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SAN FRANCISCO--(BUSINESS WIRE)--Dec 3, 2024-- Affirm Holdings, Inc. (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that Rob O’Hare, CFO of Affirm, will participate in a shareholder fireside chat on December 13, 2024. The event will be moderated by Bryan Keane from Deutsche Bank and will begin at 11:00 AM Eastern Time. The event will be webcast live on the Company’s investor relations website at https://investors.affirm.com , and management will address a selection of the top questions from retail and institutional shareholders relating to Affirm’s strategy, products, business model, and financial results. Affirm will be using Say Technologies to enable verified shareholders to submit and upvote questions. All Affirm shareholders can submit questions by visiting: https://app.saytechnologies.com/affirm-cfo-fireside-chat-dec-2024 . The Q&A platform opens at 4:00 PM Eastern Time on December 3, 2024, and will close on December 12, 2024, at 8:00 AM Eastern Time. About Affirm Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network – one based on trust, transparency and putting people first – we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. Unlike most credit cards and other pay-over-time options, we show consumers exactly what they will pay up front and never charge any late or hidden fees. Follow Affirm on social media: LinkedIn | Instagram | Facebook | X . AFRM-F View source version on businesswire.com : https://www.businesswire.com/news/home/20241203379798/en/ CONTACT: Investor Relations ir@affirm.com Media press@affirm.com KEYWORD: UNITED STATES NORTH AMERICA CALIFORNIA INDUSTRY KEYWORD: PROFESSIONAL SERVICES PAYMENTS COMMUNICATIONS OTHER PROFESSIONAL SERVICES TECHNOLOGY FINANCE PUBLIC RELATIONS/INVESTOR RELATIONS SOURCE: Affirm Holdings, Inc. Copyright Business Wire 2024. PUB: 12/03/2024 04:00 PM/DISC: 12/03/2024 03:58 PM http://www.businesswire.com/news/home/20241203379798/enAfghan women turn to entrepreneurship under Taleban
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Fruit Cultivation Global Market Report 2024: A Comprehensive Overview and ProjectionsThe GOP embrace of Hegseth came as another controversial Trump nominee, Matt Gaetz, withdrew from consideration for attorney general. Gaetz said it was clear he had become a “distraction" amid pressure on the House to release an ethics report about allegations of his own sexual misconduct. An attorney for two women has said that his clients told House Ethics Committee investigators that Gaetz paid them for sex on multiple occasions beginning in 2017, when Gaetz was a Florida congressman. Fresh questions over the two nominees' pasts, and their treatment of women, arose with Republicans under pressure from Trump and his allies to quickly confirm his Cabinet. At the same time, his transition has so far balked at the vetting and background checks that have traditionally been required. While few Republican senators have publicly criticized any of Trump's nominees, it became clear after Gaetz's withdrawal that many had been harboring private concerns about him. Oklahoma Sen. Markwayne Mullin, who served with Gaetz in the House, said it was a “positive move.” Mississippi Sen. Roger Wicker said it was a “positive development.” Maine Sen. Susan Collins said Gaetz “put country first and I am pleased with his decision.” After meeting with Hegseth, though, Republicans rallied around him. “I think he’s going to be in pretty good shape,” said Wicker, who is expected to chair the Senate Armed Services Committee in the next Congress. Republican senators' careful words, and their early reluctance to publicly question Trump's picks, illustrated not only their fear of retribution from the incoming president but also some of their hopes that the confirmation process can proceed normally, with proper vetting and background checks that could potentially disqualify problematic nominees earlier. Gaetz withdrew after meeting with senators on Wednesday. Sen. Thom Tillis said Gaetz was “in a pressure cooker” when he decided to withdraw, but suggested that it would have little bearing on Trump’s other nominees. “Transactions — one at a time,” he said. As the Hegseth nomination proceeds, Republicans also appear to be betting that they won't face much backlash for publicly setting aside the allegations of sexual misconduct — especially after Trump won election after being found liable for sexual abuse last year. Hegseth held a round of private meetings alongside incoming Vice President JD Vance on Thursday in an attempt to shore up support and told reporters afterward: “The matter was fully investigated and I was completely cleared, and that’s where I’m gonna leave it.” A 22-page police report report made public late Wednesday offered the first detailed account of the allegations against him. A woman told police that she was sexually assaulted in 2017 by Hegseth after he took her phone, blocked the door to a California hotel room and refused to let her leave. The report cited police interviews with the alleged victim, a nurse who treated her, a hotel staffer, another woman at the event and Hegseth. Hegseth’s lawyer, Timothy Palatore, said the incident was “fully investigated and police found the allegations to be false.” Hegseth paid the woman in 2023 as part of a confidential settlement to head off the threat of what he described as a baseless lawsuit, Palatore has said. Wicker played down the allegations against Hegseth, a former Fox News host, saying that “since no charges were brought from the authorities, we only have press reports.” Sen. Bill Hagerty, R-Tenn., said after his meeting with Hegseth that he "shared with him the fact that I was saddened by the attacks that are coming his way.” Hagerty dismissed the allegations as “a he-said, she-said thing” and called it a “shame” that they were being raised at all. The senator said attention should instead be focused on the Defense Department that Hegseth would head. It's one of the most complex parts of the federal government with more than 3 million employees, including military service members and civilians. Sexual assault has been a persistent problem in the military, though Pentagon officials have been cautiously optimistic they are seeing a decline in reported sexual assaults among active-duty service members and the military academies. Wyoming Sen. John Barrasso, who will be the No. 2 Republican in the Senate next year, said after his meeting with Hegseth that the nominee is a strong candidate who “pledged that the Pentagon will focus on strength and hard power – not the current administration’s woke political agenda.” Senate Republicans are under pressure to hold hearings once they take office in January and confirm nominees as soon as Trump is inaugurated, despite questions about whether Trump’s choices will be properly screened or if some, like Hegseth, have enough experience for the job. Senate Armed Services Chairman Jack Reed, who will be the top Democrat on the panel next year, said the reports on Hegseth “emphasized the need for a thorough investigation by the FBI on the background of all the nominees.” It takes a simple majority to approve Cabinet nominations, meaning that if Democrats all opposed a nominee, four Republican senators would also have to defect for any Trump choice to be defeated. Trump has made clear he’s willing to put maximum pressure on Senate Republicans to give him the nominees he wants – even suggesting at one point that they allow him to just appoint his nominees with no Senate votes. But senators insist, for now, that they are not giving up their constitutional power to have a say. “The president has the right to make the nominations that he sees fit, but the Senate also has a responsibility for advice and consent,” said Republican Sen. Mike Rounds of South Dakota. In the case of Gaetz, he said, “I think there was advice offered rather than consent.”
When investing in stocks of high-quality , you don’t always get an initial bargain on your purchase price. High-quality companies often trade at a premium to peers and other companies in the market. This is because they have a secret sauce that enables them to consistently deliver for shareholders. Every great high-quality stock has a secret sauce That secret sauce might be a combination of great products/services, a top management team, a thoughtful strategy, , a durable balance sheet, or a massive economic tailwind. Many of these companies have already delivered strong, winning returns for shareholders. This means their secret sauce is proven and likely to be repeated. Winners are likely to keep winning. You don’t get these companies on the , but they always end up being cheap over long investment periods. If you are looking for stocks that are predictable and productive investments, here are two top Canadian stocks to hold for years (and maybe even decades) ahead. One of the highest-quality businesses in Canada ( ) has to be at the top of the list for companies that persistently outperform the market. Over the past 10 years, the stock has delivered a 30% compounded annual rate of return. The past five years have been almost as good at 26%. The key to Constellation’s success is capital allocation. It can buy cash-generating vertical market software (VMS) businesses at attractive prices. It reaps the cash flow and then invests it into more businesses. With hundreds of deals completed, it has the process, know-how, and best practices to make these businesses cash machines. Given that Constellation has a of $97 billion, the law of large numbers means it will be harder to multiply the bigger it gets. The good news is that Constellation has been spinning out larger, specific parts of its business. Its European and telecommunication spin-offs have been very successful already. There are likely more spinouts to come. Its entire executive team are major shareholders of the stock. As a result, their incentives to continue succeeding are highly aligned with shareholders. If there is any stock to hold over a lifetime, Constellation Software is it. A real estate stock with a great long-term record ( ) has a little of everything for a quality-focused investor. It has a great long-term track record. Its stock has compounded total returns by about a 17% compounded rate over the past 20 years. Its returns have not been as good as Constellation, but they are still impressive over such a long period of time. With a market cap of only $7.1 billion, it could still become substantially larger. Colliers has one of the best brands in the commercial real estate brokerage industry. It has expanded its services across the world. Interestingly, Colliers is so much more than a broker. In fact, over 70% of its income now comes from highly recurring, higher-margin services. This includes financing, property management, consulting, engineering/project management, and asset management. The company uses a combination of organic investments and smart acquisitions to grow. In recent years, it has drastically expanded its focus on asset management, as well as consulting/project management services. Its chief executive officer remains highly invested in the stock and his incentive structure is aligned to deliver long-term shareholder value. Despite its great record, Colliers is not on many investors’ radar. As it continues to prove its strategy, shareholders should see a nice boost as it gets more attention.LA County Board of Supervisors wants a new department for homeless servicesNone
Dean McCullough has ruffled feathers in the I'm A Celebrity camp and now viewers have taken to social media to complain about his "annoying" antics. The BBC Radio 1 DJ, 32, has been the go-to pick for fans choosing who faces the gruesome trials, delivering a mixed bag of results. At the end of Sunday night's episode (November 24), it was time for camp leaders Tulisa Contostavlos and Alan Halsall to vacate their throne and the Leaders' Lodge. Heading down to the main camp to choose a bed, Tulisa warned her co-stars about refraining from waking her up by singing in the morning. Despite her warning about early morning musical theatre antics, Dean proclaimed in the Bush Telegraph: "Now that she's out of the Leaders' Lodge, Tulisa has warned me that there must be no musical theatre early in the morning, so I made it my mission to make sure the camp woke up this morning with the sound of lovely singing." Frustrated fans have aired their annoyance at Dean's behaviour, comparing it to how he reacted when Alan attempted to wake him up in a previous episode. Taking to X, one wrote: "Dean’s stolen beds, left the camp starving all week, yelled at Alan for nothing, and ignored Tulisa’s wishes. At this point, does Dean bring anything to the table?" Another posted: "Dean singing his heart out to wake up Tulisa, laughing it off like he didn’t snap at Alan for a gentle nudge just days ago. The double standards are hilarious!" A third agreed: "Dean went mad in Alan's face the other day because he woke him up, yet Dean wakes Tulisa up and thinks it hilarious. Really don't know whether Dean is desperate for screen time or is just really desperate for screen time, it's like he's putting on a bad performance." A fourth echoed: "Poor Alan couldn’t wake Dean up ... But Dean goes and wakes Tulisa up .. One Big hypocrite Get him out." Another said: "So Alan can thoughtfully step on eggshells attempting to wake up Dean & he reacts aggressively towards Alan BUT Dean can wake up Tulisa by acting annoying." During tonight's episode, Dean took on his sixth trial of the series. However, it appears his constant appearances at the bush tucker trial area is getting tedious as Ant McPartlin begged viewers to vote for another celebrity . In a direct plea for diversity in trial participation, host Ant declared on I'm A Celebrity Unpacked: "Well, right. Let's all have a serious talk. I'm going to look directly into the camera here. I think it's good to see other faces down there. This is not a personal thing. It's not about Dean. It's about us, just seeing different people down there." He continued: "I think we want to see different people on the show doing [trials]. Some people, unfortunately, aren't getting... I'd like to see Barry do a trial. I'd like to see Melvin down there. Or Oti."Think twice before cleaning up your leaf litter this fall, a Texas A&M AgriLife Extension Service expert advises. Whether you shred or rake them, leaving some leaf piles will help pollinators and beneficial insects. “Remember, leaf litter makes great overwintering sites for insects,” said Larry Stein, Ph.D., AgriLife Extension horticulture specialist and professor in the Texas A&M College of Agriculture and Life Sciences Department of Horticultural Sciences, Uvalde. While some bees and wasps live in hives, they are often ground nesters. These pollinators will need leaf litter and some loose soil to get through the winter. Keeping your garden insect-friendly through the winter months also means that when overwintering eggs, nymphs or larvae, and pupae hatch in the spring, you will have an already-flourishing insect population to get to work as pollinators and protection from “bad bugs.” Leaf drop may have come a little earlier than normal, this year. While October is typically a wetter time of the year, 2024 has proven to be different for much of Texas. “We would prefer leaf drop to be normal as opposed to being caused by drought, but many parts of the state didn’t get the precipitation levels they are used to seeing, and we are also seeing higher heat than usual as we head into November,” Stein said. However, once leaves do drop, whether early or “on time,” he said to think twice before disposing of them. Plant of the Month: Possum Haw Holly Stein’s plant of the month is a deciduous holly, better known as possum haw holly. It has the widest range of all Texas hollies and does well in various soil conditions. It can be grown in shade, but it fruits best in partial shade to full sun. Possum haw holly also attracts songbirds. Due to its heat and drought tolerance, it does well in many parts of Texas. Female plants will need a male pollinator for a good fruit set. “This is a truly outstanding small native tree that is very low maintenance,” he said. “The tree drops its leaves in fall to reveal showy red or orange berries on female plants that remain throughout the winter.” Other November Gardening Guide Tips What to plant, what to wait on: Container trees and shrubs can be planted; wait until January to plant bare root stock. It is also the ideal time to select and plant cool-season annuals like pansies, violas and ornamental cabbages and kale. However, establishment will be a bit more challenging if the higher temperatures continue, so more frequent watering would be needed. Be patient to prune: Don’t get in a hurry to prune woody plants. Late December through February is usually the best time to prune them. Know when to pick persimmons, citrus: As the temperatures cool, the full color of persimmons and citrus will highlight your landscape. However, just because astringent persimmons turn orange does not mean they are ripe; a light frost seems to expedite this process. Citrus does not need to be totally orange to be ready to eat. Keep an eye out for fungus: Monitor your lawn for late-season fungus issues, which can be exacerbated by too much moisture. Grow a winter salad: As temperatures cool, your cool-season crops will continue to develop. You can also do bi-weekly planting of salad greens, such as leaf lettuce, kale, chard and spinach. Prepare garden equipment for winter: Drain gasoline from power tools and run the engine until fuel in the carburetor is used up, unless you have made the switch to ethanol-free gas. Even with ethanol-free gas, it is a good idea to run the gas out of the carburetor. Drain and store garden hoses and watering equipment in a readily accessible location. Revisit your cold protection plan: As the temperatures begin to cool, make sure you have a cold protection plan in place. Think about the mulch, mounding around trunks, covers and other measures to protect plants. Bring in late-blooming plants such as decorative kalanchoes or Christmas cacti so they can finish flowering in the warmth of the house. Think variety: Place orders for seeds this month to have them available when you are ready to plant in the spring. In addition to ordering seeds you are already familiar with, try a few new kinds each year to broaden your garden contents. Change the way you fertilize indoor plants: Reduce the fertilization of indoor plants through mid-March. An exception would be plants in an atrium or a well-lighted window location.
Europe Distillates-Diesel margins dip with US set to rise
Stock market today: Wall Street gains ground as it notches a winning week and another Dow record