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2025-01-12
WASHINGTON — The House on Wednesday passed a $895 billion measure that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. It passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. The Pentagon and the surrounding area is seen Jan. 26, 2020, from the air in Washington. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators had wanted to increase defense spending some $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions within the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many non-defense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, have proven effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." Branden Marty, a Navy veteran who served for 13 years, said the loss of health coverage for transgender medical treatments could prompt some with valuable experience to leave the military, affecting national security because "we already struggle from a recruiting and retention standpoint." He also said the bill could regularly force service members into difficult choices financially. "It will be tough for a lot of them because of out-of-pocket expenses, especially enlisted members who we know already struggle with food insecurity," said Marty, the father of a transgender teenager. "They don't get paid very much, so they're going to be making a lot of choices on a day-to-day, tactical level." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. Overall, 81 Democrats voted for the bill and 124 against it. On the Republican side, 200 voted for the bill and 16 against it. "It's disappointing to see 124 of my Democrat colleagues vote against our brave men and women in uniform over policies that have nothing to do with their intended mission," Johnson, R-La., said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, debt collection complaints by U.S. military service members increased 24% , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. “The financial well-being of service members and their families is one of the Department’s top priorities.” —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with bad credit scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous complaints to the Better Business Bureau for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Photo Credit: PeopleImages.com - Yuri A / Shutterstock In 2007, Congress passed the Military Lending Act to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s $175 million appeal bond , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. Westlake Financial paid $700,000 to settle the charges. In 2022, Westlake Financial paid $250,000 for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in March 2021 . To better understand the rising trend of debt collection complaints, we calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section here . For complete results, see U.S. Troops Face Mounting Threats from Predatory Debt Collectors on BadCredit.org . Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the latest homelessness estimates from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a 2022 study by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. Stacker examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of veterans have jobs lined up when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal Human Resource Management Review found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the unemployment rate for veterans was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were underemployed because of perceived skill mismatches . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A 2021 study from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. High rents make it difficult to save up, even when applying for a VA loan—a mortgage backed by the Department of Veterans Affairs that typically has more favorable terms. While the VA does not require a downpayment, some lenders, who ultimately provide the loan, do. They're not entirely risk-free either, and veterans can still lose their homes if they are unable to keep up with their mortgages. In November 2023, the VA put a six-month pause on foreclosures when an NPR investigation found thousands of veterans were in danger of losing their homes after a COVID forbearance program ended. Biden officials pointed to high rents and the end of COVID-era housing restrictions like eviction moratoriums to explain the spike in Americans experiencing homelessness. In the last year, homelessness rose 12%—to more than 650,000 people—the highest level since data began being collected in 2007. Overall, more than half of people experiencing homelessness in 2023 live in states with high living costs. Most were in California, followed by New York and Florida. Western states, including Montana and Utah, experienced massive population growth during the pandemic, becoming hubs for remote workers who drove home prices and rents even further. For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness have a severe mental illness , according to 2022 HUD survey data. They are also likely to have chronic illnesses but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are more likely to have experienced trauma , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an undiagnosed mental illness . Racial and ethnic disparities are at play, too. A 2023 study in the Journal of Psychiatric Research showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being conditioned to be self-reliant and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to $14 million in vouchers to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Story editing by Kelly Glass. Copy editing by Kristen Wegrzyn. Get Government & Politics updates in your inbox! 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Barite Market to Grow by USD 353.88 Million (2024-2028), Report on AI Redefining Market Landscape and Boost from Oil & Gas Drilling - TechnavioGear Energy Ltd. ( TSE:GXE – Get Free Report ) Senior Officer Stephen Power acquired 157,500 shares of the business’s stock in a transaction that occurred on Friday, December 27th. The shares were bought at an average price of C$0.49 per share, with a total value of C$76,387.50. Gear Energy Stock Performance Shares of Gear Energy stock opened at C$0.49 on Friday. Gear Energy Ltd. has a 52 week low of C$0.45 and a 52 week high of C$0.80. The stock’s fifty day moving average is C$0.52 and its two-hundred day moving average is C$0.61. The company has a market capitalization of C$127.84 million, a PE ratio of 9.70 and a beta of 3.52. The company has a quick ratio of 0.56, a current ratio of 0.95 and a debt-to-equity ratio of 6.26. Gear Energy ( TSE:GXE – Get Free Report ) last posted its quarterly earnings results on Thursday, November 7th. The company reported C$0.03 EPS for the quarter, missing the consensus estimate of C$0.04 by C($0.01). Gear Energy had a net margin of 9.65% and a return on equity of 5.36%. The business had revenue of C$38.82 million during the quarter, compared to the consensus estimate of C$38.70 million. As a group, analysts expect that Gear Energy Ltd. will post 0.1399549 earnings per share for the current year. Gear Energy Announces Dividend Wall Street Analysts Forecast Growth Separately, Atb Cap Markets downgraded shares of Gear Energy from a “strong-buy” rating to a “hold” rating in a report on Tuesday, October 15th. Check Out Our Latest Stock Analysis on Gear Energy About Gear Energy ( Get Free Report ) Gear Energy Ltd., an exploration and production company, engages in the acquiring, developing, and holding of interests in petroleum and natural gas properties and assets in Canada. The company's oil properties are located in Central Alberta, West Central Saskatchewan, and Southeast Saskatchewan. Read More Receive News & Ratings for Gear Energy Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Gear Energy and related companies with MarketBeat.com's FREE daily email newsletter .WASHINGTON (AP) — She’s an Iraq War combat veteran and sexual assault survivor who has advocated for years to improve how the military handles claims of sexual misconduct. But when Sen. Joni Ernst, R-Iowa, appeared initially cool to the nomination of President-elect Donald Trump ’s choice of Pete Hegseth to serve as defense secretary — a man who once said women should not serve in combat and who has himself been accused of sexual assault — she faced an onslaught of criticism from within her own party, including threats of a potential primary challenge in 2026. “The American people spoke,” said Bob Vander Plaats, president and CEO of the Family Leader and a conservative activist in Ernst’s home state. “When you sign up for this job, it’s a big boy and big girl job, and she’s feeling the pressure of people vocalizing their disappointment, their concern with how she’s handling this.” The pressure campaign against Ernst, once a rising member of the GOP leadership, shows there is little room in Trump’s party for those who can’t get to yes on Hegseth or any of his other picks for his incoming administration It underscores the power Trump is expected to wield on Capitol Hill in a second term and serves as a warning to other lawmakers who may be harboring their own concerns about other Trump selections, including Robert F. Kennedy Jr. for health secretary and Tulsi Gabbard to be director of national intelligence. “If the king wants a different senator from Iowa, we’ll have one. If he doesn’t, we won’t,” said Iowa talk show host Steve Deace, suggesting on his show Monday that he would be willing to jump in against Ernst if Trump wanted a challenger. “I think someone’s got to be made an example out of, whether it’s Joni or someone else.” People close to Ernst, a retired Army National Guard lieutenant colonel, stress her mettle and say her eventual decision will depend on her assessment of Hegseth, a former “Fox & Friends Weekend” host and veteran, and nothing else. “Has there been Twitter pressure? Sure. But Joni’s a combat veteran. She’s not easily pressured,” said David Kochel, an Iowa Republican strategist and longtime Ernst friend and adviser. Ernst has worked steadily to shore up her relationship with Trump after declining to endorse him before the Iowa caucuses that kicked off this year's campaign for the Republican presidential nomination. During a recent visit to Mar-a-Lago, Trump's Florida club, she met with Trump and billionaire Elon Musk with ideas for their budget-slashing Department of Government Efficiency. She heads up a newly formed DOGE caucus in the Senate. Trump has not tried personally to pressure Ernst to back Hegseth, according to a person familiar with their conversations who spoke on condition of anonymity to disclose them. And he has not targeted her — or any potential holdouts — publicly in social media posts. He also hasn't had to. The response to Ernst built quickly, first in whispers following her initially cool remarks after meeting with Hegseth, then into a pile-on from powerful figures in the “Make America Great Again” movement. Only about 2 in 10 Americans approve of Hegseth’s nomination, according to Associated Press-NORC Center for Public Affairs polling . About one-third of Republicans approve of him as a pick, and 16% disapprove. Another 1 in 10 Republicans, roughly, are neutral and say they neither approve nor disapprove. Trump allies had been concerned that a successful effort to derail Hegseth’s candidacy would empower opposition to other nominees, undermining his projections of complete dominance of the party. In the narrowly held Senate, with a 53-47 GOP majority in the new year, any Trump nominee can only afford a few Republican “no” votes if all Democrats are opposed. Those piling on included Trump’s eldest son, Donald Trump Jr., and conservative activist Charlie Kirk, who warned that Ernst’s political career was “in serious jeopardy" and that primary challengers stood at the ready. One social media post from the CEO of The Federalist featured side-by-side photos comparing Ernst to ousted Rep. Liz Cheney , R-Wyo., whom Trump recently said deserves to be jailed, along with other members of the House committee that investigated the Capitol riot. Building America’s Future, a conservative nonprofit, announced plans to spend half a million dollars supporting Trump's pick of Hegseth, the Daily Caller first reported . The group has already spent thousands on Facebook and Instagram ads featuring Ernst’s photo and is running a commercial urging viewers to call their senators to back him. Criticism mounted at home, too. Iowa Attorney General Brenna Bird, who quickly endeared herself to Trump when she became the highest-ranking state official to endorse him ahead of this year’s caucuses, wrote an op-ed for the conservative Breitbart news site that was seen as a not-so-subtle warning. “What we’re witnessing in Washington right now is a Deep State attempt to undermine the will of the people," she wrote. Local Republican groups also encouraged Iowans to call Ernst’s office and urged her to back Trump's picks. While incumbents have particular staying power in Iowa, Trump has a track record of ending the careers of those who cross him. Trump campaign senior adviser Jason Miller defended the tactics. “Right now, this is President Trump’s party,” he said Tuesday at The Wall Street Journal's CEO Council Summit in Washington. “I think voters want to see the president being able to put in his people.” Ernst has gradually appeared to soften on Hegseth. By Monday, after meeting with him once again, she issued a statement saying they had had “encouraging conversations.” Ernst said Hegseth committed “to completing a full audit of the Pentagon” and to hire a senior official who will “prioritize and strengthen my work to prevent sexual assault within the ranks.” “As I support Pete through this process, I look forward to a fair hearing based on truth, not anonymous sources,” she said. But for many Republican senators who have found themselves on the wrong side of Trump, it was hard not to see the campaign against Ernst as a warning. Sen. Lisa Murkowski, the Alaska Republican who also met with Hegseth this week, said the attacks seemed “a little more intense than usual,” while acknowledging that she is “no stranger” to similar MAGA-led campaigns. She was reelected in 2022 after beating a Trump-endorsed challenger. Murkowski said the potential attacks don’t weigh into her decision-making, but added, “I’m sure that it factors into Sen. Ernst’s.” ___ Colvin reported from New York and Fingerhut from Des Moines, Iowa.

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Single heat wave wiped out millions of Alaska's dominant seabirdGun found on suspect in killing of UnitedHealthcare CEO matches shell casings at scene, police say ALTOONA, Pa. (AP) — New York City’s police commissioner says the gun found on the suspect in the killing of UnitedHealthcare’s CEO matches shell casings found at the crime scene. Commissioner Jessica Tisch also said Wednesday that lab results matched suspect Luigi Mangione’s prints to a water bottle and a snack bar wrapper found near the scene of the killing. Police had said earlier that they believed the gunman bought the items at a nearby coffee shop while awaiting his target. Mangione is jailed in Pennsylvania on weapon and forgery charges, but he also has been charged in New York with murder in Brian Thompson's death. His lawyer has noted that Mangione is presumed innocent. Authorities are scrutinizing evidence and the suspect’s experiences with the health care industry. Arguments over whether Luigi Mangione is a 'hero' offer a glimpse into an unusual American moment Memes and online posts in support of 26-year-old Luigi Mangione, who's charged with killing UnitedHealthcare's CEO, have mushroomed online. Some cast Mangione as a hero. That's too far, says Pennsylvania Gov. Josh Shapiro, a rising Democrat who was almost the Democratic vice presidential nominee this year. CEO Brian Thompson's death touched off off these ripples. They offer a glimpse into how so many different aspects of 21st-century life can be surreally connected, from public violence to politics, from health care to humor, or attempts at it. FBI Director Wray says he intends to resign before Trump takes office in January WASHINGTON (AP) — FBI Director Christopher Wray says he plans to resign at the end of President Joe Biden’s term in January. The announcement Wednesday comes a week and a half after President-elect Donald Trump announced his intention to nominate loyalist Kash Patel for the position. His impending resignation will bring him three years short of the completion of a 10-year term during which he tried to keep the FBI out of politics even as the bureau found itself entangled in a string of explosive investigations. Trump applauded the news Wednesday, saying it will end the weaponization of what he called the “Department of Injustice.” Donald Trump will ring the New York Stock Exchange bell as he's named Time's Person of the Year NEW YORK (AP) — President-elect Donald Trump is expected to ring the opening bell at the New York Stock Exchange for the first time and be named Time magazine's Person of the Year. Thursday's events will be a notable moment of twin recognitions for Trump, a born-and-bred New Yorker who has long seen praise from the business world and media as a sign of success. Four people with knowledge of his plans told The Associated Press that Trump was expected to be on Wall Street on Thursday to mark the ceremonial start of the day's trading, while a person familiar with the selection confirmed that Trump had been selected as Time's Person of the Year. The Trump and Biden teams insist they're working hand in glove on foreign crises WASHINGTON (AP) — President-elect Donald Trump doesn’t think much of Joe Biden’s foreign policy record. He frequently casts the outgoing Democratic president as a feckless leader who shredded American credibility around the world during his four-year term. But the Trump and Biden national security teams have come to an understanding that they have no choice but to work together as conflicts in Gaza, Syria and Ukraine have left a significant swath of the world on a knife’s edge. It’s fuzzy how much common ground Biden and Trump’s teams have found as they navigate crises that threaten to cause more global upheaval as Trump prepares to settle back into the White House. Syrians flock to morgues looking for loved ones who perished in Assad's prisons DAMASCUS (AP) — Many bodies have been found in Syrian detention centers and prisons since President Bashar al-Assad's government fell. Now Syrians around the world are circulating images of the corpses in hopes that they will see slain loved ones whose fate had been a mystery. At the morgue visited by The Associated Press on Wednesday in Damascus, families flocked to a wall where some of the pictures were pinned in a haunting gallery of the dead. Relatives desperately scanned the images for a recognizable face. Some of the prisoners died just weeks ago. Others perished months earlier. US warns Russia may be ready to use new lethal missile against Ukraine again in 'coming days' WASHINGTON (AP) — The Pentagon says Russia could launch its lethal new intermediate-range ballistic missile against Ukraine again soon. Pentagon spokeswoman Sabrina Singh cited a U.S. intelligence assessment in telling reporters on Wednesday that an attack could come “in the coming days.” She says the U.S. does not consider the Oreshnik missile a game changer on the battlefield. But that Russia is using the weapon to intimidate Ukraine as both sides wrestle for an advantage that will give them leverage in any negotiations to end the war. The Russian Defense Ministry also is warning it may retaliate against Kyiv for an attack on a military base in the Rostov region in southern Russia on Wednesday. Israeli strikes on Gaza kill at least 33 including children, Palestinian medics say DEIR AL-BALAH, Gaza Strip (AP) — Palestinian medical officials say Israeli strikes on the Gaza Strip have killed at least 33 people. One of the strikes hit a home where displaced people were sheltering in the isolated north, killing 19. A separate strike outside nearby Kamal Adwan Hospital killed a woman and her two children, and another strike in central Gaza killed at least seven people. Israel's military says it tries to avoid harming civilians and accuses militants of hiding among them, putting their lives in danger. Local health officials say Israel’s retaliatory offensive after the Hamas attack on Oct. 7, 2023 has killed over 44,000 Palestinians in Gaza. Hannah Kobayashi, missing Hawaii woman whose disappearance prompted a massive search, is found safe LOS ANGELES (AP) — Hannah Kobayashi has been found safe. That’s according to the Los Angeles Police Department. Kobayashi vanished last month in Los Angeles. The missing Hawaii woman's disappearance prompted a massive search and a missing persons investigation. It was not immediately clear where she was found, but police previously said she had voluntarily crossed the border into Mexico. The LAPD said Wednesday the department will wrap up its investigation. Kobayashi's family reported her missing to law enforcement on Nov. 11 after relatives received “strange and cryptic, just alarming” text messages. Kobayashi’s mother and sister said they are “grateful” she has been found safe. Saudi Arabia will host the 2034 World Cup. But when exactly? ZURICH (AP) — Saudi Arabia scored a major win in its campaign to attract major sports events to the kingdom when it was formally appointed as the 2034 World Cup host on Wednesday. Still, many questions remain about the tournament. Key issues include during which part of the year to stage the tournament, where to play the games, whether alcohol will be allowed at all and how to protect workers rights in the massive construction projects required to host the World Cup.

NVIDIA (NASDAQ:NVDA) Stock Price Down 0.8% – Time to Sell?PORTLAND, Ore. (AP) — Googly eyes have been appearing on sculptures around the central Oregon city of Bend, delighting many residents and sparking a viral sensation covered widely by news outlets and featured on a popular late-night talk show. On social media, the city shared photos of googly eyes on installations in the middle of roundabouts that make up its so-called “Roundabout Art Route.” One photo shows googly eyes placed on a sculpture of two deer, while another shows them attached to a sphere. It's not yet known who has been putting them on the sculptures. "While the googly eyes placed on the various art pieces around town might give you a chuckle, it costs money to remove them with care to not damage the art," the city said in its posts. The Facebook post received hundreds of comments, with many users saying they liked the googly eyes. “My daughter and I went past the flaming chicken today and shared the biggest laugh," one user said, using a nickname for the “Phoenix Rising” sculpture. "We love the googly eyes. This town is getting to be so stuffy. Let’s have fun!” Another Facebook user wrote: “I think the googly eyes on the deer specifically are a great look, and they should stay that way.” Others said the city should focus on addressing more important issues, such as homelessness, instead of spending time and money on removing the googly eyes. Over the years, the city’s sculptures have been adorned with other seasonal decorations, including Santa hats, wreaths, leis. The city doesn’t remove those, and views the googly eyes differently because of the adhesive, Bend's communications director, Rene Mitchell, told The Associated Press. “We really encourage our community to engage with the art and have fun. We just need to make sure that we can protect it and that it doesn’t get damaged,” she said. The post and its comments were covered by news outlets, and even made it on a segment of CBS's “The Late Show with Stephen Colbert .” The city regrets that its post was misunderstood, Mitchell said. “There was no intent to be heavy-handed, and we certainly understand maybe how that was taken," she said. “We own this large collection of public art and really want to bring awareness to the community that applying adhesives does harm the art. So as stewards of the collection, we wanted to share that on social media." The city has so far spent $1,500 on removing googly eyes from seven of the eight sculptures impacted, Mitchell said, and has started treating some of the art pieces, which are made of different types of metal such as bronze and steel. The "Phoenix Rising" sculpture might need to be repainted entirely, she said. For some, the googly eyes — like the other holiday objects — provide a welcome boost of seasonal cheer. “I look forward to seeing the creativity of whoever it is that decorates the roundabouts during the holidays,” one social media commenter said. “Brings a smile to everyone to see silliness.” Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Get local news delivered to your inbox!SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates AE, STAF, NBR, ALVR on Behalf of Shareholders

The UN General Assembly on Wednesday overwhelmingly adopted a resolution calling for an immediate and unconditional ceasefire in Gaza, a symbolic gesture rejected by the United States and Israel. The resolution -- adopted by a vote of 158-9, with 13 abstentions -- urges "an immediate, unconditional and permanent ceasefire," and "the immediate and unconditional release of all hostages" -- wording similar to a text vetoed by Washington in the Security Council last month. At that time, Washington used its veto power on the Council -- as it has before -- to protect its ally Israel, which has been at war with Hamas in the Gaza Strip since the Palestinian militant group's October 7, 2023 attack. It has insisted on the idea of making a ceasefire conditional on the release of all hostages in Gaza, saying otherwise that Hamas has no incentive to free those in captivity. Deputy US Ambassador Robert Wood repeated that position Wednesday, saying it would be "shameful and wrong" to adopt the text. Ahead of the vote, Israel's UN envoy Danny Danon said: "The resolutions before the assembly today are beyond logic. (...) The vote today is not a vote for compassion. It is a vote for complicity." The General Assembly often finds itself taking up measures that cannot get through the Security Council, which has been largely paralyzed on hot-button issues such as Gaza and Ukraine due to internal politics, and this time is no different. The resolution, which is non-binding, demands "immediate access" to widespread humanitarian aid for the citizens of Gaza, especially in the besieged north of the territory. Dozens of representatives of UN member states addressed the Assembly before the vote to offer their support to the Palestinians. "Gaza doesn't exist anymore. It is destroyed," said Slovenia's UN envoy Samuel Zbogar. "History is the harshest critic of inaction." That criticism was echoed by Algeria's deputy UN ambassador Nacim Gaouaoui, who said: "The price of silence and failure in the face of the Palestinian tragedy is a very heavy price, and it will be heavier tomorrow." Hamas's October 2023 attack on southern Israel resulted in the deaths of 1,208 people, mostly civilians, according to an AFP tally based on official figures. That count includes hostages who died or were killed while being held in Gaza. Militants abducted 251 hostages, 96 of whom remain in Gaza, including 34 the Israeli military says are dead. Israel's retaliatory offensive in Gaza has killed at least 44,805 people, a majority of them civilians, according to data from the Hamas-run health ministry that is considered reliable by the United Nations. "Gaza today is the bleeding heart of Palestine," Palestinian UN Ambassador Riyad Mansour said last week during the first day of debate in the Assembly's special session on the issue. "The images of our children burning in tents, with no food in their bellies and no hopes and no horizon for the future, and after having endured pain and loss for more than a year, should haunt the conscience of the world and prompt action to end this nightmare," he said, calling for an end to the "impunity." After Wednesday's vote, he said "we will keep knocking on the doors of the Security Council and the General Assembly until we see an immediate and unconditional ceasefire put in place." The Gaza resolution calls on UN Secretary-General Antonio Guterres to present "proposals on how the United Nations could help to advance accountability" by using existing mechanisms or creating new ones based on past experience. The Assembly, for example, created an international mechanism to gather evidence of crimes committed in Syria starting from the outbreak of civil war in 2011. A second resolution calling on Israel to respect the mandate of the UN agency supporting Palestinian refugees (UNRWA) and allow it to continue its operations was passed Wednesday by a vote of 159-9 with 11 abstentions. Israel has voted to ban the organization starting January 28, after accusing some UNRWA employees of taking part in Hamas's devastating attack. abd/sst/jgc/nro/desRavens playoff tickets go on sale Thursday. Will they have a home game?

By Michelle Goth, Food Drink Life Are Christmas cards fading away? With social media and texting at our fingertips, many wonder if the tradition of sending handwritten holiday greetings is on its way out. However, many families still cherish the joy of sending and receiving Christmas cards, keeping this heartwarming tradition alive. Before you ditch the card aisle this year, consider the charm, nostalgia and personal touch that only a real Christmas card can deliver. So, is this the end of Christmas cards – or could this tradition be due for a holiday comeback? According to the Postal Museum , the tradition of mailing Christmas cards dates back to mid-19th-century England when the first commercial Christmas card was created by Sir Henry Cole, a civil servant involved in modernizing the British postal system. Sir Cole’s creation quickly resulted in a growing greeting card industry in England and the spread of Christmas cards to America by the 1870s. In America, holiday greetings have changed with the times. As printing technology improved, cards became more affordable, and the imagery and sentiments changed. National Army Museum mentions that families and soldiers mailed cards with patriotic themes during World Wars I and II. A Morning Call article states that in the late 1960s, cards featured psychedelic art and non-traditional colors to reflect popular culture. Today, Christmas cards are a global tradition. However, digital options and social media have introduced new ways for people to send holiday greetings, leading to a decline in the number of cards sent each year. In the early 2000s, TIME reported that Americans sent around 2.9 billion Christmas cards each year. But when social media platforms like Facebook were made available starting in 2004, holiday cards began declining, with the United States Postal Service reporting 1.1 billion Christmas cards now sent annually. Several reasons are behind this decline, ranging from social media availability and texting to environmental concerns and the rising cost of postage stamps. The increased commitments and risks of a holiday meltdown also factor in. Casey Rooney, a mother of three and the owner of Get On My Plate struggled with the decision, sharing, “Last year, several things came up around the holidays and I just could not get Christmas cards out. When I decided a card wouldn’t go out, it was a huge weight lifted.” Despite their decline in popularity over the last two decades, Christmas cards don’t need a eulogy just yet. According to the New York Post , more than half of American families still mail holiday greetings due to tradition and nostalgia, with most Americans preferring physical, customized cards regardless of their age. Ashley Wali, luxury family travel writer at Wanderlux , mails about 50 customized cards each holiday season for reasons beyond tradition, explaining, “I’ve found myself sharing less online in recent years, which makes holiday cards that much more important. They allow me to share big updates from the year and stay in touch with long-distance friends and family.” For Wali, mailing holiday cards is more than just supporting lasting connections. She explains, “Holiday cards are a chance for me to step back and reflect on the year. I write them as much for my friends and family as I do for myself.” Love connecting with family and friends during the holidays but don’t have the time or energy to send out traditional Christmas cards? You’re not alone. Many people find it difficult to keep up with the tradition of mailing cards. Fortunately, there are plenty of thoughtful, creative ways to share holiday cheer without stuffing envelopes or buying stamps. Whether through a quick email, festive social media post or small, in-person gestures, there’s a modern way for everyone to spread joy this season. The original intent of mailing holiday greetings was to nurture connections from afar. With the advent of social media, keeping social connections is easier than ever. Posting holiday greetings on social media can be a fun, creative and eco-friendly alternative to mailing traditional cards. Start by designing a festive image or using a family photo with holiday-themed graphics or frames in design apps like Canva or Adobe Express. For a distinctive touch, include a heartfelt caption or a year-in-review update to share highlights from the past year. Delivering homemade treats or festive holiday foods to nearby friends and family offers a thoughtful alternative to traditional Christmas cards. Instead of mailing a greeting, one can prepare a batch of cookies or spiced nuts packaged in decorative tins or holiday-themed wrapping. Purchased treats, like holiday chocolates, artisanal jams or charcuterie boxes also make excellent options for those who prefer not to cook. Adding a small note with a warm holiday message makes the gift. Minted explains that with the average family ordering 50 to 100 holiday cards each year, opting out can lead to substantial savings. Families might consider donating the amount saved to a charitable organization of their choice in honor of family and friends. Sending an email or e-newsletter instead of a traditional Christmas card offers a quick, eco-friendly and cost-effective way to spread holiday cheer. The email can include personalized messages, festive images or holiday videos. For families that prefer a newsletter-style greeting, an e-newsletter allows extensive sharing of family news. Some choose to send Christmas cards late or opt for alternative holidays to send greetings. Sage Scott, writer at Quote Queendom said, “After years of fighting an uphill battle I finally started sending New Year’s or Valentine’s Day cards instead. It is one less thing for me to do during the hectic holiday season, gives me time over the holidays to get updated photos of our family, and stands out in our friends and family members’ mailboxes since they receive it at an alternative time of the year.” Delaying the sending of holiday cards allows for a more relaxed and less rushed approach to sharing good wishes. While Christmas cards have experienced a decline due to digital alternatives and time constraints, they are far from disappearing. The tradition still holds value for many, offering a way to show thoughtfulness that technology can’t replicate. For those seeking alternatives, there are plenty of creative ways to spread holiday cheer without the mailbox, from sharing social media greetings to donating in honor of loved ones. Whether it’s through sharing your favorite homemade Christmas cracker candy or sending a festive e-newsletter, these options keep the spirit of the season alive, proving that Christmas cheer doesn’t have to come from a card alone. Michelle Goth is a professionally trained cook and cookbook author dedicated to celebrating Midwestern cooking traditions. She shares easy recipes for family dinners and holidays at Blackberry Babe .

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