Goodell speaks to Congress about the security issue of drones on NFL game days, AP source saysNine CSU Rams earn Mountain West all-conference honorshttps www ubet63 ph 。

China sanctions seven companies over US military assistance to Taiwan

I want to give you a list of AI Christmas music to block in your major music streaming platform. I don’t think it’s comprehensive. I bet there’s a bunch of new ones that I am still unwittingly playing. I just want to feel festive for a moment sometimes, which is why I play this music. But now I know about artificial intelligence (AI) Christmas music, so I can’t be happy in December, either. AI sludge is already everywhere and now it’s here, too. Some stupid list won’t be enough to solve the problem. To be honest, I don’t really know how to fix this. Banning AI Christmas “bands” who receive millions of listens monthly is like killing individual flies coming from a massive open sewer situated right around my house. Well, Merry Christmas. Here is your gift. A little fly swat. (Screenshot via Spotify) AI Christmas songs sound like the real deal. Nothing funny or remarkable about them — the occasional odd instrumentalisation or off-sounding vocal, but little that sparks curiosity and absolutely nothing that sparks joy. That’s generative AI’s job. It thieves from real stuff and shoves it all into a tech mulcher to produce a reasonable aggregate of all the things that ever made you feel something. Now you can enjoy a tech-slop aggregate of those old feelings in your stupid Christmas hat. Like a digital mama bird that regurgitates your own nostalgia into your open beak for you to gulp up. You’ll hear this shit whether you want to or not. It will come up on auto-play if you fire up a lone Nat King Cole song. It’s also infesting all the largest Christmas playlists on streaming platforms. Some of these AI Christmas “bands” have been around for a year or two by now, so they’ve accumulated enough streams and shares to come up in the playlist right after Mariah . A popular bit of software used to make AI Christmas music is Suno . The app follows specific commands to create AI music and vocals accordingly. It also allows artists to hide the AI mulch behind a smattering of real lyrics, vocals and instrumentalisation they can choose to add. All of these AI slop Christmas artists appear to be controlled by the same person or group. There are a few tells. (Screenshot via Spotify) All their Spotify bios begin with a variant of the following statement: ‘ [Insert band name here] are working songwriters, artists and musicians who have joined forces to release holiday-themed cover music on their independent record label, distributed by Warner Music’s ADA.’ (Screenshot via Spotify) Distribution services like ADA and Distrokid accept AI music but are getting increasingly picky about what they allow through the gate. Not because they have morals. They do not. It’s due to the many legal battles cropping up currently around AI thievery. The merest uncredited sample can bankrupt artists and minor labels, so imagine the kind of payday an entirely thieved AI musical salad could deliver. As long as the content is deemed of high enough quality and perhaps spliced in Suno with real vocals or instrumentalisation to help disguise it, they’ll let it through. Another tell: the bios of these “bands” tell you to follow them for more music. But you can’t. The Instagram and Twitter accounts are always locked. (Screenshot via Instagram) They don’t really want people snooping around and verifying the AI-ness of the music. Or determining who is producing it. (Screenshot via Instagram) Oh, well. Another bit of AI slop to have to gulp down whenever I turn one of my hundred bits of shitty tech on for the day. Another shitty facet of the minefield of behaviour modification, guerilla marketing and AI mulch that is my digital life. Tech writer Ed Zitron was writing post-U.S. Election about this misery that is modern digital life: It's time to accept that most people's digital life fucking sucks, as does the way we consume our information, and that there are people directly responsible. Be as angry as you want at Jeff Bezos... but don’t forget Mark Zuckerberg, Elon Musk, Sundar Pichai, Tim Cook and every single other tech executive that has allowed our digital experiences to become rotted out husks dominated by algorithms. These companies are not bound by civic duty, or even a duty to their customers — they have made their monopolies, and they’ll do whatever keeps you trapped in them. Funny how recently one of the modern era’s most effective political assassinations appears to have been, in part at least, inspired by the inhuman outputs of AI algorithms. More or less across the political divide, we can all see people cheering the moment of the assassination of the UnitedHealthcare CEO. From that, I suspect we’re able to assess just how unhappy people really are about the encroachment of AI slop, AI thievery and AI-based decision-making into daily life, whether real or digital. AI is here to stay, so get used to it The consensus among experts and pundits on AI technologies such as ChatGPT seems to be that it’s like old age — inevitable, so get used to it. I don’t think that our mainstream discourse has bothered to give people the tools to voice this frustration. Zitron has often written about this as well. Tech writers are too busy breathlessly playing stenographer for the lies of AI snake oil salesmen to address the fact that it’s not really helping anyone. Just one more update! Please! Just one more! You’ll all see! Perhaps the worst thing that AI can do has already been mentioned. Is it the insurance stuff? Or is it Israel’s mass-murdering tech drone equipment ? I know it’s not AI Christmas music. There are greater evils in the world, yes. And I’m sure I’ll push on, drunk in December in my Santa hat. Perhaps in time, I’ll be willing to trade away yet more cynicism at an unending torrent of nostalgic AI mulch for just a little more cheer. But, from my layperson calculations and looking at the average streams of each of these AI “artists”, I believe this “AI art” earns whoever’s behind it hundreds of thousands of dollars every Christmas season. And I don’t like that. The list of AI Christmas music I've uncovered is as follows: Sleighbelle; The Humbugs; Dean Snowfield (come on); Snowdrift Sleighs; Daniel & The Holly Jollies; and North Star Notesmiths. If we’re negotiating how to take a more moral position you probably shouldn’t even be paying for Spotify or Apple Music at all. But you probably do. And you probably do Christmas-y stuff in December, as well. So join me in simply selecting ‘Don’t like this artist’ , or whatever similar function your streaming app offers. Join me as we content ourselves with starving some arsehole of $0.00001 cents this Christmas. Happy holidays. Tom Tanuki is a writer, satirist and anti-fascist activist whose weekly videos commenting on the Australian political fringe appear on YouTube . You can follow him on Twitter @tom_tanuki. This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 3.0 Australia License Support independent journalism Subscribe to IA. Related Articles Countering the influence of 'mass man' with AI Intelligent systems depend on fusion of biology and technology Nightshade empowers artists in the battle against unauthorised AI theft Intuition key to AI being a tremendous force for good AI holds promising future for quantum genetics BUSINESS CONSUMERS MUSIC ARTIFICIAL INTELLIGENCE AI Christmas music theft copyright Spotify Suno Apple Music ADA Distrokid Share ArticleSouth Korean authorities seek warrant to detain impeached president

Students more engaged without devices: SRSD

The Biden administration on Tuesday moved to end a program that has for decades allowed companies to pay workers with disabilities less than the minimum wage. The statute, enacted as part of the Fair Labor Standards Act of 1938, has let employers obtain certificates from the Labor Department that authorize them to pay workers with disabilities less than the federal minimum wage, currently $7.25. The department began a “comprehensive review” of the program last year, and on Tuesday it proposed a rule that would bar new certificates and phase out current ones over three years. “This proposal would help ensure that workers with disabilities have access to equal employment opportunities, while reinforcing our fundamental belief that all workers deserve fair compensation for their contribution,” Taryn Williams, assistant secretary of labor for disability employment policy, said on a call with reporters. As of May, about 800 employers held certificates allowing them to pay workers less than minimum wage, affecting roughly 40,000 workers, said Kristin Garcia, deputy administrator of the Labor Department’s wage and hour division. Those figures reflect a steep decline in employers’ reliance on the program in recent years: The number of workers with disabilities earning less than the minimum wage dropped to 122,000 in 2019 from 296,000 in 2010, according to a report published last year from the Government Accountability Office. Since 2019, more than half of workers employed under this program earned less than $3.50 an hour, according to the report. Related Story: The Labor Department’s proposed rule, even if it is finalized, faces several hurdles. It is likely to confront legal challenges and could be reversed under the incoming Trump administration. There has been debate about whether the department has authority to alter the program or if that power rests solely with Congress. Many disability rights advocates have pushed for years to end the practice, arguing that it perpetuates economic inequality and prevents those with disabilities from affording basic goods without government assistance or other forms of financial support. Several states have banned or restricted the practice. Certificates allowing employers to pay less than the minimum wage are “inherently based on a deeply flawed, false, ableist notion that disabled workers’ labor and contributions are less valuable than the labor and contributions of their nondisabled peers,” Maria Town, president of the American Association of People With Disabilities, said in a statement. “The ideas on which these certificates are based have no place in our modern society and workforce.” Related Story: Some parents of adults with disabilities, however, have urged for the program to remain in place, raising concern about a potential loss of work opportunities or Social Security benefits. The Coalition for the Preservation of Employment Choice, a group of families, caregivers and others who are pushing for the program to stay in effect, did not immediately respond to a request for comment on the Labor Department’s proposal. But the group has argued that eliminating the statute would reduce the number and diversity of employment opportunities for people with disabilities. Opportunities for workers with disabilities to obtain employment at the full minimum wage have “dramatically expanded” in recent decades, Garcia said. These changes to the employment landscape factored into the department’s conclusion that issuing certificates for pay below the minimum wage was no longer necessary, she said, adding that the proposed rule would increase purchasing power and independence for workers with disabilities. The department said it would review public comments on the proposal until Jan. 17. — This article originally appeared in . By Danielle Kaye/Ting Shen c.2024 The New York Times Company

Russian security officials say they foiled plot to kill high ranking officer, blogger

MI5 investigates Prince Andrew’s cash from ChinaCharvarius Ward will join the list of 49ers missing Monday night’s game against the Lions at Levi’s Stadium after the team ruled him out Sunday afternoon. The veteran cornerback and his girlfriend, Monique Cook, have been expecting the birth of a baby boy. The team cited personal reasons for Ward’s absence after coach Kyle Shanahan indicated Friday that Ward had good news but declined to explain further. Two months ago, Ward and Cook lost their first-born daughter unexpectedly at 23 months old. Ward missed three games in the wake of the devastating loss. As a pending free agent, Ward may have played his last game for the 49ers. He has been with the team the last three seasons after signing as a free agent from Kansas City, earning Pro Bowl honors last year as the top corner on an NFC champion team. He has 51 tackles and seven passes defensed this season after 72 tackles and five interceptions in 2023, including a two-pick, one-touchdown day last Dec. 17 at Arizona . In his absence, more will be thrust on the recently extended Deommodore Lenoir against the Lions’ air attack, and rookie Renardo Green will likely start in Ward’s place. Free agent signee Isaac Yiadom also may see more playing time. Along with Ward, left tackle Trent Williams (ankle) and linebacker Dre Greenlaw (calf) were ruled out earlier this week, as were guards Aaron Banks (knee) and Spencer Burford (calf). Williams was placed on injured reserve and Greenlaw is also out for the season. ©2024 MediaNews Group, Inc. Visit at mercurynews.com. Distributed by Tribune Content Agency, LLC.

B. Metzler seel. Sohn & Co. Holding AG acquired a new position in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP ( NYSE:SBS – Free Report ) during the third quarter, according to its most recent filing with the Securities & Exchange Commission. The institutional investor acquired 70,555 shares of the utilities provider’s stock, valued at approximately $1,167,000. Other large investors have also recently bought and sold shares of the company. Robeco Institutional Asset Management B.V. boosted its stake in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP by 34.8% in the 3rd quarter. Robeco Institutional Asset Management B.V. now owns 1,506,844 shares of the utilities provider’s stock valued at $24,923,000 after purchasing an additional 389,063 shares in the last quarter. Jane Street Group LLC boosted its stake in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP by 129.9% in the 1st quarter. Jane Street Group LLC now owns 332,201 shares of the utilities provider’s stock valued at $5,591,000 after purchasing an additional 187,706 shares in the last quarter. Cubist Systematic Strategies LLC boosted its stake in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP by 483.2% in the 2nd quarter. Cubist Systematic Strategies LLC now owns 226,173 shares of the utilities provider’s stock valued at $3,042,000 after purchasing an additional 187,390 shares in the last quarter. WCM Investment Management LLC acquired a new stake in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP in the 3rd quarter valued at approximately $1,815,000. Finally, Renaissance Technologies LLC boosted its stake in shares of Companhia de Saneamento Básico do Estado de São Paulo – SABESP by 8.1% in the 2nd quarter. Renaissance Technologies LLC now owns 1,453,995 shares of the utilities provider’s stock valued at $19,556,000 after purchasing an additional 108,500 shares in the last quarter. 10.62% of the stock is currently owned by institutional investors and hedge funds. Companhia de Saneamento Básico do Estado de São Paulo – SABESP Stock Up 1.4 % Companhia de Saneamento Básico do Estado de São Paulo – SABESP stock opened at $16.90 on Friday. The company has a debt-to-equity ratio of 0.56, a quick ratio of 1.35 and a current ratio of 1.14. Companhia de Saneamento Básico do Estado de São Paulo – SABESP has a 52-week low of $13.10 and a 52-week high of $18.36. The firm has a 50 day moving average price of $16.40 and a two-hundred day moving average price of $15.82. The firm has a market cap of $11.55 billion, a price-to-earnings ratio of 6.65 and a beta of 1.16. Analyst Ratings Changes Get Our Latest Stock Analysis on Companhia de Saneamento Básico do Estado de São Paulo – SABESP About Companhia de Saneamento Básico do Estado de São Paulo – SABESP ( Free Report ) Companhia de Saneamento Básico do Estado de São Paulo SABESP provides basic and environmental sanitation services in the São Paulo State, Brazil. The company supplies treated water and sewage services to residential, commercial, and industrial private customers, as well as public. As of December 31, 2022, it provided water services through 10.1 million water connections; and sewage services through 8.6 million sewage connections in 375 municipalities of the São Paulo State. Further Reading Receive News & Ratings for Companhia de Saneamento Básico do Estado de São Paulo - SABESP Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Companhia de Saneamento Básico do Estado de São Paulo - SABESP and related companies with MarketBeat.com's FREE daily email newsletter .Evans scores again as Canadiens down Lightning 5-2

Vucic says US imposing sanctions on Serbian Oil IndustrySANTA CLARA – George Kittle will charge Monday night onto the only home field he’s known as one of the NFL’s marquee players, the 49ers’ crowd will go wild, and the stage will be set, yet again. The show goes on, even if the 49ers (6-9) are ending their NFC Championship reign and perhaps passing the torch to Levi’s Stadium’s final visitors this season , the Detroit Lions (13-2). Kittle is 33 yards shy of his fourth 1,000-yard season, in an eight-year career that will garner him more All-Pro and Pro Bowl honors. “I’m just very excited I got to spend eight years with the San Francisco 49ers, hopefully will continue to play here, because it’s a storied franchise,” Kittle said Friday when asked about his place among NFL all-time time ends. This won’t be his farewell game, right? Look, he isn’t saying that, and he said to wait until the offseason to publicly ask him about his contract, which runs through 2025 at a $14.4 million salary — a few million shy of Travis Kelce’s market-leading price among tight ends. After Christian McCaffrey and Trent Williams leveraged their elite play into extensions prior to this season, it’s obvious Kittle can and should do the same, for a franchise indebted to his production, leadership and standard-setting ways as a seven-time captain. “Dude, he’s been great to me regardless of the circumstances of winning or losing,” Brock Purdy said. “He sees something in me that’s pretty good. And he’s just been nothing but great encouragement to me. He’s real to me, about what I can do and where I can get better. He’s real and that’s why I love him.” For all the anticipation of Purdy’s blockbuster extension that can come as soon as the season ends, Kittle can strong-arm the 49ers’ brass into a deal more than any other player, all due respect to pending free agents Dre Greenlaw, Charvarius Ward, Aaron Banks, and Talanoa Hufanga. “More than anything, he’s a guy that’s going to do anything for you when you step on the field. Off the field he’s got your back,” Purdy added. “And for our team, man, we’ve been in some tough situations this year and that dude has been one of the dudes that comes to work every single day.” Kittle’s work this game likely will be to help block amid a patchwork offensive line with three new starters. That role is not taken lightly by Kittle, nor is his more renowned efforts as one of the franchise’s all-time best receivers. “Hopefully I can eventually catch T.O.,” said Kittle, whose 528 receptions and 7,241 yards rank third in 49ers’ receiving history behind only Jerry Rice and Terrell Owens. “I don’t think I’ll ever catch Jerry Rice on anything but that’s totally fine, I’m OK with that. I don’t think I want to play that long.” Kittle trails Owens by 64 catches and 1,331 yards for the No. 2 spots behind Rice (1,281 catches, 19,247 yards). He is the only tight end in 49ers history to reach the 1,000-yard mark, doing so in 2018, ’19, ’23, and, with 33 more yards, this season. The only other tight ends in NFL history with four 1,000-yard seasons: Kelce (seven), Tony Gonzalez (four), Rob Gronkowski (four), and, Jason Witten (four). “I’ll look back on that whenever I’m done playing,” said Kittle, noting his longevity is “until the wheels fall off or until my wife tells me to stop playing.” This season, he leads the 49ers with 68 catches, 967 yards and eight touchdowns. His perennial goal: 75 catches, 1,000 yards, 10 touchdowns. “I’d rather be winning football games but to have that (1,000-yard milestone) as a cherry on top is awesome,” Kittle said. “The more seasons you can stack up like that, the more fun things you can do down the road.” It’s a road that leads to Canton, Ohio and the Pro Football Hall of Fame. Disclaimer: Kittle wrote a foreword for Cam Inman’s recently published book “The Franchise: San Francisco 49ers”. ©2024 MediaNews Group, Inc. Visit at mercurynews.com. Distributed by Tribune Content Agency, LLC.

HICKSVILLE, N.Y. , Dec. 13, 2024 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) ( the "Company"), today announced the appointment of Lee Smith as Senior Executive Vice President and Chief Financial Officer (CFO), effective December 27, 2024 . The appointment follows the decision of current CFO Craig Gifford to step down to reengage in personal endeavors outside of the banking industry. Gifford will remain with the Bank through March 31, 2025 , and work closely with Smith during the transition period, ensuring a seamless hand-over and continued support for the Bank's ongoing initiatives. "For more than a decade, Lee has been an instrumental member of Flagstar's executive team. He is a proven leader with a strong track record, has the requisite experience and expertise, and possesses deep knowledge of the Company. The Board of Directors and I have full faith and confidence in Lee to continue to help guide the Company in this financial leadership position," said Joseph M. Otting , Chairman, President, and CEO. Smith joined legacy Flagstar Bancorp, Inc. in 2013 as Chief Operating Officer and his transition to CFO comes after serving on Flagstar's executive management team for more than a decade, most recently as President of Mortgage. He has an extensive background in accounting, finance, mortgage, private equity, and operations, spanning more than 25 years. His experience in managing large-scale transactions, optimizing financials and operations, and working with regulators demonstrates a strong ability to drive financial performance, ensure compliance, and lead financial operations. Additionally, his leadership in M&A deals, capital markets, and financial management positions him well to oversee financial strategies, risk mitigation, and operational efficiency at a senior financial level. His prior roles include Partner at Matlin Patterson Global Advisers LLC, a private investment firm. He is also a member of the Institute of Chartered Accountants in England and Wales (ICAEW) since 1998 and has a BSc in Economics and Accountancy from Loughborough University in England . Otting added, "I want to express our sincere appreciation to Craig for his impactful contributions over the past year. His leadership during this time has been invaluable, and we wish him all the best. As all of our stakeholders know, we have been working relentlessly to elevate Flagstar to new heights. I also recognize the personal sacrifices and time commitment required away from our personal lives for this journey. Given the substantial progress we've made as a Company, I am comfortable that this is a good time for this transition, and I am confident the momentum we've gained will only strengthen as we move forward." About Flagstar Financial, Inc. Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York . At September 30, 2024, the Company had $114.4 billion of assets, $73.0 billion of loans, deposits of $83 .0 billion, and total stockholders' equity of $8 .6 billion. Flagstar Bank, N.A. operates over 400 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. Cautionary Statements Regarding Forward-Looking Statements This release may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to attract, incentivize, and retain key personnel and the roles of key personnel; (g) our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, and our ability to fully and timely implement the risk management programs institutions greater than $100 billion in assets must maintain; (h) the effect on our capital ratios of the approval of certain proposals approved by our shareholders during our 2024 annual meeting of shareholders; (i) the conversion or exchange of shares of the Company's preferred stock; (j) the payment of dividends on shares of the Company's capital stock, including adjustments to the amount of dividends payable on shares of the Company's preferred stock; (k) the availability of equity and dilution of existing equity holders associated with amendments to the 2020 Omnibus Incentive Plan; (l) the effects of the reverse stock split; and (m) transactions relating to the sale of our mortgage business and mortgage warehouse business. Forward‐looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," "confident," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward‐looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward‐looking statements. Furthermore, because forward‐looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results. Our forward‐looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses, including changes required under relevant accounting and regulatory requirements; the ability to pay future dividends; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; recent turnover in our Board of Directors and our executive management team; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non‐financial institutions; changes in legislation, regulations, and policies; the imposition of restrictions on our operations by bank regulators; the outcome of pending or threatened litigation, or of investigations or any other matters before regulatory agencies, whether currently existing or commencing in the future; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; our ability to recognize anticipated expense reductions and enhanced efficiencies with respect to our recently announced strategic workforce reduction; the impact of failures or disruptions in or breaches of the Company's operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia / Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022 , and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management's attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company's merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations). More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10 ‐ K/A for the year ended December 31, 2023, Quarterly Report on Forms 10-Q for the quarters ended March 31, 2024 , June 30, 2024 , and September 30, 2024 , and in other SEC reports we file. Our forward ‐ looking statements may also be subject to other risks and uncertainties, including those we may discuss in this news release, on our conference call, during investor presentations, or in our SEC filings, which are accessible on our website and at the SEC's website, www.sec.gov . Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 View original content to download multimedia: https://www.prnewswire.com/news-releases/flagstar-financial-inc-names-lee-smith-as-chief-financial-officer-302331680.html SOURCE Flagstar Financial, Inc.

DALLAS — According to a Dallas Police Department report obtained and reviewed by WFAA, tens of thousands of dollars worth of items were stolen from Dak Prescott's fiancé Thursday. The report says Sarah Ramos arrived at a Pilates class Thursday morning, and that she "quickly rushed inside due to the rain." "Due to the haste," the report continues, she "forgot to lock her [vehicle] door." When she returned and entered her vehicle after the class, the report says, several pieces of property had been taken. At this time, the report says, she "was notified that her credit cards were being used at [another] location." The report detailed several pieces of property stolen that amounts to close to $40,000 in estimated worth, including designer handbags and wallets from Chanel, YSL, Gucci, Louis Vuitton and Prada, as well as computer software and cash. The incident occurred the day after Christmas. The theft follows a string of burglaries targeting high-profile athletes like Travis Kelce, Patrick Mahomes, Joe Burrow and Luka Dončić . Security expert Doug Deaton said thieves targeting these athletes are professional thieves. "They will often follow [athlete's] family members from stores, from the supermarket, from the mall, follow [the athletes] from the games, follow [them] to and from your work," he explained. "The biggest thing that I would advise [athletes and their families] to do is to assume they are being observed by professionals because they are." Dallas Police Department sources confirmed to WFAA Sunday that Dončić's home was broken into Friday through his back master bedroom, that they rummaged through the bedroom and bathroom, then got away with a necklace worth $4,000 dollars, three earrings worth $14,000 and four rings worth $,5,000. The Dallas Police Department is investigating both cases.Viola Davis became one of Hollywood's most revered actors through an array of powerful roles, from " Fences " to " The Woman King," and now her decorated career has earned her one of the Golden Globes' highest honors. Davis will receive the Cecil B. DeMille Award at the 82nd annual awards ceremony on Jan 5, the Golden Globes announced Wednesday morning. The actor has won praise for a string of compelling characters in films such as "The Help," " Ma Rainey's Black Bottom " and "Doubt," while captivating TV audiences through the legal thriller drama "How to Get Away with Murder." Golden Globes president Helen Hoehne called Davis a "luminary" and expressed admiration for the actor's dedication to her craft and impact on the industry. "Viola's courage in portraying complex, powerful characters has broken barriers and paved new paths, making her an emblem of excellence and an ideal recipient of this prestigious award," Hoehne said. The DeMille Award has been bestowed to 69 of Hollywood's greatest talents. Past recipients include Tom Hanks, Jeff Bridges, Oprah Winfrey, Morgan Freeman, Meryl Streep, Barbra Streisand and Sidney Poitier. Nominations for the upcoming Globes show are scheduled to be announced Dec. 9. Davis, 59, has two Tonys, most recently for "Fences" in 2010, she won an Emmy in 2015 for "How to Get Away with Murder," and an Oscar and Golden Globe in 2016 for the film version of "Fences." She achieved EGOT status after winning a Grammy last year for best audio book, narration, and storytelling recording for her memoir "Finding Me." In 2022, Davis was honored with the Public Counsel's William O Douglas Award for her commitment to social justice causes. She has partnered with multiple programs to eradicate childhood hunger in the United States. Davis and her husband, Julius Tennon, founded a production company, JuVee Productions, which develops and produces independent films, theater, television and digital content. Earlier this year, the company filmed an action thriller for Amazon Studios in Cape Town and reportedly plans to return to South Africa to film the true story of a young African refugee's journey to the U.S. Davis and the 2025 Carol Burnett Award winner, honoring television achievements, will be praised at a gala dinner Jan. 3 at the Beverly Hilton Hotel. For the first time, the Globes will host a separate event dedicated to both awards. Davis will be recognized during the awards ceremony broadcast.

Mike McDaniel stepped in to keep Dolphins from trading veteran DT Calais Campbell to Ravensubet63 apk 。

Apple today released a new update for Safari Technology Preview , the experimental browser that was first introduced in March 2016. Apple designed ‌Safari Technology Preview‌ to allow users to test features that are planned for future release versions of the Safari browser. ‌Safari Technology Preview‌ 208 includes fixes and updates for CSS, JavaScript, Rendering, Scrolling, Web API, Web Authentication, Web Extensions, Web Inspector, and WebRTC. The current ‌Safari Technology Preview‌ release is compatible with machines running macOS Sonoma and macOS Sequoia , the newest version of macOS. The ‌Safari Technology Preview‌ update is available through the Software Update mechanism in System Preferences or System Settings to anyone who has downloaded the browser from Apple’s website. Complete release notes for the update are available on the Safari Technology Preview website . Apple’s aim with ‌Safari Technology Preview‌ is to gather feedback from developers and users on its browser development process. ‌Safari Technology Preview‌ can run side-by-side with the existing Safari browser and while it is designed for developers, it does not require a developer account to download and use.The Furniture Foam Global Market Forecasted To Grow With Increasing Consumer Demand And Rising Building ProjectsThe Nasdaq ( ^IXIC ) and S&P 500 ( ^GSPC ) closed at record highs on Monday as stocks kicked off the final month of a banner 2024 on a high note. The S&P 500 edged up 0.2% to extend its recent record , while the Dow Jones Industrial Average ( ^DJI ) slipped almost 0.3% from its recent all-time closing high. The tech-heavy Nasdaq Composite popped almost 1%, with Apple ( AAPL ) shares also touching a record. Other tech stocks gained including Tesla ( TSLA ) and Meta ( META ), both up more than 3%. The S&P 500 and Dow are entering December on a roll, having ended November with their best monthly gains in a year. The rally got a boost last month thanks to optimism around President-elect Donald Trump's victory. Year to date, the benchmark S&P is up over 25%, while the Dow has gained nearly 20%. The tech-heavy Nasdaq has gained nearly 30%. In individual stocks, shares in Jeep maker Stellantis ( STLA ) sank after CEO Carlos Tavares suddenly resigned . Meanwhile, Intel ( INTC ) stock ended lower after the company said its CEO, Pat Gelsinger, had retired from the struggling chipmaker. Investors are starting to count down to the November jobs report on Friday, a key input for the Federal Reserve's policy making, as well as to job openings and private payrolls readings. A surprise monthly jobs print could reset the expectations for rate cuts that have supported stocks' stellar performance this year. That said, bets on a slower path of Fed easing haven't made a significant dent in the recent appetite for stocks. Meanwhile, the dollar ( DX=F ) climbed as investors assessed Trump's latest tariff threat. The incoming president warned BRICS countries (Brazil, Russia, India, China, and South Africa) not to create a rival to the US currency , saying on Saturday that they will face 100% tariffs if they move away from it. Trump has already put markets on alert with promises to hit Canada , Mexico , and China with big new tariffs . By subscribing, you are agreeing to Yahoo's Terms and Privacy Policy The Nasdaq and S&P 500 closed at record highs on Monday as investors looked ahead towards a crucial jobs report later this week. The S&P 500 ( ^GSPC ) rose 0.2% to notch a new all-time closing high while the Dow Jones Industrial Average ( ^DJI ) slipped almost 0.3%. The tech-heavy Nasdaq Composite ( ^IXIC ) popped nearly 1% with tech stocks leading the gains. The "Magnificent Seven" stocks gained, with Apple ( AAPL ) touching new highs. Tesla ( TSLA ) shares also gained on the heels of bullish calls. Nvidia ( NVDA ) shares closed just above the flat line. On Friday, investors will receive crucial labor market data, which could give the Federal Reserve more clues on whether it should hold rates steady or continue its cutting cycle. The Federal Open Market Committee will meet later this month. Fed governor Christopher Waller said on Monday he's leaning toward supporting another rate cut, but he may change his mind if inflation data surprises to the upside. Federal Reserve governor Christopher Waller said on Monday he leans toward supporting another rate cut when the Federal Open Market Committee meets this month, but he may change his mind if inflation data surprises to the upside. "Based on the economic data in hand today and forecasts that show that inflation will continue on its downward path to 2% over the medium term, at present I lean toward supporting a cut to the policy rate at our December meeting," Waller said during prepared remarks at a conference in D.C. on Monday. He went on to say, "But that decision will depend on whether data that we will receive before then surprises to the upside and alters my forecast for the path of inflation." “I will be watching the incoming data closely over the next couple weeks to help me make my decision as to what path to take,” added Waller. The FOMC is expected to meet on Dec 17 and 18. Yahoo Finance's Ben Werschkul reports: Donald Trump's latest tariff threat appears to have stemmed at least in part from a nascent blockchain-based entrant into the influential world of global financial messaging. The president-elect's move came in a Saturday afternoon post where he promised 100% tariffs on countries looking to move away from the dollar. "[A]ny Country that tries should wave goodbye to America," he wrote . The target was an organization called BRICS, which currently boasts 10 nations and is led by the Western adversaries of China and Russia. One new product offering appears to be a key stumbling block. Read more here. Yahoo Finance's Hamza Shaban reports; The end of the holiday weekend added two fresh examples of a historic shift on Wall Street: More CEOs than ever are heading for the exits. Over the past 24 hours, the leaders of chipmaker Intel ( INTC ) and auto giant Stellantis ( STLA ) have both announced their departures, bolstering the CEO turnover tally. The leadership changes highlight the idiosyncrasies and challenges of each company — from a struggling auto lineup to a too-late computer chip turnaround. But they also reflect a broader trend across corporate America. Read more here. Yahoo Finance's Pras Subramanian reports: The Stellantis ( STLA ) 2024 roller coaster hit a new low with CEO Carlos Tavares’s abrupt resignation on Sunday. Stellantis’ senior independent director Henri de Castries said in a statement that “in recent weeks different views have emerged,” which have resulted in the board and Tavares parting ways. “Speculation is likely to be rife as to what has happened, but it was already known that Tavares would resign in 2026 at the end of his contract and a search for his successor was underway. That leaves the main question — why now?” HSBC analyst Mike Tyndall wrote in a short note Monday morning. Read more here. Super Micro Computer ( SMCI ) stock jumped to a session high by mid-day trading on Monday, gaining more than 30% after the server maker announced that the final findings from an independent review of its business found no evidence of fraud or misconduct. The company, which partners with Nvidia ( NVDA ) to provide high-tech servers with its AI chips, also said it will look for a new chief financial officer based on recommendations of the special committee conducting the review. Its current financial chief, David Weigand, will continue to serve in that position until his successor is appointed. The S&P 500 Consumer Discretionary ( XLY ) sector hit an all-time high on Monday. XLY, which houses names like Amazon ( AMZN ) and Tesla ( TSLA ), was up roughly 1% during the session. Year to date, the sector has gained more than 25%. US manufacturing activity may be slowly climbing out of its slump. On Monday, the ISM Manufacturing PMI showed a reading of 48.4 in November, an increase from the 46.5 seen last month and above economists' expectations for a reading of 47.5. This marked the highest reading for the index since June 2024, though notably the reading coming in under 50 indicates overall contraction in the sector. The sector has been above the 50 mark just once since October 2022, but Monday's reading could be an early sign that "better days lie ahead," according to Jefferies US economist Thomas Simons. "Looking ahead, we see significantly more positive signs for the U.S. manufacturing outlook than negative ones," Simons wrote in a note to clients on Monday. "Rate cuts will slow into next year, but more are coming. The Trump administration is focused on doing things that (it thinks) will improve U.S. competitiveness in manufacturing, including deregulation, a more accommodative tax environment, and protectionist tariffs. The jury is still out on the net benefit of the tariffs, but the other positive forces are unambiguous." Yahoo Finance's David Hollerith reports: BlackRock ( BLK ) is close to making a $12 billion bet that would take it deeper into the hottest trade on Wall Street : private credit. The world’s largest money manager is discussing a deal to buy HPS Investment Partners, a firm run by three ex-employees of Goldman Sachs ( GS ) and JPMorgan Chase ( JPM ) that specializes in lending money to riskier companies. The transaction of $12 billion or more could be announced as soon as this week, according to reports in the Financial Times and Bloomberg . The deal could also still fall apart. Rad more there. Yahoo Finance's Yasmin Khorram reports: Tesla ( TSLA ) investors have good reason to watch the bromance between billionaire CEO Elon Musk and President-elect Donald Trump very closely. If the close relationship continues, it could eventually prove quite lucrative for the electric vehicle maker. Trump's transition team is looking for policymakers for the Department of Transportation and one of its agencies, the National Highway Traffic Safety Administration (NHTSA), to spearhead self-driving regulation, likely easing the rules to enable faster development, according to a report by Bloomberg. However, experts interviewed by Yahoo Finance say changing the rules of the road may be a lot more complicated. Currently, self-driving is regulated on a state-by-state basis, and Tesla likely does not have the technology nailed down for total autonomous driving. Read more here. Tech stocks helped lift the Nasdaq Composite ( ^IXIC ) to record intraday highs on Monday morning. Shares of Apple ( AAPL ) rose 1% to touch a new record. All of the "Magnificent Seven" stocks gained in early trading, including Nvidia ( NVDA ) and Tesla ( TSLA ) Super Micro Computer ( SMCI ) shares jumped as much as 12% in early trading after the server maker said an independent review of its business by a special committee found no evidence of fraud or misconduct. "The evidence reviewed by the Special Committee does not give rise to any substantial concerns about the integrity of the Company’s senior management or Audit Committee, or their commitment to ensuring that the Company’s financial statements are materially accurate," the company said in a filing to the SEC. Super Micro also said it is searching for a new CFO. Its current financial chief, David Weigand, will continue to serve in that position until his successor is appointed. Shares of the server maker have been on a roller coaster ride after an August report by short seller firm Hindenburg Research claimed accounting malpractice. Last month, Super Micro hired a new auditor, BDO, after its accountant, EY, resigned in late October. Tesla stock ( TSLA ) rose more than 3% in early trading amid bullish analyst commentary. The gains in the stock helped lift the tech-heavy Nasdaq Composite ( ^IXIC ). Roth MKM upgraded shares of the electric vehicle giant to Buy from Hold, while Stifel raised its price target on the stock from $287 to $411 per share. Tesla's shares have surged amid optimism surrounding CEO Elon Musk's close relationship with President-elect Donald Trump. The stock is up more than 40% since the presidential election on Nov. 5. US stocks were little changed on Monday, holding near record highs, as investors awaited an important monthly jobs report at the end of the week. The S&P 500 ( ^GSPC ) was relatively flat, coming off a record close , while the Dow Jones Industrial Average ( ^DJI ) was little changed on the heels of the index's own all-time high. The tech-heavy Nasdaq Composite ( ^IXIC ) was up 0.2%. Consumer Discretionary ( XLY ) stocks gained in early trading, while Utilities ( XLU ) and Industrials ( XLI ) slipped. On Monday, Intel ( INTC ) shares gained after the struggling semiconductor maker said CEO Pat Gelsinger had stepped down as of Dec. 1. Intel ( INTC ) CEO Pat Gelsinger has retired and stepped down from the board of directors, effective Dec. 1, according to the company. Intel shares were up more than 4% in premarket trading following the announcement . In a statement, Intel said it has named David Zinsner and Michelle (MJ) Johnston Holthaus as interim co-CEOs while the board of directors conducts a search for a new CEO. The semiconductor giant has struggled to keep up with peers or implement an effective turnaround plan amid a series of quarters of declining revenue. The stock is down over 50% year to-date. In November, Intel was removed from the Dow Jones Industrial Average (^ DJI ) and replaced by rival Nvidia ( NVDA ). Economic data: S&P Global US manufacturing PMI (November final); Construction spending (October); ISM Manufacturing & prices paid (November) Earnings: Zscaler ( ZS ) Here are some of the biggest stories you may have missed over the weekend and early this morning: Jobs report to test stock rally's staying power: The week ahead Stellantis stock sinks as CEO's early exit leaves void Bezos backs AI chipmaker vying with Nvidia at $2.6B value Trump's pick to run FCC is an ominous sign for Big Tech New Biden strike on China's chips to hit toolmakers President Biden pardons his son Hunter despite promise Dollar faces treacherous December as Trump, rate risks boil over Trump’s Plans Risk Inflating Bullish Stock Market Into a Bubble It may be the holiday season on Wall Street, but that doesn't mean analysts aren't out and about making calls into year-end. Here are three notes that caught my attention before 6 a.m. ET. After a recent management meeting, JPMorgan's longtime retail analyst Matt Boss is upgrading his rating on Gap ( GAP ) to Overweight (Buy equivalent). His price target went to $30 from $28. "With the foundation set under CEO Richard Dickson to support a consistent playbook of improved merchandising & marketing across all four brands, we see Gap at an inflection point to support low-to-mid-single-digit sales growth, annual operating margin expansion targeting historical levels of profitability," Boss said. A recent chat I had with Dickson helps to shed light on Boss's call. There is more going on here besides me shopping more at Banana Republic Factory, and additional insight on the analyst vibe on Gap can be found via Yahoo Finance's analyst recommendation tool . Ahead of Lululemon's ( LULU ) earnings on Dec. 5, Citi analyst Paul Lejuez is sticking with a Neutral rating (Hold equivalent) on the stock. But it's this call out on the stock from Lejuez that caught my eye: "Short interest currently sits at 6% of the float, above the 4% level three months ago and the highest short interest level in two years. Based on our conversations with investors, sentiment on Lulemon remains negative on the trajectory of Lululemon's US business, although most expect a sales/EPS beat in 3Q (driven by stronger international sales) and do not see another 2024 EPS guide down this quarter. Most bearish investors believe it will be difficult for Lululemon to grow EPS in 2025." Here is more on Lululemon's short interest and other stats from the Yahoo Finance platform . Veteran tech analyst Mark Mahaney at Evercore ISI is hiking his price target on Netflix ( NFLX ) to $950 from $775 per share. Netflix stock currently trades at $886. Mahaney called Netflix shares a "small buy" and reiterated an Outperform rating. "At a high level, what our survey results and recent events (e.g., Q3 EPS and the massive success of the Tyson-Paul fight) suggest is that Netflix is in the strongest position financially, fundamentally and competitively that we have ever seen," Mahaney wrote. "Its overall streaming leadership — in terms of both market share and content quality — is commanding. And the clearly positive churn intent and price sensitivity results across all three of this quarter’s surveys are material positives for a subscription business. We also see four notable near-term catalysts — Christmas Day NFL games, the 12/26 release of Squid Games II, WWE Raw in January, and pending price increases," he added.

Rico Carty, who won the 1970 NL batting title with the Atlanta Braves, has diedRico Carty, who won the 1970 NL batting title when he hit a major league-best .366 for the Atlanta Braves, has died. He was 85. Major League Baseball , the players' association and the Braves paid tribute to Carty on social media on Sunday. No further details on Carty's death were provided. “Carty was one of the first groundbreaking Latino stars in the major leagues, and he established himself as a hero to millions in his native Dominican Republic, his hometown of San Pedro de Macoris, and the city of Atlanta, where he was a beloved fan favorite,” the players' association said in its statement . The Braves said Carty left an indelible mark on the organization. “While his on-field accomplishments will never be forgotten, his unforgettable smile and generous nature will be sorely missed,” the team said in its statement. Carty made his big league debut with the Braves in September 1963. He batted .330 with 22 homers and 88 RBIs in his first full season in 1964, finishing second to Dick Allen in voting for NL Rookie of the Year. The Braves moved from Milwaukee to Atlanta after the 1965 season, and Carty got the franchise's first hit in its new home on April 12, 1966, against Pittsburgh. Carty had his best year in 1970, batting .366 with 25 homers and a career-best 101 RBIs. He started the All-Star Game after he was elected as a write-in candidate, joining Willie Mays and Hank Aaron in the NL outfield. Carty batted .299 with 204 homers and 890 RBIs over 15 years in the majors, also playing for Cleveland, Toronto, Oakland, Texas and the Chicago Cubs. He retired after the 1979 season. AP MLB: https://apnews.com/hub/MLB

Logistical issues meant that thousands of Namibians were still waiting to vote in pivotal presidential and legislative elections late on Wednesday as the polling stations were scheduled to close. The vote could usher in the desert nation's first woman leader even as her party, the ruling South West Africa People's Organisation (SWAPO) faces the strongest challenge yet to its 34-year grip on power. Some voters told AFP they queued all day, for up to 12 hours, blaming technical problems which included issues with voter identification tablets or insufficient ballot papers. According to Namibia's electoral law, those in the queue before the polls closed -- scheduled at 9:00 pm (1900 GMT) -- should be allowed to vote. "We have the obligation to make sure that they pass their vote," said Petrus Shaama, chief officer of the Electoral Commission of Namibia (ECN). The main opposition party, the Independent Patriots for Change (IPC) has blamed the ECN for the long lines and cried foul play. "We have reason to believe that the ECN is deliberately suppressing voters and deliberately trying to frustrate voters from casting their vote," said Christine Aochamus of the IPC. She said the party had "started the process" of approaching a court "to order the ECN to extend the voting time". At one polling station inside Namibia's University of Science and Technology in the capital Windhoek, hundreds of people were still in line at 09:00 pm despite some having arrived at 6:00 am, an hour before polls opened. It was a similar situation at the Museum of Independence, according to an AFP reporter, where one voter said he arrived 12 hours earlier and was still in line with hundreds of others. SWAPO's candidate and current vice president, Netumbo Nandi-Ndaitwah, was one of the first to vote and called on Namibians "to come out in their numbers". An estimated 1.5 million people in the sparsely populated nation had registered to cast their ballot. SWAPO has governed since leading mineral-rich Namibia to independence from South Africa in 1990 but complaints about unemployment and enduring inequalities could force Nandi-Ndaitwah into an unprecedented second round. Leader of the IPC, Panduleni Itula, a former dentist and lawyer said he was optimistic he could "unseat the revolutionary movement". "We will all march from there and to a new dawn and a new era of how we conduct our public affairs in this country," the 67-year-old told reporters after voting. Itula took 29 percent of votes in the 2019 elections, losing to SWAPO leader Hage Geingob with 56 percent. It was a remarkable performance considering Geingob, who died in February, had won almost 87 percent five years before that. Namibia is a major uranium and diamond exporter but not many of its nearly three million people have benefitted from that wealth. "There's a lot of mining activity that goes on in the country, but it doesn't really translate into improved infrastructure, job opportunities," said independent political analyst Marisa Lourenco, based in Johannesburg. "That's where a lot of the frustration is coming from, (especially) the youth," she said. Unemployment among 15- to 34-year-olds is estimated at 46 percent, according to the latest figures from 2018, almost triple the national average. For the first time in Namibia's recent history, analysts say a second round is a somewhat realistic option. That would take place within 60 days of the announcement of the first round of results due by Saturday. "The outcome will be tight," said self-employed Hendry Amupanda, 32, who queued since 9:00 pm the night before to cast his ballot. "I want the country to get better and people to get jobs," said Amupanda, wearing slippers and equipped with a chair, blanket and snacks. Marvyn Pescha, a self-employed consultant, said his father was part of SWAPO's liberation struggle and he was not going to abandon the party. "But I want SWAPO to be challenged for better policies. Some opportunistic leaders have tarnished the reputation of the party, they misuse it for self-enrichment," the 50-year-old said. While lauded for leading Namibia to independence, SWAPO is nervous about its standing after other liberation-era movements in the region have lost favour with young voters. In the past six months, South Africa's African National Congress lost its parliamentary majority and the Botswana Democratic Party was ousted after almost six decades in power. clv/br/lhd/sbk

Patrick Badolato is a professor of accounting at the University of Texas at Austin's McCombs School of Business. He joined Motley Fool host Ricky Mulvey for a conversation about how to value companies. They also discuss: How to put P/E ratios in context -- and how to look beyond that metric. Levers Walmart could pull to double its earnings. Growth stories for Netflix that go beyond subscriber count. Go to breakfast.fool.com to sign up to wake up daily to the latest market news, company insights, and a bit of Foolish fun -- all wrapped up in one quick, easy-to-read email called Breakfast News. To catch full episodes of all The Motley Fool's free podcasts, check out our podcast center . To get started investing, check out our beginner's guide to investing in stocks . A full transcript follows the video. This video was recorded on Nov. 16, 2024. Patrick Badolato: No, price-earnings multiple is like a beginning, one beginning, one very useful reference point to think about what the company is, what they're worth, what the market is valuing that at the moment, and so with that lens, it's the starting point to valuation. Hey, why is? It's the starting point for these conversations. Why is it or what is the market pricing? Why is it that the priced earnings ratio would be higher than average? Are there fundamental reasons related to the company's performance that'll be less than the market average? It's the starting point where we can start to flesh out those conversations about companies. Mary Long: I'm Mary Long, and that's Patrick Badolato. He's a professor of accounting at the University of Texas at Austin's McCombs School of Business and a return guest on Motley Fool Money. My colleague Ricky Mulvey caught up with Badolato for a conversation about how we put a price tag on companies. They also discuss by PE ratios, get a bad rap, and how to make that metric more useful, the value lovers that Walmart could pull to double its earnings and Netflix's expansion opportunities beyond subscriber growth. [MUSIC] Ricky Mulvey: Patrick, I know why financial analysts want to spend time building cash flow models and why accountants are able to use this language to communicate valuations but why should regular retail investors that are investing a couple hundred bucks in the stock market every month, why should they spend the time valuing the companies that they own? Patrick Badolato: That's a great question, Ricky. I think one of the main reasons just that whether we're doing it directly or not when we're making an investment, we're giving an opinion about what we think about the value of the company and at the most basic level, if we're going along and buying a stock, we're saying that we expect it to go up or go up better than other alternatives and so that in and of itself is valuation, that's not necessarily all of the specific modeling that happens in the professional world but still, you're making an investment in stock, you're doing valuation. Ricky Mulvey: I want to get into ways because you have a couple of LinkedIn posts about how this can be simplified, and I ran through it with Netflix, and we'll hopefully get to that a little bit later in the show but I thought you brought up one idea that seems interesting, which is "the output or value we expect to get out of something is a function of what we put in on a recurring basis." Valuation fits into this idea, and we often think about it in terms of nutrition, practicing a fine motor skill, exercise, that thing but let's take that away from the human achievement part. How does valuation fit into that idea? Patrick Badolato: Great. I actually really try to in communicating this material to students, always make sure that there's a human element to it. I'm glad we started there. But let's tie that to valuation. The general idea of multiples is really the essence of what you're describing. When we think about it mechanically, we're going to have a numerator, the value or the output we expect, and then a denominator, which is the thing, the aspect of the company that's going to be on a recurring basis, whether that would be something like earnings or if you're looking at cash flows or whatever else, what's the output? What does the company do on a recurring basis? Then the value of a company, whether it's the total value of the company or the value per share or whatever else, should definitely be a function of what that company does on a recurring basis or what we expect that company to do on a recurring basis. Ricky Mulvey: If you expect that to grow a lot, you'll put a higher value on that, a higher price tag on it, similar to let's say, maybe you expect greater results from someone who is extraordinarily committed to exercise or extraordinarily committed to playing the guitar 2-3 hours a day versus someone who perhaps is less committed to playing the guitar, watching a three minute YouTube video once every other week. Patrick Badolato: Yes, that's perfect. Exactly. Ricky Mulvey: Let's try to make this easier, though, because valuation can be intimidating. Once we start opening the Excel spreadsheet, things can get a little bit dicey for us, retail investors, Patrick. Let's try to make it easy. How can we use historic market averages to make valuation, to make valuing companies a little bit easier for us? Patrick Badolato: I think right now, Ricky, it's probably worth just mentioning that the mechanism or one of the forms of valuation, I think, might be useful for any investor, professional retail, just to start thinking about valuation is the PE multiple, which is price to earnings or the stock price of a company relative to its earnings per share and that's just a starting point and if we're thinking about price to earnings, one of the things we can do is just a general reference point. Is to just look at what have price to earnings ratios been across the economy, across time, or the last 30 or 50 years and generally speaking, they hover around 18-20%, so that is not the completion of valuation, but once we start talking a little bit more about price to earnings ratios, I think the first reference point is just okay, so in general, how has the market priced most stocks relative to earnings across time? That's roughly 20 times or the stock price is going to be 20 times each annual amount of earnings per share that that company can create. Ricky Mulvey: Some companies are able to maintain a much higher price tag for an extraordinarily long period of time. We can think about a company like Disney, which despite its recent issues with leadership questions about streaming, that thing for a long time, it's traded above a higher than a 20 times earnings price tag and then you can also think about some manufacturing companies. I'll throw General Motors under the bus here, that have traditionally traded a lot of these car makers lower than the traditional market average but this, I think it's a good starting point for investors, I'm going to break away from the outline I gave you earlier. This is on purpose. Price earnings to earnings multiples often get a bad rap because it doesn't I've heard investors say it doesn't really tell you anything because for young companies, they're inscrutable and there's so many adjustments that companies can make to their earnings to make them appear better than they are. That's a cynical take, but do you think the price to earnings multiple is deserving of the bad rap it gets from some of those on I'll blame FinTwit? Patrick Badolato: I actually first want to somewhat agree with that and then also disagree. I would say first, I would agree with the criticisms to be clear, I guess, agree with the criticisms in that using a price to earnings multiple is not completing valuation and when we find one company that's significantly lower than average or significantly higher than average, I just want to very aggressively caution, that's not the answer, that's not valuation. We cannot say that this company is trading at only 10 times earnings, therefore, it must be undervalued because that's less than the average or another company that's trading at 40 or 30 times earnings must be overvalued. I think that's a huge flaw of thinking of a price to earnings ratio as the end result evaluation. Rather, I want to emphasize that no, priced earnings multiple is like a beginning, one beginning, very useful reference point to think about what the company is, what they're worth, what the market is valuing that at the moment and so with that lens, it's the starting point to valuation. Hey, why is? It's the starting point for these conversations. Why is it or what is the market pricing? Why is it that the priced earnings ratio would be higher than average? Are there fundamental reasons related to the company's performance that will be less than the market average? It's the starting point where we can start to flesh out those conversations about companies, so that's where I would say using it as the end result, I want to agree with the criticism, that's going to be flawed, that's really not the point but disregarding it because of that, I think would also be going too far. If I can jump in just to keep this conversation going, I think the other comment you were making was more about, hey, but aren't there flaws with earnings, and wouldn't that be an incremental reason or challenge to using a price to earnings multiple if the denominator is something that we might find flaws with or tend to criticize. And I'd argue we do have to be careful with earnings, we don't just want to accept that as, just because it's reported, everything's good and representative, but at the same time, the fact that there could be issues is less of an issue because we're not really saying valuation is done given a price to earnings ratio, what we're really trying to figure out is, where will their earnings go and how will price move alongside those earnings? Those shouldn't be based on even what the company's doing alone, it should be our own forecast of how we think the company should do going forward. The earnings that we ultimately care about when we're building valuation, whether it's a massive discounted cash flow valuation model or using a multiple, whatever else, it's still based on our projections of what we think will happen. Ricky Mulvey: I have this price to earnings multiple for a company, this point in time, the price tag that investors have given to a stock. What are some places that investors should look next if they're saying, is this thing undervalued? Should they be looking at revenue projections, should they be looking at historic price to earnings multiples to see what this company has done in the past? Where should they look? Patrick Badolato: Yes, I think the first thing is to repeat your point. First just figure out right now, what is the PE ratio for the company? What do I think about that? How's it compared on average? Second thing I would start doing is just making sure that your denominator, your earnings is representative, and the term I use is just the idea of core earnings, so in the denominator, you want to make sure that the price to earnings ratio is not too high or too low, simply because earnings for that particular period or the trailing 12 months are non-representative. For example, there was a large one time gain or a large one time loss or something like that, that is included in earnings or net income, but just naturally wouldn't be a recurring event. The first thing I would say is just understand what we're looking at right there in that moment in time to your point, Ricky our earnings representative and if not, I would say, we can just adjust out the items that we think are truly one time or truly non-recurring. Again, not to complete valuation, but to make sure that our initial reference point is a valid one. Ricky Mulvey: That could be something like a company has made an acquisition that they paid a lot of money for. I'll use Lululemon with the mirror acquisition, and then they have to write down that acquisition, and then you see adjustments to a company's earnings. Patrick Badolato: Yes, in that particular case, I would say it's the period of the write down would be the one that has a little bit of a wonky impact on the earnings, not actually necessarily the period of the acquisition itself. The acquisition would change the financials, but wouldn't necessarily change their earnings in the period of the acquisition. Ricky Mulvey: What we're trying to bring this back to when we think about valuation in a company's earnings and if it's undervalued, overvalued, if you buy stock, if you're trying to think about a company's value drivers. What are the things driving the value of this company? It's a fundamental question, but how can investors think about value drivers for companies? Patrick Badolato: I think that's really where we want to spend our time. So far, we just talked about getting a reference point and everything else, we want to spend our time on figuring out the value drivers and ultimately, valuation conversations about companies. This doesn't extend all asset classes but companies is a conversation on revenues, expenses, and then risk. Let's focus on revenues and expenses. What are your main drivers of performance, your main drivers of cash flows or earnings, the revenues and expenses, how can those things drive value? Well, we're trying to figure out what could drive revenue? What's the ways that it could grow over time? Then expenses aren't really the driver of value. The driver of value would be margins and so the way we can think about that is okay, so how can my expenses change in relation to revenue such that I could get margin expansion or possibly, another way, margin contraction. The biggest part of valuation is doing our best to figure out what would drive revenue going forward and how do expenses work alongside that? Do we have opportunities for economies of scale, do we have opportunities for margin expansion, and what would be the reasons behind that? Ricky Mulvey: Why not spend a lot of time thinking about risk then? You said, it's revenue, expenses, and risk. Patrick Badolato: Oh, sorry, I didn't mean to downplay that is don't think about it. I would argue, though, that the risk conversations are extremely important but in some ways, they can actually be weaved into, and this is hard to do because we're going to get pretty qualitative here right now for a second but your risk conversations can be woven into conversations on revenues and expenses. What are the risks the company faces? Well, one of the main ones is that revenue won't be as big as expected or as big as the capital they've deployed, or it won't be big enough to cover their expenses such that they operate at a deficit in terms of revenue being less than expenses, which could translate to an inability to generate enough cash flow, so risk is extremely important, but risk really is, how is the company going to perform in its core business? It's revenues relative to its expenses over time, so certainly worth considering. Hopefully, when we're looking at our projections of revenues and expenses, we are thinking about, I guess, first and foremost, what could go wrong and why? What are the additional threats and competition that could come in and change this? Then also, what mistakes could we make, what are we overlooking? What other aspects could enable our projections to not turn out the way that we are expecting or maybe a rosy picture that we're hoping to present? Ricky Mulvey: I think that's also the case to build multiple scenarios in a lot of ways, so a lot of times with risk as well, and for companies, it can be geopolitical, so we think about EV makers right now, Nissan recently reported today saying, we didn't sell as many electric vehicles in China as we expected. You might see some of these geopolitical battles playing out, it's hard to model. If you're thinking about a company like Taiwan Semiconductor , yes, it supplies the world with microchips, but also you have a geopolitical risk between Taiwan and China, and that can be intensely difficult to predict within an Excel spreadsheet. I want to boil this down. When we think about the Standard & Poor's 500. If someone's just buying an index fund, what are the fundamental value drivers for the Standard & Poor's 500? Patrick Badolato: In general, if you're making an investment in equities a standard point, a general market index, you're expecting that the economy will grow and the companies that represent that index are going to grow alongside the economy and so that growth is going to include inflation, it's just going to include that companies overall will continue to perform, we'll have some rent earnings growth. We'll be able to grow alongside the economy, so that's just a starting point that an investment in equities does involve an expectation of growth, it's not just I'm going to make my investment to preserve my capital. I'm doing so with some risk and some expectation of return. MALE_1: Creators of the popular science show with millions of YouTube subscribers comes the Minute Earth podcast. Every episode of the show dives deep into a science question you might not even know you had but once you hear the answer, you'll want to share it with everyone you know. Why do rivers curve? Why did the TRx have such tiny arms? Why do so many more kids need glasses now than they used to? Spoiler alert, it isn't screen time. Our team of scientists digs into the research and breaks it down into a short entertaining explanation, jam packed with science facts and terrible puns. Subscribe to Minute Earth wherever you like to listen. Ricky Mulvey: Let's bring this to a few companies. To talk about value drivers, to talk about the expectations for margin, revenue growth, that thing. One you wrote about was Walmart and at the time that I read this outline, it could have changed by the time we're recording, it trades at about 43 times four or three times trailing 12 months earnings. This is surprising for a company that in a lot of ways functions like a utility, if you look at a company like Kroger next to it, it's significantly discounted compared to a company like Walmart and you make the case that investors may want to think about how Walmart could double their earnings to justify this stock price. First before we talk about the scenarios in which they could or could not do that, why do investors need to think about how Walmart this behemoth could double its earnings? Patrick Badolato: Great. I think that starts back to our conversation on the PE ratio. The PE ratio, that's a pretty healthy valuation. I don't think anybody's debating whether or not Walmart's going to stick around or whether they have some stability, but they're not being valued right now as just a regular, stable part of the economy. They've got a bit of a premium attached to them, so what does that premium mean? I would interpret that premium, the 43 times PE ratio is if you want to make that investment, we have to be expecting earnings growth that's greater than your average or representative company in the economy, we have to have that expectation. Our expectation could be wrong, but that's our reason when we're going if we think about investing in a company like Walmart, which has already proven itself in many ways, so this is not a start up where we're trying to figure out if they'll be profit or whatever else. It has to be based on, hey, they have positive earnings they've had for a long time, and I'm certain they will continue but the challenge is will they grow, which I'm not saying I'm certain at at what level but Walmart is not going to be going bankrupt, but will they grow at what rate. That healthy evaluation implies they need at least some meaningful amount of revenue growth and likely also some degree of margin expansion to tie out or rationalize that healthy valuation, so going forward, they've clearly performed well in the past, that's a given, we know that, but going forward, they have to continue to outperform in terms of just a general or representative company in the economy with respect to their earnings growth, driven by future revenue and do our future margin expansion. Ricky Mulvey: It's worth asking how they could do that. It would be difficult for a company like Walmart to do that on a grand scale, a company that's known for its everyday low prices. It doesn't want to just dramatically raise the prices of its groceries and goods on its customers because that in and of itself is its competitive advantage. That revenue growth becomes difficult and also is a physical retailer margin expansion becomes also very difficult. I think it's worth thinking about what levers Walmart has to increase its earnings per share when dramatically increasing revenue is difficult and also dramatically increasing margin because it keeps prices low is difficult outside of just decreasing its share count, which can be a very effective tool for a mature company like Walmart. Patrick Badolato: I actually want to orient back to the, what should we be thinking about in terms of our investment? Let's just leave out changing the denominator to other factors, any form of financial engineering, not because it doesn't exist. But let's focus on their core operations. How could they do this? Ricky, I love the way you set that up for this reason. This is what we need to do with valuation. Just start having conversations. The end we might answer, I don't know, or I can't take a position, but start these conversations. Well, if this could happen, then what's the push-back? Let me try to just give potential scenarios here. But again, there's no certainty in any of I don't think the revenue growth just has to be explosive, but it has to be consistent and steady and decently high. The challenge there is they're at 650 billion of revenue. That thing has to keep moving up, they cannot rest on their laurels in terms of, we've done so well. The second one, margin expansion, I think you laid that out perfectly, and Costco is such a good example of this where similar to Walmart, although slight differences, they're very clear, they're not going to raise their prices. I think Doug McMillon has stated a version of that in different forms, the CEO of Walmart. This cannot be from, hey, let's just increase prices and pass it on. Hope nothing happens. I think that's just good business sense, what could it be? Well, I think then we have to think about what are the investments? How is Walmart changing its structure, its operations? One, they are moving towards more automation in their factories, their supply chain. When and how will those cost efficiencies come about? I don't know but that's a possible lever. We want to think about how much of their expenses, as long as they keep growing revenue, and as long as the world changes, they make different investments. In the long run here, how can they improve reduce expenses, not by increasing prices necessarily, but by getting more efficiencies in that massive supply chain that they run. Second point here, which I find fascinating is their advertising business. Their advertising business is 3-$4 billion, something around there. It's really small for that big of a company. But it's an interesting one because that's an opportunity for margins that would be very different from the margins they have in their traditional retail. As that grows or as that changes or as the equilibrium of which companies consumer product companies, who do they pay? They're not going to be paying cable TV and traditional forms of advertising in the past. Like, does that shape the role of Walmart, specifically when Walmart's more of a platform with its website. How will that grow? What are the margins of that? I would argue on top of that, what other forms of new aspects of their business can they introduce to gain that margin improvement because I really agree with your point that, could they increase prices? Sure. Would that be long run beneficial for them? Almost surely not. I think it's more of a new lines of business, specifically things like advertising, and then also opportunities within their supply chain, to really use or to gain more efficiencies. The last thing I'd offer is retail is changing so much. I think you have two Bhimas. You have Amazon and you have Walmart, and those two companies are showing that they can do things at scale that most others can't, including, shipping things to our home. As they get better at it, as they get bigger, do they actually not just gain their own general efficiencies, but does that give them an ability to actually push so far as to wipe out some of the competition? Then that's an incremental form of them to grow in that the consumer demands convenience. We want certain items. We don't want to pay extra for it and would this be an environment where the biggest have a incrementally beneficial advantage? Ricky Mulvey: Those are ways it can do it, and if it does it may not need to double its revenue if it can maintain a loftier valuation than that historic average of 20. It would do that based on investors in the future, continuing to think that Walmart's growth prospects on the things that you just described are continuing further into the future. I think you brought up one of the risks as well when you were discussing the opportunities, and that is within its new lines of business, you could see a company like Walmart going more into something like healthcare, which has tripped up a lot of retailers in the past. As these businesses expand, even as mature businesses, they risk diversification and adding in a bunch of new businesses that take away from the business' fundamental ability to drive value for their shareholders. Patrick Badolato: I think that's a great point in that, an acquisition alone is not a guarantee that you'll have a value driver. An acquisition makes you bigger. You were talking about Lululemon. An acquisition makes you bigger. It's not necessarily or a new line of business does make you bigger. That's not necessarily going to create value. Now, I'm not saying it'll destroy it, but hey, think about the risk and the opportunities as you just laid out. Ricky Mulvey: Let's move on to Nvidia , which more than Walmart right now has a loftier valuation. I think it's about 65 times earnings. At this rate, if it goes back to that this mantra of the episode of that 20 times earnings baseline, which it may or may not within the next 5-10 years depending on how much it's able to maintain its competitive advantage on chip design in building these super fast systems on which these large language models run what expectations are you seeing baked into that 65 times earnings valuation or PE price tag for Nvidia? Patrick Badolato: Great question. I included my conversation on Walmart Nvidia mainly just to show you could take the framework evaluation and apply to anything. These are vastly different. Vastly different companies and, man, the uncertainty with Nvidia is massive. But let's just mathematically talk about what needs to happen here to tie out this valuation. It's a lofty, high valuation. Nvidia like Walmart, not the same track record across time, but has performed phenomenally well in the last couple of years, so relatively recent explosive performance, but have crushed. What do they have here? Well, they still need the massive earnings growth and their potential of doing that I think is very high. Our question is, at what level. Will they keep growing? Are we still in the early innings of the products they're selling? Yes, but the challenge is how high, at what level and what rate. That's just a question that involves so much uncertainty. Early equilibrium in the industry. Let me actually directly tie that to their margins. Their margins are amazingly high. By that, I'm going to talk just their operating margins. Not some embellished version of it, but, revenue minus all their core operating expenses. They're still absurdly high at this moment in time. The challenge there is that that's effectively a margin that results from an industry with effectively no competition yet. But those extremely high margins are exactly what's going to attract new competition, everyone's going to look at that and say, hey I want a piece of that. I think their compute network margins in the last quarters that segment of the business, the main segment of their business work 71, 72% operating margins. That's crazy, but that's also amazingly attractive to anyone else. What does Nvidia need to do? It needs to have a future that maintains its leadership to tie out its valuation, that maintains its leadership, which translates to it's still going to have very high, very healthy revenue growth and alongside gain that revenue, be able to achieve that revenue growth without having to do anything like drop prices or change in customers that are going to require them to drop prices so effectively to maintain their margins. I don't think they necessarily mathematically have to maintain exactly their margins, but they still need very high margins and the long foreseeable future about meaningful growth. But at the same time, tons of uncertainty here. Their industry they're in, and they're dominating is still so new. We don't really know what's going to come next, how big this will be. This is one that's amazing conversation. I would argue everyone should think about it and have it, but not one that's going to give us I love your comment earlier about Excel. There's no single line or set of formulas we're going to put in and be like, that's Nvidia valuation, they should be worth. That's an unknowable thing right now. Ricky Mulvey: I use your model on Netflix right now, too, because I think Netflix is a company that is really interesting to talk about value drivers. I know you had a conversation about it back in 2022, where people were, I would say, thinking more about the risks that were happening for Netflix, especially after it had its subscriber drop but I got to this place because I was like, Man, this stock. I was just looking at the price. This is a bad thing to admit to a professor of finance and accounting at the University of Texas McCone School of Business, but I was like, Man, this price has really run up. I'm getting a little itchy on it. What I did is I put it through the model, and it made me think like, what multiple do I have to expect on Netflix for it to maintain its share price today? What revenue growth would that require and what is the potential miss pricing here? It sounds like a lot, but basically, if Netflix is able to do a cumulative revenue growth in my mind of 100%, which is about 11 I know we're doing a lot of math. I'm sorry to the listener, 12% over 6 years gets you to about 100% revenue growth, and it needs to maintain a higher than market average multiple. Then you might have a mispricing, and actually Netflix could be undervalued. Now, if competition heats up, if the market assigns a lower multiple and its revenue is not able to increase at that rate, then Netflix stock actually right now would be really overvalued. Right now, I think there's a lot of questions about Netflix's value drivers, especially as it pays more for content licensing, as it starts and it starts looking for more subscribers in the ads here and as it starts to look at more emerging markets where it's not going to be able to charge 20 bucks a month. How are you thinking about value drivers for Netflix right now? Patrick Badolato: That's a great question. A couple of things there, and I think you and I have talked before about just the role of the footnotes and the information you can pull out of that. What you're offering is definitely worth considering. I want to add in one more thing. I think there's a little bit of margin expansion that they can still get in that they already have that to a certain extent. Over the last couple of years, they've improved. Then particularly through the third quarter of 2024, I think they're sitting at about 20%, sorry, 30%, that matters. That's a big mistake, 30% operating margin. They have had operating margin improvement. Let me just walk a little bit through. As their revenue grows, there are a company that should get some margin expansion. One, the cost of revenue is basically the main component of that is the amortization of the content assets. But as you have more people subscribing and paying really at any rate, you can actually spread that out. It's just a classic, I have a cost allocation, I got a fixed cost, I spread out a bigger base, in their case, subscribers, I should get some margin improvement. Now, to be clear, that margin improvement is not going to be some explosive thing. But they do have a chance to consistently grow their earnings or another lever, another lever they can grow their earnings with is with margin improvement over time. Variety of their expenses have a relatively speaking, more of a fixed cost component. As revenue grows, they should get some margin improvement. But again, I wouldn't expect that to be explosive. They've had that before, so I think another level I want to offer to your conversation. Then I want to push back a little bit on the revenue growth. The challenge to them with revenue growth might be just that they've had it. I hate to say this, it's it's their success. It's an amazing company let's be clear. But they've also been really successful at in 2022, we hammered them, the stock dropped to I think I don't know what it was, but dropped below $200 share. I was buying it at the time, and I'm supposed to disclose that during the drop in 2022. But at that point, we're like, well, their subscriber growth is going to go down, and they're really going to struggle here. They changed things, they dropped the sharing of accounts, and I think we all grumbled for a little bit, but then we went back. That was a great thing for them but the challenge going forward is in there, they have a footnote where they described their subscriber growth across all of theirs the revenue recognition footnote. They describe their subscriber growth across all the different global markets. We've seen a lot of that growth already come back. The challenge isn't, do they have the ability to retain subscribers? I think the answer is definitely yes, but have they baked in or already received the benefits of a lot of the growth to date? Not a knock at all, but at the same time, it's like, well, would that make the more growth you've had in the past and the closer you get to market saturation, doesn't make it harder to keep growing going forward? Ricky Mulvey: I will push back on that one time, and then I'm going to have to and then I know we'll wrap up in a little bit. It does have it may not be able to expand subscribers quite as much, but I think it will continue to have pricing power. Similar to what Spotify did when it introduced audiobooks onto the platform, and then it was able to raise prices and then it's become this free cash flow engine since then. Netflix may have a similar opportunity as it continues to introduce live events onto the platform, where they've started with, the NFL football games, and then they also on Christmas Day, and then they're also bringing the WWE onto the platform. The WWE Monday Night Raw was the largest cable show. If you're a fan of that, maybe they'll increase prices, and then you can keep your live stuff, and they may have an offering then where, hey, you can bring the price back down, but then you're going to lose these live events that maybe you really like and enjoy. Last thing on that, where they could expand is it's in the places we don't expect. This was a DVD mailing company, and while they haven't gone to theaters yet for releasing movies, this is becoming more and more of a media company. Now, they're exploring getting Greta Gerwig's Narnia movie onto IMAX screens. Maybe they'll double back on that, similar to the way they have with the advertising platform. I guess I'll just push back and say, I don't think it's just the subscriber count that will drive Netflix's continued growth, especially in its big market of North America. Patrick Badolato: I completely agree, Ricky. I'm not going to push back on your push-back. I'm just going to go with you there. Ricky Mulvey: Push back on the push-back. Patrick Badolato: Add a little bit but I think that's a really good perspective, which is that whole thing with the loss of subscribers and then us eventually crawling back, I think I think they knew all along that was going to happen in, what do we have? I think the amount of time the average user spends on Netflix each week is quite high. I would argue, really independent of the live editions, which is a great comment is that the same time, this is probably a price insensitive customer. Let's go back to the 80 's and 90 's when we were paying for cable. We're paying 100 200 bucks a household in the US for no control over the timing, far less content because it was only on at that moment in time and not all these other options. If we were paying that much, and I do understand Netflix is not the only streaming service people subscribe to, but in the long run, and I'm sure they'll figure out the slow and steady way to do this because, if they double subscription prices, this would fall apart. But I think there's another lever is I completely agree with you, the opportunity to increase because the consumer is likely price insensitive as long as it's slow and steady, and then as they change and add offerings to the platform, that should be value to us. If that's value to us, they should be able to increase prices. The last thing I'll say, which is actually consistent with your point is, advertising, to what extent is their ability to actually generate revenue from companies, not from their subscribers, another possible lever. This is a great conversation as a reason. That's what valuation is. Have these conversations, lay these things out. Try to tie it all back to what could grow their earnings, but I don't mean earnings in an isolated sense with a PE ratio or that that's the end of the final part of a conversation. It's think about what could drive revenue. Think about what their expenses or how they could improve margins. What would be the reasons for that? Try to think about how those conversations work out over time. That's valuation, begin those conversations. Is there a certain or definite answer? Almost surely not. But hopefully you can flesh it out and engage in conversations and at least, if nothing else, like a starting point to consider should or should I not invested in. Mary Long: As always, people on the program may have interest in the stocks they talk about, and the Motley Fool may have formal recommendations for or against, so don't buy or sell stocks based solely on what you hear. All personal finance content follows Motley Fool editorial standards and are not approved by advertisers. TMF only picks products that it would personally recommend to friends like you. I'm Mary Long. Thanks for listening. We'll see you tomorrow.

Ruud van Nistelrooy ‘disappointed’ and ‘hurt’ after cutting ties with Man Utd

The Cleveland Browns made a big move in the offseason to acquire wide receiver Jerry Jeudy from the Denver Broncos. Monday night, Jeudy will get his first chance to play against the team that drafted him in the first round a few years ago. Jeudy has a great chance to have a career-high in yardage this season and currently sits at 645 yards and two touchdowns. Ever since the Browns traded Amari Cooper to the Buffalo Bills, Jeudy has been able to take off. Recently, Jeudy made an interesting comment about how he is doing something now that he felt he always could. “I feel like I’ve been getting open my whole career,” Jeudy said . “Just sometimes you don’t get that much of an opportunity. Now I’m here and getting open and getting opportunities. So now it’s time to take advantage of them.” I love watching Jerry Jeudy after the catch with the #Browns . It's easy to see that he "wants it" more with Cleveland in almost every aspect of his play so far. #DawgPound #NFL pic.twitter.com/YbyFLV5Dll Jeudy has 3,053 receiving yards over four seasons with the Broncos after being a standout at Alabama. The best season as a pro for Jeudy came in 2022 when he caught 100 passes for 972 yards. Now, Jeudy has a legitimate chance to pass 1,000 yards this season. In the last four games, Jeudy has really come on with games of 142, 85, 79, and 73 yards receiving. With Jameis Winston throwing the ball, players like Jeudy and second-year wideout Cedric Tillman have really been able to flourish a bit. The Broncos thought Jeudy was expendable and not worth a second contract. Cleveland gave him that contract extension and it is starting to look like a good one. Don’t be surprised if Jeudy makes a play or two against the Broncos on Monday night. He will surely be looking too. It isn’t hard to think a player with the talent of Jeudy could have worked well with Broncos rookie QB Bo Nix. Now, the Browns have signed for the foreseeable future. This article first appeared on A to Z Sports and was syndicated with permission.

Even before Election Day, environmental groups were suggesting ways that the Biden administration could protect the president’s climate agenda from an incoming president who has vowed to increase fossil fuel production and repeal major climate initiatives. Since then, Biden has taken many of those steps — backing a proposal to curtail public financing for oil and gas projects around the globe, limiting oil drilling in the Arctic National Wildlife Refuge , protecting the endangered sage grouse and announcing tough new regulations banning or restricting the use of the chemicals trichloroethylene and perchloroethylene, which are linked to cancers and other severe health problems. But with just weeks to go before Donald Trump returns to the White House, vowing to slash regulations on the oil and gas industry and derail climate action, the Biden administration has still not addressed some of the most important policies that otherwise might not survive Trump’s second term. “There’s a lot that Biden can still do in his remaining six weeks in office to stop the expansion of fossil fuels and send a powerful signal to distance himself from the incoming Trump administration and its fossil fuel cronies,” said Collin Rees, U.S. program manager of the climate nonprofit Oil Change International. The administration recently released a long-awaited study on the economic and environmental impacts of new liquefied natural gas exports — which concluded that “unfettered exports would drive up gas prices and lead to a huge increase in greenhouse gas emissions” — but it stopped short of recommending a ban on such exports. Trump has vowed to renew LNG exports on his “very first day back,” though the study’s conclusions could be used to challenge some of those project approvals. The Biden administration could deny liquefied natural gas export authorization permits for pending LNG terminals and even “claw back and deny” permits already issued by the administration, Rees said. He noted that if all pending projects are approved, U.S.-sourced liquefied natural gas emissions would exceed the European Union’s total greenhouse gas emissions. The Environmental Protection Agency could take several steps as well — including granting California a waiver to enforce its ban on the sale of new gasoline-powered cars and trucks in the state by 2035. The administration is expected to grant such a waiver to California and 11 other states, the New York Times reported. “Approving these waivers before Biden leaves office would create legal and procedural hurdles for any attempts to undo them, safeguarding long-term climate protections,” said Seth Nelson of the climate group Evergreen Action. “Finalizing waivers such as the Advanced Clean Cars II waiver is a vital step toward reducing climate pollution in the automotive sector and advancing the industry’s long-term decarbonization.” In addition, the EPA’s enforcement office is reportedly rushing to assess penalties and reach settlements with companies accused of environmental violations — on the assumption that the Trump administration will offer them leniency. In a statement to Capital & Main , a spokesperson for the Trump transition team said: “The Harris-Biden’s last-ditch effort to pass their green new climate scams, which the American people just roundly rejected in the election, will not deter President Trump’s Administration from using every tool to unleash America’s energy dominance.” The White House did not respond to Capital & Main ’s requests for comment. The Biden administration is also rushing to push out climate-related grants, recently announcing that it had awarded more than $100 billion for climate-related projects. Among the most recent awards are $256 million in Rural Energy for America Program grants and loans from the Agriculture Department, a $120 million contract to electrify some federal buildings in the D.C. region and $147 million to the National Oceanic and Atmospheric Administration to help assess the impact of climate change on fisheries. Biden officials told Reuters that they are on track to exceed their goal of getting more than 80% of the Inflation Reduction Act funding out the door by the end of his term next month. “When funds are obligated, they are protected,” an official told Reuters . “They are subject to the terms of the contract, so when those contracts are signed and executed, this becomes a matter of contract law more than a matter of politics.” The majority of the IRA’s grants and subsidies have gone to red states , and lawmakers in those states are vigorously pushing to keep them. Eighteen Republican House members wrote a letter to House Speaker Mike Johnson in August urging him not to scrap clean-energy tax credits in the law. And environmentalists are urging the administration to extend its conservation legacy — when he took office, Biden vowed to set aside 30% of the country’s lands and waters for conservation by 2030. Among the recommended designations: Chuckwalla National Monument, a massive desert region south of Joshua Tree National Park, and the Owyhee, a million-acre watershed in Oregon that is threatened by the ranching industry. . Climate scientists and environmental officials in the administration are also taking steps to protect themselves from a Trump team; from 2017-2020 the first Trump administration reversed more than 100 federal rules and shut down studies. A union that represents thousands of workers at the EPA recently secured a contract that includes protections for “scientific integrity” and is designed to “prevent inappropriate interference in scientific work” by allowing disputes to be heard by independent arbitrators instead of political appointees, among other measures. Marie Owens Powell, the president of the American Federation of Government Employees Council 238 and a gas station storage tank inspector for the EPA, told HuffPost ’s Dave Jamieson : “You can’t be forced to change data or the interpretation of the data, as long as it’s based in sound science.” Among other steps the Biden administration could take as it nears the final curtain, Rees said, would be to shut down the Dakota Access Pipeline, reject the GulfLink crude oil export terminal off the coast of Texas and release a “nationally determined commitment” that includes funding for climate mitigation and adaptation in Global South countries and a 80% reduction in domestic greenhouse gas emissions from 2005 levels by 2035.Olivia Hussey, star of the 1968 film 'Romeo and Juliet,' dies at 73ubet63 cash in 。

Marshall withdraws from Independence Bowl matchup against Army

PIDE proposes sweeping reforms to turbocharge Pakistan’s EV industryMarshall withdraws from Independence Bowl matchup against ArmyManipur: Assam Rifles destroys 354 acres of illegal poppy farming in 2024

A former member of Donald Trump ’s administration has warned fellow Republicans not to “underestimate” Alexandria Ocasio-Cortez as the liberal congresswoman is touted as a possible contender to lead the Democratic party. Speaking on Fox News on Friday, Monica Crowley , a former public affairs official in the Treasury Department during the first Trump administration , said AOC had “real grassroots support” through her early adoption of social media. The Democratic congresswoman, 35, is known for her leftist stance on multiple issues . In the ongoing aftermath of the party’s historic defeat on November 5, many insiders have reportedly floated her name to lead the Democrats into 2028. Party members have been impressed with her ability to “cut through the BS and tell it like it is,” as one Democratic strategist told The Hill. Crowley said that, though she believed AOC to be “wrong on everything,” the New York congresswoman “was an early adopter of social media... so she’s connecting directly to voters.” “Just a word of warning to the Republicans, to my party: Do not underestimate AOC. She’s young, she’s vibrant, she’s attractive,” Crowley said. “I think she’s wrong on everything, but she does have real grassroots support. And all of the energy and activism in the Democrat party remains with the revolutionary left, of which she is a part.” However, not all agree with Crowley’s assessment, even with the Democratic party. Political analyst Doug Schoen – speaking on the same segment – said the choice of AOC as leader could be “a disaster.” “Most Democrats don’t want extreme left wing politics,” Schoen said. “I believe the Democratic Party needs to move to the center on cultural issues and on fiscal issues and be more fiscally disciplined. “AOC represents the opposite, and I think if she runs, it would be a disaster for the party, and I think her chance of getting nominated would be nil.”Global Distributed Numerical Control (DNC) Software Market Size, Share and Forecast By Key Players-FORCAM,JANUS Engineering,Cadem,Predator Software,Antech microsystem private limited 12-15-2024 06:32 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Market Research Intellect Distributed Numerical Control (DNC) Software Market USA, New Jersey- According to the Market Research Intellect, the global Distributed Numerical Control (DNC) Software market is projected to grow at a robust compound annual growth rate (CAGR) of 8.58% from 2024 to 2031. Starting with a valuation of 14.03 Billion in 2024, the market is expected to reach approximately 22.99 Billion by 2031, driven by factors such as Distributed Numerical Control (DNC) Software and Distributed Numerical Control (DNC) Software. This significant growth underscores the expanding demand for Distributed Numerical Control (DNC) Software across various sectors. The Distributed Numerical Control (DNC) Software Market is growing steadily as manufacturers increasingly adopt automated systems to enhance production efficiency and precision. DNC software enables centralized control of CNC machines, allowing seamless communication, real-time monitoring, and improved machine performance. The market is driven by the need for greater automation in industries such as aerospace, automotive, and metalworking, where precision and efficiency are paramount. Additionally, advancements in cloud-based solutions and IoT integration are enhancing DNC software capabilities, offering businesses the ability to monitor and control machines remotely. As manufacturing processes become more complex and global competition intensifies, the demand for DNC software to streamline operations and improve productivity is expected to continue growing. The dynamics of the Distributed Numerical Control (DNC) Software Market are influenced by technological advancements, the growing need for operational efficiency, and the rise of Industry 4.0. Integration of IoT and cloud technologies into DNC software enables real-time data collection, remote monitoring, and predictive maintenance, significantly improving machine uptime. The increasing demand for precision in manufacturing, coupled with the need for centralized control over machines, further drives the market. However, challenges such as the high cost of software implementation and the complexity of integrating with existing systems may hinder adoption. As manufacturing industries seek to optimize production processes, DNC software will continue to evolve, providing businesses with smarter solutions to enhance operational productivity and reduce downtime. Request PDF Sample Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.marketresearchintellect.com/download-sample/?rid=10449290&utm_source=OpenPr&utm_medium=042 Key Drivers: The growth of the Distributed Numerical Control (DNC) Software market is driven by several key factors. Technological advancements in Distributed Numerical Control (DNC) Software have enabled greater efficiency and enhanced capabilities, spurring adoption across industries. Additionally, the rising demand for sustainable and eco-friendly solutions is pushing companies to innovate and adopt greener practices. Expanding applications in sectors like Distributed Numerical Control (DNC) Software and Distributed Numerical Control (DNC) Software are further contributing to market demand, as these industries seek advanced solutions to streamline operations and enhance product quality. Favorable government policies and incentives in regions such as North America, Europe, and Asia-Pacific support investment and growth. Moreover, an increasing focus on Distributed Numerical Control (DNC) Software for improving operational efficiency and cost-effectiveness is encouraging businesses to embrace new technologies, fostering sustained market expansion. Mergers and Acquisitions Mergers and acquisitions (M&A) play a pivotal role in the Distributed Numerical Control (DNC) Software market, as companies look to expand their capabilities, access new technologies, and strengthen market presence. Leading players engage in strategic acquisitions to consolidate their position and gain a competitive edge. These transactions often facilitate the integration of advanced Distributed Numerical Control (DNC) Software solutions, helping firms broaden their product portfolios and meet growing customer demands. Additionally, M&A activities support companies in achieving economies of scale and penetrating new regional markets, particularly in high-growth areas like Asia-Pacific. Through such strategic alliances, businesses aim to accelerate innovation, enhance operational efficiency, and address evolving market challenges, ultimately driving the overall growth of the Distributed Numerical Control (DNC) Software market. Get a Discount On The Purchase Of This Report @ https://www.marketresearchintellect.com/ask-for-discount/?rid=10449290&utm_source=OpenPr&utm_medium=042 The following Key Segments Are Covered in Our Report By Type RS232 â€" based Terminal-based Network-based By Application Automobile Manufacturing Other Discrete Manufacturing Industries Major companies in Distributed Numerical Control (DNC) Software Market are: FORCAM,JANUS Engineering,Cadem,Predator Software,Antech microsystem private limited,VEGA,Niha solutions,Technovision CNC,Greco Systems,Spectrum CNC Technologies,Pengli Technology,Beijing Languang Chuangxin Technology,Extech Global Distributed Numerical Control (DNC) Software Market -Regional Analysis North America: North America is expected to hold a significant share of the Distributed Numerical Control (DNC) Software market due to advanced technological infrastructure and the presence of major market players. High demand across sectors like Distributed Numerical Control (DNC) Software and Distributed Numerical Control (DNC) Software is driving growth, with the U.S. being a key contributor. Additionally, ongoing investments in R&D and innovation reinforce the region's strong market position. Europe: Europe is projected to experience steady growth, driven by stringent regulatory standards and a rising focus on sustainability in Distributed Numerical Control (DNC) Software practices. Countries like Germany, France, and the UK are leading due to their advanced industrial base and supportive government policies. The demand for eco-friendly and efficient Distributed Numerical Control (DNC) Software solutions is expected to continue fostering market expansion. Asia-Pacific: Asia-Pacific is anticipated to be the fastest-growing region, fueled by rapid industrialization and urbanization. Countries such as China, India, and Japan are driving demand due to expanding consumer bases and increasing investments in infrastructure. The region's robust manufacturing sector and favorable economic policies further enhance growth opportunities in the Distributed Numerical Control (DNC) Software market. Latin America: Latin America and the Middle East & Africa are expected to show moderate growth in the Distributed Numerical Control (DNC) Software market. In Latin America, growth is supported by rising industrial activities in countries like Brazil and Mexico. Meanwhile, in the Middle East & Africa, infrastructure development and an increasing focus on innovation in sectors like Distributed Numerical Control (DNC) Software are key drivers of market expansion. Middle East and Africa: The Middle East and Africa represent emerging markets in the global Distributed Numerical Control (DNC) Software market, with countries like UAE, Saudi Arabia, South Africa, and Nigeria showing promising growth potential. Economic diversification efforts, urbanization, and a young population are driving demand for Distributed Numerical Control (DNC) Software products and services in the region. Frequently Asked Questions (FAQ) 1. What is the current size of the Distributed Numerical Control (DNC) Software market? Answer: The Distributed Numerical Control (DNC) Software market was valued at approximately 14.03 Billion in 2024, with projections suggesting it will reach 22.99 Billion by 2031, growing at a CAGR of 8.58%. 2. What factors are driving the growth of the Distributed Numerical Control (DNC) Software market? Answer: The market's expansion is attributed to several factors, including increased demand for Distributed Numerical Control (DNC) Software, advancements in Distributed Numerical Control (DNC) Software technology, and the adoption of Distributed Numerical Control (DNC) Software across various sectors. 3. Which regions are expected to dominate the Distributed Numerical Control (DNC) Software market? Answer: Regions such as North America, Europe, and Asia-Pacific are anticipated to lead due to the presence of major industry players and growing investments in Distributed Numerical Control (DNC) Software. 4. Who are the key players in the Distributed Numerical Control (DNC) Software market? Answer: Prominent companies in the Distributed Numerical Control (DNC) Software market include Distributed Numerical Control (DNC) Software, Distributed Numerical Control (DNC) Software, and Distributed Numerical Control (DNC) Software, each contributing to market growth through innovations and strategic partnerships. 5. What challenges does the Distributed Numerical Control (DNC) Software market face? Answer: The market faces challenges such as Distributed Numerical Control (DNC) Software, regulatory compliance, and competition from alternative solutions. However, ongoing advancements aim to address these issues. 6. What are the future trends in the Distributed Numerical Control (DNC) Software market? Emerging trends include the integration of Distributed Numerical Control (DNC) Software technology, sustainability practices, and digital transformation in processes, all expected to shape the market's future. 7. How can businesses benefit from the Distributed Numerical Control (DNC) Software market? Answer: Businesses can leverage growth opportunities in the Distributed Numerical Control (DNC) Software market by adopting new solutions, enhancing operational efficiency, and expanding their offerings to meet evolving consumer demands. 8. Why invest in a Distributed Numerical Control (DNC) Software market report from MRI? Answer: MRI's report provides in-depth analysis, future projections, and key insights to support strategic decision-making, enabling businesses to stay competitive and capitalize on growth trends in the Distributed Numerical Control (DNC) Software market. For More Information or Query, Visit @ https://www.marketresearchintellect.com/product/distributed-numerical-control-dnc-software-market/?utm_source=OpenPr&utm_medium=042 About Us: Market Research Intellect Market Research Intellect is a leading Global Research and Consulting firm servicing over 5000+ global clients. We provide advanced analytical research solutions while offering information-enriched research studies. We also offer insights into strategic and growth analyses and data necessary to achieve corporate goals and critical revenue decisions. Our 250 Analysts and SMEs offer a high level of expertise in data collection and governance using industrial techniques to collect and analyze data on more than 25,000 high-impact and niche markets. Our analysts are trained to combine modern data collection techniques, superior research methodology, expertise, and years of collective experience to produce informative and accurate research. Our research spans a multitude of industries including Energy, Technology, Manufacturing and Construction, Chemicals and Materials, Food and Beverages, etc. Having serviced many Fortune 2000 organizations, we bring a rich and reliable experience that covers all kinds of research needs. For inquiries, Contact Us at: Mr. Edwyne Fernandes Market Research Intellect APAC: +61 485 860 968 EU: +44 788 886 6344 US: +1 743 222 5439 This release was published on openPR.

Festival of Trees, Christmas Stroll incomingEtawah: Lok Sabha Speaker Om Birla on Sunday said that Hindi was India’s soul and identity and along with other languages has played a significant role in the development of society and the nation. Addressing the 30th Annual Convention of the Etawah Hindi Seva Nidhi, Birla said that Hindi has woven the country’s cultural diversity into a single thread and empowered it. He said that Hindi was not only a common language of communication but has adapted according to the changing technical landscape. “Today, with the use of Artificial Intelligence (AI), the rich legacy of Hindi literature and poetry is available across the globe,” he said, adding that Hindi has also been increasingly used in the fields of justice, administration and internet technology. Birla said that during the making of India’s Constitution, the visionary leaders from various states, speaking different languages and dialects, recognized the importance of languages as symbols of unity and acknowledged Hindi’s inherent potential to unite the entire nation. Birla stated that India has 22 languages, making it natural for the members to speak in their respective languages. With modern technology like AI, Parliament is exploring the feasibility of using facilities like translation, interpretation and transcription, he said.

Doctor Care Anywhere Group PLC ( ASX:DOC – Get Free Report ) insider John Stier acquired 500,000 shares of Doctor Care Anywhere Group stock in a transaction that occurred on Friday, December 20th. The shares were bought at an average cost of A$0.07 ($0.04) per share, with a total value of A$35,500.00 ($22,049.69). Doctor Care Anywhere Group Price Performance The company has a current ratio of 1.91, a quick ratio of 2.15 and a debt-to-equity ratio of 279.54. Doctor Care Anywhere Group Company Profile ( Get Free Report ) Featured Articles Receive News & Ratings for Doctor Care Anywhere Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Doctor Care Anywhere Group and related companies with MarketBeat.com's FREE daily email newsletter .BENGALURU: Karnataka CID 's SIT, probing rape charges against BJP MLA Munirathna Naidu and other allegations against his three associates, including a police official, submitted a chargesheet before a special court for elected representatives . The 2,481-page chargesheet says Naidu raped a 40-year-old woman for over two years from 2020, while R Sudhakar, P Srinivas and suspended inspector B Iyyanna Reddy have been charged with destruction of evidence, targeting the MLA's rivals in a honey-trap involving HIV-infected women, and hatching criminal conspiracy. The chargesheet contains statements from 146 witnesses and 850 pieces of documentary evidence. The SIT is also probing cases of atrocity, bribery and cheating against Naidu, chargesheets for which are yet to be filed. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , Location Guesser and Mini Crossword .Greif, Inc. ( NYSE:GEF – Get Free Report ) CFO Lawrence A. Hilsheimer purchased 1,075 shares of the business’s stock in a transaction on Thursday, December 26th. The stock was purchased at an average cost of $69.14 per share, for a total transaction of $74,325.50. Following the acquisition, the chief financial officer now owns 165,426 shares in the company, valued at approximately $11,437,553.64. The trade was a 0.65 % increase in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available through the SEC website . Greif Stock Performance Shares of GEF stock opened at $61.26 on Friday. The firm has a market capitalization of $2.89 billion, a PE ratio of 13.55, a P/E/G ratio of 1.19 and a beta of 0.92. The company has a 50 day moving average price of $66.20 and a 200-day moving average price of $63.12. Greif, Inc. has a 52 week low of $55.95 and a 52 week high of $73.16. The company has a quick ratio of 1.14, a current ratio of 1.53 and a debt-to-equity ratio of 1.24. Greif ( NYSE:GEF – Get Free Report ) last released its quarterly earnings results on Wednesday, December 4th. The industrial products company reported $0.85 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.08 by ($0.23). The firm had revenue of $1.42 billion during the quarter, compared to analysts’ expectations of $1.41 billion. Greif had a return on equity of 11.85% and a net margin of 4.81%. The business’s quarterly revenue was up 8.3% on a year-over-year basis. During the same quarter last year, the business earned $1.56 earnings per share. As a group, equities research analysts expect that Greif, Inc. will post 4.49 earnings per share for the current year. Greif Dividend Announcement Analyst Upgrades and Downgrades GEF has been the topic of a number of recent analyst reports. Truist Financial reiterated a “hold” rating and issued a $67.00 price objective (down from $69.00) on shares of Greif in a research report on Friday, August 30th. Robert W. Baird lifted their target price on shares of Greif from $70.00 to $75.00 and gave the company a “neutral” rating in a report on Friday, December 6th. Sidoti began coverage on shares of Greif in a research note on Wednesday, November 20th. They issued a “buy” rating and a $93.00 price target on the stock. Finally, Bank of America reduced their price objective on shares of Greif from $77.00 to $73.00 and set a “buy” rating for the company in a research note on Friday, August 30th. Four equities research analysts have rated the stock with a hold rating and four have issued a buy rating to the company. Based on data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus price target of $78.67. Read Our Latest Analysis on GEF Institutional Trading of Greif Several large investors have recently added to or reduced their stakes in GEF. Thrivent Financial for Lutherans boosted its stake in shares of Greif by 59.2% during the 2nd quarter. Thrivent Financial for Lutherans now owns 753,812 shares of the industrial products company’s stock worth $43,321,000 after acquiring an additional 280,330 shares during the last quarter. William Blair Investment Management LLC raised its stake in shares of Greif by 17.6% in the second quarter. William Blair Investment Management LLC now owns 540,330 shares of the industrial products company’s stock worth $31,053,000 after buying an additional 80,754 shares during the period. Marshall Wace LLP bought a new position in shares of Greif during the 2nd quarter valued at approximately $4,012,000. AQR Capital Management LLC increased its holdings in Greif by 16.7% in the 2nd quarter. AQR Capital Management LLC now owns 372,040 shares of the industrial products company’s stock worth $21,381,000 after acquiring an additional 53,110 shares in the last quarter. Finally, Envestnet Asset Management Inc. lifted its holdings in Greif by 450.3% during the second quarter. Envestnet Asset Management Inc. now owns 56,430 shares of the industrial products company’s stock valued at $3,243,000 after purchasing an additional 46,176 shares in the last quarter. 45.74% of the stock is currently owned by institutional investors. About Greif ( Get Free Report ) Greif, Inc engages in the production and sale of industrial packaging products and services worldwide. The company operates through Global Industrial Packaging; Paper Packaging & Services; and Land Management segments. The Global Industrial Packaging segment produces and sells industrial packaging products, including steel, fiber, and plastic drums; rigid and flexible intermediate bulk containers; closure systems for industrial packaging products; transit protection products; water bottles, and remanufactured and reconditioned industrial containers; and various services, such as container life cycle management, filling, logistics, warehousing, and other packaging services to chemicals, paints and pigments, food and beverage, petroleum, industrial coatings, agriculture, pharmaceuticals, mineral product, and other industries. Featured Stories Receive News & Ratings for Greif Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Greif and related companies with MarketBeat.com's FREE daily email newsletter .

Dharwad: With technology changing at high speed, the coming years will throw new challenges to all professionals and the need of the hour is to be equipped to tackle them successfully, said renowned scientist and dean IIT-Dharwad Professor SM Shivaprasad . Inaugurating the new building of the teachers training centre at KE Board campus in Malamaddi in Dharwad on Saturday, he said the teachers have a big role to play in making the future generations ready for new challenges. Ruing that despite having the best talents, India has not been able to make much headway in innovations, Shivaprasad attributed this to the faulty education system in the country. He said it is necessary to have a sound education policy and efficient teachers to implement the policy successfully in letter and spirit. "If any one of these is missing, then there will be no success," he said. Shivaprasad said the teachers should motivate the students to think and ask questions. "In the present system, teachers ask questions and expect the students to answer them. The one who gives the correct answer is considered intelligent. Many students return home without their doubts getting cleared," he said. KE Board chairman Shrikant Patil said the board has been conducting orientation/refresher courses for teachers regularly to keep them abreast of latest developments in various fields so that they can guide the students properly. KE Board president Prof MN Joshi presided over the function. Secretary DS Rajpurohit, Smita Kulkarni and treasurer Narasimha S Kulkarni also spoke on the occasion.

ubet63 casino register philippines None

Two students wounded and gunman dead after shooting at Northern California elementary school

UnitedHealthcare CEO kept a low public profile. Then he was shot to death in New York

In a significant move to address youth unemployment, AngloGold Ashanti (AGA) Obuasi Mine has donated essential tools and equipment to 10 Mastercraft persons—including beauticians and hairdressers—who will train 19 youth apprentices from the Sanso community in the Obuasi Municipality. This initiative is part of the company’s broader commitment to youth empowerment, aligned with its 10-year Socio-Economic Development Plan (SEDP). The project, dubbed the Sanso Apprenticeship to Entrepreneurship (A2E) Project, aims to equip the unemployed youth of Sanso with both the practical skills and the entrepreneurial knowledge needed to secure sustainable livelihoods. Over a period of 8 to 12 months, apprentices will receive hands-on training from Mastercraft persons, who themselves will undergo technical and entrepreneurship training to further enhance their teaching capabilities. The beneficiaries of the project will not only acquire vocational skills but also gain valuable entrepreneurship training, ultimately preparing them for the NVTI certification exam. This dual approach is designed to give the youth both the technical expertise and business acumen to thrive in their chosen trades. Daniel Arthur-Bentum, the Economic Development Superintendent of AngloGold Ashanti’s Obuasi Mine, explained that the project was born out of a series of consultations with the people of Sanso. AGA’s engagement revealed a strong desire among the youth to pursue vocational training, but many lacked the financial means to enroll in such programs. Through the A2E initiative, the company seeks to bridge that gap and ensure that young people in the community have the tools, knowledge, and resources to build successful careers. Arthur-Bentum further emphasized that the project is designed with a well-thought-out exit strategy, ensuring that once the apprentices complete their training, AGA will provide them with startup kits to help them launch their businesses. This commitment aims to ensure that the initiative leaves a lasting impact on the community by fostering long-term economic self-sufficiency. Justice Ofori Amanfo, the Assembly Member for the Sanso electoral area, commended AGA for its proactive efforts in tackling youth unemployment in the area. He noted that by providing the youth with valuable employable skills, the company is playing a crucial role in uplifting the community and promoting economic development. For Alice Twumasi, a local hairdresser, the A2E project represents a step in the right direction for tackling youth unemployment in the region. She urged the beneficiaries to fully capitalize on the opportunity, emphasizing that the project is a pathway to economic independence and long-term success. The Sanso Apprenticeship to Entrepreneurship (A2E) Project is one of several youth-focused initiatives under AGA’s 10-year Social and Economic Development Plan, which aims to build resilient and self-sustaining communities in Obuasi. By focusing on skills development and entrepreneurship, the program is poised to significantly improve the livelihoods of youth in Sanso, creating not only jobs but also opportunities for lasting economic growth in the region.FCT: We did not construct road for EFCC — Wike clarifies new project

KANSAS CITY, Mo. – Colorado’s march to the Big 12 title game took a hit on Saturday. Red-hot Kansas dominated on offense all day, upsetting the 16th-ranked Buffaloes, 37-21, at Arrowhead Stadium. CU (8-3, 6-2 Big 12) came into the day tied for first in the conference and controlling its own path to the Big 12 title game. The Buffs can still get there, but will need a bit of help. Kansas (5-6, 4-5) became the first team in FBS history with a losing record to beat three consecutive top 25 teams. The Jayhawks upset Iowa State and BYU in previous weeks before having their way with the Buffs. The Buffs’ Shedeur Sanders threw three touchdown passes and Travis Hunter caught eight passes for 125 yards and two touchdowns, but it wasn’t nearly enough against the Jayhawks. KU running back Devin Neal rushed for 207 yards and three touchdowns and added 80 yards and a touchdown as a receiver. He helped to spot Kansas a 17-0 lead and it never looked back. KU rushed for over 300 yards and scored on its first seven possessions. The only possession in which the Jayhawks didn’t was its last one, when they drove to the CU 16-yard line and then took a knee to run out the clock. With his three touchdown passes, Sanders set a single-season CU record, with 30. He also threw a TD in his 47th consecutive game, setting an NCAA Division I record. First quarter: Kansas received the opening kickoff and didn’t waste much time. On the sixth play, Jalon Daniels hit Devin Neal on a short pass and Neal cruised from there for a 51-yard touchdown. The Buffs went three-and-out on their first possession and then KU went to work again. This time, the Jayhawks marched 61 yards in 13 plays to get a 40-yard field goal from Tabor Allen. Score: Kansas 10, Colorado 0. Second quarter: CU closed the first quarter with the start of a solid drive, but that possession stalled when it was stuffed on back-to-back runs, turning the ball over on downs. Kansas took advantage, marching down the field again and scoring on a 9-yard TD by Neal to make it 17-0. CU finally responded on its next possession, as Travis Hunter caught a screen pass from Shedeur Sanders and burst through the defense for a 51-yard touchdown. CU held the Jayhawks to a 23-yard field goal by Allen to make it 20-7, but then scored again. Sanders connected with Drelon Miller for a 19-yard TD to pull the Buffs within a score. KU, however, got another Allen field goal, this one from 25 yards, just before the half. Score: Kansas 23, Colorado 14. Third quarter: The quarter got off to a nice start for the Buffs, as Isaiah Hardge had a 43-yard kickoff return. That was followed by a six-play, 51-yard scoring drive, capped by Sanders hitting Hunter for a 12-yard touchdown pass, pulling the Buffs within 23-21. CU just couldn’t stop the Jayhawks, though, who responded with a 10-play, 80-yard drive, finished off by Neal with a 1-yard touchdown run. CU three-and-out on its next possession and punted the ball back to KU with 4:54 to play in the quarter. The Jayhawks held the ball the rest of the quarter on a possession that continued into the fourth. Score: Kansas 30, Colorado 21. Fourth quarter: KU capped that drive that began in the third with Neal’s fourth touchdown of the day, a 2-yard run. That 8 minute, 7-second possession gave the Jayhawks a 37-21 lead with 11:47 to play. CU drove down to the Kansas 14-yard line, but stalled and turned the ball over on downs with 6:22 to go. KU ran out the clock from there. Final score: Kansas 37, Colorado 21.

‘Romeo And Juliet’ Star Olivia Hussey Dead At 73Ahmad Robinson scores 21 in near triple-double and Mercer beats Georgia State 71-68

Review: The Anker Solix C300 rewrites the compact portable power station rule bookMichigan 50, Northwestern 6Pakistan court charges ex-PM Khan with instigating violence against militaryCox Enterprises Nearing One-Third of its Ambitious Goal to Empower 34 Million People to Live More Prosperous Lives by 2034

Earlier this month, FIFA officially awarded Saudi Arabia the 2034 World Cup. The Gulf Kingdom was the sole bidder after the Asian Football Confederation made it clear it would not support an Australian bid. Supporters of the decision, including respected sports journalist Tracey Holmes, argue a World Cup in the kingdom offers a once-in-a-generation opportunity to foster positive change. A range of celebrities and players also congratulated the Saudi Arabian Football Association and Prime Minister Mohammed bin Salman. Human rights groups, though, have widely condemned FIFA’s decision – Human Rights Watch warned: "There is a near certainty the 2034 World Cup will be stained with pervasive rights violations." FIFA and human rights FIFA claims it can encourage positive human rights transformations in host nations, and since 2017 it has enshrined human rights in its guiding principles. In 2017, FIFA’s executive committee signed onto the so-called “Ruggie Principles”, adopted by the United Nations Human Rights Council unanimously in 2011. These principles recognize that: FIFA subsequently published its own Human Rights Policy . It makes a commitment for FIFA to “exercise its leverage, and seek to increase said leverage where necessary, in connection with adverse human rights impacts arising through its business relationships” and to “strive to go beyond its responsibility to respect human rights [...] by taking measures to promote the protection of human rights.” Querying recent World Cup hosts Of course, FIFA’s own guidelines raise the question: does evidence support the claim that hosting a World Cup promotes human rights improvements? There is very little reason to suspect the FIFA 2034 World Cup will lead to lasting change in Saudi Arabia. Mega events rarely result in lasting human rights improvements, especially when measured against their human costs. The reason why sports mega-events do not change societies is because FIFA’s influence is very weak compared to the power of authoritarian rulers like Mohammed bin Salman (Saudi Arabia), Tamim bin Hamad Al Thani (Qatar), and Vladimir Putin (Russia). These leaders are adept at taking on mega-events – in sports or otherwise – and using these events’ popularity to drive their own political agendas. The Russian 2018 World Cup bid shows how little power FIFA has to change a government’s political agenda. Russia allegedly won the cup after a fraudulent competitive process. Then, legislators in Western Europe and the United States pressed FIFA to move the competition because of Russia’s invasion of Ukraine and its alleged attacks on defectors in the United Kingdom. During the cup, LGBTQIA+ activists and journalists in Russia faced persecution from state security. Ahead of the 2022 Qatar World Cup, Qatar promised to reform its human rights record. The government made changes to improve labor relations, but hundreds if not thousands died during the construction phase. The Qataris made very few steps to improve rights for women, religious minorities, or LGBTQIA+ people. During the event, FIFA banned rainbow captains’ armbands, previously allowed, at the request of the Qatari government, which provoked protest from players. Human rights and the Saudi bid In July this year, FIFA published reports on the 2034 bid and its human rights strategy in connection with the World Cup. FIFA’s executive summary of the 2034 bid assesses the risks of a human rights issue in 2034 as medium. However, it also says there is “good potential that hosting the competition could help contribute to positive human rights impacts”. This comes despite the possibility of labour rights violations, identity-based discrimination, violations of the rights for the disabled, and the lack of freedom of expression. The Saudi Arabian Football Association’s 28-page document makes no promises about press freedom. Nor does it mention LGBTQIA+ rights – Saudi law criminalises homosexuality and trans identity. The report can offer no concrete assurances Saudi Arabia will protect religious freedom and minority rights. What about labor rights? The largest part of the Saudi Arabian Football Association’s report deals with labour relations. It promises to rectify the kingdom’s derisory labour rights after identifying widespread labor problems, including issues with welfare standards and forced labor. However, the report also notes the kingdom has made several overhauls of labour law in the past two decades to improve working conditions. Nevertheless, there are many reasons to doubt these promises. The 2034 World Cup requires an astounding 11 new stadiums, transport networks, and the construction of almost 200,000 new hotel rooms. The kingdom’s construction boom is already fueled by approximately 13 million migrant laborers working under dire conditions. A Guardian investigation discovered high numbers of excess deaths among migrant laborers in Saudi Arabia, particularly those from Bangladesh. In 2022 alone, 1,500 Bangladeshi migrant workers died. Why give the World Cup to authoritarian regimes? So why does FIFA maintain that awarding hosting rights to problematic countries is a chance to drive positive change when the evidence suggests the opposite? FIFA can only award the hosting rights to countries that bid for the World Cup. The increasingly high costs of hosting mean few countries are willing to sign onto the hosting responsibilities. Australia was willing to host in 2034, but crucially it did not have the support of the Asian Football Confederation. Saudi Arabia simply was willing to spend what it took to ensure their bid won. This is possibly another example of their broader effort to “sportswash” their regime’s human rights records. Keith Rathbone is Senior Lecturer, Modern European History and Sports History, Macquarie University. The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.

None

ubet63 co Stock market today: Losses for Big Tech pull US indexes lowerNew study shows voting for Native Americans is harder than ever

NEW YORK , Nov. 21, 2024 /PRNewswire/ -- With winter's chill fast approaching, AVAPOW, a leading expert in vehicle tools, is making it easier for vehicle owners to prepare for the season's challenges. From November 21st to December 2nd , AVAPOW's Black Friday event offers exclusive discounts on essential to ols for winter readiness. Available on Amazon, TikTok Shop, Walmart, and Mercado, this limited-time event highlights a range of powerful and reliable products designed to support drivers through the cold months ahead. Trusted by vehicle owners, AVAPOW's tools are known for their reliability and performance, especially in tough winter conditions. Whether tackling freezing mornings or addressing unexpected roadside issues, these products have become indispensable for many. Building on this trust and proven performance, AVAPOW is proud to highlight the following key products during the Black Friday event. AVAPOW Black Friday Highlight Products These products are not only practical tools but also make thoughtful gifts for anyone who relies on their vehicle during the winter season. Don't miss the chance to take advantage of these special offers and ensure your journeys are safe and hassle-free. About AVAPOW At AVAPOW, we recognize that life is a journey filled with both challenges and opportunities. "AVA" represents two different directions: a time to rise like an A, and a time to fall like a V. But we believe that we shall overcome and keep moving up as an A. "POW" signifies the inner power and strength we all have in our deepest hearts, inspiring us to move forward with confidence, unafraid of anything. Our Mission "Wherever there is a road, we will be there with you." We are committed to empowering you to explore the world, equipped with the right tools to navigate any situation, ensuring that every journey is met with confidence and reliability. Our Vision To become a world-class brand in automotive tools. Official Website : https://www.avapow.net/ Amazon Flagship Store : https://www.amazon.com/stores/AVAPOW/page/706D9338-B5FE-451B-AE07-032137EE8ADA TikTok Flagship Shop: https://vt.tiktok.com/ZTYNB5DDX Official Social Media Facebook: https://www.facebook.com/avapow.fans Linkedin: https://www.linkedin.com/company/avapow/ TikTok: https://www.tiktok.com/@avapow Contact : marketing@avapow.net View original content to download multimedia: https://www.prnewswire.com/news-releases/avapows-black-friday-event-essential-automotive-tools-at-exclusive-prices-302311264.html SOURCE AVAPOW TECHNOLOGY INC.

NoneStock market today: Losses for Big Tech pull US indexes lowerIbrahima Konate and Conor Bradley injury updates after Liverpool beat Real Madrid

49ers vs. Bears injury report: Bosa doubtful, Williams out; Chicago stars in question

Pornhub is not a pornography website, but a social media platform, legally speaking. That is the company’s view, at least, and the basis on which it says it does not have to meet a January deadline for age verification. Instead of being “providers of pornographic content published or displayed on the service,” the company says the rules that apply to it are those for social media and search engines, since it publishes content provided by users. The Age Verification Provider’s Association ( ) specifically warned Ofcom earlier in the year that this would happen, notes, but the regulator says websites must determine for themselves which section of the applies to the them. What form will take is uncertain, as the company has where it would have been obligated to implement age checks. Facial biometric age estimation and ID document uploads are among the options. Whatever the site chooses is now expected to be introduced in July, along with age checks by other online service providers that fall under “part 3.” A Spain-based pornography site operated by TechPump is the first in the country to implement age verification, according to an announcement from , which is supplying digital identity wallets to perform the verification. Gataca’s digital identity wallet is offered for free to consumers, and enables them to prove their age without sharing their identity or date of birth. The company says this protects minors from access to potentially harmful content, while preserving the anonymity of users. Gataca provides decentralized and self-sovereign identity (SSI) technologies, and launched its age verification solution in September. Users are issued a credential stating that they are 18 or 21 years old, and another that corresponds with a verified identity document. The process is managed by Gataca, and the adult website is not involved until the age assurance check is performed. The company says its digital ID wallet has been approved by the Spanish Data protection Agency (AEPD) for age data processing, and the age assurance method complies with the EU’s . | | | | | | | | |

Unamused 49ers GM: Cool it with Kyle Shanahan 'hot seat' talk

Storm Bert: 11,000 homes without power as Met Éireann issues new weather warningsChandigarh: The assassination attempt on Sukhbir Singh Badal has divided Sikh politics further, with the Shiromani Akali Dal in an open ideological war with hardline groups and now accusing the Punjab govt of orchestrating “a conspiracy to weaken moderate leadership”. In a meeting convened by SAD working president on Friday, the party's core committee condemned the assassination attempt as a direct attack on Sikh traditions, principles of Khalsa heritage, and faith’s sacred institutions such as the Akal Takht and Harmandar Sahib. The committee accused Punjab’s Aam Aadmi Party (AAP) govt of sponsoring this attack as part of a broader political agenda. Party claims no trust in police probe The SAD rejected the investigation by Punjab Police , demanding an impartial inquiry led by the governor. At a press conference, SAD spokesperson Daljit Singh Cheema described the assassination attempt as “meant to weaken a leadership committed to peace and communal harmony” and “to create an environment justifying the fake encounters of Sikh youth”. The party claimed that the shooter was not a lone wolf but someone senior officers of Punjab Police had guided to Sukhbir7. Cheema said: “The overzealousness of some police officers to distance themselves from this ‘wolf pack’ proves their guilt.” Allegations of police collusion SAD’s former state minister Bikram Singh Majithia accused superintendent of police Harpal Singh Randhawa of playing a dubious role suggesting that the AAP govt might have facilitated the shooter’s approach to Sukhbir. SP Randhawa allegedly isolated key figures such as Shiromani Gurdwara Parbandhak Committee (SGPC) officials on the day of the attack while engaging with the assailant. The core committee also accused Punjab chief minister Bhagwant Mann of downplaying the attack’s significance and praised ASI Jasbir Singh for his courageous response during the incident. We also published the following articles recently Watch: SAD leader Sukhbir Singh Badal washes utensils at Golden Temple after assassination attempt Sukhbir Singh Badal, Shiromani Akali Dal leader, continued his 'seva' at the Golden Temple after surviving an assassination attempt. An assailant fired at Badal, who was in a wheelchair, but a bystander intervened. The attacker, Narain Singh, a known criminal, was apprehended. Badal's 'seva' is part of his atonement for perceived governance missteps during SAD's rule in Punjab. Sikh community the real force behind Shiromani Akali Dal (SAD) leader Sukhbir Singh Badals submission, Takhts assertion Sukhbir Singh Badal, former Shiromani Akali Dal president, publicly admitted his and his late father's wrongdoings during their rule in Punjab at the Akal Takht. Driven by public pressure and electoral losses, this submission marks a significant moment for the Sikh community. Sukhbir Singh Badal will continue doing 'seva' at Golden Temple after assassination attempt, says SAD leader Former Shiromani Akali Dal chief Sukhwinder Singh Badal escaped an assassination attempt while performing religious penance at Amritsar's Golden Temple. Police swiftly apprehended the attacker, identified as Narain Singh Chaura, ensuring Badal's safety. The incident occurred amidst Badal's ongoing 'seva' following religious sanctions imposed by the Akal Takht. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , and Mini Crossword .No. 7 Tennessee extends its season-opening winning streak to 7 games in 78-35 win over UT Martin

Realty Income ( O 0.10% ) and Agree Realty ( ADC -0.87% ) are two of the largest real estate investment trusts (REITs) focused on freestanding retail properties secured by net leases. Those leases require tenants to cover all operating expenses (including routine building maintenance, real estate taxes, and property insurance). That enables the REITs to collect very stable rental income, which allows them to pay monthly dividends. Given their similar strategies, most investors will likely only want to own one of these REITs . Here's a look at which of these monthly dividend stocks is the better buy for passive income right now . A look at the numbers It's essential to take a closer look at the key financial metrics of these REITs to see how they compare. Here's a snapshot of those numbers: Monthly Dividend Stock Dividend Yield Dividend Payout Ratio Leverage Ratio 2024 AFFO Growth Rate (midpoint) Price to AFFO Agree Realty 3.9% 73% 3.6x 4.6% 18.7x Realty Income 5.5% 75.1% 5.4x 4.8% 13.7x Data source: Realty Income and Agree Realty. From these numbers, we can see that Realty Income has a much higher dividend yield , which is due solely to its much lower valuation since they both have similar dividend payout ratios . At first glance, the only explanation for the valuation difference is that Agree Realty has a much lower leverage ratio , considering that the REITs are growing their adjusted funds from operations (AFFO) at around the same rate this year. That would seem to imply that Agree Realty is a financially stronger company. However, a closer look at their balance sheets suggests things are much tighter than they appear at first glance. Agree Realty's leverage ratio is 4.9x after excluding unsettled forward equity (stock it agreed to sell to fund future investments). Meanwhile, the REIT's credit rating is BBB+/Baa1, which is a notch below Realty Income's A-/A3 credit rating (it's one of eight REITs in the S&P 500 index with credit ratings that high or better). So, clearly, Realty Income is a very financially strong REIT. A look at their portfolios Realty Income and Agree Realty have similar real estate portfolios since they focus on owning freestanding net lease retail properties. However, there are some key differences between their portfolios. Realty Income owns 15,457 properties around the U.S. and Europe leased to 1,552 clients in 90 industries. It's the seventh-largest REIT in the world, with $58 billion of real estate. Retail properties comprise 79.4% of its portfolio. Realty Income also owns industrial real estate (14.6%), gaming properties (3.2%), and other real estate (including data centers). About 32% of its rent comes from investment-grade tenants. Agree Realty has a much smaller portfolio. The REIT owns 2,271 retail properties around the U.S. While net leases make up the bulk of its portfolio, the REIT also has 223 ground leases that supply about 10.9% of its annual base rent. Ground leases are even more stable than net leases and provide bond-like income. The company gets 67.5% of its rent from investment-grade tenants. From this information, we can glean that Realty Income offers investors a much more diversified portfolio (geographically and by property type). However, Agree Realty has a lower-risk portfolio, given its focus on investment-grade tenants and its ground leases. The better REIT to buy right now While both REITs are great options for those seeking a monthly stream of passive dividend income , Realty Income is the better buy right now. It trades at a much lower valuation (and higher dividend yield) even though it's growing as fast as Agree Realty and has a similarly strong financial profile. While Agree Realty has some lower-risk characteristics, Realty Income also has a low-risk profile and offers investors greater diversification and scale. Realty Income gives investors higher total return potential from its higher yield and lower relative valuation, making it the better buy right now .Aspherical Lens Market 2024-2033: Production Analysis, Growth Strategy, Industry Insights And Major Players

NEW YORK, Dec. 06, 2024 (GLOBE NEWSWIRE) -- Insight Acquisition Corp. INAQ announced today that its stockholders have approved an extension of the time period by which the Company has to consummate an initial business combination (the "Business Combination Period") from December 7, 2024, to March 7, 2025 (the "Extended Termination Date"). The extension was made through the adoption of the Fourth Extension Amendment to the Company's amended and restated certificate of incorporation (the "Charter"), which was filed today with the Delaware Secretary of State. Adoption of the Fourth Extension Amendment required approval by the affirmative vote of at least 65% of the Company's outstanding shares of common stock. The proposal was approved by the Company's stockholders holding 4,950,037 shares, representing approximately 75.93% of the Company's outstanding shares of common stock. About Insight Acquisition Corp. Insight Acquisition Corp. INAQ is a special purpose acquisition company formed solely to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with one or more businesses. Insight Acquisition Corp. is sponsored by Insight Acquisition Sponsor LLC. For additional information, please visit insightacqcorp.com. About Alpha Modus Alpha Modus is engaged in creating, developing and licensing data-driven technologies to enhance consumers' in-store digital experience at the point of decision. The company was founded in 2014 and is headquartered in Cornelius, North Carolina. Alpha Modus is party to a business combination agreement with Insight Acquisition Corp. ( INAQ ) whereby Alpha Modus plans to become a publicly trading company (the "Business Combination"). For additional information, please visit alphamodus.com . Contacts: Insight Acquisition Corp. Chelsea Saffran csaffran@Insightacqcorp.com Alpha Modus Shannon Devine MZ Group +1(203) 741-8841 shannon.devine@mzgroup.us © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

Convicted murderer from 1988 Sunnyvale mass shooting could be resentenced to life in prison

ubet63 deposit 。

NoneNew Delhi: Industry body CII in its budget suggestions for 2025-26 has recommended lowering the excise duty on fuel to boost consumption, especially at the lower income level, arguing that fuel prices significantly drive inflation. The budget could also consider reducing marginal tax rates for personal income up to Rs 20 lakh per annum. This would help trigger the virtuous cycle of consumption, higher growth and higher tax revenue, said CII. ET Year-end Special Reads What kept India's stock market investors on toes in 2024? India's car race: How far EVs went in 2024 Investing in 2025: Six wealth management trends to watch out for Asserting that the gap between the highest marginal rate for individuals at 42.74 per cent and the normal Corporate Tax Rate at 25.17 per cent, is high, it said, inflation has reduced the buying power of lower and middle-income earners. "The central excise duty alone accounts for approximately 21 per cent of the retail price for petrol and 18 per cent for diesel. Since May 2022, these duties have not been adjusted in line with the approximately 40 per cent decrease in global crude prices. Lowering excise duty on fuel would help reduce overall inflation and increase disposable incomes," the industry body said. Chandrajit Banerjee, Director General, CII, said domestic consumption has been critical to India's growth story, but inflationary pressures have somewhat eroded the purchasing power of consumers. "Government interventions could focus on enhancing disposable incomes and stimulating spending to sustain economic momentum. Persistent food inflationary pressures particularly impinge upon low-income rural households who allocate larger share to food in their consumption basket", he added. Artificial Intelligence(AI) Java Programming with ChatGPT: Learn using Generative AI By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Basics of Generative AI: Unveiling Tomorrows Innovations By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Generative AI for Dynamic Java Web Applications with ChatGPT By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Mastering C++ Fundamentals with Generative AI: A Hands-On By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) Master in Python Language Quickly Using the ChatGPT Open AI By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Performance Marketing for eCommerce Brands By - Zafer Mukeri, Founder- Inara Marketers View Program Office Productivity Zero to Hero in Microsoft Excel: Complete Excel guide 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance A2Z Of Money By - elearnmarkets, Financial Education by StockEdge View Program Marketing Modern Marketing Masterclass by Seth Godin By - Seth Godin, Former dot com Business Executive and Best Selling Author View Program Astrology Vastu Shastra Course By - Sachenkumar Rai, Vastu Shashtri View Program Strategy Succession Planning Masterclass By - Nigel Penny, Global Strategy Advisor: NSP Strategy Facilitation Ltd. View Program Data Science SQL for Data Science along with Data Analytics and Data Visualization By - Metla Sudha Sekhar, IT Specialist and Developer View Program Artificial Intelligence(AI) AI and Analytics based Business Strategy By - Tanusree De, Managing Director- Accenture Technology Lead, Trustworthy AI Center of Excellence: ATCI View Program Web Development A Comprehensive ASP.NET Core MVC 6 Project Guide for 2024 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital Marketing Masterclass by Pam Moore By - Pam Moore, Digital Transformation and Social Media Expert View Program Artificial Intelligence(AI) AI-Powered Python Mastery with Tabnine: Boost Your Coding Skills By - Metla Sudha Sekhar, IT Specialist and Developer View Program Office Productivity Mastering Microsoft Office: Word, Excel, PowerPoint, and 365 By - Metla Sudha Sekhar, IT Specialist and Developer View Program Marketing Digital marketing - Wordpress Website Development By - Shraddha Somani, Digital Marketing Trainer, Consultant, Strategiest and Subject Matter expert View Program Office Productivity Mastering Google Sheets: Unleash the Power of Excel and Advance Analysis By - Metla Sudha Sekhar, IT Specialist and Developer View Program Web Development Mastering Full Stack Development: From Frontend to Backend Excellence By - Metla Sudha Sekhar, IT Specialist and Developer View Program Finance Financial Literacy i.e Lets Crack the Billionaire Code By - CA Rahul Gupta, CA with 10+ years of experience and Accounting Educator View Program Data Science SQL Server Bootcamp 2024: Transform from Beginner to Pro By - Metla Sudha Sekhar, IT Specialist and Developer View Program According to him, while recent quarters have shown promising signs of recovery in rural consumption, targeted government interventions, such as increasing per unit benefit under its key schemes like MGNREGS, PM-KISAN and PMAY, and providing consumption vouchers to low-income households, can further enhance the rural recovery. In its pre-budget proposals, CII has also recommended an increase in the daily minimum wage under the MGNREGS from Rs 267 to Rs 375 as suggested by the 'Expert Committee on Fixing National Minimum Wage' in 2017, with the industry body estimating that this will entail an additional expenditure of Rs 42,000 crore. Further, it urged the government to raise the annual payout under the PM-KISAN scheme from Rs 6,000 to Rs 8,000. Assuming 10 crore beneficiaries, this will entail an additional expenditure of Rs 20,000 crore, CII said. The Confederation of Indian Industry (CII) also sought an increase in the unit costs under the PMAY-G and PMAY-U schemes, which have not been revised since the scheme's inception. The CII suggested the introduction of consumption vouchers, targeted at low-income groups to stimulate demand for specified goods and services over a designated period. The vouchers could be designed to be spent on designated items (specific goods and services) and could be valid for a designated time (like 6-8 months), to ensure spending. The beneficiary criteria can be defined as Jan-Dhan account holders who are not beneficiaries of other welfare schemes. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )

None

Suntory Beverage & Food Limited ( OTCMKTS:STBFY – Get Free Report ) was the recipient of a large growth in short interest in December. As of December 15th, there was short interest totalling 4,200 shares, a growth of 23.5% from the November 30th total of 3,400 shares. Based on an average daily trading volume, of 74,000 shares, the short-interest ratio is presently 0.1 days. Suntory Beverage & Food Price Performance Suntory Beverage & Food stock opened at $16.05 on Friday. Suntory Beverage & Food has a 52 week low of $15.30 and a 52 week high of $19.90. The company’s 50-day moving average price is $16.53 and its two-hundred day moving average price is $17.47. About Suntory Beverage & Food ( Get Free Report ) Recommended Stories Receive News & Ratings for Suntory Beverage & Food Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Suntory Beverage & Food and related companies with MarketBeat.com's FREE daily email newsletter .Native American patients are sent to collections for debts the government owes

Archana Jahagirdar, founder and managing partner of Rukam Capital, says the venture capital firm aims to help build a thriving ecosystem for Indian founders by enabling access to deeper pools of limited partner (LP) capital. Edited excerpts from an interview: We have raised multiple funds with support from institutions, high net-worth individuals (HNIs), limited partners (LPs), and family offices. This approach aligns with our belief in building a robust Indian startup ecosystem. The first fund, the ₹150-crore Rukam Capital, was raised in 2019 to back early-stage consumer startups. Our recent fund, ₹100-crore Rukam Sitara, was launched in 2023, focused on technology-driven businesses. We are optimistic about, and primarily focused on, consumer-oriented companies across sectors such as beauty and personal care, pet care, home décor, fashion and apparel, food and beverage, consumer durables, single-speciality healthcare and jewellery. We invest in early-stage consumer products and services companies with exceptional potential for growth and returns. We have invested in companies like upliance.ai, Svami, Sweepy Owl Coffee, GoDesi, Indus Valley, Burger Singh and Yoho. We are currently deploying from our first fund. To date, we have deployed capital across a curated portfolio of high-potential consumer products and services companies. We invest in purpose-driven founders passionate about solving complex challenges through innovative products and businesses that people genuinely love. We focus on early-stage, mission-driven ventures that address real-world problems with creativity and impact. Our priority is supporting companies with strong product-market fit, robust business models and clear growth potential. We are drawn to sectors undergoing rapid digital transformation and increased consumer adoption. Rukam Capital primarily focuses on early-stage funding. However, we also consider opportunities in growth-stage companies that align with our investment thesis. We intend to partner with founders from the ideation phase, up to scaling their businesses, supporting them as they build and grow. Our average cheque size varies, depending on the stage of the company and the specific investment opportunity. However, we are comfortable investing across a range of ticket sizes. We have successfully exited two companies — Pilgrim and Anveya. While exits depend on various external and internal factors, we don’t follow a rigid strategy. We aim to achieve exits aligning with our investment timeline while delivering value for all stakeholders. Comments

Australia’s economic future will be at risk if we stop the wind and solar construction to build nuclear. Big energy-intensive manufacturing industries such as aluminium smelters would likely be forced to close, and the risk of blackouts from forcing coal generators to stay on line would be huge. Wind, solar and firming can clearly do the job. Every hurdle from reliability to inertia has been overcome. There is no need and no reason to change course. Certainly economics is not a reason. To summaries, building a nuclear industry in Australia: • Makes blackouts more likely by forcing coal stations, already expensive to maintain, that require government support and are increasingly unreliable to go for much longer. The idea of replacing the coal plants with gas while we wait is likely not very realistic, largely because gas plants themselves are expensive and hard to permit and because if asked to run in shoulder mode they are not very efficient and require lots of gas. And right now we are already looking at importing LNG. If the nuclear plants are 5, 10 or 15 years late, as is entirely possible, it would require heroic assumptions to see the coal fleet managing the gap. More to the point it’s a completely avoidable and unnecessary risk. Australia is well set on its transition path. There are some inevitable cost up and downs but no show stoppers have been identified. Every hurdle from reliability to inertia has been overcome. There is no need and no reason to change course. Certainly economics is not a reason. • Increases emission costs by between even in the very unlikely event the plants are built on time as compared to the present ISP. • The nuclear plants stand a good chance of being well over budget and late. That’s because: ° Globally that is often but not always the case. By and large the nuclear industry is one of the most likely global industries to be late and over budget. There is no real nuclear expertise in Australia; ° It will have to be more or less forced on an industry set on a different course; ° It will likely be government owned and developed and the record on that in Australia is poor; ° In general for most capital intensive industries there is an Australia cost premium relative to global averages. This in the end will disadvantage us compared to other countries in terms of the cost of energy. • Likely will destroy the value of CER (consumer energy resources – rooftop solar, home batteries and EVs) in Australia. • Will result in the temporary halt in the transition to a firmed VRE system which is already 20 years down the track with a penetration rate of say 50% within 18 months. • Equally the LNP and by comparison Frontier don’t appear to have done the work or to understand the demand forecasts. The LNP bleat on about EVs, but the real differences are hydrogen, large industrial loads and business demand. One suspects that the aluminium industry in Australia will die if it has to wait for nuclear. • Finally the old concept of baseload is changing, but in my opinion firming costs are cheaper the bigger the portfolio. This implies firming should sit at least with a large gentailer or possibly with a State or even Federal Govt. The biggest, by far, reason for the electricity industry to push back against the ideological LNP Nuclear plan is its far, far too risky. Australia has a plan to decarbonise. It’s not a perfect plan, no plan survives first contact, but it’s capable of and is in fact being achieved. We are roughly already at 40% VRE. We have at least 20 years experience at developing and integrating wind, solar, behind the meter assets and batteries. We know the issues around transmission and social license and cost and reliability. There are well developed plans for each issue and a wealth of industry finance and expertise. The assets to take us from 40% VRE to 50% are already under construction, some are just starting to enter service. The insurance finance to add another 12 GW of VRE and 4 GW of firming assets (essentially batteries) is already either awarded or in tender through the CIS. The LNP wants to bring this to a crashing halt, keep our few, increasingly ageing and unreliable coal stations going for another 20 years while it starts up an industry in which Australia has zero comparative advantage and zero experience. Only in politics could conmen say things with such a straight face. The risk of the coal stations failing is very high. Other stations like Eraring have full ash dams. Yallourn is already on Government support, Vales Point and particularly Mt Piper have coal supply issues. Gladstone Power Station in Queensland is ready to close. And so on. It simply isn’t prudent for Australia to depend on these stations as a group to do another 20 years. It’s a completely unacceptable risk that politicians want to expose Australians to, purely for the sake of politics. I could, but won’t. go into the politics. It is quite sufficient to point out the risk, and really I could close this note at this point completely confident that the argument is made. The LNP might argue that they would build more gas stations. To start with they take time and planning and secondly: Where is the gas? Wherever it comes from it will be expensive. By all means build a peaker or two but it’s a sideshow to the main game, which is bulk energy and shifting it through time and space. For what it’s worth. the following figure shows the closing of the Crocodile jaws. The top jaw is coal and gas generation and the bottom jaw is wind, solar and hydro. The jaws didn’t close much this year, due to wind drought and some utility solar price constrained off but they surely will next year as about 2.5 GW of wind currently in commissioning gets to full production and some more solar farms as well. In addition there is 6 GW, count them, 6 GW of batteries under construction. Using a 180 day moving average allows the informed view to see the Winter v Spring Summer impact. Like many another analyst I’m prepared to look at any technology on its merits. If Frontier Economics had any interest at all in bringing the industry to their point of view then the report is an abysmal failure. Its failings are so obvious that it hardly needs me to do a me to, but I have. As I’ve stated before, a presumption of bias can be attached to the report for three reasons. There are lots of estimates of the cost of carbon. These range from the Gillard Government’s cost which the LNP revoked adjusted to $ of today which Frontier states would be about $40/t, through to the European price presently around Euro 68 = $A113/t, through to a major, multi author estimate published in Nature with a mean of $US185/t = $A 296/t (but the range is US$ 44 to $US 413/t) to the USA official estimate of $US 51 =81.54 AUD $A 81/t through to the AER estimate of $A 75/t in 2025 rising to $221 by 2040. And finally there is the set of numbers adopted by the AER which rise strongly over time and which I have used Frontier could have used any of these numbers, but they don’t. The extra carbon emissions are not regarded as a cost worth considering in Frontier’s numbers! On my numbers the NPV of the increased emissions is between $57 bn and $72bn. The method for calculating this was: I might add that the social cost of carbon is normally calculated with discount rates of 2%-4% given that the damage is long lasting but I haven’t considered the methodological issues around that here. The overall point remains that there can be no excuse whatsoever for Frontier ignoring the cost difference. Frontier could have used some other carbon price estimate, but there is no doubt that carbon emissions have a cost, that is why we decarbonising and not considering that cost renders the Frontier exercise fairly useless. In an AFR article, Frontier’s Danny Price states that the AER carbon cost does not represent the “economic cost”, and produces not a shred of evidence to support this view. The comment seems to me to be revealing of the underlying philosophy of Frontier that global warming is overstated as an issue. Some of the justified criticism of Frontier is in the way it adds up “real costs”. For instance: However, since the use of “real costs” for investment analysis is in any event fatally flawed from the outset and contrary to the laws of Finance, and because I think Price knows that perfectly well, I tend not to worry about methodological flaws of “real costs”. Equally, Steve Hamilton in his excellent noted that AEMO incurs its capital costs from today onwards but the the nuclear costs are only start to be incurred from 2035. In NPV terms costs that are incurred later have a lower NPV than costs that incurred earlier, and Steve noted that if we just compared costs in 2050 there is only a 12% difference between the nuclear and AEMO difference. However, in NPV terms, if we allow for the difference in carbon costs, these differences matter less. In effect Frontier defers capital spending improving NPV but incurs carbon costs which reduce NPV. It’s just that Frontier doesn’t count the carbon cost. Also, once the capital spending on VRE has been made the annual operating costs fall sharply compared to existing coal. Wind opex, for instance, is around A$10/MWh compared to say A$50/MWh for existing black coal, maybe less for brown coal. However, in my opinion it’s unlikely that AEMO captures all the maintenance capital expenditure required on end of life coal assets that are not just end of life but also have to be ever more flexible, ever more capable of ramping. I won’t take the time to illustrate this issue, but just look at the costs being incurred by AGL, and the Government support offered to Yallourn and Eraring. Frontier estimates a nuclear cost today in Australia of A$10,000/Kw, which then falls by 1% per year from today. So the A$10,000 is effectively a misleading number. In that Frontier’s estimate of cost is actually in real terms as Hamilton calculates about A$8,500/KW in 2040 and continues to fall. I don’t have any problem with learning rates in an industry: Solar, wind, batteries and many, many other technologies have a learning rate, representing the reduction in unit costs for a doubling of installed capacity. But I think any reasonable person would question whether it’s appropriate to apply a learning rate to an industry that hasn’t even started in Australia and where the year 0 number is still very much in question. And, to the best of my knowledge, there hasn’t been much of a global learning rate in nuclear, although there may be one in China. In fact academic articles suggest that the experience curve for nuclear depends on the time and country. One oft cited reference is “How Big Things Get Done” by Betty Flyvbjerg and Dan Gardner, 2023. A key figure from that book is: The horizontal axis represents on time, expectations, further to the right is more on time, the vertical axis shows on budget. industries in the bottom left quadrant tend to have “fat tails” which means that the outcomes vary. Perhaps in China nuclear goes well, but in the UK or the USA it goes badly. On average it goes badly. Solar and wind go well. The figure is based, I believe on data summarised in the following table. The fact that olympics and nuclear have cost over runs most of the time surely cannot be a surprise to anyone. To me this is so intuitively obvious as to not need stating. Wind and solar projects take a couple of years to build, the technologies are modular, capable of being repeated and relatively small scale. Even a 1 GW wind farm represents 150 concrete pouring, each more or less the same, 150 turbines erected each the same way and so on. And Australia has done 1000s of turbines already. By contrast, Lucas Heights notwithstanding, Australia has absolutely zero nuclear experience or expertise, nuclear plants require much more planning, contracts that inevitably will need to be renegotiated and so on. The mind truly boggles. And in the end we would have zero comparative advantage. Whatever Australia’s nuclear cost it wont be lower than anyone else’s. How could it be? Modern nuclear plants with higher levels of automation might employ 500-800 people. According to a rough industry source about 50% -70% of those jobs will be in operations, maintenance and technical support. Roughly 25%-50% of the people will be engineers of one kind of another. Uranium mining and processing is not going to be taking place where nuclear plants are located. The idea that coal miners will down tools and suddenly start working in a nuclear plant is something only an LNP ideologue could truly believe. Of course, like any business, there will be second order GDP multiplier effects. However, I think it’s reasonable to assume that both the primary and secondary GDP impacts of building out regional REZs will be higher per $ of capital expenditure because by and large they come off a lower base. Building out the Central West Orana renewable energy zone in NSW will have major impacts, not all good, and not all sustainable on the regional economy. But for ever after the regional economy will have a more diversified industry base that, in my opinion, will enable it to better withstand the vicissitudes of the Australian climate and its ever more extreme drought and flood cycles. As far as I know the electricity industry in Australia has expressed zero interest in nuclear and obviously some parts of the industry that are busy building wind and solar will be actively opposed. Clearly this in itself is likely to raise costs. That is, the nuclear plants will have to be forced on the industry to a greater or lesser extent. Again although the plans are very vague the understanding is that they will Goverment funded and owned. Leaving aside all questions of ideology, in my opinion having the Goverment manage the program rather than industry means that there will be less expertise at almost every stage. I could rant on about this, the mind truly does boggle a bit at the possible negative outcomes, but perhaps it is sufficient to say that having the Goverment step into this area where it has no expertise raises the odds of cost and delay outcome substantially. Frontier provided no shapes to their demand or supply forecasts, just the annual totals. This has led to questions on how 13 GW of flat supply will impact the output of other fuels. Price stated that once the 13 GW was forced in the system, it was “re optimised” and the capacity factors, 90% in the case of nuclear, are a model output. And to be fair there is presently must run coal generation in the system which effectively provides a level of flat supply. That level continues to decline, and at least in Spring, the must run nature of coal already forces prices below zero and results in utility solar spillage. As to what fuel gets spilled that is a matter so far of policy and economics. Utility solar, and wind contracts can be written so that negative prices are not covered, the CIS has such a contract. Each contract for differences may have its own wording and since I don’t see any of them I’m cautious about generalising. AEMO provides via the ISP, as Frontier does not, half hourly demand traces by region and POE (10% and 50%). ITK has spent more time than I care to admit looking at these demand traces over the past four years and puzzling over what and what not is included in say “OPSO modelling”. A good starting document is: and for the half hourly data we want Section 6 starting at p57. AEMO is thorough with its demand forecasting, but that does not make the outcomes reliable, that’s the point really, some things are just hard to forecast no matter how thorough. Still, I find its well worth reading that Section 6 several times, because as Dylan sang way back in the early 1960s “dont criticise what you cant understand”. And this stuff ain’t that easy to understand. The following figure shows the shape of average daily demand in 2050 for both the Progressive and Stepchange scenarios with the horizontal red line showing average nuclear output at 90% capacity factor. It’s fair to say that rooftop supply is always a bit out of place on a demand figure but that is the way its done. Operational demand is gross demand less rooftop supply. Time of day averages are just averages. Particularly in the step change case in the ISP view of the world much of the lunch time surplus goes to charging storage to meet some elements of demand in non solar hours. The way I’ve constructed this figure in the Progressive case nuclear replaces virtually all the exiting rooftop and a significant portion of utility supply. In the Step Change scenario it’s still cutting out quite a bit. And that’s out in 2050 when in either Progressive or Step demand is a lot higher than in 2025. It seems intuitive that if nuclear is supplying say 50% of operational demand (more in the Progressive case) that some other sources of supply are going to be running at fairly low capacity factors. However, Frontier’s modelling apparently doesn’t show that.. This remains an unresolved issue. The numbers appear to show that with nuclear meeting 50% of Progressive Scenario demand in 2050 that capacity factors of other fuels will be impacted even with storage demand included. Frontier says this is not really the case and they have the gold standard PLEXOS modelling to prove it. One potential path to reconciliation would be for Frontier to show more results including those with behind the meter PV and storage and some average daily shapes, but I’m not holding my breath. Frontier did such a poor job the first time round the wise course for them would be to retire from the field and not give their many critics more oxygen. I spent time this year working with AEMO’s demand forecasts. In my view not enough attention is paid to demand as virtually all the mainstream focus is on supply and or price. But price represents the intersection between supply and demand, and the primary way to decarbonise an economy is to decarbonise electricity and then electrify other energy sources. AEMO makes the job hard because their demand portal would, I suspect, confuse even Edward Teller. At the risk of a minor digression, the Progressive demand case assumes that most large industrial loads (LIL) close around 2030. That would be the Tomago and Boyne Island and Portland aluminium smelters. Is that really what the LNP wants to happen? Here are the LIL forecasts for the two scenarios and then the state by state forecast for the Progressive scenario. Assuming, rarely a good decision, that I’ve successfully navigated AEMO’s demand portal and the recut and supposedly easier to follow analysis I show at then I get the following main item comparison between he various demand scenarios in 2050. Note that sum EV load is cotained in the res_sum row below. Nevertheless the point remains that talking about EVs maybe good politics for the LNP, even in Ted O’Brien’s Sunshine coast electorate where there are many EVs but it doest go to the major differences in the scenarios. Ignoring Green Energy Exports (everyone does) you can see that in fact the main differences between Progressive Change and Central are: Traditionally energy intensive businesses in Australia, primarily aluminium smelters, negotiate heavily discounted electricity prices with State Govt’s in return for investment in smelters. Traditionally, there has been a role for base load in the large industrial loads sector. However, in my opinion, the way to provide the firmed power has changed and the same result can be achieved, arguably at a lower cost, especially when carbon emissions are accounted for. As of today the State Govt contracts have often been transferred to private entities eg to AGL and other generators in Victoria in respect of the Portland smelter. However, there is no way the private sector is going to incur losses to support an aluminium smelter. The smelters remain a big industry collectively consuming around 9%-10% of electricity (the share relative to operational supply is higher). The relevance of the term “baseload” is best understood in the context of say an aluminium smelter which in Australia typically wants a flat supply, that is a supply every half hour of about 0.9 GW. Traditionally in Australia a coal generator backed up by contracts in the market and a retailers general supply portfolio was the the way it was done. For instance in QLD the Gladstone Power Station is 42% owned by Rio, in Victoria Portland smelter traditionally contracted with Loy Yang A, although that has now changed. In Tasmania the Bell Bay smelter, surely one of the older smelters in the world, contracted with Hydropower of Tasmania. In each case though there is a State Government providing a subsidy one way or another in the background. As the coal stations go away, several questions arise, but the one of relevance here is how to provide the smelter with its flat load without a coal station. So far the emerging answer seems to be that the smelter will provide the VRE itself, but will depend on the State Govt to provide the firming. For instance in February 2024 Rio announced a deal to buy 80% of the 1.4 GW Bungaban wind project and 100% of the 1.1 GW Calliope solar farm, but so far Rio has not announced any firming of this energy. The output of the two projects should be around 6 TWh per year – enough to power most of the smelter when generating. Clearly there will be too much generation at some points and too little at others, and the missing link is the management of the difference. What it shows to my way of thinking is a requirement for all the parties to think beyond a simple contract for difference whereby Rio buys power from the market and the QLD Govt subsidies the purchases. Now there is a more complex situation seemingly requiring the State and Rio to work more closely together. Ultimately, in a renewables based system, the rule is that the bigger the portfolio the lower the firming cost. That is the cost of firming total QLD supply is lower than the cost of firming just the smelter. According to the oldest rule of finance that risk should go to the party best placed to manage it, it’s therefore entirely reasonable for QLD to carry the firming cost. My point here is that Rio and the State Govt don’t need to think about “Baseload coal” or “Baseload nuclear” – the need is to understand the best way to firm QLD’s excellent solar and wind resource and to allow Rio to access that firmed cost.

Wake Forest keeps trying new things early in the season, even if not all of the adjustments are by design. The Demon Deacons will try to stick to the script when Detroit Mercy visits for Saturday's game in Winston-Salem, N.C. The Demon Deacons (5-1) will be at home for the final time prior to three consecutive road games. Detroit Mercy (3-2) already has two more victories than all of last season. After a couple of narrow wins and a loss at Xavier, Wake Forest had a smoother time earlier this week in defeating visiting Western Carolina 82-69 on Tuesday night. Yet these are games when teams have to figure where contributions are going to come from in certain situations. The experimenting took a turn for Wake Forest in the Western Carolina game. Center Efton Reid III had limited minutes because of migraines, so there was a shift in responsibilities. Normal backcourt players Cameron Hildreth and Juke Harris logged time at the power forward slot. "That's just part of it," coach Steve Forbes said. "They did a good job adjusting. We ran a lot of stuff and there are several guys learning different positions. ... I give credit to those guys for doing the best job that they could do on the fly and adjusting to the play calls that we ran and the stuff that we changed." Wake Forest could excel if both Parker Friedrichsen and Davin Cosby can be consistent 3-point threats. Friedrichsen slumped with shooting in the first few games of the season and was replaced in the starting lineup by Cosby. In Tuesday's game, Friedrichsen drained four 3-pointers, while Cosby hit two. "It was really good to see Parker and Davin both make shots together," Forbes said. Not everything was solved for the Demon Deacons. Western Carolina collected 12 offensive rebounds, and that took some of the shine off Wake Forest's defensive efforts. "We can't be a good defensive team, or a really good defensive team, unless we rebound the ball," Forbes said. "It's demoralizing to your defense to get stops and then not get the ball." In Detroit Mercy's 70-59 win at Ball State on Wednesday, Orlando Lovejoy tallied 19 points, seven rebounds and five assists. "We got the ball to the shooters and playmakers," first-year Titans coach Mark Montgomery said. "You could tell by the guys' body language that we were going to get a road win. It had been a long time coming." On Saturday, the Titans will look for their second road victory since February 2023. The outcome at Ball State seemed significant to Montgomery. "We had to get over the hump," he said. "Our guys grinded it out." --Field Level MediaSoundHound AI (SOUN) is on a phenomenal rise, boasting a staggering 1,000% surge in 2024’s market. The stock shot up 17.9% by midday Thursday, marking a remarkable streak for this year. The impressive gains are part of a broader wave elevating speculative stocks, fueled by renewed interest in meme stocks and favorable market conditions. Investors are rallying around the conversational AI company’s shares, bolstered by encouraging analyst reports. SoundHound AI’s shares have reached new heights following recent Federal Reserve announcements concerning future interest rate cuts. This news has revitalized investor interest in growth-focused companies, prompting a strong surge in SoundHound’s stock value. One significant contributor to the stock’s ascension was the positive review from H.C. Wainwright earlier in the week. Elevating its target price from $8 to $26 per share, analysts expressed confidence in the company’s ability to sustain its growth-driven valuation despite the market’s excitement influencing recent gains. What does this mean for SoundHound AI’s future? With a market capitalization nearing $8.8 billion, the company is at a critical juncture. Trading at a multiple of 105 times anticipated sales for this year, the stock presents both a promising opportunity and a high-risk avenue, dependent on sustained growth and stable macroeconomic conditions. Investors should consider these dynamics as demand for conversational AI is poised to expand. However, the stock’s volatile nature underscores the importance of cautious optimism. The Meteoric Rise of SoundHound AI: What’s Driving the Surge? As SoundHound AI (SOUN) experiences an astounding rise in its stock value, analysts and investors alike are keenly observing the key factors propelling this growth and what it could signal for the future of conversational AI. With its stock surging over 1,000% in 2024, SoundHound AI is riding a wave of enthusiasm driven by a combination of market trends, strategic reviews, and the broader speculative stock interest. Key Features and Innovations Driving SoundHound AI SoundHound AI has positioned itself as a leader in the conversational AI landscape, thanks to its sophisticated voice recognition technology. The company’s platform offers robust solutions for voice-controlled search and assistance, which have become increasingly integral in various sectors, from automotive to consumer electronics. These capabilities allow businesses to offer more interactive and efficient customer experiences, thereby increasing the demand for SoundHound AI’s solutions. Recent Trends Favoring SoundHound AI 1. Interest Rate Speculation : Recent announcements by the Federal Reserve regarding potential interest rate cuts have played a pivotal role in enhancing investor appeal for growth stocks. Such economic conditions typically favor tech companies with high-growth potential, thereby contributing to the optimism surrounding SoundHound AI. 2. Analyst Upgrades : Positive analyst reviews, such as the significant target price increase by H.C. Wainwright from $8 to $26 per share, underscore the confidence in SoundHound’s ability to maintain momentum. These upgrades have provided a bolster to the stock price, attracting additional investor interest. 3. Meme Stock Momentum : The resurgence of meme stock sentiment has also contributed to the stock’s impressive gains. Investors, particularly retail-based, are once again engaging with speculative stocks that show high growth potential. Pros and Cons of Investing in SoundHound AI Pros : – Innovative Technology : SoundHound AI’s cutting-edge voice recognition technology is at the forefront of the conversational AI market. – Growing Market : The increasing integration of voice-based AI in various industries suggests robust future growth. Cons : – High Valuation : Trading at a multiple of 105 times anticipated sales makes it a high-risk investment reliant on continued growth. – Market Volatility : The recent surge is partly attributed to speculative trading, which may not be sustainable long-term. Future Predictions and Market Analysis Given its strong technological foundation and the favorable market conditions, SoundHound AI is well-positioned to capitalize on the expanding demand for AI-driven conversational solutions. However, sustaining its current stock valuations requires consistent performance and strategic advancements in its technology offerings. Analysts suggest that the next few months will be crucial for SoundHound AI, as the company navigates through both the opportunities and challenges presented by a rapidly evolving tech landscape. The balance between technological innovation and market volatility will determine its trajectory in the near future. Conclusion SoundHound AI has captured the market’s attention with its rapid ascent, fueled by both innovation and strategic market conditions. As it continues to push the boundaries of conversational AI, investors and industry watchers will keenly monitor its progress and adaptability in a competitive market space. For more information on SoundHound AI, visit their official website .

S.E. Cupp: With Assad out, what we must do help save Syria

ubet63 free In preparation for the drop in temperatures, the Gansu Transportation Department has also intensified inspections of road infrastructure to identify and address any vulnerabilities that could be exacerbated by the cold weather. By proactively addressing potential weak points in the transportation network, the department aims to minimize the risk of accidents and disruptions caused by the adverse weather conditions.False advertising in the healthcare sector is a serious offense that can have far-reaching consequences. It undermines the credibility of the medical profession, erodes public trust in healthcare providers, and puts patients at risk of receiving substandard or unnecessary treatments. It is essential for regulatory authorities to crack down on such practices and hold accountable those who engage in fraudulent activities.

Habitat hours are a traditional activity in any in-person Pokémon Go event, so it shouldn't come as a surprise that they've returned for Go Wild Area 2024 . Two habitat hours are running through Go Wild Area 2024: Global - the Electric Hour and the Poison Hour . (Guess which Pokémon types they'll be spotlighting...) These habitat hours are running on both days of the Pokémon Go event - Saturday 23rd November and Sunday 24th November - alongside a variety of raids and Max Battles . You should also keep an eye out for the new Mighty Pokémon ... Habitats hours are available to all Pokémon Go players, so make sure you take a look at the rotating habitat schedule and habitat Pokémon lists for Go Wild Area 2024: Global . It's also worth checking the raid and Max Battle schedules too. On this page: Habitat schedule times Raid schedule Max Battle schedule Electric Hour habitat Pokémon list Poison Hour habitat Pokémon list Habitat schedule times for Pokémon Go Wild Area 2024 Both days of the Go Wild Area 2024: Global event - running from 10am to 6:15pm (local time) on Saturday 23rd November to Sunday 24th November - are divided into two habitat hours: Electric Hour and Poison Hour. These habitats switch on the hour every hour , meaning if your current habitat hour was Electric, then the next is guaranteed to be Poison and vice versa. Thanks to this back and forth continuing throughout both event days, each habitat hour will be live for a total of eight hours - four on the Saturday, four on the Sunday . Due to this, you should have ample time to catch the spotlighted Pokémon if one has caught your eye and we've listed them all further along in this guide. (Though we're not exactly sure what's going on with those odd 15 minutes tacked on to the end of the event. Sorry!) Alongside the habitat hour Pokémon, you may also find yourself encountering Mighty Pokémon. This is a new type of powerful Pokémon you can only find in the wild and the ones spawning are different depending on whether you're playing on Saturday or Sunday. If you'd like to learn more, check out our Mighty Pokémon schedule guide. The Max Out Season is here. The new global event, Wild Area , is nearly here and In the Wild is our lead-up event, which includes the global release of Toxel . You can now catch Dynamax Pokémon through Max Battles . First, however, you need to visit Power Spots to collect Max Particles and complete the To the Max! quest .Don't forget to try out Routes , Gift Exchange and Party Play while you're hunting down rare Pokémon , fighting in the Go Battle League or competing in PokéStop Showcases . Raid schedule for Pokémon Go Wild Area 2024 If you're planning on partaking in any raids during the Go Wild Area 2024: Global event, then it's important to know the raid schedule. While the majority of the Pokémon do remain the same, the ones appearing in three-star raids do differ slightly between Saturday 23rd November and Sunday 24th November. Any Origin Forme Dialga or Palkia you catch may also have their signature Adventure Effects - Roar of Time and Spacial Rend - so, if you're like me and are missing one of these moves, then now is the time to try and catch one. (If I wish real hard, I'll get an Origin Forme Palkia with Spacial Rend this time...) Remember - there is no Remote Raid Pass limit between Friday 22nd November and Sunday 23rd November ! Three Star Four Star Five Star Primal Mega Saturday: Studded Jacket Snorlax Luxray Scolipede Amped Form Toxtricity Origin Forme Dialga Primal Kyogre Mega Beedrill Sunday: Venusaur Studded Jacket Snorlax Electivire Low Key Form Toxtricity Origin Forme Palkia Primal Groudon Mega Ampharos Max Battle schedule for Pokémon Go Wild Area 2024 While the Pokémon appearing in Max Battles remain the same across both days of the Go Wild Area 2024: Global event, it's still a good idea to know what they are, especially if you plan on adding some new Dynamax Pokémon to your collection. The Dynamax Pokémon appearing in Max Battles are: Drilbur Excadrill Amped Form Toxtricity Low Key Form Toxtricity The Gigantamax Pokémon appearing in Max Battles are: Toxtricity Remember - Gigantamax battles are some of the toughest fights you can currently have in Pokémon Go, so, no matter how powerful your Dynamax Pokémon are, it's best to conduct them alongside other trainers. You also can not use Remote Raid Passes for any Max Battle. Electric Hour habitat Pokémon list for Go Wild Area 2024 Here are the Pokémon appearing throughout the Electric Hour habitats during Go Wild Area 2024 : Alolan Geodude Magnemite Voltorb Hisuian Voltorb Electabuzz Electrike Shinx Blitzle Joltik Tynamo Stunfisk Helioptile Poison Hour habitat Pokémon list for Go Wild Area 2024 Below you'll find all of the Pokémon appearing throughout the Poison Hour habitats during Go Wild Area 2024 : Bulbasaur Bellsprout Tentacool Spinarak Paldean Wooper Qwilfish Hisuian Qwilfish Skorupi Croagunk Venipede Skrelp Mareanie Hope you enjoy the habitat hours running throughout Go Wild Area 2024!NoneNEW YORK (AP) — It’s that time of year: has released , personalized recaps of users' listening habits and year in audio. Spotify has been giving its listeners breakdowns of their data since 2016. And each year, it’s become a bigger production — and internet sensation. Spotify said was the “biggest ever created,” in terms of audience reach and the kind of data it provided. So, what does 2024 have in store? Here’s a look at what to know. What exactly is Spotify Wrapped? It’s the streaming service's annual overview of individual listening trends, as well as trends around the world. Users learn their top artists, songs, genres, albums and podcasts, all wrapped into one interactive presentation. The campaign has become a social media sensation, as people share and compare their Wrapped data with their friends and followers online. Wrapped provides users with all kinds of breakdowns and facts, including whether they’re among an artist’s top listeners, as well as a personalized playlist of their top 100 songs of that year to save, share and listen to whenever they’re feeling nostalgic. Spotify also creates a series of playlists that reflect national and global listening trends, featuring the top streamed artists and songs. In 2023, , unseating Bad Bunny who had held the title for three years in a row. She followed by The Weeknd, Bad Bunny, Drake and Billie Eilish. Where can I find my Spotify Wrapped? You should make sure your Spotify app is in order to get the full Wrapped experience. Wrapped is available to users with and without Premium subscriptions. Starting Wednesday, Spotify will prompt users to view their interactive data roundup on their smartphone or desktop app. You can also visit to find a QR code for that takes you straight to your data presentation. What else can I learn with my Spotify data? There are a handful of third-party sites that you can connect your Spotify account to that will analyze your Wrapped data. is an AI bot that judges your music taste. gives you your top songs on a sharable graphic that looks like, yes, a receipt. gives you your own personal music festival-style lineup based on your top artists. assesses how similar your music taste is to NPR Music's. What if I don’t have Spotify? Other major streaming platforms such as Apple Music and YouTube Music have developed their own versions of Wrapped in recent years. not only gives its subscribers a year-end digest of their listening habits but monthly summaries as well — a feature that helps differentiate itself from the one-time Spotify recap. It was released on Dec. 3. YouTube Music, meanwhile, has a similar end-of-the-year release for its listeners, as well as periodic seasonal releases throughout the year. It released its annual Recap for users last month.

Ducommun: More Upside On Boeing And Airbus Ramp UpA wild first season of the expanded Big 12 is down to what should be a chaotic final weekend. Through all the upsets, unexpected rises and falls, there are nine teams still in the mix to play in the conference championship game. No. 14 Arizona State and No. 17 Iowa State have the best odds, yet a multitude of scenarios could play out — 256 to be exact. There's even the possibility of an eight-team tie. It may take a mathematician to figure out which teams are in the Dec. 7 game in Arlington, Texas — even for the ones who win. Travis Hunter, Colorado. The Buffaloes' two-way star has excelled on both sides of the field, making him one of the favorites to win the Heisman Trophy. Cam Skattebo, Arizona State. The senior running back can do a little of everything, but excels at punishing would-be tacklers. He's one of the nation's leaders in yards after contact and the focal point of the Sun Devils' offense. Shadeur Sanders, Colorado. If it weren't for Hunter, Sanders might be the Heisman favorite. The son of coach Deion Sanders, Shedeur is fifth nationally with 3,488 yards passing and has been a big part of the Buffaloes' turnaround. DJ Giddens, Kansas State. The Wildcats' running back is one of the nation's most versatile players. He is ninth nationally with 1,271 rushing yards and has added 21 receptions for 258 yards. Tetairoa McMillan, Arizona. The Wildcats have struggled this season, but McMillan has not. He is third nationally with 1,251 receiving yards with seven touchdowns on 78 catches. Jacob Rodriguez, Texas Tech. The Red Raiders' junior linebacker leads the Big 12 with 68 tackles, averaging 10.2 per game. He also has four sacks. Brendan Mott, Kansas State. He's a menace to opposing quarterbacks, leading the Big 12 with 8 1/2 sacks. The Big 12 has nine teams already bowl eligible and two more a win away. The winner of the Big 12 championship game will be in the mix for a College Football Playoff spot. Arizona State, Iowa State, No. 19 BYU, Colorado, Kansas State, Baylor, TCU, Texas Tech and West Virginia have already clinched bowl berths. Kansas and Cincinnati can get into the postseason with wins this weekend. Gus Malzahn, UCF. Despite successes in recruiting, the Knights are 10-14 in two seasons since moving to the Big 12. Maybe not enough to get shown the door this year, but another mediocre season could lead UCF to make a change. Kyle Whittingham, Utah. Whittingham was one of the Pac-12's best coaches, leading the Utes to consecutive conference titles. Utah was expected to contend for the Big 12 title its first year in the league, but enters the final weekend 1-7 in conference play, which could push Whittingham toward retirement since it's doubtful he'd be fired. Neal Brown, West Virginia. The Mountaineers' coach was in a precarious spot at the end of last season and West Virginia hasn't lived up to expectations this season. The Mountaineers are eligible to go to a bowl game for the second straight season, but Brown could be on the hot seat even after signing a contract extension before the season. Josiah Trotter, West Virginia. The redshirt freshman is the latest Trotter to have success at the linebacker position, following the footsteps of his father, former Philadelphia Eagles player Jeremiah Trotter, and brother Jeremiah Trotter Jr., a current Eagles linebacker. Sam Leavitt, Arizona State. The Michigan State transfer has been just what the Sun Devils' needed: an agile quarterback who extends plays with his legs and rarely makes bad decisions. Bryson Washington, Baylor. The Bears' running back has rushed for 812 yards — 196 against TCU — and 10 TDs. TCU has the Big 12's highest rated 2025 recruiting class with six four-star players among 26 commitments, according to the 247 Sports composite. Receiver Terry Shelton of Carrollton, Texas, is the highest-rated recruit at 71st nationally. Baylor is next with five five-star players among its 20 commitments, including running back Michael Turner, rated 13th at his position out of North Richland Hills, Texas. Texas Tech is ranked seventh in the Big 12, but has four four-star recruits. Be the first to know Get local news delivered to your inbox!

Capital One Financial (NYSE:COF) Given New $205.00 Price Target at The Goldman Sachs Group

Real Madrid and Atalanta face off once again after 4 months, with Real Madrid emerging victorious in all 3 previous encounters.

CSX Corp. stock underperforms Monday when compared to competitors

One of the key strategies driving this shift is the use of user-generated content (UGC) and influencer collaborations. By leveraging the creativity and authenticity of their audience, brands can create engaging and relatable content that resonates with viewers. This approach not only helps in humanizing the brand but also builds a sense of trust and credibility among consumers.Injuries are an inevitable part of professional football, but Butragueño stressed the role of preventative actions in reducing their impact. Real Madrid's medical team plays a crucial role in monitoring player fitness, identifying potential risks, and implementing injury prevention protocols. Through personalized rehabilitation programs, recovery strategies, and ongoing assessments, the club strives to keep its players in peak physical condition and minimize the time spent on the sidelines.

Wild first season in expanded Big 12 comes down to final weekendRBI injects Rs 6,956 crore as liquidity turns to deficitAs the investigation into Liu Yusheng's alleged violations proceeds, it serves as a stark reminder of the importance of ethical conduct and accountability in the healthcare sector. The actions of individuals in positions of power can have far-reaching consequences, impacting not only their own careers but also the reputation and trustworthiness of the institutions they represent.

ubet63 free credit The AP Top 25 men’s college basketball poll is back every week throughout the season! Get the poll delivered straight to your inbox with AP Top 25 Poll Alerts. Sign up here . CORPUS CHRISTI, Texas (AP) — Garry Clark scored 15 points as Texas A&M-Corpus Christi beat Prairie View A&M 109-74 on Saturday night. Clark also contributed five rebounds for the Islanders (5-3). Dian Wright-Forde shot 5 of 6 from the field and 3 of 4 from the free-throw line to add 14 points. Jordan Roberts shot 4 of 6 from the field, including 2 for 4 from 3-point range, and went 4 for 5 from the line to finish with 14 points. The Panthers (1-6) were led in scoring by Tanahj Pettway, who finished with 21 points and six rebounds. Nick Anderson added 15 points and two steals for Prairie View A&M. Marcel Bryant had 14 points and 10 rebounds. ___ The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .PNC Financial Services Group Inc. Increases Stock Position in iShares Silver Trust (NYSEARCA:SLV)

Alex Ovechkin is expected to miss 4 to 6 weeks with a broken left leg Alex Ovechkin has a broken left fibula and is expected to be out four to six weeks, an injury that pauses the Washington Capitals superstar captain’s pursuit of Wayne Gretzky’s NHL career goals record. Stephen Whyno, The Associated Press Nov 21, 2024 2:40 PM Nov 21, 2024 2:50 PM Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message Washington Capitals left wing Alex Ovechkin (8) shoots the puck during the first period of an NHL hockey game against the Pittsburgh Penguins, Friday, Nov. 8, 2024, in Washington. (AP Photo/Nick Wass) Alex Ovechkin has a broken left fibula and is expected to be out four to six weeks, an injury that pauses the Washington Capitals superstar captain’s pursuit of Wayne Gretzky’s NHL career goals record. The Capitals updated Ovechkin’s status Thursday after he was evaluated by team doctors upon returning from a three-game trip. The 39-year-old broke the leg in a shin-on-shin collision Monday night with Utah's Jack McBain, and some of his closest teammates knew it was not good news even before Ovechkin was listed as week to week and placed on injured reserve. “Everyone’s bummed out,” said winger Tom Wilson, who has played with Ovechkin since 2013. “We were sitting there saying: ‘This is weird. Like, it’s unbelievable that he’s actually hurt.’ It’s one of those things where like, he’s going to miss games? I’ve been around a long time, and it’s new to me.” Ovechkin in his first 19 seasons missed 59 games — and just 35 because of injury. Durability even while throwing his body around with his physical style is a big reason he is on track to pass Gretzky’s mark of 894 goals that once looked unapproachable. “He doesn’t go out there and just coast around,” Wilson said. “He’s played 20 years every shift running over guys and skating. He’s a power forward, the best goal-scorer ever maybe, and he’s a power forward that plays the game really hard.” Ovechkin surged to the top of the league with 15 goals in his first 18 games this season. He was on pace to break the record and score No. 895 sometime in February. “You know when goal-scorers start scoring, it’s dangerous,” said defenseman John Carlson, who has been teammates with Ovechkin since 2009-10. “There was a bit of that in the downs that everyone was feeling about it too, of course. We see him coming to the rink every day, we know what’s at stake. You never want anyone to get injured, but there’s a lot to it and certainly he was playing his best hockey in years.” ___ AP NHL: https://apnews.com/hub/nhl Stephen Whyno, The Associated Press See a typo/mistake? Have a story/tip? This has been shared 0 times 0 Shares Share by Email Share on Facebook Share on X Share on LinkedIn Print Share via Text Message Get your daily Victoria news briefing Email Sign Up More Hockey Canadiens’ Patrik Laine skates with teammates for the first time since his injury Nov 21, 2024 2:42 PM Carolina Hurricanes goaltender Frederik Andersen is set to miss 8-12 weeks with knee surgery Nov 21, 2024 9:54 AM Blues take on the Sharks, look to break home slide Nov 21, 2024 1:12 AM

Vivajets sponsors Africa Financial Summit 2024, underscores private aviation’s role in business connectivitySouth Korean President Yoon's impeachment fails as his ruling party boycotts vote

VAR goes down in Man United's clash at Ipswich for six minutes - including when hosts equalised - after a fire 110 miles away at Stockley Park A fire alarm at Stockley Park led to Man United's clash with Ipswich being halted Ipswich netted during VAR's six minute outage, but the goal wasn't controversial Will Ruben Amorim be Man United's saviour? LISTEN NOW: It's All Kicking Off! Available wherever you get your podcasts. Episodes every Monday and Thursday By BEN WILLCOCKS Published: 17:28 GMT, 24 November 2024 | Updated: 18:01 GMT, 24 November 2024 e-mail 68 shares View comments Ruben Amorim 's first match in charge of Manchester United against Ipswich was bizarrely halted after a fire alarm occurred at Stockley Park. Stockley Park, which is 110 miles away from Ipswich's home stadium Portman Road, is where the Premier League 's video assistant referees make VAR decisions remotely, communicating with on-field officials over the course of each match. The fire alarm, which went off in the 37th minute while United were leading Ipswich 1-0, caused the game to pause temporarily. Captains Bruno Fernandes and Sam Morsy were called to the middle by match referee Anthony Taylor, who explained the situation before deciding to carry on with his assistants Gary Beswick and Adam Nunn - and without the use of VAR. Moments later, Ipswich winger Omari Hutchinson levelled the scoreboard with a stunning strike in the 43rd minute. The new Manchester United boss can have no complaints with the superb equaliser, at least as far as VAR is concerned, as there was no contentious issue for the video technology to review, had it been working. Ruben Amorim's first Man United match was halted after a fire alarm occurred at Stockley Park The Portuguese manager's side were leading 1-0 before VAR went down during the match The home side equalised during the six minute spell without VAR, heading into the break at 1-1 #IPSMUN The match will be operating without VAR until further notice due to a fire alarm at the VAR Hub at Stockley Park. — Premier League Match Centre (@PLMatchCentre) November 24, 2024 Refereeing chiefs PGMOL will have breathed a huge sigh relief over the uncomplicated nature of Hutchinson's goal, given they have been at the centre of several controversial matters already this campaign. VAR was back up and running after Hutchinson's celebration, leading to the two sides heading in 1-1 at the break. Fans reacted mockingly to VAR's outage on social media. 'Best league in the world,' one fan posted disparagingly on X. 'Amazing news,' a second added. 'Is this a joke?' another said, accompanying his post with a crying emoji. Referencing the famous chant often heard on the terraces on matchday, a fourth said mockingly: 'Is there a fire drill?' Shortly after the initial stoppage, a statement from the Premier League Match Centre said on social media platform X: 'The match will be operating without VAR until further notice due to a fire alarm at the VAR Hub at Stockley Park.' Omari Hutchinson (right) scored the stunning equaliser while VAR was down for six minutes Fans poured to social media to mock the incident, as one labelled the outage 'amazing news' Marcus Rashford, who had been trusted by Amorim to lead the line for United, opened the scoring early on with a smart tap-in, making the Portuguese manager only the second permanent boss in Premier League history to score inside two minutes during his first match in charge. The other, who also managed Manchester United earlier in his career, was David Moyes who achieved the feat with Everton back in 2002. Manchester United were 13th in the Premier League table upon Amorim's arrival at Old Trafford, having slipped as low as 14th before the sacking of former manager Erik ten Hag. Club legend Ruud van Nistelrooy was instilled as the Red Devils' interim boss and underwent an undefeated run before Amorim opted to relieve him of his coaching duties upon arriving in Manchester. Ruben Amorim Share or comment on this article: VAR goes down in Man United's clash at Ipswich for six minutes - including when hosts equalised - after a fire 110 miles away at Stockley Park e-mail 68 shares Add comment

LUKE HUMPHRIES showed Luke Littler that he will not surrender his world crown so easily this Christmas. Littler heads to Ally Pally next month as the bookies’ favourite to lift the Sid Waddell Trophy – and become, aged 17, the youngest darts world champion in history. But Cool Hand Luke – the man who lifted the sport's biggest prize in January – has bragging rights after he bagged the Players Championship Finals tonight with a 11-7 victory over The Nuke. This was the contest everybody in Somerset had hoped they would see and it happened after Littler overcame Ross Smith 11-9 in the semi-finals. And within the next hour, the world No.1 advanced to the final with a 11-8 success over big Dutchman Dirk van Duijvenbode. This was the first defeat Littler had experienced following a 12-game unbeaten streak. That superb run included lifting the Grand Slam of Darts in Wolverhampton and surpassing the £1million for yearly prize money. It was a year ago this weekend that Littler won the World Youth final on the Butlin’s Minehead stage and put himself on most people’s radar. In his debut tournament, he raced into the final off the back of five consecutive ton-plus averages. And though he did take out checkouts of 170, 164, 136 and 105, it was Humphries, 29, who celebrated a fifth TV title of 2024 and banked the £120,000 winners' cheque. This was a good-natured, well-spirited showdown between two rivals that respect each other but the referee had to get involved in leg 14 as someone was whistling while Humphries faced the board. Meanwhile, oche legend Steve Beaton will try today to get one final TV farewell before hanging up his darts as a professional. Beaton – the 1996 Lakeside champion – is retiring at the end of the year at the age of 60. He has appeared in every world darts championship since 1992 – BDO and PDC – but that sequence is under threat. The Bronzed Adonis is not part of the field for this winter’s PDC event but gets one more chance to qualify via a tour card holder event in Wigan. LUKE LITTLER has taken the darts world by storm since exploding onto the scene at the PDC World Championship at the beginning of the year. The Nuke reached the final on his Ally Pally debut at just 16 years of age - smashing records along the way. He has then gone on to win a host of PDC events and the Premier League title - which he claimed at the O2 Arena by beating world champion Luke Humphries in May . He also finished his first season in the World Series as the No1 ranked player . He has joined Jude Bellingham on the Forbes 30 Under 30 Europe list . And the teenage titan even had to snub an invite from the WWE. The Sun exclusively revealed that Littler is plotting to create a fitness empire. He is also cashing in away from the Oche thanks to an Instagram side hustle. And he's even the face of a brand new cereal. But he is newly single after splitting from girlfriend Eloise Milburn following a 10-month relationship. Check out all of our latest Luke Littler stories .