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Wisconsin faces its first losing season in 23 years and the end of a bowl streak when the Badgers host arch-rival Minnesota on Friday in the annual Big Ten battle for Paul Bunyan's Axe. Minnesota (6-5, 4-4) lost to No. 4 Penn State 26-25. Wisconsin (5-6, 3-5 Big Ten) lost its fourth straight, 44-25, at Nebraska in a game that was not as close as the score. "Well 1890 is the first time we played this football team coming up and this is what it's all about," Minnesota coach P.J. Fleck said of the rivalry. "And you wouldn't want to have it any other way, being able to end the season with one of your biggest rivals. I know our guys will be ready to go, ready to play." Wisconsin has 22 consecutive winning seasons since going 5-7 under Barry Alvarez in 2001, the longest active streak among Power 4 teams. The Badgers also have played in a bowl game in each of the last 22 seasons, the longest active streak in the Big Ten and third-longest in FBS. Wisconsin coach Luke Fickell is more concerned with the rivalry game than the winning season and bowl streaks. "I'm not downplaying it, I'm not saying it's not important, I'm not saying it's another thing that's on our plate," Fickell said Monday. "But when it gets down to this last week, it's about one thing, it's about the rivalry. It's about preparing to play in the most important game of the year." The Gophers have dropped their last two games after winning four in a row. Minnesota averages 26.6 points per game, while allowing 18.5, 15th-best in the country. Max Brosmer has completed 67 percent of his passes for 221 per game with 15 touchdowns and five interceptions. Daniel Jackson is the top target with 69 catches for 802 yards and three scores, and Darius Taylor is the top rusher with 730 yards at 4.8 per carry with nine touchdowns. One week after leading Oregon after three quarters, the Wisconsin defense was shredded for 473 yards and five touchdowns by Nebraska. Braedyn Locke, who took over at quarterback when Tyler Van Dyke suffered an early season-ending knee injury, has thrown at least one interception in eight consecutive games. Locke has completed 56.4 percent of his passes for 180.6 yards per game, with 12 touchdowns and 10 picks. Tawee Walker is the leading rusher with 828 yards at 4.7 per carry with 10 touchdowns. He has failed to reach 60 yards in three of the last four games. Former Wisconsin and NFL standout JJ Watt posted on social media his assessment - and frustration - with the Badgers after the Nebraska game. "Losing happens, it's part of the game. Hearing announcers talk about how much tougher and more physical Nebraska & Iowa are while getting blown out ... that's the issue," Watt wrote on X. "We are Wisconsin. Physicality, running game, great O-Line and great defense. That is our identity." Wisconsin defeated the Gophers 28-14 last after Minnesota had won the previous two meetings. The Badgers have won 7 of the last 10 and lead the storied series 63-62-8. --Field Level Media
It was a clash of titans, a showdown for the ages. The highly anticipated battle between Hunter 1 and Hunter 2 had finally been confirmed, sending waves of excitement through fans all over the world. As the news spread like wildfire across social media platforms, speculation and anticipation reached a fever pitch. The countdown to the epic showdown had officially begun.Why some brewing companies are producing more hop-forward ales and light-bodied lagers
Congress MP Hibi Eden (L) confers with BJP MP and Waqf Amendment Bill JPC chairman Jagdambika Pal at Parliament House on Wednesday NEW DELHI: After protests by opposition members on the panel, the Joint Parliamentary Committee scrutinising the Waqf (Amendment) Bill passed a resolution seeking extension of time for presentation of its report till the last day of the budget session next year. JPC chairperson and BJP member Jagdambika Pal will move a motion in LS on Thursday as per the business listed for the day to seek approval of the House for the extension. The JPC decided to move the resolution after a slugfest at Wednesday's meeting of the committee where opposition members stormed out alleging that its proceedings had become a "mockery". They, however, returned to attend the meeting after an hour amid indications that the chairperson would seek an extension in its term. Though the deferment marked a win for the opposition, it may also have helped push the likely debate and passage on the controversial bill closer to voting for Delhi polls likely to be scheduled in Feb. The budget session will be held from Feb 1. Thanks to the postponement, the two Houses may get to debate the bill just days ahead of the polls in Delhi, where properties handed over to the Waqf Board are set to be a key poll issue. BJP has said that the Congress-led UPA amended the Waqf Act in 2013 as part of its appeasement politics. In his celebratory speech on Nov 23 after the Maharashtra win, PM Narendra Modi had claimed that before Congress rule ended in 2014, the party handed over several properties near Delhi to the Waqf Board. "In its hunger for power, the Congress family has destroyed the Constitution's secular values," Modi had said, adding that Congress formed laws to promote appeasement politics and the Waqf Board was an example of it. Earlier in the day, Gaurav Gogoi of Congress, A Raja of DMK, Sanjay Singh of AAP and Kalyan Banerjee of TMC protested the conduct of Pal, alleging that he was keen to wrap up its proceedings by the Nov 29 deadline without completing due process. On Monday, which was the first day of winter session of Parliament, opposition MPs in JPC had met LS Speaker Om Birla and submitted a memorandum seeking extension of the deadline for the committee to submit its report. The bill seeks to amend the Waqf Act, 1995, to ensure more accountability and transparency in the functioning of Waqf Boards and also has provisions for mandatory inclusion of women in these bodies.In bidding farewell to Serie A, the young player leaves behind a legacy of perseverance and dedication, inspiring his teammates and fans to cherish every moment on the pitch. His impact on the game will not be forgotten, as his journey serves as a reminder of the unpredictable nature of sports and the resilience required to navigate its challenges.
The Raspberry Pi series of inexpensive single-board computers (or SBCs) built around an ARM system on a chip have greatly changed the landscape of do it yourself computing projects in the past 15 years. The germ of the idea came in 2006, when a group of employees at the University of Cambridge's Computer Laboratory who were concerned by a year-over-year decline in the number of computer science students and the skill level of those students who did enroll. Learning how to code had been part and parcel of the 1980s computer-owning experience, but in the 1990s and beyond, it became a less necessary skill. Introducing incredibly inexpensive computers designed for DIY projects that would encourage younger computer enthusiasts to learn programming languages was thus the catalyst for launching the Raspberry Pi organization and product line. The Raspberry Pi line is divided into four series of boards. Those are the flagship Pi with the most horsepower and connectivity options, the Zero series with a smaller form factor and fewer ports with lower specs, the Compute Module series for embedded applications, and the Pico series, which are very small microcontroller boards that don't run Linux or have removable storage, instead being programmed by flashing a binary onto the built-in flash storage. They're best for single-purpose uses, like controlling other devices. The Pico series has a new update, the $7 Raspberry Pi Pico 2 W . Let's take a look at what this board brings to the table with its feature set. What sets the Raspberry Pi Pico series apart from its cousins like the Raspberry Pi Zero series is that instead of being a cut-down version of the flagship Raspberry Pi, it's supposed to be a low-cost alternative to older Arduino boards. If you're new to Arduino boards , they're much more straightforward than Raspberry Pi boards, without the need to load an operating system onto it or worry about a user interface. Instead, you write your code in the Arduino software on your primary computer and flash it to the board. The Pico series works the same way. If you're looking at comparing the Raspberry Pi Pico to Arduino boards , though they're broadly similar, they use different programming languages and have different pinouts. Spec-wise, the Pico 2 W boasts dual Arm Cortex-M33 or dual Hazard3 RISC-V processor running at 150MHz, 520KB of on-chip SRAM, newly included 2.4GHz 802.11n Wi-Fi with support for Bluetooth 5.2, plus various security features with full documentation. As of this writing, there's just one professional review of the Pico 2 W available online, from Les Pounder at Tom's Hardware . That review is very positive, giving the board 4.5 stars out of five and noting that the addition of Wi-Fi was the big game changer. The review also praises the new model for coming with an increase in power while keeping the price low. If you don't need Wi-Fi, the regular Pico 2 is fine, but this is the one for your " internet of things " projects.The National Urban League , a prominent civil rights organization, is speaking out against Walmart's recent move to discontinue its diversity, equity, and inclusion (DEI) programs. Marc Morial, the group's CEO and president, expressed his disappointment in Walmart , who had previously been a partner of theirs, stating on CBS Mornings that he is "dismayed by this decision." Morial told CBS: "I think what they did is succumb to a smear campaign, to threats, to bullying, and to blackmail by a handful of extremists." Walmart 's drastic reversal of its diversity policies signals a significant shift in U.S. companies as they reassess the legal and political risks tied to ambitious programs to support historically marginalized groups. JonBenét Ramsey's father says advances in DNA technology can help solve daughter's cold case murder Georgia cult mom who thought she breastfed 'evil' into baby stabbed 13-month-old daughter to death The world's largest retailer announced these changes on Monday, following a series of legal wins by conservative groups that have launched a barrage of lawsuits against corporate and federal initiatives designed to uplift minority and women-owned businesses and employees. This retreat from such programs became evident with the election of former President Donald Trump, whose administration is set to prioritize dismantling diversity, equity, and inclusion programs. Trump's incoming deputy chief of policy will be his former adviser Stephen Miller, who heads a group named America First Legal that has actively contested corporate DEI policies. Morial further mentioned that he has reached out to Walmart leaders to discuss the changes in an attempt to comprehend the rationale behind the decision before the National Urban League and other civil rights community members take their own responsive measures. John Furner, the CEO and President of Walmart U.S. said that the company's rollbacks are aimed at ensuring everyone feels they "belong." "Like many companies all across the U.S., we’ve been on a journey," Furner said. "We’ll continue to be on a journey. And what we’re trying to do is to ensure every customer, every associate feels welcomed here in the shop and to feel like they belong." However, Morial criticized the corporation for making the changes without consulting stakeholders including the National Urban League, which has been a partner of the superstore for two decades. DAILY NEWSLETTER: Sign up here to get the latest news and updates from the Mirror US straight to your inbox with our FREE newsletter. "They went from worst to first class when it comes to diversity," Morial said. "The idea that they would throw all of that away without any careful consultation with their partners, without any real serious evaluation of the success of these programs, is what dismays me." Among other changes, Walmart announced it will no longer give priority treatment to suppliers owned by women or minorities. The company also will not renew a five-year commitment for a racial equity center set up in 2020 after the police killing of George Floyd. And it pulled out of a prominent gay rights index. "One value of this nation is equal opportunity," Morial said. "That’s all equity, diversity and inclusion is about. It’s about creating a level playing field for all." He mentioned that DEI has been "smeared" by a "hate mob." "Diversity, equity and inclusion were a set of terms designed to create a positive, if you will, image and a positive conversation about an America for all, an America that is open to all," he claimed. "DEI does not favor, it opens doors that have historically been closed," Morial further explained.
While the older players have been thriving in the English Premier League, the same cannot be said for many of the new signings in the 2024 summer transfer window. Clubs across the league spent millions on potential stars of the future, only to see them struggle to adapt to the rigors of English football.
National Home Corp announces affordable new homes selling soon at Heather Heights in Itasca, TexasOfficial Announcement: Former Barcelona Head Coach Setien Appointed as Beijing Guoan Head Coach
Raphinha scores 2 and Barcelona ends Spanish league slump with 5-1 rout of Mallorca
Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. 5 ways to tell if you’re on track for retirement You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. 1. Use the Rule of 25 to get a ballpark number A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. 2. Compare your savings to Fidelity guidelines Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. 3. Use an online retirement calculator Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. 4. Map out your retirement budget Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. 5. Talk to a financial adviser For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. 5 ways to catch up on retirement savings Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . 1. Scale back your spending now and in retirement Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” 2. Delay retirement by a year or two Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. 3. Save more It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. 4. Invest more aggressively If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. 5. Take advantage of new retirement account catch-up contributions Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. Bottom line There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. (Visit Bankrate online at bankrate.com .) ©2024 Bankrate.com . Distributed by Tribune Content Agency, LLC.BETHESDA, Md. , Dec. 3, 2024 /PRNewswire/ -- The Board of Directors at Lockheed Martin (NYSE: LMT) named Kevin O'Connor as the corporation's new senior vice president, general counsel and corporate secretary. Effective Jan. 13 , O'Connor will succeed Maryanne Lavan , who plans to retire. O'Connor most recently served as senior vice president and chief legal officer for Carrier. "Kevin is a proven leader who brings insight, expertise, and a shared commitment to our 21st Century Security ® vision. I look forward to working with him as we continue to prioritize strong governance and delivering more cutting-edge capabilities faster and more affordably to the United States and our allies," said Chairman, President and CEO Jim Taiclet . "Over her exceptional 34-year career at Lockheed Martin, Maryanne has made a mark on our company through her leadership, guidance and integrity. I appreciate her many years of service and wish her all the best in her next chapter." Lavan will serve as a strategic advisor through the first quarter of 2025 to help ensure a smooth transition. About Kevin O'Connor As senior vice president and chief legal officer for Carrier, O'Connor oversaw the company's legal and compliance matters worldwide. He also was responsible for government and regulatory affairs, where he developed and executed advocacy strategies to support global business growth. Prior to joining Carrier, he served as chief legal officer for Point72. Before that, O'Connor served as the vice president of Global Ethics & Compliance, UTC, and was a partner at the law firm Bracewell LLP. O'Connor is a proven leader with more than 25 years of experience, bringing to the role a strong combination of experience in government and the private sector, including at the U.S. Securities and Exchange Commission, as U.S. attorney for Connecticut and as associate attorney general of the United States , the third-ranking official at the Department of Justice. "It is an honor to join Lockheed Martin at such an exciting time in its history, when national security solutions are of paramount importance," said O'Connor. "The opportunity to work with such an incredibly talented team while continuing to ensure the highest standards in governance and compliance is truly exciting. I look forward to working with the leadership team to help advance Lockheed Martin's critical mission in this dynamic environment." About Lockheed Martin Lockheed Martin is a global defense technology company driving innovation and advancing scientific discovery. Our all-domain mission solutions and 21st Century Security ® vision accelerate the delivery of transformative technologies to ensure those we serve always stay ahead of ready. More information at Lockheedmartin.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/lockheed-martin-names-new-general-counsel-302321622.html SOURCE Lockheed Martin
Alexander-Arnold, known for his attacking prowess and defensive capabilities, has long been a cornerstone of Liverpool's success. His performances have garnered interest from several top European clubs, prompting concerns about his future at Anfield. Meanwhile, Salah, the Egyptian forward whose goals have propelled Liverpool to numerous victories, has also been linked with a possible move away from the club.In conclusion, the meeting of nuclear experts from the five nuclear-weapon states in Dubai marked a significant step towards fostering dialogue, cooperation, and transparency in the realm of nuclear governance. The discussions held during the meeting underscored the shared responsibility of nuclear-weapon states in promoting global security and stability. As the world faces increasing challenges in the nuclear domain, the need for constructive engagement and collective action among nuclear-weapon states has never been more critical. China's active participation in this meeting demonstrates its commitment to upholding international norms, promoting peace, and enhancing global nuclear security.
A5: To mitigate risks, Chinese companies need to conduct thorough market research, establish solid partnerships with local businesses, comply with local regulations, and adapt their strategies to suit the cultural and business environment of the host country. Building a strong corporate governance framework, enhancing transparency, and maintaining good corporate social responsibility practices are also crucial in managing risks effectively.However, one particular aspect of the game has left many female players scratching their heads - the W+Spacebar combo. In a key moment of the game, players are required to press these two keys simultaneously to trigger a special ability or perform a powerful attack. Sounds simple enough, right? Wrong.As the match day approaches, fans eagerly anticipate the showdown between Salzburg Red Bull and Paris Saint-Germain. The clash of two powerhouse teams promises an exciting display of football, with both sides vying for victory and supremacy. While PSG may have the advantage on paper, Salzburg's midfielders are ready to defy the odds, defy expectations, and make a statement with their performance on the pitch. The stage is set for a thrilling encounter, and all eyes will be on Salzburg's midfield as they strive to make a name for themselves in European football.