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The upcoming adjustment in interest rates is set to impact new housing loans, with the rate poised to reach 3.1%. This represents a notable increase from the rates previously offered to borrowers in Qingdao. The move is attributed to a variety of factors, including changes in the overall economic landscape, market conditions, and the policies of financial institutions.
Nuno's appointment as Tottenham's manager was met with mixed reactions, but the club's hierarchy has continued to back him and provide the necessary resources to strengthen the squad. Tottenham's ambition to compete at the highest level in English and European competitions has been evident in their transfer activity, with the signing of several key players to bolster the team's prospects.With a focus on sustainability and environmental responsibility, Xiaomi has incorporated a range of eco-friendly materials and technologies in the design and production of the YU7. From recycled materials to energy-efficient components, Xiaomi is committed to reducing the carbon footprint of its vehicles and contributing towards a greener future.
Hand over your ID or your facial data? The would-you-rather buried in the teen social media ban
During his speech, Ma emphasized the transformative power of AI and its potential to revolutionize industries across the board. He highlighted the importance of embracing new technologies and adapting to the changing landscape brought about by the rise of AI. According to Ma, AI has the potential to enhance productivity, streamline processes, and drive innovation in ways we have never seen before.COLUMBUS, Ohio (AP) — A fight broke out at midfield after Michigan stunned No. 2 Ohio State 13-10 on Saturday as Wolverines players attempted to plant their flag and were met by Buckeyes who confronted them. Police had to use pepper spray to break up the players, who threw punches and shoves in the melee that overshadowed the rivalry game. Ohio State police said in a statement “multiple officers representing Ohio and Michigan deployed pepper spray.” Ohio State police will investigate the fight, according to the statement. After the Ohio State players confronted their bitter rivals at midfield, defensive end Jack Sawyer grabbed the top of the Wolverines' flag and ripped it off the pole as the brawl moved toward the Michigan bench. Eventually, police officers rushed into the ugly scene. Ohio State coach Ryan Day said he understood the actions of his players. “There are some prideful guys on our team who weren't going to sit back and let that happen,” Day said. The two Ohio State players made available after the game brushed off questions about it. Michigan running back Kalel Mullings, who rushed for 116 yards and a touchdown, didn't like how the Buckeyes players involved themselves in the Wolverines' postgame celebration. He called it “classless.” “For such a great game, you hate to see stuff like that after the game," he said in an on-field interview with Fox Sports. “It’s just bad for the sport, bad for college football. But at the end of the day, you know some people got to — they got to learn how to lose, man. ... We had 60 minutes, we had four quarters, to do all that fighting.” Michigan coach Sherrone Moore said everybody needs to do better. “So much emotions on both sides," he said. "Rivalry games get heated, especially this one. It’s the biggest one in the country, so we got to handle that better.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football
NoneThe societal fractures in the U.S. healthcare systems are clear, and it’s time to radically rethink how we approach health and wellbeing. Beyond treating disease or managing symptoms — it’s a systemic and multidimensional shift toward holistic health that’s needed. To address human existence's intertwined physical, mental, and social dimensions, we must expand our vision of health care, incorporating universal access and a 360-degree understanding of humanity’s complexities. That same multidimensional, holistic logic must be applied to the system itself. The potential of pro-social AI — artificial intelligence designed for human and planetary well-being — offers an innovative, and pragmatic pathway. Walking that path is not only ethical but essential for creating systems that are efficient, sustainable, and aligned with the real needs of individuals and society. Moreover, it is a business-savvy approach that addresses the inefficiencies in the U.S. healthcare system. Lets see why: The Multidimensional Nature Of Human Health Health is far more than the absence of disease. It encompasses the interplay of aspirations, emotions, thoughts, and sensations at the individual level while also reflecting the dynamics of our communities, cultures, economies, and the environment. Current healthcare systems often operate in silos, addressing only isolated aspects of this spectrum. This narrow focus fails to address the root causes of crises like mental health struggles, systemic inequities, or the societal alienation that can contribute to acts of violence. Pro-social AI addresses these challenges by considering four key dimensions at the individual level: At the collective level, pro-social AI integrates: This multidimensional perspective ensures that health interventions are technologically advanced and attuned to the human experience and societal context. By aligning with these dimensions, pro-social AI becomes a pragmatic tool to create impactful and equitable solutions. Universal Health Care: A Foundational Step Universal health care must become the cornerstone of this new approach. Access to affordable, high-quality care should not be a privilege but a fundamental right. Yet universal health care alone is insufficient; it must be designed to recognize and respond to human needs and societal influences. This requires: The inefficiencies of the U.S. healthcare system highlight this transformation's financial and societal urgency. U.S. healthcare expenditures total over $4 trillion . Differently said, 1 out of 5 dollars of the nation’s GDP goes to health care. This starkly contrasts with countries like Germany and Japan, which achieve better health outcomes while spending significantly less as a percentage of GDP. This disparity underscores, on the one hand, the need for more effective, integrated systems that prioritize prevention and holistic care and, on the other hand, the possibility of making that happen. The Potential Of Pro-Social AI Pro-social AI — AI systems that are tailored, trained, tested and targeted to bring out the best in and for people and planet — offers a unique opportunity to achieve this transformation. Unlike traditional AI systems focused on efficiency or profitability, pro-social AI prioritizes ethical, equitable, and sustainable outcomes. Here’s how it can reshape health care: Personalized, Holistic Care: By leveraging multidimensional data, pro-social AI can develop individualized care plans that address a person’s physical, mental, and social health needs. For instance, AI can identify patterns linking stress and physical health issues, offering preventive strategies tailored to the individual. Mental Health Support: Pro-social AI can provide scalable mental health resources, from chatbots offering empathetic listening to systems that alert caregivers to early warning signs of crises. Community Engagement: AI-driven tools can help communities identify and address systemic health disparities, creating targeted programs for underserved populations and fostering stronger social cohesion. Policy Insights: Pro-social AI can analyze societal trends to inform policies that address health inequities and social determinants, ensuring that resources are allocated where they are most needed. Designing Health Systems With Humanity in Mind To move from vision to reality, we must embrace a paradigm shift that integrates universal health care with the principles of holistic health and pro-social AI. Policymakers, health care providers, and technologists must collaborate to: Embed Holistic Principles: Design health care systems that address physical, mental, and social dimensions, recognizing the interconnected nature of human experience. That same holistic philosophy must becomes part of the training of health care professionals at all levels. Leverage Pro-Social AI: Develop and deploy AI systems that align with ethical principles and prioritize equity, inclusivity, and sustainability. Educate and Empower: Equip individuals and communities with the knowledge and tools to participate actively in their health and wellbeing. Foster Collaboration: Build partnerships across sectors to integrate health, technology, and social systems for collective impact. A healthcare system anchored in holistic principles and powered by pro-social AI offers a radical solution that could become part of 2025. By embracing a multidimensional understanding of health and leveraging technology for social good, we can move beyond treating symptoms to fostering true human flourishing — for individuals, communities, and the planet. It might sound naive, yet taking this approach to scale is not only ethically sound but also a pragmatic necessity for a more sustainable and equitable future. Furthermore, it is a financially prudent strategy, reducing inefficiencies in healthcare spending and aligning resources with outcomes that truly matter.
For more information and updates, please visit Hisense's official website or contact the company directly for clarification on any related issues.Last week, UnitedHealthcare CEO Brian Thompson was shot to death on a New York City sidewalk in what was clearly a thoroughly planned-out attack. Over the next few days, as authorities hunted for the killer, online progressives did not try hard to hide their delight that a millionaire health insurance executive like Thompson was killed. Social media was flooded with posts and videos—with different ranges of subtlety—suggesting that Thompson, at the very least, did not deserve to be mourned because of all the health care his company has denied to poor and working people. Progressives framed the shooting as an act of self-defense on behalf of the working class. Before the alleged killer was caught Monday, they promised not to snitch if they saw the shooter themselves and fantasized about a working-class jury nullifying all charges, leading to other CEOs getting gunned down with impunity if they oversaw price increases. The narrative that these online progressives clearly subscribe to and perpetuate is one where, in the United States, healthcare is a totally unfettered, unregulated industry; where—because of a total lack of government involvement—wealthy CEOs charge whatever prices they want and then refuse to provide customers what they already paid for without facing any bad consequences. The characterization of healthcare and health insurance companies charging absurdly high prices while treating their customers terribly without the risk of losing them is spot on. But the idea that what caused this was a lack of government involvement in the healthcare system is completely delusional. And this delusion conveniently removes all the responsibility progressives bear for the nightmare that is the US healthcare system. Today, healthcare is one of the most heavily government-regulated industries in the economy—right up there with the finance and energy sectors. Government agencies are involved in all parts of the process, from the research and production of drugs, the training and licensing of medical professionals, and the building of hospitals to the availability of health insurance, the makeup of insurance plans, and the complicated payment processes. And that is nothing new. The US government has been intervening heavily in the healthcare industry for over a century. And no group has done more to bring this about than the progressives. It really began, after all, during the Progressive Era, when the American Medical Association maneuvered its way into setting the official accreditation standards for the nation’s “unregulated” medical schools. The AMA wrote standards that excluded the medical approaches of their competitors, which forced half of the nation’s medical schools to close. The new shortage of trained doctors drove up the price of medical services—to the delight of the AMA and other government-recognized doctor’s groups—setting the familiar healthcare affordability crisis in motion. Around the same time, progressives successfully pushed for strict restrictions on the production of drugs and, shortly afterward, to grant drug producers monopoly privileges. After WWII, as healthcare grew more expensive, the government used the tax code to warp how Americans paid for healthcare. Under President Truman, the IRS made employer-provided health insurance tax deductible while continuing to tax other means of payment. It didn’t take long for employer plans to become the dominant arrangement and for health insurance to morph away from actual insurance into a general third-party payment system. These government interventions restricting the supply of medical care and privileging insurance over other payment methods created a real affordability problem for many Americans. But the crisis didn’t really start until the 1960s when Congress passed two of the progressive’s favorite government programs—Medicare and Medicaid. Initially, industry groups like the AMA opposed Medicare and Medicaid because they believed the government subsidies would deteriorate the quality of care. They were right about that, but what they clearly didn’t anticipate was how rich the programs would make them. Anyone who’s taken even a single introductory economics class could tell you that prices will rise if supply decreases or demand increases. The government was already keeping the supply of medical services artificially low—leading to artificially high prices. Medicare and Medicaid left those shortages in place and poured a ton of tax dollars into the healthcare sector—significantly increasing demand. The result was an easily predictable explosion in the cost of healthcare. Fewer and fewer people could afford healthcare at these rising prices, meaning more people required government assistance, which meant more demand, causing prices to grow faster and faster. Meanwhile, private health “insurance” providers were also benefiting from the mounting crisis. In a free market, insurance serves as a means to trade risk. Insurance works well for accidents and calamities that are hard to predict individually but relatively easy to predict in bulk, like car accidents, house fires, and unexpected family deaths. Health insurance providers were already being subsidized by all the taxes on competing means of payment, which allowed their plans to grow beyond the typical bounds of insurance and begin to cover easily-predictable occurrences like annual physicals. And, as the price of all of these services continued to shoot up, the costs of these routine procedures were becoming high enough to resemble the costs of emergencies—making consumers even more reliant on insurance. With progressives cheering on, the political class used government intervention to create a healthcare system that behaves as if its sole purpose is to move as much money as possible into the pockets of healthcare providers, drug companies, hospitals, health-related federal agencies, and insurance providers. But the party could not last forever. As the price of healthcare rose, the price of health insurance rose, too. Eventually, when insurance premiums grew too high, fewer employers or individual buyers were willing to buy insurance, and the flow of money into the healthcare system started to falter. The data suggests that that tipping point was reached in the early 2000s. For the first time since the cycle began back in the 1960s, the number of people with health insurance began to fall each year. Healthcare providers—who had seemingly assumed that the flow of money would never stop increasing—began to panic. Then came Barack Obama. Obama’s seminal legislative accomplishment—the Affordable Care Act, or Obamacare—can best be understood as a ploy by healthcare providers and the government to keep the party going. Obamacare required all fifty million uninsured Americans to obtain insurance, and it greatly expanded what these “insurance” companies covered. Demand for healthcare shot back up, and the vicious cycle started back up again—which is why the bill enjoyed so much support from big corporations all across the healthcare industry. Before it was passed, economists were practically screaming that the Affordable Care Act would make care less affordable by raising premiums and healthcare prices while making shortages worse. Progressives dismissed such concerns as Reagan-era “free market fundamentalist” propaganda. But that is exactly what happened . Now, the affordability crisis is worse than ever as prices reach historic levels. And, because Obamacare brought American healthcare much closer to a single-payer system, the demand for healthcare far exceeds the supply of healthcare—leading to deadly shortages. There are literally not enough resources or available medical professionals to treat everyone who can pay for care. Also, the tax code and warped “insurance” market protect these providers from competition—making it almost impossible for people to switch to a different provider after their claims are unfairly denied. If it were simply greed, denying customers who already paid would be a feature in all industries. But it’s not. It requires the kind of policy protections progressives helped implement. And on top of all that, despite paying all this money, Americans are quickly becoming one of the sickest populations on Earth. This is one of the most pressing problems facing the country. A problem that requires immediate, radical change to solve. But it also requires an accurate and precise diagnosis—something that, this week, progressives demonstrated they are incapable of making. Related Articles Commentary | After so many years of failure, time’s up for California Democrats Commentary | Vince Fong: We don’t need Newsom to lecture us. We need him to listen to us. Commentary | Deregulation rather than fossil fuel controls needed to fix California insurance market Commentary | The FBI has been political from the start Commentary | A new Legislative session: Time for pocketbook pragmatism The American progressive movement is responsible for providing the political class the intellectual cover they needed to break the healthcare market and transform the entire system into a means to transfer wealth to people like Brian Thompson. Now, they want to sit back, pretend like they’ve never gotten their way, that the government has never done anything with the healthcare market, and that these healthcare executives just popped up and started doing this all on their own—all so they can celebrate him being gunned down in the street. It’s disgusting. Brian Thompson acted exactly like every economically literate person over the last fifty years has said health insurance CEOs would act if progressives got their way. If we’re ever going to see the end of this century-long nightmare, we need to start listening to the people who have gotten it right, not those who pretend they are blameless as they fantasize online about others starting a violent revolution. Connor O’Keeffe ( @ConnorMOKeeffe ) produces media and content at the Mises Institute. This commentary is republished with permission from the Mises Institute.
"Comfortable With Discomfort Of Change": Full Text Of Gautam Adani's Speech
The moderation in housing prices could have important implications for the overall economy. Real estate is a key sector in China, and fluctuations in property prices can have ripple effects on consumer spending, investment decisions, and overall economic stability. A slight decline in housing prices may signal a more sustainable and balanced market, reducing the risk of asset bubbles and promoting more equitable access to housing.
GERMANTOWN, Tenn. , Dec. 11, 2024 /PRNewswire/ -- Mid-America Apartment Communities, Inc., ("MAA") MAA today announced that its operating partnership, Mid-America Apartments, L.P. ("MAALP"), priced a $350,000,000 offering of MAALP's 4.950% senior unsecured notes due March 1, 2035 (the "Notes") under its existing shelf registration statement. The Notes were priced at 99.170% of the principal amount. The closing of the offering is expected to occur on December 18, 2024 , subject to the satisfaction of customary closing conditions. MAALP intends to use net proceeds from the offering to repay borrowings outstanding under its unsecured commercial paper program, with any remaining net proceeds to be used for general corporate purposes, which may include, without limitation, the repayment of other debt and the acquisition, development and redevelopment of apartment communities. Wells Fargo Securities, LLC, J.P. Morgan Securities LLC, Mizuho Securities USA LLC, Truist Securities, Inc., U.S. Bancorp Investments, Inc., and KeyBanc Capital Markets Inc. were the joint book-running managers for the offering. Bass, Berry & Sims PLC is serving as legal counsel to MAALP, and Sidley Austin LLP is serving as legal counsel to the underwriters. A registration statement relating to these securities has been filed with the Securities and Exchange Commission and has become effective. The offering of these securities will be made only by means of a prospectus supplement and accompanying prospectus. Copies of these documents may be obtained by calling Wells Fargo Securities, LLC toll-free at 1-800-645-3751, J.P. Morgan Securities LLC collect at 1-212-834-4533, Mizuho Securities USA LLC at 1-866-271-7403, Truist Securities, Inc. at 1-800-685-4786 or U.S. Bancorp Investments, Inc. toll-free at 1-877-558-2607. Alternatively, investors may obtain these documents, when available, for free by visiting EDGAR on the Securities and Exchange Commission's website at www.sec.gov . This press release shall not constitute an offer to sell or a solicitation of an offer to buy the Notes, nor shall there be any sale of the Notes in any jurisdiction in which such offer, solicitation, or sale would be unlawful under the securities laws of any such jurisdiction. About MAA MAA, an S&P 500 company, is a real estate investment trust ("REIT") focused on delivering full-cycle and superior investment performance for shareholders through the ownership, management, acquisition, development and redevelopment of quality apartment communities primarily in the Southeast, Southwest and Mid-Atlantic regions of the United States . Forward-Looking Statements Sections of this release contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to our expectations for future periods. Forward-looking statements do not discuss historical fact, but instead include statements related to expectations, projections, intentions or other items related to the future. Such forward-looking statements include, without limitation, statements related to the closing of the Notes offering and the intended use of proceeds. Words such as "expects," "anticipates," "intends," "plans," "believes," "seeks," "estimates," "forecasts," "projects," "assumes," "will," "may," "could," "should," "budget," "target," "outlook," "proforma," "opportunity," "guidance" and variations of such words and similar expressions are intended to identify such forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other factors, as described below, which may cause our actual results, performance or achievements to be materially different from the results of operations, financial conditions or plans expressed or implied by such forward-looking statements. Although we believe that the assumptions underlying the forward-looking statements contained herein are reasonable, any of the assumptions could be inaccurate, and therefore such forward-looking statements included in this release may not prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, the inclusion of such information should not be regarded as a representation by us or any other person that the results or conditions described in such statements or our objectives and plans will be achieved. The following factors, among others, could cause our actual results, performance or achievements to differ materially from those expressed or implied in the forward-looking statements: inability to generate sufficient cash flows due to unfavorable economic and market conditions, changes in supply and/or demand, competition, uninsured losses, changes in tax and housing laws or other factors; exposure to risks inherent in investments in a single industry and sector; adverse changes in real estate markets, including, but not limited to, the extent of future demand for multifamily units in our significant markets, barriers of entry into new markets which we may seek to enter in the future, limitations on our ability to increase or collect rental rates, competition, our ability to identify and consummate attractive acquisitions or development projects on favorable terms, our ability to consummate any planned dispositions in a timely manner on acceptable terms, and our ability to reinvest sale proceeds in a manner that generates favorable returns; failure of development communities to be completed within budget and on a timely basis, if at all, to lease-up as anticipated or to achieve anticipated results; unexpected capital needs; material changes in operating costs, including real estate taxes, utilities and insurance costs, due to inflation and other factors; inability to obtain appropriate insurance coverage at reasonable rates, or at all, losses due to uninsured risks, deductibles and self-insured retentions, or losses from catastrophes in excess of coverage limits; ability to obtain financing at favorable rates, if at all, or refinance existing debt as it matures; level and volatility of interest or capitalization rates or capital market conditions; the effect of any rating agency actions on the cost and availability of new debt financing; the impact of adverse developments affecting the U.S. or global banking industry, including bank failures and liquidity concerns, which could cause continued or worsening economic and market volatility, and regulatory responses thereto; significant change in the mortgage financing market or other factors that would cause single-family housing or other alternative housing options, either as an owned or rental product, to become a more significant competitive product; ability to continue to satisfy complex rules in order to maintain our status as a REIT for federal income tax purposes, the ability of MAALP to satisfy the rules to maintain its status as a partnership for federal income tax purposes, the ability of our taxable REIT subsidiaries to maintain their status as such for federal income tax purposes, and our ability and the ability of our subsidiaries to operate effectively within the limitations imposed by these rules; inability to attract and retain qualified personnel; cyber liability or potential liability for breaches of our or our service providers' information technology systems, or business operations disruptions; potential liability for environmental contamination; changes in the legal requirements we are subject to, or the imposition of new legal requirements, that adversely affect our operations; extreme weather and natural disasters; disease outbreaks and other public health events, and measures that are taken by federal, state and local governmental authorities in response to such outbreaks and events; impact of climate change on our properties or operations; legal proceedings or class action lawsuits; impact of reputational harm caused by negative press or social media postings of our actions or policies, whether or not warranted; compliance costs associated with numerous federal, state and local laws and regulations; and other risks identified in this release and in reports we file with the SEC or in other documents that we publicly disseminate. New factors may also emerge from time to time that could have a material adverse effect on our business. Except as required by law, we undertake no obligation to publicly update or revise forward-looking statements contained in this release to reflect events, circumstances or changes in expectations after the date of this release. View original content to download multimedia: https://www.prnewswire.com/news-releases/maa-announces-pricing-of-senior-unsecured-notes-offering-302329503.html SOURCE MAA © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
In conclusion, the news of increasing interest rates for housing loans in Qingdao signals a shift in the local real estate landscape. Borrowers, homeowners, and industry stakeholders will need to adapt to the new lending conditions and consider the potential implications on their financial plans and strategies. As the market adjusts to these changes, it will be crucial for all parties involved to stay informed, proactive, and responsive to the evolving dynamics of the real estate sector in Qingdao.In response to the rumors, Hisense has issued a statement reaffirming its commitment to its employees and denying any plans for significant workforce reductions. The company emphasized that it continues to invest in its employees and believes in fostering a supportive and inclusive workplace culture.
Ukrainian football club Shakhtar Donetsk is facing some significant challenges ahead with key players being ruled out for upcoming matches. The club announced that star player Marlos will be sidelined for several months due to a serious injury, while defenders Branislav Ivanovic and Manor Solomon will miss the upcoming match against Barcelona.
There are few clearer signs of the destructive power that Hurricane Beryl unleashed on Barbados in July than the scene at the temporary boatyard in the capital, Bridgetown. Scores of mangled and cracked vessels sit on stacks, gaping holes in their hulls, their rudders snapped off and cabin windows broken. Yet these were the lucky ones. At least they can be repaired and put back out to sea. Many others sank, taking entire family incomes with them. When Beryl lashed Barbados, the island's fishing fleet was devastated in a matter of hours. About 75% of the active fleet was damaged, with 88 boats totally destroyed. Charles Carter, who owns a blue-and-black fishing vessel called Joyce, was among those affected. "It's been real bad, I can tell you. I had to change both sides of the hull, up to the waterline," he says, pointing at the now pristine boat in front of us. It has taken months of restoration and thousands of dollars to get it back to this point, during which time Charles has barely been able to fish. "That's my living, my livelihood, fishing is all I do," he says. "The fishing industry is mash up," echoes his friend, Captain Euride. "We're just trying to get back the pieces." Now, six months after the storm, there are signs of calmer waters. On a warm Saturday, several repaired vessels were put back into the ocean with the help of a crane, a trailer and some government support. Seeing Joyce back on the water is a welcome sight for all fishermen in Barbados. But Barbadians are acutely aware that climate change means more active and powerful Atlantic hurricane seasons - and it may be just another year or two before the fishing industry is struck again. Beryl, for example, was the earliest-forming Category 5 storm on record. Few understand the extent of the problem better than the island's Chief Fisheries Officer, Dr Shelly Ann Cox. "Our captains have been reporting that sea conditions have changed," she explains. "Higher swells, sea surface temperatures are much warmer and they're having difficulty getting flying fish now at the beginning of our pelagic season." The flying fish is a national symbol in Barbados and a key part of the island's cuisine. But climate change has been harming the stocks for years. At the Oistins Fish Market in Bridgetown, flying fish are still available, along with marlin, mahi-mahi and tuna, though only a handful of stalls are open. At one of them, Cornelius Carrington, from the Freedom Fish House. fillets a kingfish with the speed and dexterity of a man who has spent many years with a fish knife in his hands. "Beryl was like a surprise attack, like an ambush," says Cornelius, in a deep baritone voice, over the market's chatter, reggae and thwack of cleavers on chopping boards. Cornelius lost one of his two boats in Hurricane Beryl. "It's the first time a hurricane has come from the south like that, normally storms hit us from the north," he said. Although his second boat allowed him to stay afloat financially, Cornelius thinks the hand of climate change is increasingly present in the fishermen's fate. "Right now, everything has changed. The tides are changing, the weather is changing, the temperature of the sea, the whole pattern has changed." The effects are also being felt in the tourism industry, he says, with hotels and restaurants struggling to find enough fish to meet demand each month. For Dr Shelly Ann Cox, public education is key and, she says, the message is getting through. "Perhaps because we are an island and we're so connected to the water, people in Barbados can speak well on the impact on climate change and what that means for our country," she says. "I think if you speak to children as well, they're very knowledgeable about the topic." To see for myself, I visited a secondary school – Harrison College – as a member of a local NGO, the Caribbean Youth Environmental Network (CYEN), talked to members of the school's Environmental Club about climate change. The CYEN representative, Sheldon Marshall, is an energy expert who quizzed the pupils about greenhouse gases and the steps they could take at home to help reduce carbon emissions on the island. "How can you, as young people in Barbados, help make a difference on climate change?" he asked them. Following an engaging and lively debate, I asked the pupils how they felt about Barbados being on the front line of global climate change, despite having only a small carbon footprint itself. "Personally, I take a very pessimistic view," said 17-year-old Isabella Fredricks. "We are a very small country. No matter how hard we try to change, if the big countries – the main producers of pollution like America, India and China – don't make a change, everything we do is going to be pointless." Her classmate, Tenusha Ramsham, is slightly more optimistic. "I think that all great big leaps in history were made when people collaborated and innovated," she argues. "I don't think we should be completely disheartened because research, innovation, creating technology and education will ultimately lead to the future that we want." "I feel if we can communicate to the global superpowers the pain that we feel seeing this happen to our environment," adds 16-year-old Adrielle Baird, "then it would help them to understand and help us collaborate to find ways to fix the issues that we're seeing." For the island's young people, their very futures are at stake. Rising sea levels now pose an existential threat to the small islands of the Caribbean. It is a point on which the Prime Minister of Barbados, Mia Mottley, has become a global advocate for change – urging greater action over an impending climate catastrophe in her speech at COP29 and calling for economic compensation from the world's industrialised nations. On its shores and in its seas, it feels like Barbados is under siege - dealing with issues from coral bleaching to coastal erosion. While the impetus for action comes from the island's youth, it is the older generations who have borne witness as the changes unfold. Steven Bourne has fished the waters around Barbados his whole life and lost two boats in Hurricane Beryl. As we look out at the coastline from a dilapidated beach-hut bar, he says the island's sands have shifted before his very eyes. "It's an attack from the elements. You see it taking the beaches away, but years ago you'd be sitting here, and you could see the water's edge coming upon the sand. Now you can't because the sand's built up so much." By coincidence, in the same bar where I chatted to Steven was Home Affairs Minister Wilfred Abrahams, who has responsibility for national disaster management. I put it to him that it must be a a difficult time for disaster management in the Caribbean. "The whole landscape has changed entirely," he replied. "Once upon a time, it was rare to get a Category Five hurricane in any year. Now we're getting them every year. So the intensity and the frequency are cause for concern." Even the duration of the hurricane season has changed, he says. "We used to have a rhyme that went: June, too soon; July, standby; October, all over," he tells me. Extreme weather events like Beryl have rendered such an idea obsolete. "What we can expect has changed, what we've prepared for our whole lives and what our culture is built around has changed," he adds. Fisherman Steven Bourne had hoped to retire before Beryl. Now, he says, he and the rest of the islanders have no choice but to keep going. "Being afraid or anything like that don't make no sense. Because there's nowhere for we to go. We love this rock. And we will always be on this rock."
As the team prepares to face the challenges ahead, they know that they can count on the unwavering support of their fans and the determination of their injured teammate. With hard work, dedication, and a positive mindset, the Clippers will look to overcome adversity and emerge stronger on the other side.NoneLike a football off McBride's helmet, the Cardinals aren't getting many lucky bounces these days
Gainers Chimerix CMRX shares moved upwards by 150.9% to $2.17 during Tuesday's pre-market session. The market value of their outstanding shares is at $195.1 million. Cumberland CPIX shares rose 136.29% to $2.93. The company's market cap stands at $41.1 million. Cardiff Oncology CRDF shares rose 47.54% to $3.6. The market value of their outstanding shares is at $184.0 million. NewAmsterdam Pharma NAMS stock rose 35.74% to $25.14. The market value of their outstanding shares is at $2.3 billion. Psyence Biomedical PBM stock moved upwards by 31.88% to $2.73. The market value of their outstanding shares is at $2.3 million. Gelteq GELS stock increased by 23.87% to $4.41. The company's market cap stands at $41.6 million. Losers CervoMed CRVO stock decreased by 73.8% to $2.69 during Tuesday's pre-market session. The company's market cap stands at $22.2 million. Biora Therapeutics BIOR stock fell 47.78% to $0.7. The company's market cap stands at $3.1 million. Radiopharm Theranostics RADX stock decreased by 23.75% to $7.0. The market value of their outstanding shares is at $15.2 billion. Iterum Therapeutics ITRM shares declined by 16.87% to $2.42. The market value of their outstanding shares is at $66.5 million. China SXT Pharmaceuticals SXTC shares declined by 15.07% to $0.41. The market value of their outstanding shares is at $1.6 million. BioSig Technologies BSGM shares decreased by 13.64% to $0.95. The company's market cap stands at $16.3 million. See Also: www.benzinga.com/money/best-healthcare-stocks/ This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.TORONTO, Nov. 21, 2024 (GLOBE NEWSWIRE) -- Carbon Streaming Corporation (Cboe CA: NETZ ) OFSTF M2Q (" Carbon Streaming " or the " Company ") is pleased to announce the appointment of Mr. Marin Katusa as Chief Executive Officer (" CEO "), effective November 25, 2024. Mr. Katusa's appointment follows a lengthy search that considered both internal and external candidates. Mr. Katusa will succeed Mr. Christian Milau as part of the planned transition from his role as Interim CEO. Mr. Milau will step down as interim CEO on the same date but remain employed by the Company to facilitate a transition until the end of his contract on November 30, 2024. Mr. Milau will also step down from the Company's board of directors (the " Board ") effective November 30, 2024. Mr. Katusa is one of the largest shareholders of Carbon Streaming and has extensive experience in the industry. Mr. Katusa has elected not to receive any form of salary or incentive compensation as full-time CEO other than a nominal $1 per annum. Continuing as directors are Olivier P. Garret (Chair), Alice Schroeder, Marcel de Groot, and Jeanne Usonis. "I am pleased to have Marin Katusa accept the role as CEO of Carbon Streaming. He will bring his extensive experience and business acumen to help restructure Carbon Streaming and to maximize shareholder and stakeholder value," said Mr. Garret. Mr. Katusa stated, "In my opinion, the current portfolio of Carbon Streaming requires further restructuring, and all avenues will be utilized in order to maximize the shareholder and stakeholder value. I have waived any rights to compensation as CEO of the Company because of my commitment to reduce costs and optimize value." The Board would like to thank Christian Milau for his service to the Company and wishes him well in his future endeavours. Mr. Katusa has been a successful Canadian business executive, investor and financier in the resource and environmental sector for over two decades. Mr. Katusa is the author of two best selling books, including the 2021 #1 Best Seller, ‘The Rise of America'. About Carbon Streaming Carbon Streaming aims to accelerate a net-zero future. We pioneered the use of streaming transactions, a proven and flexible funding model, to scale carbon credit projects. The Company's focus is on projects that generate high-quality carbon credits and have a positive impact on the environment, local communities, and biodiversity, in addition to their carbon reduction or removal potential. This approach aligns our strategic interests with those of project partners to create long-term relationships built on a shared commitment to sustainability and accountability and positions us as a trusted source for buyers seeking high-quality carbon credits. The Company has carbon credit streams and royalties related to over 15 projects around the world, including removal, reduction and avoidance projects from nature-based, agricultural, engineered and community-based methodologies. To receive corporate updates via e-mail, please subscribe here . ON BEHALF OF THE COMPANY: Christian Milau, Interim Chief Executive Officer Tel: 647.846.7765 info@carbonstreaming.com www.carbonstreaming.com Investor Relations investors@carbonstreaming.com Media media@carbonstreaming.com Cautionary Statement Regarding Forward-Looking Information This news release contains certain forward-looking statements and forward-looking information (collectively, " forward-looking information ") within the meaning of applicable securities laws. All statements, other than statements of historical fact, that address activities, events or developments that the Company believes, expects or anticipates will or may occur in the future, are forward-looking information, including, without limitation, statements regarding the expected execution of Carbon Streaming's CEO succession plan, including process, timing and outcomes; the resignation of Mr. Milau from the Board and the timing thereof; the anticipated impact of changes to the Company's Board and management; and the restructuring opportunities of the Company and potential strategies thereof. When used in this news release, words such as "estimates", "expects", "plans", "anticipates", "will", "believes", "intends" "should", "could", "may" and other similar terminology are intended to identify such forward-looking information. This forward-looking information is based on the current expectations or beliefs of the Company based on information currently available to the Company. Forward-looking information is subject to a number of risks and uncertainties that may cause the actual results of the Company to differ materially from those discussed in the forward-looking information, and even if such actual results are realized or substantially realized, there can be no assurance that they will have the expected consequences to, or effects on, the Company. Forward-looking information should not be read as a guarantee of future performance or results, and will not necessarily be an accurate indication of whether or not such results will be achieved. Factors that could cause actual results or events to differ materially from current expectations include, among other things: general economic, market and business conditions and global financial conditions, including fluctuations in interest rates, foreign exchange rates and stock market volatility; volatility in prices of carbon credits and demand for carbon credits; change in social or political views towards climate change, carbon credits and ESG initiatives and subsequent changes in corporate or government policies or regulations and associated changes in demand for carbon credits; risks arising from competition and future acquisition activities; concentration risk; inaccurate estimates of project value, which may impact the ability of the Company to execute on its growth and diversification strategy; dependence upon key management; impact of corporate restructurings; the inability of the Company to optimize cash flows or sufficiently reduce operating expenses; reputational risk; failure or timing delays for projects to be registered, validated and ultimately developed and for emission reductions or removals to be verified and carbon credits issued (and other risks associated with carbon credits standards and registries); foreign operations and political risks including actions by governmental authorities, including changes in or to government regulation, taxation and carbon pricing initiatives; uncertainties and ongoing market developments surrounding the validation and verification requirements of the voluntary and/or compliance markets; due diligence risks, including failure of third parties' reviews, reports and projections to be accurate; dependence on project partners, operators and owners, including failure by such counterparties to make payments or perform their operational or other obligations to the Company in compliance with the terms of contractual arrangements between the Company and such counterparties; failure of projects to generate carbon credits, or natural disasters such as flood or fire which could have a material adverse effect on the ability of any project to generate carbon credits; volatility in the market price of the Company's common shares or warrants; the effect that the issuance of additional securities by the Company could have on the market price of the Company's common shares or warrants; global health crises, such as pandemics and epidemics; and the other risks disclosed under the heading "Risk Factors" and elsewhere in the Company's Annual Information Form dated as of March 27, 2024 filed on SEDAR+ at www.sedarplus.ca . Any forward-looking information speaks only as of the date of this news release. Although the Company believes that the assumptions inherent in the forward-looking information are reasonable, forward-looking information is not a guarantee of future performance and accordingly undue reliance should not be put on such statements due to the inherent uncertainty therein. Except as may be required by applicable securities laws, the Company disclaims any intent or obligation to update any forward-looking information, whether as a result of new information, future events or results or otherwise. The forward-looking information contained in this news release is expressly qualified by this cautionary statement. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
In conclusion, the raising of opposition flags at the Syrian Embassy in Russia is a poignant and thought-provoking action that reflects the deep-seated complexities of the Syrian conflict and the delicate balance of power and alliances that shape the region's future. It is a symbol of hope, courage, and the enduring quest for peace in a land ravaged by violence and strife.Juan Soto gets free luxury suite and up to 4 premium tickets for home games in $765M Mets deal