief of staff and assistant to the president. Scavino had run Trump's social media profile in the White House during his first administration. He was also held in contempt of Congress in 2022 after a month-long refusal to comply with a subpoena from the House committee’s investigation into the Jan. 6, 2021, attack on the U.S. Capitol. Blair was political director for Trump's 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and assistant to the president. Blair was key to Trump's economic messaging during his winning White House comeback campaign this year, a driving force behind the candidate's “Trump can fix it” slogan and his query to audiences this fall if they were better off than four years ago. Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump's 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Budowich also had served as a spokesman for Trump after his presidency. McGinley was White House Cabinet secretary during Trump's first administration, and was outside legal counsel for the Republican National Committee's election integrity effort during the 2024 campaign. In a statement, Trump called McGinley “a smart and tenacious lawyer who will help me advance our America First agenda, while fighting for election integrity and against the weaponization of law enforcement.” Associated Press writer Colleen Long contributed to this story. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
U.S. Electrosurgical Generators Market Size: Strong Growth Ahead (2024-2032)Mother of three pursues dream and graduates
By Jason Pargin The mysterious black box in Pargin’s novel may contain something that triggers an American apocalypse, or, you know, it may just be nothing. Either way, what’s inside is the mystery propelling this provocative, rambunctious, comedic cultural rant of a novel that’s fueled by internet paranoia, conspiracy theories and outlandish action scenes. Abbott Coburn, a Lyft driver, reluctantly helps Ether get the black box to Washington, D.C. No peeking inside. No cellphones. A lot of cash. Socially awkward Abbott has spent most of his time online. Ether, on the other hand, lives off the grid. She’s determined, pragmatic and, despite what her name implies, far from soporific. A posse of eccentric characters chase them cross country, cheered on by a virtual torch-waving mob. ‘The Night We Lost Him’ By Laura Dave “We’ve been looking at this from the wrong angle,” says Nora in Dave’s latest touching family drama. Dave’s trademark emotional twists and compelling characters, caught in the aftermath of loss, are in fine form in this latest mystery. It’s the story of the Noone family patriarch’s death and the unanswered questions it raises for his ex-wives, business partners and rivals, as well as his two sons and daughter Nora. Liam Noone was the founder of a boutique hotel empire, a company that appears to be at the center of his mysterious death. He appeared to everyone to be “smart, eager, solid,” a man who always showed his family “the best version of himself.” But what were the other versions? The reader is privy to revelations in a parallel narrative from Liam’s past, but Nora and her estranged stepbrother are on their own. ‘Death at the Sanatorium’ By Ragnar Jónasson (translated by Victoria Cribb) Helgi Reykdal, one of the characters in Jónasson’s delightfully fiendish “Death at the Sanatorium,” is a collector of Golden Age mysteries, like those by Patrick Quentin and Agatha Christie. Set in Iceland, Jónasson’s slowly unfolding plot twists and his overly suspicious characters make for an engaging homage to those classics. The story opens in 1983 when Tinna, a new nurse at a sanatorium, finds the murdered body of the head nurse, then cuts back and forth to 2012, when Helgi is writing his dissertation on the 1983 murders. The novel is cleverly constructed around the perspective of the main characters from both time periods. But Tinna was my favorite. A delusional romantic, she enjoys “exaggerating her stories” because “life was easier if you tweaked the facts a little in your favor.” ‘Guide Me Home’ By Attica Locke Against the backdrop of America’s “fascism under the guise of a return to better days,” Locke’s remarkable ”Guide Me Home,” the final book in her moving Highway 59 trilogy, finds Darren Mathews no longer a Texas Ranger, which informed his identity as a Black Texan for most of his life. A choice he made years before haunts him, eventually sending him into a nihilistic funk where “managing his sense of doom” is “nearly a full-time job.” When a young Black woman goes missing from an all-white sorority, no one is concerned except Darren’s estranged mother. The investigation forces Mathews to consider that the “men who had raised him had deceived him his whole life.” This realization makes Mathews worry “his cynicism, home-brewed over the years of living in a culture of double-dealing and dishonesty, was clouding his judgment.”COLUMBUS, Ga. , Dec. 2, 2024 /PRNewswire/ -- Aflac Incorporated (NYSE: AFL) today announced that its Board of Directors has declared the first quarter dividend of $0.58 per share, payable on March 3, 2025 , to shareholders of record at the close of business on February 19, 2025 . This represents a 16.0% increase over the previously declared fourth quarter dividend. Commenting on the announcements, Aflac Incorporated Chairman and Chief Executive Officer Daniel P. Amos said: "I am pleased with the Board's action to increase the first quarter 2025 dividend. We treasure our record of 42 consecutive years of dividend increases, and our dividend track record is supported by the strength of our capital and cash flows. As an insurance company, our primary responsibility is to fulfill the promises we make to our policyholders. At the same time, we are listening to our shareholders and understand the importance of prudent liquidity and capital management. We remain committed to maintaining strong capital ratios on behalf of our policyholders and balance this financial strength with tactical capital deployment." Aflac Incorporated (NYSE: AFL), a Fortune 500 company, has helped provide financial protection and peace of mind for nearly seven decades to millions of policyholders and customers through its subsidiaries in the U.S. and Japan . In the U.S., Aflac is the No. 1 provider of supplemental health insurance products. 1 In Japan , Aflac Life Insurance Japan is the leading provider of cancer and medical insurance in terms of policies in force. The company takes pride in being there for its policyholders when they need us most, as well as being included in the World's Most Ethical Companies by Ethisphere for 18 consecutive years (2024), Fortune's World's Most Admired Companies for 23 years (2024) and Bloomberg's Gender-Equality Index for the fourth consecutive year (2023). In addition, the company became a signatory of the Principles for Responsible Investment (PRI) in 2021 and has been included in the Dow Jones Sustainability North America Index (2023) for 10 years. To find out how to get help with expenses health insurance doesn't cover, get to know us at aflac.com or aflac.com/espanol . Investors may learn more about Aflac Incorporated and its commitment to corporate social responsibility and sustainability at investors.aflac.com under "Sustainability." 1 LIMRA 2023 U.S. Supplemental Health Insurance Total Market Report The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and are accompanied by meaningful cautionary statements identifying important factors that could cause actual results to differ materially from those included in the forward-looking statements. The company desires to take advantage of these provisions. This document contains cautionary statements identifying important factors that could cause actual results to differ materially from those projected herein, and in any other statements made by company officials in communications with the financial community and contained in documents filed with the Securities and Exchange Commission (SEC). Forward-looking statements are not based on historical information and relate to future operations, strategies, financial results or other developments. Furthermore, forward-looking information is subject to numerous assumptions, risks and uncertainties. In particular, statements containing words such as "expect," "anticipate," "believe," "goal," "objective," "may," "should," "estimate," "intends," "projects," "will," "assumes," "potential," "target," "outlook" or similar words as well as specific projections of future results, generally qualify as forward-looking. Aflac undertakes no obligation to update such forward-looking statements. The company cautions readers that the following factors, in addition to other factors mentioned from time to time, could cause actual results to differ materially from those contemplated by the forward-looking statements: difficult conditions in global capital markets and the economy, including inflation defaults and credit downgrades of investments global fluctuations in interest rates and exposure to significant interest rate risk concentration of business in Japan limited availability of acceptable yen-denominated investments foreign currency fluctuations in the yen/dollar exchange rate differing interpretations applied to investment valuations significant valuation judgments in determination of expected credit losses recorded on the Company's investments decreases in the Company's financial strength or debt ratings decline in creditworthiness of other financial institutions the Company's ability to attract and retain qualified sales associates, brokers, employees, and distribution partners deviations in actual experience from pricing and reserving assumptions ability to continue to develop and implement improvements in information technology systems and on successful execution of revenue growth and expense management initiatives interruption in telecommunication, information technology and other operational systems, or a failure to maintain the security, confidentiality or privacy of sensitive data residing on such systems subsidiaries' ability to pay dividends to the Parent Company inherent limitations to risk management policies and procedures operational risks of third-party vendors tax rates applicable to the Company may change failure to comply with restrictions on policyholder privacy and information security extensive regulation and changes in law or regulation by governmental authorities competitive environment and ability to anticipate and respond to market trends catastrophic events, including, but not limited to, as a result of climate change, epidemics, pandemics (such as COVID-19), tornadoes, hurricanes, earthquakes, tsunamis, war or other military action, terrorism or other acts of violence, and damage incidental to such events ability to protect the Aflac brand and the Company's reputation ability to effectively manage key executive succession changes in accounting standards level and outcome of litigation or regulatory inquiries allegations or determinations of worker misclassification in the United States Analyst and investor contact - David A. Young , 706.596.3264 or 800.235.2667 or dyoung@aflac.com Media contact – Ines Gutzmer , 762.207.7601 or igutzmer@aflac.com View original content to download multimedia: https://www.prnewswire.com/news-releases/aflac-incorporated-announces-16-0-increase-in-the-first-quarter-2025-dividend-302320084.html SOURCE Aflac IncorporatedBy Laurie Baratti, TravelPulse A recent survey conducted by the Global Rescue Traveler Sentiment and Safety Survey highlights the influence of the recent U.S. elections on Americans’ international travel plans for 2025. The findings show a mix of enthusiasm and caution among travelers regarding their future global itineraries. Approximately 30% of respondents indicated they expect to increase their international trips next year, while 7% foresee scaling back on foreign travel. However, the majority — 55% — anticipate no significant changes to their plans despite the election outcome. The reasons behind increased international travel are varied. Some respondents cited dissatisfaction with the election results as a driving factor, expressing a strong desire to spend more time abroad. One traveler remarked, “I want to spend as much time as possible outside the U.S. over the next four years.” For others, optimism about a potential post-election economic boost played a pivotal role. “The economy should show signs of improvement, and if the new administration can make peace deals around the world, then travel will be as good or better next year,” shared another participant. Conversely, those who reported no change in their travel plans pointed to stable financial conditions. With inflation at its lowest point in three years, many travelers have already secured their 2025 travel arrangements. “I have a general feeling of being better off and secure. I anticipate increased disposable income available, and I’m already booked for 2025,” stated one respondent. Economic factors appear to be bolstering travel confidence overall. Dan Richards, CEO of The Global Rescue Companies and a U.S. Travel and Tourism Advisory Board member, explained: “With inflation at a three-year low, fewer travelers are canceling or postponing trips. In 2024, travelers embarked on their long-postponed dreams of global travel, fueled by a stabilizing economy and a renewed focus on meaningful experiences over material possessions.” Still, a small proportion of respondents (7%) plan to travel less internationally in the coming year, citing personal safety concerns tied to the U.S. elections. “The change of U.S. administration makes me more apprehensive about being in a foreign country with the risk of anger and animosity toward Americans being higher,” one participant admitted. Others attributed their hesitance to ongoing geopolitical tensions, including conflicts and terrorist threats worldwide. ©2024 Northstar Travel Media, LLC. Visit at travelpulse.com. Distributed by Tribune Content Agency, LLC.No. 21 Creighton's Steven Ashworth doubtful for Players Era Festival opener against Aztecs
"Once upon a time, in the Land of the Free, there lived a wizard called Kash the Distinguished Discoverer," reads the opening line of The Plot Against The King . It's the first in a trilogy of children's books written by President-elect Donald Trump's pick to lead the Federal Bureau of Investigation, Kash Patel . In the books, Kash the wizard helps a noble hero named "King Donald" foil characters like "Hillary Queenton"' and "Comma-la-la-la." The first book features a thinly veiled reference to the agency Trump has tapped Patel to head as "slug stables in a shadowy corner of the castle," run by "Keeper Komey" referring to former FBI director James Comey, whom Trump fired during his first term in 2017. Another book references 2000 Mules , the thoroughly debunked film that falsely asserts the 2020 election was stolen from Trump. The children's books are just one example of how Patel has parlayed his time serving in various national security roles in the first Trump administration to building a brand promoting pro-Trump conspiracy theories and selling merchandise. Those conspiracy theories have also been cited by Patel in past public statements promising payback for Trump's perceived enemies. Patel started his career as a public defender in Florida and later became a federal prosecutor. His work as a congressional aide helping Republicans defend Trump during investigations into Russian election interference in 2016 got him noticed. As a staffer for Rep. Devin Nunes, (R-Calif.), he helped author a 2018 memo that alleged the FBI and Justice Department committed surveillance abuses by omitting information in its warrant applications to monitor a Trump campaign staffer. An FBI internal watchdog report later confirmed errors and omissions on the applications, but found no evidence that the federal agencies acted with political bias. Patel went on to roles at the National Security Council and Pentagon in Trump's first administration. Alex Pfeiffer, a spokesperson for the Trump transition team, told NPR that experience is why Patel's "beyond qualified" to be FBI director. Patel did not return a request for comment. Christopher Wray, the current FBI director, was appointed by Trump in 2017 and still has more than two years left in his 10-year term. On a Sunday appearance on NBC's Meet the Press , Trump was asked if he intended to fire Wray to make room for Patel. "Well, I mean, it would sort of seem pretty obvious that if Kash gets in, he's going to be taking somebody's place, right?" Trump said. "Somebody is the man that you're talking about." A focus on conspiratorial views In addition to writing children's books, Patel has spent the four years since Trump left office on projects closely aligned with his former boss and the MAGA movement. He was a board member and consultant for the parent company of Truth Social, Trump's social media platform. He launched the Kash Foundation, which he has said assists defamation victims and the families of Trump supporters who have been charged for their role in the Jan. 6 attack on the Capitol. He also featured the voices of jailed Jan. 6 defendants in a song he helped produce that Trump played at his rallies. Patel described the song as an effort to raise "funds and awareness for the due process that has been hijacked for so many people who were in and around Jan. 6," while critics called it a part of an effort to reframe the deadly insurrection attempt . (Patel has also pushed the baseless theory that Jan. 6 was primarily instigated by the FBI and its informants to hurt the MAGA movement). Patel also became a fixture on right-wing talk shows and podcasts. His scores of appearances include shows hosted by far-right fringe figures such as Stew Peters , who is known for spreading conspiracy theories and hate speech , as well as calling for the death penalty for Hunter Biden, President Joe Biden's son, and Anthony Fauci, the former director of the National Institute of Allergy and Infectious Diseases during the COVID-19 pandemic. As a co-host of a talk show for The Epoch Times, a media company known for spreading baseless conspiracy theories, a review by NBC found Patel shared unfounded claims about supposed conspiracies aimed at undermining Trump perpetrated by government officials, the FBI, social media platforms, the media and others. Patel has used his exposure to sell merchandise. He sells K$H-branded wine (some of the proceeds go to charity) and supplements that he claims 'detoxify' the supposed negative effects of COVID vaccines. His foundation sells branded clothes, accessories, playing cards and his books. Patel's book for adults, Government Gangsters: The Deep State, the Truth, and the Battle for Our Democracy , is framed as an insider's tell-all about his experiences during the first Trump administration. He uses the term "government gangsters" to refer to career bureaucrats who he claims are part of a corrupt "deep state." Patel described these "government gangsters" – as well as "people on the radical left and the mainstream media" – as "pure evil" in an interview earlier this year with a conservative Christian YouTuber . The idea of the deep state, which was popularized by Trump and embraced by his supporters, is one of Patel's main talking points, said Russell Muirhead, a political science professor at Dartmouth College who has co-authored books about modern conspiracy theories and democracy. "The deep state conspiracy refers to the idea that a huge, huge raft of governmental officials — many in the executive branch answering to the president — are actually hostile to the president and want to defeat him, want to obstruct him, want to disempower his constituents and his movement," Muirhead said. He said whether someone believes in it or not, the deep state idea functions to legitimize a project of disabling or disrupting parts of government that don't bend to Trump's will. Courting QAnon believers The deep state is also a key feature of many modern, pro-Trump conspiracy theories, including QAnon . Adherents of QAnon claim the deep state works with a cabal of pedophile elites to secretly traffic children and harvest a chemical from their blood . They believe a government insider known as Q is working with Trump on a plan to take down the cabal and left cryptic clues on online message boards. One of those supposed clues, known as a "Q drop," mentioned Patel by name in 2018 with the note, " name to remember " – making him a celebrated figure in QAnon lore. QAnon believers have long been anticipating what they call "the storm," which they expect will include mass arrests and punishment for "the cabal" and members of the deep state. Trump's decision to pick Patel to lead the FBI has been celebrated by the movement's key influencers as a sign " the storm " is imminent. For his part, Patel has been willing to court QAnon believers as he built his brand and platform in recent years. In 2022, after Patel inscribed some copies of one of his children's books with a QAnon slogan, he fielded questions about whether he was a believer. He claimed he used the slogan because of its ties to a movie , but did not distance himself completely, either. "You know, the Q thing is a movement. A lot of people attached themselves to it," Patel told pro-Trump influencer Mary Grace at the time . "I disagree with a lot of what that movement says, but I agree with what a lot of that movement says." Patel has tended not to focus on the pedophile part of the belief system, but he's made more than 50 appearances on at least a dozen podcasts that have either promoted the QAnon movement or shared QAnon-related conspiracy theories. Patel made overtures to QAnon influencers to join Truth Social and helped promote an account called "Q" on that platform. In an appearance on the X22 Report , a podcast and video show known for promoting QAnon, Patel told the host that his "championing cause" was "to get our people and mainstream America listening to your show rather than CNN, reading ... The New York Times and The Washington Post ." When asked about Patel's comments about QAnon and appearances on related podcasts, Trump transition team spokesperson Pfeiffer told NPR, "This is a pathetic attempt at guilt by association." It is not unusual for those in Trump's orbit to wink at the QAnon movement. Trump and Elon Musk, the owner of the social media platform X, who was one of Trump's biggest financial supporters this election cycle, have both shared content related to QAnon in recent months. Muirhead, the Dartmouth professor, noted that Patel seems willing to "embrace the whole train of conspiratorial assertions associated with or even that define Donald Trump." And that includes QAnon. "It delivers him to an audience of sympathetic listeners and watchers," Muirhead said. Concerns about retribution Past comments Patel made promising retribution against Trump's perceived enemies, including for what he falsely alleges was a stolen election in 2020, have resurfaced since Trump announced he wants Patel to lead the country's top law enforcement agency. Patel's threats have also led to concerns that he will try to use the agency to harass personal and ideological foes in a modern version of the practices of the FBI's founding director, J. Edgar Hoover. "We will go out and find the conspirators, not just in government, but in the media," Patel said last year on former Trump adviser Steve Bannon's talk show, War Room . "Yes, we're going to come after the people in the media who lied about American citizens, who helped Joe Biden rig presidential elections — we're going to come after you. Whether it's criminally or civilly, we'll figure that out." Patel has previously sued journalists for defamation. After a former Trump official argued on MSNBC last week that Patel is unfit to lead the FBI, she received a letter from his attorney demanding she retract certain statements she made about Patel's record or face litigation. When asked about these past threats, Pfeiffer, the Trump spokesperson, told NPR, "Kash Patel is going to deliver on President Trump's mandate to restore integrity to the FBI and end the weaponization of the agency." On the campaign trail leading up to the November election, Trump repeated vows to get revenge and prosecute perceived foes. On his Sunday appearance on Meet the Press Trump denied that he would direct Patel to launch investigations against his perceived political enemies but said Patel is "going to do what he thinks is right." When pressed about whether he wanted such investigations to happen, Trump said, "If they were crooked, if they did something wrong, if they have broken the law, probably. They went after me. You know, they went after me and I did nothing wrong." At another point in the interview, he mentioned the members of the congressional committee that investigated his role in the Jan. 6 attack on the Capitol and said "Honestly, they should go to jail." Charles Kupperman, a former deputy national security adviser to Trump, told NPR he did not trust Patel when he overlapped with him at the National Security Council and said he believes appointing Patel to lead the FBI would be a mistake. The FBI has traditionally been independent from the president, but Kupperman has concerns that could change. "Kash will be a propagandist for Donald Trump," said Kupperman, who said he did not vote for either candidate in the last election and wrote in a name instead. "He will carry out any orders that the White House president gives him, and he will have an opportunity in the organization if he is confirmed at the FBI to invoke retribution against individuals. And it will not be a pretty picture or good for the country." Kupperman said he worries Patel will focus on rooting out government employees who are perceived as being disloyal to the president. He recalled a 2019 meeting where Trump had proposed Patel do that at the National Security Council, but Kupperman and others pushed back. Now he worries such an agenda could be part of Patel's mission if he were to head the FBI. "It will be a waste of effort and it will take our eye off of the ball of the other problems," Kupperman said. Patel's book, Government Gangsters, includes an appendix of names of people he considers part of the deep state. Kupperman's name appears on the list, though he said that won't stop him from speaking out about how he thinks Patel is an inappropriate choice for the job. "The fact that this individual is making the list, that is another example of why he's not fit to be the FBI director," Kupperman said, adding that he is not impressed with how Patel has chosen to spend the last four years. "Writing pseudo-children's books about the king and so forth doesn't strike me as a strong resume for an individual to become FBI director." For Muirhead, the prospect of having a conspiracist content creator heading an investigative agency raises another alarming possibility. "The FBI could be used to support, to generate, conspiratorial narratives that delegitimate the opposition and empower the regime," Muirhead said.AP Trending SummaryBrief at 2:28 p.m. EST