ezbet slot

When Gov. Jim Justice took office, West Virginia was grappling with a series of state budget cuts and mounting concerns about the future. The state’s outlook seemed to mirror the decline of what many believed to be its most vital natural resource: Coal. But coal isn’t what makes West Virginia special. It’s the state’s natural beauty — and most importantly, its people. A resilient group, West Virginians have repeatedly proven their hard work, motivation and kindness. They are a generous community committed to faith, family, country, and their beloved Mountain State. Justice understands that. He has seen it, supported it, and lived it. As one of the state’s wealthiest individuals, Justice doesn’t shy away from hard work. His family business empire stands as a testament to the power of skill and dedication. Initially convinced to run for governor as a Democrat, Justice brought his entrepreneurial mindset — and salesmanship — to the Governor’s Office. He remained true to his ideals, even switching back to the Republican Party when he believed it was necessary to achieve the state’s goals. As his term nears its final two weeks, Justice has chosen to complete his time as governor before transitioning to his next role as U.S. senator. Measuring the full impact of the Justice administration is no easy task. Most notably, state leaders no longer scramble every few months to address budget deficits. Instead, they focus on managing record budget surpluses, cutting taxes for residents and businesses, and investing in the state’s future. Justice has ensured the state’s financial success benefits its people. With the state’s coffers amply stocked, he has prioritized pay raises for state workers, securing five during his term and urging the next governor to plan for a sixth. He has also tackled critical workforce shortages, particularly in high-stress areas like child protective services and corrections. By working with lawmakers to increase salaries in these sectors, Justice has helped stabilize essential services. The governor’s investments extend to long-term initiatives. His commitment to tourism funding has attracted more visitors to the state, boosting tax revenues and fueling improvements in state parks and the New River Gorge National Park and Preserve. Justice has been a proponent of diversified energy development. While supporting the coal and natural gas industries, he has also positioned West Virginia as a leader in solar, wind and nuclear energy. In education, Justice has focused on creating pathways to success for West Virginia’s youth. Whether through public schools, higher education or technical training, his administration has supported innovative programs like Communities in Schools and Friends with Paws therapy dogs, championed by first lady Cathy Justice. These initiatives aim to provide a safety net for children lacking stability at home. Justice’s tenure also included navigating the pandemic. Balancing public health, economic concerns and education was a significant challenge, but he successfully brought together medical experts, state leaders and the West Virginia National Guard to guide the state through the crisis. As Justice prepares for his next chapter, many West Virginians reflect on his tenure with gratitude. Easily elected to the U.S. Senate, Justice remains one of the state’s most popular political figures. The people of West Virginia have found they can trust “Big Jim,” a successful businessman who brought his expertise to public service. West Virginia — and its people — are better for his leadership. Time will only further underscore the impact of his contributions.SEOUL, South Korea (AP) — The president of South Korea early Wednesday lifted the martial law he imposed on the country hours earlier, bending to political pressure after a tense night in which troops surrounded parliament and lawmakers voted to reject military rule. President Yoon Suk Yeol, who appeared likely to be impeached over his actions, imposed martial law late Tuesday out of frustration with the opposition, vowing to eliminate “anti-state” forces as he struggles against opponents who control parliament and that he accuses of sympathizing with communist North Korea. Police and military personnel were seen leaving the grounds of parliament following the bipartisan vote to overrule the president, and the declaration was formally lifted around 4:30 a.m. during a Cabinet meeting. Parliament acted swiftly after martial law was imposed, with National Assembly Speaker Woo Won Shik declaring that the law was “invalid” and that lawmakers would “protect democracy with the people.” In all, martial law was in effect for about six hours. The president’s surprising move harkened back to an era of authoritarian leaders that the country has not seen since the 1980s, and it was immediately denounced by the opposition and the leader of Yoon’s own conservative party. Lee Jae-myung , leader of the liberal Democratic Party, which holds the majority in the 300-seat parliament, said the party’s lawmakers would remain in the Assembly’s main hall until Yoon formally lifted his order. Woo applauded how troops quickly left the Assembly after the vote. “Even with our unfortunate memories of military coups, our citizens have surely observed the events of today and saw the maturity of our military,” Woo said. While announcing his plan to lift martial law, Yoon continued to criticize parliament’s attempts to impeach key government officials and senior prosecutors. He said lawmakers had engaged in “unscrupulous acts of legislative and budgetary manipulation that are paralyzing the functions of the state.” Jo Seung-lae, a Democratic lawmaker, claimed that security camera footage following Yoon’s declaration showed that troops moved in a way that suggested they were trying to arrest Lee, Woo and even Han Dong-hoon, the leader of Yoon’s People Power Party. Officials from Yoon’s office and the Defense Ministry did not respond to requests for comment early Wednesday. Seemingly hundreds of protesters gathered in front of the Assembly, waving banners and calling for Yoon’s impeachment. Some protesters scuffled with troops ahead of the lawmakers’ vote, but there were no immediate reports of injuries or major property damage. At least one window was broken as troops attempted to enter the Assembly building. One woman tried unsuccessfully to pull a rifle away from one of the soldiers, while shouting “Aren’t you embarrassed?” Under South Korea’s constitution, the president can declare martial law during “wartime, war-like situations or other comparable national emergency states” that require the use of military force to maintain peace and order. It was questionable whether South Korea is currently in such a state. When martial law is declared, “special measures” can be employed to restrict freedom of press, freedom of assembly and other rights, as well as the power of courts. The constitution also states that the president must oblige when the National Assembly demands the lifting of martial law with a majority vote. Following Yoon’s announcement of martial law, South Korea’s military proclaimed that parliament and other political gatherings that could cause “social confusion” would be suspended, South Korea’s Yonhap news agency said. The military said anyone who violated the decree could be arrested without a warrant. In Washington, the White House said the U.S. was “seriously concerned” by the events in Seoul. A spokesperson for the National Security Council said President Joe Biden’s administration was not notified in advance of the martial law announcement and was in contact with the South Korean government. Pentagon spokesman Maj. Gen. Pat Ryder said there was no effect on the more than 27,000 U.S. service members based in South Korea. The South Korean military also said that the country’s striking doctors should return to work within 48 hours, Yonhap said. Thousands of doctors have been striking for months over government plans to expand the number of students at medical schools. Soon after martial law was declared, the parliament speaker called on his YouTube channel for all lawmakers to gather at the National Assembly. He urged military and law enforcement personnel to “remain calm and hold their positions. All 190 lawmakers who participated in the vote supported the lifting of martial law. At one point, television footage showed police officers blocking the entrance of the National Assembly and helmeted soldiers carrying rifles in front of the building. An Associated Press photographer saw at least three helicopters, likely from the military, that landed inside the Assembly grounds, while two or three helicopters circled above the site. The leader of Yoon’s conservative party called the decision to impose martial law “wrong.” Lee, who narrowly lost to Yoon in the 2022 presidential election, said Yoon’s announcement was “illegal and unconstitutional.” Yoon said during a televised speech that martial law would help “rebuild and protect” the country from “falling into the depths of national ruin.” He said he would “eradicate pro-North Korean forces and protect the constitutional democratic order.” “I will eliminate anti-state forces as quickly as possible and normalize the country,” he said, while asking the people to believe in him and tolerate “some inconveniences.” Yoon — whose approval rating dipped in recent months — has struggled to push his agenda against an opposition-controlled parliament since taking office in 2022. His party has been locked in an impasse with the liberal opposition over next year’s budget bill. The opposition has also attempted to impeach three top prosecutors, including the chief of the central Seoul prosecutors’ office, in what the conservatives have called a vendetta against their criminal investigations of Lee, who has been seen as the favorite for the next presidential election in 2027 in opinion polls. During his televised announcement, Yoon also described the opposition as “shameless pro-North Korean anti-state forces who are plundering the freedom and happiness of our citizens.” He did not elaborate. Yoon has taken a hard line on North Korea over its nuclear ambitions, departing from the policies of his liberal predecessor, Moon Jae-in, who pursued inter-Korean engagement. Yoon has also dismissed calls for independent investigations into scandals involving his wife and top officials, drawing quick, strong rebukes from his political rivals. Yoon’s move was the first declaration of martial law since the country’s democratization in 1987. The country’s last previous martial law was in October 1979, following the assassination of former military dictator Park Chung-hee. Sydney Seiler, Korean chair at the Center for Strategic and International Studies, argued that the move was symbolic for Yoon to express his frustration with the opposition-controlled parliament. “He has nothing to lose,” said Seiler, comparing Yoon’s move to the Hail Mary pass in American football, with a slim chance of success. Now Yoon faces likely impeachment, a scenario that was also possible before he made the bold move, Seiler said. Natalia Slavney, research analyst at the Stimson Center’s 38 North website that focuses on Korean affairs, said Yoon’s imposition of martial law was “a serious backslide of democracy" that followed a “worrying trend of abuse” since he took office in 2022. South Korea “has a robust history of political pluralism and is no stranger to mass protests and swift impeachments,” Slavney said, citing the example of former President Park Geun-hye, the country’s first female president, who was ousted from office and imprisoned for bribery and other crimes in 2017 . Associated Press writers Hyung-jin Kim in Seoul, South Korea, and Matt Lee, Didi Tang and Tara Copp in Washington contributed to this report.ezbet slot 。

Eversource Acquires Mystic Property from Constellation to Support Clean Energy TransitionPoll: 60% of Americans Says U.S. Does Not Need Any More H-1B Visa Workers

MANCHESTER, England (AP) — Manchester City manager Pep Guardiola denied he has a “personal problem” with Kevin De Bruyne and insisted Tuesday the playmaker's absence from the team in recent weeks was down to his fitness issues. City has not won in seven games in all competitions — its worst run under Guardiola — and De Bruyne has featured only as a substitute in the last five of those matches after recovering from a pelvic injury. The Belgium midfielder was injured during City’s Champions League match with Inter Milan on Sept. 18 and hasn't started since. A number of prominent pundits, including former City defender and club ambassador Micah Richards, have questioned why De Bruyne has not been starting games amid the champions’ dramatic slump. Richards said on “The Rest is Football” podcast that it appeared “there’s some sort of rift going on” between De Bruyne and Guardiola. Guardiola responded in his news conference ahead of Wednesday's Premier League match against Nottingham Forest, saying: “People say I’ve got a problem with Kevin. Do you think I like to not play with Kevin? No, I don’t want Kevin to play? “The guy who has the most talent in the final third — I don’t want it? I have a personal problem with him after nine years together? He’s delivered to me the biggest success to this club, but he’s been five months injured (last season) and two months injured (this year). He’s 33 years old. He needs time to find his best, like last season, step by step. He’ll try to do it and feel better. I’m desperate to have his best.” Both De Bruyne and Guardiola have spoken since of the pain De Bruyne was in after his injury against Inter and the need to ease him back into action. De Bruyne is in the final year of his contract. “I’d love to have the Kevin in his prime, 26 or 27. He would love it too — but he is not 26 or 27 anymore," Guardiola said. “He had injuries in the past, important and long ones. He is a guy who needs to be physically fit for his space and energy. You think I’m complaining? It’s normal, it’s nature. He’s played in 10 or 11 seasons a lot of games and I know he is desperate to help us. He gives glimpses of brilliance that only he can have." AP soccer: https://apnews.com/hub/soccerStock market today: Wall Street rallies ahead of Christmas

2024 in pop culture: In a bruising year, we sought out fantasy, escapism — and cute little animals

A Saudi Arabian delegate has been accused of directly making changes to an official Cop29 negotiating text, it can be revealed. Cop presidencies usually circulate negotiating texts as non-editable PDF documents to all countries simultaneously, which are then discussed. Giving one party editing access “risks placing this entire Cop in jeopardy”, said one expert. Oil-rich Saudi Arabia is regarded by many as a persistent obstructor of action to cut the burning of fossil fuels at UN climate summits and has been described as a “ wrecking ball ” at Cop29. Earlier on Saturday, a document was circulated by the Azerbaijani presidency with updates to the negotiating text on the Just Transition Work Program (JTWP). This aims to help countries move to a cleaner and more resilient future, while reducing inequalities. The document was sent with “tracked changes” from the previously circulated version. In two cases, the document showed edits were made directly by Basel Alsubaity , at the Saudi Ministry of Energy, and the lead on the JTWP. It was not sent to other countries to edit, the Guardian was told. One of the changes deletes a section of text reading “encourages parties to consider just transition pathways in developing and implementing NDCs, NAPs and LT-LEDSs that are aligned with the outcome of the first global stock take and relevant provisions of the Paris agreement”. Catherine Abreu, director at the International Climate Politics Hub and Cop veteran, said: “All parties need to see presidency texts during this process as the negotiations proceed and this is generally done by circulating non-editable PDF documents to all parties simultaneously. “Giving one party editing access to these documents, and a party known for its objective of rolling back the historic global agreement made last year to transition away from fossil fuels to renewable energy and energy efficiency, suggests a worrying lack of independence and objectivity and clearly contravenes both the spirit and the rules of this process,” she said. “This kind of behaviour from a presidency risks placing this entire Cop in jeopardy.” Two groups – the Alliance of Small Island States and the Least Developed Countries walked out of key meeting on Saturday, saying they were not being consulted by the presidency. German foreign minister, Annalena Baerbock, speaking on Saturday before the editing revelation, said: “We are in the midst of a geopolitical power play by a few fossil fuel states. We will not allow the most vulnerable, especially the small island states, to be ripped off by the few rich fossil fuel emitters who have the backing, unfortunately, at this moment of the president [of Cop29].” A 2023 report from the Climate Social Science Network concluded: “One nation has had an outsized role in undermining progress at global climate negotiations, year after year: Saudi Arabia. The fossil fuel giant has a 30-year record of obstruction and delay, protecting its national oil and gas sector and seeking to ensure UN climate talks achieve as little as possible, as slowly as possible. “Riyadh’s envoys are among the most active across all tracks of UN climate talks, frequently pushing back on efforts to curb fossil fuels”, it said. “Despite increased temperatures across Saudi Arabia and falling groundwater supplies, Riyadh has shown little sign of shifting strategy.” The Cop29 presidency, the United Nations Framework Convention on Climate Change and the Saudi delegation have been contacted for comment.NEW BRITAIN, Conn. (AP) — Elijah Howard ran for 110 yards and scored two touchdowns, the Central Connecticut defense made seven interceptions, and the Blue Devils beat Duquesne 21-14 on Saturday to claim the Northeast Conference's automatic bid to the FCS playoffs. Howard provided the game-winning score by running it in from the 6, then threw the 2-point conversion to quarterback Brady Olson to cap the scoring with 13:44 left in the fourth quarter. The defense for the Blue Devils (7-5, 5-1) sealed the game when it stymied the Dukes (8-3, 5-1) on their final three possessions. Following Central Connecticut's last touchdown, Jalen Howard sacked Darius Perrantes on Duquesne’s first play and forced a fumble which the Blue Devils recovered. Central Connecticut failed to add to the lead when Jack Barnum missed a 40-yard field, but Duquesne turned it back over when Perrantes threw an end zone pick. The Blue Devils punted after six plays, but again, Duquesne saw another drive end with a Perrantes interception. Perrantes threw seven interceptions with three going to Christopher Jean, a pair to Davone Walden Jr. and one each to Deon McLean and Vincent Thomas. Duquesne secured at least a share of the NEC title for a conference record seventh time in program history with last week's win over Wagner. It was the second straight year the Dukes played a winner-take-all game for the NEC automatic bid on the road in the final week of the regular season. Last year they beat Merrimack 26-14 to win the NEC title outright. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP collegebasketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketballFaruqi & Faruqi Reminds ASML Holding Investors of the Pending Class Action Lawsuit with a Lead Plaintiff Deadline of January 13, 2025 - ASML

Zoom Communications Inc. stock falls Tuesday, underperforms marketThe stock market took a heavy blow on Friday as major tech stocks plummeted, dragging the Dow Jones Industrial Average down by over 500 points. This retreat erased much of the gains made during the abbreviated holiday week. By the afternoon, the Dow shed 542 points, amounting to a 1.25% loss. The S&P 500 followed suit, declining by 1.6%, while the Nasdaq Composite faced a sharper drop of 2.3%. Adding to the financial tension, the 10-year Treasury note’s yield climbed to 4.58%. The tech industry experienced an intense sell-off as the celebrated “Magnificent Seven” mega-cap stocks all found themselves in negative territory. Amazon endured a 2.2% slide, Apple faced a 2% reduction, and Tesla suffered the steepest decline, plummeting by 4.8%. Microsoft and Alphabet both fell by over 2%, with Meta Platforms close behind, losing 2%. Investors continued the trend of selling off AI-related stocks, seeking to secure profits in this volatile holiday season. Notable losses were observed in companies such as Super Micro Computer, which dropped 5.5%, Palantir falling 3%, and Nvidia, another major player in the tech sphere, witnessing a 4.4% decline. The day’s sell-off underscores ongoing investor caution, particularly in the high-flying tech sector, amid shifting economic signals and market volatility. As financial landscapes continue to evolve, investors remain watchful for further changes that could influence their portfolios. Tech Stocks’ Plummet: Investor Insight and Market Predictions The recent downturn in the stock market, highlighted by a significant decline in major tech stocks, has raised essential discussions around future market directions and investment strategies. Against the backdrop of a 542-point drop in the Dow Jones Industrial Average, the market’s volatility continues to emphasize the need for strategic thinking and cautious investor behavior. Market Analysis and Economic Signals The retreat across key indices—the Dow Jones, S&P 500, and Nasdaq Composite—reflects broader concerns about economic signals, including the escalating 10-year Treasury note yield reaching 4.58%. This rise denotes investor wariness about inflation and potential interest rate hikes, contributing to the shifting dynamics in stock valuations, particularly in the tech sector. Tech Sector Challenges: The Case of the “Magnificent Seven” The “Magnificent Seven” mega-cap stocks are experiencing intensified scrutiny and profit-taking trends. Companies like Amazon, Apple, and Tesla, despite their robust market presence, face pressures from economic uncertainties. Tesla’s notable 4.8% decline exemplifies concerns about growth sustainability in the face of changing market sentiments. AI Stocks: Opportunities and Risks Despite the sell-off in AI-related stocks such as Super Micro Computer and Nvidia, which saw losses of 5.5% and 4.4% respectively, the underlying potential for growth in AI technologies remains significant. The current profit-taking activities reflect short-term market pressures rather than long-term growth incapacitates. Strategic Insights and Predictions As the market navigates these volatile turns, some investors may consider strategies that balance exposure to high-growth tech stocks with diversified portfolios to mitigate risk. The continual evolution of tech innovations and investor response to economic signals may pave the way for recovery and new investment opportunities. Looking Forward: Trends and Innovations The future of tech investments will likely focus on sustainable innovation and adaptation to changing economic conditions. Emphasizing security aspects and integration of AI capabilities could deliver significant value, provided investors maintain a vigilant approach to market trends and governmental policy shifts. For a comprehensive understanding of investment strategies and market insights, visit Forbes for expert analyses and predictions amidst the ever-changing financial landscape.

These new California laws will go into effect in 2025

Banque Cantonale Vaudoise lowered its position in shares of Nu Holdings Ltd. ( NYSE:NU – Free Report ) by 6.9% during the 3rd quarter, according to its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 13,124 shares of the company’s stock after selling 976 shares during the quarter. Banque Cantonale Vaudoise’s holdings in NU were worth $179,000 at the end of the most recent quarter. Other large investors also recently bought and sold shares of the company. Adero Partners LLC raised its position in shares of NU by 5.7% during the 3rd quarter. Adero Partners LLC now owns 4,819,355 shares of the company’s stock valued at $65,784,000 after acquiring an additional 259,324 shares in the last quarter. Aigen Investment Management LP acquired a new stake in shares of NU during the third quarter worth $814,000. Principal Financial Group Inc. lifted its position in shares of NU by 315.8% in the 3rd quarter. Principal Financial Group Inc. now owns 1,153,464 shares of the company’s stock worth $15,745,000 after buying an additional 876,039 shares during the last quarter. Sumitomo Mitsui DS Asset Management Company Ltd boosted its holdings in shares of NU by 1,074.6% in the 3rd quarter. Sumitomo Mitsui DS Asset Management Company Ltd now owns 131,136 shares of the company’s stock valued at $1,790,000 after buying an additional 119,972 shares during the period. Finally, Public Investment Fund grew its position in shares of NU by 223.1% during the 2nd quarter. Public Investment Fund now owns 3,802,480 shares of the company’s stock valued at $49,014,000 after buying an additional 2,625,500 shares during the last quarter. Institutional investors own 80.90% of the company’s stock. Analysts Set New Price Targets NU has been the topic of a number of research reports. JPMorgan Chase & Co. increased their price target on NU from $14.50 to $15.00 and gave the stock a “neutral” rating in a research report on Monday, August 19th. UBS Group downgraded shares of NU from a “buy” rating to a “neutral” rating and set a $13.50 price target for the company. in a report on Friday, August 2nd. Itau BBA Securities cut shares of NU from an “outperform” rating to a “market perform” rating in a report on Thursday, November 14th. Bank of America boosted their target price on shares of NU from $12.80 to $15.00 and gave the company a “neutral” rating in a research note on Thursday, September 12th. Finally, Susquehanna upped their target price on shares of NU from $16.00 to $18.00 and gave the stock a “positive” rating in a research report on Thursday, November 14th. Four equities research analysts have rated the stock with a hold rating and five have assigned a buy rating to the stock. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $16.21. NU Trading Up 3.8 % NU stock opened at $13.92 on Friday. Nu Holdings Ltd. has a 12-month low of $8.04 and a 12-month high of $16.15. The stock has a market capitalization of $66.32 billion, a PE ratio of 38.65, a price-to-earnings-growth ratio of 0.60 and a beta of 1.13. The firm has a 50 day simple moving average of $14.41 and a 200-day simple moving average of $13.29. The company has a debt-to-equity ratio of 0.20, a current ratio of 0.44 and a quick ratio of 0.44. About NU ( Free Report ) Nu Holdings Ltd. provides digital banking platform and digital financial services in Brazil, Mexico, Colombia, and internationally. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. Featured Stories Receive News & Ratings for NU Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for NU and related companies with MarketBeat.com's FREE daily email newsletter .Safeguarding Heritage: Balancing Preservation and Progress

UConn coach Dan Hurley told reporters Tuesday that star forward Alex Karaban is out for Wednesday's top-25 matchup against visiting Baylor. Karaban was transported to a hospital in Hawaii last Wednesday after sustaining a head injury during an 85-67 loss to Dayton on the final day of the Maui Invitational. Karaban hit the floor after being fouled on a contested layup with approximately 2 1/2 minutes left in the second half. He was later cleared to fly home with the rest of the team on Thursday. The junior sat out Saturday's 99-45 win over Maryland Eastern Shore, but now he will miss a more important game that pits the No. 25 Huskies (5-3) against the No. 15 Bears (5-2) in the Big 12-Big East Battle. Karaban has been UConn's leading scorer (15.9 ppg), adding 4.1 rebounds and 3.3 assists per game. A starter for each of the Huskies' last two national championship-winning seasons, Karaban owns career averages of 11.7 points, 4.7 rebounds and 1.7 assists per game. Jaylin Stewart drew into the starting lineup in Karaban's place against UMES. --Field Level Media

Empowered Funds LLC grew its holdings in Customers Bancorp, Inc. ( NYSE:CUBI – Free Report ) by 5.2% in the third quarter, Holdings Channel reports. The institutional investor owned 21,640 shares of the bank’s stock after acquiring an additional 1,072 shares during the quarter. Empowered Funds LLC’s holdings in Customers Bancorp were worth $1,005,000 at the end of the most recent reporting period. Other institutional investors and hedge funds have also made changes to their positions in the company. Ridgewood Investments LLC purchased a new stake in shares of Customers Bancorp in the second quarter valued at approximately $48,000. GAMMA Investing LLC boosted its stake in shares of Customers Bancorp by 21.7% in the third quarter. GAMMA Investing LLC now owns 1,580 shares of the bank’s stock worth $73,000 after acquiring an additional 282 shares during the last quarter. Innealta Capital LLC acquired a new stake in shares of Customers Bancorp in the second quarter worth approximately $74,000. CWM LLC boosted its stake in shares of Customers Bancorp by 14.2% in the third quarter. CWM LLC now owns 2,198 shares of the bank’s stock worth $102,000 after acquiring an additional 274 shares during the last quarter. Finally, Ashton Thomas Private Wealth LLC acquired a new stake in shares of Customers Bancorp in the second quarter worth approximately $151,000. 89.29% of the stock is currently owned by hedge funds and other institutional investors. Customers Bancorp Price Performance Customers Bancorp stock opened at $56.09 on Friday. The company’s 50 day simple moving average is $48.31 and its 200-day simple moving average is $49.47. The company has a debt-to-equity ratio of 0.78, a quick ratio of 0.92 and a current ratio of 0.93. Customers Bancorp, Inc. has a 1 year low of $42.31 and a 1 year high of $68.49. The company has a market capitalization of $1.76 billion, a price-to-earnings ratio of 9.11 and a beta of 1.61. Insider Activity at Customers Bancorp In other Customers Bancorp news, Director Robert Neil Mackay sold 4,000 shares of the firm’s stock in a transaction that occurred on Wednesday, November 20th. The shares were sold at an average price of $53.78, for a total value of $215,120.00. Following the completion of the transaction, the director now owns 4,567 shares of the company’s stock, valued at $245,613.26. This trade represents a 46.69 % decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link . Also, CEO Jay S. Sidhu sold 860 shares of the firm’s stock in a transaction that occurred on Thursday, November 7th. The shares were sold at an average price of $54.73, for a total transaction of $47,067.80. Following the completion of the transaction, the chief executive officer now directly owns 1,189,738 shares of the company’s stock, valued at $65,114,360.74. This represents a 0.07 % decrease in their position. The disclosure for this sale can be found here . In the last quarter, insiders sold 96,440 shares of company stock worth $5,425,815. Insiders own 6.92% of the company’s stock. Analyst Upgrades and Downgrades CUBI has been the topic of a number of research analyst reports. B. Riley lifted their price target on Customers Bancorp from $78.00 to $80.00 and gave the stock a “buy” rating in a research note on Monday, November 4th. Piper Sandler lowered their price target on Customers Bancorp from $61.00 to $55.00 and set a “neutral” rating on the stock in a research note on Monday, November 4th. Hovde Group lowered Customers Bancorp from an “outperform” rating to a “market perform” rating and set a $49.00 price objective on the stock. in a research note on Friday, August 9th. DA Davidson boosted their price objective on Customers Bancorp from $71.00 to $79.00 and gave the stock a “buy” rating in a research note on Monday, July 29th. Finally, Stephens boosted their price objective on Customers Bancorp from $53.00 to $55.00 and gave the stock an “equal weight” rating in a research note on Monday, November 11th. One equities research analyst has rated the stock with a sell rating, five have issued a hold rating, three have issued a buy rating and one has issued a strong buy rating to the company. According to data from MarketBeat.com, the stock presently has an average rating of “Hold” and an average target price of $61.11. View Our Latest Stock Report on CUBI About Customers Bancorp ( Free Report ) Customers Bancorp, Inc operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts. Featured Stories Want to see what other hedge funds are holding CUBI? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Customers Bancorp, Inc. ( NYSE:CUBI – Free Report ). Receive News & Ratings for Customers Bancorp Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Customers Bancorp and related companies with MarketBeat.com's FREE daily email newsletter .By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .

Central Connecticut's defense makes 7 interceptions to earn NEC's bid to FCS playoffs

Top 10 Best Places to Celebrate New Year’s Eve 2025 Around the WorldMatthew-Alexander Moncrieffe had a game-high 23 points and 16 rebounds and John Christofilis scored 21 as Seattle University defeated host Washington 79-70 Monday night in the Battle for Seattle. Houran Dan and Paris Dawson had 10 points apiece for the Redhawks (5-8), who snapped an 19-game losing streak to Washington that began after a 1976 victory. Tyler Harris led the Huskies (8-4) with 20 points and Great Osobor added 19 points and 10 rebounds and three assists. Zoom Diallo came off the bench to score 13 before fouling out. The Huskies, who averaged 88 points over their previous two games in victories against in-state rivals Eastern Washington and Washington State, shot just 42.1 percent from the field (24 of 57) and were 6 of 24 from 3-point range. The Redhawks shot 41.1 percent (23 of 56) from the field but were 29 of 32 at the free-throw line. The Redhawks took a 38-23 halftime lead as Christofilis scored 10, including a four-play play as part of a 16-1 run that gave Seattle a 16-3 lead. Osobor's driving layup with 7:31 left in the half pulled the Huskies within six points, 21-15, before the Redhawks closed the half with a 17-8 run. Seattle extended its lead to 50-28 early in the second half before the Huskies made a push to get within 54-45. Christofilis answered with his second four-point play and the Huskies never got closer than seven points the rest of the way. Moncrieffe, a transfer from Georgia, had 17 points and 10 rebounds after the intermission. He returned after missing the previous three games with a head injury and illness and fellow forward Kobe Williamson made his season debut after overcoming a broken foot. The Huskies were without forward Wilhelm Breidenbach (concussion protocol) and center Franck Kepnang (knee). --Field Level Media