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Nissan and Honda to attempt a merger that would create the world's No. 3 automaker TOKYO (AP) — Japanese automakers Nissan and Honda have announced plans to work toward a merger that would catapult them to a top position in an industry in the midst of tectonic shifts as it transitions away from its reliance on fossil fuels. The two companies said they signed an agreement on integrating their businesses on Monday. Smaller Nissan alliance member Mitsubishi Motors agreed to join the talks. News of a possible merger surfaced earlier this month. Japanese automakers face a strong challenge from their Chinese rivals and Tesla as they make inroads into markets at home and abroad. What a merger between Nissan and Honda means for the automakers and the industry BANGKOK (AP) — Japanese automakers Honda and Nissan will attempt to merge and create the world’s third-largest automaker by sales as the industry undergoes dramatic changes in its transition away from fossil fuels. The two companies said they had signed a memorandum of understanding on Monday and that smaller Nissan alliance member Mitsubishi Motors also had agreed to join the talks on integrating their businesses. Honda will initially lead the new management, retaining the principles and brands of each company. Following is a quick look at what a combined Honda and Nissan would mean for the companies, and for the auto industry. Nordstrom to be acquired by Nordstrom family and a Mexican retail group in $6.25 billion deal Century-old department store Nordstrom has agreed to be acquired and taken private by Nordstrom family members and a Mexican retail group in a $6.25 billion deal. Nordstrom shareholders will receive $24.25 in cash for each share of Nordstrom common stock, representing a 42% premium on the company’s stock as of March 18. Nordstrom’s board of directors unanimously approved the the proposed transaction, while Erik and Pete Nordstrom — part of the Nordstrom family taking over the company — recused themselves from voting. Following the close of the transaction, the Nordstrom Family will have a majority ownership stake in the company. An analyst looks ahead to how the US economy might fare under Trump WASHINGTON (AP) — President-elect Donald Trump won a return to the White House in part by promising big changes in economic policy — more tax cuts, huge tariffs on imports, mass deportations of immigrants working in the United States illegally. In some ways, his victory marked a repudiation of President Joe Biden’s economic stewardship and a protest against inflation. It came despite low unemployment and steady growth under the Biden administration. What lies ahead for the economy under Trump? Paul Ashworth of Capital Economics spoke recently to The Associated Press. The interview has been edited for length and clarity. American consumers feeling less confident in December, Conference Board says American consumers are feeling less confident in December, a business research group says. The Conference Board said Monday that its consumer confidence index fell back in December to 104.7 from 112.8 in November. Consumers had been feeling increasingly confident in recent months. The consumer confidence index measures both Americans’ assessment of current economic conditions and their outlook for the next six months. The measure of Americans’ short-term expectations for income, business and the job market tumbled more than a dozen points to 81.1. The Conference Board says a reading under 80 can signal a potential recession in the near future. Stock market today: Wall Street rises at the start of a holiday-shortened week Stocks closed higher on Wall Street at the start of a holiday-shortened week. The S&P 500 rose 0.7% Monday. Several big technology companies helped support the gains, including chip companies Nvidia and Broadcom. The Dow Jones Industrial Average added 0.2%, and the Nasdaq composite rose 1%. Honda's U.S.-listed shares rose sharply after the company said it was in talks about a combination with Nissan in a deal that could also include Mitsubishi Motors. Eli Lilly rose after announcing that regulators approved Zepbound as the first prescription medicine for adults with sleep apnea. Treasury yields rose in the bond market. The internet is rife with fake reviews. Will AI make it worse? Researchers and watchdog groups say the emergence of generative artificial intelligence tools that allow people to efficiently produce detailed and novel online reviews has put merchants, service providers and consumers in uncharted territory. Phony reviews have long plagued many popular consumer websites, such as Amazon and Yelp. But AI-infused text generation tools enable fraudsters to produce reviews faster and in greater volume, according to tech industry experts. The deceptive practice is illegal in the U.S. and becomes a bigger problem for consumers during the holiday shopping season, when many people rely on reviews to buy gifts. A tech company and watchdog group that uses software to detect fake reviews says AI-generated reviews have multiplied. Romanian lawmakers narrowly approve new pro-European coalition during period of political turmoil BUCHAREST, Romania (AP) — Romanian lawmakers have voted narrowly in favor of a new pro-European coalition government led by incumbent Prime Minister Marcel Ciolacu. The move on Monday could usher in an end to a protracted political crisis in the European Union country following the annulment of a presidential election. Parliament approved the new administration in a 240-143 vote in the 466-seat legislature. The new coalition is made up of the leftist Social Democratic Party, the center-right National Liberal Party, the small ethnic Hungarian UDMR party and national minorities. President Klaus Iohannis swore in the new government on Monday night. Government regulators close investigation into Ford Focus recalls Government safety regulators are closing an investigation into two previous recalls of the Ford Focus after determining that Ford Motor Co. has satisfied its concerns. Ford recalled around 1.5 million Ford Focus sedans from the 2012-2018 model years in 2018 because they could lose power. The issue was a malfunctioning canister purge valve and software that didn’t adequately detect when it was stuck open. Ford fixed the software in two separate recalls, but after cars continued to stall, the government opened an inquiry last year. Earlier this fall, Ford offered to replace the canister purge valve on all of the vehicles, satisfying regulators' concerns. AI will eavesdrop on world's wildest places to track and help protect endangered wildlife PUERTO JIMÉNEZ, Costa Rica (AP) — A biologist hid 350 audio monitors across Costa Rica’s tropical rainforests to spy on endangered spider monkeys in order to help protect them. But she had to go back to collect the data and feed those sounds into artificial intelligence systems that can recognize monkey calls. Now tech giant Microsoft's philanthropic arm is hoping to supercharge AI-assisted wildlife research with new solar-powered devices that can capture sounds, images and other wilderness data for a year or more without human intervention. Researchers say more AI wildlife surveillance is urgently needed to monitor the health of species at risk of extinction.Unexpected ways AI is revolutionizing your daily tasksNEW YORK (AP) — Stocks fell broadly on Friday as Wall Street closed out a holiday-shortened week on a down note. The losses were made worse by sharp declines for the Big Tech stocks known as the “Magnificent 7”, which can heavily influence the direction of the market because of their large size. The S&P 500 fell 66.75 points, or 1.1%, to 5,970.84. Roughly 90% of stocks in the benchmark index lost ground, but it managed to hold onto a modest gain of 0.7% for the week. The Dow Jones Industrial Average fell 333.59 points, or 0.8%, to 42,992.21. The tech-heavy Nasdaq composite fell 298.33 points, or 1.5%, to 19,722.03. Semiconductor giant Nvidia slumped 2.1%. Microsoft declined 1.7%. Each has a market value above $3 trillion, giving the companies outsized sway on the S&P 500 and the Nasdaq. A wide range of retailers also fell. Amazon fell 1.5% and Best Buy slipped 1.5%. The sector is being closely watched for clues on how it performed during the holiday shopping season. Energy stocks held up better than the rest of the market, with a loss of less than 0.1% as crude oil prices rose. “There’s just some uncertainty over this relief rally we’ve witnessed since last week,” said Adam Turnquist, chief technical strategist for LPL Financial. The S&P 500 gained nearly 3% over a 3-day stretch before breaking for the Christmas holiday. On Thursday, the index posted a small decline. Despite Friday's drop, the market is moving closer to another standout annual finish . The S&P 500 is on track for a gain of around 25% in 2024. That would mark a second consecutive yearly gain of more than 20%, the first time that has happened since 1997-1998. The gains have been driven partly by upbeat economic data showing that consumers continued spending and the labor market remained strong. Inflation, while still high, has also been steadily easing. A report on Friday showed that sales and inventory estimates for the wholesales trade industry fell 0.2% in November, following a slight gain in October. That weaker-than-expected report follows an update on the labor market Thursday that showed unemployment benefits held steady last week. The stream of upbeat economic data and easing inflation helped prompt a reversal in the Federal Reserve's interest rate policy this year. Expectations for interest rate cuts also helped drive market gains. The central bank recently delivered its third cut to interest rates in 2024. Even though inflation has come closer to the central bank's target of 2%, it remains stubbornly above that mark and worries about it heating up again have tempered the forecast for more interest rate cuts. Inflation concerns have added to uncertainties heading into 2025, which include the labor market’s path ahead and shifting economic policies under incoming President Donald Trump. Worries have risen that Trump’s preference for tariffs and other policies could lead to higher inflation , a bigger U.S. government debt and difficulties for global trade. Amedisys rose 4.7% after the home health care and hospice services provider agreed to extend the deadline for its sale to UnitedHealth Group. The Justice Department had sued to block the $3.3 billion deal, citing concerns the combination would hinder access to home health and hospice services in the U.S. The move to extend the deadline comes ahead of an expected shift in regulatory policy under Trump. The incoming administration is expected to have a more permissive approach to dealmaking and is less likely to raise antitrust concerns. In Asia, Japan’s benchmark index surged as the yen remained weak against the dollar. Stocks in South Korea fell after the main opposition party voted to impeach the country’s acting leader. Markets in Europe gained ground. Bond yields held relatively steady. The yield on the 10-year Treasury rose to 4.62% from 4.59% late Thursday. The yield on the two-year Treasury remained at 4.33% from late Thursday. Wall Street will have more economic updates to look forward to next week, including reports on pending home sales and home prices. There will also be reports on U.S. construction spending and snapshots of manufacturing activity.‘Vulnerable’: Tips on how to keep Christmas food safe to eat amid power outages
Navy gets 95-yard TD run from Horvath and stops 2-point try to beat Oklahoma in Armed Forces BowlNEW YORK (AP) — Stocks fell broadly on Friday as Wall Street closed out a holiday-shortened week on a down note. The losses were made worse by sharp declines for the Big Tech stocks known as the “Magnificent 7”, which can heavily influence the direction of the market because of their large size. The S&P 500 fell 66.75 points, or 1.1%, to 5,970.84. Roughly 90% of stocks in the benchmark index lost ground, but it managed to hold onto a modest gain of 0.7% for the week. The Dow Jones Industrial Average fell 333.59 points, or 0.8%, to 42,992.21. The tech-heavy Nasdaq composite fell 298.33 points, or 1.5%, to 19,722.03. Semiconductor giant Nvidia slumped 2.1%. Microsoft declined 1.7%. Each has a market value above $3 trillion, giving the companies outsized sway on the S&P 500 and the Nasdaq. A wide range of retailers also fell. Amazon fell 1.5% and Best Buy slipped 1.5%. The sector is being closely watched for clues on how it performed during the holiday shopping season. Energy stocks held up better than the rest of the market, with a loss of less than 0.1% as crude oil prices rose. “There’s just some uncertainty over this relief rally we’ve witnessed since last week,” said Adam Turnquist, chief technical strategist for LPL Financial. The S&P 500 gained nearly 3% over a 3-day stretch before breaking for the Christmas holiday. On Thursday, the index posted a small decline. Despite Friday's drop, the market is moving closer to another standout annual finish . The S&P 500 is on track for a gain of around 25% in 2024. That would mark a second consecutive yearly gain of more than 20%, the first time that has happened since 1997-1998. The gains have been driven partly by upbeat economic data showing that consumers continued spending and the labor market remained strong. Inflation, while still high, has also been steadily easing. A report on Friday showed that sales and inventory estimates for the wholesales trade industry fell 0.2% in November, following a slight gain in October. That weaker-than-expected report follows an update on the labor market Thursday that showed unemployment benefits held steady last week. The stream of upbeat economic data and easing inflation helped prompt a reversal in the Federal Reserve's interest rate policy this year. Expectations for interest rate cuts also helped drive market gains. The central bank recently delivered its third cut to interest rates in 2024. Even though inflation has come closer to the central bank's target of 2%, it remains stubbornly above that mark and worries about it heating up again have tempered the forecast for more interest rate cuts. Inflation concerns have added to uncertainties heading into 2025, which include the labor market’s path ahead and shifting economic policies under incoming President Donald Trump. Worries have risen that Trump’s preference for tariffs and other policies could lead to higher inflation , a bigger U.S. government debt and difficulties for global trade. Amedisys rose 4.7% after the home health care and hospice services provider agreed to extend the deadline for its sale to UnitedHealth Group. The Justice Department had sued to block the $3.3 billion deal, citing concerns the combination would hinder access to home health and hospice services in the U.S. The move to extend the deadline comes ahead of an expected shift in regulatory policy under Trump. The incoming administration is expected to have a more permissive approach to dealmaking and is less likely to raise antitrust concerns. In Asia, Japan’s benchmark index surged as the yen remained weak against the dollar. Stocks in South Korea fell after the main opposition party voted to impeach the country’s acting leader. Markets in Europe gained ground. Bond yields held relatively steady. The yield on the 10-year Treasury rose to 4.62% from 4.59% late Thursday. The yield on the two-year Treasury remained at 4.33% from late Thursday. Wall Street will have more economic updates to look forward to next week, including reports on pending home sales and home prices. There will also be reports on U.S. construction spending and snapshots of manufacturing activity.None
ISTANBUL A top Syrian diplomat on Monday criticized the ousted Assad regime, saying it operated like a “corrupt mafia” that exploited the nation for personal gain. Once a staunch supporter of former leader Bashar Assad, Bashar Jaafari, Syria’s ambassador in Moscow, expressed his disillusionment in comments to the press. “I’m speaking about the Syrian state, not the regime,” he said. “You might be surprised to hear me say that there was never a real regime at any point. If there had been, it would have defended itself.” Jaafari’s remarks followed the fall of the Assad regime, which crumbled on Dec. 8 after opposition forces entered Damascus. “What existed was a corrupt mafia system that served its own interests. You’ve seen how quickly that system fell. This national dialogue is promising because the new political leadership is making attractive commitments to all sectors of Syrian society. Hopefully, these will be realized effectively, peacefully, and without violence.” During his diplomatic career, Jaafari held various positions within Syria’s Foreign Ministry and served in Syrian embassies worldwide. In 2006, he became Syria’s permanent representative to the UN. During his tenure, Jaafari strongly defended the Assad regime, repeatedly denying allegations of human rights abuses. He also tried to justify the regime’s actions on international platforms, often clashing with global officials. Assad, Syria’s leader for nearly 25 years, fled to Russia after anti-regime groups took control of Damascus on Dec. 8, ending the Baath Party regime, which had been in power since 1963. The takeover came after Hayat Tahrir al-Sham (HTS) fighters captured key cities in a lightning offensive that lasted less than two weeks.PONTE VEDRA, Fla., Dec. 02, 2024 (GLOBE NEWSWIRE) -- Treace Medical Concepts, Inc. (“Treace” or the “Company”) (NasdaqGS: TMCI), a medical technology company driving a fundamental shift in the surgical treatment of bunions and related midfoot deformities through its flagship Lapiplasty® and Adductoplasty® Procedures, today announced that Guy Guglielmino joined the Company as Chief Commercial Officer. In this new position, Mr. Guglielmino will lead Treace’s commercial efforts and play a pivotal role in driving the Company’s next phase of rapid innovation, strategic product commercialization, and growth. “I am thrilled to welcome Guy to the Treace team,” said John T. Treace, CEO, Founder and Board Member of Treace. “With a wealth of diverse medical technology industry experience, a demonstrated track record of strong customer engagement, leadership in innovation and product development, and a proven ability to deliver exceptional market growth, Guy is ideally suited to lead our commercial efforts.” “I’ve always admired and respected Treace, having watched the team create and lead in entirely new market segments,” said Mr. Guglielmino. “Treace has established a new standard with an approach that deeply understands their customers’ unmet needs, resulting in groundbreaking innovations that democratize the practice of the surgical treatment of bunions and midfoot deformities. I look forward to working with John and the Treace leadership team to deliver class-leading innovation, product commercialization, and sustained market performance.” Mr. Guglielmino joins Treace with deep medical technology industry expertise, having served in diverse senior leadership roles. Most recently, Mr. Guglielmino was President, Recovery Sciences at Enovis. Prior to that, he held senior Marketing roles at Enovis, Wright Medical, and at Bausch + Lomb. Mr. Guglielmino received his Bachelor of Science in Business & Entrepreneurship and his MBA from the Rochester Institute of Technology. Forward-Looking Statements This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements, including, but not limited to, the Company’s expectations of innovation, product commercialization, market performance, and growth. Forward-looking statements are based on management’s current assumptions and expectations of future events and trends, which affect or may affect the Company’s business, strategy, operations or financial performance, and actual results and other events may differ materially from those expressed or implied in such statements due to numerous risks and uncertainties. Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified. Factors that could cause actual results or other events to differ materially from those contemplated in this press release can be found in the Risk Factors section of Treace’s public filings with the Securities and Exchange Commission (SEC), including its Annual Report on Form 10-K for the year ended December 31, 2023, which was filed with the SEC on February 27, 2024, and its subsequent SEC filings. Because forward-looking statements are inherently subject to risks and uncertainties, you should not rely on these forward-looking statements as predictions of future events. These forward-looking statements speak only as of their date and, except to the extent required by law, the Company undertakes no obligation to update these statements, whether as a result of any new information, future developments or otherwise. Internet Posting of Information Treace routinely posts information that may be important to investors in the “Investor Relations” section of its website at www.treace.com . The Company encourages investors and potential investors to consult the Treace website regularly for important information about Treace. About Treace Medical Concepts Treace Medical Concepts, Inc. is a medical technology company with the goal of advancing the standard of care for the surgical management of bunion and related midfoot deformities. Bunions are complex 3-dimensional deformities that originate from an unstable joint in the middle of the foot and affect approximately 67 million Americans, of which Treace estimates 1.1 million are annual surgical candidates. Treace has pioneered and patented the Lapiplasty® 3D Bunion Correction® System – a combination of instruments, implants, and surgical methods designed to surgically correct all three planes of the bunion deformity and secure the unstable joint, addressing the root cause of the bunion and helping patients get back to their active lifestyles. To further support the needs of bunion patients, Treace has introduced its Adductoplasty® Midfoot Correction System, designed for reproducible surgical correction of midfoot deformities. The Company continues to expand its footprint in the foot and ankle market with the introduction of its SpeedPlateTM Rapid Compression Implants, an innovative fixation platform with broad versatility across Lapiplasty® and Adductoplasty® procedures, as well as other common bone fusion procedures of the foot. For more information, please visit www.treace.com . To learn more about Treace, connect with us on LinkedIn , X , Facebook and Instagram . Contacts: Treace Medical Concepts Mark L. Hair Chief Financial Officer mhair@treace.net (904) 373-5940 Investors: Gilmartin Group Vivian Cervantes IR@treace.netJanet Yellen tells Congress US could hit debt limit in mid-January
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UltraTech Cement to enter Northeast with Star trekAir fryers, heated throws and the world’s best jeans: Black Friday deals on the products we loveWASHINGTON (TNS) – U.S. Sen. Joe Manchin bucked his party in 2021 when he refused to support a $1.8 trillion bill on taxes, social programs and clean energy, thus dooming President Joe Biden's "Build Back Better" initiative. Then this month, in one of his final actions as a member of Congress, he also bucked his party and voted against a nominee who would have continued the Democratic majority on the National Labor Relations Board once both he and Biden leave office. In between, Manchin played outsized roles in Biden's economic stimulus program and his infrastructure bill, as well as the smaller climate change and health care law that came out of the wreckage of Build Back Better. In exit interviews, Manchin, I-W.Va., said his former party had gone too far to the left and left him in a position he did not want – the one individual who could make or break legislation. "I did not run for that position," Manchin told the Washington Post. "I did not try to wedge myself in that and be the deciding vote." He said he made it clear once the Democrats won the trifecta of the White House, Senate and House in 2021 that he was not going to be a guaranteed "yes" vote. "I don't work for you," he said he told his colleagues, according to the Post interview. "You didn't hire me and you can't fire me. I work for the people of West Virginia on behalf of the United States government. That's who I have to answer to, and if this stuff doesn't make sense no matter how bad you want it, I can't vote for it." None of Biden's major accomplishments – the economic stimulus package, the infrastructure law, the climate change and health care measure, and the funding to bring manufacturing, including those of computer chips, back to the U.S. – would have passed without Manchin's vote. "Each of these victories required senators to come together from both sides of the aisle to find solutions for Americans," he said on the Senate floor earlier this month in his farewell speech. "These were bills that just made common sense. And when each side could take just a little step to find common ground, powerful things have happened." In his closing weeks as a senator, he touted funding in those bills for clean energy manufacturing in West Virginia coal communities, for a new hangar at a small West Virginia airport and for a carbon storage hub in the state. He singled out the Appalachian Regional Clean Hydrogen Hub (Arch2), which will receive up to $925 million in federal funding for projects in West Virginia, Pennsylvania, Ohio and Kentucky. "You can't eliminate your way to a cleaner environment, you can innovate it," Manchin said in his floor speech. "That's why we funded the development of regional hydrogen hubs and made sure one of them would be in the Appalachia region." His closing words on the Senate floor also talked about the need for lawmakers to work together, and his support for the filibuster that requires 60 votes – support from both parties – to pass legislation. But it didn't always work, he said. Popular legislation such as overhauling immigration laws and expanding background checks for guns failed, he said. "These opportunities were missed because we've let politics get in the way of doing our job," he said in his floor speech. "I am not saying that dealing with politics is easy. It's not. It's messy. I've had my share of tough votes. At times, I have felt like the whole Senate was united – in being upset with me. So sometimes I guess we did come together." Harsh words for Democrats Manchin officially left the Democratic Party in May and registered as an independent. He continued to caucus with his fellow Democrats until the end. But he's leaving office with some harsh words for the party he left behind. After all, he said, he wasn't the only person who left the Democratic Party. "The brand got so bad. The 'D' brand has been so maligned from the standpoint of – it's just – it's toxic," he said in the CNN interview. He said Democrats have been telling people what they have to believe in and what they have to do, no matter how outrageous. "The Democrat I grew up being, they wanted to make sure that people had an opportunity for a good job, a good pay," he told CNN. "I will protect you. Just don't try to mainstream it. And the Democratic Party, the Washington Democrats, have tried to mainstream the extreme. ... They have – they have basically expanded upon thinking, well, we want to protect you there, but we're going to tell you how you should live your life." He never endorsed Vice President Kamala Harris for president in 2024 and said the election results showed that Americans didn't want someone on the left. He said it was "nuts" and "completely insane" to say Harris lost because she wasn't progressive enough. The problem was that her liberal voting record made it hard for her to pivot to the center in the fall campaign, he said. "They're saying if Kamala would have been who she always has been, pretty far to the left, it would have been better for her. That's crazy," Manchin told CNN. "Basically, she was having a hard time trying to come back to the middle and then speak about it with any conviction. If you try to be somebody you're not, it's hard." Manchin resisted entreaties that he run for president as an independent in 2024, lest he be a spoiler. But he said there was room for a real third party. "The centrist part of both parties," he said on CNN. "So the centrist moderate vote decides who's going to be the president of the United States. And when they get here, they don't govern that way. Neither side does. They go to their respective corners. So if a centrist had a voice and had a party that could make both of these, the Democrat and Republican Party, come back, OK, that would be something." Manchin told CNN that the new organization would be called the American Party, and while he wouldn't lead it, "I'll be the best cheerleader they've ever had."What is a VPN and how does it work?
KNOXVILLE, Tenn. (AP) — Tennessee running back Dylan Sampson is heading to the NFL draft after leading the Southeastern Conference in rushing and setting a handful of school records. The SEC Offensive Player of the Year announced on social media his intention Friday to leave after his junior season. He helped the seventh-ranked Vols go 10-3 with a first-round loss in the College Football Playoff where Sampson was limited by an injured hamstring. Sampson thanked his family, Tennessee coaches and fans, saying he learned so much and had the chance to be part of something special. Tennessee went 3-7 in 2020, and he leaves with the Vols having won 30 games over his three seasons. “I poured my heart and soul into this program and this community,” Sampson wrote. “With that being said, I will be declaring for the 2025 NFL Draft.” Sampson set a school record running for 1,491 yards. He also set a program record with a league-best 22 rushing touchdowns, breaking a mark that had stood for 95 years. He was part of coach Josh Heupel's first full signing class in December 2021 out of Baton Rouge, Louisiana. He also set school records for total touchdowns scored (22), points scored (132) and consecutive games with a rushing touchdown (11). He led the SEC in nine different categories, including rushing attempts (258), rushing yards, rushing touchdowns, 100-yard rushing games with 10, averaging 114.7 yards rushing per game, points scored, points per game (10.2), all-purpose yards (1,638) and all-purpose yards per game (126.0). He finished this season tied for fifth all-time in the SEC ranks for rushing TDs in a single season with Leonard Fournette of LSU. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football The Associated PressVancouver, BC, Dec. 27, 2024 (GLOBE NEWSWIRE) — (“ ” or the “ ”) announces that it has applied to its principal regulator, the British Columbia Securities Commission (“ ”), for a partial revocation order (the “ ”) of the ongoing failure-to-file cease trade order (“ ”) ordered by the BCSC on November 1, 2024, in order to complete a non-brokered private placement offering (the “ ”) of 56,114,400 units of the Company (the “ ”) to a single subscriber (the “ ”) at a price per Unit of US$0.04 for aggregate gross proceeds of US$2,244,576 on a prospectus exempt basis. Each Unit is comprised of one common share in the capital of the Company (a “ ”) and one common share purchase warrant (a “ ”), each of which is exercisable for the purchase of one additional common share in the capital of the Company at a price of US$0.06 per share for a period of two years from the date of the closing of the Proposed Offering. The proceeds from the Proposed Offering will be used to file the outstanding continuous disclosure documents of the Company, cover essential expenses, and subsequently apply for a full revocation of the FFCTO within a reasonable time, among other things. The Company intends to use the proceeds of the Proposed Offering as described in the table below. Notes: 1.Includes certain amounts payable in U.S. dollars converted to CAD using Bank of Canada exchange rate of 1 USD to 1.4386 CAD on December 24, 2024. 2.US$100,000 converted to CAD using Bank of Canada exchange rate of 1 USD to 1.4386 CAD on December 24, 2024. 3.Based on proceeds of US$2,244,576 using Bank of Canada exchange rate of 1 USD to 1.4386 CAD on December 24, 2024. On closing of the Proposed Offering, the Subscriber is anticipated to hold 19.99% of the issued and outstanding common shares of the Company. The applicable disclosure required under National Instrument 62-103 – will be included in the press release of the Company announcing the closing of the Proposed Offering. The exercise by the Subscriber of Unit Warrants will be prohibited if such exercise would result in the Subscriber holding 20.0% or more of the issued and outstanding voting securities of the Company. Completion of the Proposed Offering remains conditional on the grant of the Partial Revocation Order by the BCSC, approval of the Proposed Offering by the TSX Venture Exchange (“ ”), and the execution of a subscription agreement, among other things. The Company anticipates filing (i) audited annual financial statements, management’s discussion and analysis, and related certifications for the year ended June 30, 2024 (“ ”), within 45 days of the closing of the Proposed Offering and (ii) interim financial statements, management’s discussion and analysis, and related certifications for the three months ended September 30, 2024, including certifications thereto (“ ”), within 15 days of the filing of the Annual Filings, at which time the Company intends to apply for a full revocation of the FFCTO. Founded in 2017 in Vancouver, Canada, Fobi is a leading AI and data intelligence company that provides businesses with real-time applications to digitally transform and future-proof their organizations. Fobi enables businesses to action, leverage, and monetize their customer data by powering personalized and data-driven customer experiences, and drives digital sustainability by eliminating the need for paper and reducing unnecessary plastic waste at scale. Fobi works with some of the largest global organizations across retail & CPG, insurance, sports & entertainment, casino gaming, and more. Fobi is a recognized technology and data intelligence leader across North America and Europe, and is the largest data aggregator in Canada’s hospitality & tourism industry.
Buy Smarter: The Consumer Guide to Smart TVsWASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. People are also reading... North Iredell Holiday Classic Basketball Schedule Foxy Roxy's Pizza prepares to bring pizza perfection to downtown Statesville, one slice at a time Rowan County shooting suspect apprehended at Statesville motel West Iredell’s Moore, Lake Norman’s Dingman shine brightest in cross country Iredell Memorial Hospital named one of nation’s top hospitals Mooresville duo leads list of Iredell's top football players in 2024 2 US Navy pilots shot down over Red Sea in apparent 'friendly fire' incident, US military says See balloons light up Statesville Park and Soccer Complex on Saturday Cauthen, Statesville pull off road win in conference opener Initial realignment draft puts 5 Iredell schools in same 6A/7A conference What’s open and closed on Christmas Eve and Christmas Day 2024? Pine Lake Prep's Ramanata leads list of 20 All-County honorees on the pitch 5 newsmakers in 2024: North Iredell football snaps drought, Mooresville coach remembered Rudolph had a shiny nose and terrible name, former Statesville teacher writes From building glutes to shredding abs: The 4 hottest fitness trends for 2025 "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. How many credit cards do you have? US consumers now carry fewer than 4 credit cards on average Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. Average Number of Cards Has Declined Since 2017 U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. Number of Credit Cards Carried Drops Throughout the Years As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. Residents of More Populous States Have More Credit Cards on Average In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Average Number of Credit Cards Per Consumer is Similar Across the U.S. Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. Older Consumers Have More Active Credit Cards on Average The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. Stay up-to-date on the latest in local and national government and political topics with our newsletter.GTA 6 Has Some Major Competition In 2025, And It’s Not What You Think
Schmicko Sydney Expands Its Services To Cover Whole of Sydney and Its Suburbs 12-27-2024 11:18 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: ABNewswire Schmicko is setting new standards in mobile care services across the city. Schmicko Registered Sydney has finally announced the expansion of its services in the Sydney City center area to cover the whole of Sydney and its suburbs instead. Widely regarded as the number one provider of mobile car care services in Sydney, Schmicko Registered Sydney provides a comprehensive range of car care services, from superior car detailing and paint protection to secure hardwired dash cam installations. Their nanotechnology ceramic coating and graphene paint protection, combined with our car window tinting, which is available in both carbon and ceramic tints, are becoming increasingly popular. Best known for flawless Auto detailing, Window tinting, Car Roof Lining Repairs, Car Window Tinting, Ceramic Car Coatings, and Dash Cam Installation, an add-on service that installs mobile dash cam hardwired directly to the fuse box, Schmicko Registered Sydney boasts of experienced professionals who ensure highest quality care, using top-of-the-line products and proven techniques. Each of their department has its own set of specialized technicians, which means every client is guaranteed to receive their own personalized specialist best fitted to the job. In the words of one of their company's representatives, "Customers love our products and services, so we are expanding our area to cover the whole of Sydney so everyone in the city can take advantage. When it comes to auto detailing, nobody does it better, and now everyone in Sydney can access our team of auto cleaning and repair specialists." As evident, Schmicko Registered Sydney currently serves areas of The Hills District, South West Sydney, Northern Beaches, Lower North Shore, Parramatta, Castle Hill, Penrith, Hornsby, Blacktown, Inner West, Hunters Hill, Eastern Suburbs, Sutherland Shire Council, North Sydney, Canterbury, Vaucluse, Gladesville, Bondi, and Kellyville, in addition to Sydney. To learn more, please visit https://schmicko.com.au/sydney/ . For updates, follow Schmicko Registered Sydney on Social Media. Facebook: https://www.facebook.com/meetschmicko Instagram: https://www.instagram.com/schmicko_auto/ YouTube: https://m.youtube.com/@schmicko2996 Find Schmicko Registered Sydney on Google Maps: https://g.co/kgs/43LCAmm Media Contact Company Name: Schmicko Registered Sydney Contact Person: David Bui Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=schmicko-sydney-expands-its-services-to-cover-whole-of-sydney-and-its-suburbs ] City: Sydney State: New South Wales Country: Australia Website: http://schmicko.com.au/sydney This release was published on openPR.Heat say Jimmy Butler will miss 2 more games before rejoining team next weekWill Tee Higgins Play in Week 17? NFL Injury Status, News & Updates