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The financial technology, or fintech, industry was one of the hardest hit parts of the stock market in the post-pandemic bear market, but there are still some excellent opportunities. PayPal ( PYPL -1.45% ) is one great example with a stock price that is still about 70% below its 2021 peak and excellent turnaround progress in 2024, while SoFi ( SOFI -3.74% ) is an app-based bank with tremendous momentum. However, these are two very different businesses. Here's a rundown of the bull cases for both stocks and what to keep in mind before you decide which is best for you. PayPal wiped the slate clean and is now moving forward After growth stagnated in the post-pandemic era and management didn't have a clear path to restoring the once-strong momentum, PayPal decided to make some big leadership changes. Not only was former Intuit (NASDAQ: INTU) executive Alex Chriss named CEO, but the entire executive leadership team was replaced. The focus of the team was initially on efficiency. In the most recent quarter, PayPal's revenue grew by just 6% year over year, but thanks to efficiency improvements, earnings per share (EPS) soared by 22%. Management continues to buy back stock hand over fist, and the company is doing a great job with engagement, as evidenced by a 9% increase in transactions per active account. However, many of the most exciting moves PayPal has made aren't reflected in the numbers yet. For example, the company announced it is creating an advertising platform and hired the former head of Uber 's (NYSE: UBER) ad business to run it. It rolled out its Fastlane checkout product recently, as well as its PayPal Everywhere cash-back, debit-card initiative. And PayPal has announced several key partnerships, most notably with Shopify (NYSE: SHOP) to offer PayPal as a checkout option to U.S. customers. In short, PayPal's efficiency efforts have been paying off. In 2025, its growth initiatives started to show results. SoFi is one of the best products of the SPAC boom Hundreds of companies went public through blank-check companies, or SPACs (special purpose acquisition companies) in the 2020 to 2021 time frame, and to be honest, the bulk of them didn't turn out well for investors. SoFi -- which used one of Chamath Palihapitiya's SPACs to go public -- is a notable exception. I don't say that just because it's one of the few with a share price above the $10 initial SPAC valuation. I say that SoFi is one of the best products of the SPAC era because not only has it sustained incredible growth momentum, but it has become profitable in the process. Over the past three years, SoFi's member base has more than tripled, with 35% year-over-year growth in the most recent quarter. About 8.5 million financial services products like bank accounts, investment accounts, and credit cards have been opened in that period. And SoFi's deposit base grew from zero when it first got its banking charter in early 2022 to $24.4 billion in customer deposits. As mentioned, SoFi has become consistently profitable, and its bottom-line income could soar in the next few years as the business continues to scale. Two great fintech opportunities To be perfectly clear, I don't think anyone will go wrong with either of these stocks. In fact, they are the two largest fintech investments I own in my portfolio (in full disclosure, SoFi is the bigger position). PayPal shines when it comes to profitability, but there's a lot that needs to go right for sustainable growth to return to the business. On the other hand, SoFi is growing at an impressive pace and has been growing rapidly for years but just recently became profitable and is still in full growth mode. The best choice for you depends on which of those profiles fits best with your investment style.Hedge Funds Bet Big On Johnson & Johnson (JNJ): Top Healthcare Stock to Watch
The launch of the AIGC Director Co-Creation Program was marked by a series of campus tours at leading universities and colleges across China, providing students and faculty members with a firsthand look at the transformative potential of UnityAI in shaping the future of film and television production. Through interactive workshops, seminars, and hands-on demonstrations, participants were able to experience the capabilities of UnityAI firsthand and explore the endless possibilities for storytelling and visual expression afforded by this groundbreaking technology.
On Football analyzes the biggest topics in the NFL from week to week. For more On Football analysis, head here . ___ Saquon Barkley has become the Shohei Ohtani of the NFL. There’s no better home run hitter playing football right now. Barkley had touchdown runs of 72 and 70 yards for the Philadelphia Eagles in a 37-20 victory over the Los Angeles Rams on Sunday night. He now has five runs of 50-plus yards this season and is on pace to break Eric Dickerson’s single-season record of 2,105 yards set in 1984. Barkley’s historic performance against the Rams — his 255 yards set a team record — captivated a national audience and turned him into a fan favorite for the AP NFL MVP award. He’s not the betting favorite, however. Josh Allen has the best odds at plus-150, according to Bet MGM Sportsbook. Two-time MVP Lamar Jackson is next at plus-250 followed by Barkley at plus-400. Running backs have won the award 18 times, including three-time winner Jim Brown, who was the AP’s first NFL MVP in 1957. Quarterbacks have dominated the award, winning it 45 times. Only three players who weren’t QBs or RBs have been MVP. It takes a special season for a non-QB to win it mainly because the offense goes through the signal caller. Quarterbacks handle the ball every offensive snap, run the show and get the credit when things go well and the blame when it doesn’t. Adrian Peterson was the most recent non-QB to win it when he ran for 2,097 yards and 12 touchdowns for the Minnesota Vikings in 2012. Playing for a winning team matters, too. Nine of the past 11 winners played for a No. 1 seed with the other two winners on a No. 2 seed. The Vikings earned the sixth seed when Pederson was MVP. Barkley is a major reason why the Eagles (9-2) are leading the NFC East and only trail Detroit (10-1) by one game for the top spot in the conference. Does he have a realistic chance to win the MVP award? Kicker Mark Moseley was the MVP in the strike-shortened 1982 season when he made 20 of 21 field goals and 16 of 19 extra points in nine games for Washington. If voters once selected a kicker, everyone has a chance, especially a game-changer such as Barkley. Defensive tackle Alan Page was the MVP in 1971 and linebacker Lawrence Taylor won it in 1986. Running back Christian McCaffrey finished third in voting last year and wide receiver Justin Jefferson placed fifth in 2022. The Offensive Player of the Year award and Defensive Player of the Year award recognize the best all-around players on both sides of the ball, allowing voters to recognize non-QBs if they choose. Wide receivers and running backs have won the AP OPOY award seven times over the past 11 seasons. McCaffrey was the 2023 winner. The AP’s new voting format introduced in 2022 also gives non-QBs a better opportunity to get MVP recognition. Voter submit their top five picks for each award, with a weighted point system. Previously, voters made one choice for each award. A nationwide panel of 50 media members who regularly cover the league vote for MVP and seven other awards. The awards are based on regular-season performance. Clinching scenarios The Chiefs (10-1) and Bills (9-2) already are in position to lock up postseason berths right after Thanksgiving. Kansas City clinches a playoff berth with a win over Las Vegas on Black Friday and a loss by Miami on Thursday night, or a win plus a loss by Denver on Monday night. Buffalo can wrap up a fifth straight AFC East title with a victory over San Francisco on Sunday and a loss by the Dolphins. Status quo in Dallas? It’s not a given that the Dallas Cowboys will be looking for a new head coach after this season. Owner Jerry Jones said Tuesday on local radio that Mike McCarthy could end up getting a contract extension. “I don’t think that’s crazy at all. This is a Super Bowl-winning coach. Mike McCarthy has been there and done that. He has great ideas. We got a lot of football left,” Jones said. McCarthy led the Cowboys (4-7) to three straight 12-win seasons, but they went 1-3 in the playoffs and haven’t reached the NFC championship game since winning the Super Bowl 29 years ago. Injuries have contributed to the team’s struggles this season, but Dallas was just 3-5 before Dak Prescott was lost for the rest of the season. The Cowboys upset Washington last week and their next four games are against teams that currently have losing records. If they somehow end up 9-8 or even 8-9, Jones could make a case for keeping McCarthy. ___ AP NFL: https://apnews.com/hub/nfl Rob Maaddi, The Associated Press
In conclusion, the tightening of the La Liga title race serves as a reminder of the unpredictability and excitement that football can bring. With Barcelona's once substantial lead now reduced to a narrow margin, the stage is set for a thrilling conclusion to the season, where every goal, every pass, and every tackle could make all the difference in the ultimate quest for championship glory.ISLAMABAD (AP) — Pakistani security forces launched an operation Tuesday night to disperse supporters of imprisoned former Prime Minister Imran Khan who had gathered in the capital to demand his release from prison. The latest development came hours after thousands of Khan supporters, defying government warnings, broke through a barrier of shipping containers blocking off Islamabad and entered a high-security zone, where they clashed with security forces, facing tear gas shelling, mass detentions and gunfire. Tension has been high in Islamabad since Sunday when supporters of the former prime minister began a “long march” from the restive northwest to demand his release. Khan has been in a prison for over a year and faces more than 150 criminal cases that his party says are politically motivated. Khan’s wife, Bushra Bibi, led the protest, but she fled as police pushed back against demonstrators. Hundreds of Khan’s supporters are being arrested in the ongoing nighttime operation, and police are also seeking to arrest Bibi. Interior Minister Mohsin Naqvi told reporters that the Red Zone, which houses government buildings and embassies, and the surrounding areas have been cleared. Leaders from Khan's Pakistan Tehreek-e-Insaf party, or PTI, have also fled the protest site. Earlier Tuesday, Pakistan’s army took control of D-Chowk, a large square in the Red Zone, where visiting Belarusian President Alexander Lukashenko is staying. Since Monday, Naqvi had threatened that security forces would use live fire if protesters fired weapons at them. “We have now authorized the police to respond as necessary,” Naqvi said Tuesday while visiting the square. Before the operation began, protester Shahzor Ali said people had taken to the streets because Khan had called for them. “We will stay here until Khan joins us. He will decide what to do next,” Ali said. “If they fire bullets again, we will respond with bullets,” he said. Protester Fareeda Bibi, who is not related to Khan’s wife, said people have suffered greatly for the last two years. “We have really suffered for the last two years, whether it is economically, politically or socially. We have been ruined. I have not seen such a Pakistan in my life,” she said. Authorities have struggled to contain the protest-related violence. Six people, including four members of the security services, were killed when a vehicle rammed them on a street overnight into Tuesday. A police officer died in a separate incident. Dozens of Khan supporters beat a videographer covering the protest for The Associated Press and took his camera. He sustained head injuries and was treated in a hospital. By Tuesday afternoon, fresh waves of protesters made their way unopposed to their final destination in the Red Zone. Most demonstrators had the flag of Khan’s party around their shoulders or wore its tricolors on accessories. Naqvi said Khan’s party had rejected a government offer to rally on the outskirts of the city. Information Minister Atta Tarar warned there would be a severe government reaction to the violence. He said the government did not want Bushra Bibi to achieve her goal of freeing Khan. “She wants bodies falling to the ground. She wants bloodshed,” he said. The government says only the courts can order Khan’s release. He was ousted in 2022 through a no-confidence vote in Parliament. In a bid to foil the unrest, police have arrested more than 4,000 Khan supporters since Friday and suspended mobile and internet services in some parts of the country. Messaging platforms were also experiencing severe disruption in the capital. Khan’s party relies heavily on social media and uses messaging platforms such as WhatsApp to share information, including details of events. The X platform, which is banned in Pakistan, is no longer accessible, even with a VPN. Last Thursday, a court prohibited rallies in the capital and Naqvi said anyone violating the ban would be arrested. Travel between Islamabad and other cities has become nearly impossible because of shipping containers blocking the roads. All education institutions remain closed. Pakistan's Stock Exchange lost more than $1.7 billion Tuesday due to rising political tensions, according to economist Mohammed Sohail from Topline Securities. Associated Press writers Munir Ahmed in Islamabad and Asim Tanveer in Multan, Pakistan, contributed to this report.
One of the key factors driving this shift is the recognition of the interconnected nature of the energy storage ecosystem. Unlike standalone industries, the success of energy storage solutions is dependent on a complex network of technologies, infrastructure, and policies. As a result, companies in the energy storage sector are increasingly seeing the value of partnerships and collaborations to create integrated and comprehensive solutions that can meet the diverse needs of the market.
As the hours passed, the servers began to stabilize, and more users were able to access the platform. The initial chaos gave way to a sense of excitement and exploration as users navigated the site, discovering its features and engaging with its content.Two more airliners narrowly avoided disaster after a Jeju Airlines plane burst into a deadly fireball during a failed belly landing in South Korea Saturday. An Air Canada flight narrowly avoided disaster Saturday night when it landed at a Nova Scotia airport — but skidded down the runway and caught fire after a landing gear failure. The terrifying incident happened at 9:30 p.m. and closed Halifax Stanfield International Airport for more than an hour-and-a-half. Earlier, KLM Flight 1204 from Oslo, Norway to Amsterdam had to divert to Sandefjord, south of the Norwegian capital, after a loud noise was heard on board shortly after takeoff. During the emergency landing, the Boeing 737-800 — carrying 176 passengers — slid off the runway. No one was injured in either incident. Earlier on Saturday, 179 people died after Jeju Airlines Flight 2216 crashed at the airport in Muan, South Korea after a reported birdstrike. The Boeing 737-800 plane’s landing gear failed and it skidded into a concrete barrier and burst into the flames. Only two survivors, both crew members, could be saved from the wreckage. The Air Canada incident left passengers in shock. “The plane started to sit at about a 20-degree angle to the left and, as that happened, we heard a pretty loud — what almost sounded like a crash sound — as the wing of the plane started to skid along the pavement, along with what I presume was the engine,” passenger Nikki Valentine told the Canadian Broadcasting Corporation. Then the de Havilland DHC-8-402 aircraft slid down the runway for a distance as pilots scrambled to regain control and bring the runaway turboprop to a halt, she said. “The plane shook quite a bit, and we started seeing fire on the left side of the plane and smoke started coming in the windows,” she said, adding that one of the plane’s landing gear tires didn’t fully extend before the landing. Shocking video taken by a passenger and posted on social media showed flames erupting from one of the engines as a loud grating sound filled the cabin — and scared flyers tried to comfort each other. A spokesperson for Air Canada confirmed the nearly-catastrophic disaster happened after the plane experienced a “suspected landing issue” as it landed Saturday. A rep for PAL Airlines, which operated the flight, declined to comment, the CBC said. None of the 73 passengers or the flight crew was seriously injured, authorities said. Valentine said the shaken flyers scrambled off the plane in about two minutes. “One side of the entire plane was on fire, so everyone was pretty much in a hurry to get off — but an organized hurry,” she said. Canadian federal officials are investigating the mishap, which diverted a handful of flights and led to the cancellation of others, the CBS said. As of Saturday night, the plane was still perched on the runway where it crash-landed. In the KLM incident, the plane veered off the runway and stopped in the grass after a hydraulic failure stripped pilots of their control, according to Simple Flying. “After touchdown, we were unable to control the plane,” one of the pilots said over the flight radio. “It swerved to the right, and we couldn’t stop it.” The 24-year-old plane typically handles only short-haul routes, the outlet said. It’s been grounded since the incident.
First trans US congresswoman already in Republican crosshairsFranklin Resources Inc. bought a new stake in shares of TORM plc ( NASDAQ:TRMD – Free Report ) in the third quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor bought 32,974 shares of the company’s stock, valued at approximately $1,047,000. Other hedge funds have also recently added to or reduced their stakes in the company. Centiva Capital LP acquired a new stake in shares of TORM during the third quarter worth $3,077,000. DekaBank Deutsche Girozentrale grew its holdings in TORM by 1,166.7% during the 3rd quarter. DekaBank Deutsche Girozentrale now owns 38,000 shares of the company’s stock worth $1,289,000 after acquiring an additional 35,000 shares during the period. International Assets Investment Management LLC bought a new position in shares of TORM in the 3rd quarter worth about $7,359,000. Lighthouse Investment Partners LLC lifted its stake in shares of TORM by 276.2% in the 2nd quarter. Lighthouse Investment Partners LLC now owns 110,049 shares of the company’s stock valued at $4,267,000 after purchasing an additional 80,793 shares during the period. Finally, Hsbc Holdings PLC bought a new stake in shares of TORM during the 2nd quarter valued at about $9,619,000. Institutional investors own 73.89% of the company’s stock. TORM Stock Performance Shares of TRMD opened at $19.34 on Friday. TORM plc has a one year low of $17.77 and a one year high of $40.47. The company has a market cap of $1.58 billion, a PE ratio of 2.50 and a beta of 0.21. The stock has a 50-day moving average of $22.39 and a 200-day moving average of $31.18. The company has a debt-to-equity ratio of 0.51, a current ratio of 2.47 and a quick ratio of 2.24. TORM Cuts Dividend Analyst Ratings Changes TRMD has been the subject of a number of research analyst reports. Fearnley Fonds upgraded TORM to a “hold” rating in a report on Friday, September 27th. Jefferies Financial Group lowered their price objective on shares of TORM from $37.00 to $32.00 and set a “buy” rating for the company in a research note on Thursday, November 14th. Read Our Latest Analysis on TRMD TORM Profile ( Free Report ) TORM plc, a shipping company, owns and operates a fleet of product tankers in the United Kingdom. It operates in two operating segments, Tanker and Marine Exhaust. The Tanker segment transports refined oil products, such as gasoline, jet fuel, kerosene, naphtha, and gas oil, as well as dirty petroleum products, including fuel oil. Featured Stories Five stocks we like better than TORM Dividend Capture Strategy: What You Need to Know Buffett Takes the Bait; Berkshire Buys More Oxy in December How to Calculate Return on Investment (ROI) Top 3 ETFs to Hedge Against Inflation in 2025 EV Stocks and How to Profit from Them These 3 Chip Stock Kings Are Still Buys for 2025 Want to see what other hedge funds are holding TRMD? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for TORM plc ( NASDAQ:TRMD – Free Report ). Receive News & Ratings for TORM Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for TORM and related companies with MarketBeat.com's FREE daily email newsletter .
The Senate, Tuesday, sought for inclusion of cassava in flour production and its derivatives . Senate’s decision in this direction , followed passage of a bill sponsored to that effect by Senator Saliu Mustapha for second reading. Senator Mustapha ( APC Kwara Central) , in his lead debate on the bill said the prolonged war between Russia and Ukraine , had further increased the cost of wheat and all its derivatives rspecially bread which is a major staple food for the masses in Nigeria . According to him, the continued importation of wheat has nagative impacts on the Nigeria economy causing trade imbalance , loss of foreign exchange and fueling food dependency . He specifically stated that the bill when passed into law, , will stimulate jobs creation in the agriculture sector and increase our market share of cassava earnings in foreign exchange. Objectives of the bill according to him , are (i) mandatory inclusion of 20% high – quality cassava flour in Nigeria or imported into the country . (ii) Encourage cassava farming and create a sustainable market for cassava flour . (iii) Mandates the publication of regulations for the proportion of cassava flours in relation to wheat to be applied in the process of making edible flour . ( iv) Provide a tax regime and incentives for producers of mixed wheat and cassava flours and wheat importers who include cassava flour in imported wheat. ” The passage of this bill will enhance the efficiency of cassava productions and processing operations as cassava is a choice crop for rural development, poverty alleviation , economic growth and ultimately food security “, he stressed. Many of the Senators who contributed to debate on the bill , supported it . Specifically, the Deputy President of the Senate, Barau Jibrin, in his contribution said: “This bill is all about our national interest. It is important to utilise what we produce everywhere in this country. In the north, in the south and everywhere. Every state produces cassava. It is one of the crops that you can find everywhere. Experts have concluded that using a “certain amount of cassava added to wheat is good for us in bread baking. Yes, we need legislation because this thing has been said over and over again. ” However, the bakers have refused to go in line with the study that experts have made about the bread we need to produce in this country. Now, legislation should be enacted to enforce them to use this formula”, The Senate accordingly after the debate , passed the bill for second reading and mandated its committee on Agriculture to conduct public hearing on it and report back in four weeks .Osobor, Diallo lead Washington in 90-53 rout of NJIT in final nonconference tune-upWright, known for his insightful analysis and sharp footballing mind, highlighted the defensive vulnerabilities that Chelsea have displayed in recent matches. Despite their attacking prowess and individual talent, Chelsea have struggled at times to keep clean sheets and prevent conceding goals. This has raised concerns among fans and pundits alike, prompting discussions on the need for defensive reinforcements.
The team behind the platform worked tirelessly to resolve the server issues, deploying additional resources and implementing temporary fixes to accommodate the influx of users. Their dedication and quick response were met with gratitude from users who understood the challenges of managing such a massive launch.The latest trailer Paramount’s has revealed Shadow the Hedgehog will be toting his iconic gun (and motorbike) in this adventure, despite the franchise’s relatively light-hearted tone. In all, this sequel does appear to be treading darker territory with Shadow on board, as trailers have confirmed not only will Shadow wield his gun, his devastating backstory with the terminally-ill Maria Robotnik will also be adapted. Of course, for those fans of the edgier hedgehog, confirmation of these elements arrives with a real sense of excitement – and a hope that will live up to the great, fun vibes of its predecessors, while doing justice to Shadow’s tale. As ridiculous as it is to see a hedgehog wielding a gun, that’s exactly what many fans were hoping to see. It’s pretty wild to see how far the film franchise has come, particularly given the very first trailer for the series was so wildly maligned that Paramount Pictures wound up redesigning their version of Sonic entirely. What resulted was a more video game-accurate depiction of Sonic, starring in a light-hearted film about friendship and other worlds. The built on this with the introductions of Tails and Knuckles, both of which were well-adapted from the source material. Since the series proved its mettle (let’s not talk about ), fans have clamoured to see more of Sonic’s world adapted, and with planting the seeds for Shadow’s arrival, there’s certainly high expectation for this upcoming sequel. Based purely on this trailer, it’s certainly heading in the right direction. Keanu Reeves is wonderfully gruff and sarcastic as Shadow the Hedgehog. The action and set pieces look larger and more impressive than in and . Jim Carrey is hamming it up as the two Robotniks (Ivo, Gerald). There’s even an slide reference in the film. Against all expectation, could be the grand next act in a near-perfect film trilogy, with exactly the right amount of silliness to make the whole thing work. Based on the reaction to this latest trailer, it’s clear most fans feel the same way, with the hype around now higher than ever. The team is certainly keen to see more as we head towards the film’s release on (Australia).
Understanding Silica Gel Desiccant: The Ultimate Moisture Control SolutionAlibaba Cloud Data Center Fire: Company Responds - Fire Has Been Extinguished with No Human or Property LossesOne of the defining features of China's economic performance in 2024 has been the government's proactive approach to macro-control. Recognizing the need to balance various economic objectives, such as stabilizing growth, controlling inflation, and promoting structural reforms, Chinese authorities have implemented a range of policy tools to manage the economy effectively. These tools include fiscal measures, monetary policy adjustments, and targeted interventions in key sectors.