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Payment processing firms track robust spending on Black Friday-Cyber MondayThe legal dispute that has arisen from this situation centers around the terms of the challenge and the enforceability of the financial penalty. Some argue that the man should be held accountable for his failure to meet the challenge requirements and should be required to pay the penalty as agreed upon at the outset. Others contend that the terms of the challenge were overly stringent and that the financial penalty is excessive and unjust.UNITED NATIONS (AP) — Myanmar’s desperate military junta is ramping up attacks on villages that have fallen to opposition groups, carrying out beheadings, gang rapes and torture, with women, children and the elderly among the victims, the U.N. independent human rights investigator for Myanmar said in a new report. Thomas Andrews, a former U.S. congressman from Maine, said in the report to the U.N. General Assembly circulated Friday that the junta has responded to military defeats and the loss of territory by using sophisticated weapons against civilians and seeking to destroy towns that it cannot control. Calling Myanmar “an invisible crisis” because the world's attention is focused elsewhere, he said, “Escalating atrocities against the people of Myanmar are being enabled by governments that allow, or actively support, the transfer of weapons, weapons materials, and jet fuel to junta forces.” Andrews didn’t name the governments. But he praised Singapore for cracking down on weapons transfers that has led to a 90% reduction by Singapore-registered companies, and said sanctions imposed by the United States on junta-controlled, state-owned banks have disrupted military supply chains. The U.N. special rapporteur on human rights in Myanmar lamented, however, that their actions remain an exception. He called on all countries to address Myanmar’s “devastating human rights and humanitarian crisis” by stopping the flow of weapons to the junta, stepping up humanitarian aid to millions in need, and supporting efforts to hold perpetrators accountable for human rights violations. Myanmar is racked by violence that began when the army ousted the elected government of Aung San Suu Kyi in February 2021 and brutally suppressed nonviolent protests. That triggered armed resistance and combat across the country, with the military increasingly using airstrikes to counter the opposition and secure territory. The army is on the defensive against ethnic militias in much of Myanmar as well as hundreds of armed guerrilla groups collectively called the People’s Defense Forces, formed to fight to restore democracy. The military has said in the past that it only attacks legitimate targets of war and has accused the resistance forces of being terrorists. Andrews called the military junta’s plan to hold an election in late 2025 “a farcical parody” and “thinly veiled attempt to create an impression of legitimacy and relieve international pressure.” He warned, “Not only is this fraudulent attempt outrageous, it is dangerous, as it could lead to even greater levels of instability and violence.” He ticked off grim statistics: Over 3.1 million people are displaced by conflict and the junta’s human rights violations, and 18.6 million people need humanitarian assistance, including 13.3 million facing emergency levels of food insecurity. He said the junta's military forces have killed more than 5,800 civilians, destroyed over 100,000 homes and other civilian structures, and have kept more than 21,000 political prisoners languishing behind bars. “Junta troops have killed civilians in ground assaults, including the mass killing of individuals already in the custody of junta forces,” Andrews said. “Victims have been tortured, raped and beheaded, and their bodies burned." Andrews, a human rights fellow at Yale Law School who was appointed by the Geneva-based Human Rights Council, said the situation was most “desperate and dangerous” in Rakhine state in western Myanmar. Last November, the Arakan Army, which is seeking autonomy from Myanmar’s central government, began an offensive against the military in Rakhine and has gained control of more than half of its townships . The Arakan Army, which is the well-armed wing of the Rakhine ethnic minority movement, is also a member of the armed ethnic group alliance trying to topple the military. In the report, Andrews said: “The Arakan Army has been implicated in grave human rights abuses, including indiscriminate attacks, killings, sexual violence and arbitrary arrests.” He also said the military has responded to the Arakan Army's steady losses in Rakhine by attacking civilians and raising tensions between the ethnic Rakhine and Rohingya communities. Buddhist-majority Myanmar has long considered the Rohingya Muslim minority to be “Bengalis” from Bangladesh even though their families have lived in the country for generations. Nearly all have been denied citizenship since 1982. In August 2017, attacks by a Rohingya insurgent group on Myanmar security personnel triggered a brutal campaign by the military, which drove at least 740,000 Rohingya to Bangladesh. The military is accused of mass rape, killings and burning thousands of homes. Meanwhile, the military junta has conscripted thousands of Rohingya men and deployed them to the front lines to fight the Arakan Army, he said. And Rohingya militant groups have “cynically aligned with the junta” and committed human rights abuses against the ethnic Rakhine population. “Hundreds of thousands of people in Rakhine State are completely cut off from humanitarian assistance and threatened by exposure, starvation and disease,” Andrews warned. “Failure to act immediately to provide emergency humanitarian aid will be a death sentence for untold numbers of innocent men, women and children.” A month ago, he said, Nobel laureate Muhammad Yunus, the interim leader of Bangladesh where 1 million Rohingya refugees live, called on U.N. Secretary-General Antonio Guterres to convene a conference with all key players in the Rohingya crisis. Yunus has pressed for their repatriation to Myanmar. Andrews urged Guterres to call a conference that could help “seize the attention of a distracted world and mobilize the resources and action necessary to save the many lives that hang in the balance.”
Trump Wants U.S. Control of the Panama Canal. Here’s Three Things to Know.
Over the years, the Emirates Stadium has witnessed countless thrilling moments that have left an indelible mark on Arsenal's legacy. From memorable victories in the Premier League and FA Cup to electrifying European nights in the UEFA Champions League, the stadium has been the stage for some of Arsenal's greatest triumphs. The atmosphere created by the passionate Arsenal supporters reverberates throughout the stadium, inspiring the players to achieve greatness on the pitch.As we bid farewell to the era of "lying flat" in savings, let us embrace a new era of financial empowerment and resilience. By prioritizing rational consumption, tightening our wallets, and cultivating healthy saving habits, we can secure our financial future and build a solid foundation for long-term prosperity. Let us pave the way for a brighter and more financially secure tomorrow, one prudent decision at a time.Facebook Twitter WhatsApp SMS Email Print Copy article link Save WASHINGTON — The House passed a $895 billion measure Wednesday that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. The bill passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. The Pentagon and the surrounding area is seen Jan. 26, 2020, from the air in Washington. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. People are also reading... OSU football: A prediction gone badly wrong Philomath driver suspected of DUII in Corvallis pileup Corvallis police seek grinches who stole Christmas As I See It: Six reasons why Trump won again OSU men's basketball: Beavers hope blowout wins pave the way for bigger things Corvallis Samaritan hospital has new CEO 2025 to bring rate increases, new fee for hauling Corvallis waste Graduate employees reach deal with OSU to end strike The real reason Corvallis' Pastega Lights moved to Linn County Why did Trump win? Election debrief hosted by Corvallis group Graduate strike at OSU continues. What's the holdup? OSU football: Beavers add 18 players as signing period opens Corvallis woman cuts hair for homeless: 'The Lord gave me a calling' Albany man pleads to numerous sex crimes Molestation victim’s mother tampered with court case Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators wanted to increase defense spending about $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions in the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many nondefense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, proved effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. U.S. Troops Face Mounting Threats from Predatory Debt Collectors U.S. Troops Face Mounting Threats from Predatory Debt Collectors Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, debt collection complaints by U.S. military service members increased 24% , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. “The financial well-being of service members and their families is one of the Department’s top priorities.” —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with bad credit scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Most Menacing Loan Messengers Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous complaints to the Better Business Bureau for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Loan Harassment Hotspots Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Billionaire Bets on Bad Credit Photo Credit: PeopleImages.com - Yuri A / Shutterstock In 2007, Congress passed the Military Lending Act to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s $175 million appeal bond , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. Westlake Financial paid $700,000 to settle the charges. In 2022, Westlake Financial paid $250,000 for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Lenders Try to Shutter CFPB Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Holidays, Interest Rates Not to Blame Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members From Q1 2021 to Q4 2022 Up 4% From Q4 2022 to Q1 2023 Up 6% From Q4 2023 to Q1 2024 Up 24% The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates From 3.08% in Q4 2021 to 3.82% in Q1 2022 From 6.66% in Q4 2022 to 6.37% in Q1 2023 From 7.30% in Q1 2023 to 6.75% in Q4 2024 Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in March 2021 . To better understand the rising trend of debt collection complaints, we calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. Methodology The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section here . For complete results, see U.S. Troops Face Mounting Threats from Predatory Debt Collectors on BadCredit.org . Veteran homelessness is on the rise despite government efforts—here's how it happens Veteran homelessness is on the rise despite government efforts—here's how it happens Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the latest homelessness estimates from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a 2022 study by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. Stacker examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. Veterans struggle to find a path forward The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of veterans have jobs lined up when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal Human Resource Management Review found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the unemployment rate for veterans was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were underemployed because of perceived skill mismatches . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A 2021 study from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. Some veterans struggle to find homes in their budget High rents make it difficult to save up, even when applying for a VA loan—a mortgage backed by the Department of Veterans Affairs that typically has more favorable terms. While the VA does not require a downpayment, some lenders, who ultimately provide the loan, do. They're not entirely risk-free either, and veterans can still lose their homes if they are unable to keep up with their mortgages. In November 2023, the VA put a six-month pause on foreclosures when an NPR investigation found thousands of veterans were in danger of losing their homes after a COVID forbearance program ended. Biden officials pointed to high rents and the end of COVID-era housing restrictions like eviction moratoriums to explain the spike in Americans experiencing homelessness. In the last year, homelessness rose 12%—to more than 650,000 people—the highest level since data began being collected in 2007. Overall, more than half of people experiencing homelessness in 2023 live in states with high living costs. Most were in California, followed by New York and Florida. Western states, including Montana and Utah, experienced massive population growth during the pandemic, becoming hubs for remote workers who drove home prices and rents even further. Vets with mental health issues most at risk for homelessness For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness have a severe mental illness , according to 2022 HUD survey data. They are also likely to have chronic illnesses but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are more likely to have experienced trauma , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an undiagnosed mental illness . Racial and ethnic disparities are at play, too. A 2023 study in the Journal of Psychiatric Research showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being conditioned to be self-reliant and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to $14 million in vouchers to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Story editing by Kelly Glass. Copy editing by Kristen Wegrzyn. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
The arrest of these young men may be a cautionary tale, but it is also an opportunity for reflection and growth. A chance for society to confront the toxic elements of entitlement and privilege that continue to plague our communities, and to strive for a more just and equitable future for all.The banning of 83 accounts by the "Love Nikki Dress UP Queen" international server serves as a wake-up call to cheaters, reminding them that there are consequences for their actions. Players are encouraged to play the game with honesty and integrity, respecting the rules and guidelines set forth by the developers. By upholding the principles of fair play and sportsmanship, players can enjoy a positive gaming experience and contribute to a healthy community within the game.
TORONTO — The Toronto Raptors have signed guard AJ Lawson to a two-way contract, the NBA team announced Wednesday. The six-foot-six, 185-pound guard from Toronto averaged 24.0 points, 6.6 rebounds, 2.6 assists and 35.1 minutes in 11 games (all starts) this season with the Long Island Nets, the G League affiliate of the Brooklyn Nets. Lawson has career averages of 3.4 points, 1.2 rebounds and 7.4 minutes in 57 career NBA games with the Dallas Mavericks and the Minnesota Timberwolves over the last two seasons. During this span, he also averaged 21.1 points, 6.6 rebounds and 34.1 minutes in seven games with the Texas Legends in the 2023-24 G League season and 20.0 points, 7.4 rebounds and 31.9 minutes in 22 games with the Legends, Iowa Wolves and the College Park Skyhawks in the 2022-23 campaign. Lawson played three collegiate seasons (2018-21) at South Carolina where he posted averages of 14.2 points, 4.0 rebounds, 2.1 assists and 30.2 minutes in 81 career games. The signing comes with the Raptors dealing with injuries to all-star Scottie Barnes and point guard Immanuel Quickley. The Raptors return to action Thursday against the Heat in Miami. This report by The Canadian Press was first published Dec. 11, 2024. The Canadian Press
UNITED NATIONS (AP) — Myanmar’s desperate military junta is ramping up attacks on villages that have fallen to opposition groups, carrying out beheadings, gang rapes and torture, with women, children and the elderly among the victims, the U.N. independent human rights investigator for Myanmar said in a new report. Thomas Andrews, a former U.S. congressman from Maine, said in the report to the U.N. General Assembly circulated Friday that the junta has responded to military defeats and the loss of territory by using sophisticated weapons against civilians and seeking to destroy towns that it cannot control. Calling Myanmar “an invisible crisis” because the world's attention is focused elsewhere, he said, “Escalating atrocities against the people of Myanmar are being enabled by governments that allow, or actively support, the transfer of weapons, weapons materials, and jet fuel to junta forces.” Andrews didn’t name the governments. But he praised Singapore for cracking down on weapons transfers that has led to a 90% reduction by Singapore-registered companies, and said sanctions imposed by the United States on junta-controlled, state-owned banks have disrupted military supply chains. The U.N. special rapporteur on human rights in Myanmar lamented, however, that their actions remain an exception. He called on all countries to address Myanmar’s “devastating human rights and humanitarian crisis” by stopping the flow of weapons to the junta, stepping up humanitarian aid to millions in need, and supporting efforts to hold perpetrators accountable for human rights violations. Myanmar is racked by violence that began when the army ousted the elected government of Aung San Suu Kyi in February 2021 and brutally suppressed nonviolent protests. That triggered armed resistance and combat across the country, with the military increasingly using airstrikes to counter the opposition and secure territory. The army is on the defensive against ethnic militias in much of Myanmar as well as hundreds of armed guerrilla groups collectively called the People’s Defense Forces, formed to fight to restore democracy. The military has said in the past that it only attacks legitimate targets of war and has accused the resistance forces of being terrorists. Andrews called the military junta’s plan to hold an election in late 2025 “a farcical parody” and “thinly veiled attempt to create an impression of legitimacy and relieve international pressure.” He warned, “Not only is this fraudulent attempt outrageous, it is dangerous, as it could lead to even greater levels of instability and violence.” He ticked off grim statistics: Over 3.1 million people are displaced by conflict and the junta’s human rights violations, and 18.6 million people need humanitarian assistance, including 13.3 million facing emergency levels of food insecurity. He said the junta's military forces have killed more than 5,800 civilians, destroyed over 100,000 homes and other civilian structures, and have kept more than 21,000 political prisoners languishing behind bars. “Junta troops have killed civilians in ground assaults, including the mass killing of individuals already in the custody of junta forces,” Andrews said. “Victims have been tortured, raped and beheaded, and their bodies burned." Andrews, a human rights fellow at Yale Law School who was appointed by the Geneva-based Human Rights Council, said the situation was most “desperate and dangerous” in Rakhine state in western Myanmar. Last November, the Arakan Army, which is seeking autonomy from Myanmar’s central government, began an offensive against the military in Rakhine and has gained control of more than half of its townships . The Arakan Army, which is the well-armed wing of the Rakhine ethnic minority movement, is also a member of the armed ethnic group alliance trying to topple the military. In the report, Andrews said: “The Arakan Army has been implicated in grave human rights abuses, including indiscriminate attacks, killings, sexual violence and arbitrary arrests.” He also said the military has responded to the Arakan Army's steady losses in Rakhine by attacking civilians and raising tensions between the ethnic Rakhine and Rohingya communities. Buddhist-majority Myanmar has long considered the Rohingya Muslim minority to be “Bengalis” from Bangladesh even though their families have lived in the country for generations. Nearly all have been denied citizenship since 1982. In August 2017, attacks by a Rohingya insurgent group on Myanmar security personnel triggered a brutal campaign by the military, which drove at least 740,000 Rohingya to Bangladesh. The military is accused of mass rape, killings and burning thousands of homes. Meanwhile, the military junta has conscripted thousands of Rohingya men and deployed them to the front lines to fight the Arakan Army, he said. And Rohingya militant groups have “cynically aligned with the junta” and committed human rights abuses against the ethnic Rakhine population. “Hundreds of thousands of people in Rakhine State are completely cut off from humanitarian assistance and threatened by exposure, starvation and disease,” Andrews warned. “Failure to act immediately to provide emergency humanitarian aid will be a death sentence for untold numbers of innocent men, women and children.” A month ago, he said, Nobel laureate Muhammad Yunus, the interim leader of Bangladesh where 1 million Rohingya refugees live, called on U.N. Secretary-General Antonio Guterres to convene a conference with all key players in the Rohingya crisis. Yunus has pressed for their repatriation to Myanmar. Andrews urged Guterres to call a conference that could help “seize the attention of a distracted world and mobilize the resources and action necessary to save the many lives that hang in the balance.”In the face of adversity and doubt, the €200 million superstar stands tall as a beacon of hope and inspiration for Real Madrid. His return symbolizes a new beginning for the team, a chance to turn the tide and rewrite their story in the Champions League. With his skills, determination, and leadership, he is ready to lead Real Madrid to victory and silence the critics who doubt their ability to compete at the highest level.Google unveils latest AI model, Gemini 2.0Revival Gold Announces AGM Results and Transition in Exploration Leadership
AP Trending SummaryBrief at 6:49 p.m. ESTThe ongoing airstrikes have raised concerns about the potential for further escalation and retaliation between Israel and Syria. Tensions have been high between the two countries for years, with occasional flare-ups along the border. The latest airstrikes mark a significant escalation in the conflict and have the potential to reignite broader regional hostilities.
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