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( MENAFN - ACCESSWIRE) Misha Ezratti and Itzhak Ezratti, the dynamic leaders behind the Ezratti family's legacy, are redefining Florida's residential landscape with GL Homes' latest developments. SUNRISE, FL / ACCESSWIRE / November 30, 2024 / Misha Ezratti and Itzhak Ezratti, the dynamic leaders behind the Ezratti family's legacy, are redefining Florida's residential landscape with GL Homes' latest developments. Renowned for their commitment to quality and innovation, the Ezratti family continues to set new standards in the homebuilding industry. Their forward-thinking approach is fueling the company's growth, with new communities poised to launch in the coming months. The Ezratti family's influence in Florida is profound, as they have built dozens of vibrant, thriving communities over the years. Under their stewardship, GL Homes has become synonymous with luxury, quality, and attention to detail. From state-of-the-art amenities to meticulously crafted designs, the company's developments embody the evolving needs of modern homeowners while maintaining the timeless appeal that has become their hallmark. A Vision for Tomorrow As Chairman of GL Homes, Itzhak Ezratti has spent decades ensuring the company remains a leader in the competitive Florida market. His son, Misha Ezratti, who serves as President , has embraced this legacy while bringing fresh perspectives to meet the demands of the next generation of homeowners. Together, the father-son duo has cultivated a vision that combines tradition with innovation. The Next Chapter: Upcoming Communities GL Homes is set to unveil several new communities that will cater to a diverse array of homeowners. These developments will feature an array of home designs, with modern single-family residences, ensuring there is something for everyone. Each project will incorporate the company's signature blend of craftsmanship, functionality, and aesthetic appeal. While details remain under wraps, GL Homes is known for introducing groundbreaking features and amenities that will further elevate the homebuyer experience with each new community. From expansive clubhouses and resort-style pools to walking trails and smart home technology, the upcoming communities will embody the lifestyle Florida residents have come to expect from GL Homes. Leading the Market with Excellence For decades, the Ezratti family has steered GL Homes to become one of Florida's most trusted names in real estate. Their dedication to quality construction, innovative design, and unparalleled customer service has earned them accolades and loyalty from thousands of homeowners. The company's strategic expansion reflects its deep understanding of the region's growth and the Ezratti family's ability to anticipate market trends. By consistently delivering communities that resonate with buyers, GL Homes has solidified its reputation as a forward-thinking leader in the industry. Itzhak Ezratti & Misha Ezratti: A Legacy of Visionary Leadership The Ezratti family's influence extends far beyond bricks and mortar. Their unwavering commitment to excellence has set a benchmark for the industry, inspiring other developers to elevate their standards. As they look to the future, Itzhak Ezratti and Misha Ezratti remain focused on their mission: building homes and communities that enrich lives and stand the test of time. Looking Ahead As the Ezratti family unveils GL Homes' latest plans, Florida residents can look forward to a new era of thoughtfully designed, luxurious communities. This press release serves as a glimpse into the company's exciting future, with more details to come in the months ahead. For more information about GL Homes and their upcoming projects, visit . About GL Homes Founded in 1976, GL Homes is a uniquely American success story. Built by Itzhak Ezratti, who believed that hard work, integrity, and quality craftsmanship would thrive in the marketplace, GL Homes has since grown into one of Florida's largest homebuilders under the reigns of Misha Ezratti, current President. MENAFN30112024004220003708ID1108941506 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the provider above.Lindsay Whalen returns to Lynx as assistant coach; Eric Thibault hired as associate head coach

Apple, the company that redefined how we consume music with the iPod and revolutionized mobile communication with the iPhone, has reportedly abandoned a bold initiative: a subscription service for its flagship device. Bloomberg’s Mark Gurman, known for his reliable insights into Apple’s inner workings, recently reported that the project, which aimed to transform iPhones from a one-time purchase into a recurring subscription, has been scrapped. This news, while surprising to some, follows months of speculation and rumors surrounding the program’s feasibility and potential impact on the market. A New Era of Ownership? The idea behind the iPhone subscription service was simple yet revolutionary . Instead of purchasing an iPhone outright, customers would pay a monthly fee to access the latest model, with the option to upgrade to a new device periodically. This model, similar to leasing a car, would have provided users with a more flexible and affordable way to own an iPhone, while also generating a steady stream of recurring revenue for Apple. Imagine this: you no longer have to worry about shelling out a hefty sum every time a new iPhone hits the market. Instead, you pay a fixed monthly fee and enjoy the latest technology without the upfront cost. This proposition was particularly appealing to those who crave the newest gadgets but are hesitant to commit to a large purchase or are locked into lengthy carrier contracts. The Allure of Recurring Revenue For Apple, the subscription model offered a tantalizing prospect: a predictable and consistent revenue stream. In recent years, the company has been steadily expanding its services business, which includes offerings like Apple Music, iCloud, and Apple TV+. The iPhone subscription service would have been a significant addition to this portfolio, potentially boosting the company’s bottom line and reducing its reliance on hardware sales. The appeal of recurring revenue models is undeniable. Just look at the success of companies like Netflix and Spotify , which have built empires on subscription-based services. Apple, with its massive user base and brand loyalty, was well-positioned to replicate this success in the hardware space. Challenges and Roadblocks However, despite the potential benefits, the iPhone subscription service faced several hurdles. One major challenge was the complexity of pricing. Determining a monthly fee that was both attractive to consumers and profitable for Apple proved to be a delicate balancing act. Factors like device model, storage capacity, upgrade frequency, and included services all needed to be considered. Another obstacle was the potential impact on Apple’s existing sales channels. The subscription model could have cannibalized sales of iPhones through traditional channels, such as carrier partnerships and direct purchases. Striking the right balance between the new subscription service and existing sales models would have been crucial. Furthermore, there were concerns about consumer perception. Would customers embrace the idea of essentially “renting” an iPhone rather than owning it outright? There was a risk that the subscription model could be perceived as less appealing, especially for those who prefer to own their devices or are wary of recurring costs. A Shift in Strategy? While the exact reasons behind Apple’s reported cancellation remain unclear, it’s possible that the company decided to shift its focus to other areas. Apple is known for its meticulous planning and its willingness to abandon projects that don’t align with its long-term vision. Perhaps the company concluded that the challenges associated with the iPhone subscription service outweighed the potential benefits. Or maybe Apple is exploring alternative strategies to achieve similar goals, such as offering more flexible financing options or expanding its trade-in programs. The Future of Smartphone Ownership Despite the apparent setback, the concept of subscribing to hardware rather than owning it outright is likely to persist. Other companies, such as Google with its Pixel Pass program, are already experimenting with similar models. The line between hardware and software is becoming increasingly blurred, and subscription services offer a way to bundle these offerings into a more seamless and accessible package. It remains to be seen whether Apple will revisit the idea of an iPhone subscription service in the future. Perhaps the company will refine its approach, addressing the challenges that led to the reported cancellation. Or maybe Apple will pursue entirely new avenues to innovate in the ever-evolving smartphone market. My Take Personally, I was intrigued by the idea of an iPhone subscription service. As someone who enjoys having the latest technology, the prospect of upgrading my iPhone more frequently without the hefty upfront cost was appealing. However, I also understand the potential drawbacks, such as the recurring costs and the lack of ownership. I believe that subscription models have the potential to transform how we consume technology, but they need to be carefully designed and implemented. Companies need to strike the right balance between affordability, flexibility, and consumer perception. What’s Next? While the iPhone subscription service may be dead for now, Apple is unlikely to stand still. The company is known for its relentless pursuit of innovation, and I’m eager to see what it has in store for the future of smartphone ownership. Whether it’s through new financing options, enhanced trade-in programs, or perhaps even a revamped subscription model, Apple is sure to continue pushing the boundaries of what’s possible. In the meantime, the tech world will be watching closely, eager to see what Apple’s next move will be.

(The Center Square) – Eleven states, led by Texas, have sued the three largest institutional investors in the world for allegedly conspiring to buy coal company stocks to control the market, reduce competition and violate federal and state antitrust laws. The lawsuit was filed in U.S. District Court for the Eastern District of Texas Tyler Division and demands a trial by jury. It names as defendants BlackRock, Inc., State Street Corporation, and Vanguard Group, Inc., which combined manage more than $26 trillion in assets.

Roivios Initiates Landmark Study to Demonstrate Safety and Efficacy of an Innovative Renal Assist Device for Cardiac Surgery Patients With Kidney Disease NASSAU, Bahamas , Dec. 19, 2024 /PRNewswire/ -- Roivios , a pioneering clinical-stage medical device company dedicated to revolutionizing kidney health, proudly announces that its research and development arm, 3ive Labs, has secured approval for an Investigational Device Exemption (IDE) from the FDA. This approval paves the way for a pivotal trial of the JuxtaFlow Renal Assist Device (RAD), marking a transformative step forward in enhancing outcomes for cardiac surgery patients with renal insufficiency. The GRADIENT ( G roundbreaking R enal A ssist D evice I ntervening to EN hance cardio T horacic surgery outcomes) trial is designed to address the critical need for renal support among cardiac surgery patients undergoing cardiopulmonary bypass (CPB). These patients often face increased risks of postoperative complications, such as worsening renal dysfunction, which can lead to extended ICU stays and increased mortality. "The GRADIENT Trial offers an invaluable opportunity to further explore renal support during cardiac surgery," said Dr. Evelio Rodriguez , a renowned heart surgeon at Ascension Saint Thomas in Nashville, TN , and the National Principal Investigator of the GRADIENT trial. "The JuxtaFlow device offers new hope for some of our most vulnerable patients." JuxtaFlow RAD is an innovative device designed to potentially improve kidney function during times of acute stress. By applying a gentle suction to the kidney's outlet, it aims to enhance blood filtration more efficiently. This groundbreaking approach was recognized with an FDA Breakthrough Device Designation in April. The GRADIENT study will be a prospective, multicenter, randomized, controlled, open-label trial that plans to enroll patients with renal insufficiency (eGFR 15-60 ml/min) undergoing elective or urgent cardiac surgery requiring CPB. The study seeks to evaluate the safety and effectiveness of the JuxtaFlow RAD to sustain or enhance renal function during and following CPB surgery. "Achieving Breakthrough Device Designation was instrumental in securing IDE approval," noted John Erbey , Chief Executive Officer at Roivios. "This initiative is the culmination of a decade of technological and clinical advancements in addressing kidney disease management challenges. Our ongoing dialogue with the FDA is paving the way for more effective management, empowering patients to thrive. We are eager to commence IDE enrollment and explore the JuxtaFlow RAD's potential to improve surgical outcomes and enhance patient quality of life." For more information about Roivios and the JuxtaFlow Renal Assist Device, please visit Roivios.com . About JuxtaFlow RAD The JuxtaFlow RAD is a pioneering investigational device set to transform kidney support therapy. Acknowledging the harmful effects of fluid accumulation and pressure on the kidneys, Roivios has advanced beyond traditional blood filtration methods that can further stress the kidneys. By applying mild, controlled negative pressure within the kidney's collecting system, the device has the potential to maintain and improve filtration and support recovery. This novel approach holds promise for a compelling value proposition by preserving kidney function and expediting patient recovery, ultimately reducing hospital stays and associated costs. Equipped with a proprietary specialized catheters and pump, the device optimizes kidney function during critical recovery periods, such as post-surgery. Currently, the JuxtaFlow RAD is under investigation and is not available for sale in any geography. About Roivios Roivios is a clinical-stage medical device company committed to pioneering solutions for kidney health. Our lead product, the JuxtaFlow Renal Assist Device (RAD), is designed to preserve kidney function and offer a proactive approach to managing kidney disease. We aim to demonstrate improved renal outcomes, potentially reducing the need for dialysis, and lowering healthcare costs. Holding proprietary patents in key kidney technologies, we aim to revolutionize kidney disease management. With plans to extend its application beyond kidney disease to various medical settings, Roivios is preparing for a transformative U.S. launch, aiming to redefine kidney disease management and improve patient quality of life. Discover more at roivios.com . This release contains forward-looking statements subject to risks and uncertainties. Actual results may differ significantly. Media Contact : Kelly Krueger , Krueger PR, kelly@kruegerpr.com View original content to download multimedia: https://www.prnewswire.com/news-releases/fda-grants-ide-approval-for-the-pivotal-trial-of-the-juxtaflow-renal-assist-device-rad-302336698.html SOURCE Roivios, ltdPhiladelphia news 24/7: Watch NBC10 free wherever you are In the race to conquer the cosmos, the greatest challenge to space exploration might be the vastness of the unknown, but that distance from planet Earth isn't dissuading the invisible hands of cybercriminals aiming to sabotage missions from thousands of miles below. Spacecraft, satellites, and space-based systems all face cybersecurity threats that are becoming increasingly sophisticated and dangerous. With interconnected technologies controlling everything from navigation to anti-ballistic missiles, a security breach could have catastrophic consequences. "There are unique constraints to operating in space where you do not have physical access to spacecraft for repairs or updates after launch," said William Russell, director of contracting and national security acquisitions at the U.S. Government Accountability Office. "The consequences of malicious cyber activities include loss of mission data, decreased lifespan or capability of space systems or constellations, or the control of space vehicles." Critical space infrastructure is susceptible to threats across three key segments: in space, on the ground segment and within the communication links between the two. A break in one can be a cascading failure for all, said Wayne Lonstein, co-founder and CEO at VFT Solutions, and co-author of Cyber-Human Systems, Space Technologies, and Threats. "In many ways, the threats to critical infrastructure on Earth can cause vulnerabilities in space," Lonstein said. "Internet, power, spoofing and so many other vectors that can cause havoc in space," he added. The integration of artificial intelligence into space projects has heightened the risk of sophisticated cyber attacks orchestrated by state actors and individual hackers. AI integration into space exploration allows more decision-making with less human oversight. For example, NASA is using AI to target scientific specimens for planetary rovers. However, reduced human oversight could make these missions more prone to unexplained and potentially calamitous cyberattacks, said Sylvester Kaczmarek, chief technology officer at OrbiSky Systems, which specializes in the integration of AI, robotics, cybersecurity, and edge computing in aerospace applications. Data poisoning, where attackers feed corrupted data to AI models, is one example of what could go wrong, Kaczmarek said. Another threat, he said, is model inversion, where adversaries reverse-engineer AI models to extract sensitive information, potentially compromising mission integrity. If compromised, AI systems could be used to interfere with or take control of strategically important national space missions. "AI systems may be susceptible to unique types of cyberattacks, such as adversarial attacks, where malicious inputs are designed to deceive the AI into making incorrect decisions or predictions," Lonstein said. AI could also enable adversaries to "carry out sophisticated espionage or sabotage operations against space systems, potentially altering mission parameters or stealing sensitive information," he added. Worse yet, AI can be weaponized — used to develop advanced space-based weapons or counter-space technologies that could disrupt or destroy satellites and other space assets. The U.S. government is tightening up the integrity and security of AI systems in space. The 2023 Cyberspace Solarium Commission report stressed the importance of designating outer space as a critical infrastructure sector, urging enhanced cybersecurity protocols for satellite operators. Lonstein recommends rigorous testing of AI systems in simulated space conditions before deployment, and redundancy as a way to safeguard against an unexpected breach. "Implement redundant systems to ensure that if one AI component fails, others can take over, thus maintaining mission integrity and functionality," he said. Use of strict access controls, authentication, and error correction mechanisms can further ensure that AI systems operate with accurate information. There are reactive measures for when even these defenses have been breached, through the design of AI systems with fail-safe mechanisms that can revert to a "safe state" or "default mode" in the event of a malfunction or unexpected behavior, Lonstein said. Manual override is important, too. "Ensure that ground control can manually override or intervene in AI decision- making, when necessary, providing an additional layer of safety," he added. The rivalry between the U.S. and China includes the new battleground of space. As both nations ramp up their space ambitions and militarized capabilities beyond Earth's atmosphere, the threat of cyberattacks targeting critical orbital assets has become an increasingly pressing concern. "The competition between the U.S. and China, with Russia as a secondary player, heightens the risk of cyberattacks as these nations seek to gain technological superiority," Kaczmarek said. Though they don't garner as much attention in the mainstream press as consumer, crypto or even nation-state hacks against key U.S. private and government infrastructure on the ground, notable cyberattacks have targeted critical space-based technologies in recent years. With the U.S., China, Russia and India intensifying their push for space dominance, the stakes have never been higher. There were repeated cyberattacks this year on Japan's space agency JAXA. In 2022, there were hacks on SpaceX's Starlink satellite system , which Elon Musk attributed to Russia after the satellites were supplied to Ukraine. In August 2023, the U.S. government issued a warning that Russian and Chinese spies were aiming to steal sensitive technology and data from U.S. space companies such as SpaceX and Blue Origin. China has been implicated in numerous cyber-espionage campaigns dating back as far as a decade, such as the 2014 breach of the U.S. National Oceanic and Atmospheric Administration weather systems, jeopardizing space-based environmental monitoring. "Nations like China and Russia target U.S. space assets to disrupt operations or steal intellectual property, potentially leading to compromised missions and a loss of technological edge," Kaczmarek said. Space-based systems increasingly support critical infrastructure back on Earth, and any cyberattacks on these systems could undermine national security and economic interests. Last year, the U.S. government let hackers break into a government satellite as a way to test vulnerabilities that could be exploited by the Chinese. That came amid growing concerns at the highest levels of the government that China is attempting to "deny, exploit or hijack" enemy satellites — revelations that became public in the leak of classified documents by U.S. Air National Guardsman Jack Teixeira in 2023. "The ongoing space race and the associated technologies will continue to be impacted by Viasat-like cyberattacks," said GAO's Russell, referring to a 2022 cyberattack against the satellite company attributed by U.S. and U.K. intelligence to Russia as part of its war against Ukraine. Private companies and the government will need to use all the cybersecurity tools at their disposal, including encryption, intrusion detection systems, and collaboration with government agencies like the Cybersecurity and Infrastructure Security Agency for intelligence sharing and coordinated defense. "These collaborations can also involve developing cybersecurity frameworks specifically tailored to space systems," Kaczmarek said. At the same time, Silicon Valley-based tech companies have been making rapid advancements in the field of cybersecurity, including those designed to secure space technologies. Companies like Microsoft , Amazon , Google , and Nvidia are increasingly being enlisted by the U.S. Space Force and Department of Defense for their specialized resources and advanced cyber capabilities. Notably, Microsoft is a founding member of the Space Information Sharing and Analysis Center and has been an active participant since its formation several years ago. "Microsoft has partnered with the U.S. Space Force to support their growth as a fully digital service , bringing the latest technologies to ensure Space Force Guardians are prepared for space-based conflicts," said a Microsoft spokesperson via email. As part of the $19.8 million contract , Microsoft provides its Azure cloud computing infrastructure, simulations, augmented reality, and data management tools to support and secure a wide range of Space Force missions. "Microsoft is playing a key role in defending against cyber threats in space," the spokesperson wrote. Google Cloud, Amazon Web Services and defense contractor General Dynamics also offer cloud infrastructure for storing and processing vast amounts of data generated by satellites and space missions. Nvidia 's powerful GPUs can be used for processing and analyzing satellite imagery and data. According to Lonstein, the chipmaker's AI chips can enhance image processing, anomaly detection, and predictive analytics for space missions. But there is a limit to reliance on technology in space operations as a safety benefit rather than added layer of risk. "High dependency on automated systems can lead to catastrophic failures if those systems malfunction or encounter unexpected scenarios," Lonstein said. A single point of failure could compromise the entire mission. Moreover, extensive use of technology could be detrimental to human operators' skills and knowledge, which might atrophy if not regularly exercised. "This could lead to challenges in manual operation during emergencies or system failures," Lonstein added.

TURTLE CREEK, Pa., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Eos Energy Enterprises, Inc. EOSE ("Eos" or the "Company"), America's leading innovator in the design, sourcing, and manufacturing of zinc-based long duration energy storage (LDES) systems, manufactured in the United States, today announced that it has received the first loan advance from the Department of Energy's (DOE) Loan Programs Office in the amount of $68.3 million. The loan advance, which covers 80% of eligible costs incurred to date on the Mon Valley Works expansion project, represents the maximum allowable amount under the program at this time. The loan advance covers both capital expenditures and project associated operating expenses incurred as part of the Company's production expansion plans related to Project AMAZE in the Mon Valley Works. These funds support Eos' ongoing efforts to enhance its operational capacity and further its strategic growth objectives. "Our first state-of-the-art manufacturing line has been operational since June 2024, and this funding is a significant milestone towards expanding our manufacturing capacity and being able to procure line 2," said Nathan Kroeker, Eos Chief Financial Officer. "The loan proceeds from the DOE, coupled with our strategic partnership and investment from Cerberus Capital Management, facilitates our growth plans to capitalize on the growing need for long duration energy storage solutions." This announcement comes on the heels of 616 MWh in new customer orders and an announced partnership with FlexGen to address a preliminary 50 GWh market opportunity, highlighting the growing demand for American-made long duration energy storage. About Eos Eos Energy Enterprises, Inc. is accelerating the shift to American energy independence with positively ingenious solutions that transform how the world stores power. Our breakthrough ZnythTM aqueous zinc battery was designed to overcome the limitations of conventional lithium-ion technology. Safe, scalable, efficient, sustainable—and manufactured in the U.S—it's the core of our innovative systems that today provide utility, industrial, and commercial customers with a proven, reliable energy storage alternative for 3- to 12-hour applications. Eos was founded in 2008 and is headquartered in Edison, New Jersey. For more information about Eos EOSE , visit eose.com . Contacts Investors: ir@eose.com Media: media@eose.com Forward Looking Statements Except for the historical information contained herein, the matters set forth in this press release are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include, but are not limited to, statements regarding our expected revenue, contribution margins, orders backlog and opportunity pipeline for the fiscal year ended December 31, 2024, our path to profitability and strategic outlook, the tax credits available to our customers or to Eos pursuant to the Inflation Reduction Act of 2022, the delayed draw term loan with Cerberus, milestones thereunder and the anticipated use of proceeds therefrom, the DOE loan and statements regarding the receipt of funds under the DOE loan and the anticipated use of proceeds therefrom, obtaining the requisite approvals from the DOE to receive guarantees under the loan guarantee agreement, our ability to meet the applicable conditions precedent under the loan guarantee agreement, statements that refer to outlook, projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions. The words "anticipate," "believe," "continue," "could," "estimate," "expect," "intends," "may," "might," "plan," "possible," "potential," "predict," "project," "should," "would" and similar expressions may identify forward-looking statements, but the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements are based on our management's beliefs, as well as assumptions made by, and information currently available to, them. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. Factors which may cause actual results to differ materially from current expectations include, but are not limited to: changes adversely affecting the business in which we are engaged; our ability to forecast trends accurately; our ability to generate cash, service indebtedness and incur additional indebtedness; our ability to achieve the operational milestones on the delayed draw term loan; our ability to raise financing in the future, including the discretionary revolving facility from Cerberus; risks associated with the credit agreement with Cerberus, including risks of default, dilution of outstanding Common Stock, consequences for failure to meet milestones and contractual lockup of shares; our customers' ability to secure project financing; the amount of final tax credits available to our customers or to Eos pursuant to the Inflation Reduction Act; uncertainties around our ability to meet the applicable conditions precedent to any funding under the DOE loan; our ability to continue to develop efficient manufacturing processes to scale and to forecast related costs and efficiencies accurately; fluctuations in our revenue and operating results; competition from existing or new competitors; our ability to convert firm order backlog and pipeline to revenue; risks associated with security breaches in our information technology systems; risks related to legal proceedings or claims; risks associated with evolving energy policies in the United States and other countries and the potential costs of regulatory compliance; risks associated with changes to the U.S. trade environment; risks resulting from the impact of global pandemics, including the novel coronavirus, Covid-19; our ability to maintain the listing of our shares of common stock on NASDAQ; our ability to grow our business and manage growth profitably, maintain relationships with customers and suppliers and retain our management and key employees; risks related to the adverse changes in general economic conditions, including inflationary pressures and increased interest rates; risk from supply chain disruptions and other impacts of geopolitical conflict; changes in applicable laws or regulations; the possibility that Eos may be adversely affected by other economic, business, and/or competitive factors; other factors beyond our control; risks related to adverse changes in general economic conditions; and other risks and uncertainties. The forward-looking statements contained in this press release are also subject to additional risks, uncertainties, and factors, including those more fully described in the Company's most recent filings with the Securities and Exchange Commission, including the Company's most recent Annual Report on Form 10-K and subsequent reports on Forms 10-Q and 8-K. Further information on potential risks that could affect actual results will be included in the subsequent periodic and current reports and other filings that the Company makes with the Securities and Exchange Commission from time to time. Moreover, the Company operates in a very competitive and rapidly changing environment, and new risks and uncertainties may emerge that could have an impact on the forward-looking statements contained in this press release. Forward-looking statements speak only as of the date they are made. Readers are cautioned not to put undue reliance on forward-looking statements, and, except as required by law, the Company assumes no obligation and does not intend to update or revise these forward-looking statements, whether as a result of new information, future events, or otherwise. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

For Zimbabwean investors, the thrill of participating in the US and Canadian markets lies in their potential for stability and growth, offering a way to spread risk and possibly enhance returns. Here’s how you can explore these opportunities with just a basic understanding of finance. Diversification is like not putting all your eggs in one basket. Instead of relying solely on local investments, you spread your money across different types of investments, in this case, across different countries. This can protect your wealth from local economic swings. ETFs (Exchange-Traded Funds) are a great way to start: This index includes the 500 largest companies in the US. Investing in an ETF that tracks this index gives you a piece of all these companies, from tech giants to traditional businesses, reducing the risk compared to picking one stock. This is where I invest most of my money and historically, while the past can not guarantee the future, US S&P 500 has been shown to beat more than 90 percent professional investors in the US. Similarly, this index represents the largest companies in Canada, giving you exposure to Canadian economic health. By investing in these indices, you’re not betting on one company’s success but on the overall market’s performance, which tends to be more stable over time. Note, I invest in an Index through an ETF not in the index itself. Sector-specific investments Known for innovation, the US tech sector includes companies like Apple or Microsoft. These can offer growth but come with their own risks due to rapid changes in technology. Canada has vast natural resources. Investing in this sector can be lucrative, especially with global demand for energy and minerals. These sectors have historically shown strong performance, offering potential for growth that might not be available locally. Currency diversification When your local currency weakens, investments in USD or CAD can act like a financial shield: If the Zimbabwean dollar (ZiG) falls, your investments in stronger currencies could increase in value relative to your local currency. Stability: North American markets are known for their stability compared to some emerging markets, providing a safe haven for your capital. How to Get Started for Zimbabwean Investors Education: Learn the basics. Websites, books, or even local newspaper articles can help. My book can be a starting point, “The Intelligent Millennial Investor” It’s available on my website :www.streetwiseeconomics.com. Look for online brokers that allow international investing. Some platforms cater specifically to non-residents. You don’t need a large sum to begin. Even small investments in ETFs can grow over time. Don’t just invest in one area. Spread across different sectors and countries. The markets, especially technology and commodities, evolve. Stay informed. Conclusion Diversifying into the US and Canadian markets can be a step towards financial security, offering exposure to stable and growing economies. It’s about balancing risk and reward, providing a cushion against local economic volatility.

No. 16 South Carolina 17, No. 12 Clemson 14SACRAMENTO, Calif. , Dec. 19, 2024 /PRNewswire/ -- Reviver ® is proud to support the Winter Fest SoCal Car Show and Toy Drive, bringing joy to children and families in need. This past weekend, the Winter Fest SoCal Car Show and Toy Drive in Pomona, California , brought together car enthusiasts from across Southern California to celebrate the holidays and of course, all things cars. Attendees celebrated the season by decking out their cars, motorcycles and trucks, and supporting a good cause. This year's Winter Fest supported the Community Family Guidance Center (CFGC). CFGC helps southeast Los Angeles County's under-served children and their families heal from trauma, abuse, emotional, behavioral and mental health issues through proven interventions and compassionate guidance. "We're proud to partner with our community and fellow auto enthusiasts to make the holidays brighter for those who need it most," said Reviver Founder and Chief Strategy Officer Neville Boston . "Together, we can help create joy and ensure that every child experiences the magic of the season." If you missed Winter Fest or are not local to Los Angeles County , there are still many ways to give back. Reviver is inviting the community to join in spreading holiday cheer wherever they are by supporting a local toy drive . ABOUT REVIVER ® Reviver ® is a technology company on a mission to modernize the driving experience. As developer of the world's first digital license plate platform, Reviver products transform the license plate into a connected vehicle platform, enabling consumers and commercial businesses to digitize vehicle registration renewals and experience a growing set of personalization, convenience, and safety features, all managed through a mobile or web app interface. Reviver's digital license plates are legal for sale in Arizona and California , along with Texas for commercial fleet vehicles. Ten additional states are in various stages of adoption. Founded in 2009, Reviver is headquartered in Northern California , and is the official patch partner of the Sacramento Kings and the official innovation partner of the Sacramento Kings and Golden 1 Center. To purchase an RPLATE click here . To learn more about the RPLATE, click here . View original content to download multimedia: https://www.prnewswire.com/news-releases/reviver-helps-drive-the-spirit-of-giving-this-holiday-season-302336678.html SOURCE Reviver

Nikola Jokic Could Replicate LeBron James’ SuccessCOLUMBUS, Ohio (AP) — A fight broke out at midfield after Michigan stunned No. 2 Ohio State 13-10 on Saturday as Wolverines players attempted to plant their flag and were met by Buckeyes who confronted them. Police had to use pepper spray to break up the players, who threw punches and shoves in the melee that overshadowed the rivalry game. Ohio State police said in a statement “multiple officers representing Ohio and Michigan deployed pepper spray.” Ohio State police will investigate the fight, according to the statement. After the Ohio State players confronted their bitter rivals at midfield, defensive end Jack Sawyer grabbed the top of the Wolverines' flag and ripped it off the pole as the brawl moved toward the Michigan bench. Eventually, police officers rushed into the ugly scene. Ohio State coach Ryan Day said he understood the actions of his players. “There are some prideful guys on our team who weren't going to sit back and let that happen,” Day said. The two Ohio State players made available after the game brushed off questions about it. Michigan running back Kalel Mullings, who rushed for 116 yards and a touchdown, didn't like how the Buckeyes players involved themselves in the Wolverines' postgame celebration. He called it “classless.” “For such a great game, you hate to see stuff like that after the game," he said in an on-field interview with Fox Sports. “It’s just bad for the sport, bad for college football. But at the end of the day, you know some people got to — they got to learn how to lose, man. ... We had 60 minutes, we had four quarters, to do all that fighting.” Michigan coach Sherrone Moore said everybody needs to do better. “So much emotions on both sides," he said. "Rivalry games get heated, especially this one. It’s the biggest one in the country, so we got to handle that better.” Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballEast contender draws two separate fines for flopping in same game

TURTLE CREEK, Pa., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Eos Energy Enterprises, Inc. (NASDAQ: EOSE) ("Eos" or the “Company”), America’s leading innovator in the design, sourcing, and manufacturing of zinc-based long duration energy storage (LDES) systems, manufactured in the United States, today announced that it has received the first loan advance from the Department of Energy's (DOE) Loan Programs Office in the amount of $68.3 million. The loan advance, which covers 80% of eligible costs incurred to date on the Mon Valley Works expansion project, represents the maximum allowable amount under the program at this time. The loan advance covers both capital expenditures and project associated operating expenses incurred as part of the Company's production expansion plans related to Project AMAZE in the Mon Valley Works. These funds support Eos’ ongoing efforts to enhance its operational capacity and further its strategic growth objectives. “Our first state-of-the-art manufacturing line has been operational since June 2024, and this funding is a significant milestone towards expanding our manufacturing capacity and being able to procure line 2,” said Nathan Kroeker, Eos Chief Financial Officer. “The loan proceeds from the DOE, coupled with our strategic partnership and investment from Cerberus Capital Management, facilitates our growth plans to capitalize on the growing need for long duration energy storage solutions.” This announcement comes on the heels of 616 MWh in new customer orders and an announced partnership with FlexGen to address a preliminary 50 GWh market opportunity, highlighting the growing demand for American-made long duration energy storage. About Eos Eos Energy Enterprises, Inc. is accelerating the shift to American energy independence with positively ingenious solutions that transform how the world stores power. Our breakthrough ZnythTM aqueous zinc battery was designed to overcome the limitations of conventional lithium-ion technology. Safe, scalable, efficient, sustainable—and manufactured in the U.S—it's the core of our innovative systems that today provide utility, industrial, and commercial customers with a proven, reliable energy storage alternative for 3- to 12-hour applications. Eos was founded in 2008 and is headquartered in Edison, New Jersey. For more information about Eos (NASDAQ: EOSE), visit eose.com . Forward Looking Statements Except for the historical information contained herein, the matters set forth in this press release are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include, but are not limited to, statements regarding our expected revenue, contribution margins, orders backlog and opportunity pipeline for the fiscal year ended December 31, 2024, our path to profitability and strategic outlook, the tax credits available to our customers or to Eos pursuant to the Inflation Reduction Act of 2022, the delayed draw term loan with Cerberus, milestones thereunder and the anticipated use of proceeds therefrom, the DOE loan and statements regarding the receipt of funds under the DOE loan and the anticipated use of proceeds therefrom, obtaining the requisite approvals from the DOE to receive guarantees under the loan guarantee agreement, our ability to meet the applicable conditions precedent under the loan guarantee agreement, statements that refer to outlook, projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions. The words "anticipate," "believe," "continue," "could," "estimate," "expect," "intends," "may," "might," "plan," "possible," "potential," "predict," "project," "should," "would" and similar expressions may identify forward-looking statements, but the absence of these words does not mean that a statement is not forward-looking. Forward-looking statements are based on our management’s beliefs, as well as assumptions made by, and information currently available to, them. Because such statements are based on expectations as to future financial and operating results and are not statements of fact, actual results may differ materially from those projected. Factors which may cause actual results to differ materially from current expectations include, but are not limited to: changes adversely affecting the business in which we are engaged; our ability to forecast trends accurately; our ability to generate cash, service indebtedness and incur additional indebtedness; our ability to achieve the operational milestones on the delayed draw term loan; our ability to raise financing in the future, including the discretionary revolving facility from Cerberus; risks associated with the credit agreement with Cerberus, including risks of default, dilution of outstanding Common Stock, consequences for failure to meet milestones and contractual lockup of shares; our customers’ ability to secure project financing; the amount of final tax credits available to our customers or to Eos pursuant to the Inflation Reduction Act; uncertainties around our ability to meet the applicable conditions precedent to any funding under the DOE loan; our ability to continue to develop efficient manufacturing processes to scale and to forecast related costs and efficiencies accurately; fluctuations in our revenue and operating results; competition from existing or new competitors; our ability to convert firm order backlog and pipeline to revenue; risks associated with security breaches in our information technology systems; risks related to legal proceedings or claims; risks associated with evolving energy policies in the United States and other countries and the potential costs of regulatory compliance; risks associated with changes to the U.S. trade environment; risks resulting from the impact of global pandemics, including the novel coronavirus, Covid-19; our ability to maintain the listing of our shares of common stock on NASDAQ; our ability to grow our business and manage growth profitably, maintain relationships with customers and suppliers and retain our management and key employees; risks related to the adverse changes in general economic conditions, including inflationary pressures and increased interest rates; risk from supply chain disruptions and other impacts of geopolitical conflict; changes in applicable laws or regulations; the possibility that Eos may be adversely affected by other economic, business, and/or competitive factors; other factors beyond our control; risks related to adverse changes in general economic conditions; and other risks and uncertainties. The forward-looking statements contained in this press release are also subject to additional risks, uncertainties, and factors, including those more fully described in the Company’s most recent filings with the Securities and Exchange Commission, including the Company’s most recent Annual Report on Form 10-K and subsequent reports on Forms 10-Q and 8-K. Further information on potential risks that could affect actual results will be included in the subsequent periodic and current reports and other filings that the Company makes with the Securities and Exchange Commission from time to time. Moreover, the Company operates in a very competitive and rapidly changing environment, and new risks and uncertainties may emerge that could have an impact on the forward-looking statements contained in this press release. Forward-looking statements speak only as of the date they are made. Readers are cautioned not to put undue reliance on forward-looking statements, and, except as required by law, the Company assumes no obligation and does not intend to update or revise these forward-looking statements, whether as a result of new information, future events, or otherwise.Activating your credit card? Don’t skip the mobile wallet stepEngland earn goalless draw against Emma Hayes’ United States in Wembley friendly

December 2024 presents Aries with initial challenges in health and emotions, followed by improvements in career, relationships, and finances. Patience, communication, and self-care are essential. The month ends with stability, renewed confidence, and a focus on long-term planning for 2025. December 2024 begins on a challenging note for Aries natives, with planetary influences highlighting health, emotional well-being, and the need for patience. The first week may bring unexpected hurdles, particularly related to personal happiness and mental peace. It is a time to step back and reflect on your priorities. Practices like meditation and deep breathing exercises can help alleviate stress. Seeking guidance from trusted individuals, such as family or mentors, can provide much-needed clarity and support. However, as the month progresses, the situation improves. Aries individuals will find themselves regaining lost confidence, especially in matters of career and professional reputation. Opportunities for recognition and success will become more apparent, especially in the third week. The month's end promises a renewed sense of balance, allowing you to close the year with optimism and purpose. While the energies of December are mixed, they offer invaluable lessons in resilience and adaptability. By managing emotions, focusing on constructive action, and nurturing relationships, Aries natives can turn obstacles into opportunities for growth. Love and Relationships: The realm of love and relationships presents dynamic challenges and opportunities for Aries in December. The early part of the month may test your patience as emotional misunderstandings arise, possibly leading to frustration or disappointment. Existing tensions in partnerships or familial relationships could resurface, demanding careful navigation. This is not a time to react impulsively; instead, focus on listening and understanding. For those in committed relationships, mid-December offers a window of reconciliation and deepened connection. Romantic gestures or shared activities could help bridge earlier gaps. Engaging in meaningful conversations about shared goals and concerns will strengthen emotional bonds. If you're planning a trip with your partner, the second half of the month is ideal for rejuvenating the relationship. Singles, on the other hand, may experience interesting encounters during social events or through mutual friends. However, the stars advise caution when rushing into commitments. Assess the intentions of potential partners carefully. The last week of the month is more conducive to forming genuine connections as the cosmic energies favour emotional clarity and mutual understanding. By the end of December, the focus shifts to harmony and stability in personal relationships. Whether single or committed, Aries natives will find solace in relationships that are built on trust and mutual respect. Education and Career: Aries students and professionals will experience a month of varying fortunes in education and career. The first week emphasizes the importance of maintaining discipline and focus, as distractions and self-doubt may creep in. For students, organizing study schedules and seeking external guidance can improve productivity during this period. Avoid procrastination, especially if preparing for examinations or deadlines. For professionals, the first two weeks may bring minor setbacks in projects or delays in recognition. However, perseverance will pay off as planetary movements in mid-December bring favourable opportunities. Those involved in creative fields, management, or networking roles will see their efforts acknowledged. This is a good time to present new ideas or proposals to superiors, as their receptiveness will be high. Entrepreneurs and business owners should tread cautiously in the first half of the month, avoiding risky ventures or new partnerships. The third week brings better prospects for business expansion and collaborations. Social networking and connecting with influential people could open doors for future growth. The last week of December is an ideal time to strategize for the coming year. Focus on long-term plans, skill enhancement, and setting clear goals. Use this reflective period to realign career ambitions with personal values. Money and Finance: Financial management takes centre stage for Aries in December 2024. The month begins with potential challenges, such as unexpected expenses or delays in income. This could be due to healthcare costs, family obligations, or professional hurdles. To avoid financial strain, focus on prudent budgeting and avoid impulsive purchases. The second week brings gradual improvements as Aries natives receive support from family members or siblings. Sudden inflows of money, possibly from bonuses, settlements, or unexpected sources, could provide relief. However, it is crucial to avoid speculative investments, such as stock market ventures, during this period as planetary alignments are not in your favour. Mid-December highlights financial gains linked to professional efforts. Increased recognition at work could translate into tangible rewards, such as a raise or new business opportunities. Use this time to clear debts or set aside funds for future investments. By the month's end, Aries natives will feel more in control of their finances. This is a good time to review long-term savings plans, invest in secure avenues, or make necessary purchases. While financial stability improves, maintaining a disciplined approach will ensure sustained prosperity. Health and Well-being: Health requires significant attention in December, especially during the first and second weeks. Aries natives may experience physical exhaustion, low immunity, or stress-related ailments. Digestive issues, headaches, or disturbed sleep patterns could arise due to the intense demands of daily life. This is a time to prioritize rest and adopt a healthier routine. Engaging in light exercises, yoga, or meditation will help counteract stress and improve energy levels. A balanced diet with ample hydration is also essential to boost overall vitality. Avoid overexertion and set realistic expectations for yourself during this period. The third week marks a turning point as health improves, and a sense of vitality returns. Aries individuals will find themselves more active and capable of handling responsibilities effectively. However, it is essential not to overindulge or neglect self-care routines in the excitement of regained energy. The month concludes with a reminder to maintain moderation. While festive celebrations may tempt you to deviate from your wellness goals, staying mindful will ensure long-term benefits. Regular health check-ups and stress-management practices will help you finish the year on a strong note. Important Days in December 2024: December 1-7: Focus on health and emotional stability; avoid new projects and focus on existing commitments. December 8-14: Challenges in finances and relationships may arise; stay patient and avoid impulsive decisions. December 15-21: Positive shifts in career and personal life; capitalize on professional opportunities and strengthen relationships. December 22-31: A harmonious end to the month with improved finances, health, and emotional clarity; plan for 2025 with renewed confidence. Key Takeaways: The month begins with challenges but gradually shifts to opportunities for growth and stability. Focus on strengthening relationships through communication and empathy. Career advancements are likely, especially mid-month, with recognition for efforts. Financial prudence in the first half will ensure stability by month-end. Prioritize health and well-being through consistent self-care practices.

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First of its kind, AI-powered innovation center in National Landing will support startups targeting critical national security challenges at the intersection of defense and energy ARLINGTON, Va., Dec. 19, 2024 (GLOBE NEWSWIRE) -- Venture capital firm Energy Innovation Capital (EIC), global digital and AI transformation consulting firm A&MPLIFY by Alvarez and Marsal , world class engineering and research university Virginia Tech , leading cloud and AI platform Amazon Web Services (AWS) , and DC region real estate owner and developer JBG SMITH today announced the launch of the Virtus Innovation Center (Virtus) in National Landing ( www.virtusinnovation.com ). While Washington, DC is the epicenter for energy policy and national security, there is untapped potential in the market and a lack of innovation programs that effectively bridge capital formation, incubation, and acceleration for early-stage companies. Once funding is secured, Virtus' differentiated platform aims to leverage the collective expertise of its partners to provide startup companies the physical resources, capital, and strategic support they need to develop innovative national security and energy technologies. The plan for Virtus' integrated approach includes: "Over the last 20 years the team at EIC has invested in 150 industrial technology companies enabling electrification, decarbonization, AI, autonomy, and critical technology onshoring. The convergence of these sectors has created significant national security and energy resiliency innovation opportunities,” said Andrew Lackner, Managing Partner of EIC Virtus. "The Virtus Innovation Center will enable startups to leverage DC's defense and energy ecosystem to accelerate the commercialization of dual-use technologies. We look forward to collaborating with startups, corporations, federal agencies, and other investors to accelerate technologies critical to the national interest of the US.” "We've seen the success that is possible when startups and corporations work together to find better technological solutions, and Virtus Innovation Incubator is an exciting opportunity to accomplish that in an established and global industry,” said Bob Ghafouri, Co-Founder and Managing Director at A&MPLIFY by Alvarez & Marsal. "Large, forward-thinking companies are engaging successfully with startups, looking at startups as discovery arms and co-collaborators for innovation.” "With the increasing importance of supporting the growth and energy demand of Artificial Intelligence, the intersection of energy and defense has become a national security priority,” said Matt Kelly, JBG SMITH CEO. "As the incubator partner of the Virtus Innovation Center, we are well-positioned with our physical space near the Pentagon and AI infrastructure to collaborate and scale innovation across the startup community to create new solutions for defense and energy.” Virtus aims to meet the heightened demand for technological advancement in energy and security, driven by various factors including: increased geopolitical activity and the evolving complexity of physical and digital threats; the multi-decade shift to lower-carbon energy; and the exponential growth of data, large language models, data centers, and widespread digitalization across sectors that has transformed how work is done. Virtus will also directly benefit from its strategic location in National Landing, which offers a high concentration of defense-tech and adjacent industries, all of which are clustered together with immediate proximity to the Pentagon, Amazon HQ2, Virginia Tech's $1B Innovation Campus and dozens of relevant private enterprises and government agencies, including seven of the ten largest recipients of federal defense spending. "Virginia Tech could not be more excited to collaborate with Virtus and partners to ensure cutting-edge technologies with dual-use applications including artificial intelligence, integrated communications and networking, and quantum information and sensing reach the marketplace to support the pressing needs of the nation,” said Eric Paterson, Virginia Tech National Security Institute Executive Director. "With proximity to the nation's Capital, the institute and Innovation Campus bring vast expertise, unique research facilities, and mission-oriented initiatives, which position us to assist partners in the curation of new startups that seek to solve emerging national security challenges.” Learn more about the Virtus Innovation Center: www.virtusinnovation.com About A&MPLIFY by Alvarez & Marsal A&MPLIFY is the artificial intelligence and digital transformation unit of Alvarez & Marsal. We are marketers, product managers, technologists and data scientists from industry, consulting and technology with innovation studios across the US, Europe, Asia, Latin America, Australia and the Middle East. To learn more, visit www.a-mplify.com . About Alvarez & Marsal Founded in 1983, Alvarez & Marsal is a leading global professional services firm. Renowned for its leadership, action and results, Alvarez & Marsal provides advisory, business performance improvement and turnaround management services, delivering practical solutions to address clients' unique challenges. With a world-wide network of experienced operators, world-class consultants, former regulators and industry authorities, Alvarez & Marsal helps corporates, boards, private equity firms, law firms and government agencies drive transformation, mitigate risk and unlock value at every stage of growth. To learn more, visit AlvarezandMarsal.com . About Energy Innovation Capital (EIC) Energy Innovation Capital invests in companies that are developing industrial technologies transforming energy, national security, and resource intensive industries. EIC currently manages four venture capital funds with AUM of $350M, a corporate innovation partnership program, and an active portfolio of 33 companies. For more information, please visit www.energyinnovationcapital.com . About JBG SMITH JBG SMITH owns, operates, invests in, and develops mixed-use properties in high growth and high barrier-to-entry submarkets in and around Washington, DC, most notably National Landing. Through an intense focus on placemaking, JBG SMITH cultivates vibrant, amenity-rich, walkable neighborhoods throughout the Washington, DC metropolitan area. Approximately 75.0% of JBG SMITH's holdings are in the National Landing submarket in Northern Virginia, which is anchored by four key demand drivers: Amazon's new headquarters; Virginia Tech's under-construction $1 billion Innovation Campus; the submarket's proximity to the Pentagon; and our retail and digital placemaking initiatives and public infrastructure improvements. JBG SMITH's dynamic portfolio currently comprises 13.1 million square feet of high-growth multifamily, office and retail assets at share, 98% of which are Metro-served. It also maintains a development pipeline encompassing 9.3 million square feet of mixed-use, primarily multifamily, development opportunities. JBG SMITH is committed to the operation and development of green, smart, and healthy buildings and plans to maintain carbon neutral operations annually. For more information on JBG SMITH please visit www.jbgsmith.com . About Virginia Tech In 1987 Virginia Tech was designated an R1 institution, which is the highest designation for research universities. With locations in Blacksburg and Roanoke, Virginia, and the Washington D.C. metro area including the Innovation Campus, Virginia Tech offers approximately 280 undergraduate and graduate degree programs to more than 38,000 undergraduate, graduate, and professional students across the commonwealth. The university's research enterprise encompasses over $419 million in sponsored research expenditures in fiscal year 2023. Virginia Tech is one of six senior military colleges in the U.S., a National Security Agency Center for Academic Excellence in Cyber Defense Research , Center for Academic Excellence in Cyber Operations, and an Intelligence Community Center for Academic Excellence. One of the university's seven research institutes , the Virginia Tech National Security Institute brings together transdisciplinary researchers, programs, and resources from across the university, integrating student learning and cutting-edge research at a scale unmatched by other organizations, producing research and impacting policy related to legal and practical challenges facing national intelligence, defense, law enforcement, homeland security, and cybersecurity communities that are relevant to current questions of national security law and policy and that aid senior policymakers, key departments, and agencies. CONTACT: Contact: Bethany Hilt [email protected]FDA Grants IDE Approval for the Pivotal Trial of the JuxtaFlow® Renal Assist Device (RAD)

Flurries in the forecast for Ottawa this Saturday

By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .

Honda’s 12-inch robot talks to people with facial expressions, speeds up tasks by 900%Flurries in the forecast for Ottawa this Saturday