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René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.
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Hallmark Channel is ready to deck the halls — and our screens — with plenty of new . From now until the weekend before Christmas Day, we're getting three new holiday movies on the Hallmark Channel, premiering every Friday, Saturday and Sunday respectively. Plus, new premieres every Thursday as part of the Hallmark Mysteries' series, and starting in November, new movies streaming every Thursday as part of Hallmark+'s new This week, we're getting Hallmark Mystery's on Thursday, followed by Friday's (featuring a cameo by Donna Kelce!), Saturday brings the sequel to , aptly titled . Sunday closes things out with Keep reading to learn more about these new Hallmark Christmas movies, find out where to watch Hallmark movies without cable and more. An NYC book editor gets the chance to spend a month running a bookstore in a small town, where she meets, and butts heads with, the bookstore's owner's handsome son. Julie Gonalo and Brendan Penny star in which premieres Thursday, Nov. 21 on Hallmark Mystery and will be available to stream on Peacock. Over the holidays, an ER doctor and EMT try to make their relationship work. Sara Canning and Ser'Darius Blain star in , which premieres Friday, Nov. 22 on Hallmark Channel and will stream for three days following its premiere on Peacock. In this sequel to Three Wise Men and a Baby, the story picks up five years later with the Brenner brothers having to step in to take over Thomas's holiday school musical. Paul Campbell, Tyler Hynes, Andrew Walker and Margaret Colin star in , which premieres Saturday, Nov. 23, on Hallmark Channel and will be available to stream on Peacock for three days following its premiere. A newly engaged couple gets put through the wringer when their family decides they need to go to marriage bootcamp over the holidays. Madeleine Arthur, Robert Bazzocchi and Eric Close star in , which premieres this Sunday, Nov. 24 on Hallmark Channel and streaming on Peacock. If you’re already a cable subscriber and are looking for more ways to watch the Hallmark Channel, you should be able to log in with your cable credentials on and tune into a free livestream of the new Christmas movies as they premiere. Don’t have cable? Here’s what we recommend subscribing to if you want the Hallmark Channel: Watch Hallmark Channel DirecTV Entertainment Watch Hallmark Channel Fubo TV Pro Watch the Hallmark Channel Hulu + Live TV Watch Hallmark Channel Frndly TV Watch Hallmark Channel with Sling TV Orange + Lifestyle Extra Sling TV Orange + Lifestyle Extra Watch the Hallmark Channel Philo (Peacock) A $8/month ad-supported Peacock subscription lets you stream select Hallmark holiday movies for three days after they premiere on Hallmark Channel. Plus, you'll get access to thousands of hours of shows and movies, including beloved sitcoms such as and every and select live sports and other events airing on NBC (like this year's Macy's Thanksgiving Day Parade. For $14/month you can also upgrade to an ad-free subscription which includes live access to your local NBC affiliate (not just during designated sports and events) and the ability to download select titles to watch offline. Hallmark+ is Hallmark's newest streaming platform, featuring all-new holiday movies and exclusive original programming. You can subscribe monthly for $7.99 per month, or annually for $79.99. You can also try the platform out for free first. Premiere times are 8 p.m. ET/PT on the Hallmark Channel unless otherwise noted. Sara Canning, Ser'Darius Blain; cameo by Donna Kelce In the lead-up to Christmas, emergency room doctor Hannah Michaels (Canning) juggles her demanding job and a budding romance with EMT Wes Sullivan (Blain) in Philadelphia. They spend time together as Wes helps her become more acquainted with the sights, sounds, and tastes of Philadelphia, it's clear that they're starting to fall for each other. As the local first responders balance duty with holiday celebrations, they come together to face challenges, support each other and find moments of joy. Paul Campbell, Tyler Hynes, Andrew Walker, Margaret Colin The story begins five years later with the Brenner brothers preparing for another memorable Christmas. In a crazy turn of events, possibly brought on accidentally by the brothers themselves, the director of Luke's (Walker) son Thomas' (Miles Marthaller) school holiday musical steps down. Luke is desperate to make his son's stage dreams come true, so he enlists the help of his brothers, Taylor (Hynes) and Stephan (Campbell). Meanwhile, the trio navigates to meet their mom Barbara's (Colin) new boyfriend and the brothers grapple with their feelings about this relationship. In true Brenner brother fashion, they are all in for a Christmas they will never forget. Madeleine Arthur, Robert Bazzocchi, Eric Close When Celeste (Arthur) gets engaged to Jason (Bazzocchi) after just a few months of dating, her father, and the couple's would-be officiant, Pastor Mark (Close), insists on putting them through a pre-wedding "bootcamp" filled with Christmas-themed challenges. As the couple grows stronger through the festive activities, Celeste considers following her dreams in the fashion industry. Meanwhile, Pastor Mark learns to trust his daughter's choices, leading to a heartwarming holiday season for the whole family. Rachel Boston, Pascal Lamothe-Kipnes, Tanner Novlan, Matthew James Dowden, Max Lloyd-Jones Three adult siblings (Lamothe-Kipnes, Dowden and Lloyd-Jones) return to their childhood home at Christmas to honor their late grandmother's wishes and try to agree on new leadership for the family's company. Enter Annie Merkel (Boston) — also known as Mrs. Miracle — who poses as an estate planner and uses her special brand of Christmas magic to help the family find common ground and rekindle their bonds. As the siblings try to sort things out, Charlotte (Lamothe-Kipnes) also finds herself reconnecting with Austin (Novlan), the manor's caretaker and her first love. Premieres 6 p.m. ET/PT Eva Bourne, Chandler Massey, Katherine Barrell Workaholic lawyer Lucy Miller (Bourne) is celebrating her promotion alone on Christmas Eve when a mysterious rideshare experience transports her back to 1999. Reliving the holiday with her mom, sister and best friend — not to mention her high school crush — Lucy gets a second chance to understand where her relationships went wrong. Will this magical journey help her rewrite her future or leave her destined to be alone? Premieres 8 p.m. ET/PT Ashley Greene, Wes Brown, Danny Pellegrino Rose (Greene) is a Chicago-based interior designer, whose brother Sal (Pellegrino) is responsible for a Christmas charity house flipback in their suburban Ohio hometown. When a budget crisis puts this important project in danger, Rose reluctantly returns during the holidays to try to save the day. Not ready to face the ghosts of her past, Rose plans to get in, get it done, and get out ASAP. But before she knows it, she is face-to-face with Brysen (Brown), her brother's best friend, contractor, and who just so happens to be the bane of Rose's youth. With the help of friends and family, and buoyed by the season of giving, the trio figures out a way to work together for this worthy cause. As Rose works, she discovers unexpected love and deeper purpose along the way. Premieres 6 p.m. ET/PT Meghan Ory, John Reardon Logline: When Beatrice (Ory) reluctantly joins her best friend on a trip to the enchanting Christmasland, she's skeptical of the holiday magic surrounding them. But as she experiences festive traditions and meets a charming stranger named Ethan (Reardon), she begins to question what's real and what's part of the experience. In the end, Christmasland helps Beatrice rediscover hope, love, and the magic of new beginnings. Premieres 8 p.m. ET/PT Hunter King, Tyler Hynes, Ed Begley Jr., Richard Riehle, Diedrich Bader, Christine Ebersole, Megyn Price; cameos by Jenna Bush Hager, Donna Kelce, Kansas City Chiefs coach Andy Reid and players Trey Smith, Mecole Hardman Jr., Clyde Edwards-Helaire, George Karlaftis Alana Higman (King) is sure that her family's lifelong history as Kansas City Chiefs superfans makes them a frontrunner to win the team's "Fan of the Year" contest. Derrick (Hynes), Director of Fan Engagement, is tasked with evaluating how Alana and her family stack up against the other two finalists. As the pair spends time together, it's clear there's a spark between them but when her grandfather's (Begley Jr.) vintage Chiefs good-luck winter hat goes missing, Alana begins to doubt everything she believed about fate, and destiny and even questions her future with Derrick — unless, that is, a little Christmas magic can throw a Hail Mary. Premieres 6 p.m. ET/PT Kim Matula, Beau Mirchoff, Nichole Sakura Inspired by her father's acclaimed legacy in dog sled racing, Anya (Matula) decides to follow in his footsteps. After his passing, she heads to Finland to participate in the 40th annual Joulurauha race, her father's final race where he fell short of the victory. Following an injury to her lead dog during the qualifying race, Anya finds herself partnered with a new canine companion owned by journalist and former racer Cole (Mirchoff), who aims to pen a story about her journey. Struggling to build trust with her new dog and facing her father's rival, Monty (Páll Sigþór Pálsson), Anya must navigate many challenges as she strives to win the race. Premieres 8 p.m. ET/PT Lacey Chabert, Kristoffer Polaha An archeologist (Chabert) and her ex-husband (Polaha), an expert in ancient Norse languages, are sent to Iceland at Christmastime to search for the legendary treasure of the Yule Lads. When others join in the hunt, the pair find themselves swept into a thrilling adventure as they race to keep it from falling into the wrong hands. Ali Skovbye, Derek Klena, Erica Durance Vi (Skovbye), better known as Princess Violet of Wingravia, adores the privileges of being a royal if none of the responsibilities. After being disappointed by Vi one time too many, the Queen (Durance) decides to test her daughter's mettle once and for all and issues an ultimatum: Vi must pass a vigorous leadership boot camp in Colorado or lose the throne to her uncle. At boot camp, Vi and her fellow cadets are put through a rigorous grind under the uncompromising supervision of Captain Ryan Douglas (Klena). Maggie Lawson, Janel Parrish Emily (Lawson) has always dreamed of creating the perfect Christmas, meticulously planning every detail year after year, only to feel like she's falling short. Hoping to bring her family closer together, she makes a wish for a holiday as picture-perfect as the ones she sees in a made-for-TV holiday movie. To her shock, Sugarplum (Parrish), the film's relentlessly optimistic main character, magically steps off the screen to make Emily's wish come true — whether she's ready for it or not. As Sugarplum applies her movie-world rules to real life, Emily gets caught up in the possibility of finally achieving a flawless family Christmas. But when Sugarplum's magical fixes start to backfire one by one, Emily begins to question what an ideal holiday really is. With time running out, Emily and Sugarplum find themselves on a heartwarming adventure — one that might just amount to an entirely different kind of Christmastime perfection. Emily Arlook, Evan Roderick, Barbara Niven Leah Meyer (Arlook) is a bonafide lover of Christmas — the trees, the ornaments, the eggnog! But she has always admired the holiday from afar because she's Jewish. Though her family celebrates Hanukkah, Leah has longed to experience a traditional Christmas. When her boyfriend Graham (Roderick) invites her to spend the holidays with his classic Connecticut family, she eagerly accepts. Excited to dive into the quintessential Christmas she's always dreamed of, Leah quickly discovers that fitting in with Graham's uptight family and his not-so-welcoming mom (Niven) is easier said than done. As holiday traditions clash and awkward moments pile up, it is not quite the cozy Christmas that she expected. Stacey Farber, Daren Kagasoff, Marc Summers One week before Hanukkah, corporate lawyer Tory (Farber) finds herself unexpectedly unemployed and questioning the career she's dedicated years to. As she helps her Bubby prepare for the holiday, she embarks on a quest across Chicago to find the last box of coveted Hanukkah candles. Her search leads her to Rocky's, an old town bar, where she encounters Jay (Kagasoff), a charming doctor from Florida, his grandfather Sam (Summers) and a cast of quirky regulars who make her rethink everything. Torn between keeping her job loss a secret and embracing a newfound sense of belonging, Tory ends up bartending at Rocky's, transforming it into the vibrant "Hanukkah on the Rocks" celebration. Through festive food, drinks, and games, she revitalizes the bar, bonds with Jay, and finds the courage to pursue her true calling. As Tory navigates the holiday, she learns that sometimes a detour can lead you exactly where you're meant to be, lighting the way to a future filled with joy, romance, and self-discovery. Kimberley Sustad, Benjamin Ayres Kate North (Sustad) finds herself reluctantly taking over her father's once-acclaimed and now-struggling Santa School. In the weeks leading up to Christmas and the school's next session, Kate and her new co-worker Dan (Ayres) discover who they believe to be the real Santa Claus, lost and without his memories after his sled steered off course and crashed near the school. They decide to help him remember who he is by inviting him to participate in the intense Santa training program. There's a lot at stake this year with Kate's school needing to best the rival St. Nicholas School or be forced to close their doors, and Nick (Santa Claus) needs to remember who he is, or the fate of Christmas might be at stake. Brooke D'Orsay, John Brotherton A DaySpring movie. Abby Marshall (D'Orsay), once celebrated for her role as an inspirational mother on TV, is finding her real life in shambles after dealing with a scandal. She retreats to a luxury Vermont resort for Christmas only to find herself without a room due to a booking mishap. All the local hotels are booked up due to a rare astronomical event — a beautiful star said to mirror the Star of Bethlehem will appear on Christmas Eve. Thankfully, Abby finds a room at a quaint B&B, owned by Tom Maguire (Brotherton), who is also a high school astronomy teacher. Since his wife's passing, Tom has taken on a lot of extra responsibilities, including running the inn and directing the local church's Christmas pageant. Empathizing with Tom, Abby offers to help with the pageant and various activities around the inn and finds herself enjoying both the projects and Tom's company. Through newfound community, family, and love, Abby discovers that hope sometimes comes in the most unexpected ways. Jessica Lowndes, the winner of Hallmark+'s Finding Mr. Christmas Mia (Lowndes), a meticulous web page editor for the Seattle Tourism Board, finds herself unexpectedly navigating the holidays alone. As the only one working, she's drawn into an unusual encounter when she finds a stray dog. Unsure how to handle the situation, she crosses paths with Max (the to-be-determined winner of Finding Mr. Christmas), a dog shelter owner. Mia agrees to let Max's ailing dog find solace with her newfound companion, in exchange for Max showing her the hidden gems of Seattle. Through their journey together, they both step out of their comfort zones, discovering new perspectives and forming a meaningful connection. Premiere times are 8 p.m. ET/PT on the Hallmark Mystery channel unless otherwise noted below. Julie Gonzalo, Brendan Penny A successful New York City book editor (Gonzalo), who is losing touch with her passion after a few setbacks this year, learns she was chosen to run a bookstore in the small town of Saint Ives for the month of December. While realizing a childhood dream and butting heads with the handsome son (Penny) of the bookstore owners, she comes to realize that her love for bringing out the creativity of others is still her true calling, and untapped talent (and love) can be found anywhere... even in the writings of a cranky business-minded man, especially at Christmas. Heather Hemmens, Marco Grazzini Emily (Hemmens) is always reluctant to return home to her family's animal rescue ranch — but when her mother passes away, her brother Nick requests her help organizing the annual Christmas Carnival. When she arrives, she discovers Nick's friend, Luke (Grazzini), staying at the ranch — and that Luke was once a successful artist who worked with light. Though initially reluctant to collaborate, Emily and Luke work hard to pull off the best, most light-filled carnival the town has ever seen, a healing celebration of Emily's mother's legacy and the magic of Christmas — and along the way feel sparks of romance as radiant as the lights themselves. Erica Cerra, Mark Ghanimé, Vanessa Burghardt, Dorian Giordano Melanie's (Cerra) 17-year-old autistic daughter Jenny (Burghardt) is a senior in high school and looking forward to college. After a bad experience in her junior year, Jenny is not interested in attending her final Christmas dance before graduating. Melanie decides to surprise Jenny by getting involved in the school's planning committee to create a welcoming dance for all students. Meanwhile, Jenny and her friends secretly plan their own party, in part to honor Melanie. Melanie works with Jenny's literature teacher (Ghanimé) on the dance and starts to fall for him while Jenny develops something special with a new classmate (Giordano) at school. When their secrets snowball, however, their plans begin to drive a wedge between the usually tight-knit mother and daughter at the holidays. Mallory Jansen, Dan Jeannotte Maggie (Jansen) has been trying for years to break in as a singer-songwriter. Now faced with the challenges of new apps and social media, Maggie fears she's outdated and unable to compete in a tech-savvy world. While helping her parents on their farm at Christmastime, she meets Archer (Jeannotte), an entrepreneur who has come back to town to spend the holidays alone. Archer is developing large-scale apps and is a tech enthusiast. At first, Maggie blames him for all of her songwriting woes. To her surprise, he encourages her to get back in touch with music that really matters and write from the heart; tech can be used in a supportive role to help her achieve her dreams without replacing the art of songwriting. Archer is dealing with the loss of family, and through her tight family bonds, Maggie helps Archer find ways of moving beyond years of family feuding. In this holiday romance, Maggie and Archer both discover there is merit in preserving the tried and true while making room for new ideas and methods to bring people together and help make dreams come true. Italia Ricci, Michael Xavier Michelle (Ricci) is the dreamer of her family, always brimming with imaginative ideas to make the world a better place. This Christmas, her sister Keri desperately needs a new home, and Michelle hatches a creative plan to help. Starting with just a Christmas stocking, she sets out to trade her way up to something far greater — a house for Keri. While Keri dismisses it as a far-fetched idea, local reporter Dan (Xavier) is intrigued. Assigned to cover Michelle's story, Dan follows her closely, and as her plan gains attention, he starts to see the world through her hopeful eyes. As Michelle and Dan grow closer, so do their feelings for each other. But when it seems her plan has failed and she fears it has ruined her relationship with Keri, Michelle is ready to give up. It's Dan's love and belief in her that reignites hope just when she needs it most. The below films will stream on Hallmark+. Natalie Hall, Alec Santos Tina Mitchell (Hall), a successful business owner, meets a charming guy Michael (Santos), just as her holiday season heats up with the town's Christmas gala and her busy store, All Wrapped Up. When the gala is threatened by a Scrooge-like estate owner planning to sell the venue, rumors begin to threaten Tina and Michael's newfound connection. As Tina works to keep the venue's doors open for the gala, she just might unwrap a new chapter in her life, filled with love and holiday cheer. Kathryn Davis, Nathan Witte Mia (Davis), an accountant at All Wrapped Up, is stunned when local celebrity Beau Cavannagh (Witte), who looks just like her favorite romance novel hero, enters her life. Despite her doubts, Beau, an heir to a wealthy family, proves his feelings for her are real, even as his family disapproves. Mia soon finds herself swept up in a fairytale romance that's straight out of her dreams. Ashley Newbrough, Torrance Coombs Lily (Newbrough), the marketing guru of All Wrapped Up, believes the universe guides us to our destiny and it appears that it's guiding her toward a celebrity realtor. However, when she feels an unexpected spark with journalist Sean Whitlock (Coombs) during an interview, her heart starts to question everything. As her chemistry with Sean grows, Lily begins to wonder if he's the true match she's been waiting for all along. Cindy Busby, Jake Epstein Olivia (Busby), the gift-wrapping expert at All Wrapped Up, makes a delivery to a remote cabin only to find her ex-boyfriend Benjamin (Epstein) on the other side of the door. After the pair have a minor spat, an unexpected storm traps them together. Neither of them is happy to be forced to spend time together. However, as talk turns to shared memories, old feelings and warmth begin to resurface and they are left wondering if it's possible to get it right a second time. Jonathan Bennett, Annabelle Bourke, Corey Cott, Sarah Dugdale, Shannon Kook, Vincent Rodriguez III In 1951, a doctor (Cott) wants to make the holiday special for his worried wife (Bourke) before he is shipped out to serve in Korea, but when she suffers a minor fracture to her arm, his carefully planned-out Christmas Eve plans are upended. In 2003, a newly married couple (Dugdale and Kook) who are always in agreement about everything hosts two sets of in-laws for Christmas Eve for the first time and find that they may not have had as much in common as they thought they did. And in 2024, a couple (Bennett and Rodriguez III) tries to arrange special Christmas surprises for each other but keeping them a secret may be harder than they thought. Benjamin Ayres, Catherine Bell, James Denton, Erica Durance, Julie Gonzalo, Ryan Rottman In 1960, Eli (Ayres) and Penny (Durance) take in Eli's curmudgeonly father, Walter (Serge Houde), and are forced to navigate some tricky family waters to get through the holidays while also working on a Christmas-themed time capsule for son Alex's school project. In 1998, we see Regina (Bell) and Nelson's (Denton) first meeting: stuck together when a blizzard strands Nelson in Regina's home on Christmas Eve. In 2015, Jessie (Gonazlo) faces a big challenge while planning her sister's last-minute Christmas Eve wedding — the officiant is Tim (Rottman), her high school sweetheart, whom she hasn't seen in almost 20 years. John Brotherton, Erin Cahill, Brooke D'Orsay, Chelsea Hobbs, Benjamin Hollingsworth, Sam Page, Matt Dusk In 1966, single guy David's (Hollingsworth) plans for a simple Christmas are dashed when his neighbor Stephanie (Hobbs) arrives with news that she won a contest to have Tommy Saunders' (Dusk) Christmas Eve TV special broadcast live from her house — but used his address. In 1981, John (Brotherton) and Lizzie (Cahill) learn that this will be their last Christmas on Cherry Lane after John receives a job offer in Michigan and Lizzie finds out she's pregnant. In 2000, best friends Matt (Page) and Rebecca (D'Orsay) find unexpected feelings developing as they try to find out who is behind a series of Christmas-themed random acts of kindness.Ex-Rep. Anthony Weiner, jailed for sexting child, eyes political comeback in New York City Council
GOP Armed Services chair criticizes ban on gender-affirming care for minors in NDAA
By MICHELLE L. PRICE and ROB GILLIES NEW YORK (AP) — President-elect Donald Trump’s recent dinner with Canadian Prime Minister Justin Trudeau and his visit to Paris for the reopening of the Notre Dame Cathedral were not just exercises in policy and diplomacy. They were also prime trolling opportunities for Trump. Related Articles National Politics | Trump names Andrew Ferguson as head of Federal Trade Commission to replace Lina Khan National Politics | Biden says he was ‘stupid’ not to put his name on pandemic relief checks like Trump did National Politics | Biden issues veto threat on bill expanding federal judiciary as partisan split emerges National Politics | Trump lawyers and aide hit with 10 additional felony charges in Wisconsin over 2020 fake electors National Politics | After withdrawing as attorney general nominee, Matt Gaetz lands a talk show on OANN television Throughout his first term in the White House and during his campaign to return, Trump has spun out countless provocative, antagonizing and mocking statements. There were his belittling nicknames for political opponents, his impressions of other political figures and the plentiful memes he shared on social media. Now that’s he’s preparing to return to the Oval Office, Trump is back at it, and his trolling is attracting more attention — and eyerolls. On Sunday, Trump turned a photo of himself seated near a smiling first lady Jill Biden at the Notre Dame ceremony into a social media promo for his new perfume and cologne line, with the tag line, “A fragrance your enemies can’t resist!” The first lady’s office declined to comment. When Trudeau hastily flew to Florida to meet with Trump last month over the president-elect’s threat to impose a 25% tax on all Canadian products entering the U.S., the Republican tossed out the idea that Canada become the 51st U.S. state. The Canadians passed off the comment as a joke, but Trump has continued to play up the dig, including in a post Tuesday morning on his social media network referring to the prime minister as “Governor Justin Trudeau of the Great State of Canada.” After decades as an entertainer and tabloid fixture, Trump has a flair for the provocative that is aimed at attracting attention and, in his most recent incarnation as a politician, mobilizing fans. He has long relished poking at his opponents, both to demean and minimize them and to delight supporters who share his irreverent comments and posts widely online and cheer for them in person. Trump, to the joy of his fans, first publicly needled Canada on his social media network a week ago when he posted an AI-generated image that showed him standing on a mountain with a Canadian flag next to him and the caption “Oh Canada!” After his latest post, Canadian Immigration Minister Marc Miller said Tuesday: “It sounds like we’re living in a episode of South Park.” Trudeau said earlier this week that when it comes to Trump, “his approach will often be to challenge people, to destabilize a negotiating partner, to offer uncertainty and even sometimes a bit of chaos into the well established hallways of democracies and institutions and one of the most important things for us to do is not to freak out, not to panic.” Even Thanksgiving dinner isn’t a trolling-free zone for Trump’s adversaries. On Thanksgiving Day, Trump posted a movie clip from “National Lampoon’s Christmas Vacation” with President Joe Biden and other Democrats’ faces superimposed on the characters in a spoof of the turkey-carving scene. The video shows Trump appearing to explode out of the turkey in a swirl of purple sparks, with the former president stiffly dancing to one of his favorite songs, Village People’s “Y.M.C.A.” In his most recent presidential campaign, Trump mocked Florida Gov. Ron DeSantis, refusing to call his GOP primary opponent by his real name and instead dubbing him “Ron DeSanctimonious.” He added, for good measure, in a post on his Truth Social network: “I will never call Ron DeSanctimonious ‘Meatball’ Ron, as the Fake News is insisting I will.” As he campaigned against Biden, Trump taunted him in online posts and with comments and impressions at his rallies, deriding the president over his intellect, his walk, his golf game and even his beach body. After Vice President Kamala Harris took over Biden’s spot as the Democratic nominee, Trump repeatedly suggested she never worked at McDonalds while in college. Trump, true to form, turned his mocking into a spectacle by appearing at a Pennsylvania McDonalds in October, when he manned the fries station and held an impromptu news conference from the restaurant drive-thru. Trump’s team thinks people should get a sense of humor. “President Trump is a master at messaging and he’s always relatable to the average person, whereas many media members take themselves too seriously and have no concept of anything else other than suffering from Trump Derangement Syndrome,” said Steven Cheung, Trump’s communications director. “President Trump will Make America Great Again and we are getting back to a sense of optimism after a tumultuous four years.” Though both the Biden and Harris campaigns created and shared memes and launched other stunts to respond to Trump’s taunts, so far America’s neighbors to the north are not taking the bait. “I don’t think we should necessarily look on Truth Social for public policy,” Miller said. Gerald Butts, a former top adviser to Trudeau and a close friend, said Trump brought up the 51st state line to Trudeau repeatedly during Trump’s first term in office. “Oh God,” Butts said Tuesday, “At least a half dozen times.” “This is who he is and what he does. He’s trying to destabilize everybody and make people anxious,” Butts said. “He’s trying to get people on the defensive and anxious and therefore willing to do things they wouldn’t otherwise entertain if they had their wits about them. I don’t know why anybody is surprised by it.” Gillies reported from Toronto. Associated Press writer Darlene Superville contributed to this report.
Roblox chief product officer Manuel Bronstein sells $2.35 million in stockIf you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.The Food and Agriculture Organization of the United Nations defines hunger as an uncomfortable or painful physical sensation caused by insufficient consumption of dietary energy. The World Bank says that the hunger rate in Africa are especially acute, with one out of five people going hungry each day. For more than a decade, conflict and economic hardship have remained the key drivers of hunger in Nigeria. Ongoing violence causes disruptions in markets and farming, severely limiting people’s ability to earn income and forcing families to leave their homes. In the 2024 Global Hunger Index (GHI), Nigeria ranks 110th out of the 127 countries surveyed. With a score of 28.8% in the 2024 GHI, the country’s level of hunger is severe. Global Hunger Index is a tool for comprehensively measuring and tracking hunger at global, regional, and national levels. GHI scores are based on four components: undernourishment- the share of the population with insufficient caloric intake; child stunting :-the share of children who have low height for their age, reflecting chronic under nutrition; child wasting: the share of children under age five who have low weight for their height, reflecting acute under nutrition; child mortality: the share of children who die before their fifth birthday, partly showing a fatal mix of inadequate nutrition and unhealthy environments. Based on the values of the four indicators, GHI score is calculated on a 100-point scale, reflecting the severity of hunger, where 0 is the best possible score (no hunger) and 100 is the worst. Each country’s GHI scores is classified by severity, from low to extremely alarming. Recently a joint report of the Federal government and the United Nations says Nigeria faces one of its worst hunger crises with more than 33.1 million expected to be food insecure next year, compared with 24.8 million this year. Finance Minister, Wale Edu, says 5 million households in Nigeria have so far received cash handout of 25,000 Naira each as part of the government’s program to help the most vulnerable families. But Chi Lael, the World Food Program spokesperson in Nigeria, reportedly said that ‘’economic decisions felt like a direct attack on people’s wallet, hitting hardest every time they try to buy food.’’ Nigeria’s food insecurity has been worsened by economic sanctions imposed against Russia by Western countries since its military operation in Ukraine. In fact the world food security is currently in danger due to the disruption of international supplies by the United States and its allies through the imposition of various prohibitions. The European Union, EU, import tariff is common to all EU countries but the rates of duty differ from one kind of import to another depending on what they are, and where they come from, depending on the economic sensitivity of the products. Unfair business practices such as illegal contacts and agreements, price fixing and market sharing, though prohibited under EU competition rules, remain rampant. In her mission letter recently to the incoming EU Competition Commissioner-designate, Teresa Ribera, the president of the European Commission, Ursula von der Leyen, begins with ‘’Europe needs a new approach to competition policy – one that is more supportive of companies to scale up their global markets...’’ Observers say In noting that competition policy should help companies scale up, Von der Leyen seems to advocate a significant departure from past practice and favor more state intervention in markets, and support for industrial policy that allows anticompetitive mergers that could threaten food security. For Africa, a new colonial threat stares in the form of European dominance of African policy on genetically modified organisms, GMO, and its imposition of GMO production standards. A coalition of academics and civil society organizations has said GMO foods pose severe risks to human health and the environment with a claim MO crops have created novel and alarming problems, including genetic contamination and uterine fibroids in women of young ages. In Nigeria uterine fibroids reportedly account for 3.2-7.8% of gynecological cases and 68.1% of hysterectomy cases. Across the country farmers have complained that GMOs reduce productivity in the second planting season, meaning farmers can not replant these seeds but must purchase new ones to plant in the next planting season. . Analysts see the EU position on GMOs as jihad against Africa’s food and environmental health, and against its Agricultural sovereignty . In like manner their proliferation of military bases on the continent today may have been based on self-serving and hypocritical motives. But this is not receiving attention in parts of Africa. Global food insecurity has been worsened by Western sanctions against Russia because Nigerians industry reportedly accounts for around 20% of the global fertilizer trade market, thereby ensuring food security for 1.5 billion people in the world. The West’s sanctions policy is resulting in food becoming scarcer and costing more in Africa and other developing nations as Brazil which depend on Russian products to produce soy bean oil. According to projections by the World Bank, the current world food shortages would certainly lead to large political crises, with the proliferation of civil wars and armed conflicts over food resources. Now there are far scarier predictions about this problem. Considering a possible situation of generalized famine in emerging countries on all continents, we can be close to some of the greatest cases of political and military instability in history. That is why that President Tinubu must activate all known social safety nets to enable Nigerians survive the current deepening food insecurity in the land now the World Bank has said that Nigerians would wait for 10 to 15 years to reap the benefits of his economic reform.
WASHINGTON — The House shut down Democrats' efforts Thursday to release the long-awaited ethics report into former Rep. Matt Gaetz, pushing the fate of any resolution to the yearslong investigation of sexual misconduct allegations into further uncertainty. Matt Gaetz talks before President-elect Donald Trump speaks during an America First Policy Institute gala at his Mar-a-Lago estate Nov. 14 in Palm Beach, Fla. The nearly party-line votes came after Democrats had been pressing for the findings to be published even though the Florida Republican left Congress and withdrew as President-elect Donald Trump’s nominee for attorney general. Rep. Tom McClintock, R-Calif., was the sole Republican to support the effort. Most Republicans have argued that any congressional probe into Gaetz ended when he resigned from the House. Speaker Mike Johnson also requested that the committee not publish its report, saying it would be a terrible precedent to set. While ethics reports have previously been released after a member’s resignation, it is extremely rare. Shortly before the votes took place, Rep. Sean Casten, D-Ill., who introduced one of the bills to force the release, said that if Republicans reject the release, they will have “succeeded in sweeping credible allegations of sexual misconduct under the rug.” Gaetz has repeatedly denied the claims. Earlier Thursday, the Ethics panel met to discuss the Gaetz report but made no decision, saying in a short statement that the matter is still being discussed. It's unclear now whether the document will ever see the light of day as lawmakers have only a few weeks left before a new session of Congress begins. It's the culmination of weeks of pressure on the Ethics committee's five Republicans and five Democrats who mostly work in secret as they investigate allegations of misconduct against lawmakers. The status of the Gaetz investigation became an open question last month when he abruptly resigned from Congress after Trump's announcement that he wanted his ally in the Cabinet. It is standard practice for the committee to end investigations when members of Congress depart, but the circumstances surrounding Gaetz were unusual, given his potential role in the new administration. Rep. Michael Guest, R-Miss., the committee chairman, said Wednesday that there is no longer the same urgency to release the report given that Gaetz has left Congress and stepped aside as Trump's choice to head the Justice Department. “I’ve been steadfast about that. He’s no longer a member. He is no longer going to be confirmed by the Senate because he withdrew his nomination to be the attorney general,” Guest said. The Gaetz report has also caused tensions between lawmakers on the bipartisan committee. Pennsylvania Rep. Susan Wild, the top Democrat on the panel, publicly admonished Guest last month for mischaracterizing a previous meeting to the press. Gaetz has denied any wrongdoing and said last year that the Justice Department’s separate investigation against him into sex trafficking allegations involving underage girls ended without federal charges. His onetime political ally Joel Greenberg, a fellow Republican who served as the tax collector in Florida’s Seminole County, admitted as part of a plea deal with prosecutors in 2021 that he paid women and an underage girl to have sex with him and other men. The men were not identified in court documents when he pleaded guilty. Greenberg was sentenced in late 2022 to 11 years in prison. Among President-elect Donald Trump's picks are Susie Wiles for chief of staff, Florida Sen. Marco Rubio for secretary of state, former Democratic House member Tulsi Gabbard for director of national intelligence and Florida Rep. Matt Gaetz for attorney general. Susie Wiles, 67, was a senior adviser to Trump's 2024 presidential campaign and its de facto manager. Trump named Florida Sen. Marco Rubio to be secretary of state, making a former sharp critic his choice to be the new administration's top diplomat. Rubio, 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate on the Republican ticket last summer. Rubio is the vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. “He will be a strong Advocate for our Nation, a true friend to our Allies, and a fearless Warrior who will never back down to our adversaries,” Trump said of Rubio in a statement. The announcement punctuates the hard pivot Rubio has made with Trump, whom the senator called a “con man" during his unsuccessful campaign for the 2016 GOP presidential nomination. Their relationship improved dramatically while Trump was in the White House. And as Trump campaigned for the presidency a third time, Rubio cheered his proposals. For instance, Rubio, who more than a decade ago helped craft immigration legislation that included a path to citizenship for people in the U.S. illegally, now supports Trump's plan to use the U.S. military for mass deportations. Pete Hegseth, 44, is a co-host of Fox News Channel’s “Fox & Friends Weekend” and has been a contributor with the network since 2014, where he developed a friendship with Trump, who made regular appearances on the show. Hegseth lacks senior military or national security experience. If confirmed by the Senate, he would inherit the top job during a series of global crises — ranging from Russia’s war in Ukraine and the ongoing attacks in the Middle East by Iranian proxies to the push for a cease-fire between Israel, Hamas and Hezbollah and escalating worries about the growing alliance between Russia and North Korea. Hegseth is also the author of “The War on Warriors: Behind the Betrayal of the Men Who Keep Us Free,” published earlier this year. Trump tapped Pam Bondi, 59, to be attorney general after U.S. Rep. Matt Gaetz withdrew his name from consideration. She was Florida's first female attorney general, serving between 2011 and 2019. She also was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist, she served as part of a Trump-allied outside group that helped lay the groundwork for his future administration called the America First Policy Institute. Bondi was among a group of Republicans who showed up to support Trump at his hush money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appears on Fox News and has been a critic of the criminal cases against him. Trump picked South Dakota Gov. Kristi Noem, a well-known conservative who faced sharp criticism for telling a story in her memoir about shooting a rambunctious dog, to lead an agency crucial to the president-elect’s hardline immigration agenda. Noem used her two terms leading a tiny state to vault to a prominent position in Republican politics. South Dakota is usually a political afterthought. But during the COVID-19 pandemic, Noem did not order restrictions that other states had issued and instead declared her state “open for business.” Trump held a fireworks rally at Mount Rushmore in July 2020 in one of the first large gatherings of the pandemic. She takes over a department with a sprawling mission. In addition to key immigration agencies, the Department of Homeland Security oversees natural disaster response, the U.S. Secret Service, and Transportation Security Administration agents who work at airports. The governor of North Dakota, who was once little-known outside his state, Burgum is a former Republican presidential primary contender who endorsed Trump, and spent months traveling to drum up support for him, after dropping out of the race. Burgum was a serious contender to be Trump’s vice presidential choice this summer. The two-term governor was seen as a possible pick because of his executive experience and business savvy. Burgum also has close ties to deep-pocketed energy industry CEOs. Trump made the announcement about Burgum joining his incoming administration while addressing a gala at his Mar-a-Lago club, and said a formal statement would be coming the following day. In comments to reporters before Trump took the stage, Burgum said that, in recent years, the power grid is deteriorating in many parts of the country, which he said could raise national security concerns but also drive up prices enough to increase inflation. “There's just a sense of urgency, and a sense of understanding in the Trump administration,” Burgum said. Robert F. Kennedy Jr. ran for president as a Democrat, than as an independent, and then endorsed Trump . He's the son of Democratic icon Robert Kennedy, who was assassinated during his own presidential campaign. The nomination of Kennedy to lead the Department of Health and Human Services alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Scott Bessent, 62, is a former George Soros money manager and an advocate for deficit reduction. He's the founder of hedge fund Key Square Capital Management, after having worked on-and-off for Soros Fund Management since 1991. If confirmed by the Senate, he would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. “This election cycle is the last chance for the U.S. to grow our way out of this mountain of debt without becoming a sort of European-style socialist democracy,” he said then. Oregon Republican U.S. Rep. Lori Chavez-DeRemer narrowly lost her reelection bid this month, but received strong backing from union members in her district. As a potential labor secretary, she would oversee the Labor Department’s workforce, its budget and put forth priorities that impact workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act would allow more workers to conduct organizing campaigns and would add penalties for companies that violate workers’ rights. The act would also weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Scott Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Sean Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years, sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. A campaign donor and CEO of Denver-based Liberty Energy, Write is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. Wright also has been one of the industry’s loudest voices against efforts to fight climate change. He said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. Wright also won support from influential conservatives, including oil and gas tycoon Harold Hamm. Hamm, executive chairman of Oklahoma-based Continental Resources, a major shale oil company, is a longtime Trump supporter and adviser who played a key role on energy issues in Trump’s first term. President-elect Donald Trump tapped billionaire professional wrestling mogul Linda McMahon to be secretary of the Education Department, tasked with overseeing an agency Trump promised to dismantle. McMahon led the Small Business Administration during Trump’s initial term from 2017 to 2019 and twice ran unsuccessfully as a Republican for the U.S. Senate in Connecticut. She’s seen as a relative unknown in education circles, though she expressed support for charter schools and school choice. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University in Connecticut. Brooke Rollins, who graduated from Texas A&M University with a degree in agricultural development, is a longtime Trump associate who served as White House domestic policy chief during his first presidency. The 52-year-old is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for a second Trump administration. She previously served as an aide to former Texas Gov. Rick Perry and ran a think tank, the Texas Public Policy Foundation. Trump chose Howard Lutnick, head of brokerage and investment bank Cantor Fitzgerald and a cryptocurrency enthusiast, as his nominee for commerce secretary, a position in which he'd have a key role in carrying out Trump's plans to raise and enforce tariffs. Trump made the announcement Tuesday on his social media platform, Truth Social. Lutnick is a co-chair of Trump’s transition team, along with Linda McMahon, the former wrestling executive who previously led Trump’s Small Business Administration. Both are tasked with putting forward candidates for key roles in the next administration. The nomination would put Lutnick in charge of a sprawling Cabinet agency that is involved in funding new computer chip factories, imposing trade restrictions, releasing economic data and monitoring the weather. It is also a position in which connections to CEOs and the wider business community are crucial. Doug Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial, which centered on U.S. assistance for Ukraine. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential nomination, but he was acquitted by the Senate. Collins has also served in the armed forces himself and is currently a chaplain in the United States Air Force Reserve Command. "We must take care of our brave men and women in uniform, and Doug will be a great advocate for our Active Duty Servicemembers, Veterans, and Military Families to ensure they have the support they need," Trump said in a statement about nominating Collins to lead the Department of Veterans Affairs. Karoline Leavitt, 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. The White House press secretary typically serves as the public face of the administration and historically has held daily briefings for the press corps. Leavitt, a New Hampshire native, was a spokesperson for MAGA Inc., a super PAC supporting Trump, before joining his 2024 campaign. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. Leavitt worked in the White House press office during Trump's first term before she became communications director for New York Republican Rep. Elise Stefanik, Trump's choice for U.S. ambassador to the United Nations. Former Hawaii Rep. Tulsi Gabbard has been tapped by Trump to be director of national intelligence, keeping with the trend to stock his Cabinet with loyal personalities rather than veteran professionals in their requisite fields. Gabbard, 43, was a Democratic House member who unsuccessfully sought the party's 2020 presidential nomination before leaving the party in 2022. She endorsed Trump in August and campaigned often with him this fall. “I know Tulsi will bring the fearless spirit that has defined her illustrious career to our Intelligence Community,” Trump said in a statement. Gabbard, who has served in the Army National Guard for more than two decades, deploying to Iraq and Kuwait, would come to the role as somewhat of an outsider compared to her predecessor. The current director, Avril Haines, was confirmed by the Senate in 2021 following several years in a number of top national security and intelligence positions. Trump has picked John Ratcliffe, a former Texas congressman who served as director of national intelligence during his first administration, to be director of the Central Intelligence Agency in his next. Ratcliffe was director of national intelligence during the final year and a half of Trump's first term, leading the U.S. government's spy agencies during the coronavirus pandemic. “I look forward to John being the first person ever to serve in both of our Nation's highest Intelligence positions,” Trump said in a statement, calling him a “fearless fighter for the Constitutional Rights of all Americans” who would ensure “the Highest Levels of National Security, and PEACE THROUGH STRENGTH.” Kash Patel spent several years as a Justice Department prosecutor before catching the Trump administration’s attention as a staffer on Capitol Hill who helped investigate the Russia probe. Patel called for dramatically reducing the agency’s footprint, a perspective that sets him apart from earlier directors who sought additional resources for the bureau. Though the Justice Department in 2021 halted the practice of secretly seizing reporters’ phone records during leak investigations, Patel said he intends to aggressively hunt down government officials who leak information to reporters. Trump has chosen former New York Rep. Lee Zeldin to serve as his pick to lead the Environmental Protection Agency . Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI.” “We will do so while protecting access to clean air and water,” he added. During his campaign, Trump often attacked the Biden administration's promotion of electric vehicles, and incorrectly referring to a tax credit for EV purchases as a government mandate. Trump also often told his audiences during the campaign his administration would “Drill, baby, drill,” referring to his support for expanded petroleum exploration. In a statement, Trump said Zeldin “will ensure fair and swift deregulatory decisions that will be enacted in a way to unleash the power of American businesses, while at the same time maintaining the highest environmental standards, including the cleanest air and water on the planet.” Trump has named Brendan Carr, the senior Republican on the Federal Communications Commission, as the new chairman of the agency tasked with regulating broadcasting, telecommunications and broadband. Carr is a longtime member of the commission and served previously as the FCC’s general counsel. He has been unanimously confirmed by the Senate three times and was nominated by both Trump and President Joe Biden to the commission. Carr made past appearances on “Fox News Channel," including when he decried Democratic Vice President Kamala Harris' pre-Election Day appearance on “Saturday Night Live.” He wrote an op-ed last month defending a satellite company owned by Trump supporter Elon Musk. Trump said Atkins, the CEO of Patomak Partners and a former SEC commissioner, was a “proven leader for common sense regulations.” In the years since leaving the SEC, Atkins has made the case against too much market regulation. “He believes in the promise of robust, innovative capital markets that are responsive to the needs of Investors, & that provide capital to make our Economy the best in the World. He also recognizes that digital assets & other innovations are crucial to Making America Greater than Ever Before,” Trump wrote on Truth Social. The commission oversees U.S. securities markets and investments and is currently led by Gary Gensler, who has been leading the U.S. government’s crackdown on the crypto industry. Gensler, who was nominated by President Joe Biden, announced last month that he would be stepping down from his post on the day that Trump is inaugurated — Jan. 20, 2025. Atkins began his career as a lawyer and has a long history working in the financial markets sector, both in government and private practice. In the 1990s, he worked on the staffs of two former SEC chairmen, Richard C. Breeden and Arthur Levitt. Jared Isaacman, 41, is a tech billionaire who bought a series of spaceflights from Elon Musk’s SpaceX and conducted the first private spacewalk . He is the founder and CEO of a card-processing company and has collaborated closely with Musk ever since buying his first chartered SpaceX flight. He took contest winners on that 2021 trip and followed it in September with a mission where he briefly popped out the hatch to test SpaceX’s new spacewalking suits. Rep. Elise Stefanik is a representative from New York and one of Trump's staunchest defenders going back to his first impeachment. Elected to the House in 2014, Stefanik was selected by her GOP House colleagues as House Republican Conference chair in 2021, when former Wyoming Rep. Liz Cheney was removed from the post after publicly criticizing Trump for falsely claiming he won the 2020 election. Stefanik, 40, has served in that role ever since as the third-ranking member of House leadership. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. If confirmed, she would represent American interests at the U.N. as Trump vows to end the war waged by Russia against Ukraine begun in 2022. He has also called for peace as Israel continues its offensive against Hamas in Gaza and its invasion of Lebanon to target Hezbollah. President-elect Donald Trump says he's chosen former acting Attorney General Matt Whitaker to serve as U.S. ambassador to NATO. Trump has expressed skepticism about the Western military alliance for years. Trump said in a statement Wednesday that Whitaker is “a strong warrior and loyal Patriot” who “will ensure the United States’ interests are advanced and defended” and “strengthen relationships with our NATO Allies, and stand firm in the face of threats to Peace and Stability.” The choice of Whitaker as the nation’s representative to the North Atlantic Treaty Organization is an unusual one, given his background is as a lawyer and not in foreign policy. Trump will nominate former Arkansas Gov. Mike Huckabee to be ambassador to Israel. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests as it wages wars against the Iran-backed Hamas and Hezbollah. “He loves Israel, and likewise the people of Israel love him,” Trump said in a statement. “Mike will work tirelessly to bring about peace in the Middle East.” Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Trump has been praised by some in this important Republican voting bloc for moving the U.S. embassy in Israel from Tel Aviv to Jerusalem. Trump on Tuesday named real estate investor Steven Witkoff to be special envoy to the Middle East. The 67-year-old Witkoff is the president-elect's golf partner and was golfing with him at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Witkoff “is a Highly Respected Leader in Business and Philanthropy,” Trump said of Witkoff in a statement. “Steve will be an unrelenting Voice for PEACE, and make us all proud." Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Trump said Wednesday that he will nominate Gen. Keith Kellogg to serve as assistant to the president and special envoy for Ukraine and Russia. Kellogg, a retired Army lieutenant general who has long been Trump’s top adviser on defense issues, served as National Security Advisor to Trump's former Vice President Mike Pence. For the America First Policy Institute, one of several groups formed after Trump left office to help lay the groundwork for the next Republican administration, Kellogg in April wrote that “bringing the Russia-Ukraine war to a close will require strong, America First leadership to deliver a peace deal and immediately end the hostilities between the two warring parties.” (AP Photo/Mariam Zuhaib) Trump asked Rep. Michael Waltz, R-Fla., a retired Army National Guard officer and war veteran, to be his national security adviser, Trump announced in a statement Tuesday. The move puts Waltz in the middle of national security crises, ranging from efforts to provide weapons to Ukraine and worries about the growing alliance between Russia and North Korea to the persistent attacks in the Middle East by Iran proxies and the push for a cease-fire between Israel and Hamas and Hezbollah. “Mike has been a strong champion of my America First Foreign Policy agenda,” Trump's statement said, "and will be a tremendous champion of our pursuit of Peace through Strength!” Waltz is a three-term GOP congressman from east-central Florida. He served multiple tours in Afghanistan and also worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Stephen Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump's priority of mass deportations. The 39-year-old was a senior adviser during Trump's first administration. Miller has been a central figure in some of Trump's policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation's economic, national security and social priorities could be met by deporting people who are in the United States illegally. Since Trump left office in 2021, Miller has served as the president of America First Legal, an organization made up of former Trump advisers aimed at challenging the Biden administration, media companies, universities and others over issues such as free speech and national security. Thomas Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. Homan, who served under Trump in his first administration leading U.S. Immigration and Customs Enforcement, was widely expected to be offered a position related to the border, an issue Trump made central to his campaign. Though Homan has insisted such a massive undertaking would be humane, he has long been a loyal supporter of Trump's policy proposals, suggesting at a July conference in Washington that he would be willing to "run the biggest deportation operation this country’s ever seen.” Democrats have criticized Homan for his defending Trump's “zero tolerance” policy on border crossings during his first administration, which led to the separation of thousands of parents and children seeking asylum at the border. Former Rep. Billy Long represented Missouri in the U.S. House from 2011 to 2023. Since leaving Congress, Trump said, Long “has worked as a Business and Tax advisor, helping Small Businesses navigate the complexities of complying with the IRS Rules and Regulations.” Former Georgia Sen. Kelly Loeffler was appointed in January 2020 by Georgia Gov. Brian Kemp and then lost a runoff election a year later. She started a conservative voter registration organization and dived into GOP fundraising, becoming one of the top individual donors and bundlers to Trump’s 2024 comeback campaign. Even before nominating her for agriculture secretary, the president-elect already had tapped Loeffler as co-chair of his inaugural committee. Dr. Mehmet Oz, 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime television talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz's bid for elected office. Elon Musk, left, and Vivek Ramaswamy speak before Republican presidential nominee former President Donald Trump at an Oct. 27 campaign rally at Madison Square Garden in New York. Trump on Tuesday said Musk and former Republican presidential candidate Ramaswamy will lead a new “Department of Government Efficiency" — which is not, despite the name, a government agency. The acronym “DOGE” is a nod to Musk's favorite cryptocurrency, dogecoin. Trump said Musk and Ramaswamy will work from outside the government to offer the White House “advice and guidance” and will partner with the Office of Management and Budget to “drive large scale structural reform, and create an entrepreneurial approach to Government never seen before.” He added the move would shock government systems. It's not clear how the organization will operate. Musk, owner of X and CEO of Tesla and SpaceX, has been a constant presence at Mar-a-Lago since Trump won the presidential election. Ramaswamy suspended his campaign in January and threw his support behind Trump. Trump said the two will “pave the way for my Administration to dismantle Government Bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure Federal Agencies.” Russell Vought held the position during Trump’s first presidency. After Trump’s initial term ended, Vought founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought was closely involved with Project 2025, a conservative blueprint for Trump’s second term that he tried to distance himself from during the campaign. Vought has also previously worked as the executive and budget director for the Republican Study Committee, a caucus for conservative House Republicans. He also worked at Heritage Action, the political group tied to The Heritage Foundation, a conservative think tank. Dan Scavino, deputy chief of staff Scavino, whom Trump's transition referred to in a statement as one of “Trump's longest serving and most trusted aides,” was a senior adviser to Trump's 2024 campaign, as well as his 2016 and 2020 campaigns. He will be deputy chief of staff and assistant to the president. Scavino had run Trump's social media profile in the White House during his first administration. He was also held in contempt of Congress in 2022 after a month-long refusal to comply with a subpoena from the House committee’s investigation into the Jan. 6, 2021, attack on the U.S. Capitol. James Blair, deputy chief of staff Blair was political director for Trump's 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and assistant to the president. Blair was key to Trump's economic messaging during his winning White House comeback campaign this year, a driving force behind the candidate's “Trump can fix it” slogan and his query to audiences this fall if they were better off than four years ago. Taylor Budowich, deputy chief of staff Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump's 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Budowich also had served as a spokesman for Trump after his presidency. Jay Bhattacharya, National Institutes of Health Trump has chosen Dr. Jay Bhattacharya to lead the National Institutes of Health. Bhattacharya is a physician and professor at Stanford University School of Medicine, and is a critic of pandemic lockdowns and vaccine mandates. He promoted the idea of herd immunity during the pandemic, arguing that people at low risk should live normally while building up immunity to COVID-19 through infection. The National Institutes of Health funds medical research through competitive grants to researchers at institutions throughout the nation. NIH also conducts its own research with thousands of scientists working at its labs in Bethesda, Maryland. Dr. Marty Makary, Food and Drug Administration Makary is a Johns Hopkins surgeon and author who argued against pandemic lockdowns. He routinely appeared on Fox News during the COVID-19 pandemic and wrote opinion articles questioning masks for children. He cast doubt on vaccine mandates but supported vaccines generally. Makary also cast doubt on whether booster shots worked, which was against federal recommendations on the vaccine. Dr. Janette Nesheiwat, Surgeon General Nesheiwat is a general practitioner who serves as medical director for CityMD, a network of urgent care centers in New York and New Jersey. She has been a contributor to Fox News. Dr. Dave Weldon, U.S. Centers for Disease Control and Prevention Weldon is a former Florida congressman who recently ran for a Florida state legislative seat and lost; Trump backed Weldon’s opponent. In Congress, Weldon weighed in on one of the nation’s most heated debates of the 1990s over quality of life and a right-to-die and whether Terri Schiavo, who was in a persistent vegetative state after cardiac arrest, should have been allowed to have her feeding tube removed. He sided with the parents who did not want it removed. Jamieson Greer, U.S. trade representative Kevin Hassett, Director of the White House National Economic Council Trump is turning to two officials with experience navigating not only Washington but the key issues of income taxes and tariffs as he fills out his economic team. He announced he has chosen international trade attorney Jamieson Greer to be his U.S. trade representative and Kevin Hassett as director of the White House National Economic Council. While Trump has in several cases nominated outsiders to key posts, these picks reflect a recognition that his reputation will likely hinge on restoring the public’s confidence in the economy. Trump said in a statement that Greer was instrumental in his first term in imposing tariffs on China and others and replacing the trade agreement with Canada and Mexico, “therefore making it much better for American Workers.” Hassett, 62, served in the first Trump term as chairman of the Council of Economic Advisers. He has a doctorate from the University of Pennsylvania and worked at the right-leaning American Enterprise Institute before joining the Trump White House in 2017. Stay up-to-date on the latest in local and national government and political topics with our newsletter.HOMB Takes Additional Hurricane Reserve Out of Abundance of CautionWho killed UnitedHealthcare CEO Brian Thompson? What we know about the suspect on the run
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René Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.Elon Musk, Vivek Ramaswamy start ‘brainstorming’ with Congress to cut government spending
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NoneFacebook Twitter WhatsApp SMS Email Print Copy article link Save Women will for the first time make up a majority of state legislators in Colorado and New Mexico next year, but at least 13 states saw losses in female representation after the November election, according to a count released Thursday by the Rutgers Center for American Women and Politics. While women will fill a record number of state legislative seats in 2025, the overall uptick will be slight, filling just over third of legislative seats. Races in some states are still being called. "We certainly would like to see a faster rate of change and more significant increases in each election cycle to get us to a place where parity in state legislatures is less novel and more normal," said Kelly Dittmar, director of research at the CAWP, which is a unit of the Eagleton Institute of Politics at Rutgers University. As of Wednesday, at least 2,450 women will serve in state legislatures, representing 33.2% of the seats nationwide. The previous record was set in 2024 with 2,431 women, according to the CAWP. Questions about Gillian’s Wonderland finances draw angry response from Mita Absecon police detain suspect in dollar store robbery Pleasantville man accused of murdering girlfriend Northfield intersection to become four-way stop 4 Bridgeton men indicted in alleged sex trafficking ring Northfield Councilman Leeds resigns, citing concerns over Mayor Chau's criminal charges Wonderland developer to pitch vision again Wednesday at Ocean City Tabernacle These South Jersey bars and restaurants have transformed into holiday wonderlands Former Galloway gymnastics co-owner accused of sex with minor to remain in jail Atlantic County suing NJ Juvenile Justice Commission over placement of youth offenders District overspending main focus for new Atlantic City school board member Ron Bailey Who are The Press 2024 Boys Soccer All-Stars? High-scoring St. Augustine senior is The Press Boys Soccer Player of the Year Atlantic City mayor waives first appearance on witness tampering charge Saquon Barkley on pace to set Eagles rushing record against Panthers, eyes Dickerson's NFL record The number of Republican women, at least 851, will break the previous record of 815 state lawmakers set in 2024. "But still, Republican women are very underrepresented compared to Democratic women," Debbie Walsh, director of the CAWP, said. From left, House Maj. Whip Reena Szczepanski, D-Santa Fe, Rep. D. Wonda Johnson, D-Church Rock and Rep. Cristina Parajon, D-Albuquerque, talk July 18 before the start of a special session, in Santa Fe, N.M. By the most recent count, 19 states will have increased the number of women in their state legislatures, according to the CAWP. The most notable increases were in New Mexico and Colorado, where women will for the first time make up a majority of lawmakers. In New Mexico, voters sent an 11 additional women to the chambers. Colorado previously attained gender parity in 2023 and is set to tip over to a slight female majority in the upcoming year. The states follow Nevada, which was the first in the country to see a female majority in the legislature following elections in 2018. Next year, women will make up almost 62% of state lawmakers in Nevada, far exceeding parity. Women in California's Senate will make up the chamber's majority for the first time in 2025 as well. Women also made notable gains in South Dakota, increasing its number by at least nine. Four of South Carolina's Sister Senators, from left, Sen. Margie Bright Matthews, D-Walterboro, Sen. Mia McLeod, I-Columbia, Sen. Katrina Shealy, R-Lexington, and Sen. Penry Gustafson, R-Camden, stand in front of the Senate on June 26 with their John F. Kennedy Profile in Courage award in Columbia, S.C. At least thirteen states emerged from the election with fewer female lawmakers than before, with the most significant loss occurring in South Carolina. This year, the only three Republican women in the South Carolina Senate lost their primaries after they stopped a total abortion ban from passing. Next year, only two women, who are Democrats, will be in the 46-member Senate. No other state in the country will have fewer women in its upper chamber, according to the CAWP. Women make up 55% of the state's registered voters. Half the members in the GOP dominated state were elected in 2012 or before, so it will likely be the 2040s before any Republican woman elected in the future can rise to leadership or a committee chairmanship in the chamber, which doles out leadership positions based on seniority. A net loss of five women in the legislature means they will make up only about 13% of South Carolina's lawmakers, making the state the second lowest in the country for female representation. Only West Virginia has a smaller proportion of women in the legislature. West Virginia stands to lose one more women from its legislative ranks, furthering its representation problem in the legislature where women will make up just 11% of lawmakers. Many women, lawmakers and experts say that women's voices are needed in discussions on policy, especially at a time when state government is at its most powerful in decades. Walsh, director of the CAWP, said the new changes expected from the Trump administration will turn even more policy and regulation to the states. The experiences and perspectives women offer will be increasingly needed, she said, especially on topics related to reproductive rights, healthcare, education and childcare. "The states may have to pick up where the federal government may, in fact, be walking away," Walsh said. "And so who serves in those institutions is more important now than ever." November 7, 2024: Trump Victory Get Government & Politics updates in your inbox! Stay up-to-date on the latest in local and national government and political topics with our newsletter.
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