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PSU banks to launch new products in 3-4 months to ramp up credit growth: Banking SecyNo. 24 Arizona is coming off consecutive defeats for the first time in the Tommy Lloyd era when it faces undefeated Davidson on Wednesday to begin the Battle 4 Atlantis in Paradise Island, Bahamas. Arizona (2-2) lost at Wisconsin 103-88 on Nov. 15 and followed that with a home loss against Duke 69-55 on Friday. The Wildcats have dropped 15 spots in the Associated Press Top 25 poll in two weeks. Arizona's record is .500 this early in a season for the first time since it was 3-3 to start the 2017-18 schedule. "I've got work to do, so let's get to work," said Lloyd, in his fourth year as Arizona's head coach. "Let's see where we're at in a month, and if we're still struggling, you know what I'll do? I still got work to do, but I'm gonna get to it." Arizona shot 39.6 percent from the field against Duke, and just 26.1 percent (6 of 23) from 3-point range. The Wildcats were outrebounded by 43-30 and their 15 turnovers led to 19 points. Jaden Bradley led Arizona with 18 points and KJ Lewis added 12. Preseason All-American Caleb Love had eight points on 3-of-13 shooting from the field, including 1-of-9 from 3-point range. Arizona made only one field goal in the last 5:39 as Duke pulled away after its lead was trimmed to six points. "We didn't play great," Lloyd said. "Now we need to take a step back and figure out why. Are there some schematic problems? Are there some problems with how our personnel is kind of put together? "We got to figure out what our certainties are, and the things we have to have, and then over the course of the next couple of days, if there's adjustments we need to make, we need to figure out what those are." Davidson is 4-0 after a 15-17 record last season, in which it lost its last six games to put an end to postseason hopes. A 93-66 win over visiting VMI on Friday followed a 91-85 win at Bowling Green and 76-70 victory over visiting East Tennessee State. The two wins by 10 points or fewer are important because Davidson was 6-12 in such games last season. It was 4-11 in games decided by five points or fewer. "The goal (is) to get better," Davidson head coach Matt McKillop said after the season opener. "We talk about fighting to win every possession. I think we had to figure out what that really felt like with the lights on." Davidson made 13 shots from 3-point range in the win over VMI. Reed Bailey had 23 points, eight rebounds and six assists. Bobby Durkin added 19 points, including 17 of them and a career-best five 3-pointers in the first half. Bailey leads Davidson in scoring (19 points per game) and rebounding (7.8). Durkin is shooting 57.9 percent (22 of 38) from the field and 54.2 percent (13 of 24) from 3-point range. By contrast, Arizona's Love is shooting 32 percent (16 of 50) from the field and 21.4 percent (6 of 28) from beyond the arc. Bradley leads Arizona with 15.5 points per game. He is shooting 50 percent (24 of 48) from the field and is 35.7 percent (5 of 14) from 3-point range. --Field Level Media
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Right now, you may be highly motivated to solve every single one of your money issues in the next few months, but daily life is guaranteed to get in the way. Your financial to-do list, once so full of promise, can eventually get stuffed in the back of a drawer while you manage more pressing matters. The vast majority of New Year’s resolutions go unfulfilled. So how can you improve your odds of success? It comes down to accepting that you won’t have the time or energy to complete every task to perfection. Creating a system where you can prioritize, plan ahead and hold yourself accountable can help. Many start by setting a goal to trim frivolous costs, which can certainly be helpful, but there are other ways to make a big difference. Taylor Schult — a certified financial planner and founder of Define Financial, an advisory firm in San Diego — recommends starting with a few overlooked financial tasks. Freezing your credit is a quick, easy way to guard yourself against identity theft. It’s free to do, and you can temporarily lift the freeze when you’re applying for a loan or credit card. Schulte also suggests looking into umbrella insurance , which offers additional coverage beyond what your auto, homeowners and other insurance policies provide. This coverage can spare you from massive out-of-pocket costs in the event you get sued. Basic estate planning, including creating a will, is another thing to put high on your list. Putting off this task can create a major headache for your loved ones if something happens to you unexpectedly. “I know it’s a pain point and it’s often kicked down the road,” Schulte says. Paying attention to your spending is always important, but don’t neglect taking steps to protect your money, yourself and your loved ones. So many money goals are born out of social pressure. You “should” want to save up to own a home, even if you’re happily renting. You “should” sacrifice short-term needs and wants to stash away as much as possible for retirement, even though it leaves you feeling deprived. But money goals should be tied to the things that matter most to you. If they aren’t, you’ll quickly lose interest. “If you don’t know what goals to choose, go back to your values and have them guide the goals you set,” says Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, a financial advisory firm in Boston. You can combine goal-setting with a little planning, so expenses are less likely to creep up on you throughout the year. Think about what expected costs will be coming up in the next six to 12 months, like recurring bills, vacations, anticipated home or car repairs, and other expenses. This approach allows you to set money aside each month to put toward planned costs, as well as longer-term goals. Forgetting your goals can be far too easy, so to make something stick, write it down . It can be as simple as a handwritten list you keep on the fridge, or online calendar reminders that will nudge you every so often. For time-sensitive goals, set deadlines. One tactic is to make multiple lists based on what you need to complete within the next week, month or three months. As time passes and you check off items, you can update the list. Enlist others’ help, too. Weekly or monthly household money meetings are useful if you’re completing financial tasks as a group. Or share your goals with a trusted friend or family member who can serve as an accountability partner. Looping in loved ones can help keep you on track. “We don’t mind letting ourselves down,” Schulte says. “But we hate to let other people down.” It’s easy to get stuck in decision-making mode when trying to pick a high-yield savings account, credit card or possible investments, but eventually, you need to make a good-enough choice . Taking action now can have more of a positive effect on your life than waiting until you’ve painstakingly considered each option. Roberge says that though he’d prefer to optimize every financial decision, he doesn’t because if he did, he wouldn’t get things done. “Everything in moderation is one of the things that I live by,” he says. “Going to extremes in any one thing, at the detriment of other things that are important, doesn’t work long-term.” More From NerdWallet Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com . Twitter: @sarakrathner. The article Got Money Goals for the New Year? Stay on Track With These Tips originally appeared on NerdWallet.ATLANTA (AP) — Deliberations are underway in Atlanta after a year of testimony in the gang and racketeering trial that originally included the rapper Young Thug. Jurors are considering whether to convict Shannon Stillwell and Deamonte Kendrick, who raps as Yak Gotti, on gang, murder, drug and gun charges. The original indictment charged 28 people with conspiring to violate Georgia’s Racketeer Influenced and Corrupt Organizations Act. Opening statements in the trial for six of those defendants happened a year ago . Four of them, including Young Thug, pleaded guilty last month. The rapper was freed on probation. Stillwell and Kendrick rejected plea deals after more than a week of negotiations, and their lawyers chose not to present evidence or witnesses. Both seemed to be in good spirits Tuesday morning after closings wrapped the previous night. Kendrick was chatting and laughing with Stillwell and his lawyers before the jury arrived for instructions. The jury started deliberating Tuesday afternoon and was dismissed at 5 p.m. Jurors are expected to resume deliberations Wednesday morning. If they don’t reach a verdict by 3 p.m. Wednesday, the judge will send them home for the Thanksgiving weekend and they will return Monday morning. Kendrick and Stillwell were charged in the 2015 killing of Donovan Thomas Jr., also known as “Big Nut,” in an Atlanta barbershop. Prosecutors painted Stillwell and Kendrick as members of a violent street gang called Young Slime Life, or YSL, co-founded in 2012 by Young Thug, whose real name is Jeffery Williams. During closings on Monday, they pointed to tattoos, song lyrics and social media posts they said proved members, including Stillwell, admitted to killing people in rival gangs. Prosecutors say Thomas was in a rival gang. Stillwell was also charged in the 2022 killing of Shymel Drinks, which prosecutors said was in retaliation for the killing of two YSL associates days earlier. Defense attorneys Doug Weinstein and Max Schardt said the state presented unreliable witnesses, weak evidence and cherry-picked lyrics and social media posts to push a false narrative about Stillwell, Kendrick and the members of YSL. Schardt, Stillwell's attorney, reminded the jury that alleged YSL affiliates said during the trial that they had lied to police. Law enforcement played a “sick game” by promising they would escape long prison sentences if they said what police wanted them to say, Schardt said. He theorized that one of those witnesses could have killed Thomas. The truth is that their clients were just trying to escape poverty through music, Schardt said. “As a whole, we know the struggles that these communities have had,” Schardt said. “A sad, tacit acceptance that it’s either rap, prison or death.” Young Thug’s record label is also known as YSL, an acronym of Young Stoner Life. Kendrick was featured on two popular songs from the label’s compilation album Slime Language 2, “Take It to Trial" and “Slatty," which prosecutors presented as evidence in the trial. Weinstein, Kendrick’s defense attorney, said during closings it was wrong for prosecutors to target the defendants for their music and lyrics. Prosecutor Simone Hylton disagreed, and said surveillance footage and phone evidence supported her case. “They have the audacity to think they can just brag about killing somebody and nobody’s gonna hold them accountable,” Hylton said. The trial had more than its fair share of delays. Jury selection took nearly 10 months , and Stillwell was stabbed last year at the Fulton County jail, which paused trial proceedings. Judge Paige Reese Whitaker took over after Fulton County Superior Court Chief Judge Ural Glanville was removed from the case in July because he had a meeting with prosecutors and a state witness without defense attorneys present. Whitaker often lost patience with prosecutors over moves such as not sharing evidence with defense attorneys, once accusing them of “poor lawyering.” But the trial sped up under her watch. In October, four defendants, including Young Thug , pleaded guilty, with the rapper entering a non-negotiated or “blind” plea, meaning he didn't have a deal worked out with prosecutors. Nine people charged in the indictment, including rapper Gunna , accepted plea deals before the trial began. Charges against 12 others are pending. Prosecutors dropped charges against one defendant after he was convicted of murder in an unrelated case. Kramon is a corps member for The Associated Press/Report for America Statehouse News Initiative. Report for America is a nonprofit national service program that places journalists in local newsrooms to report on undercovered issues. Follow Kramon on X: @charlottekramon
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Saturday, December 28, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance Big News: This country officially abolished flagpoling for work and study permit?... Personal Finance Big News: This country officially abolished flagpoling for work and study permit? understand what it means By Shyamu Maurya December 28, 2024 0 9 Share Facebook Twitter Pinterest WhatsApp Telegram Big News: This country officially abolished flagpoling for work and study permit? understand what it means Flagpoling Explained: The Canadian government has spent $1.3 billion to increase security on the border. The government wants the border to be completely strong. Because of this, many decisions are being taken. Stopping flagpoling is also one of these decisions. Canada Flagpoling: Canada has officially ended flagpoling for work and study permits at its border. Thus, people will no longer be able to cross the border for work permits and study permits. According to the Canada Border Services Agency (CBSA), foreigners with temporary resident status (foreign students studying and workers working) in the country will have to submit a new online application to ‘Immigration Refugees and Citizenship Canada’ (IRCC). Actually, earlier people used to go out of the country for a short time and come back and get the permit quickly, this is called flagpoling. By doing this the immigration process used to speed up. Flagpoling has been used for a long time to bypass the processing time for temporary resident work and study permits. Under flagpoling, people used to go to America and then come back to the country after spending some time there. This used to get them the permit quickly. Security will increase on the border: Canada The Canadian government says that by stopping flagpoling, the burden on the border will be reduced and security will also increase. Public Safety Minister David McGinty said, “This change will make work on the border easier. Canadian and American border officers will now be able to do the work for which they were trained.” Due to flagpoling, the burden on the border services of both Canada and America was increasing. Why was flagpoling stopped? According to CIC News, between April 2023 and March 2024, the CBSA observed more than 69,300 cases of flagpoling. Most of these were in the Pacific region, southern Ontario and Quebec. The CBSA has said that the border service is for people coming to Canada, not for those already present. Flagpoling was increasing the congestion at the border and causing delays in important work. “Strong Canada-US relations ensure that people and goods move safely across the border and keep our borders secure,” said Immigration Minister Marc Miller. He said the change will increase fairness, reduce congestion at the border and improve operations. Work is also being done to strengthen the Canada-US border. The government has spent $1.3 billion over six years on drones, helicopters and border surveillance. Tags Flagpoling Explained Share Facebook Twitter Pinterest WhatsApp Telegram Previous article Jio is offering unlimited 5G data for less than Rs 200, 2GB data and calling every day Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com RELATED ARTICLES Personal Finance Jio is offering unlimited 5G data for less than Rs 200, 2GB data and calling every day December 27, 2024 Personal Finance ATM cash withdrawal limit: Limit for withdrawing cash from ATM in a day changed? check the rules of your bank December 27, 2024 India Namo Bharat Train: Journey from Delhi to Meerut will be completed in just 35 minutes, Namo Bharat Train has changed the ‘system’ December 27, 2024 - Advertisment - Most Popular Jio is offering unlimited 5G data for less than Rs 200, 2GB data and calling every day December 27, 2024 ATM cash withdrawal limit: Limit for withdrawing cash from ATM in a day changed? check the rules of your bank December 27, 2024 Namo Bharat Train: Journey from Delhi to Meerut will be completed in just 35 minutes, Namo Bharat Train has changed the ‘system’ December 27, 2024 SIP Close: Now SIP will be cancelled in just two working days, know the details December 27, 2024 Load more Recent Comments Gul Mohiudin on Kavita sister-in-law wore a sari without a blouse, seeing the pictures you will also be... 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DEAR ABBY: My friend is married to a penny-pincher. He hates spending money. They are retired and have sizable assets. He never buys her anything for her birthday or takes her out to dinner. He doesn't buy her a card on Valentine's Day, either. They each own their own homes and commute back and forth between them. When he comes to her house, she has her refrigerator stocked. When she goes to his, he has no food. She must go to the market and buy food for both of them. Then he gets angry in the market about spending money on food. He hates restaurants because they cost money. Because he's so cheap, he goes to the local hospital and buys his dinner from the cafeteria there. They keep their finances separate, but she feels he should do SOMETHING for her for holidays and special occasions. She always does nice things for him, like treat him to sporting events, dinners, etc. If they go out with a group of people, he gets annoyed with splitting the bill. She's always slipping him money under the table so he can pay his and her share. At this point, his cheapness is affecting their marriage. Abby, can you suggest anything to change a cheapskate husband? He has the resources; he just doesn't want to spend any of it. — ASKING FOR A FRIEND DEAR ASKING: If your friend and her husband spent a reasonable amount of time together before they married, she must have known about his "quirk." He may have a deep-seated fear of poverty. Because his penurity has become increasingly hard for her to live with, she must speak up. That their homes and financial assets have been kept separate may have been very wise. (You didn't mention whether they are happy in other aspects of their marriage.) Counseling might help — if he is willing to admit there is a problem. If she's soliciting advice from you, suggest she become less generous and eat well before she arrives at his home. If his cupboard is bare, he, not she, should go to the store to fill it or even treat himself to dinner at the hospital cafeteria. Not every spouse needs gifts but, because she does and he chooses to ignore it, she may have to accept they are two very different people. While opposites can attract, in this case, apparently it isn't true. What a shame. DEAR ABBY: I have been a widow for three years. There's a guy I have known for the last eight years, and I have had a crush on for a couple of years. I'm not sure how to talk to him about my feelings and I don't want to ruin our friendship. How can I talk to him and not ruin our friendship? — FEELING LOST DEAR FEELING LOST: Do you socialize with this person? If you do, the next time you go out together, tell him how much you like him and how special he is to you. If he reacts positively, tell him you may have a crush on him. THEN LISTEN. I wouldn't call that being unduly forward, but if he runs for the hills, you'll know your crush is not reciprocated. Nothing ventured, nothing gained. (Dear Abby is written by Abigail Van Buren, also known as Jeanne Phillips, and was founded by her mother, Pauline Phillips. Contact Dear Abby at www.DearAbby.com or P.O. Box 69440, Los Angeles, CA 90069)On-camera Type Microphone Market Outlook and Future Projections for 2030
No. 24 Arizona is coming off consecutive defeats for the first time in the Tommy Lloyd era when it faces undefeated Davidson on Wednesday to begin the Battle 4 Atlantis in Paradise Island, Bahamas. Arizona (2-2) lost at Wisconsin 103-88 on Nov. 15 and followed that with a home loss against Duke 69-55 on Friday. The Wildcats have dropped 15 spots in the Associated Press Top 25 poll in two weeks. Arizona's record is .500 this early in a season for the first time since it was 3-3 to start the 2017-18 schedule. "I've got work to do, so let's get to work," said Lloyd, in his fourth year as Arizona's head coach. "Let's see where we're at in a month, and if we're still struggling, you know what I'll do? I still got work to do, but I'm gonna get to it." Arizona shot 39.6 percent from the field against Duke, and just 26.1 percent (6 of 23) from 3-point range. The Wildcats were outrebounded by 43-30 and their 15 turnovers led to 19 points. Jaden Bradley led Arizona with 18 points and KJ Lewis added 12. Preseason All-American Caleb Love had eight points on 3-of-13 shooting from the field, including 1-of-9 from 3-point range. Arizona made only one field goal in the last 5:39 as Duke pulled away after its lead was trimmed to six points. "We didn't play great," Lloyd said. "Now we need to take a step back and figure out why. Are there some schematic problems? Are there some problems with how our personnel is kind of put together? "We got to figure out what our certainties are, and the things we have to have, and then over the course of the next couple of days, if there's adjustments we need to make, we need to figure out what those are." Davidson is 4-0 after a 15-17 record last season, in which it lost its last six games to put an end to postseason hopes. A 93-66 win over visiting VMI on Friday followed a 91-85 win at Bowling Green and 76-70 victory over visiting East Tennessee State. The two wins by 10 points or fewer are important because Davidson was 6-12 in such games last season. It was 4-11 in games decided by five points or fewer. "The goal (is) to get better," Davidson head coach Matt McKillop said after the season opener. "We talk about fighting to win every possession. I think we had to figure out what that really felt like with the lights on." Davidson made 13 shots from 3-point range in the win over VMI. Reed Bailey had 23 points, eight rebounds and six assists. Bobby Durkin added 19 points, including 17 of them and a career-best five 3-pointers in the first half. Bailey leads Davidson in scoring (19 points per game) and rebounding (7.8). Durkin is shooting 57.9 percent (22 of 38) from the field and 54.2 percent (13 of 24) from 3-point range. By contrast, Arizona's Love is shooting 32 percent (16 of 50) from the field and 21.4 percent (6 of 28) from beyond the arc. Bradley leads Arizona with 15.5 points per game. He is shooting 50 percent (24 of 48) from the field and is 35.7 percent (5 of 14) from 3-point range. --Field Level MediaThe Hall on Saturday announced the names of the 15 modern-era finalists who advanced from a group of 25 to the final stage of voting. Up to five modern-era players can be elected for the Class of 2025, which will be announced at the “NFL Honors” ceremony on Feb. 6. Manning is the lone quarterback on this year’s list of finalists. He is one of six first-time finalists, joining wide receiver Steve Smith Sr.; linebackers Kuechly and Suggs; offensive lineman Marshal Yanda; and kicker Adam Vinatieri. Among them, only Smith is not in his first year of eligibility. Rounding out the list of finalists announced Saturday are Gates; receivers Reggie Wayne and Torry Holt; offensive linemen Jahri Evans and Willie Anderson; defensive backs Eric Allen and Darren Woodson; defensive end Jared Allen; and running back Fred Taylor. Unretired Barrett signs with Bucs TAMPA, Fla. — Two-time Pro Bowl linebacker Shaquil Barrett is rejoining the Tampa Bay Buccaneers. The Bucs signed the two-time Super Bowl champion on Saturday, while also announcing safety Jordan Whitehead was activated from injured reserve ahead of Sunday’s home game against the Carolina Panthers. Barrett spent five seasons with Tampa Bay from 2019 to 2023. He led the NFL with a franchise-record 19 1-2 sacks in his first year with the Bucs, then helped the team win its second Super Bowl title the following season. In all, Barrett started 70 games with Tampa Bay, amassing 45 sacks, 15 forced fumbles, two fumble recoveries and three interceptions. He was released last winter in a salary cap move, signed a one-year contract with the Miami Dolphins in free agency, then abruptly announced his retirement on social media before the start of training camp in July. Tagovailoa doubtful Miami Dolphins quarterback Tua Tagovailoa was downgraded to doubtful for Sunday's game against the Cleveland Browns due to a hip injury. Tagovailoa was limited in practice this week with the injury, which he initially suffered in a loss to Houston on Dec. 15. He finished that game and played in last weekend's win over San Francisco. If Tagovailoa is ruled out, Tyler Huntley will start. Richardson out for Colts EAST RUTHERFORD, N.J. — Indianapolis quarterback Anthony Richardson has been ruled out for the Colts' big game at the New York Giants on Sunday. Richardson missed practice on Thursday and Friday because of back and foot injuries. He was listed as questionable before he was downgraded to out on Saturday. Indianapolis (7-8) has a slim chance of making the playoffs. The Colts need to win out and get some help.