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Some tech industry leaders are pushing the incoming Trump administration to from other nations. Related Articles The heart of the argument is, for America to remain competitive, the country needs to expand the number of skilled visas it gives out. The previous Trump administration did not increase the skilled visa program, instead clamping down on visas for students and educated workers, increasing denial rates. Not everyone in corporate America thinks the skilled worker program is great. Former workers at IT company Cognizant that said the company favored Indian employees over Americans from 2013 to 2022. A found Cognizant, and other similar outsourcing companies, mainly used its skilled work visas for lower-level positions. Workers alleged Cognizant preferred Indian workers because they could be paid less and were more willing to accept inconvenient or less-favorable assignments. Innovation is our superpower and it relies on people. Sourcing talent from 8 billion people in the world instead of 330 million here makes sense. Nearly half our Fortune 500 companies were founded by immigrants or their children. Growing them also relies on expanding our skilled workforce. The cap on skilled-worker visas has hardly changed since the computer age started. With AI on the horizon, attracting and building talent is more important than ever. After years of openly allowing millions of undocumented entrants into the country, why is there controversy over legally increasing somewhat the number having desirable skills? Undocumented immigration significantly impacts lower skill level jobs and wages competing with domestic workers at every skill level. Why should special cases be made against those having higher skills? Could they just not walk across the border anyway, why make it more inconvenient to those with desirable skills? Knowledge and technology are key drivers of the U.S. economy. Students come from all over the world to learn at U.S. universities, and their spending contributed $50 billion to U.S. exports last year. Technological advantage is what keeps us ahead of the rest of the world. Highly skilled immigrants contribute much more in taxes than they receive in public benefits. The skills immigrants bring to America can make us all better off. According to Forbes, the majority of billion-dollar startups were founded by foreigners. I’ve interviewed dozens of data analysts and programmers from Berkeley, UCSD, USD and a few other schools and 75% of them are foreign. There simply are not enough American graduates to fill the AI and data mining related jobs now exploding in the U.S. If we wish to remain a competitive economy, we need highly skilled and bright immigrants to come here and stay. Being able to employ highly skilled workers from a larger pool of candidates would strengthen the competitiveness of U.S. companies by increasing their capacity to perform research and innovate. This would boost the country’s economic output. Skilled workers from other nations that cannot remain in the U.S. will find jobs working for foreign rivals. The demand for H-1B visas far exceeds the current cap of 85,000, demonstrating a need to modify this program. Every country needs skilled workers, at all levels, to grow its economy. We should take advantage of the opportunity these workers provide our employers who need these skills. It should be blended into our immigration policies allowing for both short and long term visas. San Diego is a premiere example of how highly skilled workers from around the globe enrich a community and its regional economy. Of course Visa levels need to be increased. But let’s go further. Tie visas and immigration with a provision that those who are admitted and educated at a U.S. university be incentivized, or even required, to be employed in the U.S. in exchange for their admittance. While attracting high-skilled immigrants can fill critical gaps in sectors like technology, health care and advanced manufacturing, increasing high-skilled immigration could displace American workers and drive down wages in certain industries. There are already many qualified American workers available for some of these jobs. We should balance the need for specialized skills with the impact on the domestic workforce. I believe we can begin to increase the number of visas after a careful review of abuse. We should expand skilled visas to drive innovation and economic growth. Individuals who perform high-skilled work in labor-restricted industries or graduate from respected colleges with relevant degrees should be prioritized for naturalization. We depend on immigration for GDP growth, tax revenue, research, and so much more. Despite the abhorrent rhetoric and curtailing of visas in the first term, I hope the incoming administration can be persuaded to enact positive changes to a clearly flawed system. But it should be based upon need, not politics. There are several industries that have or could have skilled workforce shortages, especially if the next administration tightens immigration as promised and expected. Over the years, there have been nursing shortages that have been met partially by trained and skilled nurses from other countries. The physician shortage is expected to get worse in the years to come. So, this visa program may very well be needed. While skilled immigration could boost our economy and competitiveness, the U.S. should prioritize developing our domestic workforce. Hiring foreign nationals in sensitive industries or government-related work, especially in advanced technology or defense, raises security concerns. A balanced approach could involve targeted increases in non-sensitive high-demand fields coupled with investment in domestic STEM education and training programs. This could address immediate needs while strengthening the long-term STEM capabilities of the American workforce. Alan Gin, University of San DiegoHaney Hong, San Diego County Taxpayers AssociationRay Major, economistDespite a resounding defeat at the hands of Ronald Reagan in 1980, the Democrat forged a new path promoting causes such as electoral probity abroad, social justice and drives to rid the world of medical conditions. His first foreign visit as president was to the UK where then prime minister James Callaghan, as well as the usual visits in London, took his guest to the North East with a visit to Newcastle, Sunderland and Washington – the village bearing the name of the first ever president. Mr Carter delighted crowds in the North East by saying “Howay the lads” during a speech to the assembled throng. He also received a miner’s lamp from 12-year-old Ian McEree in Washington. The 39th US president also carried out more traditional presidential duties, including meetings with western European leaders during his time in London while the Cold War was still ongoing. The practising Baptist continued his globetrotting ways after leaving power, even without Air Force One as his vehicle. He was also part of the Elders, a group of experienced statesmen and women drawn from all corners of the world.
After delay, Trump signs agreement with Biden White House to begin formal transition handoffWith a new year ahead and the holiday fanfare behind, this is a great time to set money goals, especially if you recently spent a lot on gifts and travel and want to get your finances in shape. You’d be in good company, too — according to a January 2024 survey from the Pew Research Center, of the 30% of Americans who made at least one New Year’s resolution, 61% had a goal that was money-related. Right now, you may be highly motivated to solve every single one of your money issues in the next few months, but daily life is guaranteed to get in the way. Your financial to-do list, once so full of promise, can eventually get stuffed in the back of a drawer while you manage more pressing matters. The vast majority of New Year’s resolutions go unfulfilled. So how can you improve your odds of success? It comes down to accepting that you won’t have the time or energy to complete every task to perfection. Creating a system where you can prioritize, plan ahead and hold yourself accountable can help. Many start by setting a goal to trim frivolous costs, which can certainly be helpful, but there are other ways to make a big difference. Taylor Schult — a certified financial planner and founder of Define Financial, an advisory firm in San Diego — recommends starting with a few overlooked financial tasks. Freezing your credit is a quick, easy way to guard yourself against identity theft. It’s free to do, and you can temporarily lift the freeze when you’re applying for a loan or credit card. Schulte also suggests looking into umbrella insurance , which offers additional coverage beyond what your auto, homeowners and other insurance policies provide. This coverage can spare you from massive out-of-pocket costs in the event you get sued. Basic estate planning, including creating a will, is another thing to put high on your list. Putting off this task can create a major headache for your loved ones if something happens to you unexpectedly. “I know it’s a pain point and it’s often kicked down the road,” Schulte says. Paying attention to your spending is always important, but don’t neglect taking steps to protect your money, yourself and your loved ones. So many money goals are born out of social pressure. You “should” want to save up to own a home, even if you’re happily renting. You “should” sacrifice short-term needs and wants to stash away as much as possible for retirement, even though it leaves you feeling deprived. But money goals should be tied to the things that matter most to you. If they aren’t, you’ll quickly lose interest. “If you don’t know what goals to choose, go back to your values and have them guide the goals you set,” says Eric Roberge, a certified financial planner and founder of Beyond Your Hammock, a financial advisory firm in Boston. More from this section You can combine goal-setting with a little planning, so expenses are less likely to creep up on you throughout the year. Think about what expected costs will be coming up in the next six to 12 months, like recurring bills, vacations, anticipated home or car repairs, and other expenses. This approach allows you to set money aside each month to put toward planned costs, as well as longer-term goals. Forgetting your goals can be far too easy, so to make something stick, write it down . It can be as simple as a handwritten list you keep on the fridge, or online calendar reminders that will nudge you every so often. For time-sensitive goals, set deadlines. One tactic is to make multiple lists based on what you need to complete within the next week, month or three months. As time passes and you check off items, you can update the list. Enlist others’ help, too. Weekly or monthly household money meetings are useful if you’re completing financial tasks as a group. Or share your goals with a trusted friend or family member who can serve as an accountability partner. Looping in loved ones can help keep you on track. “We don’t mind letting ourselves down,” Schulte says. “But we hate to let other people down.” It’s easy to get stuck in decision-making mode when trying to pick a high-yield savings account, credit card or possible investments, but eventually, you need to make a good-enough choice . Taking action now can have more of a positive effect on your life than waiting until you’ve painstakingly considered each option. Roberge says that though he’d prefer to optimize every financial decision, he doesn’t because if he did, he wouldn’t get things done. “Everything in moderation is one of the things that I live by,” he says. “Going to extremes in any one thing, at the detriment of other things that are important, doesn’t work long-term.” More From NerdWallet Boost Your Credit Card Rewards This Holiday With a Few Extra Clicks Activating Your Credit Card? Don’t Skip the Mobile Wallet Step Should You Donate Your Points and Miles to Charity? Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com . Twitter: @sarakrathner. The article Got Money Goals for the New Year? Stay on Track With These Tips originally appeared on NerdWallet.
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In a new poll , more than two-thirds of respondents said they believed denials of coverage and profits in the health insurance industry were partially responsible for the killing of Brian Thompson , the UnitedHealthcare CEO, in early December. Thompson was shot dead on the streets of Manhattan. His killer fled, sparking a nationwide manhunt, which ended when Luigi Mangione was arrested and charged with the killing after being arrested in a Pennsylvania McDonald’s. Mangione’s alleged writings indicated that he was angry at the US healthcare industry and saw it as exploitative. The executive’s death also saw an outpouring of expressions of public anger towards the healthcare industry, with many Americans on social media sharing stories of poor experiences at the hands of the US profit-based healthcare system. Almost 70% of respondents said “denials for health care coverage by health insurance companies” shared “a great deal” or a “moderate amount” of responsibility. Sixty-seven per cent said “profits made by health insurance companies” shared “a great deal” or a “moderate amount” of responsibility. Twenty per cent of respondents to the new poll said “the individual who committed the killing” bore “only a little” responsibility or “none at all” for the death of Thompson. On the other hand, 78% said that person bore “a great deal” or a “moderate amount” of responsibility. The poll, which was conducted by NORC at the University of Chicago, surveyed 1,001 participants from 50 states and the District of Columbia. The participants were all 18 years or older. The survey was conducted between 12 December and 16 December. According to the poll, Americans were tuned into news about the CEO’s killing, with 73% of respondents saying they either heard about the killing of the UnitedHealthcare CEO “a lot” or “some”. Twenty-seven per cent said they heard “only a little” or “nothing at all”. Fifty-eight per cent of respondents said they had never personally had an issue with their health insurance. Fifty-seven per cent said their immediate family had never had an issue and 53% say their close friends had never had an issue. But 15% say they had personally had a claim denied, 13% had had issues getting prior authorization, 16% had struggled to find a suitable provider within their covered network, and 7% did not have any health insurance. Forty-one per cent of respondents said that they were “not very concerned” or “not at all concerned” about “the possibility of further violence directed at health insurance executives or executives from other industries”, while 39% said they were “somewhat concerned”. Nineteen per cent said they were “extremely” or “very” concerned.
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What to prepare for in 2025
Team officials said they had agreed on a memorandum of understanding involving the amount of taxes to be paid for the former site of the Arlington International Racecourse. The village and local school boards still need to approve the agreement, which could happen next month. While it does not guarantee the team will build a stadium in Arlington Heights, the deal does shift some momentum back toward the suburban site and keeps the team’s options more open than before. “The Chicago Bears remain focused on investing over $2 billion to build a publicly owned enclosed stadium on Chicago’s lakefront while reevaluating the feasibility of a development in Bronzeville,” Bears officials said in a team statement released Monday. “That being said, we remain significant landowners in Arlington Heights and establishing a framework for potential future development planning, financing and property tax certainty has been a priority since the land was purchased. We continue to have productive conversations with the village and school districts and are aligned on a framework should we choose to explore a potential development.” Details of the deal were not released Monday. The Bears and the suburban taxing districts have been at loggerheads over the valuation of the Arlington Heights property, which the Cook County Board of Review set at about $125 million. The Bears have countered with appraisals ranging from $60 million to $71 million and categorizing the property as vacant residential land, which gets taxed at 10% of market value. Local school officials have said the land should be valued at $160 million and classified for commercial use, which puts it into a 25% tax bracket. Despite those differences and the team’s focus on building a new stadium in Chicago , the Bears has never closed the door on the Arlington Heights site, especially as the lakefront proposal has withered due to opposition from state leaders . Arlington Heights Mayor Tom Hayes called the deal a “significant step.” “We’ve had productive conversations with the Bears and the school districts, and we believe we’re in agreement on a framework for moving forward on the previously unresolved tax issues,” Hayes said. “I do anticipate this agreement would be formalized in the near future. It outlines a more clear path forward.” In addition to the site next to Soldier Field and the Arlington Heights property, which the team purchased last year, another site the Bears are looking at is the land once occupied by Michael Reese Hospital in Bronzeville near Lake Michigan. The Bears previously dismissed the old Michael Reese site as being too small and said the site also was unworkable because it’s next to Metra train tracks that pose a security risk, all of which Hayes pointed to as reasons he is bullish on Arlington Heights. “If the Bears come back, it’s going to be a much easier road,” Hayes said about the suburban site, adding he hopes progress is made between the taxing bodies and the team in the first half of next year. “We’re on the same sheet of music. All sides are ready to pursue the opportunity when the Bears turn back in our direction. I’m encouraged something could happen in the spring to enable a new stadium in Arlington Heights.” After the Bears released their statement, the three local school districts — Community Consolidated School District 15 in Palatine, Arlington Heights-based Township High School District 214 and Palatine-based High School District 211 — released a joint statement of their own Monday: “We continue to believe Arlington Heights remains an incredible opportunity, and we have a common understanding with the team on how to create a framework for potential development, financing, and property tax certainty in Arlington Heights that works for all parties. We look forward to future conversations.” The Bears bought the 326-acre former Arlington Park in 2023 for $197 million and announced plans for a $2 billion enclosed stadium as part of a $5 billion mixed-use development. But after new team President Kevin Warren took over that year, he said that local schools’ proposals for taxes on the site were a deal-breaker, and turned the team’s attention back to the city. With Mayor Brandon Johnson’s support, the team earlier this year proposed contributing $2 billion toward a $3.2 billion enclosed, publicly owned stadium to replace Soldier Field. That $3.2 billion figure doesn’t include the $1.5 billion in infrastructure money funded by the public that the team says would be needed to fully realize its vision for a year-round venue and surrounding park space. Gov. JB Pritzker and legislative leaders have thrown cold water on the idea , saying the state has priorities other than providing major funding to a private business. Both the lakefront and Arlington Heights plans would involve public dollars, something lawmakers have been cool on for both sites. But some northwest suburban state lawmakers said the recent developments were encouraging. Democratic state Sen. Mark Walker of Arlington Heights said that despite the team’s agreement with the school districts, bigger financial issues as to how the project would be paid for still need to be resolved. Team officials have said they would need public funding to help pay for infrastructure such as new expressway ramps for the Arlington Heights site. A previous proposal for a payment in lieu of taxes, or PILOT, in which the long-term taxes would be addressed, would require state legislation. But funding concerns could be exacerbated by a projected state budget hole of nearly $3.2 billion for the next fiscal year that would prevent the lawmakers from granting significant taxpayer subsidies. The concerns also include Johnson’s struggles to balance his proposed $17.3 billion budget, with aldermen earlier this month voting unanimously to spike his plan to implement a $300 million property tax hike. “I would think that the local communities, especially Arlington Heights, have more flexibility on providing property tax relief than would the city (of Chicago) at this point,” said Walker. “But the issues of capital and state funding are still out there and ... my guess is that the Bears would have to find another source for the big capital.” State Rep. Mary Beth Canty, who has continued to advocate for the Bears to move to Arlington Heights, called the memorandum of understanding “a positive step forward.” “I think this is a great opportunity and I think that they could do a lot of good here. They have the opportunity to be really good neighbors,” Canty, an Arlington Heights Democrat, said of the Bears. “I’ll be anxious to see what the boards have to say when they go over it in their meetings as I’m sure they’ll be required to do. But I think everybody is coming to the table thinking positively and also thinking about what does the community need, what does the community want and how can we deliver on those things in a way that moves everyone forward.” The agreement would cover taxes going forward, but the Bears continue to appeal the team’s 2023 tax bill to the Illinois Property Tax Appeal Board. The team also demolished the former race track stadium to lower its taxes, leaving the site vacant. Suburban school officials have always doubted the taxes were the determining factor in the team’s decision to play in Arlington Heights since they offered less than the estimated $9 million tax bill, a relatively small amount in what would be a multibillion-dollar deal. The taxes were raised after Cook County Assessor Fritz Kaegi raised the property’s assessed valuation to near the site’s $197 million purchase price. Ultimately, the assessor would have to approve any agreement on taxes.Some tech industry leaders are pushing the incoming Trump administration to increase visas for highly skilled workers from other nations. Related Articles National Politics | In states that ban abortion, social safety net programs often fail families National Politics | Court rules Georgia lawmakers can subpoena Fani Willis for information related to her Trump case National Politics | New 2025 laws hit hot topics from AI in movies to rapid-fire guns National Politics | Trump has pressed for voting changes. GOP majorities in Congress will try to make that happen National Politics | Exhausted by political news? TV ratings and new poll say you’re not alone The heart of the argument is, for America to remain competitive, the country needs to expand the number of skilled visas it gives out. The previous Trump administration did not increase the skilled visa program, instead clamping down on visas for students and educated workers, increasing denial rates. Not everyone in corporate America thinks the skilled worker program is great. Former workers at IT company Cognizant recently won a federal class-action lawsuit that said the company favored Indian employees over Americans from 2013 to 2022. A Bloomberg investigation found Cognizant, and other similar outsourcing companies, mainly used its skilled work visas for lower-level positions. Workers alleged Cognizant preferred Indian workers because they could be paid less and were more willing to accept inconvenient or less-favorable assignments. Question: Should the U.S. increase immigration levels for highly skilled workers? Caroline Freund, UC San Diego School of Global Policy and Strategy YES: Innovation is our superpower and it relies on people. Sourcing talent from 8 billion people in the world instead of 330 million here makes sense. Nearly half our Fortune 500 companies were founded by immigrants or their children. Growing them also relies on expanding our skilled workforce. The cap on skilled-worker visas has hardly changed since the computer age started. With AI on the horizon, attracting and building talent is more important than ever. Kelly Cunningham, San Diego Institute for Economic Research YES: After years of openly allowing millions of undocumented entrants into the country, why is there controversy over legally increasing somewhat the number having desirable skills? Undocumented immigration significantly impacts lower skill level jobs and wages competing with domestic workers at every skill level. Why should special cases be made against those having higher skills? Could they just not walk across the border anyway, why make it more inconvenient to those with desirable skills? James Hamilton, UC San Diego YES: Knowledge and technology are key drivers of the U.S. economy. Students come from all over the world to learn at U.S. universities, and their spending contributed $50 billion to U.S. exports last year. Technological advantage is what keeps us ahead of the rest of the world. Highly skilled immigrants contribute much more in taxes than they receive in public benefits. The skills immigrants bring to America can make us all better off. Norm Miller, University of San Diego YES: According to Forbes, the majority of billion-dollar startups were founded by foreigners. I’ve interviewed dozens of data analysts and programmers from Berkeley, UCSD, USD and a few other schools and 75% of them are foreign. There simply are not enough American graduates to fill the AI and data mining related jobs now exploding in the U.S. If we wish to remain a competitive economy, we need highly skilled and bright immigrants to come here and stay. David Ely, San Diego State University YES: Being able to employ highly skilled workers from a larger pool of candidates would strengthen the competitiveness of U.S. companies by increasing their capacity to perform research and innovate. This would boost the country’s economic output. Skilled workers from other nations that cannot remain in the U.S. will find jobs working for foreign rivals. The demand for H-1B visas far exceeds the current cap of 85,000, demonstrating a need to modify this program. Phil Blair, Manpower YES: Every country needs skilled workers, at all levels, to grow its economy. We should take advantage of the opportunity these workers provide our employers who need these skills. It should be blended into our immigration policies allowing for both short and long term visas. Gary London, London Moeder Advisors YES: San Diego is a premiere example of how highly skilled workers from around the globe enrich a community and its regional economy. Of course Visa levels need to be increased. But let’s go further. Tie visas and immigration with a provision that those who are admitted and educated at a U.S. university be incentivized, or even required, to be employed in the U.S. in exchange for their admittance. Bob Rauch, R.A. Rauch & Associates NO: While attracting high-skilled immigrants can fill critical gaps in sectors like technology, health care and advanced manufacturing, increasing high-skilled immigration could displace American workers and drive down wages in certain industries. There are already many qualified American workers available for some of these jobs. We should balance the need for specialized skills with the impact on the domestic workforce. I believe we can begin to increase the number of visas after a careful review of abuse. Austin Neudecker, Weave Growth YES: We should expand skilled visas to drive innovation and economic growth. Individuals who perform high-skilled work in labor-restricted industries or graduate from respected colleges with relevant degrees should be prioritized for naturalization. We depend on immigration for GDP growth, tax revenue, research, and so much more. Despite the abhorrent rhetoric and curtailing of visas in the first term, I hope the incoming administration can be persuaded to enact positive changes to a clearly flawed system. Chris Van Gorder, Scripps Health YES: But it should be based upon need, not politics. There are several industries that have or could have skilled workforce shortages, especially if the next administration tightens immigration as promised and expected. Over the years, there have been nursing shortages that have been met partially by trained and skilled nurses from other countries. The physician shortage is expected to get worse in the years to come. So, this visa program may very well be needed. Jamie Moraga, Franklin Revere NO: While skilled immigration could boost our economy and competitiveness, the U.S. should prioritize developing our domestic workforce. Hiring foreign nationals in sensitive industries or government-related work, especially in advanced technology or defense, raises security concerns. A balanced approach could involve targeted increases in non-sensitive high-demand fields coupled with investment in domestic STEM education and training programs. This could address immediate needs while strengthening the long-term STEM capabilities of the American workforce. Not participating this week: Alan Gin, University of San DiegoHaney Hong, San Diego County Taxpayers AssociationRay Major, economist Have an idea for an Econometer question? Email me at phillip.molnar@sduniontribune.com . Follow me on Threads: @phillip020AstraZeneca (AZN) Reels from China Investigation and Investor Suit – Hagens Berman