jili slot game download for android
By Eva Levin Hackers accessed data from Boston University ’s Framingham Heart Study in early September, compromising participants’ personal and medical information, the school said. An article published in BU Today , the university’s external publication, said hackers were able to download the files and information of all 15,448 participants. Hackers accessed around two percent of patients’ Social Security numbers, the school said. Joanne Murabito, a professor of medicine at the BU Chobanian & Avedisian School of Medicine and FHS co–principal investigator, called the hack “really shocking” in the article. “This has never happened before. The original cohort had participated for 75 years, and their children and grandchildren enrolled in the study,” she said. “We’re in this together, and we want to provide as much information as we can.” FHS, founded in 1948, is one of the longest-running studies of its kind, according to its website . Its goal is to determine causes, common factors, or characteristics that contribute to cardiovascular disease. The incident happened on Sept. 8, the school said in the article. BU officials said IT specialists from both the university and FHS were able to quarantine the servers during the hack, preventing the scammers from accessing more information. BU’s vice president for Information Services & Technology told BU Today the study still has access to all of its data. An investigation into the hack led by Boston University, as well as federal public health and law enforcement agencies, is ongoing, the school said. Stolen information included patients’ names, addresses, dates of birth, telephone numbers, email addresses, sex, race, ethnicity, self-reported income, occupations, signatures, and medical information, according to the article. The university sent out notices to all patients, specifying what information of theirs was stolen. “We have been working very closely with Boston University, and federal public health and law enforcement agencies, to understand how this happened, to put additional safeguards in place so this does not happen again, to understand the full impact this may have on our participants,” Murabito said in the article. Eva Levin Eva Levin is a general assignment co-op for Boston.com. She covers breaking and local news in Boston and beyond. Boston.com Today Sign up to receive the latest headlines in your inbox each morning. Be civil. Be kind.AP News Summary at 4:10 p.m. EST
Russell Sage junior defender Courtney Bush (Mohonasen) earned All-Region honors from the United Soccer Coaches for the second straight season. Bush, the anchor of the defense, was voted fourth-team All-Region, as well as second-team All-Empire 8 Conference. Kutztown University freshman RJ Otten (Ballston Spa) set the school record in the men’s 400-yard individual medley on Nov. 23, in 4:11.18, while finishing fourth at the Franklin & Marshall Invitational. He also placed 14th in the 200 butterfly at the event on the next day, in 1:58.50, qualifying him for the Pennsylvania State Athletic Conference Championships. On Dec. 7, he placed second in the 200 backstroke in a dual meet against Arcadia, in 2:02.94, which qualified him for the PSACCs in that event. Sign Up: The Daily Gazette's Rotterdam weekly newsletter in your inbox Two local players for the Utica University football team made the third team of the Empire 8 Conference All-Star Team. Senior offensive lineman Russell Porter (Canajoharie) started all 10 games at left tackle and protected his backfield mates very well. Junior wide receiver Antonio Cianfarani (Scotia-Glenville) was the Pioneers’ leading receiver with 28 catches for 394 yards and three touchdowns. Two local women’s indoor track and field athletes shared Empire 8 Conference Co-Field Athlete of the Week honors on Monday: Houghton freshman Alexa Belanger (Burnt Hills-Ballston Lake) and SUNY Geneseo senior Zoe Connor (Scotia-Glenville). Belanger won the high jump in her first intercollegiate meet Friday at the Houghton December Classic with a height of 1.64 meters (5 feet, 4.5 inches), which is currently sixth in Division III and second all-time in school history. Connor set a program record for the shot put on Friday at Nazareth, winning with a distance of 12.89 meters (42 feet, 3.5 inches). She also won the weight throw with a 16.95 meters (55-7.5), which ranks seventh in Division III. Through Dec. 7, AIC senior power forward Rhaymi Porter (Scotia-Glenville/Wilbraham Monson Academy) had started all eight games and was averaging 4.4 points, 9.6 rebounds and 2.75 blocks for the women’s basketball team. Through Dec. 7, Paul Smith’s junior center Colin Palmer (Shenendehowa) was second in scoring on the men’s hockey team with 31 points, on 10 goals and 21 assists. SUNY Potsdam graduate student captain Kenzie Cerny (Shenendehowa) swam to victory in the women’s 200 butterfly at the North Country Invitational on Nov. 23. Her time was 2:26.49. She also was second in the 400 IM in 5:06.89. In an earlier win over Bard, she won the 1,000 freestyle (11:56.15) and 100 backstroke (1:06.28). Through Dec. 7, SUNY Plattsburgh junior guard Jaden Wilson (Johnstown) was third on the women’s basketball team in scoring with 8.4 points per game. She also averaged 3.7 rebounds per game. Through Dec. 7, Hudson Valley Community College freshman forward Lila Christensen (Mechanicville) averaged 6.7 points and 4.6 rebounds per game for the women’s basketball team. SUNY Oswego junior guard Sydney Hoefs (Amsterdam) averaged 5.8 points, 4.0 rebounds and 3.6 assists for the women’s basketball team through Dec. 7. SUNY Oswego junior Nathan Ratta Vine (Burnt Hills-Ballston Lake) won the 100-yard breaststroke (1:03.48) and 100 individual medley (56.47), and placed second in the 200 freestyle to help the Lakers edge SUNY Brockport in a men’s dual meet, 147-144. On Nov. 23, he placed third in the 200 IM (2:03.54) at the North Country Invite. Suffolk University sophomore guard Nick Verdile (Ballston Spa) went 7 for 9 on 3-pointers and scored a career-high 21 points in the Rams’ 90-42 win over Curry on Saturday.Children of the wealthy and connected get special admissions consideration at some elite U.S. universities, according to new filings in a class-action lawsuit originally brought against 17 schools. Georgetown’s then-president, for example, listed a prospective student on his “president’s list” after meeting her and her wealthy father at an Idaho conference known as “summer camp for billionaires,” according to Tuesday court filings in the price-fixing lawsuit filed in Chicago federal court in 2022. Although it’s always been assumed that such favoritism exists, the filings offer a rare peek at the often secret deliberations of university heads and admissions officials. They show how schools admit otherwise unqualified wealthy children because their parents have connections and could possibly donate large sums down the line, raising questions about fairness. Stuart Schmill, the dean of admissions at the Massachusetts Institute of Technology, wrote in a 2018 email that the university admitted four out of six applicants recommended by then-board chairman Robert Millard, including two who “we would really not have otherwise admitted.” The two others were not admitted because they were “not in the ball park, or the push from him was not as strong.” In the email, Schmill said Millard was careful to play down his influence on admissions decisions, but he said the chair also sent notes on all six students and later met with Schmill to share insight “into who he thought was more of a priority.” The filings are the latest salvo in a lawsuit that claims that 17 of the nation’s most prestigious colleges colluded to reduce the competition for prospective students and drive down the amount of financial aid they would offer, all while giving special preference to the children of wealthy donors. “That illegal collusion resulted in the defendants providing far less aid to students than would have been provided in a free market,” said Robert Gilbert, an attorney for the plaintiffs. Since the lawsuit was filed, 10 of the schools have reached settlements to pay out a total of $284 million, including payments of up to $2,000 to current or former students whose financial aid might have been shortchanged over a period of more than two decades. They are Brown, the University of Chicago, Columbia, Dartmouth, Duke, Emory, Northwestern, Rice, Vanderbilt and Yale. Johns Hopkins is working on a settlement and the six schools still fighting the lawsuit are the California Institute of Technology, Cornell, Georgetown, MIT, Notre Dame and the University of Pennsylvania. MIT called the lawsuit and the claims about admissions favoritism baseless. “MIT has no history of wealth favoritism in its admissions; quite the opposite,” university spokesperson Kimberly Allen said. “After years of discovery in which millions of documents were produced that provide an overwhelming record of independence in our admissions process, plaintiffs could cite just a single instance in which the recommendation of a board member helped sway the decisions for two undergraduate applicants." In a statement, Penn also said the case is meritless that the evidence shows that it doesn't favor students whose families have donated or pledged money to the Ivy League school. “Plaintiffs’ whole case is an attempt to embarrass the University about its purported admission practices on issues totally unrelated to this case," the school said. Notre Dame officials also called the case baseless. “We are confident that every student admitted to Notre Dame is fully qualified and ready to succeed,” a university spokesperson said in a statement. The South Bend, Indiana, school, though, did apparently admit wealthy students with subpar academic backgrounds. According to the new court filings, Don Bishop, who was then associate vice president for enrollment at Notre Dame, bluntly wrote about the “special interest” admits in a 2012 email, saying that year's crop had poorer academic records than the previous year's. The 2012 group included 38 applicants who were given a “very low” academic rating, Bishop wrote. He said those students represented “massive allowances to the power of the family connections and funding history,” adding that “we allowed their high gifting or potential gifting to influence our choices more this year than last year.” The final line of his email: “Sure hope the wealthy next year raise a few more smart kids!” Some of the examples pointed to in this week's court filings showed that just being able to pay full tuition would give students an advantage. During a deposition, a former Vanderbilt admissions director said that in some cases, a student would get an edge on the waitlist if they didn’t need financial aid. The 17 schools were part of a decades-old group that got permission from Congress to come up with a shared approach to awarding financial aid. Such an arrangement might otherwise violate antitrust laws, but Congress allowed it as long as the colleges all had need-blind admissions policies, meaning they wouldn't consider a student’s financial situation when deciding who gets in. The lawsuit argues that many colleges claimed to be need-blind but routinely favored the children of alumni and donors. In doing so, the suit says, the colleges violated the Congressional exemption and tainted the entire organization. The group dissolved in recent years when the provision allowing the collaboration expired. The Associated Press’ education coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org . Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Get local news delivered to your inbox!Micron Q1 Earnings: Revenue Miss, EPS Beat, Soft Guidance Sinks Shares As Consumer Markets Turn 'Weaker' In Near Term
By Jennifer Allen Between cooking, cleaning and hosting, the familiar hustle of the holiday season can sometimes feel more hectic than heartwarming. But what if there were a way to embrace the season while leaving the chaos behind? Holiday cruises make all of this possible, offering the perfect getaway that can be tailored to any vibe – blending festive traditions with the excitement of travel. Imagine sipping hot chocolate in the background of the Northern Lights, exploring sun-drenched islands or maybe enjoying a festive dinner on the sea. Whether looking for family-friendly fun, romance for two or peaceful solo travel, holiday cruises deliver a unique celebration unlike any other. On-deck festivities that make the spirits bright Do you want to skip the stress of the season but don’t want to miss out on the holiday cheer? Rest assured, among the most well-known cruise lines, most of them host elaborate holiday festivities that transform their ships into winter wonderlands complete with decorations, entertainment and activities fit for Santa Claus himself. Instead of buying gifts, stressing over what to cook or bake and cleaning over the holidays, Michelle Price of Honest and Truly prefers a holiday cruise for her family. “The ship takes care of everything, from making the beds in the morning to prepping our meals throughout the day. And they have various fun activities to keep us busy,” she says. From towering Christmas trees in the atrium to twinkling lights on every railing, cruises at this time of year are very creative with their festive splendor. Cruises will also complement their aesthetics to match entertainment, including tree-lighting ceremonies, live caroling and holiday movie nights under the stars. Depending on the cruise, you can expect a robust calendar of events with activities like ugly sweater parties, holiday trivia, Santa appearances and even onboard Christmas markets. The holiday wouldn’t feel complete without the food to match, and cruise lines deliver. You can enjoy lavish holiday dinners complete with everything, from the traditional turkey to international Christmas dishes. Some cruises even offer themed buffets with everything, from a turkey carving station to hot and creamy chowders , holiday cocktails, gingerbread-making workshops and seasonal dessert tastings to add fun to the feasts. Why cruises work for every type of traveler Cruises cater to various travelers and take the guesswork out of planning a holiday. Unlike a traditional vacation where you are responsible for your own itinerary, cruises do the hard work for you by planning destinations, offering a wide variety of on-board activities and providing varied experiences that appeal to all. A 2024 survey by Expedia Cruises concluded that 82% of travelers who have cruised before say they would do it again. For families: Stress-free fun for all ages Traveling with the whole family can often feel like an exercise in logistics that leaves you more stressed than you were before your holiday. Holiday cruises simplify this, offering multigenerational activities, family-friendly dining options and flexible accommodations. The Disney Cruise Line, which includes the Very Merrytime Cruises for the holiday season, is popular for offering exciting kid-centric activities like themed crafts, holiday scavenger hunts and character meet-and-greets. These endless options paired with the kids’ or teens’ clubs keep younger travelers entertained while giving their parents peace of mind. When traveling with older family members, consider reaching out to the cruise ahead of time to find out what accessible options they offer. Cruise lines can sometimes accommodate requests that might be better suited for older folks like avoiding stairs or long walks to reach their room. For couples: Romance by the sea Couples can rediscover their magic on holiday cruises that offer intimate moments and tailored experiences. The Romantic Cruises by Princess Cruises stand out because of their private balcony dining and couples’ activities like wine tastings or cooking classes to make hors d’oeuvres . However, many holiday cruises offer specialty experiences like date-night-worthy restaurants, sunset strolls on the deck and shared excursions that are sure to create lasting memories. For couples looking to rest and relax, holiday cruises can provide serene spaces, spa suites and infinity verandas that are perfect for unwinding together. For singles: Celebrate and socialize Cruises provide the perfect atmosphere for singles to mingle and enjoy the holiday season with company. Social events like trivia nights, dance parties and holiday mixers encourage connection and camaraderie. Certain cruises, like the Norwegian Cruise Line and the Virgin Voyages’ Holiday Cruises, cater specifically to solo travelers. These cruises include adult-only entertainment, curated activities and a vibrant nightlife. Rest assured, these cruises provide plenty of holiday entertainment and seasonal activities that ensure you enjoy yourself while staying close to your holiday traditions. How to pick the best cruise for you With over 323 cruise ships currently in operation serving 36 million passengers this year alone, according to photoAiD , how do you choose if you’re a first-time cruiser ? Start by confirming that the cruise is appropriate for the needs of your traveling group. Often, experiences that are tailored for a specific group, whether kids or couples, will be described in the cruise line’s name – take for instance, the Disney Cruise Line. You can also check out the on-board activities available to make sure that there are plenty of options for your company. Related Articles Travel | What to consider when exchanging currency Travel | 8 last-minute Christmas vacations to book in the US Travel | California’s sunny Huntington Beach makes a great weekend getaway Travel | Top travel destinations for 2025 include a real-life Land of the Lotus Eaters Travel | New York state highlights can’t-miss holiday sites and attractions Next, consider your budget. Holiday cruises make luxury accessible without breaking the bank, with options as low as $300 for shorter voyages. Cruises will often provide all-inclusive packages that bundle accommodations, dining, entertainment and travel into a single cost-effective experience. The Carnival Cruise line remains a favorite for budget-conscious travelers because of its fun festivities and great dining options. However, even high-end experiences, like the MSC Cruises’ Yacht Club, which includes amenities like private pools, lounges and butler services come at a fraction of the cost of traditional luxury resorts. Lastly, ask yourself what holiday vibe you’re going for. Are you dreaming of a sunny tropical Christmas or perhaps frosty landscapes? Either way, with thousands of options in December alone, as cataloged by CruiseBooking.com , there’s a cruise waiting for you. The Norwegian Cruise Line’s Caribbean Cruises stop at destinations like the Great Stirrup Cay, while Hurtigruten’s Arctic Expeditions sail through breathtaking fjords and snowy landscapes. Book your Christmas on a cruise Holiday cruises offer a unique way to celebrate the season that’s a guaranteed hit without breaking the bank. Consider leaving behind the stress of hosting and planning; step aboard a ship where every detail has been curated to bring enjoyment and relaxation. With the holidays calling, will you answer with a ticket to set sail? Jennifer Allen is a retired professional chef and long-time writer. Her writing appears in dozens of publications, and she has two cookbooks, “Keto Soup Cookbook” and “Keto Diabetic Cookbook and Meal Plan.” These days, she’s busy in the kitchen, developing recipes for various publications and traveling, and you can find all her best recipes at Cook What You Love .None
Stock market slips to a rare back-to-back lossNonePublished 4:38 pm Tuesday, December 10, 2024 By Data Skrive Top-25 teams will hit the court in six games on Wednesday’s college basketball schedule. That includes the Iowa State Cyclones squaring off against the Iowa Hawkeyes at Carver-Hawkeye Arena. Watch women’s college basketball, other live sports and more on Fubo. What is Fubo? Fubo is a streaming service that gives you access to your favorite live sports and shows on demand. Use our link to sign up. Catch tons of live women’s college basketball , plus original programming, with ESPN+ or the Disney Bundle.
Discussing the Benefits of Professional Pressure Washing With Simple Softwash 12-10-2024 11:02 PM CET | Politics, Law & Society Press release from: ABNewswire Biloxi, MS - Over time, the exterior surfaces of properties collect debris and grime, and this is something that both residential and commercial property owners are familiar with. To help secure the beauty of the community and ensure that surfaces do not have to remain dirty, Simple Softwash [ https://www.simplesoftwash.com/ ] provides full-service pressure washing [ https://www.simplesoftwash.com/pressure-washing-company-in-biloxi-ms/ ] to its neighborhood clients. While some may choose to leave dirty surfaces the way they are, this is inadvisable for several reasons. Review the benefits of pressure washing with Simple Softwash below and learn more about their mission to provide Biloxi with the convenient services it needs. Pressure Washing Improves Property Curb Appeal No property looks its best when its exterior surfaces are smothered with dirt and debris. In fact, the presence of this surface grime can be hugely detrimental to a property's overall appearance. It is only common sense that recently cleaned exterior surfaces look better than those covered with moss, mold, oil stains, and other blemishes. Simple Softwash pressure washes surfaces such as outside walls, sidewalks, driveways, and parking lots to improve the curb appeal of both residential and commercial properties. Improved curb appeal goes beyond simply making a property look better. For homeowners, it is a way of avoiding disgruntled letters from the HOA. For business owners, it is a way of attracting more customers, and in turn, earning more revenue. In summary, curb appeal is a tool in of itself that should not be underestimated. Pressure Washing Helps Properties Last Longer Pressure washing can actually prevent damage from occurring to a property's exterior surfaces. In the example of surfaces that are not pressure washed, debris is left to accumulate over time. The longer this debris is left where it is, the more opportunities it will have to erode the exterior surfaces in question. This is especially true in the case of organic growths, such as moss, mold, and algae. These substances root themselves to exterior surfaces, causing small amounts of damage in the process. Over time, these small amounts add up to something far greater. Pressure washing removes debris before it can wreak havoc on exterior surfaces, and for this reason, many sources recommend annual pressure washing appointments. Pressure Washing Saves Time and Energy One reason why a customer may consider scheduling an appointment with Simple Softwash is to save their personal time and energy. The process of cleaning one's own surfaces is a time-consuming one, and the physical labor involved may leave some DIYers feeling drained. By requesting an appointment from a professional company such as Simple Softwash, residential and commercial clients can avoid the hard work and spend their time and energy however they would like. Simple Softwash maintains a professional, fully trained team that can complete pressure washing projects faster than the typical DIYer. About Simple Softwash Simple Softwash is a locally owned and operated business that proudly serves Biloxi, MS [ https://maps.app.goo.gl/VwU7BBgq2XEzyPv68 ] and other nearby communities. The company aims to completely restore property exteriors, and to achieve this mission, its team provides a wide range of exterior cleaning services. These include house washing, concrete cleaning, fence cleaning, deck cleaning, and many other offerings, too. For more information about Simple Softwash, visit their website [ https://www.simplesoftwash.com/ ] or call (228) 697-8385. Media Contact Company Name: Simple Softwash Contact Person: Dillon Sones Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=discussing-the-benefits-of-professional-pressure-washing-with-simple-softwash ] Phone: (228) 697-8385 City: Biloxi State: Mississippi Country: United States Website: https://www.simplesoftwash.com/ This release was published on openPR.
CHEMISTRY NAMED A 2024 ADWEEK FASTEST GROWING AGENCY AND A 2025 CHIEF MARKETER AGENCY OF THE YEAR
Retail Market in Indonesia to Expand by USD 49.56 Billion (2024-2028), Driven by Retail Growth and AI-Redefined Market Landscape - TechnavioGlenn Darrel Sanford Sells 36,630 Shares of eXp World Holdings, Inc. (NASDAQ:EXPI) StockNew York government to monitor its use of AI under a new law
By Jennifer Allen Between cooking, cleaning and hosting, the familiar hustle of the holiday season can sometimes feel more hectic than heartwarming. But what if there were a way to embrace the season while leaving the chaos behind? Holiday cruises make all of this possible, offering the perfect getaway that can be tailored to any vibe – blending festive traditions with the excitement of travel. Imagine sipping hot chocolate in the background of the Northern Lights, exploring sun-drenched islands or maybe enjoying a festive dinner on the sea. Whether looking for family-friendly fun, romance for two or peaceful solo travel, holiday cruises deliver a unique celebration unlike any other. Do you want to skip the stress of the season but don’t want to miss out on the holiday cheer? Rest assured, among the most well-known cruise lines, most of them host elaborate holiday festivities that transform their ships into winter wonderlands complete with decorations, entertainment and activities fit for Santa Claus himself. Instead of buying gifts, stressing over what to cook or bake and cleaning over the holidays, Michelle Price of Honest and Truly prefers a holiday cruise for her family. “The ship takes care of everything, from making the beds in the morning to prepping our meals throughout the day. And they have various fun activities to keep us busy,” she says. From towering Christmas trees in the atrium to twinkling lights on every railing, cruises at this time of year are very creative with their festive splendor. Cruises will also complement their aesthetics to match entertainment, including tree-lighting ceremonies, live caroling and holiday movie nights under the stars. Depending on the cruise, you can expect a robust calendar of events with activities like ugly sweater parties, holiday trivia, Santa appearances and even onboard Christmas markets. The holiday wouldn’t feel complete without the food to match, and cruise lines deliver. You can enjoy lavish holiday dinners complete with everything, from the traditional turkey to international Christmas dishes. Some cruises even offer themed buffets with everything, from a turkey carving station to hot and creamy chowders , holiday cocktails, gingerbread-making workshops and seasonal dessert tastings to add fun to the feasts. Cruises cater to various travelers and take the guesswork out of planning a holiday. Unlike a traditional vacation where you are responsible for your own itinerary, cruises do the hard work for you by planning destinations, offering a wide variety of on-board activities and providing varied experiences that appeal to all. A 2024 survey by Expedia Cruises concluded that 82% of travelers who have cruised before say they would do it again. Traveling with the whole family can often feel like an exercise in logistics that leaves you more stressed than you were before your holiday. Holiday cruises simplify this, offering multigenerational activities, family-friendly dining options and flexible accommodations. The Disney Cruise Line, which includes the Very Merrytime Cruises for the holiday season, is popular for offering exciting kid-centric activities like themed crafts, holiday scavenger hunts and character meet-and-greets. These endless options paired with the kids’ or teens’ clubs keep younger travelers entertained while giving their parents peace of mind. When traveling with older family members, consider reaching out to the cruise ahead of time to find out what accessible options they offer. Cruise lines can sometimes accommodate requests that might be better suited for older folks like avoiding stairs or long walks to reach their room. Couples can rediscover their magic on holiday cruises that offer intimate moments and tailored experiences. The Romantic Cruises by Princess Cruises stand out because of their private balcony dining and couples’ activities like wine tastings or cooking classes to make hors d’oeuvres . However, many holiday cruises offer specialty experiences like date-night-worthy restaurants, sunset strolls on the deck and shared excursions that are sure to create lasting memories. For couples looking to rest and relax, holiday cruises can provide serene spaces, spa suites and infinity verandas that are perfect for unwinding together. Cruises provide the perfect atmosphere for singles to mingle and enjoy the holiday season with company. Social events like trivia nights, dance parties and holiday mixers encourage connection and camaraderie. Certain cruises, like the Norwegian Cruise Line and the Virgin Voyages’ Holiday Cruises, cater specifically to solo travelers. These cruises include adult-only entertainment, curated activities and a vibrant nightlife. Rest assured, these cruises provide plenty of holiday entertainment and seasonal activities that ensure you enjoy yourself while staying close to your holiday traditions. With over 323 cruise ships currently in operation serving 36 million passengers this year alone, according to photoAiD , how do you choose if you’re a first-time cruiser ? Start by confirming that the cruise is appropriate for the needs of your traveling group. Often, experiences that are tailored for a specific group, whether kids or couples, will be described in the cruise line’s name – take for instance, the Disney Cruise Line. You can also check out the on-board activities available to make sure that there are plenty of options for your company. Next, consider your budget. Holiday cruises make luxury accessible without breaking the bank, with options as low as $300 for shorter voyages. Cruises will often provide all-inclusive packages that bundle accommodations, dining, entertainment and travel into a single cost-effective experience. The Carnival Cruise line remains a favorite for budget-conscious travelers because of its fun festivities and great dining options. However, even high-end experiences, like the MSC Cruises’ Yacht Club, which includes amenities like private pools, lounges and butler services come at a fraction of the cost of traditional luxury resorts. Lastly, ask yourself what holiday vibe you’re going for. Are you dreaming of a sunny tropical Christmas or perhaps frosty landscapes? Either way, with thousands of options in December alone, as cataloged by CruiseBooking.com , there’s a cruise waiting for you. The Norwegian Cruise Line’s Caribbean Cruises stop at destinations like the Great Stirrup Cay, while Hurtigruten’s Arctic Expeditions sail through breathtaking fjords and snowy landscapes. Holiday cruises offer a unique way to celebrate the season that’s a guaranteed hit without breaking the bank. Consider leaving behind the stress of hosting and planning; step aboard a ship where every detail has been curated to bring enjoyment and relaxation. With the holidays calling, will you answer with a ticket to set sail? Jennifer Allen is a retired professional chef and long-time writer. Her writing appears in dozens of publications, and she has two cookbooks, “Keto Soup Cookbook” and “Keto Diabetic Cookbook and Meal Plan.” These days, she’s busy in the kitchen, developing recipes for various publications and traveling, and you can find all her best recipes at Cook What You Love .NEW YORK--(BUSINESS WIRE)--Dec 10, 2024-- UBS AG announced today the per-security amounts payable (collectively, the “Call Settlement Amounts”) for the below seven UBS-issued exchange traded notes set forth in the following table (collectively, the “ETNs”). Table-1 ETN Ticker ETN Name and Prospectus Supplement [1] Call Settlement Amount CUSIP Call Settlement Date DJCB ETRACS Bloomberg Commodity Index Total ReturnSM ETN Series B due October 31, 2039 [2] $20.8636 90269A450 12/12/2024 WUCT ETRACS Whitney US Critical Technologies ETN due March 13, 2053 $36.2753 90278V222 12/12/2024 AMNA ETRACS Alerian Midstream Energy Index ETN due June 21, 2050 [3] $53.5830 90269A351 12/12/2024 AMND ETRACS Alerian Midstream Energy High Dividend Index ETN due July 19, 2050 [3] $53.5415 90269A252 12/12/2024 AMTR ETRACS Alerian Midstream Energy Total Return Index ETN due October 20, 2050 [3] $76.6566 90269A245 12/12/2024 ESUS ETRACS 2x Leveraged MSCI USA ESG Focus TR ETN due September 15, 2061 [4] $36.1178 90278V743 12/12/2024 FEDL ETRACS 2x Leveraged IFED Invest with the FED TR Index ETN due September 15, 2061 [4] $55.6842 90278V750 12/12/2024 [1] The table above provides a hyperlink to the relevant prospectus and supplements thereto for each of the ETNs, which are identified by their names. Each of the above ETNs are part of the UBS AG’s Medium Term Notes, Series B, on which UBS AG is sole obligor. Capitalized terms used but not defined in this press release shall have the meanings ascribed to such terms in the relevant prospectus supplement (including, as applicable, any product supplement and pricing supplement (each such supplement, a “prospectus supplement”)) for the ETNs. The Call Settlement Amount in this table refers to the Redemption Amount as defined in the securities represented by DJCB. [2] The prospectus addendum with a link to the updated base prospectus and the changes to the section entitled “Early Redemption” on page S-3 of the prospectus supplement can be accessed here . [3] The prospectus addendum with a link to the updated base prospectus can be accessed here . [4] The prospectus addendum with a link to the updated base prospectus can be accessed here. On November 20, 2024, UBS AG announced the redemption of the ETNs. UBS will pay the applicable Call Settlement Amount to investors holding the ETNs on December 12, 2024. Cautionary Statement Regarding Forward-Looking Statements This press release contains statements that constitute “forward-looking statements” that are subject to risks and uncertainties, and actual results may differ materially. These statements could contain words such as “possible,” “intend,” “will,” “may,” “intends,” “would,” “if,” “expect,” “potentially” or other similar expressions. Forward-looking statements, including those relating to UBS AG’s plans for the ETNs, are based on management’s current expectations and assumptions, and are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. While these forward-looking statements represent UBS’s judgments, expectations and objectives concerning the matters described, a number of risks, uncertainties and other important factors, including whether UBS AG will actually complete the redemption of the ETNs, could cause actual developments and results to differ materially from UBS’s expectations. For a discussion of the risks and uncertainties that may affect the ETNs please refer to the "Risk Factors" in the applicable prospectus supplement(s) relating to the ETNs referenced in Table-1. UBS is not under any obligation to (and expressly disclaims any obligation to) update or alter its forward-looking statements, whether as a result of new information, future events, or otherwise. About ETRACS ETNs ETRACS ETNs are senior unsecured notes issued by UBS AG, are traded on NYSE Arca, and can be bought and sold through a broker or financial advisor. An investment in ETRACS ETNs is subject to a number of risks, including the risk of loss of some or all of the investor’s principal, and is subject to the creditworthiness of UBS AG. Investors are not guaranteed any coupon or distribution amount under the ETRACS ETNs. Prior to making an investment in the ETRACS ETNs, investors should take into account whether or not the market price is tracking the intraday indicative value of the ETRACS ETNs. We urge you to read the more detailed explanation of risks described under “Risk Factors” in the applicable prospectus supplement for each ETRACS ETN. UBS AG has filed a registration statement (including a prospectus and supplements thereto) with the Securities and Exchange Commission, or SEC, for the offerings of securities to which this communication relates. Before you invest, you should read the prospectus, along with the applicable prospectus supplement(s) to understand fully the terms of the ETNs and other considerations that are important in making a decision about investing in the ETNs. The applicable offering document for each ETN may be obtained by clicking on the name of each ETNs identified above. You may also get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov . The securities related to the offerings are not deposit liabilities and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency of the United States, Switzerland or any other jurisdiction. About UBS UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. It also provides diversified asset management solutions and focused investment banking capabilities. With the acquisition of Credit Suisse, UBS manages $5.7 trillion of invested assets as per fourth quarter 2023. UBS helps clients achieve their financial goals through personalized advice, solutions and products. Headquartered in Zurich, Switzerland, the firm is operating in more than 50 markets around the globe. UBS Group shares are listed on the SIX Swiss Exchange and the New York Stock Exchange (NYSE). In the US, securities underwriting, trading and brokerage activities and M&A advisor activities are provided by UBS Securities LLC, a registered broker/dealer that is a wholly owned subsidiary of UBS AG, a member of the New York Stock Exchange and other principal exchanges, and a member of SIPC ( http://www.sipc.org/ ). UBS Financial Services Inc. is a registered broker/dealer and affiliate of UBS Securities LLC. This material is issued by UBS AG and/or any of its subsidiaries and/or any of its affiliates ("UBS"). This document was produced by and the opinions expressed are those of UBS as of the date of writing and are subject to change. It has been prepared solely for information purposes and for the use of the recipient. It does not constitute an offer or an invitation by or on behalf of UBS to any person to buy or sell any security. The information and analysis contained in this publication have been compiled or arrived at from sources believed to be reliable but UBS does not make any representation as to their accuracy or completeness and does not accept liability for any loss arising from the use hereof. Products and services mentioned in this material may not be available for residents of certain jurisdictions. Past performance is not necessarily indicative of future results. Please consult the restrictions relating to the product or service in question for further information. Bloomberg is not affiliated with UBS. UBS assumes sole responsibility for this press release, which has not been reviewed by Bloomberg. None of Bloomberg, UBS AG, UBS Securities LLC or any of their subsidiaries or affiliates (collectively, "Bloomberg or UBS") guarantees the accuracy and/or the completeness of the Bloomberg Commodity IndexSM or any data related thereto and neither of Bloomberg or UBS shall have any liability for any errors, omissions or interruptions therein. Neither of Bloomberg or UBS makes any warranty, express or implied, as to results to be obtained by owners of the securities or any other person or entity from the use of the Bloomberg Commodity IndexSM or any data related thereto. Neither of Bloomberg or UBS makes any express or implied warranties and expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the Bloomberg Commodity IndexSM or any data related thereto. Without limiting any of the foregoing, to the maximum extent allowed by law, Bloomberg, its licensors (including UBS), and its and their respective employees, contractors, agents, suppliers and vendors shall have no liability or responsibility whatsoever for any injury or damages— whether direct, indirect, consequential, incidental, punitive or otherwise—arising in connection with the Bloomberg Commodity IndexSM or any data or values relating thereto—whether arising from their negligence or otherwise, even if notified of the possibility thereof. There are no third-party beneficiaries of any agreements or arrangements among Bloomberg and UBS Securities LLC, other than UBS AG. The securities referred to herein are not sponsored, endorsed, issued, sold or promoted by MSCI, and MSCI bears no liability with respect to any such securities or any index on which such securities are based. The respective ETN prospectus contains a more detailed description of the limited relationship MSCI has with UBS. Alerian Midstream Energy Index, Alerian Midstream Energy Dividend Index, AMNA, AMNTR and AEDW are trademarks of VettaFi and their use is granted under a license from VettaFi. VetttaFi owns and administers the Alerian Index Series. Solactive AG (“Solactive”) is the licensor of Solactive Whitney U.S. Critical Technologies CNTR Index (the “Index”). The Index has been developed in cooperation with J.H. Whitney Data Services, LLC (“J.H. Whitney”). The financial instruments that are based on the Index are not sponsored, endorsed, promoted or sold by Solactive or J.H. Whitney in any way and Solactive or J.H. Whitney make no express or implied representation, guarantee or assurance with regard to: (a) the advisability of investing in the financial instruments; (b) the quality, accuracy and/or completeness of the Index; and/or (c) the results obtained or to be obtained by any person or entity from the use of the Index. Solactive or J.H. Whitney do not guarantee the accuracy and/or the completeness of the Index and shall not have any liability for any errors or omissions with respect thereto. The Index has not been designed to achieve positive returns and neither Solactive nor J.H. Whitney is acting as a fiduciary or investment adviser for any user of the Index or investor in any financial instrument based on the Index. Notwithstanding Solactive’s obligations to its licensees, Solactive reserves the right to change the methods of calculation or publication with respect to the Index and Solactive or J.H. Whitney shall not be liable for any miscalculation of or any incorrect, delayed or interrupted publication with respect to the Index. Solactive or J.H. Whitney shall not be liable for any damages, including, without limitation, any loss of profits or business, or any special, incidental, punitive, indirect or consequential damages suffered or incurred as a result of the use of (or inability to use) the Index. Economic Index Associates, LLC (“EIA”) outsources the end-of-day and real-time calculation of its IFEDTM indexes that serve as the basis for investment products. Third party index calculators that publish and distribute EIA indexes strive to the best of their ability to ensure the correctness of the calculations. There is no obligation for EIA—irrespective of possible obligations to issuers—to advise third parties, including investors and/or financial intermediaries, of any errors in any of the indexes that are calculated on a real-time basis. The publication and distribution of any IFEDTM indexes that are calculated on a real-time basis and that serve as the basis for products licensed by EIA are not intended as a recommendation for capital investment and does not contain any assurance or opinion of EIA regarding a possible investment in a financial instrument based on an Index. UBS specifically prohibits the redistribution or reproduction of this communication in whole or in part without the prior written permission of UBS and UBS accepts no liability whatsoever for the actions of third parties in this respect. © UBS 2024. The key symbol, UBS and ETRACS are among the registered and unregistered trademarks of UBS. Other marks may be trademarks of their respective owners. All rights reserved. ____________________ 1 Individual investors should instruct their broker/advisor/custodian to call us or should call together with their broker/advisor/custodian. View source version on businesswire.com : https://www.businesswire.com/news/home/20241210995233/en/ CONTACT: Media contact Alison Keunen +1 212 713 2296 alison.keunen@ubs.comInstitutional Investor contact1 +1-877-387 2275 KEYWORD: NEW YORK UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: BANKING ASSET MANAGEMENT PROFESSIONAL SERVICES FINANCE SOURCE: UBS Copyright Business Wire 2024. PUB: 12/10/2024 04:30 PM/DISC: 12/10/2024 04:32 PM http://www.businesswire.com/news/home/20241210995233/en
Sports on TV for Thursday, Dec. 19Robin Marshall joined the Science of Identity Foundation (SIF) when she was 19, calling herself the "typical person that gets pulled into a cult." She had seen a poster for a meditation class while living in California and the group offered Sunday feasts with meditation and chanting. "It was all very attractive to me because it was like a family and all caring," Marshall told Newsweek . "Then, I get to Hawaii, and it was a different story." A number of former members have described the Foundation as a "cult ." The group offered the opportunity for "wwoofing" or working on a farm for a few hours each day while being hosted and accommodated by the organization. Marshall said once she arrived, she noticed an issue with the group—"I heard everybody there at some point get called worthless." Marshall and others say SIF is not a typical farming community organization. While people like Marshall were only working for about four hours a day, they say they also listened to audio lectures from "guru" Chris Butler. Marshall said she listened every morning and night as Butler ranted and shared random lessons. He often spoke with people in the room while he was recording. One prominent figure in the group that Marshall highlighted: Former Representative Tulsi Gabbard . "Tulsi was being groomed for a political position because Chris Butler had political aspirations," Marshall said. "He wanted the influence. It was very unusual because women in Science of Identity aren't really encouraged to do anything." Newsweek reached out to Gabbard, people who worked on her campaigns, her family, the SIF as well as those who have been identified as members for this story. Gabbard, a Democrat-turned-Republican, has recently been tapped by President-elect Donald Trump to serve as the director of national intelligence, which oversees 18 intelligence agencies including the CIA and NSA . The military veteran and former congresswoman ran for president in the Democratic primary in 2020. She has faced scrutiny for years for alleged affiliations with foreign entities, including Russia, and a highly controversial visit with Syrian President Bashar al-Assad . Marshall said that while under the foundation's accommodations, she would often clean. She said she one time "got screamed at" for picking out supplies from a cabinet and Butler saying that the product was too pungent. "I never did (meet Chris Butler) but we were always told we should be ready for him to appear," Marshall said. "How abusive Chris Butler was, I'm glad I never met him." The SIF was founded in the 1970s after Butler had taken messages of A.C. Bhaktivedanta Swami Prabhupada and the Hare Krishna movement, and broke off in his own group with followers from Hawaii, Australia and Southeast Asia. An acquaintance of the family, Michael Brannon Parker, who said he has known the Gabbards, including Tulsi, for decades told Newsweek that while he was never officially a member of the SIF, he attended "many" of the group's gatherings in the 1990s. He used to work for Tulsi Gabbard's father, Mike Gabbard, who has served as a Democrat in the Hawaii state Senate since 2007. Parker said he "got to know the family quite well over the years." "SIF is basically a Westernized version of the ancient Gaudiya Vaishnava Hindu tradition," Parker said. "While Iskcon (the Hare Krishna movement) is much more Indian in its presentation, SIF is the same tradition yet with an emphasis on being part of mainstream society. Their impact, especially here in Hawaii, has been tremendously positive." Butler has produced television specials featuring him surrounded by students. One of which included Mike Gabbard. Butler reportedly would stay at his beachfront Hawaii property, away from the commune where Marshall and others were located. Marshall referred to the house as an eyesore because it was covered in tinfoil, which an anonymous source told Newsweek was meant to "keep out germs." The guru reportedly had people feed him regularly and tend to his laundry. The anonymous source, who says they joined the group when they were 17 years old, said it was considered a "great opportunity to go to site" adding that "the hymn tunes were all about serving the servant of God." The source said they mostly worked in the kitchen, cooking for Butler and his wife throughout their 10 years of trips to Hawaii. "It was all very highly stressful," the anonymous source told Newsweek . "Food couldn't be late. Food had to be hot. He would swear at you if you got it wrong. People would get fired for getting the meal slightly off." There was also demand for scraps of his food and his used belongings, according to the anonymous source. "Anything he touches or food that was offered to him, things that came from his house and things of his bodily person were considered what's called mahaprasada, very holy," the source said. "People would definitely want to eat food remnants. If there was an article of clothing that you happen to get that he no longer uses, that was considered very important." The anonymous source said the Gabbards did not necessarily have servants like Butler but they were comfortable in their two- or three-bedroom apartment. In 1992, Gabbard's parents Mike (who became known as Krishna Katha das) and Carol (Devahuti dasi) allegedly ran the SIF after Butler moved to California, according to archived documents from the Honolulu Weekly , as provided to Newsweek by journalist Christine Gralow of Meanwhile in Hawaii. The QAnon Anonymous podcast cited the Gabbard parents as holding top positions in the group, a mark that is "not easy with a large harem of devotees vying for (Butler's) attention." From an early age, Tulsi Gabbard was immersed into the SIF ideals. She attended schools run in the Philippines by Butler's followers. She kept her childhood Bhagavad Gita with her when she was deployed in Iraq, calling it a "transcendental lifeline," and she even later gifted the Scripture to Indian Prime Minister Narendra Modi . "I've never heard him say anything hateful, or say anything mean about anybody," Tulsi Gabbard told The New Yorker of Butler in 2017. "I can speak to my own personal experience and, frankly, my gratitude to him, for the gift of this wonderful spiritual practice that he has given to me, and to so many people." The anonymous source called Gabbard an "advanced devotee" within the SIF, adding that the more advanced a person was, the more people served them and the more others listened to them. Butler would reportedly instruct followers to back Gabbard, making them "very instrumental in her running for those first times in politics." Butler has always said that his group would "make their own minds up" on who would be the next leader of the SIF once he dies, according to the anonymous source, who added that Gabbard has a chance as an advanced devotee. Asked whether Tulsi Gabbard still maintains a presence among the sect, Parker told Newsweek he has "no idea" of her current status or participation in such gatherings. Tulsi's ties with SIF are being highlighted against her as part of a technique conducted "by the political elite to protect their vested interests," he added. "Membership in an indigenously recognized authentically traditional religious group older than many current religious groups, Mormons, Protestant Christianity, Sikhs, Baha'i, Ahmadiyyas etc., has no genuine or legal bearing on Tulsi's qualifications for the job [of DNI]," Parker said. Marshall added that she doesn't believe Gabbard has left the group. "There's claims that she left. There's no way that she left because you would know. She would've been shunned," she said. "None of her family would talk to her anymore. You don't just leave without being shunned. It's a lifelong commitment." The anonymous source also agreed. "Unless you're directed by him, they're not going to serve you, like they're not going to work on your political campaign unless it's directed by him. Otherwise, it's a waste of time," they said. Gabbard has discussed her ties to the Foundation publicly. In a 2015 address to honor the Hare Krishna 50th anniversary, she called Butler, who she referred to in his Sanskrit name Jagad Guru Siddhaswarupananda Paramahamsa, as her "beloved grandfather" and "spiritual master." At the anniversary gala event in Washington, D.C. , Gabbard said "it is impossible to fully describe the innumerable spiritual truths given to us by (Butler)." She called "real religion" something that "transcends sectarianism." In 2020, Gabbard wrote to journalist Kerry Howley saying, "My 'religion' is my loving relationship with God," and sent a chart of the Hindu lineage that included Butler, according to the QAnon Anonymous podcast. The same year, Gabbard encouraged her followers to draw strength in the tough times from the Bhagavad Gita. Beyond discussing Butler, Gabbard's ex-husband, Eduardo Tamayo, is the nephew of a person that runs Butler's schools, according to Gralow's documents. Her husband, Abraham Williams, is also a Butler disciple and many of her congressional staffers were allegedly a part of the group as well, according to the documents. As Gabbard gears up for a confirmation hearing with the U.S. Senate, the anonymous source warned Butler could "influence" the former lawmaker. "I think it's a very dangerous position," they said. "I do not see how she will not either leak classified information to Butler and...or he won't influence her in her position." The source said it's about the SIF mindset. "We're told his perspective and what he says is 100 percent accurate. So if that's skewed, then whatever you listen to from him is also going to be skewed," the anonymous source said. "If he wants to put a thing across or gives advice, she will follow it."