
AN iconic pub which dates back 300 years has closed its doors just days before Christmas, leaving punters devastated. Crammond Inn, a Samuel Smith Brewery that hails from the 1700, has shut up shop after years serving the Edinburgh community. 2 The Crammond Inn made headlines when it introduced a no phones policy Credit: Newsflash 2 The pub dates back to the 1700 Credit: Collect In a post on the pub's Facebook page, the Cramond Inn team wrote: “Unfortunately the pub will be closing its doors on Saturday night. "We have been told by the brewery that the pub must shut and stocked out on Monday. We had hoped to stay open until after Christmas. “So get down today and tomorrow to enjoy some drinks as who knows when this historic pub will ever open again.” The quaint gastro pub is fit with a coal fire, car park, and a beer garden with striking views of the waters of the Firth of Forth. Read more on Money SPY ROW Prince Andrew’s murky dealings must be investigated after ‘spy’ scandal, say expert SCENTS-IBLE My Aldi candle heating hack is a gamechanger - it'll make your place smell nice The boozer closed for three months in 2023 but was saved by the local community who rallied to have it reopened. Just a few weeks later it became the talk of the town when it introduced a no phones policy. Dozens of sad pub goers have expressed their disappointment over its closure on social media. One user wrote: “So sad! Cramond Inn is the heart of the village...gorgeous log fire and you did wonderful food! Well done and sad you have had to let it go.” Most read in Money FOOD FEELS McDonald's customers can't wait to try new item that's like an old favourite SHUTTERS DOWN Fashion chain owned by H&M launches closing down sale as seven shops to shut CHOC HORROR Cadbury's among 100 iconic brands STRIPPED of prestigious title after 170 years CHOCS AHOY Cheapest supermarket to buy Christmas favourites including Quality Street Another said: "This is an absolute nonsense. As a community we have tried to support this most precious and historic of community facilities." One commenter added: "So disappointed to hear your sad news, I was hoping to be able to visit again before you closed the doors." Earlier this year, the pub underwent a change in management . The owners Samuel Smith Old Brewery put up a notice on Gumtree saying they were looking for a live-in joint management couple. This comes as an iconic London pub, which had been around for more than 100 years announced last month it was shutting for good. The boozer which often saw queues stretching up the street on popular nights, closed after its owners went into administration. The Dogstar bar and club, located on Coldharbour Lane, Brixton, closed its doors for good on Wednesday, Brixton Buzz reports. The venue, previously known as the Atlantic, had been taken over by the pub chain Antic before enduring hard times during the coronavirus pandemic. The pub sat on the corner of Coldharbour Lane and Atlantic Road for roughly 150 years, and was known as The Atlantic Hotel in Victorian times.North Lawndale middle schooler helps make scientific discovery of molecule with cancer-fighting properties in goose poop
From decking out a tree with baubles to putting up the stockings ready to be filled with presents, for many December is dedicated to getting into the festive spirit. One timeless tradition for many families around the holidays is heading to the local shopping centre and queueing up for an annual Santa photo. It's a chance for kids to experience the magic of Christmas by seeing 'Santa' in person and sharing what gifts topped their Christmas wish list that year. READ MORE: Mini Little Women reunion takes place on London stage The spotlight is, of course, on meeting the man in the red suit. But there's a group of people who are busy running the show, sometimes unnoticed. Enter Santa's helpers. Each year in shopping centres across the country, Santa's helpers ensure the makeshift North Pole is the winter wonderland of every kid's dreams. But while Santa photos don't really kick off until December, preparations kick off way before then. 9honey spoke to James North, who has worked for Santa photography company Scene to Believe for seven years now, to get a peek into the day in the life on the snowy set. North, who goes by 'Jolly James', says the "real journey begins at the start of October". Before the helpers even think about putting up the Christmas decorations and Santa's chair, they have to go through training and meet the others. READ MORE: 95c pantry staple celebrity chef swears by in show-stopping dish This year North is overseeing 10 helpers – and Santa himself – as the Set Experience Manager for the Hervey Bay set. And, according to North, "no two days are exactly the same". But it's Saturday in particular that is the busiest day of them all. To get into character, the helpers put a festive spin on their standard red shirts and trousers in what North calls "Christmasfying". For him, this means wearing Christmas-themed braces. For a daily dose of 9honey, subscribe to our newsletter here . Then, from greeting families, photographing families and operating the print station, each day comes with a different task to rotate between. North's role is making sure everything runs smoothly, ensuring there's enough gifts for visitors and they don't run out of printing paper. On top of that, the helpers roam the mall with Santa, welcome pet visitors on set and witness family milestones, like first Christmases. "There is no need for a gym membership. You jump around a lot more than expected!" North explains, adding, "it can also be an emotional roller coaster". READ MORE: Why the world is obsessed with the predictions of a man who died 400 years ago While the helpers get front-row seats to special moments like marriage proposals and gender reveals, the job doesn't come without some surprising sombre interactions. "We are also reminded that it can be a difficult or sad time for some too, with visitors who may be at the end of life or visitors commemorating a loved one who sadly passed". "It's important for us to ensure each visitor has [a] magical experience". For North and his group of helpers, that's the nature of the role – there are special moments and sadder moments. Already this year North has spotted some clear standout on the Santa wish lists, with dirt bikes, dolls houses, Bluey and Stitch all in demand. "I absolutely love seeing the giggles and smiles on children's faces. Some of the meltdowns are a real classic too!" North says. There's one particularly "challenging part" to working with kids: getting them to pay attention long enough to capture the perfect photo. As any parent to a young child would attest, sometimes it's easier said than done. READ MORE: Ingredient hidden in this delicious dish might shock you North, however, has a tried-and-tested trick to keeping kids' attention trained on the camera. "This is the challenging part, but also can be really fun!" he says. "You simply act like a big child yourself! It's the perfect excuse to jump around, clapping and playing peek-a-boo to make them laugh and smile." After seven years on the job, North has seen it all when it comes to kids. But a standout moment was one he describes as "pure magic". "One year in particular I had a girl who is of special needs, unable to look directly at the camera and nervous to see Santa in person," he recalls. "I spoke with the girl and got Santa to read her a book, the joy it brought to her face was pure magic." FOLLOW US ON WHATSAPP HERE : Stay across all the latest in celebrity, lifestyle and opinion via our WhatsApp channel. No comments, no algorithm and nobody can see your private details.
Even with access to blockbuster obesity drugs, some people don’t lose weightPercentages: FG .409, FT .333. 3-Point Goals: 8-20, .400 (Hutt 3-5, Livingston 3-5, Evely 2-3, Ishibashi 0-1, Paulino 0-1, Ra.Samuels 0-2, Rodriguez 0-3). Team Rebounds: 3. Team Turnovers: None. Blocked Shots: 6 (Hutt 3, Hartley 2, Rodriguez). Turnovers: 22 (Evely 4, Paulino 4, Livingston 3, Harrigan 2, Hutt 2, Rodriguez 2, Campbell, Hartley, Ishibashi, Matteson, Ra.Samuels). Steals: 2 (Paulino, Rodriguez). Technical Fouls: None. Percentages: FG .493, FT .583. 3-Point Goals: 6-16, .375 (Kelton 3-4, Sanchez 2-5, Williams 1-3, Fitch 0-1, Howell-South 0-1, Ezquerra 0-2). Team Rebounds: 3. Team Turnovers: None. Blocked Shots: 2 (Fitch, Lewis). Turnovers: 10 (Fitch 3, Greene 3, Ezquerra 2, Howell-South, Sanchez). Steals: 18 (Howell-South 6, Williams 5, Ezquerra 2, Lewis 2, Sanchez 2, Kelton). Technical Fouls: None. A_105 (2,100).
Investing in the S&P 500 ( ^GSPC 1.09% ) has historically been a great way for someone to grow their wealth. As a benchmark for the broad market, the index tracks 500 of the largest and most successful U.S. companies. While you cannot invest directly in the S&P 500, a number of exchange-traded funds (ETFs) track the index at a low cost. And since these ETFs distribute your money across hundreds of stocks, a bet on the S&P 500 can be a lower-risk way to invest in the stock market than picking and choosing individual stocks. It may not always be possible to put a big lump sum into the stock market. However, if you come into an inheritance or profit from the sale of a home, you may be able to make a sizable investment, even if you haven't accumulated a significant amount of savings. Below, I'll look at whether investing $50,000 into an S&P 500 index fund can set you up on a path to have $1 million by retirement, a goal many people have in order to live comfortably in their golden years. The S&P 500 has produced incredible returns over the past decade Going back nearly a century, the compounded annual return for the S&P 500, including dividends, is 10.1% . But in the past 10 years, the index's return has been an even more impressive 13.7%. While that's great news for investors who have been invested during that time, the outlook for the next decade may not be so rosy. Goldman Sachs analysts, for example, project the S&P 500 may only generate an average annual return of 3% over the next 10 years due to high valuations and the resulting concentration of value in the index's biggest holdings. JPMorgan analysts believe the index will deliver an annual return of just 6% over the next decade. Put simply, investing in the index today could mean significantly lower returns than what investors have grown used to in recent history. Data by YCharts . But for someone starting their career or in the middle of it, investing their retirement savings means thinking beyond the next decade. So, even if the next five or 10 years of returns for the index are relatively weak, the S&P 500 could still make up for those slow years with better returns down the road. There are just too many factors that could weigh on the markets, making it next to impossible to predict exactly what the market will do that many years in the future. Here's how much a $50,000 investment could become Instead of trying to guess exactly what the annual returns for the S&P 500 will be over the next decade and beyond, the table below illustrates what a $50,000 investment could be worth under different scenarios. Projected Value of a $50,000 Investment Today Annualized Rate of Return for the S&P 500 Year 3% 6% 8% 10% 10 $67,200 $89,500 $107,900 $129,700 20 $90,300 $160,400 $233,000 $336,400 25 $104,700 $214,600 $342,400 $541,700 30 $121,400 $287,200 $503,100 $872,500 35 $140,700 $384,300 $739,300 $1,405,100 40 $163,100 $514,300 $1,086,200 $2,263,000 Table and calculations by author. Amounts rounded to the nearest hundred. The reality is that while a $50,000 lump investment may be a significant amount of money, it will still take many years and a solid rate of return to grow to $1 million. One way to help boost these numbers is by contributing to your holdings over time. Even if you're able to put a large lump sum into the stock market today, periodically adding to your portfolio can be an effective way to help accelerate your gains. Slow and steady wins the race You may look at the table above and think it's not worth investing in the S&P 500 if its returns may diminish in the years ahead. Or you may believe you're better off prioritizing other investments like growth stocks . Just remember that the potential for higher returns also means taking on more risk, and not everyone is comfortable with the extra volatility that comes with such an approach. Meanwhile, a bet on the S&P 500 offers immediate diversification, and its focus on large, high-quality businesses still makes it one of the most reliable ways to invest in the stock market. But even if you have $50,000 to begin your journey, patience is necessary to give your investment the time it needs to grow into a proper nest egg.