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okbet withdrawal It is no longer news that all the 33 local government areas of Oyo are endowed with natural resources enough to attract both local and foreign investments to the state if properly harnessed. This formed the basis of Omituntun 2.0-led administration of Governor Seyi Makinde’s huge investment in infrastructure and other sectors of the economy. With the various economic policies, the state will no longer be seen as only the political capital of the Country but also one of the leading economic states in the Country and Sub-Sahara Africa. The governor recently unfolded his plan to key into the various opportunities provided by the African Continental Free Trade Area which is aimed at liberalizing not just trade in goods, but also in services and to facilitate intra-African investment. His plan is to redefine the economic landscape of the state as well as position it as number one in intra-African trade. To drive home his economic agenda, the governor in his remarks at the Consultative Forum on the Development of the AfCFTA Sub-national Implementation Strategy, at the International Conference Centre at the University of Ibadan articulated a bold vision that promises to unlock unprecedented opportunities for growth and prosperity. He submitted that the gathering is not just a meeting but a pivotal consultation aimed at shaping the future of our economy,” Makinde submitted that the geographical location of Oyo State put it at vantage position to benefit immensely from the various advantages put forward by AfCTA. The governor while highlighting the economic potential of the state at the Forum stated it would leverage its geographical location to benefit from the various opportunities provided by AcFTA in showcasing its potential to the rest of Africa. The state, according to him, is uniquely positioned to become an economic powerhouse, attracting trade and investment like never before. Some of the listed potential are; Agribusiness, Education and Healthcare, Small and Medium Scale Enterprises, tourism, and a host of others. The governor who described agribusiness as a cornerstone of the state”s economy said, “Since 2019, our agricultural sector has flourished. With cash crops such as cocoa, cassava, maize, yams, and cashew nuts, we are well-positioned to export our products across Africa,” he stated, showcasing the potential for growth in this critical sector. He emphasised the importance of modernizing farming techniques and adopting new technologies to enhance productivity and value addition. He announced significant projects aimed at bolstering this sector, including the agro-industrial hub in Fasola, which is nearing completion, and a new hub in Eruwa designed to foster public-private partnerships. “These initiatives will not only increase our agricultural output but also create jobs and stimulate local economies,” he asserted, highlighting the multi-faceted benefits of these developments. Beyond agribusiness, the vision of the present administration in the state has been extended to education, healthcare, and the ICT sectors. The governor in his submission disclosed how the liberalisation of services under the AfCFTA could enhance these areas in Oyo State. “By capitalising on our international borders, we can attract students, medical tourists, and tech businesses from neighboring countries,” he explained, showcasing a comprehensive strategy for economic growth that leverages the state’s unique advantages. The potential for educational institutions to become hubs for regional learning and innovation was a focal point of his address. Makinde envisions Oyo State not just as a participant in the AfCFTA but as a leader in educational excellence, attracting talent from across West Africa. The governor also underscored the relevance of the entrepreneur to the growth of the state”s economy as he stated that substantial amount has been voted for empowerment of the Small and Medium Scale Entrepreneur across the 33 local government areas of the state. “Many local SMEs are already trading internationally, and this will create additional job opportunities and stimulate economic growth,” he asserted. His commitment to empowering local entrepreneurs resonated deeply with attendees, many of whom are eager to expand their businesses into broader African markets. The governor’s administration is actively working to create an enabling environment for SMEs, including providing access to financing and technical support. “We are committed to ensuring that our local businesses are not left behind in this economic transformation,” he emphasised, inviting stakeholders to collaborate in fostering a vibrant entrepreneurial ecosystem. Also on Tourism and Infrastructure Development, Makinde has highlighted the need for strategic investments that enhance Oyo State’s appeal as a destination for both business and leisure. “We have rich cultural heritage and natural beauty that can attract visitors from around Africa,” he stated, urging stakeholders to capitalize on these assets to boost the tourism sector. The governor’s vision includes improving transport infrastructure, which will facilitate easier movement of goods and people, further integrating Oyo State into the continental economy. “A robust infrastructure network is essential for maximizing our trade potential,” he noted, emphasising the importance of strategic planning in this regard. The governor also emphasized the importance of evidence-based strategies that align with both national objectives and local needs. “We need a clear implementation plan with defined responsibilities and timelines to track our progress,” Makinde stated, underscoring the need for accountability and transparency in the process. Aligning with the vision of her boss, the Special Advisor on International Trade Ms. Neo Theodore Tlhaselo stressed the importance of developing a tailored AfCFTA strategy for Oyo State, urging all stakeholders to rally behind Makinde’s vision for a stronger economy. “We must work together to ensure that Oyo State capitalises on the unique advantages we have in agribusiness, manufacturing, and investment,” she declared, fostering a spirit of collaboration among the participants. Tlhaselo noted that the AfCFTA’s liberalization of services could significantly enhance the quality and accessibility of education and healthcare in Oyo State. “Education is the bedrock of any successful economy.” “We must cultivate an environment where educational institutions can thrive and attract international students. This influx will not only enrich our academic landscape but also contribute to the development of a skilled workforce that can drive innovation and economic growth.” She also highlighted the potential for healthcare services to benefit from the AfCFTA, emphasising the importance of attracting medical tourists. “By improving our healthcare infrastructure and services, we can position Oyo State as a destination for quality medical care, drawing patients from across Africa and beyond,” she asserted, reinforcing the interconnectedness of health and economic prosperity. The Oyo State Commissioner for Trade, Industry, Investment, and Cooperatives, Mr. Adeniyi Adebisi, reinforced this by stating that the AfCFTA aims to eliminate trade barriers, enhancing intra-African trade and presenting Oyo State with a golden opportunity for socio-economic growth. “We must leverage this framework to empower our SMEs, allowing them to compete on a larger scale,” he emphasised, urging stakeholders to collaborate in creating a supportive ecosystem for local businesses. In his address of welcome, Adebisi elaborated on the historical context of the AfCFTA, noting that it came into force on May 30, 2019, to boost intra-African trade and promote socio-economic growth across the continent. “The AfCFTA is not just about eliminating tariffs; it’s about creating a unified market that allows us to trade freely and efficiently. This is an opportunity to broaden our economic base, reduce poverty, and enhance the quality of life for our citizens.” Goodwill messages flowed in from various dignitaries, including Rev Bunmi Jenyo, Osun State Commissioner for Commerce and Industry. He praised Makinde’s developmental strides and the collaborative spirit necessary to maximize opportunities in manufacturing, agriculture, and tourism. The forum’s objectives were clear: fostering understanding and dialogue, gathering local insights, and establishing a collaborative ecosystem. Under Makinde’s leadership, the government is committed to ensuring that the AfCFTA strategy is responsive to local needs. Stakeholders were encouraged to share their experiences and contribute to the development of a tailored approach that reflects Oyo State’s unique context. As the discussions unfolded, the emphasis on local knowledge and community involvement resonated strongly. The governor recognized that successful implementation of the AfCFTA would require the collective effort of all stakeholders. “We are not just participants; we are pioneers in this journey,” he proclaimed, rallying everyone to take ownership of the process. READ MORE FROM: NIGERIAN TRIBUNEWOLF INVESTOR DEADLINE: Wolfspeed, Inc. Investors with Substantial Losses Have Opportunity to Lead Shareholder Class Action LawsuitThe new hockey season is almost here! There’s still almost a week before the puck drops, but it’s a perfect time to start rolling out our preseason coverage. Grab a pen. It’s time to mark your calendars. Here are the most important dates to keep an eye on during the 2024-25 girls and boys hockey seasons. This will be updated once more Cup and county final dates are announced. 2024-25 DATES TO KEEP 11/25 - First practices 12/2 - Competition starts 1/27 - Egan Cup Final at ProSkate 2/10 - McMullen Cup Final at Codey Arena, 5 pm 2/10 - Kelly Cup Final at Codey Arena, 7:30 pm 2/10 - Haas Cup Final at Mennen Arena, 4:30 pm 2/10 - Halvorsen Cup Final at Mennen Arena, 6:30 pm 2/10 - Mennen Cup Final at Mennen Arena, 8:30 pm 2/12 - McInnis Cup Final at Codey Arena, 5 pm 2/12 - Gordon Cup Final at Codey Arena, 7:30 pm 2/13 - Annis Cup Final at Codey Arena, 4 pm 2/13 - Cohen Cup Final at Codey Arena, 6 pm 2/13 - Librera Cup Final at Codey Arena, 8 pm 2/15 - State tournament cutoff 2/16 - PowerPoints close 2/18 - State tournament seeding meeting 2/24 - Public, Public Co-Op state tournaments first round 2/25 - First round boys Non-Public state tournament 2/25 - First round girls state tournament 2/27 - Public, Public Co-Op state tournaments second round 2/28 - Non-Public state tournament quarterfinal round 2/28 - Girls state tournament quarterfinal round 3/3 - Public, Public Co-Op state tournaments sectional semifinal round 3/5 - Non-Public tournament semifinals 3/5 - Girls tournament semifinals 3/6 - Public sectional finals at Codey Arena 3/6 - Public Co-Op sectional finals at Mennen Arena 3/10 - State finals at Prudential Center RECOMMENDED • nj .com Charli XCX tour 2025: How to get the cheapest tickets if you missed the presale Nov. 26, 2024, 12:45 p.m. Charli XCX tour 2025: How to get tickets to her 5 date arena tour Nov. 25, 2024, 6:05 p.m. Brian Bobal may be reached at bbobal@njadvancemedia.com . 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High Chief Francis Nwobi, CEO/MD of Fontana Group of Companies, led the Nwobi Political Dynasty on a courtesy visit to the Governor of Enugu State, His Excellency Peter Mbah. The delegation also included Hon. Barrister Prince Smart I. Nwobi, President General of the Nigerian Union South Africa (NUSA), and Apostle Mike Ugwu (JP), the Ezeonodugo na Nsukka, PG, Enugu-SA, SADIC Africa. The purpose of the visit was to officially inform Governor Mbah of Prince Nwobi’s recent election as NUSA President and to explore potential areas of collaboration between NUSA and the Enugu State government. The delegation was warmly received by the Chief of Staff to the Governor, Mr. Victor Udeh, who represented His Excellency during the meeting. Mr. Udeh emphasized the administration’s commitment to engaging with the Nigerian diaspora and fostering partnerships that align with Governor Mbah’s business- and project-oriented vision. He highlighted the mutual benefits such collaborations can bring to the state’s development. During the visit, the delegation extended an invitation to Governor Mbah to attend a coronation ceremony slated for January 1, 2025. The event was presented as an opportunity to strengthen ties between the Enugu State government and the Nigerian diaspora in South Africa, fostering further collaboration and investment opportunities. High Chief Francis Nwobi reiterated the Nwobi Political Dynasty’s dedication to building strategic relationships with key stakeholders in Enugu State to promote sustainable growth and development. Apostle Mike Ugwu (JP) also praised the governor’s leadership and assured him of the diaspora community’s support in realizing the administration’s transformative vision for the state. This engagement highlights the shared commitment between NUSA, the Nwobi Political Dynasty, and the Enugu State government to foster development, attract investments, and create opportunities for citizens. Governor Mbah’s administration remains focused on policies that enhance infrastructure, economic progress, and diaspora relations. As the January 2025 coronation ceremony approaches, this partnership is expected to yield significant benefits, strengthening bonds between the state government and the global Nigerian community.

NEW YORK —The New York Department of State’s Division of Consumer Protection is providing tips to help consumers navigate return and refund policies. According to the National Retail Federation, this year’s holiday weekend from Thanksgiving Day through Cyber Monday set record levels for consumer spending. The State of Retail Returns 2024 Report states $743 billion dollars’ worth of merchandise were returned last year. However, policies vary from store to store, making returns and refunds a challenge at times. Consumers should be aware of laws that protect them so they can make informed decisions about holiday returns and understand what to look for when reviewing return and refund policies. “As the holiday shopping season comes to an end, both gift givers and receivers may have changed their minds about what they bought,” Secretary of State Walter T. Mosley said in a news release. “But depending on where you’re returning the items, there may be some limitations. It’s important for consumers to pay attention, prior to purchase, the return and refund policy so you can exchange that item you’ll never use for something you love.” The Division of Consumer Protection offers the following tips to help consumers navigate return and refund policies: Pay Attention to Return Policies: New York State law requires that stores post their refund policies conspicuously – on the item, at the store entrance or on or near the cash register. Retailers must provide a written copy of the store’s return policy when requested. New York State Law does not require retailers to accept returns; however, they must post a conspicuous notice visible to consumers before the point of sale, advising that no returns will be accepted.If the retailer does not post a return policy, the law requires the retailer accept returns of unused, undamaged merchandise within 30 days of the purchase date. The returned item must include a proof of purchase and the refund must be in the form of cash or credit based on the customer’s preference.Understand the Refund Terms: For retailers that allow returns, New York State law does not require refunds to be given in any specific manner. However, it does require the form of the refund – cash, credit or exchange – be clearly disclosed in advance of purchase. Retailers must also disclose any fees associated with the return. If no fee is listed, customers should inquire whether the store imposes a re-stocking fee for returned merchandise and determine prior to purchase if the item can be returned for a refund or only store credit. Retain Any Proofs of Purchase: Consumers should hold on to receipts in the event a product needs to be returned. If purchasing gifts, ask if a gift receipt is available. It is also advised to keep the packaging of an item, along with its confirmation number. Consumers having difficulty obtaining a refund are encouraged to file a complaint with the New York State Division of Consumer Protection. About the New York State Division of Consumer Protection Follow the New York Department of State on Facebook, X and Instagram and check in every Tuesday for more practical tips that educate and empower New York consumers on a variety of topics. Sign up to receive consumer alerts directly to your email or phone here. The New York State Division of Consumer Protection provides voluntary mediation between a consumer and a business when a consumer has been unsuccessful at reaching a resolution on their own. The Consumer Assistance Helpline 1-800-697-1220 is available Monday to Friday from 8:30am to 4:30pm, excluding State Holidays, and consumer complaints can be filed at any time at www.dos.ny.gov/consumerprotection. The Division can also be reached via X at @NYSConsumer or Facebook.Despite a resounding defeat at the hands of Ronald Reagan in 1980, the Democrat forged a new path promoting causes such as electoral probity abroad, social justice and drives to rid the world of medical conditions. His first foreign visit as president was to the UK where then prime minister James Callaghan, as well as the usual visits in London, took his guest to the North East with a visit to Newcastle, Sunderland and Washington – the village bearing the name of the first ever president. Mr Carter delighted crowds in the North East by saying “Howay the lads” during a speech to the assembled throng. He also received a miner’s lamp from 12-year-old Ian McEree in Washington. The 39th US president also carried out more traditional presidential duties, including meetings with western European leaders during his time in London while the Cold War was still ongoing. The practising Baptist continued his globetrotting ways after leaving power, even without Air Force One as his vehicle. He was also part of the Elders, a group of experienced statesmen and women drawn from all corners of the world.

Thanksgiving Weekend Sports Guide: Your roadmap to NFL matchups, with other games, times and odds

"The importance of listening can never be undervalued," according to Northern Irish politician Cara Hunter, who was elected in 2020 at the age of 24. When asked what young leaders want, entrepreneur Laura Stocco said, "We want to be heard." Being able to bring different people together is important in a leader, according to former rugby player Tendai Mtawarira. Bringing people together, showing determination and being a good listener are some of the qualities younger generations look for in leaders. 24/7 San Diego news stream: Watch NBC 7 free wherever you are That's according to Generation Z and millennial participants at the One Young World summit in Montreal, Canada. "It's essential that, when leaders are at the forefront, they are acting upon the interests of the people, and not the interest of themselves or of a small group," according to Sue Whisky, CEO and founder of sustainability organization Environmental Network Malawi, who spoke to CNBC's Tania Bryer at the summit in September. She also said persistence and determination were important in leaders. "People go through so much and yet their achievements are so much greater than everything that they've ever been through," she said. While some leaders "aren't really always driven by good intentions," according to Whisky, even those with differing views can "sit in the same room." "We can all make the world that we want to make. We can all work towards achieving peace," she said. For Northern Irish politician Cara Hunter, empathy and understanding are paramount. "The importance of listening can never be undervalued," she said. Hunter, who became a member of the Northern Ireland Assembly for East Londonderry at the age of 24 in 2020, said she is keen to hear what those younger than her want from education. Money Report Portfolio manager says a ‘healthy' correction could come if earnings and growth stall The world's auto giants will need to partner with Chinese companies to survive in China, analysts say "A good leader is about listening and raising the voices of people who maybe can't vote but want to be part of the political process, and ensuring they know the power that they have," she said. Hunter is part of the Northern Irish Education Committee, in a role that she said contributes to building a peaceful society in the region. "A key aspect of that ... is looking at the importance of integrated education, so ensuring every child, regardless of background or belief, is educated together and really respects cultural difference," Hunter said. Bringing people from a variety of backgrounds together is important for former rugby player Tendai Mtawarira, who named South African rugby star Siya Kolisi as a "great leader." Kolisi led his team to win the World Cup in 2019 because of his ability to "bring out the best of everybody," Mtawarira said. "[He creates] a really conducive environment for everybody, where everybody feels like they belong. You know, their cultures and traditions are taken into account and embraced," he said of Kolisi. Mtawarira runs The Beast, a foundation that helps young people gain life skills via education and sport, and has launched Lead Like a Girl, a scholarship for teenage girls. "If we were able to ... upskill our young people, create a thriving workforce, then we're going to see a much better world, a much better Africa," he said. Meanwhile, entrepreneur Laura Stocco urged decision-makers to do more to tackle climate change. "My generation ... we have this kind of anxiety towards the way we see the world being led right now with climate change, we're not in agreement with the leadership that is in place," she said. Stocco is founder of Openversum, which provides clean water technology via a "microfranchising" model that trains women to assemble and sell water filters in countries including Colombia and Uganda, who Stocco said could become "actor[s] of change" in their communities. She said leadership is about problem-solving. "If you're not listening, you will ... try to implement fantastic changes and solutions that you think are solutions, but that the people you're trying to lead don't need or don't want," she said. When asked what young leaders want, Stocco said, "We want to be heard, and we want to be enabled to take action so that we can really design the future that we want." Also on CNBC Register now for CONVERGE LIVE 2025 AI systems could 'turn against humans': Tech pioneer Yoshua Bengio

New Mexico man awarded $412 million medical malpractice payout for botched injections