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Indiana tries to snap 3-game losing skid to NebraskaNorth Korea is only a "political decision" away from carrying out its seventh nuclear test, a senior U.S. official said Friday, at a time when the world is closely watching for any shifts in Pyongyang's policy direction in connection with Donald Trump's upcoming return to the White House. "The United States assesses that (North Korea) has prepared its Punggye-ri test site for its potential seventh explosive nuclear test," said Alexandra Bell, deputy assistant secretary of state for nuclear affairs. At a conference in Washington organized by the Korea Society, she said, "Such a test would constitute a grave escalation of tensions in the region and present a security risk to the entire world," warning also that Pyongyang's actions to date have shown that it is determined to advance its nuclear and missile development programs. In late October, South Korea's military intelligence agency said that North Korea had completed preparations for a nuclear test at the key site located in the northeast of the country for a possible test before the U.S. presidential election. In the days leading up to the Nov. 5 election, North Korea test-fired an intercontinental ballistic missile for the first time in almost a year. The ICBM, which North Korea calls its new Hwasong-19, flew for about 85 minutes, the longest duration registered yet in any such test by Pyongyang. In addition to the ICBM, North Korea test-fired multiple short-range ballistic missiles just ahead of the election. Since Trump emerged as the decisive winner over Vice President Kamala Harris, however, North Korea has halted its saber-rattling. The president-elect has said he plans to "get along" with the country's leader Kim Jong Un as he sought to do in his first term. North Korea's previous nuclear test, conducted in September 2017, was by far its most powerful ever. It took place in the first year of Trump's presidency, before he and Kim held the inaugural summit between U.S. and North Korean leaders in Singapore in June the following year.
Paid non-client promotion: Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate investing products to write unbiased product reviews. You can open a Roth IRA at banks, credit unions, online brokerages, and through robo-advisors. Diversify your Roth IRA portfolio with stocks, bonds, ETFs, and mutual funds. Choose both hands-on and hands-off methods for managing your Roth IRA. Individual retirement arrangements ( IRAs ) are powerful long-term savings vehicles that are considered among the best retirement plans for preserving and growing wealth. Anyone with an income can open an IRA in addition to or as a replacement for a 401(k) plan. There are several types of IRAs, but a Roth IRA stands out for its robust tax advantages, withdrawal flexibility, and high earning potential. The best Roth IRA accounts are available through online brokerages, banks, and other financial institutions. A Roth IRA is funded with post-tax income — money you've already paid income taxes. Because of this, withdrawals in retirement are not subject to taxes. This makes these accounts a smart option if you expect to be in a higher tax bracket during retirement than you are today. Unlike traditional IRAs, Roth IRA contributions are not tax-deductible. Are you considering starting a Roth IRA to reach your retirement goals? Here's how to get started. Steps to prepare to open a Roth IRA Consider various factors before opening a Roth IRA, such as your eligibility and goals. While there are no age requirements for opening a Roth IRA, you must have earned income within the year to contribute. Contributing to an IRA from a young age is a great way to gradually increase your savings with long-term investment opportunities and the power of compound interest. Roth IRA contributions have income limits. For single tax filers in 2024, your modified adjusted gross income (MAGI) must be less than $161,000 to be eligible for at least a partial contribution. If you're married and filing jointly, your combined MAGI must be less than $240,000. For at least eligibility for a partial contribution, your MAGI must be below $165,000 in 2025. Married couples filing jointly must make less than $246,000 in 2025 Read more on Roth vs. traditional IRA s » You can contribute up to $7,000 to a Roth IRA in 2024 and 2025. If you're 50 or older, you can contribute an additional catch-up contribution of $1,000. A few IRA providers offer an IRA match (typically between 1-3%), which works similarly to a 401(k) employer-match contribution. The brokerage or bank will match up to a set percentage for every dollar you contribute toward your Roth IRA. IRA-match contributions don't count toward your annual limit. Make sure you have the following documentation and information to open a Roth IRA: A copy of your government-issued ID, such as a driver's license or passport Your personal information, including your name, phone number, address, date of birth, and Social Security number Details on your beneficiaries or whom you'd like to inherit the account when you die Your preferred contribution method Banking information (if you want to fund the account with an electronic transfer) or information on your other 401(k) or IRAs (if you're doing a rollover) Choosing the right financial institutions To select the best financial institutions to open an IRA, consider the following: The first step to opening a Roth IRA is to choose what type of institution you'll open your IRA through. There are many options to choose from, including: Banks: Most banks offer traditional and Roth IRAs to their customers. Sometimes, banks require an existing checking or savings account before you can open an IRA with them. Having your IRA and bank account on the same platform makes contributing retirement savings simple. However, you may not get access to as many investment opportunities or trading features. Credit unions: Opening a Roth IRA through a credit union is only recommended for pre-retirees looking to invest a significant portion of their retirement savings into high-yield CDs. However, credit union IRAs are more limited regarding investment options and brokerage services. Online brokerage: Suitable for passive or active investing strategies. Brokerages offer full-service management and may have a wider selection of investments. If you want the most economical option, consider looking for brokers with low or no account fees and various commission- and fee-free investment options. Robo-advisors: Generally best for a hands-off investing approach. The best robo-advisors come with low management fees, risk-based investment options, automatic portfolio balancing, and other perks. Robo-advisors can often be managed using an online dashboard. Not all IRA accounts are built the same. Some IRA offerings are objectively better than others. Don't open your Roth IRA with the first financial institution you stumble across. Instead, review factors such as: Fees and commissions Investment options Customer service Account minimums Investment strategies Trustworthiness Avoid basing your decision entirely on fees or commissions. While choosing an affordable solution is important, other factors should also play a role, including your tech-savvy level, investment know-how, the institution's investing minimums, and the service it's known for. "Consider the overall service you'll be receiving," says Heather Welsh, CFP and senior vice president of wealth planning at Sequoia Financial Group . "While robo-advisors are generally inexpensive, your level of comfort with technology might suggest taking a different direction and talking with your bank or financial advisor." Opening your Roth IRA account Opening an account is usually pretty simple and can often be done easily online or through your brokerage. The exact process will vary. "How you open an account will depend on your selected IRA provider or advisor," Welsh says. "If you take the do-it-yourself approach, you can likely do it online. If you work with a bank or advisor, you will be provided with forms to open the account, either electronically or in hard copy, depending on their processes and your preferences." Whether doing the opening process online or in person, ensure you have all the necessary documentation and information. Once your IRA has been established, you can begin making contributions. Link a bank account: You may be able to link your bank account and directly transfer funds. "As a general rule, I'd say the more you can add to your retirement funds, the better off you'll be in the future," says Scott Staton, RICP and founder of Staton Financial Group . Rolling over funds from a 401(k): If you roll funds over from a 401(k) or another retirement, you'll also have some forms to fill out. The best rollover IRAs send the money directly to your new IRA account. Others may send you a check, which you must deposit into the new IRA yourself. Typically, the whole process takes anywhere from two to four weeks. Rolling over funds from a traditional IRA: If you roll over funds to a traditional IRA, you won't need to pay taxes on the funds until you start making withdrawals. If you roll over funds to a Roth IRA, though, you'll owe taxes on the rolled-over amount when you file your annual returns. Rollover check: If you receive the rollover check directly, make sure to deposit it quickly. If you fail to deposit your rollover funds within 60 days, it will qualify as a withdrawal and could mean a penalty if you are not of retirement age. Selecting investments for your Roth IRA After you've funded your account, you can begin investing. "One important thing to understand is, an IRA isn't an investment, nor does it pay a particular rate of return," Staton says. "What determines the rate of return and level of risk of an IRA are the investment choices you make within it." There are many investment options, including: Stocks: Stocks allow you to purchase ownership shares of publicly traded companies. Bonds : Bonds are debt securities that offer money to investors and, often, the government. They're one of the lowest-risk investments you can make. Mutual funds: Mutual funds are investment pools made up of many different investments. They're managed professionally, and individual consumers can buy shares in the fund. Index funds: Index funds are stock portfolios that aim to match the returns of a specific market index, such as the S&P 500. ETFs: Exchange Traded Funds, or ETF s, are baskets of securities that track an index, like the S&P 500 — similar to index funds. These can be traded throughout the day on the stock market. Target-date funds : Target-date funds operate with a certain retirement year in mind. As you approach that date, the investments shift, reducing your risk and exposure to loss. You don't have to choose just one type of investment. You can — and should — diversify your portfolio with investments in several types of securities. Portfolio diversification reduces your exposure to risk. One way to easily diversify your portfolio is with low-cost ETFs. Understanding how risk and volatility affect your investment portfolio is crucial to reaching your investment goals and protecting your savings. Riskier asset classes are appealing because they offer the potential for higher returns. You can review the historical returns of different asset classes to see the level of risk and volatility involved. A general rule of thumb is that you should gradually invest in less risky investments as you near retirement age. Investing in a Roth IRA is no different. Younger investors, such as those in their 20s and 30s, have more time to recover from any significant losses than investors in their 50s. Your personal preference, retirement goals, and estimated retirement age may also affect the level of risk you take in your portfolio. Consult a financial advisor to help you allocate your Roth IRA assets according to your needs. Managing your Roth IRA Like any investment account, Roth IRAs require ongoing review and management to ensure you're on track to meet your retirement goals. You can manage your Roth IRA by regularly monitoring your portfolio's investments and rebalancing as you see fit. Since retirement saving is a long-term investment strategy, this doesn't mean checking every day — once or twice a year should be enough. Otherwise, you may get distracted (or scared) by natural fluctuations in the market. Some people use a Roth IRA as a tax-advantaged savings account or emergency fund since you can withdraw your original contributions (not including the growth) penalty-free at any time. However, leaving the funds in your account alone for as long as possible is the best practice to build long-term wealth and get the maximum benefit of compound interest. Talk to a financial advisor or Certified Financial Planner if you're unsure or need guidance. They can provide advice personalized to your exact goals and finances. Roth IRA FAQs The steps to start a Roth IRA are determining your eligibility, deciding how much to contribute, gathering the necessary documents, choosing financial institutions, opening your account, selecting investments, and managing your IRA effectively. You can contribute up to $7,000 to a Roth IRA in 2024. Individuals aged 50 and older can make an additional $1,000 catch-up contribution for a total contribution of $8,000. You can hold various types of investments in a Roth IRA, including stocks, bonds, mutual funds, ETFs, and target-date funds. The right mix depends on your risk tolerance and investment horizon. Experts recommend diversifying your retirement portfolio with different asset classes to mitigate risk and volatility. Yes, there are income limits for contributing to a Roth IRA. These limits vary based on your tax filing status and modified adjusted gross income (MAGI). To qualify, single filers must make below $161,000 annually. If you're married and filing jointly, your combined MAGI must be under $240,000. Yes, you can open a Roth IRA online. The process is typically straightforward and can be completed in a few steps, including filling out an application, setting your goals, and funding your account. Credit cards Investing apps Retirement savings Cryptocurrency The stock market Retail investing
Benefits claimants have increasingly found that they can get more money being signed off sick than looking for a job and there is “clearly a problem” with incentives in the system, the employment minister has acknowledged. Alison McGovern said that the current system “doesn’t work for anybody” because it made it hard for the long-term sick to find work while pushing up costs for taxpayers. McGovern said that it was “bleak” that rising numbers of young people were being signed off sick with problems such as mental health conditions. She said that the welfare system needed to change so that disabled people were helped to find work rather than being left “on the scrap heap”. It was “obvious”, she noted, that the current system was
U.S. tech stocks have gotten extremely expensive. The big-name tech companies (i.e., , , and are all trading well North of 30 times earnings, while some smaller ones like ( ) are at 60 times I’m not saying that U.S. tech stocks are necessarily overvalued today. However, the further their prices rise, the lesser the odds that they will continue to rise further. We are currently in the midst of a two-year bull market in tech stocks that shows no signs of slowing down. In fact, you could argue that we are in a 16-year bull market in tech stocks, one that was interrupted very briefly in 2018, 2020, and 2022 but never seriously challenged as a long-term trend. The periods just referred to were technically “bear markets,” but they didn’t last long. The 16-year trend is clear. You have to wonder how long this party can go on for — the U.S. tech sector is currently valued at an amount approaching that of U.S. GDP. That doesn’t mean a bear market is a near-term certainty, but on a long-term basis, these valuations could cause some problems. In this article, I will explore why U.S. tech stocks have gotten so expensive and why “this time isn’t different.” 46 times cash flow According to CSI Market, the U.S. tech sector is currently trading at 46 times cash flow. The company’s report does not state whether it is talking about operating cash flow or free cash flow, but the multiple is extremely high regardless of which cash flow metric you look at. 46 times cash flow multiples tend not to last long. The U.S. tech stocks are growing, so the multiple could come down because of that. However, these companies’ growth rates are, in many cases, not that high. Also, the growth could reverse, like it did in 2022. The incredible story of Palantir’s nosebleed valuation One company that serves to illustrate the priciness of U.S. tech stocks is Palantir. Trading at 200 times adjusted earnings, 354 times reported earnings, and 60 times sales, it is one of the most expensive large cap stocks of all time. The company’s stock got expensive thanks in no small part to an army of retail investors who “pumped” it on X (the social media app formerly known as Twitter). If history is any indication, PLTR will come crashing down like the meme stocks of yesteryear. Some alternatives to consider If you’re worried about overvaluation in the U.S. tech sector, you could move your money into non-U.S. stocks or bonds. Non-U.S. stocks are than U.S. stocks on average, despite, in many cases, performing as well in fundamental terms. An exchange-traded fund (ETF) of Canadian stocks would make a lot of sense here. The are more heavily concentrated in value sectors like banking, energy, and utilities compared to the U.S. markets. So, investing in a TSX index fund could be one way to diversify your portfolio away from the 60-times-sales wonders dominating the U.S. markets. Consider ( ), for example. It’s an ETF based on the S&P/TSX Capped Composite Index — the 240 biggest Canadian stocks by market cap. The fund actually holds 220 of the 240 stocks, meaning that it represents its benchmark fairly well. Why would an investor consider taking a position in a fund like XIC? First, it’s very diversified, which reduces the risk in its holdings. Second, its holdings are fairly modestly valued. Third, its management fee is only 0.05%, so you don’t need to worry about paying most of your return out to the fund managers. It all adds up to a very sensible fund that could diversify your portfolio away from the unbelievably expensive U.S. tech sector.
Just a handful of fights into his UFC career, Tom Aspinall has cemented himself as the heavyweight GOAT, according to renowned MMA coach Firas Zahabi. Firas Zahabi, longtime coach of UFC Hall of Famer Georges St-Pierre, believes Tom Aspinall has surpassed Stipe Miocic as the greatest UFC heavyweight of all time. Aspinall is expected to face Jon Jones in a heavyweight title unification bout next year. The UK superstar sat cage-side as Jones put on one of the most dominant performances of his career, finishing Miocic in Round 3 at UFC 309 . Aspinall, who weighed in as the UFC 309 backup, is the favorite to face Jones if the UFC can lure the lineal heavyweight champion back to the Octagon for another fight. After weeks of teasing retirement, Jones pivoted on that stance in his post-fight interview with Joe Rogan, although he didn’t call out Aspinall by name. Aspinall captured the interim heavyweight title by knocking out Sergei Pavlovich at UFC 295 last year. Jones was originally set to face Miocic in the headliner before withdrawing due to injury. UFC Hall of Famer Michael Bisping and others have touted Aspinall as potentially the next big thing at heavyweight. While Aspinall’s accolades have already put him in high esteem, Zahabi took things a step further, crowning him as the all-time heavyweight king. READ MORE: ‘This is wrong!’... Bellator champs, including Patricio Pitbull, scorch PFL over inactivity Firas Zahabi declares Tom Aspinall as the current heavyweight GOAT In a recent breakdown on the Tristar Gym YouTube channel, coach Zahabi made a bold claim about Aspinall, even before facing Jones in the Octagon. “I think he could be the man who beats Jon Jones and finishes him,” Zahabi said of Aspinall. “I don’t think anybody can last more than two rounds with Aspinall. Nobody in the world. Now, pound-for-pound? That would be a different story. But the fact that he’s the biggest, strongest guy in the world at heavyweight, I don’t think anybody can beat him. “A lot of people say Stipe Miocic is the greatest heavyweight of all time, no he’s not!” Zahabi continued. “He was the greatest heavyweight of all time, then Francis Ngannou dethroned him, and Ngannou proved to be the greatest heavyweight of all time. Now in my mind, unofficially, of course, it’s Tom Aspinall, the greatest heavyweight of all time...very possible [Jones] gets his lights put out.” Jones’ lone defeat came by disqualification against Matt Hamill (illegal elbows) in 2009. The fight could potentially get switched to a no-contest after a recent change to MMA’s unified rules . The closest Jones has come to getting finished in his career was against Alexander Gustafsson at UFC 165. All of Aspinall’s eight UFC wins have concluded inside two rounds, including early victories over Andrei Arlovski and Alexander Volkov. READ MORE: ‘UFC career fact check’... Jake Paul takes shot at Darren Till with Tyron Woodley fight footage Tom Aspinall vs. Jon Jones fight negotiations are a hot topic heading into 2025 Aspinall remains confident the UFC will seal the deal and make the elusive Jones fight happen in 2025. But, Jones has continuously belittled Aspinall in recent weeks , hinting at a super fight with Alex Pereira as his desired return booking. Aspinall’s lone UFC defeat came against Blaydes by injury stoppage in 2022. Since then, he’s avenged the loss to Blaydes and finished Marcin Tybura and Pavlovich. Jones vs. Aspinall is at the top of many UFC fans’ fight wish lists as 2025 draws near. A win over Aspinall would add to Jones’ all-time GOAT case, while Aspinall has the opportunity to make history in dethroning Jones. At 31 years old, Aspinall has already done enough to make himself the heavyweight GOAT, per Zahabi. Time will tell if Aspinall is universally deserving of Zahabi’s eye-opening praise. READ MORE: Umar Nurmagomedov goes on social media tirade in response to Merab Dvalishvili’s pitch to Petr Yan following UFC Macau
DUBLIN, Calif. , Dec. 12, 2024 /PRNewswire/ -- TriNet (NYSE: TNET), a leading provider of comprehensive human resources solutions for small and medium-size businesses (SMBs), today announced its Board of Directors approved a dividend of $0.25 per share of the Company's common stock with a record date and ex-dividend date of January 2, 2025 and a payout date of January 27, 2025 . About TriNet TriNet (NYSE: TNET) provides small and medium-size businesses (SMBs) with full-service industry-specific HR solutions, providing both professional employer organization (PEO) and human resources information system (HRIS) services. TriNet offers access to human capital expertise, benefits, risk mitigation, compliance, payroll, and R&D tax credit services, all enabled by industry-leading technology. TriNet's suite of products also includes services and software-based solutions to help streamline workflows by connecting HR, benefits, employee engagement, payroll and time & attendance. Rooted in more than 30 years of supporting entrepreneurs and adapting to the ever-changing modern workplace, TriNet empowers SMBs to focus on what matters most—growing their business and enabling their people. For more information, visit TriNet.com or follow us on Facebook , LinkedIn and Instagram . Investors: Media: Alex Bauer Renee Brotherton/Josh Gross TriNet TriNet Alex.Bauer@TriNet.com Renee.Brotherton@TriNet.com Josh.Gross@TriNet.com TriNet and the TriNet logo are registered trademarks of TriNet. All other trademarks, service marks, registered trademarks, or registered service marks are the property of their respective owners. View original content to download multimedia: https://www.prnewswire.com/news-releases/trinet-announces-quarterly-dividend-302330786.html SOURCE TriNet Group, Inc.
BRENTWOOD, Tenn.--(BUSINESS WIRE)--Dec 18, 2024-- Ardent Health (NYSE: ARDT), a leading provider of healthcare in growing midsize urban communities across the U.S., today announced the Company will participate in the 43rd Annual J.P. Morgan Healthcare Conference being held Jan. 13-16, 2025, in San Francisco. The management team will present at the conference beginning at 2:15 p.m. PT on Tuesday, Jan. 14, 2025. A live audio webcast of the presentation will be available at the investor relations section of the Company’s website, at ir.ardenthealth.com , and a replay will be available for 90 days using the same link. In conjunction with the conference, the Ardent management team will be available to participate in one-on-one meetings with investors registered to attend the conference. Interested investors should contact their J.P. Morgan representative to schedule meetings. About Ardent Health Ardent Health (NYSE: ARDT) is a leading provider of healthcare in growing mid-sized urban communities across the U.S. With a focus on people and investments in innovative services and technologies, Ardent is passionate about making healthcare better and easier to access. Through its subsidiaries, the Company delivers care through a system of 30 acute care hospitals and more than 200 sites of care with over 1,800 affiliated providers across six states. For more information, please visit ardenthealth.com . View source version on businesswire.com : https://www.businesswire.com/news/home/20241218439414/en/ CONTACT: Investor Contact: Dave Styblo Investor.Relations@ardenthealth.com (615) 296-3016Media Contact: Rebecca Kirkham rebecca.kirkham@ardenthealth.com (615) 296-3635 KEYWORD: CALIFORNIA TENNESSEE UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: MANAGED CARE HOSPITALS GENERAL HEALTH HEALTH SOURCE: Ardent Health Copyright Business Wire 2024. PUB: 12/18/2024 04:30 PM/DISC: 12/18/2024 04:28 PM http://www.businesswire.com/news/home/20241218439414/enKansas City Chiefs tight end Travis Kelce was seen visibly frustrated during the team’s narrow 30-27 victory against the Carolina Panthers on Sunday. The moment occurred in the second half when a pass from quarterback Patrick Mahomes to Kelce fell incomplete, sparking an uncharacteristic reaction from the usually composed tight end. The play involved a routine route where Kelce stopped about 10 yards downfield, but Mahomes’ throw was slightly off-target. Though the pass wasn’t impossible to catch, it slipped through Kelce's hands, resulting in an incomplete pass. In a video shared by Fox Sports NFL reporter Henry McKenna, Kelce was caught briefly expressing his frustration, though it was unclear if it was directed at himself, the throw, or the missed opportunity in general. Rare moment of frustration between Patrick Mahomes and Travis Kelce on this incompletion. #ChiefsKingdom pic.twitter.com/J8VGHmBXm4 Despite the misstep, Kelce and Mahomes quickly regained their rhythm. Kelce finished the game as one of the Chiefs’ top performers, recording six receptions for 62 yards. © Mark Konezny-Imagn Images Mahomes also delivered an impressive performance, completing 27 of 37 passes for 269 yards and three touchdowns, including a crucial 33-yard run late in the game that set up a game-winning field goal by Spencer Shrader. In addition to contributing to the victory, Kelce achieved a significant career milestone. Early in the game, he surpassed Antonio Gates to claim the No. 3 spot on the all-time receiving yards list for tight ends. Related: Travis Kelce's True Feelings About NFL's Christmas Day Announcement
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Three of these images are fake. Can you spot the real image? Some images generated by artificial intelligence have become so convincingly real that there is no surefire way to spot the fakes. But experts say there are still things we can try to detect fakes. "Media literacy is super awesome," said Matt Groh, assistant professor at Northwestern University. "But it needs to extend to AI literacy. Like the classic kind of things that you want to teach in media literacy, we still need to teach those same things. We just need to add the AI portion to it now." RELATED STORY | Nobel Prize in physics awarded to 2 scientists for discoveries that enabled artificial intelligence Groh's team at Northwestern released a guide on how to spot AI generated images. The full preprint paper was released in June. "So what we've done is we've articulated 5 different categories of artifacts, implausibilities," Groh said. "Ways to tell AI-generated image apart from a real photograph." The academic preprint guide offers detailed tips, tricks and examples on spotting AI-generated images. It also teaches important questions to consider when consuming media. Anatomical implausibilities The first and easiest telltale signs: anatomical implausibilities. Ask yourself: Are the fingers, eyes, and bodies off? Are there extra limbs or do they bend strangely? Are there too many teeth? Stylistic implausibilities Ask yourself: Do images seem plastic, glossy, shiny or cartoonish? Are there overly dramatic or cinematic? Functional implausibilities Ask yourself: Is text garbled? Is clothing strange? Are objects not physically correct, like how this backpack strap merges into clothing? Violation of physics Ask yourself: Are light and shadows off? Are there impossible reflections? Sociocultural implausibilities Ask yourself: Are there images that are just too unbelievable or historically inaccurate? RELATED STORY | AI voice cloning: How programs are learning to pick up on pitch and tone "What we're trying to do is give you a snapshot of what it looks like in 2024 and how we can help people move their attention as effectively as possible," Groh said. "Education is really the biggest thing. There's education on the tools," said Cole Whitecotton, senior professional research associate at the National Center for Media Forensics. Whitecotton encourages the public to educate themselves and try AI tools to know their capabilities and limits. "I think everybody should go out and use it. And look at how these things do what they do and understand a bit of it," he said. "Everyone should interact with ChatGPT. In some way. Everyone should interact with Midjourney. And look at how these things do what they do and understand a bit of it." Whitecotton suggests being inquisitive and curious when scrolling through social media. "If you interacted with every piece of content in that way, then there you would be a lot less likely to be duped and to be sort of sucked into that sort of stuff, right?" he said. "How do you interact with Facebook and with Twitter and all these things? How do you consume the media?" Whitecotton added. RELATED STORY | Biden's AI advisor speaks on AI policy, deepfakes, and the use of AI in war While AI-generated images and videos continue to evolve, Groh and his team offer a realistic approach to a changing technological landscape where tips and tricks may become outdated quickly. "I think a real, good, useful thing is we build this. We update this every year. Okay, some of these things work. Some of these things don't. And I think once we have a base, we're able to update it," Groh said. "I think one of the problems is we didn't have a base. And so one of the things we're really excited about is even sharing our framework, because I think our framework is going to help people just navigate that conversation." So were you able to guess which image is real? If you guessed the image of the girl in the bottom left corner, you are correct! "It sucks that there's this misinformation in the world. But it's also possible to navigate this new problem," Groh said. If you want to test yourself even more, the Northwestern University research team has released this site that gives you a series of real and AI-generated images to differentiate.
Indiana tries to snap 3-game losing skid to Nebraska
“If you don’t enjoy it at the club, just leave” – Manchester United star brutally urged to quit the club
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President-elect Donald Trump’s lawyers urge judge to toss his hush money conviction