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2025-01-13
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Stillwater approves agreements for $28 million water treatment facility upgradeFG Trade Latin/E+ via Getty Images Overview Walmex ( OTCQX:WMMVY ) is the largest supermarket chain with 3065 stores in Mexico and 912 stores scattered across Central America. The business is split between the large Supercenters (similar to the U.S.), traditional supermarkets and Analyst’s Disclosure: I/we have a beneficial long position in the shares of WMMVY either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

Jimmy Carter, the 39th US president, has died at 100After further review, has reversed his stance on one central figure in the halftime brouhaha during the crosstown rivalry game. The coach acknowledged Wednesday that head performance coach Corey Miller — — escalated tensions between the teams last weekend after video surfaced showing Miller making a mock crying gesture and giving USC players the middle finger. Miller expressed regret for his actions, Foster said, and would face unspecified discipline. “We talked about it, sat down and was able to figure that out internally and he felt pretty bad about that,” Foster said, “so he expressed his sentiments to the team, to the coaches and everybody and you’ve got to lead by example out here. You can’t be completely — you just can’t be out of control in any situation, especially when you’re in a [position] of power, so it was an unfortunate situation and he feels awful about what happened and getting a penalty and he made sure he made it right with the team.” Miller received one of three unsportsmanlike conduct penalties that went against UCLA, joining wide receiver Kwazi Gilmer and safety Bryan Addison. Foster said after the game that he was told the fracas started when a USC player punched Gilmer. UCLA was forced to kick off from its own five-yard line to start the third quarter as a result of the penalties, but the Trojans could not gain a first down and gave the ball back to the Bruins following a turnover on downs. Foster brought Miller back to UCLA to be part of his new staff before the season after Miller had spent the 2022 season as the Bruins’ director of speed and movement. Miller was the assistant director of strength and conditioning for the NFL’s Carolina Panthers during the 2023 season. “With his added NFL experience,” Foster said at the time of Miller’s hiring, “I feel there is no one better to uphold our pillars while preparing the Bruins for Big Ten Conference play and beyond." Foster said he nominated defensive coordinator for the Broyles Award that goes to the top assistant coach in college football. Might Foster also need to give Malloe a raise given that UCLA lost its last doubled his salary by moving across town to USC? “This is a real family over here, so I think that he’s pretty comfortable,” Foster said, “but we still want to make sure that we honor him and let him know that we do value you and you’re a great coach for us.” Malloe’s two-year contract that expires after the 2025 season pays him $1 million annually — the same rate that Lynn made before his departure. Despite massive personnel losses in the offseason, Malloe has presided over a defense that ranks No. 7 in the country against the run by allowing just 99.3 rushing yards per game. UCLA ranks No. 46 nationally in total defense, giving up 346.3 yards per game. UCLA’s defense could get a major boost next season if stays put. The linebacker who has gone from a walk-on to a finalist for the Butkus Award has another season of eligibility remaining, should he choose to use it. “He’s let me know early like, coach, we’re just going to finish the season and then assess everything after the season,” Foster said of Schwesinger’s message regarding his future. “He’s truly locked in on finishing this year the right way and I can respect that from a guy like that. I didn’t want to even want to put anything in his ear because whatever decisions he makes, I’m going to respect that because Carson’s that type of kid. He’s really going to do whatever’s best for him in that situation, especially if he gets the Butkus Award and the way that he came on and performed this season, you do deserve to get a shot and go to the NFL.” With the transfer portal set to open Dec. 9, Foster said, with a chuckle, that he wanted to know his players’ intentions about their futures by Dec. 5. “There’s a hard turnaround,” Foster said, “so we just want to make sure that we know exactly what’s going on with our team and how guys are feeling, so we know what we need to fill and what we need to do.” This story originally appeared in .As word spread Sunday that Jimmy Carter, the nation’s 39th president, had died, many in Maryland turned to social media to share their reactions. Here’s what some state leaders said: In a statement on X, Maryland Gov. Wes Moore praised Carter for receiving a Nobel Peace Prize in 2002 and his service as a naval officer before becoming the 39th President of the United States. “The First Lady and I are saddened to hear of the passing of the 39th President of the United States, Jimmy Carter,” Moore wrote. “President Carter and his work made the world a better place and his legacy will be remembered by generations.” “I join my fellow Americans in mourning the passing of President Jimmy Carter, a man of deep conviction and humility who served our nation with great distinction as President, Naval Officer, and humanitarian. President Carter dedicated his life to lifting others up— whether through his tireless work with Habitat for Humanity, his fight against disease and poverty around the world, or his commitment to peace and democracy. Yumi and I send our heartfelt condolences to the entire Carter family.” Democratic Maryland Sen. Ben Cardin called Carter a model and said he “represented the very best values that you want in elected officials. “He was a model to me that you can be honest and straightforward with the American people and you could accomplish a great deal,” Cardin said in a release Sunday. “For me personally, and as a nation, we owe a lot to Jimmy Carter.” “Today, I join Americans in honoring the life of Jimmy Carter — first as a naval officer and then as President of the United States. May he rest in peace and may the legacy of his public service continue for generations to come.” Maryland’s 6th district Rep. David Trone, who worked on Carter’s campaign in 1976 said he learned firsthand from Carter and acknowledged him for his foreign policy that accomplished things like the ratification of the Panama Canal Treaties and nuclear limitation treaty with the Soviet Union. “President Carter redefined American foreign policy. His actions saved countless lives,” Trone said in a statement Sunday. “President Carter will forever be remembered as a man who aimed to create a more peaceful world and protect our environment for future generations.” Related Articles “President Carter was one of the finest men to have ever served us as President. Honesty, decency, compassion for all. “My deepest condolences go out to the entire Carter family during this time.” “Jimmy Carter represented the best of our country. His decades of distinguished service to America and humanity leave a towering legacy of good work. Our Hearts are with the Carter family.” “President Jimmy Carter set a powerful example of what Democratic values can accomplish – strengthening Social Security, expanding healthcare, and advancing the cause of peace around the world. While his passing is a profound loss, his legacy inspires us to continue fighting for a brighter, more just future. As Democrats, let’s honor his memory by building on the progress he championed.”

Finding the perfect gift can be daunting. The only way to truly ensure you get it right would be to ask the recipient what they want, but that wouldn’t be much fun for either of you. Luckily, there’s another tactic to help you earn a “gift whisperer” reputation: seeking out unique, practical, game-changing gifts that will truly surprise and delight. But that’s about as easy as it sounds, which is to say it’s not easy at all. So, we’ve done the legwork for you. Start making your list with this compilation of some of the most innovative, functional and fun gifts of 2024. There’s something for every budget. This image provided by FinaMill shows the FinaMill Ultimate Spice Grinder Set. The new FinaMill Ultimate Spice Grinder set elevates the pedestrian pepper and spice mill in both function and style. A pepper grinder, really? Bear with me: The new FinaMill Ultimate Spice Grinder set elevates the pedestrian pepper and spice mill in both function and style. Available in three colors (Sangria Red, Midnight Black and Soft Cream), the rechargeable-battery unit grinds with a light touch rather than hand-tiring twists. That’s easier for everyone and especially helpful for those experiencing hand or wrist issues such as arthritis, carpal tunnel syndrome or tendinitis. And it’s fun to use. The set includes a stackable storage tray and four pods that can be easily swapped as needed: The GT microplane grater for hard spices, nuts and chocolate; the MAX for large spices and dried herbs; the ProPlus for smaller and oily spices; and the Pepper Pod for, well, pepper. $110. This image provided by Pull Start Fire shows the matchless fire igniter in use. Made of 89% recycled materials, the food-safe, eco-friendly, 3-by-2-by-1-inch fire starters will light a fire quickly without matches, lighters or kindling. To build a fire Campers and backyard firepit lovers who have experienced the heartbreak of wet wood will appreciate having a three-pack of Pull Start Fire on hand. Made of 89% recycled materials, including sanding dust, wax and flint, the food-safe, eco-friendly, 3-by-2-by-1-inch fire starters will light a fire quickly without matches, lighters or kindling. Just loop the attached green string around a log, incorporate it into a wood stack, and pull the attached red string to ignite. Each windproof, rainproof block burns for 30 minutes. $29.99. This image provided by Souper Cubes shows No Mess Utensils held upright on pot edges. The No Mess Utensil lives up to its name. The utensils, a serving spoon and a ladle, have innovative, S-shaped handles designed to rest on the edge of a pot. The place for a ladle is on the pot The No Mess Utensil Set from Souper Cubes , a company known for its portioned, silicone freezer trays, lives up to its name. The utensils — a serving spoon and a ladle — have innovative, S-shaped handles designed to rest on the edge of a pot, keeping them upright so they won’t slip in. The design also eliminates the need for a spoon rest or, worse, placing dirty utensils on the kitchen counter or stovetop between stirs. A silicone coating in a choice of Aqua, Charcoal, Cranberry or Blueberry keeps handles cool to the touch. $24.99. This image provided by FeatherSnap shows a female cardinal bird perched on a FeatherSnap Wi-Fi Solar Powered Camera Smart Bird Feeder. Equipped with an HD camera, the dual-chamber feeder enables up-close livestreaming of avian visitors, as well as species-logging via the free mobile app. Up your birdwatching with this feeder The FeatherSnap Wi-Fi smart bird feeder could turn anyone into an avid birdwatcher. Equipped with an HD camera, the dual-chamber feeder enables up-close livestreaming of avian visitors, as well as species-logging via the free mobile app. An optional premium subscription ($59.99 annually or $6.99 monthly) includes unlimited photo and video storage, AI identification with species-specific details, and the opportunity to earn badges for logging new visitors. Turn on notifications to get alerts sent to your phone whenever there’s activity at the feeder. $179.99. This image provided by FUJIFILM North America Corporation and FUJIFILM Corporation Tokyo shows a smartphone printer. Fujifilm Instax's Mini Link 3 smartphone printer offers a touch of nostalgia without sacrificing technology. Just load the printer with film and connect it to your Android or iOS device via Bluetooth to print wallet-size photos. Printing old-fashioned photos via Bluetooth Fujifilm's Instax Mini Link 3 smartphone printer offers a touch of nostalgia without sacrificing technology. Just load the 4.9-by-3.5-by-1.3-inch printer with Instax Mini instant film and connect it to your Android or iOS device via Bluetooth to print wallet-size photos. If you want to get fancy, you can adjust brightness, contrast and saturation, or apply filters, including 3D augmented-reality effects, via the free Instax Mini Link app. It can also make collages of up to six images, or animate photos to share on social media. Available in Rose Pink, Clay White and Sage Green. $99.95. This image provided by easyplant shows a Marxii Calathea plant in a small, beige, self-watering pot. The appropriately named easyplant is one of the best gifts you can give your houseplant-loving friends, regardless of their experience level. Houseplants don't get much easier than this The appropriately named easyplant is one of the best gifts you can give your houseplant-loving friends, regardless of their experience level. Select a pot color, size and plant (or get recommendations based on sunlight requirements, pet friendliness and other attributes) and fill the self-watering container’s built-in reservoir roughly once a month. Moisture will permeate the soil from the bottom as needed, eliminating the often-fatal consequences of over- or under-watering. It’s also a literal lifesaver come vacation time. $49-$259. This image provided by Nama shows the M1 plant-based milk maker. If you've got a no-dairy friend on your list, a plant-based milk maker could save them money while allowing them to avoid unnecessary ingredients like sugar, stabilizers, thickeners and preservatives. Making your own (plant-based) milk If you’ve got a no-dairy friend on your list, a plant-based milk maker could save them money while allowing them to avoid sugar, stabilizers, thickeners and preservatives. The Nama M1 appliance both blends and strains ingredients, converting nuts, seeds, grains or oats into velvety-smooth milk in just one minute, with zero grit. And for zero waste, the pasty leftover pulp can be used in other recipes for added nutrients. The device also makes infused oils, flavored waters and soups. And, importantly, cleanup is easy. Available in white and black. $400. This image provided by QelviQ shows a wine bottle chiller. For friends who prefer stronger beverages, the QelviQ personal sommelier uses "smart" technology to ensure wine is served at its ideal temperature. The perfect temperature for 350,000-plus wines For friends who prefer stronger beverages, the QelviQ personal sommelier uses “smart” technology to ensure wine is served at its ideal temperature. Unlike traditional wine refrigerators, this device doesn’t take up any floor space. It also doesn’t chill wine to just one or two temperatures based on its color. Instead — paired with the free QelviQ app — the tabletop chiller relies on a database of more than 350,000 wines to bring a bottle to its specific recommended serving temperature in as little as 20 minutes. It also suggests food-wine and wine-food pairings. Plus, the appliance serves as a great icebreaker to inspire dinnertime conversation. Available in Exciting Red, Dashing Black and Dreamy White. $495. Casting light on the grill after dark This image provided by Uncommon Goods shows a 2-piece LED Grilling Tool Set. Uncommon Good's 2-piece LED Grilling Tool Set puts illumination into the handles of its stainless-steel spatula and tongs. Grilling food after dark — and ascertaining its doneness — can prove challenging without outdoor lighting, and it’s nearly impossible to cook while holding a flashlight. But as is often the case, the simplest of solutions can make the biggest of impacts: Uncommon Good’s 2-piece LED Grilling Tool Set puts illumination into the handles of its stainless-steel spatula and tongs. After use, the lights can be removed and the utensils run through the dishwasher. $40. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Make your house a home

European Residential: Liquidation Mode Offers 28% Upside

Jimmy Carter, the 39th president and a Nobel Peace Prize recipient, has died at 100

TORONTO , Dec. 27, 2024 /CNW/ - Fidelity Investments Canada ULC ("Fidelity") today announced the final December 2024 cash distributions for Fidelity ETFs ("Fidelity ETFs") and ETF Series units of Fidelity mutual funds ("Fidelity Funds"). On December 18, 2024 , Fidelity announced estimated 2024 cash distributions for the Fidelity ETFs and Fidelity Funds. Subsequent to this announcement, investor activity has led to changes to the cash distribution per unit for the Fidelity ETFs and Fidelity Funds, including material changes for Fidelity Equity Premium Yield ETF (FEPY/FEPY.U), Fidelity Canadian Low Volatility ETF (FCCL), Fidelity International Low Volatility ETF (FCIL), Fidelity All-in-One Balanced ETF (FBAL), Fidelity All-in-One Growth ETF (FGRO) and Fidelity All-in-One Conservative ETF (FCNS). Please be advised that the distributions announced in this press release replace those stated in the December 18, 2024 press release for the Fidelity ETFs and Fidelity Funds. Unitholders of record as of December 27, 2024 will receive a per unit cash distribution, payable on December 31, 2024 , as detailed in the table below: Fidelity ETF Name Ticker Symbol Final Cash Distribution per Unit ($) CUSIP ISIN Payment Frequency Exchange Fidelity Canadian High Dividend ETF FCCD 0.13818 31608M102 CA31608M1023 Monthly Toronto Stock Exchange Fidelity U.S. High Dividend ETF FCUD/ FCUD.U 0.11387 31645M107 CA31645M1077 Monthly Toronto Stock Exchange Fidelity U.S. High Dividend Currency Neutral ETF FCUH 0.10228 315740100 CA3157401009 Monthly Toronto Stock Exchange Fidelity U.S. Dividend for Rising Rates ETF FCRR/ FCRR.U 0.08940 31644M108 CA31644M1086 Monthly Toronto Stock Exchange Fidelity International High Dividend ETF FCID 0.09711 31623D103 CA31623D1033 Monthly Toronto Stock Exchange Fidelity Systematic Canadian Bond Index ETF FCCB 0.06691 31644F103 CA31644F1036 Monthly Cboe Canada Fidelity Canadian Short Term Corporate Bond ETF FCSB 0.07967 31608N100 CA31608N1006 Monthly Cboe Canada Fidelity Global Core Plus Bond ETF FCGB/ FCGB.U 0.11459 31623G106 CA31623G1063 Monthly Cboe Canada Fidelity Canadian Monthly High Income ETF FCMI 0.05938 31609T106 CA31609T1066 Monthly Toronto Stock Exchange Fidelity Global Monthly High Income ETF FCGI 0.05399 31623K107 CA31623K1075 Monthly Toronto Stock Exchange Fidelity Global Investment Grade Bond ETF FCIG/ FCIG.U 0.10608 31624P105 CA31624P1053 Monthly Cboe Canada Fidelity Equity Premium Yield ETF FEPY/ FEPY.U 0.17717 31613F100 CA31613F1009 Monthly Cboe Canada Fidelity Canadian Low Volatility ETF FCCL 0.23393 31608H103 CA31608H1038 Quarterly Cboe Canada Fidelity U.S. Low Volatility ETF FCUL/ FCUL.U 0.10291 31647B109 CA31647B1094 Quarterly Cboe Canada Fidelity Canadian High Quality ETF FCCQ 0.13951 31610C100 CA31610C1005 Quarterly Toronto Stock Exchange Fidelity U.S. High Quality ETF FCUQ/ FCUQ.U 0.13759 31647C107 CA31647C1077 Quarterly Toronto Stock Exchange Fidelity U.S. High Quality Currency Neutral ETF FCQH 0.13199 31648J101 CA31648J1012 Quarterly Toronto Stock Exchange Fidelity Canadian Value ETF FCCV 0.09110 31609U103 CA31609U1030 Quarterly Toronto Stock Exchange Fidelity U.S. Value ETF FCUV/ FCUV.U 0.05363 31647E103 CA31647E1034 Quarterly Toronto Stock Exchange Fidelity U.S. Value Currency Neutral ETF FCVH 0.05100 31646E104 CA31646E1043 Quarterly Toronto Stock Exchange Fidelity International Low Volatility ETF FCIL 0.16572 31624M102 CA31624M1023 Semi-Annually Cboe Canada Fidelity International High Quality ETF FCIQ/ FCIQ.U 0.28508 31623X109 CA31623X1096 Semi-Annually Toronto Stock Exchange Fidelity International Value ETF FCIV 0.34006 31622Y108 CA31622Y1088 Semi-Annually Toronto Stock Exchange Fidelity Sustainable World ETF FCSW 0.34434 31642F105 CA31642F1053 Annually Cboe Canada Fidelity Canadian Momentum ETF FCCM 0.11897 31609W109 CA31609W1095 Annually Cboe Canada Fidelity U.S. Momentum ETF FCMO/ FCMO.U 0.04151 31649P106 CA31649P1062 Annually Cboe Canada Fidelity International Momentum ETF FCIM 0.16159 31623V103 CA31623V1031 Annually Cboe Canada Fidelity All-in-One Balanced ETF FBAL 0.18364 315818104 CA3158181048 Annually Cboe Canada Fidelity All-in-One Growth ETF FGRO 0.16157 31581P106 CA31581P1062 Annually Cboe Canada Fidelity Advantage Bitcoin ETF® FBTC/ FBTC.U - 31580V104 CA31580V1040 Annually Toronto Stock Exchange Fidelity All-in-One Conservative ETF FCNS 0.19303 31581E101 CA31581E1016 Annually Cboe Canada Fidelity All-in-One Equity ETF FEQT 0.12876 31581D103 CA31581D1033 Annually Cboe Canada Fidelity Advantage Ether ETFTM FETH/ FETH.U - 31580Y702 CA31580Y7028 Annually Toronto Stock Exchange Fidelity Global Innovators® ETF FINN/ FINN.U - 316241108 CA3162411084 Annually Cboe Canada Fidelity All-Canadian Equity ETF FCCA 0.16824 315813105 CA3158131050 Annually Cboe Canada Fidelity All-International Equity ETF FCIN 0.16621 31581R102 CA31581R1029 Annually Cboe Canada Fidelity All-American Equity ETF FCAM 0.06684 315812107 CA3158121077 Annually Cboe Canada Fidelity Fund Name Ticker Symbol Final Cash Distribution per Unit ($) CUSIP ISIN Payment Frequency Exchange Fidelity Tactical High Income Fund (ETF Series) FTHI 0.02690 31642L664 CA31642L6641 Monthly Toronto Stock Exchange Fidelity Canadian Large Cap Fund (ETF Series) FCLC 0.20297 31606J788 CA31606J7886 Annually Cboe Canada Fidelity Global Small Cap Opportunities Fund (ETF Series) FCGS/ FCGS.U 0.01994 31624Q822 CA31624Q8222 Annually Cboe Canada Fidelity Greater Canada Fund (ETF Series) FCGC 0.00564 31620X730 CA31620X7302 Annually Cboe Canada Fidelity Canadian Long/Short Alternative Fund (ETF Series) FCLS - 31610F822 CA31610F8221 Annually Cboe Canada Fidelity Long/Short Alternative Fund (ETF Series) FLSA/ FLSA.U - 31624U823 CA31624U8234 Annually Cboe Canada Fidelity Global Value Long/Short Fund (ETF Series) FGLS - 31623A828 CA31623A8288 Annually Cboe Canada Fidelity Market Neutral Alternative Fund (ETF Series) FMNA - 31623B701 CA31623B7016 Annually Cboe Canada Fidelity Global Equity+ Fund (ETF Series) FGEP/ FGEP.U - 316215102 CA3162151029 Annually Toronto Stock Exchange Fidelity Emerging Markets Fund (ETF Series) FCEM 0.18637 31613T795 CA31613T7950 Annually Toronto Stock Exchange Fidelity Global Equity+ Balanced Fund (ETF Series) FGEB 0.08437 316220102 CA3162201022 Annually Toronto Stock Exchange About Fidelity Investments Canada ULC At Fidelity Investments Canada, our mission is to build a better future for our clients. Our diversified business serves financial advisors, wealth management firms, employers, institutions and individuals. As the marketplace evolves, we are constantly innovating and offering our clients choice of investment and wealth management products, services and technological solutions all backed by the global strength and scale of Fidelity. With assets under management of $285 billion (as at December 13, 2024 ), Fidelity Investments Canada is privately held and committed to helping our diverse clients meet their goals over the long term. Fidelity funds are available through financial advisors and online trading platforms. Read a fund's prospectus and consult your financial advisor before investing. Exchange-traded funds are not guaranteed, their values change frequently, and past performance may not be repeated. Commissions, management fees, brokerage fees and expenses may all be associated with investments in exchange-traded funds and investors may experience a gain or loss. Find us on social media @FidelityCanada https://www.fidelity.ca Listen to FidelityConnects on Apple or Spotify SOURCE Fidelity Investments Canada ULC View original content to download multimedia: http://www.newswire.ca/en/releases/archive/December2024/27/c0885.html © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.The record will show that tight end Trey McBride had a great season, Marvin Harrison Jr. has a promising future, the Cardinals' defense played over its head for much of the year and Arizona was almost a good football team in 2024. Key word — almost. A frustrating stretch continued on Saturday when the Cardinals (7-9) lost 13-9 to the host Los Angeles Rams . Arizona was pushing for a go-ahead touchdown in the final minute, but Kyler Murray's pass took an unlucky bounce off McBride's helmet and LA's Ahkello Witherspoon made a spectacular grab for the interception, snagging the ball just before it hit the turf. “I think we can compete with anybody, but again, that doesn’t count,” second-year coach Jonathan Gannon said. “It’s about winning and losing, you what I mean? I just got to do a better job, but I know they’re doing the right things.” The Cardinals did a lot of things right against the Rams. Despite being eliminated from the postseason, Arizona competed hard. Murray completed 33 of 48 passes for 321 yards and a touchdown — but also had two interceptions. McBride caught 12 passes for 123 yards, including his first TD catch of the year. Harrison had one of his best games with six catches for 96 yards. “I’m going to choose to be positive about it,” Murray said. “I see a light at the end of that tunnel. I think we’re a couple plays away, a couple of plays away from being a 10-win team or right where we want to be, going to the playoffs or winning the division.” The Cardinals' defense played well for most of the game, limiting the Rams to 257 yards. But in the end, it was another loss. The Cardinals have dropped five of six after starting 6-4. “I know we’re close, man, and I know it’s hard to see that,” Gannon said. “For me, that’s hard to take on the chin but we’ll get better from it. We’ll get better.” The Murray-to-Harrison connection was much better on Saturday, producing several big plays. Gannon challenged Harrison to be more physical against opposing defensive backs last week, and the receiver responded, looking much more like the player the Cardinals expected when they selected him with the No. 4 overall pick. “I think the physicality of it, coming from college to the league, guys don’t realize how physical you can be when you get to the league,” Murray said. “He's going to be big time.” After doing a great job of taking care of the ball over the first 11 games, Murray has thrown seven interceptions over the past five. A few of those came in late-game situations when he had to take a chance and force a pass, but it's still not a good trend. McBride had his third 100-yard game of the season, showing sure hands and fighting through contact for extra yards. The third-year player has 1,081 yards receiving this season, becoming just the second tight end in franchise history to exceed 1,000 yards. The other was Hall of Famer Jackie Smith, who had 1,205 yards in 1967. He has 104 catches and is just the 10th tight end in NFL history to top 100 in a season. Arizona's special teams have been very good for most of the year, but Los Angeles' block of an extra point attempt by Chad Ryland in the third quarter proved costly. If the Cardinals had trailed by three points on the final drive instead of four, they would have had the option of kicking a tying field goal in the final minute. RB James Conner tried to battle through a knee injury against the Rams, but gained just 4 yards on the ground. His status for the season's final game is uncertain. LB Joey Blount (ribs) and CB Elijah Jones (ankle) were inactive. 822 — Harrison's receiving yards on the season. That ranks third for a rookie in franchise history behind Anquan Boldin (1,377 in 2003) and Frank Sanders (883 in 1995). Arizona's final game will be at home on Sunday against the San Francisco 49ers, who are also eliminated from the playoff race. AP NFL: https://apnews.com/hub/nfl

WADENA — Only four sophomores were named All-State in Minnesota’s four classes this season. One of them was Wadena-Deer Creek’s Payton Gravelle, who made the Class 2A All-State team. ADVERTISEMENT It’s one of the reasons the middle hitter is the 2024 All-Area Brainerd Dispatch Player of the Year. Gravelle finished the season with 452 kills, 72 digs, 59 blocks and 32 ace serves with a 95% serving percentage. She helped the Wolverines win the Park Region Conference title and reach the Section 8-2A semifinals where they lost in five sets to eventual Class 2A state champion Hawley. “Our season went really well,” Gravelle said. “We got Park Region Conference champs and we were really excited about that. We were really working toward going to state and fell short in the semifinals. I honestly wasn’t trying to make the All-State team or anything like that. I just really, really wanted to make it state. That was our biggest goal.” Gravelle is the seventh WDC player to earn Brainerd Dispatch All-Area Player of the Year. The last one was Casey Volkmann in 2017. Emily Miron, Brittney Noon, Courtney Volkmann (twice) and Brigetta Berg are former Wolverines to earn the honor. WDC head coach Sue Volkmann was not surprised to see her sophomore hitter on the Class 2A All-State Team. “Payton has improved so much each year,” Sue Volkmann said. “She plays all year round and she plays club out of Fargo. She loves the game and wants to pursue it in college. I just knew she had the ability to grow and I knew coming into this year, even as a sophomore, she was going to play like a senior and she did. She just has that mentality and she’s also a team player. She was one of our leaders on the floor as a sophomore. “In Minnesota volleyball, it’s really rare to have a sophomore make All-State, especially when you get to Class 2A. You have to be a very outstanding player and the respect that she’s gained to have people on that committee support her and be held in that esteem shows the type of player and person she is.” ADVERTISEMENT Gravelle reached another goal this season by surpassing 1,000 career kills. Gravelle recorded 19 kills in a 3-0 sweep of New York Mills on Oct. 15 to tally her 1,000th kill. “I was really working hard toward that milestone,” Gravelle said. “I’m trying hard to lead the team in kills every game. So to get 1,000 was a really big thing and I knew I had to work really hard to get it.” Having an All-State talent on the roster gives Sue Volkmann options on how to run her offense. She likes to put Gravelle in the middle where she can dominate, but also puts her on the outside. Volkmann added Gravelle has one of the best slides in the state. In volleyball, a slide is when an attacker fakes a quick-set approach with their first step and chases the ball behind the setter parallel to the net, jumps off one foot to hit the ball close to the antenna on the weak side. It’s an attack that can spread blockers. “Once you are able to hit a slide it’s a really hard shot to block and defend against,” Volkmann said. “She was able to put a cross-court shot down the line. She just has so much control of her arm swing and putting the ball where she wants to put it.” Gravelle has been on varsity since seventh grade. She was named Brainerd Dispatch All-Area First Team last year as a freshman. She made All-Area Second Team as an eighth grader. Last season, Gravelle finished with 362 kills, 51 digs, 57 blocks and 23 ace serves with a 95 serve percentage while being named All-Park Region Conference. Her numbers helped the Wolverines reach the Class 2A State Tournament. ADVERTISEMENT Gravelle works hard to become a better all-around player, which includes being in the back row. “I really try to just never give up,” she said. “Going into the back row this year, I had a better defensive year. I was also better when I went to serve.” Volkmann added: “She carries herself with a lot of confidence on the floor. She wants the ball and as a sophomore that’s not always the case. She knows what to do with it. She’s a go-to player on offense and she’ll do whatever you ask her to do. She’s extremely coachable, which allows her to learn a variety of shots.” Gravelle benefitted from having her older sister Addy Gravelle as her setter. Addy Gravelle was named the Park Region Conference Setter of the Year. She finished with 932 set assists, 36 kills, 170 digs, 10 blocks. She finished her career with 3,344 set assists. “She’s been her setter the entire time,” Volkmann said. “She’s been really lucky to have a setter the quality of Addy. They work so well together and you can tell they’ve been together for a long time. They could read each other. Addy always knew where to look for her. We have some kids coming in that I think are going to fill that position well. Of course, we are going to miss Addy.” Payton Gravelle added it’ll be different having a new setter next year. “I’m sad to see Addy go,” she said. “We spent a lot of years together and she was just an amazing setter and I loved every second of it. It would have been better if we made it state, but it was still a really great year. Next year will be different and everyone will just have to adapt to that and do their best.” ADVERTISEMENT Gravelle’s goals next year are to repeat as Park Region Conference champions. She wants to make a run at a section title again. She also wants to make All-State again. “That’s a really big thing. Now that I did it this year, I just want to continue it,” she said. “I also want to get more blocks next year. I think that’s one of my big things while improving my all-around game.” CONRAD ENGSTROM may be reached at 218-855-5861 or conrad.engstrom@brainerddispatch.com. Follow on Twitter at www.twitter.com/the_rad34. Year: Sophomore School: Wadena-Deer Creek Sport: Volleyball Position: Middle hitter Season accomplishments: Named Class 2A All-State and All-Park Region Conference. She finished the season with 452 kills, 72 digs, 59 blocks and 32 ace serves with a 95% serving percentage. She recorded her 1,000th career kill. 2024: Payton Gravelle, WDC 2023: Ella Kratochvil, PL 2022: Maci Martini, PL; Ella Kratochvil, PL 2021: Maci Martini, PL 2020: Lydia Hubbard, PL 2019: Avery Eckman, Brd 2018: Bailey Wynn, PRB 2017: Casey Volkmann, WDC 2016: Shania Glenz, Verndale 2015: Shania & Jordyn Glenz, Verndale 2014: Shania & Jordyn Glenz, Verndale 2013: Bridget Bednar, Pierz 2012: Emily Miron, WDC 2011: Sydnie Mauch, Brd; Brittney Noon, WDC 2010: Courtney Volkmann, WDC 2009: Courtney Volkmann, WDC 2008: Brigetta Berg, WDC 2007: Katie Kimman, Pierz 2006: Annie Adams, C-I 2005: Erin Cusac, PRB 2004: Erin Cusac, PRB

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Trump Cabinet picks, appointees targeted by bomb threats and swatting attacksThe NSE Nifty 50 consolidates between 23,500 support and 23,860 resistance. Analysts highlight that a breakout above 23,860 may target 24,000-24,100, while a drop below 23,500 could signal further downside. "Technically, Nifty managed to cross the 200-day simple moving average, or 200-DSMA, on the daily chart but failed to sustain above it, forming a doji candle. On the weekly chart, the index has formed an inside bar candlestick pattern, indicating strong demand near the 23,500-23,540 zone. The 200-DSMA is placed around 23,860, which will act as an immediate hurdle for Nifty. A sustainable move above this level could drive the index towards 24,000–24,100," according to Hrishikesh Yedve, AVP technical and derivatives research at Asit C. Mehta Investment Interrmediates Ltd. "On the downside, 23,500 remains a key support. In the immediate term, Nifty is expected to consolidate between 23,500 and 23,900, with a breakout on either side defining its next move," said Yedve. "With no significant triggers in the near term, markets are likely to remain range-bound. Pre-quarterly business updates to be released in the first week of January 2025 will provide insights into the upcoming result season and would be keenly tracked by the markets," said Siddhartha Khemka, head of research, wealth management, Motilal Oswal Financial Services Ltd. "After oscillating within a well-established range of 23,650-23,850, the index has formed consecutive doji candles on the daily chart, while the weekly chart shows a spinning top or inside bar candlestick pattern. A decisive move in either direction is required to establish a clear trend," according to Aditya Gaggar, Director of Progressive Shares. Bank Nifty closed marginally higher at 51,311. Yedve noted that on the daily chart, the index formed a small green candle, and on the weekly chart, it displayed an inside bar candlestick pattern. The 200-Day Simple Moving Average, or 200-DSMA, is currently placed around 50,580, which will serve as strong support, while the 100-Day Exponential Moving Average, or 100-DEMA, at 51,630 acts as resistance. "In the short term, Bank Nifty is expected to trade within the 50,550–51,650 range, with a breakout in either direction determining its future trajectory,” he said. Overseas investors stayed net sellers for the ninth consecutive session, and domestic institutional investors stayed net buyers for the eighth straight session on Friday. FPIs offloaded stocks worth Rs 1,323.29 crore, and domestic institutional investors bought stocks worth approximately Rs 2,544.64 crore, according to provisional data from the National Stock Exchange. The Nifty January futures were up by 0.34% to 24,000 at a premium of 187 points, with the open interest up by 4.77%. The open interest distribution for the Nifty 50 Jan. 2 expiry series indicated most activity at 25,000 call strikes, with the 21,600 put strikes having maximum open interest. Indian benchmark indices ended Friday's session higher as Mahindra & Mahindra Ltd. and ICICI Bank Ltd. share prices led. The Nifty 50 ended with gains for the second day in a row. The benchmark indices recouped weekly losses. The Nifty 50 ended 63.20 points, or 0.27%, higher at 23,813.40, and the Sensex ended 226.59 points, or 0.29%, higher at 78,699.07. A few hours into Friday's session, the Nifty 50 had risen 0.79% to the day's high of 23,801.40, and the Sensex had climbed 0.73% to the day's high of 79,043.15. JSW Energy: The company’s arm JSW Neo Energy acquired a 4,696 MW renewable energy platform from O2 Power Midco Holdings and O2 Energy SG for Rs 12,468 crore. OL Chemicals and Pharmaceuticals: The board approved the subdivision of each share into 5. Prestige Estates: The company signed a business transfer agreement to transfer the company’s hospitality undertaking to arm Prestige Hospitality Ventures for Rs 313 crore. Zydus Lifesciences: The company and Sterling Biotech have mutually agreed to extend the deadline for the purchase of the API business of Sterling Biotech from Dec. 31, 2024, to March 31, 2025. Ola Electric: Anshul Khandelwal resigned from the post of Chief Marketing Officer. Suvonil Chatterjee resigned from the post of chief technology and product officer. The Indian rupee weakened sharply on Friday, hitting a fresh record closing low of 85.54 against the US dollar. This marked its steepest single-day decline since February 2023. The domestic currency, during the trading session, had depreciated 53 paise to hit its lowest ever value of 85.81. It had opened at 85.32 per dollar and had closed at 85.26 on Thursday.$100 Invested In Booz Allen Hamilton 10 Years Ago Would Be Worth This Much Today

IN BRIEF: • AI-driven payroll solutions streamline complex international payroll operations, reducing errors and enhancing efficiency. • Automating payroll processes with AI improves accuracy, compliance, and employee satisfaction. • AI-powered chatbots provide quick, accurate responses to payroll inquiries, simplifying workloads and enhancing the employee experience. M anaging payroll for a global workforce presents a myriad of challenges due to constantly evolving political, legal, social, and economic factors. These changes impact regulatory requirements and reporting, making it difficult to navigate diverse labor laws, tax regulations, data privacy standards, and payment procedures. Consequently, the dynamic conditions increase employee inquiries, complicating payroll management. Companies need efficient, accurate, and cost-effective methods to address these inquiries, enhancing employee satisfaction and trust. CHALLENGES OF GLOBAL PAYROLL MANAGEMENT Payroll errors and delayed responses can lead to fines, damage organizational reputation, and frustrate employees, affecting costs and related functions like recruitment and retention. While preventing errors is crucial, traditional methods for handling these challenges are often costly and ineffective. Businesses are ready for an innovation — a solution that offers something greater than the sum of its parts. Finding a time-efficient, cost-effective, innovative, and globally adaptable solution that can grow with the organization demands taking stock of the entire system and adding something more: an ecosystem approach. HOW AI CAN HELP Artificial intelligence (AI) presents a significant opportunity to transform payroll functions and enhance efficiency. By automating data collection and analysis, AI can identify trends and anomalies, providing real-time insights into payroll performance. This technology can help monitor payroll metrics, track progress against targets, and identify areas where additional investment or action is needed. By leveraging AI, companies can improve the accuracy and reliability of their payroll processes while freeing up time and resources for more strategic activities. CASE STUDY: AI-DRIVEN PAYROLL SOLUTIONS Many organizations face the challenge of managing complex international payroll operations. One company needed a quick and accurate communication platform with their employees that would answer country- and employee-specific payroll questions within a broader global payroll operations environment. Weighing the desired outcomes and challenges, the company implemented an AI-driven payroll chatbot. This chatbot addressed employee payroll questions efficiently and accurately, providing accessible answers to employee questions easily and quickly. The cloud-enabled development of a large language model helped create a payroll chatbot capable of answering complex employee questions. The chatbot solved the company’s payroll needs in a way that was efficient for them as the employer, but it was also incredibly effective and beneficial for their employees. After the initial launch of a pilot version, the company scaled it to an enterprise-ready payroll chatbot that answered complex payroll questions by using an underlying large language model and vast compliance data. This solution helped reduce the burden on the employer while personalizing the employee experience. In very real terms, there were improvements across the board in providing accurate answers to queries, employee satisfaction, and first call resolution. There was also an overwhelming decrease in cost to serve. This is just one example of how AI can help accelerate and improve payroll management while simplifying the workload. AN INTEGRATED GLOBAL PAYROLL SOLUTION Taking control and driving efficiency with an integrated global payroll solution involves transforming global payrolls through a unified managed services approach, integrating domestic, mobile, and global payroll services. A centralized, modular platform handles the complexities of an international workforce, connecting legal, advisory, and compliance knowledge for an integrated payroll experience. In today’s fast-paced world, where talent is the key resource, managing the payroll of an increasingly international workforce has become complex and time-consuming. The rapid pace of regulatory compliance, labor and privacy law changes, managing the life experience of employees, and the scarcity of payroll talent are just a few of the hurdles that organizations face. Traditional payroll models struggle to keep up with modern business demands and new ways of working. The risks of noncompliance, data privacy issues, and the high costs and inefficiency of managing multiple vendors are significant challenges. Taking initiative involves governance, oversight, and control. It means having single-process ownership across employee entitlement, compliance requirements, and pay distribution. This approach provides a unified view of data, reduces duplication, ensures consistent decisions and reporting, and offers a holistic view of talent and compliance, enabling organizations to plan. Driving efficiency requires providing direct access to all subject-matter-experts and enabling effective risk management across the entire employee population. It helps reduce cost and labor leakage that occurs with disparate vendors, duplication of effort, gaps in essential knowledge and process, and inadequate business controls. Additionally, it improves in-house technology and data assets. Planning enhances the employee experience through advanced technology, streamlined processes, and easy access to on-the-ground knowledge. It also reduces the cost of developing and modifying technology. THE FUTURE OF PAYROLL A next-generation payroll managed service approach combines global reach and deep capabilities, consistent multiservice integration, and direct access to teams across the globe. Across payroll, labor and employment law, and mobility, teams can work together collaboratively to meet workforce compliance needs wherever they are. Global processes, technology, and data models are smoothly integrated, providing a single, cohesive, high-quality service. Access to core service delivery without subcontracting to third parties helps ensure effective communication and improved performance. Being part of an ecosystem facilitates the provision of comprehensive solutions beyond payroll, leveraging deep knowledge to address unique challenges. Organizations can address global payroll operational and service challenges by leveraging AI technology to create innovative solutions, such as a payroll chatbot. The proper use of AI can help simplify employer workload, answer complex payroll employee queries, provide regulatory compliance information, and enhance employee experience, leading to increased operational efficiency. This article is for general information only and is not a substitute for professional advice where the facts and circumstances warrant. The views and opinions expressed above are those of the author and do not necessarily represent the views of SGV & Co. Aaron C. Escartin is a tax partner and Philippine Payroll Operate leader of SGV & Co.A Vermonter’s guide to navigating holiday stress

Prime Minister leads tributes to former US president Jimmy CarterMIDDLESBROUGH (4-2-3-1): 6 Glover : Didn’t have to make many saves on his first start of the season, but almost conceded a second-half goal when he palmed the ball into Brownhill’s path 7 Dijksteel : Kept Mejbri quiet for most of the game, but doesn’t always look a natural when trying to break forward 8 FRY : Capped an excellent all-round defensive display with the crucial second-half block that prevented Brownhill from scoring 8 Edmundson : Added some much-needed solidity to the Boro defence as he returned to replace the suspended van den Berg 6 Borges : Stuck to his task, although he had a difficult night against the dangerous Anthony, with most of Burnley’s best attacks coming down their right 7 Barlaser : Covered a lot of ground at the heart of midfield and did some important defensive work 6 Hackney : His defensive work couldn’t be faulted, but it wasn’t a night when his creativity could come to the fore 6 Doak : Couldn’t get any change out of Humphreys on the left of the Burnley defence, but delivered one good first-half cross that Latte Lath headed over 6 Azaz : Struggled to get into the game for much of the night, but came close with a decent second-half effort that Trafford saved 6 Burgzorg : Produced the occasional flash of real excitement, but his decision-making let him down and he should have done better after nicking the ball off Trafford 6 Latte Lath : Tried his best, but didn’t really get any change out of a well-drilled Burnley backline Subs : Jones (for Doak, 72) McGree (for Burgzorg, 72) (not used): Connor (gk), Clarke, Hunt, Engel, McCabe, Gilbert, Hamilton. BURNLEY (4-2-3-1): Trafford 7; Roberts 7, EGAN-RILEY 8, Esteve 7, Humphreys 7; Cullen 7, Laurent 6; Anthony 7 (Koleosho 80), Brownhill 6 (Foster 90), Mejbri 6 (Sarmiento 67, 5); Flemming 5 (Rodriguez 80). Subs (not used): Hladky (gk), Worrall, Egan, Pires, Hountondji. Man Of The Match: DAEL FRY – The Boro centre-half has had to bide his time, but he is showing his enduring importance to his hometown club.Kate Spade Outlet’s Black Friday Sale: Get this viral handbag for a whopping 90% off

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