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jilibet bonus House task force cites 'various failures' ahead of 'preventable' Trump shootingLas Vegas officers found Raiders football player Charles Snowden “passed out” behind the wheel of a Jeep Cherokee , its engine running as it balanced atop a retaining wall, before his arrest on a misdemeanor charge of driving under the influence of alcohol, according to a police report. Blood tests showed Snowden's blood-alcohol content was about .19%, or more than twice the legal limit, according to a report by a police forensic scientist. The legal limit for drivers in Nevada is 0.08%. The NFL , the Raiders and Snowden’s attorneys acknowledged Thursday the 26-year-old first-year defensive end was arrested early Tuesday after Las Vegas police responded shortly before midnight Monday to a report of a “suspicious” vehicle near a busy intersection southwest of the Las Vegas Strip. He was later released. Tom Brady 'agreement' between FOX and Las Vegas Raiders with NFL icon set to be quizzed Antonio Pierce does not hold back in brutally honest Raiders assessment before Chiefs game A Las Vegas justice of the peace on Thursday revised the case schedule to set Snowden's arraignment for next Tuesday. Snowden's attorneys, David Chesnoff and Richard Schonfeld, acknowledged the arrest but declined to describe the circumstances. The Raiders said they were in contact with the NFL. “The club will not comment further as this is a legal matter,” a team statement said. “Mr. Snowden will be entering a not guilty plea and we will respond in court, which is the appropriate forum,” his attorneys said in a statement. It was not immediately clear if the arrest would affect Snowden’s status with the team. He has played every game this season, including in Sunday’s loss to the Tampa Bay Buccaneers in Florida. The Raiders next host the Atlanta Falcons in Las Vegas on Monday. NFL spokesperson Brian McCarthy confirmed league officials were in contact with the Raiders. League policy allows Commissioner Roger Goodell to impose a three-game suspension without pay for a first offense of the league's alcohol abuse policy. “Subject unable to respond because he was passed out,” a responding officer wrote in an arrest report that noted the SUV was running, with the doors locked. “The vehicle had almost rolled off a four-foot retaining wall.” The officer noted it took about 10 minutes for the driver to awaken and get out of the vehicle. The report said paramedics were summoned “because the driver could not stay awake or answer questions.” The report did not say if Snowden told officers during his arrest where he had been or where he was headed. The Raiders have had several players arrested on charges of driving under the influence since the team moved from Oakland to Las Vegas in 2020. The team and the community were scarred by the arrest and conviction of former first-round draft pick Henry Ruggs, a wide receiver, after a fiery high-speed crash that killed a woman and her dog on a city street in November 2021. Ruggs, now 25, was sentenced in 2023 to three to 10 years in state prison following his guilty plea to felony DUI and other charges. The Raiders released reserve defensive safety Roderic Teamer in November 2023 after his arrest in Las Vegas on misdemeanor driving under the influence and speeding charges. Records show Teamer pleaded no contest in July to reckless driving, paid $1,000 in fines and fees, and other charges against him were dismissed.Alabama left out of playoff as committee rewards SMU’s wins over Crimson Tide’s strong schedule

Trump says he can't guarantee tariffs won't raise prices, won't rule out revenge prosecutions

Cowboys star G Zack Martin doubtful to play vs. CommandersAuthored by Peter Berkowitz via RealClearPolitics , In January, Republicans will gain undivided control of the federal government’s political branches. Yet President-elect Donald Trump’s comfortable 312-226 electoral-college victory over Vice President Kamala Harris and his narrow margin in the popular vote – 49.9% to 48.4% – do not constitute a landslide. Considering also Republicans’ razor-thin House majority and several vulnerable seats the 53-47 Republican Senate majority must defend in 2026, it is early to speak of a national political realignment. Whether the GOP expands and establishes firmly the impressive multi-racial and multi-ethnic working-class coalition that Trump built over the last nine years turns on the coalition’s composition and the forces that unified it around the most unlikely of two-term presidents. In 2024, Trump enjoyed stunning, nearly across-the-board improvements over his 2020 performance. The president-elect increased his numbers in 2,764 of America’s 3,112 counties – including those that tend Democratic – while all 50 states shifted right. Trump achieved “unprecedented” levels of support for a Republican presidential candidate among black, Latino, and Asian peoples. Although female voters went 53% to 46% to Harris, Trump bettered his results with women. And, in a mid-November CBS news poll , 57% of adults in the United States under 30 were happy or satisfied with Trump’s victory and 58% of those 30-44 years of age. Harris surpassed President Joe Biden’s 2020 results only among white, college-educated voters. Several factors propelled citizens of different groups to vote for Trump. As Fareed Zakaria observes , Trump “celebrated risk-taking and spoke the language of disruption and radical reform,” which attracted men, entrepreneurs, and technologists. Moreover, the GOP nominee faced a weak opponent who, until three months before the election, conspired with her party and the press to pretend that the unpopular president was as sharp as ever. The perception that Biden presided over lawless migration, high inflation, and indulgence of crime fomented discontent, especially among the working class. In addition, Diversity, Equity, and Inclusion programs and transgender activism, which flourished under the Biden administration, angered Trump voters. DEI impelled the federal bureaucracy, big business, major media, and universities to disparage merit as a bigoted standard and to provide preferential treatment to non-Jewish and non-Asian minorities and women. Transgender activism denied the public relevance of biological differences between men and women. Many Trump voters view the Democratic Party as “woke.” So do some Trump critics, prominent among them New York Times columnist Maureen Dowd, who maintained shortly after the election that “woke is broke.” The term originally emerged in the 1940s among African Americans who described as woke those acquiring awareness of injustice in society. In today’s national conversation about politics woke refers to fashionable progressive opinions about society, morality, and politics contrived in universities and spread by elites to government, corporations, the mainstream media, Hollywood, and Silicon Valley. Woke progressivism is not a fixed creed or settled doctrine but embraces a mix of recognizable and interrelated attitudes, ideas, and goals. Typically, woke progressives maintain that society is divided into oppressors and oppressed. They equate virtue with victimhood. They teach that white supremacy and male supremacy gave birth to the United States and that systemic racism and sexism permeate America’s unwritten norms, founding principles, and basic political institutions. They insist that social justice requires government and private organizations to discriminate against white men to ensure that the minorities and women whom they oppress acquire positions of wealth, status, and power at least equal to their proportion in society. They reject civility, toleration, and colorblindness as hopelessly compromised by their association with America’s corrupt constitutional heritage. And they despise dissent from their axioms and aims, which they interpret as dispositive evidence of dissenters’ racism and sexism. Woke progressivism promotes the social, political, and economic attainment of minorities with privileged status on the hierarchy of grievance – especially those already moving in elite circles . And it advances careers of highly credentialed white people by signaling their rectitude to fellow initiates while giving the pleasure of lording their moral refinement over the clueless rabble. Yet woke progressivism’s appeal is limited. It is an ideology that is poorly designed to win over white men or, for that matter, their wives, mothers, and daughters who in many cases take umbrage at the vilification of their husbands, sons, and fathers. It also rankles men and women of all races and ethnicities who believe that America, for all its shortcomings, remains a land of hope and opportunity. And it appears illiberal and antidemocratic to the inspiring diversity of persons who hold that inherent human dignity requires equal respect for the rights of all. The combination of vilified white men, the females who love them, and nonwhite citizens who feel gratitude for American freedom and opportunity seems to embrace a majority of citizens. In “ Academe’s Divorce From Reality ,” recently published by the Chronicle of Higher Education, William Deresiewicz indicates that Trump voters rightly associated woke progressivism with the Biden administration. An essayist, scholar, and longtime critic of universities’ betrayal of liberal education, Deresiewicz argues that the election represented a referendum on “the politics of the academy.” That politics converges with woke progressivism. “Its ideas, its assumptions, its opinions and positions – as expressed in official statements, embodied in policies and practices, established in centers and offices, and espoused and taught by large and leading portions of the professoriate – have been rejected,” he maintains. “Over the last 10 years or so” – as Americans’ confidence in higher education plummeted – “a cultural revolution has been imposed on this country from the top down,” according to Deresiewicz. “Its ideas originated in the academy, and it’s been carried out of the academy by elite-educated activists and journalists and academics.” Overlapping in many respects with Biden-administration sympathies and objectives, this university-driven cultural revolution aims at “decriminalization or nonprosecution of property and drug crimes and, ultimately, the abolition of police and prisons; open borders, effectively if not explicitly; the suppression of speech that is judged to be harmful to disadvantaged groups; ‘affirmative’ care for gender-dysphoric youth (puberty blockers followed by cross-sex hormones followed, in some cases, by mastectomies) and the inclusion of natal males in girls’ and women’s sports; and the replacement of equality by equity – of equal opportunity for individuals by equal outcomes for designated demographic groups – as the goal of social policy.” The university-driven cultural revolution anathematizes fundamental institutions and rejects nature , “insist[ing] that the state is evil, that the nuclear family is evil, that something called ‘whiteness’ is evil, that the sex binary, which is core to human biology, is a social construct.” It mobilizes the federal government, higher education, and the private sector to establish and manage “the DEI regimes, the training and minders and guidelines, that have blighted American workplaces, including academic ones.” It commandeers language to compel obedience to its dictates, “promulgat[ing] an ever-shifting array of rebarbative neologisms whose purpose often seems to be no more than its own enforcement: POC (now BIPOC), AAPI (now AANHPI), LGBTQ (now LGBTQIA2S+), ‘pregnant people,’ ‘menstruators,’ ‘front hole,’ ‘chest feeding,’ and, yes, ‘Latinx.’” And it seeks not merely acquiescence to its policies but solemn allegiance – outward and inward – to its imperatives: “It is joyless, vengeful, and tyrannical. It is purist and totalistic. It demands affirmative, continuous, and enthusiastic consent.” A recent report of the Network Contagion Research Institute at Rutgers University, “ INSTRUCTING ANIMOSITY: How DEI Pedagogy Produces the Hostile Attribution Bias ,” lends social-science support to the observation that woke progressivism, contrary to its promise to advance social justice, fosters distrust and enmity among citizens. For example, researchers asked one group to read representative statements contending that America is rife with systemic racism and the other to read nonpolitical materials. Researchers then presented to both groups a hypothetical involving a college applicant who, following an interview, is denied admission. While the hypothetical mentioned neither the applicant’s nor the interviewer’s race, those who read the DEI materials were significantly more likely to see bigotry at play. NCRI researchers’ several studies consistently found that “ideas and rhetoric foundational to many DEI trainings,” contrary to DEI claims, neither “foster pluralistic inclusiveness” nor “increase empathy and understanding.” Rather, “[a]cross all groupings, instead of reducing bias, they engendered a hostile attribution bias...amplifying perceptions of prejudicial hostility where none was present, and punitive responses to the imaginary prejudice” (footnote omitted). The NCRI findings reinforce common sense. If, in the spirit of woke progressivism, elite universities teach that American institutions are hateful, students will learn to despise their country and scorn the patriots among their fellow citizens. If elite universities teach that Americans are either oppressors or oppressed, the best and the brightest will view politics as war and education as propaganda. If elite universities teach that group identity takes precedence over the dignity of the person, graduates will regard themselves as duty bound to trample over individual rights in pursuit of social justice. And if our elite universities – and the graduates they annually launch into the world – keep it up, they will increase the Trump coalition’s chances of landslide election victories and enhance the prospects of a national political realignment built around working-class men and women joined by individuals of all colors and classes who cherish freedom and democracy in America. Peter Berkowitz is the Tad and Dianne Taube senior fellow at the Hoover Institution, Stanford University. From 2019 to 2021, he served as director of the Policy Planning Staff at the U.S. State Department. His writings are posted at PeterBerkowitz.com and he can be followed on X @BerkowitzPeter.

Nokia Corporation: Repurchase of own shares on 10.12.2024Sportscaster Greg Gumbel dies from cancer at age 78

Suspect in the killing of UnitedHealthcare’s CEO struggles, shouts while entering courthouse

The Ducks were on to Ottawa, rambling by rail to face the Senators on Wednesday after picking up a point from a shootout loss in Montreal on Monday. They’ll remain in the province of Ontario on Thursday for the final leg of a two-games-in-two-nights challenge that’ll pit them against the Toronto Maple Leafs. Despite Monday’s debut of trade acquisition Jacob Trouba (five hits, one shot on goal), the Ducks have been winless in their past three games and gone 2-4-2 since their best five-game stretch of the year (4-1-0). They nearly slammed the brakes on their current skid in a tightly contested battle with Montreal that gave way to a lopsided shootout in which the Habs went two-for-two while the Ducks failed to score at all. Troy Terry’s attempt was stopped to cement the result, and he also pinged the crossbar late in overtime after scoring his team-topping seventh and eight goals of the season in regulation. “I felt good tonight so I was hoping that I could get it done,” Terry told reporters, before he praised the Ducks’ overarching effort in a game as lively as its Original-Six atmosphere. “That’s just kind of the way it goes.” The way it’s gone for the Ducks, again, is that their schedule has been packed with white-knuckled, bitten-nail affairs. Exactly half of their 108 outings under second-year coach Greg Cronin have been either one-goal games or matches that had a one-goal margin late before an empty-netter or two was tacked onto the score. Half of their 16 defeats this season have come by just one goal, including four in either overtime or a shootout. They’ve also won eight games either by one goal or after leading by a goal before finding the back of an empty net. Last season, 38 of their outcomes were determined either by one goal or that margin plus an empty-net tally (or, as in the case of their win over Carolina, two empty-netters). They dropped 24 decisions by either a goal or two goals with a late empty-netter, while winning only 14 such contests en route to a franchise record 50 regulation defeats. Their next overtime loss will already equal their total from all of last season (five). While the Ducks have found a way to win – and somehow also play in – more tight games this season, the number of close losses highlights their lack of offensive pop as well as the sporadic quality of their overall game. Stretches and periods have been nearly ideal, but seldom has a full hour of game action gone smoothly. “The first period was one of the best periods we’ve played,” Cronin told reporters after the Montreal game. “It kind of resembled the way we’ve been playing when we’re winning.” The Ducks have hardly been alone in trying to create consistent momentum. Ottawa was one of eight teams in the Eastern Conference that’s within two points of .500, in one direction or the other, entering Tuesday’s schedule. After losing five straight games, the Senators reeled off a 4-1-1 spurt that included a shootout loss to the Ducks at Honda Center on Dec. 1. Most recently, they lost 4-2 to the New York Islanders. Tim Stützle leads the Sens in assists (24) and points (34), while captain Brady Tkachuk’s 13 goals, including two against the Ducks, kept him atop the team leaderboard. Mitch Marner tops Toronto (16-9-2) in scoring by a full 10 points, in part because Auston Matthews missed nearly a month with an upper-body injury for which he sought treatment in Germany. Matthews has three goals and seven points in four games since returning to the Leafs’ lineup. Ducks at Ottawa When: 4:30 p.m. Wednesday Where: Canadian Tire Centre, Ottawa, Ontario How to watch: Victory+, KCOP (Ch. 13) Ducks at Toronto When: 4 p.m. Thursday Where: Scotiabank Arena, Toronto, Ontario How to watch: Victory+By Kimberly Palmer, NerdWallet The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The start of a new year can bring a surge of motivation around setting new goals, including financial resolutions. One way to help those goals become reality, financial experts say, is to make them as specific as possible. Then, track your progress, while allowing flexibility for unexpected challenges. “It’s easier to track progress when we know where we are going,” says Sylvie Scowcroft, a certified financial planner and founder of The Financial Grove in Cambridge, Massachusetts. That’s why she encourages her clients to set clearly defined goals, often related to paying off a specific debt, saving a certain amount per month or improving their credit score. Here are more tips from financial experts about crafting 2025 financial goals : Pick your top priorities Trying to accomplish too much can feel overwhelming. Instead, pick your priorities, says Cathleen Tobin, CFP and owner of Moonbridge Financial Design in Rhinebeck, New York. She suggests focusing on those big, often emotionally-driven goals to find motivation. “It’s more compelling than just a number,” she says. For example, do you want to make sure you’re on track for retirement or save money for a house? “Start there.” Be as specific as possible Scowcroft says she sees clients get tripped up by selecting overly broad goals, such as “get better with money.” Instead, she encourages people to select specific action items, such as “sign up for a budgeting tool and set aside time each month to learn where my money is going.” That level of specificity provides direction so you know what steps to take next, she adds. For example, if your top priority is to become debt-free, then your specific goal might be to pay off an extra $200 of your debt balance each month. Tobin says labeling savings accounts so they correspond with goals can also help. An emergency fund could be named something like “Peace of mind in 2025,” so you remember why you’re saving every time you make a transfer. “It’s more motivating than just ‘emergency fund,’” Tobin says. Track your progress Measuring your progress as the year unfolds is also a critical component of successful goal setting, Tobin says. She compares it to weight loss. If you want to lose 20 pounds by June, then you need to lose about a pound a week for the first six months of the year. Similarly, she says it helps to break savings goals into microsteps that specify what you need to do each week. Schedule a weekly or monthly check-in with yourself to make sure you are meeting those smaller goals along the way. You might want to review your debt payoff progress or check your credit score , for example. “Being able to break it down into steps that can be done each week or twice a month really helps,” Tobin says. Automate where you can If your goal is to save more money , then setting up an automatic transfer each month can help turn that goal into reality, as long as you know you have the money in your checking account to spare. “It reduces the mental load,” says Mike Hunsberger, CFP and owner of Next Mission Financial Planning in St. Charles, Missouri, where he primarily supports veterans and current members of the military. He recommends starting small to ease into the change. “I wouldn’t jump to double what you’re currently saving,” he says. For example, when it comes to saving in a retirement account, if you’re starting with a 3% contribution, you might want to bump it up to 4%, then slowly increase it from there. “My number one piece of advice is to start small, but make sure you scale over time,” Hunsberger adds. “Because it’s gradual, you probably won’t notice it impacting your lifestyle.” Adjust as needed “Stay flexible,” Scowcroft says. “Part of it is just being kind to yourself and not being too rigid.” When unexpected challenges come up, such as a big unplanned expense, you might have to pause making progress on your goal and reset. You might even need to change your goal. Scowcroft says that doesn’t mean you “failed,” just that life changed your plans. Dwelling on any negativity won’t help your forward progress. Team up with a friend Sharing your goals with a friend can also make it easier to reach them, Scowcroft says. “It really helps to have an accountability buddy,” she says. She suggests putting a regular “money date” with your friend on the calendar so you can ask each other how you’re doing, brainstorm any challenges or even budget together side-by-side . “It’s a fun excuse to meet up with a friend.” More From NerdWallet Kimberly Palmer writes for NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. The article The Secret to Making Successful Financial New Year’s Resolutions originally appeared on NerdWallet .

A 7-year-old rivalry between tech leaders Elon Musk and Sam Altman over who should run OpenAI and prevent an artificial intelligence "dictatorship" is now heading to a federal judge as Musk seeks to halt the ChatGPT maker's ongoing shift into a for-profit company. Musk, an early OpenAI investor and board member, sued the artificial intelligence company earlier this year alleging it had betrayed its founding aims as a nonprofit research lab benefiting the public good rather than pursuing profits. Musk has since escalated the dispute, adding new claims and asking for a court order that would stop OpenAI’s plans to convert itself into a for-profit business more fully. The world's richest man, whose companies include Tesla, SpaceX and social media platform X, last year started his own rival AI company, xAI. Musk says it faces unfair competition from OpenAI and its close business partner Microsoft, which has supplied the huge computing resources needed to build AI systems such as ChatGPT. “OpenAI and Microsoft together exploiting Musk’s donations so they can build a for-profit monopoly, one now specifically targeting xAI, is just too much,” says Musk's filing that alleges the companies are violating the terms of Musk’s foundational contributions to the charity. OpenAI is filing a response Friday opposing Musk’s requested order, saying it would cripple OpenAI’s business and mission to the advantage of Musk and his own AI company. A hearing is set for January before U.S. District Judge Yvonne Gonzalez Rogers in Oakland. At the heart of the dispute is a 2017 internal power struggle at the fledgling startup that led to Altman becoming OpenAI's CEO. Musk also sought to be CEO and in an email outlined a plan where he would “unequivocally have initial control of the company” but said that would be temporary. He grew frustrated after two other OpenAI co-founders said he would hold too much power as a major shareholder and chief executive if the startup succeeded in its goal to achieve better-than-human AI known as artificial general intelligence , or AGI. Musk has long voiced concerns about how advanced forms of AI could threaten humanity. “The current structure provides you with a path where you end up with unilateral absolute control over the AGI," said a 2017 email to Musk from co-founders Ilya Sutskever and Greg Brockman. “You stated that you don't want to control the final AGI, but during this negotiation, you've shown to us that absolute control is extremely important to you.” In the same email, titled “Honest Thoughts,” Sutskever and Brockman also voiced concerns about Altman's desire to be CEO and whether he was motivated by “political goals.” Altman eventually succeeded in becoming CEO, and has remained so except for a period last year when he was fired and then reinstated days later after the board that ousted him was replaced. OpenAI published the messages Friday in a blog post meant to show its side of the story, particularly Musk's early support for the idea of making OpenAI a for-profit business so it could raise money for the hardware and computer power that AI needs. It was Musk, through his wealth manager Jared Birchall, who first registered “Open Artificial Technologies Technologies, Inc.”, a public benefit corporation, in September 2017. Then came the “Honest Thoughts” email that Musk described as the “final straw.” “Either go do something on your own or continue with OpenAI as a nonprofit,” Musk wrote back. OpenAI said Musk later proposed merging the startup into Tesla before resigning as the co-chair of OpenAI's board in early 2018. Musk didn't immediately respond to emailed requests for comment sent to his companies Friday. Asked about his frayed relationship with Musk at a New York Times conference last week, Altman said he felt “tremendously sad” but also characterized Musk’s legal fight as one about business competition. “He’s a competitor and we’re doing well,” Altman said. He also said at the conference that he is “not that worried” about the Tesla CEO’s influence with President-elect Donald Trump. OpenAI said Friday that Altman plans to make a $1 million personal donation to Trump’s inauguration fund, joining a number of tech companies and executives who are working to improve their relationships with the incoming administration. —————————— The Associated Press and OpenAI have a licensing and technology agreement allowing OpenAI access to part of the AP’s text archives.By Kimberly Palmer, NerdWallet The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. The start of a new year can bring a surge of motivation around setting new goals, including financial resolutions. One way to help those goals become reality, financial experts say, is to make them as specific as possible. Then, track your progress, while allowing flexibility for unexpected challenges. “It’s easier to track progress when we know where we are going,” says Sylvie Scowcroft, a certified financial planner and founder of The Financial Grove in Cambridge, Massachusetts. That’s why she encourages her clients to set clearly defined goals, often related to paying off a specific debt, saving a certain amount per month or improving their credit score. Here are more tips from financial experts about crafting 2025 financial goals : Pick your top priorities Trying to accomplish too much can feel overwhelming. Instead, pick your priorities, says Cathleen Tobin, CFP and owner of Moonbridge Financial Design in Rhinebeck, New York. She suggests focusing on those big, often emotionally-driven goals to find motivation. “It’s more compelling than just a number,” she says. For example, do you want to make sure you’re on track for retirement or save money for a house? “Start there.” Be as specific as possible Scowcroft says she sees clients get tripped up by selecting overly broad goals, such as “get better with money.” Instead, she encourages people to select specific action items, such as “sign up for a budgeting tool and set aside time each month to learn where my money is going.” That level of specificity provides direction so you know what steps to take next, she adds. For example, if your top priority is to become debt-free, then your specific goal might be to pay off an extra $200 of your debt balance each month. Tobin says labeling savings accounts so they correspond with goals can also help. An emergency fund could be named something like “Peace of mind in 2025,” so you remember why you’re saving every time you make a transfer. “It’s more motivating than just ‘emergency fund,’” Tobin says. Track your progress Measuring your progress as the year unfolds is also a critical component of successful goal setting, Tobin says. She compares it to weight loss. If you want to lose 20 pounds by June, then you need to lose about a pound a week for the first six months of the year. Similarly, she says it helps to break savings goals into microsteps that specify what you need to do each week. Schedule a weekly or monthly check-in with yourself to make sure you are meeting those smaller goals along the way. You might want to review your debt payoff progress or check your credit score , for example. “Being able to break it down into steps that can be done each week or twice a month really helps,” Tobin says. Automate where you can If your goal is to save more money , then setting up an automatic transfer each month can help turn that goal into reality, as long as you know you have the money in your checking account to spare. Related Articles Business | Buying a house in 2025: your how-to guide Business | For some FSA dollars, it’s use it or lose it at year’s end Business | A million taxpayers will soon receive up to $1,400 from the IRS. Who are they and why now? Business | Corporate Transparency Act injunction lifted Business | Are religious people more generous than non-religious people? What new study finds “It reduces the mental load,” says Mike Hunsberger, CFP and owner of Next Mission Financial Planning in St. Charles, Missouri, where he primarily supports veterans and current members of the military. He recommends starting small to ease into the change. “I wouldn’t jump to double what you’re currently saving,” he says. For example, when it comes to saving in a retirement account, if you’re starting with a 3% contribution, you might want to bump it up to 4%, then slowly increase it from there. “My number one piece of advice is to start small, but make sure you scale over time,” Hunsberger adds. “Because it’s gradual, you probably won’t notice it impacting your lifestyle.” Adjust as needed “Stay flexible,” Scowcroft says. “Part of it is just being kind to yourself and not being too rigid.” When unexpected challenges come up, such as a big unplanned expense, you might have to pause making progress on your goal and reset. You might even need to change your goal. Scowcroft says that doesn’t mean you “failed,” just that life changed your plans. Dwelling on any negativity won’t help your forward progress. Team up with a friend Sharing your goals with a friend can also make it easier to reach them, Scowcroft says. “It really helps to have an accountability buddy,” she says. She suggests putting a regular “money date” with your friend on the calendar so you can ask each other how you’re doing, brainstorm any challenges or even budget together side-by-side . “It’s a fun excuse to meet up with a friend.” More From NerdWallet Kimberly Palmer writes for NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. The article The Secret to Making Successful Financial New Year’s Resolutions originally appeared on NerdWallet .Foreign institutional investors become sellers in the cash market on Friday after buying for the three consecutive days. They remained net buyers in index options and index futures. However, FIIs were net sellers in stock options and stock futures. Overseas investors turned net sellers of Indian equities on Friday after three straight days of buying, while domestic institutional investors turned net buyers after three consecutive days of selling. Foreign portfolio investors sold stocks worth Rs 1,830.3 crore, the highest amount sold by the FPIs so far this month. The DIIs bought stocks worth Rs 1,659.1 crore, according to provisional data shared by the National Stock Exchange. In December so far, FIIs have mopped up Rs 11,933.6 crore worth of equities, whereas the DIIs purchased Rs 1,792.5 crore worth of equities. In November, FPIs sold stocks worth Rs 45,974.1 crore, whereas the DIIs mopped up stocks worth Rs 44,483.9 crore. In October, the FPIs had sold equities worth Rs 1.14 lakh crore and the DIIs bought equities worth Rs 1.07 lakh crore. In 2024, foreign institutions have been net sellers of Rs 9,435 crore worth of Indian equities so far, according to data from the National Securities Depository Ltd., updated till the previous trading day. Ahead of the Dec. 24 expiry, the value of outstanding positions—also called open interest in the derivatives segment—has increased for the FIIs in Nifty futures. The FIIs' long-to-short ratio in index futures remains at 45%:55%. The FIIs bought index futures worth Rs 546 crore, index options worth Rs 2,758 crore. However, they sold stock futures worth Rs 1,519 crore and stock options worth Rs 1,965 crore. The value of total Nifty 50 futures open interest in the market increased by Rs 476 crore at the end of November expiry—from Rs 27,672 crore a day earlier—to Rs 28,148 crore. The Nifty November futures were up by 0.04% to 24,775 at a premium of 98 points, with the open interest down by 1.64%. The open interest distribution for the Nifty 50 Dec. 12 expiry series indicated most activity at 26,200 call strikes, with the 21,600 put strikes having maximum open interest. The total long-short ratio for foreign investors fell to 1.31 from 1.37 in the earlier session.

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Michigan TE Colston Loveland is entering the NFL DraftTensions from China’s ongoing dispute with the United States over trade have continued to escalate this week, according to multiple reports. The U.S. and China have been engaged in an ongoing trade battle , with both countries vying for an upper hand. As President Joe Biden’s term comes to an end, his administration has recently rolled out new export restrictions on China. Chinese President Xi Jinping said Tuesday that there will be “no winners” in a U.S.-China trade war, according to Chinese broadcaster CCTV. The Chinese president criticized sanctions the U.S. has placed on Chinese companies in April, calling them an “endless stream of measures to suppress China’s economy, trade, science and technology.” China has recently escalated trade tensions, with some Chinese manufacturers beginning to limit sales to Europe and the U.S. of components vital to building unmanned aerial vehicles, also known as drones, which play a vital role in Ukraine’s defense against Russia, according to Bloomberg. Some Western officials expect China to implement broad-ranging export restrictions on drone parts in the coming year, Bloomberg reported. The U.S. Department of Commerce’s Bureau of Industry and Security (BIS) announced on Dec. 2 new restrictions designed to curb the People’s Republic of China’s capacity to produce advanced semiconductors that can be used in advanced weapon systems, artificial intelligence and advanced computing. China’s Ministry of Commerce quickly responded to the move on Dec. 3 by announcing a ban on exports of materials which can be used in the production of semiconductors and ammunition. (RELATED: China Threatens Taiwan With Largest Military Drill In Decades As Biden Quietly Disappears From World Stage) (Photo by PEDRO PARDO/AFP via Getty Images) Despite the president expressing his “full confidence” on Tuesday that the nation would achieve its 2024 growth goal, China’s exports grew at a slower pace than anticipated in November, not meeting economists expectations for a surge in exports ahead of potential new tariffs in 2025, according to The Wall Street Journal. In November, China’s exports increased 6.7% from a year earlier, down from October’s 12.7% growth, The WSJ report noted. President-elect Donald Trump has proposed sweeping tariffs on imported goods when he returns to the White House in January 2025, including on goods imported from China . The U.S. implemented various tariffs against China under Trump’s first presidential administration. Despite many members of the media warning that a trade war with China would tank the U.S. economy, Trump previously spoke positively of the effects on the steel and auto industries from his placing tariffs on China. Trump also threatened to impose a 10% tariff on Chinese goods to pressure China into taking additional steps to prevent the trafficking of Chinese-made chemicals used in fentanyl — a synthetic opioid that has caused the deaths of thousands of Americans in recent years — according to Reuters. If enacted, the president-elect’s proposed tariffs on China could pose major growth risks for China’s economy. Trump’s proposal to sharply raise tariffs could also cause China to accelerate shifting to offshore factories, according to PBS News. All content created by the Daily Caller News Foundation, an independent and nonpartisan newswire service, is available without charge to any legitimate news publisher that can provide a large audience. All republished articles must include our logo, our reporter’s byline and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org .Embiid scores 31 points in return from knee injuryThe Salt Typhoon telecom hack targeted senior American political figures, the White House says

Forward-looking: John Carmack, the visionary often credited with revolutionizing the first-person shooter genre, is not one to hold back. Known for his straightforward opinions and bold predictions about the future of PC technology, his latest commentary may be his most audacious yet. John Carmack envisions a future where GPUs could function independently of host CPUs. The legendary programmer behind PC gaming milestones like Commander Keen, Doom, and Quake believes modern GPUs are becoming so powerful and versatile that they could effectively serve as all-in-one "PCs" from the user's perspective. Carmack shared his unconventional "GPUs as PCs" concept on X, nostalgically reflecting on the glory days of GPU chains during the Voodoo era . Back when Voodoo2 graphics cards reigned as the most powerful "3D accelerators," tech-savvy gamers could link two cards using a simple ribbon cable to significantly boost game performance. With just a ribbon cable, you could double the pixel rate, Carmack noted. He recalled how friends would host hardware parties, combining their 3D cards to enjoy a faster, smoother gaming experience. "Play Quake 2 at 1,280 x 1,024 120 Hz with 4xAA in 1998. If the cards had vertex transform, you could scale out for motion blur and stereo/VR multi-view rendering," Carmack added. GPU chains The Voodoo2 SLI was great – just run a ribbon cable between two cards, and you doubled the pixel rate. No special professional versions were required, so two friends could open up their PCs and put their cards together for a double speed experience, and you really... Modern rendering engines in games rely heavily on the render-to-texture process, which isn't well-suited for multiple daisy-chained GPUs. However, Carmack suggested an alternative: GPUs could be arranged in a "ring" topology and enhanced with explicit transfer operations, enabling both 3D rendering and machine learning frameworks to fully exploit the potential of this novel hardware setup. The former id Software mastermind believes today's GPUs could eventually operate entirely without host CPUs, provided they have a "private link." According to Carmack, resourceful (and exceptionally wealthy) users could construct powerful accelerator chains. In such setups, GPUs would generate their own video signal with diagnostic information and receive direct power input, bypassing the need for a traditional host PC system. These standalone GPUs could potentially run a "tiny" Linux operating system onboard, enabling full computing independence. Input peripherals like mice and keyboards could be managed through a DisplayPort link, offering functionality even in the absence of a USB port. Carmack's vision of "computing" GPUs isn't entirely new. In fact, developers have previously experimented – successfully, in part – with running the original Doom game's code directly on a GPU instead of relying on a CPU. Carmack, who spent his later years at Facebook attempting to turn the metaverse concept into reality, left the company to pursue other ventures. More recently, Carmack predicted a significant breakthrough in artificial general intelligence by 2030, continuing his trend of bold, forward-thinking ideas. Image credit: Drew CampbellDog act: Moment sick dog dumped in yard

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ALTOONA, Pa. (AP) — The suspect in the killing of UnitedHealthcare’s CEO struggled with deputies and shouted Tuesday while arriving for a court appearance in Pennsylvania, a day after he was arrested at a McDonald’s and charged with murder. Luigi Nicholas Mangione emerged from a patrol car, spun toward reporters and shouted something partly unintelligible referring to an “insult to the intelligence of the American people” while deputies pushed him inside. Prosecutors were beginning to take steps to bring Mangione back to New York while new details emerged about his life and how he was captured. The 26-year-old Ivy League graduate from a prominent Maryland real estate family was charged with murder hours after he was arrested in the Manhattan killing of Brian Thompson , who led the United States’ largest medical insurance company. At the brief hearing, defense lawyer Thomas Dickey informed the court that Mangione will not waive extradition to New York but instead wants a hearing on the issue. Mangione was denied bail after prosecutors said he was too dangerous to be released. Mangione, wearing an orange prison jumpsuit, mostly stared straight ahead at the hearing, occasionally consulting papers, rocking in his chair or looking back at the gallery. At one point, he began to speak to respond to the court discussion but was quieted by his lawyer. A law enforcement bulletin obtained by The Associated Press said that at the time of his arrest, Mangione was carrying a handwritten document expressing anger with what he called “parasitic” health insurance companies and a disdain for corporate greed and power. He wrote that the U.S. has the most expensive health care system in the world and that profits of major corporations continue to rise while “our life expectancy” does not, according to the bulletin. In social media posts, Mangione called “Unabomber” Ted Kaczynski a “political revolutionary," according to the police bulletin. Kaczynski carried out a series of bombings while railing against modern society and technology. Mangione remained jailed in Pennsylvania, where he was initially charged with possession of an unlicensed firearm, forgery and providing false identification to police. Manhattan prosecutors have obtained an arrest warrant, a step that could help expedite his extradition from Pennsylvania. Mangione was arrested in Altoona, Pennsylvania — about 230 miles (about 370 kilometers) west of New York City — after a McDonald's customer recognized him and notified an employee, authorities said. Officers found him sitting at a back table, wearing a blue medical mask and looking at a laptop, according to a Pennsylvania police criminal complaint. He initially gave them a fake ID, but when an officer asked Mangione whether he’d been to New York recently, he “became quiet and started to shake,” the complaint says. When he pulled his mask down at officers' request, “we knew that was our guy,” rookie Officer Tyler Frye said. Images of Mangione released Tuesday by Pennsylvania State Police showed him pulling down his mask in the corner of the McDonald's while holding what appeared to be hash browns and wearing a winter jacket and beanie. In another photo from a holding cell, he stood unsmiling with rumpled hair. New York Police Commissioner Jessica Tisch said Mangione was carrying a gun like the one used to kill Thompson and the same fake ID the shooter had used to check into a New York hostel, along with a passport and other fraudulent IDs. NYPD Chief of Detectives Joseph Kenny said Mangione also had a three-page, handwritten document that shows “some ill will toward corporate America." A law enforcement official who wasn’t authorized to discuss the investigation publicly and spoke with The Associated Press on condition of anonymity said the document included a line in which Mangione claimed to have acted alone. “To the Feds, I’ll keep this short, because I do respect what you do for our country. To save you a lengthy investigation, I state plainly that I wasn’t working with anyone,” the document said, according to the official. It also had a line that said, “I do apologize for any strife or traumas but it had to be done. Frankly, these parasites simply had it coming.” Thompson, 50, was killed last Wednesday as he walked alone to a Manhattan hotel for an investor conference. Police quickly came to see the shooting as a targeted attack by a gunman who appeared to wait for Thompson, came up behind him and fired a 9 mm pistol. Investigators have said “delay,” “deny” and “depose” were written on ammunition found near Thompson's body. The words mimic “delay, deny, defend,” a phrase used to criticize the insurance industry . From surveillance video, New York investigators determined the shooter quickly fled the city, likely by bus. A grandson of a wealthy, self-made real estate developer and philanthropist, Mangione is a cousin of a current Maryland state legislator. Valedictorian at his elite Baltimore prep school, he went on to earn undergraduate and graduate degrees in computer science in 2020 from the University of Pennsylvania, a spokesperson said. “Our family is shocked and devastated by Luigi’s arrest,” Mangione’s family said in a statement posted on social media late Monday by his cousin, Maryland Del. Nino Mangione. “We offer our prayers to the family of Brian Thompson and we ask people to pray for all involved.” From January to June 2022, Luigi Mangione lived at Surfbreak, a “co-living” space at the edge of touristy Waikiki in Honolulu. Like other residents of the shared penthouse catering to remote workers, Mangione underwent a background check, said Josiah Ryan, a spokesperson for owner and founder R.J. Martin. “Luigi was just widely considered to be a great guy. There were no complaints,” Ryan said. "There was no sign that might point to these alleged crimes they’re saying he committed.” At Surfbreak, Martin learned Mangione had severe back pain from childhood that interfered with many aspects of his life, from surfing to romance, Ryan said. Mangione left Surfbreak to get surgery on the mainland, Ryan said, then later returned to Honolulu and rented an apartment. Martin stopped hearing from Mangione six months to a year ago. ___ Scolforo reported from Altoona and Hollidaysburg, Pennsylvania. Contributing were Associated Press writers Cedar Attanasio and Jennifer Peltz in New York; Michael Rubinkam and Maryclaire Dale in Pennsylvania; Lea Skene in Baltimore; and Jennifer Sinco Kelleher in Honolulu.

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