Meet the 12 CFP Title Contenders: No. 12 Clemson
PHILADELPHIA, PA — Vici has unveiled “ Proposal To Pitch ,” a new online platform designed to simplify and elevate the proposal process for media sales professionals and advertising agencies. The tool automates the creation of polished, interactive presentations, making it easier for users to respond to Requests for Proposals (RFPs) and stand out in a competitive market. With “Proposal To Pitch,” users can transform basic client details into dynamic online presentations that mirror the style of traditional PowerPoint decks but with interactive elements. By automating much of the RFP response process, the platform ensures faster turnaround and increased accuracy. Key features include automated content generation, integration of client branding and targeting details, and visual enhancements to showcase products like Social Mirror Ads, OTT, and Amazon Ads. The platform also provides forecasting tools to outline ad inventory predictions and budget implications, along with sales engagement data to track proposal performance. Features such as e-signature capabilities and automated follow-ups with drip email campaigns further streamline the sales process. “Proposal To Pitch is designed to empower teams with a fast, efficient, and visually appealing way to present their offerings,” said Todd Schumacher, CEO of Vici. “By streamlining the pitch process, we aim to help professionals achieve better client engagement and close more deals.” The platform is already receiving praise from industry users, including media organizations like Seven Mountains Media, which highlighted its ability to integrate digital, radio, and creative services into cohesive proposals. By combining technology and user-friendly design, “Proposal To Pitch” positions itself as a key solution for modernizing and optimizing media sales presentations. For the latest news on everything happening in Chester County and the surrounding area, be sure to follow MyChesCo on Google News and MSN .Three pro-BNP bodies march towards Indian mission
The butcher has left the building. On Sunday, Syrian dictator Bashar al-Assad fled the country as rebel groups took over Damascus, in a stunning turn of events in Syria’s devastating thirteen-year civil war. The power shift in Syria will reverberate across the Middle East and the world, from Russia and Iran to Turkey and the United States. Our experts are here to explain all the implications. Rich Outzen ( @RichOutzen ): Nonresident senior fellow at the Atlantic Council’s Turkey Program, former US State Department official, and former US Army foreign area officer Qutaiba Idlbi ( @Qidlbi ): Senior fellow with the Atlantic Council’s Rafik Hariri Center and Middle East Programs, where he leads the Syria portfolio Kirsten Fontenrose : Nonresident senior fellow in the Scowcroft Middle East Security Initiative at the Atlantic Council’s Middle East Programs and former US National Security Council senior director for the Gulf Jonathan Panikoff ( @jpanikoff ) : Director of the Scowcroft Middle East Security Initiative and former US deputy national intelligence officer for the Near East What Syrians are thinking Celebrations across Syria reflect the bottom line: “The long suffering of the Syrian people under a brutal regime that killed, tortured, dispossessed, and exiled millions of its people has ended,” Rich tells us. The United States can step in to help prevent chaos, Qutaiba argues. The Biden administration should surge funding immediately to “rebuild infrastructure, provide healthcare, and support the momentum for a quick return of refugees and displaced persons.” What HTS is thinking The Syrian rebel group that led the offensive, Hayat Tahrir al-Sham (HTS), which is listed as a terrorist organization by the United States, has earned a seat at the table of transition talks, Kirsten tells us. But there are dangers to HTS-led governance. “Statements from HTS about respecting minorities should not be interpreted as a sign of moderation in the group’s ideology,” she cautions, adding that “the Taliban made similar ‘campaign trail’ promises to protect women’s rights and minorities in order to smooth their way into power, then flagrantly betrayed them.” Noting that US President-elect Donald Trump has asserted that the United States should not get involved in the conflict in Syria, Kirsten , who served in the first Trump administration, tells us that “the only way for the [Syrian] opposition to gain advocacy from the next US administration is to quickly present a pragmatic and unified plan for a transitional government, elections, and ongoing governance.” An important factor will be how the international community uses its newfound leverage. “No entity, including HTS, will be able to effectively run the country without near-total dependence on foreign aid,” Kirsten says. Yet “this is the point in post-conflict scenarios where donors usually muck things up” by pursuing divergent reconstruction plans, empowering competing political actors, funding duplicative projects, and not tying funding to specific milestones. What regional powers are thinking “ Iran and Russia have suffered a dramatic loss of influence in Syria and the region as a result of wars in the Middle East and Ukraine,” Rich says. The two powers were capable of coming to Assad’s rescue in 2014-15, but it was “impossible” for them to do so now, he points out. For the Gulf states, the reaction to Assad’s ouster will be conflicted, Jonathan tells us from Doha. Qatar “might be more inclined to provide financial resources for whatever government emerges in Damascus,” he says, but the United Arab Emirates and Saudi Arabia have “long-standing concerns” about Islamist governments and “a reluctance simply to give away free money, as opposed to investing in countries.” That could lead the latter two countries to wait and see what leadership emerges in Syria. Israel, too, is likely to have mixed feelings, Jonathan explains, given the uncertainty about who will follow Assad. Still, Israel in recent months weakened Lebanon-based Hezbollah, a key backer of Assad, to the point that “Syrian opposition forces felt confident they could take advantage.” Israel, Jonathan reasons, may now want to leverage the development to privately negotiate with Syria’s emerging leaders to ensure security in the north. “ Turkey is the only country that seems to have had a winning strategy for Syria, ” says Rich. It opposed Assad while negotiating with his backers, hosted refugees, and supported the opposition politically and militarily. Ankara, Rich adds, now has “unrivaled leverage” over the stabilization and rebuilding process, and the goodwill of many Syrians. Stabilization, Qutaiba notes, will require the United States to engage Turkey, Qatar, Saudi Arabia, the United Arab Emirates, Israel, and Jordan in talks. “Encouraging dialogue between adversarial states,” he argues, could “help reduce tensions and foster cooperative security arrangements.” Further reading
Pathstone Holdings LLC Grows Stock Holdings in Xcel Energy Inc. (NASDAQ:XEL)The on-field success of both Army and Navy in the 2024 season led to television ratings for their rivalry game not seen in more than three decades. According to Front Office Sports, Navy's 31-13 victory last Saturday at Landover, Md., had a viewership of 9.4 million for CBS, making it the highest ratings for the game since at least 1990. The 1992 Army-Navy game had a viewership of 8.45 million. Army (11-2) and Navy (9-3) are both bowl bound. Army will face Louisiana Tech in the Dec. 28 Independence Bowl, while Navy takes on Oklahoma in the Armed Forces Bowl on Dec. 27. The Army-Navy clash led to a 31 percent jump in viewership from the 2023 contest. Earlier this month, CBS announced a 10-year extension to broadcast the game in a deal that runs through 2038. --Field Level Media
WASHINGTON — American Airlines briefly grounded flights nationwide Tuesday because of a technical problem just as the Christmas travel season kicked into overdrive and winter weather threatened more potential problems for those planning to fly or drive. Government regulators cleared American flights to get airborne about an hour after the Federal Aviation Administration ordered a national ground stop for the airline. The order, which prevented planes from taking off, was issued at the airline's request. The airline said in an email that the problem was caused by trouble with vendor technology that maintains its flight operating system. An American Airlines employee wearing looks toward quiet check-in counters Tuesday in the American terminal at Miami International Airport in Miami. Dennis Tajer, a spokesperson for the Allied Pilots Association, a union representing American Airlines pilots, said the airline told pilots at 7 a.m. Eastern that there was an outage affecting the system known as FOS. It handles different types of airline operations, including dispatch, flight planning, passenger boarding, as well as an airplane's weight and balance data, he said. Some components of FOS have gone down in the past, but a systemwide outage is rare, Tajer said. Flights were delayed across American's major hubs, with only 37% leaving on time, according to Cirium, an aviation analytics company. Out of the 3,901 domestic and international American Airlines flights scheduled for Tuesday, 19 were canceled. Cirium noted that the vast majority of flights departed within two hours of their scheduled departure time. A similar percentage — 36% — arrived at their destinations as scheduled. Meanwhile, the flight-tracking site FlightAware reported that 3,712 flights entering or leaving the U.S., or serving domestic destinations, were delayed Tuesday, with 55 flights canceled. It did not show any flights from American Airlines. Cirium said Dallas-Fort Worth, New York's Kennedy Airport and Charlotte, North Carolina, saw the greatest number of delays. Washington, Chicago and Miami experienced considerably fewer delays. Travelers wait in line for security checks Tuesday at the Los Angeles International Airport in Los Angeles. Amid the travel problems, significant rain and snow were expected in the Pacific Northwest at least into Christmas Day. Showers and thunderstorms developed in the South. Freezing rain was reported in the Mid-Atlantic region near Baltimore and Washington, and snow fell in New York. Because the holiday travel period lasts weeks, airports and airlines typically have smaller peak days than they do during the rush around Thanksgiving, but the grind of one hectic day followed by another takes a toll on flight crews. Any hiccups — a winter storm or a computer outage — can snowball into massive disruptions. That is how Southwest Airlines stranded 2 million travelers in December 2022, and Delta Air Lines suffered a smaller but significant meltdown after a worldwide technology outage in July caused by a faulty software update from cybersecurity company CrowdStrike. Many flights during the holidays are sold out, which makes cancellations even more disruptive than during slower periods. That is especially true for smaller budget airlines that have fewer flights and fewer options for rebooking passengers. Only the largest airlines, including American, Delta and United, have "interline agreements" that let them put stranded customers on another carrier's flights. An American Airlines employee wearing a Santa Claus hat walks through the American terminal Tuesday at Miami International Airport in Miami. This will be the first holiday season since a Transportation Department rule took effect that requires airlines to give customers an automatic cash refund for a canceled or significantly delayed flight. Most air travelers were already eligible for refunds, but they often had to request them. Passengers still can ask to get rebooked, which is often a better option than a refund during peak travel periods. Finding a last-minute flight on another airline tends to be expensive. An American spokesperson said Tuesday was not a peak travel day for the airline — with about 2,000 fewer flights than the busiest days — so the airline had somewhat of a buffer to manage the delays. The groundings happened as millions of travelers were expected to fly over the next 10 days. The Transportation Security Administration expects to screen 40 million passengers through Jan. 2. Airlines expect to have their busiest days on Thursday, Friday and Sunday. American Airlines employees check in travelers Tuesday in the American terminal at Miami International Airport in Miami. Many flights during the holidays are sold out, which makes cancellations more disruptive than during slower periods. Even with just a brief outage, the cancellations have a cascading effect that can take days to clear up. About 90% of Americans traveling far from home over the holidays will be in cars, according to AAA. "Airline travel is just really high right now, but most people do drive to their destinations, and that is true for every holiday," AAA spokesperson Aixa Diaz said. Gasoline prices are similar to last year. The nationwide average Thursday was $3.04 a gallon, down from $3.13 a year ago, according to AAA. Charging an electric vehicle averages just under 35 cents per per kilowatt hour, but varies by state. Transportation-data firm INRIX says travel times on the nation's highways could be up to 30% longer than normal over the holidays, with Sunday expected to see the heaviest traffic. "It's not the destination, it's the journey," said American essayist Ralph Waldo Emerson. Ralph clearly was not among the travellers on one of more than 350 cancelled or 1,400 delayed flights after a worldwide tech outage caused by an update to Crowdstrike's "Falcon Sensor" software in July of 2023. U.S. airlines carried nearly 863 million travellers in 2023, with Canadian carriers accounting for another 150 million, many of whom experienced lost luggage, flight delays, cancellations, or were bumped off their flights. It's unclear how many of them were compensated for these inconveniences. Suffice it to say, posting a crabby rant on social media might temporarily soothe anger, but it won't put wasted money back in pockets. Money.ca shares what to know in order to be compensated for the three most common air travel headaches. Bags elected to go on a vacay without you? Check off the following: If you expect a large payout, think again. Tariffs (air carrier contracts) limit the compensation amounts for "loss of, damage to, or the delay in delivery of baggage or other personal property." In the case of Air Canada, the maximum payout is $1,500 per passenger in the currency of the country where the baggage was processed. To raise that limit, purchase a Declaration of Higher Value for each leg of the trip. The charge is $0.50 for each $100, in which case the payout limit is $2,500. For Delta Air Lines, passengers are entitled to up to $3,800 in baggage compensation, though how much you'll receive depends on your flight. Delta will pay up to $2,080 for delayed, lost, and damaged baggage for international travellers, almost half of what U.S. domestic passengers can claim. If your flight is marked delayed for more than 30 minutes, approach the gate agent and politely request food and hotel vouchers to be used within the airport or nearby. Different air carriers and jurisdictions have their own compensation policies when flights are delayed or cancelled. For example, under European Union rules, passengers may receive up to 600 Euros, even when travelling on a non-EU carrier. Similarly, the DOT states that travellers are entitled to a refund "if the airline cancelled a flight, regardless of the reason, and the consumer chooses not to travel." However, US rules regarding delays are complicated. Some air carriers, such as Air Canada, do not guarantee their flight schedules. They're also not liable for cancellations or changes due to "force majeure" such as weather conditions or labour disruptions. If the delay is overnight, only out-of-town passengers will be offered hotel accommodation. Nevertheless, many airlines do offer some compensation for the inconvenience. If your flight is marked delayed for more than 30 minutes, approach the gate agent and politely request food and hotel vouchers to be used within the airport or nearby. In terms of cash compensation, what you'll get can differ significantly based on things like departure location, time, carrier, and ticket class. The DOT offers a helpful delay and cancellations dashboard designed to keep travellers informed about their compensation rights. The dashboard is particularly helpful because, as the DOT states on its website, "whether you are entitled to a refund depends on a lot of factors—such as the length of the delay, the length of the flight, and your particular circumstances." The Canadian Transportation Agency is proposing air passenger protection regulations that guarantee financial compensation to travellers experiencing flight delays and cancellations, with the level of compensation varying depending on the situation and how much control the air carrier had. The proposed regulations include the following: The airline is obligated to complete the passenger's itinerary. If the new ticket is for a lower class of service, the air carrier would have to refund the cost difference; if the booking is in a higher class of service, passengers cannot be charged extra. If the passenger declines the ticket, the airline must give a full refund, in addition to the prescribed compensation. For overnight delays, the air carrier needs to provide hotel accommodation and transportation free-of-charge. Again, if you are unsatisfied, the Canadian Transportation Agency or Department of Transportation may advocate on your behalf. Passengers get bumped because airlines overbook. When this happens, the air carrier must compensate you. For international flights in the US, the rate is 200% of your one-way fare to your final destination, with a $675 maximum. If the airline does not make travel arrangements for you, the payout is 400% of your one-way fare to a maximum of $1,350. To qualify, you must check-in by the stated deadline, which on international flights can be up to 3 hours ahead. Keep in mind that if you accept the cash, you are no longer entitled to any further compensation, nor are you guaranteed to be rebooked on a direct flight or similar type of seat. Don't be too quick to give up your boarding pass. Negotiate for the best compensation deal that would include cash, food and hotel vouchers, flight upgrade, lounge passes, as well as mileage points. But avoid being too greedy—if the gate attendant is requesting volunteers and you wait too long, you'll miss the offer. According to Air Canada's tariff, if a passenger is involuntarily bumped, they'll receive $200, in cash or bank draft, for up to a two-hour delay; $400 for a 2-6 hours delay; and $800 if the delay is over six hours. (Air Canada was forced to raise its payouts in 2013 due to passenger complaints.) The new rules would raise the payout significantly: $900 for up to six hours; $1,800 for 6-9; and $2,400 for more than nine hours, all to be paid within 48 hours. Statistically speaking, Delta Airlines is the carrier most likely to bump. A few years ago, Delta raised its payout maximum to $9,950, while United Airlines tops out at $10,000. This story was produced by Money.ca and reviewed and distributed by Stacker. Get local news delivered to your inbox!
I’ve been thinking about financial risk lately. Should I change my asset allocation in my retirement portfolio, considering Donald Trump’s successful bid for the White House? Stock market valuations have risen smartly in recent years, which real income growth, productivity improvements, technological innovation, low unemployment rates and healthy corporate profits have largely powered. Yet with the election of Trump, voters have approved a massive economic experiment. The Trump administration comes into power with many policy goals, but four economic initiatives stand out: Enacting significant tax cuts; imposing broad-based and significant tariffs; sweeping raids, mass deportations and tighter immigration controls; and slashing federal government regulations. The extent that these plans turn into reality and how each policy will interact with the others is uncertain. The risks are obvious. The outcome isn’t. Enter risk management, a critical concept in finance. Professionals often associate risk with volatility. The tight link makes sense, since owning assets with high volatility hikes the odds of losses if there is a pressing need to sell the asset to raise money. However, for the typical individual and household, risk means the odds money decisions made today don’t pan out. Managing risk means lowering the negative financial impact on your desired standard of living from decisions gone wrong and when circumstances take an untoward turn. “Anything that makes reaching or maintaining that more likely reduces your risk, and anything that makes this less likely increases your risk,” writes Bob French, the investment expert at Retirement Researcher. “Everything else is just details.” The key risk management concept is a margin of safety, a bedrock personal finance idea broader than investment portfolios. It can include having an emergency savings fund, owning life insurance to protect your family and investing in your network of friends and colleagues to hedge against the risk of losing your job. The right mix depends on the particulars of your situation. In my case, after studying my portfolio, running household money numbers and reviewing lifestyle goals, I’m comfortable with the asset allocation in my retirement portfolio. There is too much noise in the markets for comfort, and market timing is always tricky. The prudent approach with my individual situation is to stay the course. That might or might not be true for your household. A thoughtful and broad-based review of the financial risks your household confronts is a sensible path to take at any time, but especially at this juncture in economic history. Chris Farrell is senior economics contributor for “Marketplace” and a commentator for Minnesota Public Radio.
FOXBORO -- Patriots cornerback Christian Gonzalez was a late addition to the team's injury report, and is now questionable for New England's Week 12 tilt against the Dolphins in Miami. Gonzalez will likely be tasked with shadowing Miami star receiver Tyreek Hill if he can play Sunday at Hardrock Stadium. But he's now questionable for the game with a hip injury that limited him in Friday's final practice of the week. The second-year corner spent much of Week 5's Patriots-Dolphins matchup at Gillette Stadium covering Hill, holding him to three receptions on six targets for 55 yards. Hill finished the game with six receptions for 69 yards in the 15-10 Miami win. It would be a massive blow to the New England secondary if Gonzalez can't go on Sunday, leaving Jonathan Jones and Marcus Jones to handle the likes of Hill, Jaylen Waddle, and Odell Beckham Jr. The Patriots also activated Alex Austin from IR this week, so he could find himself back in the cornerback rotation against the Dolphins. Nose tackle Jaquelin Roy (neck) was the only player ruled out by New England on Friday. 10 Patriots listed as questionable vs. Dolphins Gonzalez is not alone with his questionable designation. Defensive captain Deatrich Wise is also questionable with the foot injury that kept him out of last week's loss to the L.A. Rams. Here's the full list of questionable Patriots for Sunday's game: DT Christian Barmore (not injury related - other) S Kyle Dugger (ankle) CB Christian Gonzalez (hip) LB Anfernee Jennings (knee) T Vederian Lowe (shoulder) S Marte Mapu (neck) OL Cole Strange (knee) LB Sione Takitaki (knee) LB Keion White (knee) DE Deatrich Wise (foot) Could Cole Strange return on Sunday? Cole Strange is among those listed as questionable after he made his return to practice on Wednesday. But that was his first practice in nearly a year after he suffered a devastated knee injury last December, and the third-year offensive lineman has yet to participate in team drills, according to head coach Jerod Mayo. Strange was limited in all three practices this week, and has even started to put in some work at center . But despite being listed as questionable, he likely won't play on Sunday. Miami's Week 12 Injury Report The Dolphins ruled out cornerback Kendall Fuller (concussion) while tackle Terron Armstead (knee), fullback Alec Ingold (calf), safety Patrick McMorris (calf), and offensive lineman Isaiah Wynn (quad /knee) are all listed as questionable. Armstead missed all three practices this week. Tune in to Sunday's Patriots-Dolphins game on WBZ-TV -- the television home of the New England Patriots! We'll get you Sunday morning with Patriots GameDay at 11:30 a.m. on WBZ-TV and streaming online at CBSBoston.com ! Stick around the game for full reaction and analysis on Patriots 5th Quarter! Matthew Geagan is a sports producer for CBS Boston. He has been part of the WBZ sports team for nearly 20 years. He moved over to the web in 2012 and has covered all the highs (and a few lows) in Boston sports.Wrapmanager Inc. Buys 1,010 Shares of JPMorgan Chase & Co. (NYSE:JPM)
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